Transcript Highlights:

• </c> &gt;&gt; Gentleman from Ohio reserves. &gt;&gt; Gentleman from Ohio reserves.
• Speaker, reserve the balance of my time. Ohio reserves. I also reserve at this time, Mr. Speaker.
• </c> &gt;&gt; Ohio reserves. &gt;&gt; Ohio reserves.
• &gt;&gt; Also<00:37:09.760><c> reserves.</c> &gt;&gt; Also reserves. &gt;&gt; Also reserves.
• I yield back. reserve in reserves. >> You're recognized. Mr.

Keywords: U.S. House of Representatives Floor Proceedings on Friday, December 12, 2025, 1012, house, all

Transcript Highlights:

• The university drew down $1 million to fund a reserve fund and pay costs of issuance.
• issuance of the proposed bonds, those notes will be required to be repaid from the funds on hand in the reserve
• approximately a 500-bed student housing facility at Southern University at Baton Rouge, funding a reserve
• The university drew down $1 million to fund a reserve fund and pay cost of issuance.
• approximately a 500-bed student housing facility at Southern University at Baton Rouge, funding a reserve

Keywords: 974, senate, all

Summary: The State Bond Commission met on May 21 with a quorum present and approved the April 16 minutes. The commission then reviewed and approved a large slate of local government and public authority financing requests, including election propositions for the November ballot, water and sewer infrastructure projects, fire protection and recreation district bonds, school board financing, and several refunding transactions. Most items were found to meet technical requirements and were approved on motions by Speaker DeVillier and seconded by Senator Talbot. Among the more notable items were the East Baton Rouge City-Parish refunding bonds for the Greater Baton Rouge Airport District, the City of Kenner’s retroactive approval request tied to a convention center agreement with GMB Basketball LLC, a Louisiana Housing Corporation financing increase for the Federal City Building 10 affordable housing project, and preliminary approval for the Northwest Louisiana Finance Authority’s Petro Tower redevelopment in Shreveport. The commission also approved financing for Southern University’s Scott’s Bluff student housing project and the Crescent City Schools/Harriet Tubman Charter School project. The Crescent City Schools item prompted questions about how MFP funds are used; staff explained that lease payments would support the bonds and that MFP funds are generally split between educational expenses and facilities-related costs. The commission received six monthly cost-of-issuance reports, which required no action, and a status update on the state debt schedule. It also approved Resolution No. 2 authorizing up to $425 million in general obligation refunding bonds to refund the Series 2016 bonds and tender other outstanding bonds for savings, with pricing tentatively set for June 16 and closing for June 30. During other business, New Orleans City Council President J.P. Morel thanked the commission for its role in helping address the city’s fiscal crisis and for approving a charter amendment election item aimed at strengthening budget oversight. The meeting adjourned after no further business.

Transcript Highlights:

• The university drew down $1 million to fund a reserve fund and pay costs of issuance.
• issuance of the proposed bonds, those notes will be required to be repaid from the funds on hand in the reserve
• approximately a 500-bed student housing facility at Southern University at Baton Rouge, funding a reserve
• The university drew down $1 million to fund a reserve fund and pay cost of issuance.
• approximately a 500-bed student housing facility at Southern University at Baton Rouge, funding a reserve

