Transcript Highlights:

• wish to purchase or sell cryptocurrency wish to purchase or sell cryptocurrency do<00:01:40.320>
• While I regulate these kiosks.
• financial regulator agreed with. financial regulator agreed with.
• local crypto cryptocurrency kiosks. local crypto cryptocurrency kiosks.
• you to go to the cryptocurrency machine. you to go to the cryptocurrency machine.

Keywords: 1183, house

Summary: The committee heard House File 3642, as amended by the DE1, which would prohibit virtual currency kiosks in Minnesota. The author, Chair Kaggel, said the bill is intended to stop scammers from using crypto kiosks to defraud vulnerable people, especially older adults, because the transactions are often irreversible and hard to trace. Representative Perryman spoke in support, describing local fraud cases and saying the issue had come to her attention through St. Cloud residents and police. The bill was laid over for further work with the Department of Commerce and other interested members. Testimony from law enforcement and advocates strongly supported the ban. A St. Cloud police sergeant said the problem is statewide and described a case in which a 78-year-old woman lost $80,000 after being directed to a kiosk. A Woodbury detective said current safeguards, including warnings, limits, and refund provisions, have not stopped weekly victimization and that scammers coach victims to bypass protections. An AARP Minnesota volunteer said kiosks are a preferred vehicle for scammers because they move stolen funds quickly and are especially harmful to older adults, and he noted that the 2024 consumer protections have not been enough. The Department of Commerce also supported the bill, saying crypto kiosks are a growing fraud vector and citing 120 complaints over three years, nearly $1 million in reported losses, and 70 cases with $540,000 in losses already in 2025. The department said many victims do not report losses, so the true amount is likely higher. In contrast, Coinflip’s general counsel opposed a ban and argued that fraud should be addressed through stronger regulation, refunds, blockchain analytics, and customer-service requirements rather than prohibiting a legal product. He said scams would continue through other channels if kiosks were banned. In discussion, members asked about the number of kiosks, how long they have been operating in Minnesota, and the scale of losses; the department said there are about 350 licensed kiosks operated by 8 to 10 operators, though the total number may be higher.

Transcript Highlights:

• Thank you. ...agree in a bipartisan way that this should be banned and regulated properly.
• It sounds like you—did you mean to say banned or regulated? How could it be banned and regulated?
• is it it sounds like you did you mean to say banned or regulated how could be banned and regulated I'm
• I think to be able to regulate and in some way control these types of drugs is important.
• I think to be able to regulate and in some way control these types of drugs is important.

Bills: HB2028, HB2047, HB2136, HB2244, HB2364, HB2406, HB2415, HB2557, HB2573, HB2589, HB2720, HB2749, HB2825, HB2861, HB2862, HB2870, HB2970, HB4070, HB4117, HCR2004, HCR2051

Keywords: community restitution, homelessness, indigence, court assessments, monetary obligations, forcible entry, detainer, writ of restitution, criminal trespass, judgment enforcement, civil terrorism, disorderly conduct, vandalism, political activism, public order, subversion, government security, evictions, judgment satisfaction, tenant rights

Bills: SB1246, SB1510, SB1979, SB1929, SB1930, SB1976, HCR1019, SB1459, SB1673, SB1500, SB1447, SB1646, SB2007, SB1275, SB2074

Keywords: environmental permitting, Oklahoma, Department of Environmental Quality, public participation, regulatory framework, administered applications, energy, wind energy, financial assurance, property restoration, environmental regulation, mining, blasting, residential protection, buffer zone, Department of Mines, public utilities, electric transmission lines, landowner rights, payment regulations

Transcript Highlights:

• Massachusetts does not regulate this.
• So there was no regulation at all.
• So there was no regulation at all.
• Regulating cryptocurrency ATMs will have a significant impact on protecting victims from these criminals
• You know, we like regulation.

