Video & Transcript : 'federally insured securities' :
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TX
KY
Kentucky 2026 Regular Session
Senate Standing Committee on Economic Development, Tourism, and Labor (2-5-26)
Economic Development, Tourism, & Labor
Transcript Highlights:
- </c><00:04:46.800><c> I</c> insurance trust fund. I insurance trust fund.
- </c><00:05:20.080><c> have</c> applied for unemployment insurance have applied for unemployment insurance
- Are they registered security dealers?
- Um or are we just talking securities?
- </c> Insurance Association. Insurance Association.
MA
Massachusetts 2025-2026 Regular Session
Joint Committee on Financial Services Feb 24th, 2026
Joint Committee on Financial Services
Transcript Highlights:
- There's a Genetic Non-Discrimination Act at the federal level, and that prevents health insurers and
- But unfortunately, the federal law does not cover life insurers, long-term care, or disability insurers
- She said, secure life insurance now before you get tested.
- She said, secure life insurance now before you get tested.
- Finally, H. 5112 aligns with existing protections already in place for health insurance under federal
Committee:
Joint Joint Committee on Financial Services
Keywords:
genetic discrimination, genetic testing, genetic information, DNA, hereditary risk, insurance underwriting, life insurance, health insurance, long-term care insurance, disability insurance, medical privacy, consumer protection, anti-discrimination, insurer regulation, Commissioner of Insurance, chapter 176D, underwriting, hereditary disease, genomics, travel insurance
MN
Minnesota 2025-2026 Regular Session
Committee on Health and Human Services - 03/11/25
Health and Human Services
Transcript Highlights:
- :43.760><c> insurance.
- that are buying insurance.
- selling insurance in those counties. And selling insurance in those counties.
- </c> insurance ratings in Minnesota. insurance ratings in Minnesota.
- </c> insurance we provided. insurance we provided.
Committee:
Senate Health and Human Services
TX
Texas 89th Regular
Pensions, Investments & Financial Services Mar 3rd, 2025
Pensions, Investments & Financial Services
Transcript Highlights:
- insured financial institutions that operate in Texas.
- agency, it'll either be. the Fed, Federal Reserve, or the FDIC.
- Cyber security has been an issue for many, many years.
- A lot of school districts don't participate in Social Security.
- We insure 1 in 56 Texans in addition to the the main regular health insurance program, the big Texas
TX
Transcript Highlights:
- Referred to the Committee on Insurance.
- Referred to the Committee on Insurance.
- to the Committee on Insurance.
- HB 1340, by Ceri, relating to certain federal law enforcement agents serving as armed security officers
- HB 1340 by CERI relating to certain federal law enforcement agents serving as armed security officers
Summary:
The House met to read a large slate of newly filed bills and resolutions and refer them to committees. The measures covered a wide range of topics, including health care and insurance, public education, elections, criminal justice, public safety, taxes, transportation, agriculture, environmental regulation, higher education, housing, and local government. Several proposals focused on abortion and reproductive health, firearms, voter registration and ballot access, school curriculum and accountability, property tax and homestead issues, and state contracting and agency oversight. A number of constitutional amendments were also filed, including proposals on initiative and referendum, veto override authority, vaccination refusal, parental rights in education, gun rights, Medicaid expansion, and various tax exemptions.
No substantive debate, testimony, or votes occurred during this portion of the meeting; the clerk simply read the bills and resolutions and announced their committee referrals. The list included both general legislation and joint resolutions, with many items sent to standing committees and several to subcommittees. The House then adjourned without objection until 2 p.m. on Tuesday.
TX
Transcript Highlights:
- on Insurance.
- are for the Committee on Insurance.
- and Public Security.
- on insurance.
- for personal automobile insurance policy before the committee on insurance.
Keywords:
property tax, ad valorem tax, tangible personal property, income-producing property, business personal property, tax exemption, local government finance, appraisal district, chief appraiser, rendition statement, property tax relief, small business, commercial property, leased property, related business entity, unified business enterprise, tax situs, Texas Tax Code, local taxing unit, constitutional amendment
NH
New Hampshire 2025 Regular Session
House Commerce and Consumer Affairs (01/07/2025)
Transcript Highlights:
- </c> Insurance, securities, and banking across this country is regulated at the state level.