Summary: The State Bond Commission met on May 21, established a quorum, approved the April 16 minutes, and then considered a long agenda of bond, refunding, and election-related requests. Items 3 through 10 were election propositions for the November 3 ballot involving ad valorem taxes, parcel fees, and charter amendments for purposes such as fire protection, agricultural centers, neighborhood security, recreation, aging services, drainage, and roads and bridges; staff said they met technical and legal requirements, and the commission approved them. The commission also approved several local financings, including water and sewer projects, fire district equipment and facility improvements, school board and parish bonds, and refunding transactions for the East Baton Rouge City-Parish and St. James Parish School Board. A retroactive approval request from the City of Kenner related to a CEA with GMB Basketball LLC was discussed; staff made no recommendation because it was retroactive, but noted it appeared to be an oversight, and item 22, the related airport district agreement, was approved. The commission approved additional financing for the Louisiana Housing Corporation’s Federal City Building 10 affordable housing project, a preliminary approval for the Northwest Louisiana Finance Authority’s Petro Tower redevelopment in Shreveport, and two Louisiana Public Facilities Authority projects: Southern University’s Scott’s Bluff student housing project and the Crescent City Schools project for Harriet Tubman Charter School. During discussion of the Crescent City Schools financing, a commissioner asked about the use of MFP funds; staff explained that lease payments would be the repayment source and that MFP dollars are generally split between educational expenses and facilities costs, with the school’s typical split around 72% instructional and 28% administrative/facilities-related. Both items were approved. The commission then received six cost-of-issuance reports for previously approved bond issues, with various fee adjustments but no motions required. It also reviewed a debt schedule update and adopted Resolution No. 2 authorizing up to $425 million in general obligation refunding bonds to refund Series 2016 bonds and tender other outstanding bonds for savings, with pricing tentatively set for June 16 and closing for June 30. In other business, the commission heard a brief public comment from New Orleans City Council President J.P. Morrell thanking the commission for helping place a charter amendment on the ballot to improve New Orleans budgeting transparency and oversight. The meeting ended after monthly reports were noted and no further business was raised.

Transcript Highlights:

• </c><00:28:18.159><c> balance</c> language changes to the reserve balance language changes to the reserve
• </c> Minnesota Transit account, a 10% reserve Minnesota Transit account, a 10% reserve policy<00:28:36.080
• And every year since 2019, reserve.
• ><c> leave</c><00:29:01.600><c> adequate</c> 5% budget reserve will leave adequate 5% budget reserve
• The Office of Transit in a reserve.

Keywords: 1187, senate, all

Transcript Highlights:

• One example was during COVID: fewer than five counties actually accessed prudent reserves.
• Second, around the specific proposal for reserves...
• Reserves are obviously a key way for counties to manage some of this volatility.
• One of the changes, as you heard, was reducing the reserves.
• I think there's differing views around reserves, and anytime you have too many reserves, people are upset

Summary: The hearing focused first on behavioral health, especially serious mental illness and anosognosia, a condition described by witnesses as a neurological symptom that prevents people from recognizing they are ill. The chair framed the issue around families cycling through emergency rooms, jails, conservatorships, and short-term stabilization without lasting treatment, and warned that federal changes under H.R. 1 could reduce Medi-Cal funding and worsen access. Dawn Marie Anderson gave a personal account of her son’s long history of psychosis, homelessness, arrests, repeated jail and state hospital stays, and eventual stability when he received sustained medication and coordinated support. She argued that the system often treats the problem as criminal rather than medical and that voluntary programs and short-term services are not enough for people who lack insight into their illness. Other panelists, including representatives from the California Behavioral Health Association, Santa Barbara County Behavioral Health, and the County Behavioral Health Directors Association, agreed that anosognosia is not denial or noncompliance and said the system needs long-term, coordinated care, including assertive community treatment, mobile crisis, supportive housing, medication support, and stronger handoffs between county and managed care systems. They said CalAIM and other reforms have improved some coordination, but significant gaps remain, especially for people with serious mental illness, for those in jail or locked settings, and for people with private insurance, which witnesses said often offers little meaningful coverage for early psychosis or intensive behavioral health services. Several witnesses urged the Legislature to protect Medi-Cal, shore up county safety-net services, and invest in training and family engagement. The committee then turned to the Children and Youth Behavioral Health Initiative, with a focus on the virtual services platforms BrightLife Kids and Soluna and the CYBHI fee schedule. DHCS reported strong growth in app registrations, coaching sessions, referrals, and positive user outcomes, saying the platforms provide free, culturally responsive, early-intervention support statewide and help connect users to higher levels of care when needed. On the fee schedule, DHCS said more than 500 LEAs, colleges, universities, and school-linked providers are participating, 181 LEAs have submitted claims, and $9.6 million has been reimbursed to date, with 41,556 students represented in claims. The chair and several members criticized the pace of implementation and the amount of money spent relative to reimbursement levels, saying the Legislature had requested data earlier and that the return on investment still appeared low. DHCS responded that many claims are still being submitted, that 70% of denials are correctable, that $400 million in capacity grants has been distributed locally, and that reimbursement is increasing rapidly as more districts come online. Public comment included a rural county behavioral health director who said private insurance denials leave counties with significant uncompensated work, especially for unlicensed staff providing case management and mobile crisis services.