Keywords: 995, all

Summary: The committee heard testimony on several financial services bills, with the main focus on cryptocurrency kiosk regulation, financial literacy, and earned wage access. Legislators and witnesses described widespread crypto-related scams targeting older adults, often involving impersonation, urgency, spoofed phone numbers, and rapid transfers through kiosks that are difficult to trace or recover. Supporters of the kiosk bills said Massachusetts needs licensing, registration, transaction limits, warning notices, receipts, refund protections, and other safeguards; some also urged a “pause” or hold on transactions to give victims time to reconsider and allow law enforcement to intervene. The Attorney General’s office, AARP, local law enforcement, and several prosecutors and sheriffs backed the consumer-protection approach, while Bitcoin Depot supported a narrower regulatory framework but opposed low fee caps and strict daily limits, arguing they would function like a ban and reduce legitimate use. Witnesses from Waltham police, Middlesex and Essex County law enforcement, and the AG’s office said crypto scams are growing quickly, losses are often unrecoverable once funds move, and current tools are limited. They described cases involving elderly victims losing thousands of dollars, and said warnings alone are not enough because scammers keep victims on the phone and guide them through the process. Some witnesses said a temporary hold or refund mechanism has worked in at least one case, while others emphasized that transaction limits and visible disclosures could reduce harm even if they do not stop fraud entirely. The AG’s office also said it would submit written opposition to separate earned wage advance legislation, while DailyPay testified in support of that bill, saying earned wage access helps workers bridge short-term gaps without debt or credit reporting. The committee also heard support for mandatory financial literacy education from Representative Jim Hawkins, who said high school students need instruction on credit, debt, and inflation before they enter adulthood. In addition, the committee took testimony on litigation financing bills from insurance industry representatives, who argued for disclosure and regulation of predatory litigation lending and warned about foreign interference and reduced plaintiff recoveries. No votes or final actions were taken during the hearing; members asked questions throughout, and the chair noted the need to move testimony along because of time constraints.

Transcript Highlights:

• In short, the standards regulators.
• > our cryptocurrency exchanges across our cryptocurrency exchanges across our country,<00:12:47.279
• these uh digital asset or cryptocurrency these uh digital asset or cryptocurrency exchanges.<00:
• So much cryptocurrency is information.
• or cryptocurrency would be cold storage. or cryptocurrency would be cold storage.

Keywords: 1183, house

Summary: The committee heard testimony on House File 3709, which would allow Minnesota banks and credit unions to offer custodial accounts for digital assets such as cryptocurrency. The bill authors said the measure is intended to let local financial institutions provide a regulated “digital safety deposit box” service, keeping innovation and consumer choice under Minnesota oversight rather than pushing customers to out-of-state or offshore providers. The Department of Commerce testified in support, saying it appreciates efforts to incorporate virtual currency into the regulatory framework and that the bill levels the playing field for trusted community institutions. Members and testifiers discussed whether the bill was really about consumer protection, institutional competitiveness, or both. Supporters from the Minnesota Credit Union Network and St. Cloud Financial Credit Union said the bill helps local institutions remain relevant as customers increasingly ask for crypto services, and one testifier said the credit union had seen significant liquidity leave local communities for exchanges. They also emphasized that the accounts are custodial, not exchange services, and are not NCUA-insured; one witness noted some institutions may obtain private insurance for risks like loss of keys or hacking. A Department of Commerce witness also said the agency is working on separate legislation to address unclaimed virtual currency property. Several members raised concerns about volatility, scams, and whether the bill simply helps banks stay relevant. In response, supporters argued that local institutions can provide a trusted point of contact and help customers avoid fraud, unlike stand-alone crypto exchanges or kiosks. The committee also discussed fees, with one witness saying the credit union’s expected charge would be percentage-based with a minimum of $5 and a maximum of $25. No vote or final action was taken in the portion provided.

Transcript Highlights:

• money that was lost via cryptocurrency money that was lost via cryptocurrency scams<00:55:40.720
• scams was at a cryptocurrency kiosk. scams was at a cryptocurrency kiosk. over<00:55:42.880>
• <00:56:20.240> kiosk press related to cryptocurrency kiosk press related to cryptocurrency
• I think it would be on us to regulate the cryptocurrency companies to say you cannot release that $23,000
• There's a lot of regulations.