- The Federal Insurance Office is not a regulatory body; it's an advisory council.
- </c><01:42:58.679><c> Securities</c> exemptions banking Insurance Securities exemptions banking Insurance
- </c><04:26:18.080><c> or</c><04:26:18.239><c> Insurance</c> Banking and securities or Insurance Banking
- </c> state agencies whether banking Insurance state agencies whether banking Insurance Securities<04:
Summary:
The meeting began with introductory remarks for new and returning members of the House Commerce Committee, led by Chairman John Hunt. Members briefly introduced themselves and their backgrounds, and several noted the committee’s bipartisan, collegial tone. Hunt explained the committee’s structure and traditions, including the division into three subcommittees: banking and business, consumer protection, and liquor commission matters, with insurance now handled as a single area. He also reviewed basic hearing procedures, including decorum, questions for information only, and the committee’s practice of moving bills through subcommittees before full committee executive sessions.
The committee then heard an overview from the New Hampshire Insurance Department, led by Commissioner DJ Bettencourt and staff. The department described its mission as promoting a safe and competitive insurance marketplace and emphasized consumer protection, market competition, and affordability. Officials outlined the department’s responsibilities, including licensing insurers, producers, adjusters, and TPAs; reviewing insurance forms; regulating companies and market conduct; overseeing financial solvency; and investigating insurance fraud. They also noted that the department is self-funded through assessments on insurers, collects premium taxes and fees for the state, and returned more than $2.7 million to companies in fiscal year 2024 due to underspending.
The presentation also covered the broader regulatory framework for insurance, including the role of the National Association of Insurance Commissioners in promoting uniform standards across states and territories. Officials said New Hampshire licenses about 1,200 insurance companies and roughly 245,000 producers and adjusters, and that the department’s financial examinations are part of an accreditation system used nationwide. No votes or formal committee actions were taken in the portion provided; the session was primarily organizational and informational, with the insurance department presentation beginning the committee’s substantive work for the term.
NM
New Mexico 2026 Regular Session
House - Appropriations and Finance Jan 22nd, 2026 at 02:01 pm
House Appropriations & Finance
Transcript Highlights:
- Right now, with not only cyber and personnel security or physical security, we have more security standards
- That does cover one FTE that we’re looking to make permanent. personnel security or physical security
- Federal support has declined, but the statutory requirements for election security, cyber or physical
- This does increase the one FTE who manages our program for the federal side and also for election security
- And are insurance folks, the traditional insurance folks, starting to write and underwrite policies?
Bills:
HB1
Committee:
House House Appropriations & Finance
Keywords:
feed bill, legislative appropriations, legislative branch, New Mexico Legislature, general fund, legislative council service, legislative finance committee, legislative education study committee, house chief clerk, senate chief clerk, per diem, mileage, session expenses, interim committees, district staff, capitol complex, capital outlay data system, legislative processing system, redistricting, census redistricting
TX
Texas 89th Regular
Trade, Workforce & Economic Development Mar 5th, 2025
Trade, Workforce & Economic Development
Transcript Highlights:
- Of the 86% federal dollars...
- There's a program at the federal level that requires, if you are in unemployment insurance, you have
- We have insurance carriers that includes commercial insurance. large self-insured businesses, political
- program or cyber security insurance product that's available to all state agencies.
- attacks, cyber security attacks.
FL
Florida 2026 4th Special Session
February 26, 2026 - 08:30 AM
Transcript Highlights:
- Representative, could you give me an example of the process with the insurance and without the insurance
- They're unable to obtain affordable insurance, and, like Representative Chamberlain said, access to insurance
- I'm not saying that we can create new insurance companies that will write the insurance, but the state
- Obviously, insurance is my world.
- You know, the agencies didn't approach me trying to get out of insurance. They want to be insured.