Transcript Highlights:

• </c><00:39:18.800><c> Reservations.</c><00:39:19.599><c> So</c> Representative Amato. Reservations.
• Please with reservations and comment.
• Um my reservation proceed. Thank you.
• I rise with reservations.
• This is a complex with reservations.

Keywords: 910, house, all

Transcript Highlights:

• That is reserved for the most incorrigible of those individuals because our Supreme Court, Miller and
• And so there's, in current law, a directive to courts to reserve without-parole eligibility to the worst
• an important safeguard by removing the principle that life without parole for children should be reserved
• <p>Minor must be reserved for the rare and uncommon youth offender.
• It is a mandate that the court reserve life without parole for only the rarest minor offender.

Bills: HB75, SB134, SB201, SB258, SB288, SB313, SB320, SB321, SB325, SB339, SB345, SB393, SB422, SB440, SB470, SB487, SB523

Keywords: HB75, Act 963, gaming, casino gaming, promotional play, promotional wagers, slot machine proceeds, net gaming proceeds, gross revenue, taxable revenue, gaming operators, gaming tax, Louisiana gaming, gaming revenue deduction, casino tax, gaming promotion, revenue cap, pilot program, child sexual abuse materials, sexting

Transcript Highlights:

• Some of these treaties also reserve certain rights to tribal members, such as the rights to engage in
• We reserved the rights to fish, hunt, and gather in all of our usual and accustomed grounds.
• We reserve the rights to health care, education, housing, trade, and commerce as well.
• So this provides location analytics of the modern reservation system that we currently have today.
• Okay. ...analytics of the modern reservation system that we currently have today.

Bills: HB1982, HB2156

Keywords: Indian rights, treaty rights, convictions, tribal members, criminal justice reform, Attorney General, AG investigators, limited authority peace officer, peace officer certification, economic crimes, financial crimes, white-collar crime, fraud investigation, search warrant service, electronic service, business records, law enforcement authority, criminal background check, training requirements, Washington RCW

Transcript Highlights:

• separated from many decades or even 100-plus years of financial planning and the accumulation of reserve
• as well as a heavily Chipua reservation as well as a heavily traveled<00:07:06.080><c> I35</c><00:07
• :16.800><c> the</c><00:07:17.039><c> city</c><00:07:17.199><c> or</c><00:07:17.440><c> the</c> of reserve
• funds through the city or the of reserve funds through the city or the township<00:07:18.000><c> that
• Uh, to our testifiers, Chief and from Fond du Lac Reservation, for your leadership and work.

Keywords: 1183, house

Transcript Highlights:

• The cost of this insurance and the reserve fund were recovered through utilities' base rates.
• The accrual was designed to build up the storm reserve to a determined level over time.
• There was also an understanding that if, in the future, storm restoration costs exceeded the reserve,
• costs that exceeded the reserve.
• a surcharge to recover those costs and to replenish the reserve fund that's been exhausted.