Keywords: 910, house, all

Summary: The committee held an informational briefing on fraud in the community, with presenters from ARP, CoinFlip, HPD, the Hawaii Bankers Association, DCCA’s Office of Consumer Protection, and the Department of Law Enforcement. The chair described widespread scams targeting kupuna and other residents, including impersonation of grandchildren, lottery/inheritance schemes, romance scams, online shopping fraud, investment scams, and tech-support scams. Members emphasized the emotional manipulation used by scammers, the difficulty of getting victims to report losses, and the need to educate the public on warning signs and available resources. ARP said scams are an epidemic and highlighted national data showing major losses among older adults, including $4.8 billion lost by people age 60 and over in 2024. ARP focused especially on cryptocurrency kiosks as a growing scam channel in Hawaii, citing 64 complaints totaling $922,000 in 2024 and noting that complaints nearly doubled from the prior year. ARP urged stronger safeguards such as limits on transactions, refunds, live customer support, and a law-enforcement contact for operators, and said its Fraud Watch Network can help victims freeze credit, identify next steps, and track current scams. The chair said he intends to introduce legislation to lower and ultimately eliminate the amount of Bitcoin that can be purchased through ATMs. CoinFlip said it supports consumer-protection regulation and described its compliance practices, including scam warning screens, anti-money-laundering controls, blockchain analytics, wallet pinning, transaction monitoring, and cooperation with law enforcement. The company said it is registered as a money services business, files suspicious activity and currency transaction reports, and holds money transmitter licenses in many jurisdictions. It also pointed to Illinois-style refund protections for new users and said it refunds fees to scam victims, though not the underlying funds. In response to committee questions, members and the company discussed whether crypto kiosks are necessary, how scams can be traced, and whether banks and kiosks can better intervene when suspicious activity is detected.

Bills: HF4119, HF3959, HF3792, HF3913, HF3752

Keywords: property tax, renter credits, co-pay, housing affordability, tax relief, homestead, tax refund, Minnesota, tax increase, financial relief, homeowners, AmeriCorps, taxation, individual income tax, living allowances, stipends, national service, tax compliance, revenue, analytics

Transcript Highlights:

• Farmers must still follow the same regulations used in direct-to-consumer sales. ...refrigeration, labeling
• Currently, under regulation, anybody can grade.
• And I'd love for you guys... session and say, "Hey, we have some regulations we shouldn't have to do.
• And it's because people are on the job every day, with the regulations that we have, making sure that

Bills: SB1864

Keywords: eggs, ungraded eggs, egg grading, poultry, farm products, local food, small farmers, direct-to-consumer sales, wholesale food sales, food safety, refrigeration requirements, sanitation standards, occupational license, dealer-wholesaler license, Texas Department of Agriculture, restaurants, small grocery stores, cooperatives, farmers cooperative, agricultural regulation

Bills: HB1318

Keywords: HB 1318, pesticide labeling, pesticide warning, duty to warn, failure to warn, labeling defense, EPA-approved label, Federal Insecticide Fungicide and Rodenticide Act, FIFRA, North Dakota agriculture commissioner, product liability, tort reform, preemption, carcinogenicity classification, human health assessment, pesticide regulation, agricultural chemicals, herbicide, insecticide, rodenticide

Summary: The Agriculture and Veterans Affairs Committee met on April 10 and took up House Bill 1318, a bill dealing with pesticide-related liability and warning-label issues. The chair explained that the bill had drawn strong interest from both agriculture and public health sides, and that the committee was trying to craft language that would protect consumers without unduly harming agricultural production. He said the committee had worked through multiple draft amendments and was now considering Amendment 1006, which was described as a compromise combining earlier proposals and narrowing the bill’s scope to pesticides registered with the state commissioner. Members discussed whether the amendment would weaken the original intent of the bill. Senator Myrdal said the revised language added needed guardrails and addressed concerns about overly broad preemption language and warning-label standards, while also preserving agriculture’s ability to operate. After a motion to rescind the earlier action on the bill passed, Amendment 1006 was adopted unanimously by the members present. A motion to move the bill without committee recommendation failed for lack of a second. The committee then voted on House Bill 1318 as amended. The do-pass motion passed on a roll call vote, with Senators Weber, Luick, Myrdal, and Lemm voting yes, and Senators Marcellais and Weston voting no. The chair said he would carry the bill. The meeting ended with members thanking the chair and staff for their work during the session, and the chair noted he might call the committee back if a conference committee report required further input.

Transcript Highlights:

• We added some regulations on this.
• federal regulations title 45 which Mr. federal regulations title 45 which Mr.
• and everchanging cryptocurrency. and everchanging cryptocurrency.
• I'm just trying to cryptocurrency?
• using these cryptocurrency kiosks. using these cryptocurrency kiosks.

