Transcript Highlights:

• This adds a section in 16A which makes all appropriations, allocations, payments, or other transfers
• payment oversight. payment oversight.
• This adds a section in 16A which makes all appropriations, allocations, payments, or other transfers
• <00:07:31.080> And<00:07:31.200> so, like procurement payments.
• And so, like procurement payments.

Keywords: 1183, house

Summary: The committee heard House File 3672, authored by Representative Quam, and the bill was laid over. Quam said the measure is based on findings from past Legislative Audit Commission audits and is intended to clarify state requirements, strengthen agency compliance, and address gaps such as conflicts of interest in grant administration. He said he wants the auditor to work directly with the revisor and agencies so the rules are clearer and less likely to be misunderstood. Betsy Hayes, Assistant Commissioner with the Department of Administration, testified that sections 5 through 11 of the bill would strengthen grants management authorities, reporting, monitoring, training, and conflict-of-interest limits, and said those changes are generally supported and in some cases already reflected in policy. She raised concern about section 3, saying it could sweep too broadly by applying chapter 16B grants-management requirements to all state payments to non-state entities, including procurement payments, which could create fiscal impact and regulatory overlap. She said the department is working with the author, the Office of the Legislative Auditor, and Auditor Randall to refine the language. Chair Clayburn asked for clarification on the difference between grants and procurement contracts and on the relationship between chapters 16B and 16C. Hayes explained that grants are typically reimbursement-based payments to third parties under chapter 16B, while procurement contracts are inward-facing state purchases under chapter 16C. She said section 3 could unintentionally capture procurement and apply grants rules to it. Clayburn said the bill’s intent is good and welcomed continued work on the language before the bill moves forward.

Transcript Highlights:

• Uh, there's no cash payments ever made to households, and payments are made directly to vendors and/or
• 00:04:23.440> to<00:04:23.680> households cash payments ever made to households cash payments
• payments are made directly to vendors<00:04:27.600> andor<00:04:28.320> utility.
• services uh with needed energy payment services uh with needed energy payment assistance. assistance
• based on the fuel type and no payments based on the fuel type and no payments again<00:07:41.599

Keywords: 958, all

Summary: The Interim Joint Committee on Natural Resources and Energy met for a public hearing and presentation on the Low-Income Home Energy Assistance Program (LIHEAP). After approving the minutes, members heard from Shannon Hall of the Department for Community Based Services and Rick Baker of Community Action Kentucky, who explained that LIHEAP is a 100% federally funded block grant used in Kentucky to help low-income households pay home energy bills, prevent utility disconnects, and support weatherization and crisis assistance. Hall outlined the program’s income eligibility limits, the fact that payments go directly to vendors or utilities rather than households, and the program’s funding levels, including $43.4 million spent in federal fiscal year 2025 and an anticipated $58 million for federal fiscal year 2026. The presenters described LIHEAP’s main components: fall and spring subsidy programs, winter crisis assistance, and weatherization. They gave participation figures for recent program cycles, including tens of thousands of households served in each component, and explained that weatherization prioritizes elderly, disabled, households with children, and high-energy-burden homes. They also noted that weatherization is carried out in partnership with the Kentucky Housing Corporation and includes repairs and efficiency measures such as insulation, air sealing, and safety checks. Rick Baker described Community Action Kentucky’s role as the statewide administrator through 23 local community action agencies, emphasizing their presence in all 120 counties and their local board structure. Members praised Baker’s long service and the program’s importance for families facing high energy costs, especially in coalfield areas. One member asked for clarification on a slide reference to “Assurance 16,” but the transcript cuts off before the answer is completed. No votes or other committee actions were taken beyond approving the minutes.

Transcript Highlights:

• Tier two are your per-child, per-month payments.
• And then that led into the final development of the Tier 1 and Tier 2 payments.
• The payment for these would be a standard equal payment monthly. CBCs can count on this coming in.
• Tier 2 is the per-child, per-month payment.
• to you, like what your actual cost would be based on what your payment would be.