Summary: The committee met to hear invited presentations on storm recovery and storm protection from the Florida Public Service Commission, Florida Power & Light, Duke Energy, Tampa Electric, Chesapeake Utilities, and the Office of Public Counsel. The PSC reviewed the history of storm restoration financing and utility hardening efforts after major storms such as Hurricane Andrew, the 2004-05 hurricane seasons, Irma, and Michael, explaining storm reserve funds, storm recovery bonds, and the current three-year storm protection plan process. The commission’s role in approving plans and later reviewing prudence of actual costs was emphasized, along with the types of work included in the plans such as vegetation management, pole replacement, undergrounding, feeder hardening, and substation flood protection. The utilities described their own storm-hardening investments and recent storm performance. FPL said it has spent about $4.9 billion on storm protection and recovery-related efforts, highlighted improved restoration times during Helene and Milton, and said it is expanding undergrounding, feeder hardening, and smart-grid technology. Duke Energy reported more than 40,000 hardened poles and structures since 2021, major gains from self-healing grid technology, and faster restoration during recent storms. Tampa Electric described a roughly $200 million annual storm protection effort, including vegetation management, undergrounding, substation hardening, and new storm surge protections, and Chesapeake Utilities discussed its smaller-scale hardening program, vegetation work, pole replacement, and rapid restoration after Helene in Nassau County. Committee members asked about how utilities prioritize neighborhoods for lateral hardening, whether maps of planned projects could be shared, how much each utility has spent on undergrounding and hardening, and how reliability comparisons are normalized against the national average. Public Counsel Walt Trierweiler argued that storm recovery and hardening costs fall too heavily on investor-owned utility customers, said the current framework lacks a meaningful cost-benefit or prudence check at the planning stage, and urged broader sharing of storm costs because the benefits extend to the whole state. Senators also discussed whether the commission can review the reasonableness of approved programs and whether future reports or recommendations from Public Counsel would be helpful. No votes or formal actions were taken.

Transcript Highlights:

• Any members voting with reservation? reservation? reservation? Any<02:38:18.640><c> voting?
• Any members voting with reservations? reservations? reservations? &gt;&gt; Reservations.
• &gt;&gt; Reservations. &gt;&gt; Reservations. &gt;&gt; Reservations. &gt;&gt; Reservations.
• Any members voting with reservations? reservations? reservations? &gt;&gt; Reservations.
• &gt;&gt; Reservations. &gt;&gt; Reservations.

Keywords: 910, house, all

Summary: The joint hearing opened with House Bill 1969, which would provide state funding for colorectal cancer screenings for uninsured and underinsured residents. The Department of Human Services said it supports the goal of early screening but would need new administrative capacity, including a program manager and claim pre-screening, to run the program. The Department of Health supported the measure and cited low screening rates in Hawaii, noting an educational campaign to encourage screening. The Insurance Division raised concerns about reliance on federal FAQs, warning that guidance can change and may create state cost exposure. Supporters including the American Cancer Society Cancer Action Network and the Hawaii Medical Association argued the bill would close a preventive-care gap, reduce late-stage diagnoses, and save long-term costs; the committee also discussed implementation costs, estimated by DHS at roughly $1.4 million to $2 million annually plus administrative expenses, and a 6-month to 1-year timeline to establish the program. The committee then took up House Bill 1965, which would require health carriers to spend at least 6% of total medical expenditures on primary care providers. The Insurance Division said several provisions raise technical and legal concerns, including the premium freeze, the medical loss ratio language, the lack of an existing external review process for downcoding claims, and a new mandate for medically necessary inter-island transportation that could trigger an ACA defrayal. The Department of Human Services supported the intent but suggested broader language to include primary care supports and services, and noted that QUEST integration plans already invested at least 9% of total medical expenditures in primary care in 2024, with additional spending on supports and low-value care reductions. State health planning officials strongly supported the bill as an investment in primary care, saying it could improve outcomes and lower long-term costs, though they acknowledged a possible temporary premium increase during the transition. Testimony in support emphasized Hawaii’s physician shortage, especially on Maui, the Big Island, and other neighbor islands, and warned that clinics are under financial strain and may close without higher primary care reimbursement. The Hawaii Healthcare Task Force, AARP Hawaii, and other supporters said the bill would help retain providers, improve access for Medicare and Medicaid patients, and prevent downstream costs from emergency room use and avoidable hospitalizations. No votes or final committee action were taken in the portion of the hearing provided.

Transcript Highlights:

• So I will go over the market update of where the reserve is today.
• We are implementing the reserve in two phases.
• We are implementing the reserve in two phases.
• So is it the smallest reserve that y'all have?" "0.01%. Yeah.
• Texas has some minimal funding through the Dallas Federal Reserve.