Keywords: 1187, senate, all

Summary: The Senate opened with a prayer, pledge, and roll call, confirmed a quorum, and then moved through routine business including first reading and referral of Senate File 5019 to the Health and Human Services Committee, along with referral of Senate resolutions 73 to 75 to Rules and Administration. Senator Westrom’s motion to withdraw Senate File 3893 from Finance, give it a second reading, and place it on general orders was adopted. The chamber then took up House File 3556, which renames Minnesota’s Community Solar Garden Program as the Melissa Hortman Community Solar Garden Program. Senator Hoffman presented the bill as a tribute to Speaker Melissa Hortman’s role in creating and advancing community solar in Minnesota, with Senator Marty and others supporting the recognition. The bill was read a third time and passed on final passage by a vote of 59-7, with the title agreed to. Senate File 1251 followed, a bipartisan bill to remove the June 2026 sunset on crossbow use during archery season and make the allowance permanent. Senator Pa and supporters cited a DNR study showing no negative impact on deer or turkey populations and argued the change would improve participation among women, youth, and older hunters. An A3 technical amendment was adopted, and the bill passed 67-0. The Senate then considered Senate File 3868, a bill to ban cryptocurrency kiosks in Minnesota due to fraud concerns. The author and supporters described widespread scams targeting seniors and others, citing losses in Minnesota and national fraud data. An A2 amendment requiring lawful-presence verification for foreign remittance transfers was ruled not germane, and the chair’s ruling was upheld on a 34-33 appeal. Debate then began on an A3 amendment related to cash transfers through airports, with members arguing over germaneness and the scope of the fraud-prevention bill.

Transcript Highlights:

• There have been only 410 cryptocurrency transactions since additional regulations were put in place last
• attributable to current regulations. attributable to current regulations.
• recently enacting additional regulation. recently enacting additional regulation.
• department of financial regulation. department of financial regulation.
• regulation regulating the use of regulation regulating the use of artificial<00:52:25.920> intelligence

Keywords: 926, house, all

Summary: The House opened with a devotional reading by Theo Novak, a student and Vermont Poetry Out Loud finalist, followed by several announcements, including a welcome for the guest speaker and a reminder about a freshman legislator gathering and the day’s corporate cup road closures. The House then postponed action for one legislative day on Senate Bill 208, relating to law enforcement identification; Senate Bill 212, relating to portable water supply and wastewater system connections; and House Bill 639, relating to genetic data privacy. The main floor action centered on House Bill 648, banking, insurance, and securities. The Commerce and Economic Development Committee presented Senate amendments and its own further amendments, including clarifications to consumer reinvestment reporting and a proposal to extend and then effectively end the moratorium on new cryptocurrency kiosks in Vermont. The committee described extensive testimony and data on crypto kiosk fraud, money laundering, and consumer losses, and also added a new licensing framework for merchant cash advance providers. Ways and Means reported the fiscal impact would be very small. After a brief question about the $1 million exemption threshold for commercial financing, the House concurred in the Senate proposal of amendment with further amendment thereto. The House also passed Senate Bill 243, distributing funds to the Vermont Language Justice Project, in concurrence with proposal of amendment. It then took up Senate Bill 198, regulating tobacco products and tobacco substitutes. The Commerce and Economic Development Committee described updates to the definition of tobacco substitutes, creation of a wholesale licensing system under the Department of Liquor and Lottery, tighter controls on online sales, and bans on deceptive products that resemble school supplies, food, smartphones, inhalers, or video games. The committee heard testimony from health, enforcement, industry, and advocacy witnesses and voted 11-0 in favor. Human Services then proposed a strike-all amendment to the committee report, with further consideration to continue.

Transcript Highlights:

• specifically, the Supreme Court often, when looking at these issues, questions whether or not a Regulation

Bills: HB2997, HB2021, HB3041, HB1823, HB3372, HB1427, HB3127, HB3128, HCR1020, HB4198, HB3000, HB3001, HB3002, HB3003, HB3004, HB3005, HB3006, HB3007, HB3008, SB392, HB3320

Keywords: motor vehicles, administrative fines, license regulation, state agencies, employment levels, after-school programs, grant funding, community organizations, child care, Oklahoma Department of Human Services, credit card transactions, payment methods, service charge, consumer rights, financial regulation, housing finance, Oklahoma Housing Finance Agency, publication requirements, housing policy, state regulations