Summary:
The committee took up a series of bills and reported several of them favorably, often after brief sponsor presentations, supportive public testimony, and unanimous or near-unanimous votes. Early measures included PCS for CSHB 1069 on background screenings for athletic coaches and qualified entities, CS/HB 365 on law enforcement interactions with individuals with autism spectrum disorder, and CS/HB 269 plus its linked public-records bill CS/SB 298 on domestic violence and dating violence. The domestic violence package focused on using NG-911 technology for discreet help-seeking, expanding protections to dating violence victims, and preserving confidentiality for participants in related programs. The committee also approved HB 6507, a claims bill for injuries involving DCF negligence, after limited discussion.
Members then considered PCS for CSHB 1159, which increases penalties and updates terminology for sexual offenses involving minors, child sexual abuse material, and related crimes. The bill was amended to replace “child pornography” with “child sexual abuse material” and to address childlike sex dolls, and it passed unanimously. The committee also heard CS/HB 529 on community-based care lead agency and subcontractor liability insurance. That bill would remove a statutory liability-insurance requirement for certain child welfare providers amid an insurance market crisis; it drew extensive debate, with supporters saying it would prevent agencies from shutting down and opponents warning it would reduce accountability and leave children vulnerable. It passed 15-4 as amended.
The committee next approved PCS for CSHB 277 on domestic violence and protective injunctions. The bill creates a Pinellas County pilot for electronic monitoring with victim notification, raises the victim relocation allowance, strengthens penalties for repeat injunction violations, and adds protections involving military orders and pets. Testimony was strongly supportive, including from survivors, and the bill passed 18-0 as amended. CS/HB 1009 on government publication of advertisements and public notices also passed, after an amendment requiring notices to remain publicly accessible; newspapers and press groups opposed it, arguing it would fragment access to notices, while the sponsor said it modernizes outdated posting rules. Finally, the committee heard PCS for CSHB 1471 on systems of law and terrorist organizations, which would create a state process for designating domestic terrorist organizations and bar public support for them; the bill drew sharp constitutional objections from civil liberties, press, labor, and advocacy groups over due process, free speech, and viewpoint discrimination concerns.
MN
Minnesota 2025-2026 Regular Session
House/Senate DFL Press Conference 4/24/25
Transcript Highlights:
- </c> just tax our way out of what the federal just tax our way out of what the federal government<00:
- </c> prepare for impacts from the federal prepare for impacts from the federal government<00:08:15.360
- </c><00:08:50.640><c> funding,</c> Trump is attacking its federal funding, Trump is attacking its federal
- And so, we're going to fight to ensure that they have the economic security like all workers in Federal
- They said he these federal issues.
Summary:
Sen. Erin Maye Quade, Rep. Esther Abad, and other Minnesota DFL legislators held a press event focused on responding to Trump administration and federal Republican actions that they said threaten health care, education, housing, public health, and other state services. Speakers argued Minnesota must not make “false trade-offs” between core services and should instead protect programs like Medicaid, school funding, disability services, nutrition, and public health by raising additional revenue and closing tax breaks for wealthy individuals and corporations.
Rep. Abad and others outlined possible revenue options, including a fifth-tier income tax, a corporate rate match, closing tax exemptions for luxury items and second homes, a social media tax, and ending data center tax exemptions. They said these measures would not fully replace possible federal cuts, but could help mitigate harm and preserve services. Several speakers also criticized Republican opposition to tax increases and said the state should ask wealthy taxpayers and corporations to contribute more.
Testimony from Olivia Dylan, a laid-off Minnesota Department of Health epidemiologist, described the impact of federal public health funding cuts and MDH layoffs on outbreak response, nursing home support, lab work, and tribal public health. Sean Leaden of SEIU Local 284 described low pay and staffing shortages among hourly school workers and said underfunding has hurt students and employees. Sen. Doran Clark and Rep. Emma Greenman framed the issue as both a budget and democracy question, arguing that federal cuts and attacks on public programs undermine self-governance and community well-being. In response to questions, speakers said Minnesota cannot fully backfill expected federal Medicaid losses, but can use state tools to reduce harm and should press Republicans to identify what services they would cut instead.
CA
California 2025-2026 Regular Session
Assembly Budget Subcommittee No. 1 on Health May 4th, 2026
Transcript Highlights:
- We do not have a functioning health insurance market for people with private insurance.
- What happens if we do not shore up both the private insurance and our public insurance safety nets?