Keywords: 1185, senate, all

Transcript Highlights:

• I was one of the first people to get a reserve specialist designation in the United States.
• I got a reserve specialist designation in the United States.
• Since that time, I've seen hundreds of reserve studies, assisted as a consultant on hundreds of reserve
• studies, and worked with lots of Realtors on disclosures of reserve studies.
• Any with reservations? Seeing none, the chair's recommendation is adopted. Thank you.

Keywords: 910, house, all

Summary: The committee on Consumer Protection and Commerce met on January 30, 2025, and heard testimony on several condominium-related bills, beginning with HB 70. HB 70 would require a budget summary disclosure for condominiums. Supporters, including Community Associations Institute, a real estate broker, and several condominium owners, said the bill would improve consumer protection by giving owners and buyers a clearer, more understandable snapshot of an association’s financial health and reserve compliance. One supporter noted the bill should help reduce confusion caused by lengthy reserve studies and emphasized the importance of accurate disclosure. A testifier also urged the committee to hear other condominium bills quickly, including measures related to an ombudsman, managing agents, parliamentarians, and attorney’s fees. The committee then heard HB 106, which would change the process for condominium fines and disputes. Phil Nery of CAI and other supporters said the bill would strengthen due process by requiring clearer notice, allowing an internal board appeal, and then permitting small claims court review without attorney’s fees unless the fine is upheld. They argued this would prevent fines from escalating into costly legal disputes and provide a more linear, fair process. Some supporters suggested amendments, including clarifying that the statute controls over association documents and refining refund language. During questioning, members raised concerns about small claims limits and whether associations would be represented by volunteers or attorneys. One testifier initially in support later said he would not support the bill as written after hearing HPD’s concerns. HB 224, relating to property rights, drew opposition from the Department of the Attorney General and the Honolulu Police Department. Both agencies said the bill would improperly push law enforcement into a quasi-judicial role and could short-circuit existing due process procedures for occupants of residences. A realtor who had initially been listed in support changed his position after hearing the opposition testimony. The committee also heard emotional testimony from a resident describing a long-running squatter and utility theft problem at a neighboring property, which he said took years of court action and police involvement to resolve. No votes or final committee actions were taken during the portion of the meeting reflected in the transcript.

Transcript Highlights:

• It looks at its reserves and its positive cash flow.
• Current law requires associations to conduct reserve studies every three years to assess the cost of
• AB 2050 provides associations with a formula to achieve a sustainable level of funding and reserves.
• AB 2050 provides associations with a formula to achieve a sustainable level of funding and reserves,
• I know that she already stated, but I want to reiterate that reserve studies, while currently required

Summary: The Assembly Housing and Community Development Committee heard a long agenda of housing-related bills, beginning with AB 1892 on HOA/Davis-Stirling Act cleanup provisions. The author and sponsor said the bill would clarify HOA responsibilities for utility service repairs in common areas, align election notice timelines, and require electronic voting ballots to be sent at least 30 days before an election. No opposition was presented, and the bill was set aside to be taken up later when a quorum was available. The committee then heard AB 1708, which would revise the Homeless Housing, Assistance and Prevention (HHAP) program to give smaller cities a clearer role in regional homelessness planning and access to funding. Mayors and city representatives from Bellflower, Paramount, and other cities testified that smaller jurisdictions are spending significant local funds on shelters and services but lack direct access to HHAP dollars. Some larger-city and housing advocates opposed or were opposed unless amended, arguing the bill could add administrative burden, but committee members broadly supported the goal of including smaller cities in regional responses. Members also heard AB 2058 on factory-built housing, AB 2576 on historic-resource protections under SB 79, AB 1751 on missing-middle townhomes, AB 1924 on homelessness prevention, AB 2626 on waiving certain monitoring fees for at-risk affordable housing developments, and AB 2089 on welfare-exemption and recertification procedures for affordable housing. Testimony generally emphasized reducing duplicative local permitting for factory-built housing, protecting state and national historic resources while still allowing housing near transit, expanding ministerial approval for townhomes, creating a statewide homelessness-prevention strategy with accountability measures, giving HCD flexibility to waive fees to preserve financially stressed affordable housing, and streamlining property-tax exemption recertification. Several bills were voted out of committee, including AB 1751 and AB 2626, both passing on 8-0 and 7-0 votes respectively, while other measures were discussed with motions pending or held open for absent members.