Transcript Highlights:

• The bill appears to prohibit the enforcement of any federal firearm regulations, including penalties
• the enforcement of any federal prohibit the enforcement of any federal firearm<00:16:19.279> regulations
• , firearm regulations, firearm regulations, including<00:16:21.360> penalties<00:16:21.759

Bills: HB0130, HB0095, HB0096, HB0097, SF0101, SF0106, SF0067, SF0123

Keywords: Second Amendment, firearms, state rights, federal regulation, law enforcement, civil penalties, government liability, concealed carry, public colleges, university facilities, weapons legislation, self-defense, campus safety, weapons, age requirement, permits, HB0097, Wyoming firearms privacy, merchant category code, MCC

Transcript Highlights:

• setting the stage that our guys cannot be drafted or coerced into helping enforce federal laws or regulations
• 00:03:29.440> federal<00:03:30.400> laws<00:03:30.799> or<00:03:31.040> regulations
• uh enforce federal laws or regulations uh enforce federal laws or regulations that<00:03:31.840>
• The bill appears to prohibit the enforcement of any federal firearm regulation, including penalties for
• ,<00:52:04.800> including federal firearm regulation, including federal firearm regulation

Bills: HB0130, HB0095, HB0096, HB0097, SF0101, SF0106, SF0067, SF0123

Keywords: Second Amendment, firearms, state rights, federal regulation, law enforcement, civil penalties, government liability, concealed carry, public colleges, university facilities, weapons legislation, self-defense, campus safety, weapons, age requirement, permits, HB0097, Wyoming firearms privacy, merchant category code, MCC

Bills: HB25, SB38, SB101, HB199

Keywords: juvenile delinquency, firearm possession, criminal background checks, state law, gun control, youth offense, conviction, public safety, SB38, pet food, registered pet food, registration fee, fees, sunset repeal, repeal of repeal, revenue, state fee, business regulation, animal feed, pet food registration

Transcript Highlights:

• This is an affidavit relating to the regulation of mold assessors and remediators.
• What's being regulated is much more than a parent's night out situation.
• Commissioners said they do not have the authority to regulate courier services.
• Through the regulations passed and that are presented in this bill today.
• So regulating couriers brings its own challenges. Challenges.

Bills: SB650, HB3667, SB28, HB3201, SB1184, HB1800, SB 28

Keywords: permit issuance, regulatory framework, business operations, efficiency, application process, lottery, gambling, internet gaming, mobile application, criminal offenses, lottery regulations, occupational licensing, fraud prevention, criminal background checks, lottery couriers, SB 1184, Texas Alcoholic Beverage Code, wine collection seller, collectible wine, vintage wine

Bills: SB45, SB61, SB222, HB385

Keywords: athlete agents, commission, state regulation, Alabama, higher education, athletics, membership diversity, school psychologist, school psychology, interstate compact, licensure compact, license reciprocity, portable license, equivalent license, professional licensing, psychology board, school mental health, student services, educational services, interstate practice

Transcript Highlights:

• that we have state regulation over. that we have state regulation over.
• cryptocurrency model. cryptocurrency model.
• . cryptocurrencies. cryptocurrencies.
• being custodian for cryptocurrency. being custodian for cryptocurrency.
• not against uh cryptocurrency. not against uh cryptocurrency.

Keywords: 1187, senate, all

Bills: HF3919, HF1335, HF3864, HF3916, HF3728

Keywords: veterans benefits, Secret War, Laos veterans, eligibility process, burial fees, veteran designation, electronic license, driver's license, digital credential, transportation, data privacy, authentication, license plates, vehicle registration, validation stickers, Minnesota statutes, transportation policy, aeronautics, transponder, aircraft safety

Transcript Highlights:

• this is while the states on the west coast can block our raw gas as a feedstock with their state regulations
• 00:19:43.840> with<00:19:44.080> their<00:19:44.320> state<00:19:44.720> regulations
• , stock with their state regulations, stock with their state regulations, under<00:19:46.320>

Bills: SF0102, SF0123, SF0021, SF0099

Keywords: energy transmission, load growth, Wyoming energy authority, transmission planning study, public utilities, regional cooperation, energy, funding, grants, loans, coal, natural gas, mineral processing, economic development, stable token, liquidity, trust account, Wyoming, fund distribution, financial regulation