- What happens if we do not shore up both the private insurance and our public insurance safety nets?
- We also monitor security.
- We also monitor security.
Summary:
The hearing focused first on behavioral health, especially serious mental illness and anosognosia, a condition described by witnesses as a neurological symptom that prevents people from recognizing they are ill. The chair framed the issue around families cycling through emergency rooms, jails, conservatorships, and short-term stabilization without lasting treatment, and warned that federal changes under H.R. 1 could reduce Medi-Cal funding and worsen access. Dawn Marie Anderson gave a personal account of her son’s long history of psychosis, homelessness, arrests, repeated jail and state hospital stays, and eventual stability when he received sustained medication and coordinated support. She argued that the system often treats the problem as criminal rather than medical and that voluntary programs and short-term services are not enough for people who lack insight into their illness.
Other panelists, including representatives from the California Behavioral Health Association, Santa Barbara County Behavioral Health, and the County Behavioral Health Directors Association, agreed that anosognosia is not denial or noncompliance and said the system needs long-term, coordinated care, including assertive community treatment, mobile crisis, supportive housing, medication support, and stronger handoffs between county and managed care systems. They said CalAIM and other reforms have improved some coordination, but significant gaps remain, especially for people with serious mental illness, for those in jail or locked settings, and for people with private insurance, which witnesses said often offers little meaningful coverage for early psychosis or intensive behavioral health services. Several witnesses urged the Legislature to protect Medi-Cal, shore up county safety-net services, and invest in training and family engagement.
The committee then turned to the Children and Youth Behavioral Health Initiative, with a focus on the virtual services platforms BrightLife Kids and Soluna and the CYBHI fee schedule. DHCS reported strong growth in app registrations, coaching sessions, referrals, and positive user outcomes, saying the platforms provide free, culturally responsive, early-intervention support statewide and help connect users to higher levels of care when needed. On the fee schedule, DHCS said more than 500 LEAs, colleges, universities, and school-linked providers are participating, 181 LEAs have submitted claims, and $9.6 million has been reimbursed to date, with 41,556 students represented in claims. The chair and several members criticized the pace of implementation and the amount of money spent relative to reimbursement levels, saying the Legislature had requested data earlier and that the return on investment still appeared low. DHCS responded that many claims are still being submitted, that 70% of denials are correctable, that $400 million in capacity grants has been distributed locally, and that reimbursement is increasing rapidly as more districts come online. Public comment included a rural county behavioral health director who said private insurance denials leave counties with significant uncompensated work, especially for unlicensed staff providing case management and mobile crisis services.
MO
Transcript Highlights:
- We have to use any federal funds first before we go to any general revenue.
- Yeah, in that case, I think maybe more federal funds came.
- of the unemployment insurance program.
- So there would have to be some increase to the unemployment insurance to...
- For the intent of the original idea for the unemployment insurance.
Committee:
House Government Efficiency
Summary:
The Committee on Government Efficiency met in executive session and voted several bills due pass. House Bill 3136 passed 13-1, House Bill 2506 passed 14-0, and House Bill 1758 passed 14-0 after brief comments, including one member stating he would vote present because the issue divided the public. The committee then took up House Bill 2278, which was combined with House Bill 2403 in a House Committee Substitute. Members discussed and adopted a committee substitute and amendment creating an appeals board for MSHSAA-related eligibility disputes, with supporters saying it would provide a final, independent appeal option for students and parents and opponents raising concerns about process, timing, and gubernatorial appointments. The substitute for House Bill 2278 and 2403 was adopted and voted do pass 11-7, with several members voting no over concerns about independence and government oversight of a nonprofit.
The committee then held a public hearing on House Bill 2877, which would create a new unemployment administration adjustment fund funded by a small portion of employer unemployment contributions, capped at $10 million annually, to reduce reliance on general revenue for administering unemployment insurance. Representative Voss said the bill would not raise employer costs or affect benefits, and Division of Employment Security Director Alan Andrews testified in support, saying the measure would help avoid general revenue exposure and keep the program self-sustaining. Members asked about the effect in a recession, the relationship to federal funds, and whether the proposal could become a precedent for other funds; no opposition testimony was offered.