Transcript Highlights:

• So Quay County has and pays for their reservation.
• They pay that annual allocation to maintain that reservation.
• If those reservations go away, where does the water go? To Texas.
• So, are you actually creating those reserves? Are you actually filling those reserves?
• That's like 120 miles long, and the distribution systems to the reservation are just crazy.

Transcript Highlights:

• 00:32:50.600><c> 316</c> And by the way, the opposition to 316 includes retired senators Bradley, Forester
• Forester, and Gaida, who have all worked Forester, and Gaida, who have all worked on<00:33:06.880><c>

Keywords: 1191, senate, all

Transcript Highlights:

• $1.3 billion in surplus funds to spend after depositing $250 million in an excess revenue fund, a reserve
• surplus dollars, with a small portion coming from the escrow account and the student opportunity reserve
• million of that going to the MBTA in the following areas: $300 million to replenish the MBTA's budget reserves
• share surplus dollars with a small portion coming from the escrow account and the student opportunity reserve
• million dollars going to the MBTA in the following areas. $300 million to replenish the MBTA's budget reserves

Keywords: 995, all

Summary: The House first adopted several noncontroversial resolutions, including congratulations to the Rotary Club of Watertown for its 100 years of service and to Mystic Valley Elder Services on its 50th anniversary. It also suspended Joint Rule 12 to advance a petition establishing a sick leave bank for a Massachusetts Department of Transportation employee, James Caruso, sending that matter to the Committee on Public Service. The chamber then recessed and later confirmed a quorum after a roll call was called and withdrawn. The main substantive item was House Bill 4227, the final conference committee report on supplemental FY2025 appropriations using FY2024 fair share surtax surplus funds. Members heard that the bill would spend about $1.38 billion, with roughly $716 million for transportation and $593 million for education. Transportation funding included support for the MBTA, regional transit authorities, Chapter 98, and municipal bridges and culverts; education funding included special education circuit breaker reimbursements, higher education deferred maintenance, vocational school capital, early education supports, endowment matches, and Green School Works. The House accepted the conference report by a roll call vote of 146-3, then passed the bill to be engrossed and later enacted it by a roll call vote of 148-4. The House also advanced House No. 422, establishing a sick leave bank for Esther Adafwa of the Department of Mental Health. The bill was ordered to a third reading and then passed to be engrossed. Throughout the session, the House observed moments of recognition and silence for guests and for the deaths of Richard Serino Sr. and Minnesota Speaker Emerita Melissa Hortman, and it adopted an order to adjourn in Hortman’s memory, with the House set to meet again Monday at 11 a.m.

Transcript Highlights:

• disasters that have hit our state over the past year and a half that's resulted in $380 million of our reserves
• You will come into the session with this recommendation with reserves north of 30 percent.
• So, and the other thing that's really important about it is that they are real reserves.
• You have a real savings account... ...thing that's really important about it is that they are real reserves
• efficiency in both the recurring budget and the non-recurring budget, leaving you with north of 30% reserves