Summary: The Human Services Subcommittee met with a quorum present and took up a presentation from the Department of Children and Families on HB 7089, which revises how Florida’s community-based care (CBC) lead agencies for child welfare are funded. Representative McFarland described the bill’s background, arguing that the prior formula relied too heavily on outdated, static factors and produced inequities among CBCs. She emphasized that the new approach is intended to provide a more stable, transparent, and statute-based funding method that better supports prevention, case management, and family services while reducing year-to-year political uncertainty. DCF Chief of Staff Casey Penn explained that HB 7089 required an actuarially sound, reimbursement-based formula developed with CBC and provider input. The new model uses a cost-based structure with three tiers: Tier 1 for operational and administrative costs, Tier 2 for per-child/per-month service costs, and a possible Tier 3 incentive component for performance measures if the Legislature chooses to fund it. The model includes regional growth factors, inflation adjustments, a 2% risk corridor for Tier 2, a hold-harmless provision for agencies that would otherwise receive less than prior funding, and the ability for CBCs to retain some state general revenue savings. DCF said the model produced a total budget need of about $1.392 billion, roughly $28.6 million above the prior year after offsets, and that the department is also updating its child welfare case management system to improve data quality and future modeling. Members asked about whether prevention spending is captured, how Tier 3 incentives would work and how much they might cost, how the formula accounts for insurance, hurricanes, child acuity, and staffing costs, and whether CBC executives’ compensation is capped. DCF said prevention is included in the model but is not yet separately broken out due to data limitations, Tier 3 is optional and not yet costed, and the formula can incorporate additional growth factors if needed. On executive pay, DCF explained that compensation is limited by statute for CBC contracts, but multiple contracts and non-state funding sources can affect total compensation; staff later clarified that CBC CEOs with multiple contracts had been reviewed for compliance. The meeting ended after questions, and Representative Miller moved to adjourn; the subcommittee adjourned without any vote on the bill.

Transcript Highlights:

• Furthermore, the bill's provision for... payments to programs in areas with limited child care access
• So there is this tremendous gap when families are facing student loan payments, car payments, rent, or
• , issue prospective payments to providers, which is actually a really critical piece of it.
• This expansion will just increase the decline in payments.
• So the payments still have to go to folks who are directly caring for children.

Bills: HF1367, HF2732, HF1897, HF1424, HF1383, HF2728, HF2863, HF1685, HF2929

Keywords: child maltreatment, child abuse, neglect, physical abuse, sexual abuse, sex trafficking, labor trafficking, human trafficking, child protection, local welfare agency, county social services, Minnesota Department of Human Services, judicial review, district court appeal, venue, out-of-state abuse, cross-border investigation, Minnesota child welfare, family assessment, maltreatment determination

Transcript Highlights:

• /c> we have to reduce those payment rates we have to reduce those payment rates uh<00:26:11.320> to
• ,<00:26:43.720> start negative impact on our payments, start negative impact on our payments
• So, is the final one payment changes.
• This has state directed payment changes. This has state directed payment changes.
• Um our state-directed payment issue.

Keywords: 958, all

Summary: The Medicaid Oversight and Advisory Board met on January 12, 2026, to approve the December 10, 2025 minutes and continue finalizing its findings and recommendations. Members reviewed findings on administrative inefficiencies, Medicaid and workforce participation under HR 1, Medicaid budget growth, rural health transformation fund development, and provider tax/state-directed payment changes. The board approved a motion to change “pilot” to “partnership” in the workforce-related recommendation, and also adopted a technical amendment clarifying overlapping HCBS services by removing reference to adult daycare waiver services and revising the language to focus on reducing duplication, simplifying provider contracting, and standardizing processes across programs. A separate technical correction was noted to change “DMS” to “DPH” in the rural health transformation finding, to be handled in the final edits. Several findings drew discussion but no final substantive vote during the meeting. On the rural health transformation fund, Dr. Berg said Kentucky had done well in federal funding and noted limits on what could be shared publicly, while Commissioner Lee said a public website had been created and recommended the department reference be changed to the Department for Public Health. Finding five prompted extended discussion about provider taxes, state-directed payment reductions under HR 1, and whether the board should address the relationship between actuarial studies, MCO payments, and actual provider reimbursement more directly. Senator Meredith and others argued for a broader, more transparent baseline review of rates across provider groups, while Commissioner Lee said CMS will require certain fee schedule comparisons to Medicare beginning July 1, 2026, and that quarterly expenditure reports already go to LRC. The board did not finish resolving finding five during the meeting and agreed to return to it after staff prepared more explicit language. Members also discussed the possibility of an all-payers claims database as a better way to understand what is being paid across payers and services. No final vote on the full findings package was taken in the portion of the meeting provided, but the board did adopt the noted amendments and continued working through the remaining language.