The committee also heard House Bill 3428, a cleanup bill to move expired dormant funds back to general revenue. The sponsor said several funds had expired and were no longer in use, though some accounts had already been renewed or were still active and would be removed by amendment. Members questioned whether the affected agencies had been contacted and whether some of the money should instead be renewed or used for the original purposes; the sponsor said she was open to discussion, but the bill as presented was intended to reclaim expired balances. No one testified in opposition, and the hearing concluded without a vote on the bill in the transcript.
MN
Minnesota 2025-2026 Regular Session
Committee on Commerce and Consumer Protection - 01/30/25
Commerce and Consumer Protection
Transcript Highlights:
- Reinsurance essentially provides insurance for insurance companies to help cover the cost of caring for
- </c> was in crisis there was a federal was in crisis there was a federal reinsurance<00:02:27.440><c>
- The premium security plan has been instrumental in stabilizing Minnesota's individual insurance market
- The premium security plan has been instrumental in stabilizing Minnesota's individual insurance market
- insurance insurance from the insurance providers<01:21:02.840><c> Mr</c><01:21:03.199><c> Senator</c
Committee:
Senate Commerce and Consumer Protection
AR
Transcript Highlights:
- This is a letter from Commerce, Insurance Department again.
- So these are federal dollars. Our program from the beginning has always been federally funded.
- The letter says the school is working with the insurance providers to secure additional reimbursements
- So it's co-insurance. The policy is co-insurance, so we are liable for the first 10%.
- covers as far as our co-insurance.
Committee:
All JOINT BUDGET COMMITTEE
Summary:
The committee heard a series of appropriation requests and contract reviews across multiple sections. In Section B, members approved temporary appropriations for the Court of Appeals, Commerce/Aeronautics, and Insurance-related payments and refunds. Section C ARPA requests from DHS were approved to return unused federal funds. Section D infrastructure-related appropriations, including wildfire preparedness, broadband BEAD funding, forestry support, recycling, and oil and gas sample preservation, were approved after questions about broadband audit controls and performance safeguards. Section E DHS reallocations were approved, including large transfers within Medical Services from hospital medical to private and public nursing home lines, along with smaller transfers for children and family services, developmental disabilities, and youth services; members asked about the source and purpose of the medical services transfer. Sections F and G were reviewed, covering cash fund requests, federal grants, and miscellaneous grants, including community college storm repairs, corrections commissary and maintenance, 911 enhancements, maternal health, disability determinations, state police equipment, digital newspaper archiving, and CDL data improvements.
In Section H, the committee reviewed pay plan appropriations and performance fund transfers tied to the new Class and Comp pay plan. Section I reviewed three methods of finance for UA Little Rock, UAMS, and the University of Arkansas system. In Section J, the committee reviewed discretionary grants, including a $1.4 million HIV services grant and nine tobacco prevention subgrants through UAPB. Members questioned the effectiveness, metrics, and addresses of some tobacco-cessation arts-based grantees, especially Arts Absolutely Inc.; after discussion, Representative Kavanaugh moved to expunge the vote on J2 and refer it back for review at a later ALC meeting, and that motion passed. J3, a Department of Energy and Environment grant for propane safety training and e-waste recycling services, was then reviewed.
The committee also reviewed contracts in Section K. K-1 ratified emergency management nuclear planning work performed during a transition between agencies. K-2 construction contracts included architectural and engineering services for corrections, National Park College signage, a Razorback Road parking facility, and UAMS cyclotron installation. K-3 intergovernmental contracts covered health, education, autism waiver, stroke, newborn screening, Medicaid evidence review, and radiation testing services. K-4 out-of-state contracts included staffing, IT, tobacco prevention, audit, marketing, planetarium, recruitment, and janitorial services; Senator Irvin noted one contract appeared to belong in the out-of-state list rather than intergovernmental. K-5 in-state contracts covered staffing, cleaning, re-entry and treatment services, foster care and disability services, hearing officers, asbestos abatement, campus IT support, and janitorial work. The meeting ended after a brief personal update from Senator Irvin about tornado damage in Stone County and thanks to members for their concern, followed by adjournment.