Summary: The committee heard a final wrap-up presentation from Director So Lee on the Legislative Finance Committee’s budget framework for the upcoming session. He said the state remains in a strong fiscal position, though revenue estimates are lower than earlier projections and available nonrecurring funds have declined by more than $1 billion from the prior session. He emphasized that the recommendation still preserves reserves above 30 percent and supports targeted investments in the committee’s three priorities: increasing per capita earned income through education and workforce development, improving access to high-quality health care and behavioral health, and enhancing quality of life through infrastructure, water, parks, trails, and other community amenities. Director Lee highlighted several major funding areas, including a proposed expansion of the UNM medical education program, water projects, capital outlay for state agency assets, and use of a mix of severance tax bonds, general obligation bonds, and cash for capital needs. He also noted continued pressure from health insurance, liability, and compensation costs, and said the committee would keep using pilot programs for new initiatives. Members broadly praised the staff, interim travel, and budget analysis work. During member comments, Senator Woods focused on school funding stability, liability costs, and fraud or waste in state agencies, arguing the state should take more claims to court to establish precedent and better protect taxpayers. Other members thanked staff and leadership for their work and collaboration. The committee then adopted the catch-up cleanup items and the overall LFC budget framework, with Senator Woods recorded in opposition, and created a technical committee with members from both chambers to resolve any final technical issues before the January session.

Transcript Highlights:

• Any voting with reservations or objections?
• Any voting with reservations or objections?
• Hearing none, reservations, objections?
• </c> voting with reservations, objections? voting with reservations, objections?
• </c> voting with reservations or objections? voting with reservations or objections?

Keywords: 912, senate, all

Summary: The committee first took up a short-form administrative licensing measure requested by the administration to correct and clarify renewal provisions in a prior bill. Members raised no questions, and the committee voted to adopt the proposed Senate draft and recommit the bill back to the Commerce and Consumer Protection Committee for a further public hearing. The committee then heard SB 2876 on natural hair braiding, which would exempt natural hair braiders from licensing under certain conditions. The Board of Barbering and Cosmetology said it views hair braiding as within the broader scope of cosmetology, but agreed that people who only braid hair should not need a license because the training and exam requirements are minimal. The board warned, however, that exempting braiders could create consumer protection gaps involving sanitation, training, and enforcement, and noted that related services such as waxing, cutting, coloring, shampooing, and relaxing would still require licensure. Supporters included the Grassroot Institute of Hawaii and the Institute for Justice. The committee also heard SB 2950 on captive insurance and SB 2951 on insurance proceeds. On SB 2950, the Insurance Division opposed the bill, saying captive insurance is designed for formal self-insurance for companies and that allowing captives to insure the public would not fit the existing regulatory framework; a fire survivor advocate supported the measure as a way to expand disaster-related insurance options. On SB 2951, which would require mortgage servicers to follow certain rules for disbursing insurance proceeds after residential damage or destruction, United Policy Holders strongly supported the bill, citing delays in releasing funds and the need to help survivors rebuild, while banking and financial industry groups submitted opposition or comments. Finally, the committee heard SB 2952, SB 2960, and SB 2964, all related to property insurance and disaster recovery. SB 2952 and SB 2960 would extend the time policyholders have after a declared disaster to submit documentation and recover replacement cost value, with supporters arguing that rebuilding after major disasters takes far longer than standard policy deadlines allow and that the bills would improve consumer protection and transparency; the Insurance Division, the Insurance Council, and national insurance groups opposed the measures. SB 2964 would require annual disclosures of replacement cost value and coverage sufficiency; the Insurance Council opposed it as costly and unnecessary because policies already include inflation-related adjustments, while United Policy Holders and fire survivors supported it, saying many homeowners are underinsured and do not understand their coverage.

Transcript Highlights:

• Any questions, we'll reserve your right to close.
• I would reserve my right to close. I reserve your right to close. Members, any questions?
• We'll reserve your right to close.
• We'll reserve your right to close.
• And we'll reserve your right to close.

Bills: HB 1520, HB 1525, HB 1530, HB 1535, HB 2068, HB 2091, HB 2347, HB 2372, HB 2805, HB 2815, HB 2867, HB 3154, HB 3482, HB 3483, HB 3663, HB 3781, HB 3901, HB 3915, HB 4135, HB 4153, HB 4158, HB 4329, HB 4331

Keywords: Angelina and Neches River Authority, river authority, Sunset Advisory Commission, Texas Sunset Act, Special District Local Laws Code, local government, natural resources, board of directors, director training, board governance, public testimony, open meetings, public information, conflict of interest, ethics, complaint system, general manager, board president, staggered terms, removal of director