Transcript Highlights:

• decreased the average payment received by eligible dairy farms.
• decreased the average payment received by eligible dairy farms.
• decreased the average payment received by eligible dairy farms.
• So, on a theoretical payment received.
• <00:05:08.720> would recognize that the payment would recognize that the payment would slightly

Keywords: 1187, senate, all

Transcript Highlights:

• They get a payment, and then they leave and go back home.
• And as you'll see, we're talking about a payment cycle of every six weeks.
• And as you'll see, we're talking about a payment cycle of every six weeks.
• It aligns the scholarship payment installments from quarterly to monthly, as I said, and aligns the payments
• give a two-month payment on the front end to homeschooling families.

Summary: The Appropriations Committee heard presentations on the Senate’s proposed 2025-2026 budget, SPB 25-200, totaling $117.4 billion. Chair Hooper and committee chairs highlighted major spending priorities including a 4% raise for state employees, continued health insurance contributions, investments in water quality, transportation, education infrastructure, and workforce development, along with reductions tied to long-vacant positions. Education funding was a major focus, with increases for K-12 public schools and scholarships, higher education workforce programs, nursing initiatives, tutoring, and university performance funding. Health and human services, criminal and civil justice, transportation/economic development, and agriculture/environment budgets were also outlined, including Medicaid, mental health, corrections staffing, affordable housing, beach restoration, citrus recovery, and water projects. Members then questioned several budget choices, especially K-12 funding. Senators Polsky and Smith raised concerns that the Senate’s AP and dual enrollment funding changes could disadvantage public schools, while Burgess argued the budget preserves the money in the FEFP and gives districts more flexibility rather than reducing support. Questions also addressed voucher availability, school stabilization funding, and the My Safe Florida Home program. The committee adopted 171 consent amendments and three late-file amendments, then approved SPB 2500 as a committee bill. It also favorably reported implementing and conforming bills for state employees, retirement, natural resources, judgeships, K-12 education, higher education, and health and human services, along with SB 7022 on Florida Retirement System contribution rates and elected-officer DROP options, CS/SB 1320 on the Resilient Florida Trust Fund, SB 7014 ending the Mediation and Arbitration Trust Fund, SB 7028 on cancer research, CS/CS/SB 170 on nursing home quality and oversight, CS/SB 168 on mental health diversion and behavioral health data, SB 114 creating an insurance and risk management research center at FSU, and SB 180 on emergency preparedness and post-storm recovery. Most bills were reported favorably with little or no opposition, though SB 180 drew discussion about local-government authority after storms and the need to balance recovery speed with local safety and planning concerns.

Transcript Highlights:

• And in this budget bill, this extender bill, we have WIC payment, workers' comp, unemployment insurance
• , among other payments.
• on the timing of when certain payments are due.
• And we will get up to date on all of those payments, but at the moment, the bill before accounts for
• ON THE TIMING OF WHEN CERTAIN PAYMENTS ARE DUE.

Keywords: 993, senate, all

Summary: The Senate met on May 6, 2026, approved the prior journal, and accepted a Rules Committee report advancing the government appropriations bill to third reading. The chamber then took up the tenth budget extender, which sponsor Senator Serrano said would keep state government operating through Monday, May 11 and contained $482 million in new spending, bringing the total across extenders to $20.3 billion. In questioning, Senator O’Mara and Senator Helming pressed Serrano for details on the reported $268 billion budget deal, policy outcomes, revenue raisers, and whether local governments, schools, and rural health programs would receive certainty; Serrano said final budget bills were not yet in print and declined to speculate on unresolved issues. The extender passed 60-1, with Senator Weik voting no. The Senate also adopted several previously adopted resolutions honoring the North Tonawanda High School girls varsity basketball team, the Tappan Zee High School girls basketball team, and SUNY student Chriss-Ann Pryce. Members praised the teams’ state championships and Pryce’s academic and leadership achievements through the Educational Opportunity Program. The chamber then returned to legislation and passed a bill designating May 9 as Overdose Awareness Day in New York; Senator Fernandez said it recognized the harm of overdose and the need to continue funding harm reduction and recovery services. Additional bills passed included a statewide domestic violence lethality assessment measure, with Senators Murray, Rolison, Webb, and Ramos describing it as a tool to identify dangerous situations and prevent fatalities; a mental health insurance bill limiting step therapy/prior authorization for serious mental health medications, supported by Senator Fahy; and measures on education, real property tax, election law, general business law, kitchen incubator economic impacts, public buildings, state finance, and mental hygiene. Several bills drew recorded opposition, including the real property tax bill and the election law and general business law measures. The Senate concluded by adjourning until Monday, May 11 at 3:00 p.m., with intervening days designated legislative.