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Tuesday, June 30, 2026)
US Federal House Floor Meeting
Transcript Highlights:
- Food security is national security.
- Insurers claim that this great bonus Insurers claim that this great bonus that they're receiving provides
- Security Act to reauthorize demonstration authority for the disability insurance program.
- If you don't have health care, uh, you don't feel very secure. National security...
- Security, Medicare, to cover Social Security, Medicare, military retirement, our retirement. 104% of
NH
Transcript Highlights:
- workers compensation insurance securing workers compensation insurance coverage<01:36:01.040><c> to<
- where when cannabis was still federally illegal, insurers would still give insurance to cannabis dispensaries
- where when cannabis was still federally illegal, insurers would still give insurance to cannabis dispensaries
- where when cannabis was still federally illegal, insurers would still give insurance to cannabis dispensaries
- where when cannabis was still federally illegal, insurers would still give insurance to cannabis dispensaries
Committee:
Senate Commerce
HI
Hawaii 2026 Regular Session
CPC Public Hearing - Wed Feb 18, 2026 @ 2:00 PM HST
Consumer Protection & Commerce
Transcript Highlights:
- </c> a year on insurance. a year on insurance.
- </c> insurance, home insurance in that area? insurance, home insurance in that area?
- </c> the federal guidelines. the federal guidelines.
- </c> currently federally like required. currently federally like required.
- </c> relating to health insurance. relating to health insurance.
Bills:
HB20 , HB2612 , HB2404 , HB2459 , HB2194 , HB1880 , HB2284 , HB1969 , HB2458 , HB1546 , HB2161 , HB1721 , HB1641 , HB2137 , HB1782 , HB2360 , HB1965 , HB1897 , HB1513
Committee:
House Consumer Protection & Commerce
Keywords:
lava insurance, homeowners, insurance market, subsidy, Hawaii, mortgage, debt, secured transactions, real property, Hawaii Revised Statutes, cooperative associations, electric utility cooperatives, agricultural cooperatives, mutual help, food innovation, agribusiness, food safety, market access, branding, economic diversification
Summary:
The committee heard testimony on HB 20, which would create a lava zone insurance subsidy/fund. The Insurance Division opposed the bill, arguing that lava zones 1 and 2 are the highest-risk areas, that a subsidy would not reduce the underlying risk or loss costs, that it could invite similar subsidy requests for other hazards, and that the bill may conflict with HICV by diverting funds from the CRF. Members discussed the lack of authorized homeowners insurance in those lava zones, the role of HPIA and the surplus market, and the difference between the proposed lava-zone subsidy and the Hawaii Hurricane Relief Fund. The chair noted 37 submitted testimonies in support and one in opposition, and the committee then moved on without taking a vote on HB 20 in the portion provided.
The committee then took up HB 2612, relating to mortgages, which would clarify that a mortgage does not exist independently of the debt it secures and is not independently enforceable from that debt. The Hawaii Credit Union League and Hawaii Financial Services Association opposed the bill, while several individuals testified in support, arguing it would restore Hawaii’s long-standing lien-state rule and prevent so-called “zombie mortgages” after the Hawaii Supreme Court’s White decision. Supporters said the bill would protect borrowers from delayed foreclosures and predatory lending practices, while opponents and the Insurance Division emphasized that foreclosure actions still require proof of standing and possession of the note, and that lenders generally pursue foreclosure without seeking deficiency judgments.
Committee members questioned the Insurance Division about how the current market works, whether lenders could wait out the statute of limitations and then foreclose only on the mortgage, and whether equitable tolling or later defaults could allow refiling. The division said it is still trying to attract authorized insurers back into the lava-zone market, but has seen little progress. No vote or final action on HB 2612 was taken in the excerpt provided.
LA
Transcript Highlights:
- It's based on a percentage of your premium of your insurance, so it depends on how much insurance you
- I think that Of your insurance, so it depends on how much insurance you pay for your home.
- It's tax free federal as well. Okay.
- is it just... ...do you have federal dollars with that as well, or is it just like—is it federal and
- It's federal and state, and majority of it is federal dollars, 60, and self-generated funds.
Committee:
House Appropriations