Transcript Highlights:

• One of the most impactful bills in this omnibus is the directed payment program for hospitals.
• One of the most impactful bills in this omnibus is the directed payment program for hospitals.
• Chair Berman replied that the directed pharmacy payment will not need federal approval.
• , directed pharmacy dispensing payment, directed pharmacy dispensing payment, how<00:14:14.240>
• So, anything above that will not receive this direct payment.

Bills: HF2436, HF2435

Keywords: child welfare, economic assistance, child care, grant program, video security cameras, healthcare, dementia services, public health funding, opioid prevention, women's health, community health boards, mental health, 1183, house

Transcript Highlights:

• Funds to the scholarship funding organization unless the students included in the payment file have a
• Takeaway number six: scholarship payments are being made outside of the authorized quarterly payment
• The PCB establishes each quarterly payment date and prohibits the release of payments outside of those
• It also establishes when the scholarship funding organization must submit a quarterly payment file to
• And we have our very now rigid kind of schedule of payments.

Summary: The Pre-K through 12 Budget Subcommittee met during Budget Week and first considered three member bills. House Bill 1111, by Rep. Valdes, would eliminate the option for students to leave high school with a certificate of completion instead of a standard diploma. Valdes said the bill was inspired by students who met credit requirements but could not pass a required assessment, and argued the certificate does not provide access to college, trade school, or military service. The bill passed unanimously, 15-0. CS for House Bill 127, by Rep. Kendall, would support students with disabilities by using existing Florida Department of Education curriculum to create micro-credentials and coordinating with the Florida Center for Students with Unique Abilities and OSHA on workplace safety. Goodwill, the Florida Developmental Disabilities Council, Florida PTA, and others supported the bill, which also passed unanimously, 15-0. House Bill 1367, by Rep. Booth, addressed chronic absenteeism by requiring statewide definitions and more uniform attendance reporting, along with rules for excused and unexcused absences and early identification of chronically absent students. Testimony emphasized inconsistent district policies and the need for clearer data and interventions. The bill passed 13-0, with some members noting concerns about implementation details and future rulemaking. The committee then took up PCB-P-PKB-2501, the proposed conforming bill for the fiscal year 2025-2026 Pre-K through 12 budget. The chair said the bill was designed to align statutes with budget and scholarship funding procedures, especially around the Florida Education Finance Program and scholarship payments. The PCB would require Florida student ID numbers for scholarship students, standardize cross-checking against FTE survey data, set quarterly payment dates, and use one data source for both reporting and withholding scholarship-related FFP amounts. It also would reduce certain add-on weights by 50%, remove the budget stabilization program, and repeal the educational enrollment stabilization program. Several members raised concerns that the add-on weight reductions could hurt career and technical education, AICE, IB, and CAPE programs, while the sponsor argued the data showed too much spending in an “other” category and that the reductions were aimed at aligning funding with actual program costs. Public testimony was mixed: some supported tighter accountability and clearer payment rules, while others warned against undermining expensive career-readiness programs. The PCB passed 11-2. After the conforming bill, the chair presented the proposed fiscal year 2025-2026 Pre-K through 12 budget, totaling just under $21 billion, about $400 million below the current year. She said the budget reflects a need to slow spending growth and includes $20 million for New Worlds Scholarship Accounts, $7 million for security grants at Jewish day schools and preschools, $14 million for public school transportation stipends, an overall FEFP increase of about $747.7 million, $100 million for teacher salary increases, and increases in the base student allocation and funds per student. The committee did not vote on the budget recommendation at this meeting; it was distributed for review and will move to the Budget Committee next week.

Transcript Highlights:

• ambulance providers enhanced payments, or if you will, directed payments, and those have to be approved
• We do have some payment programs.
• or if you will or enhanced payments or if you will or directed<00:04:07.800> payments directed
• payments directed payments and<00:04:09.440> those<00:04:09.800> have<00:04:10.000>
• limitation on our directed payments. limitation on our directed payments.

Keywords: 958, all

Summary: The Budget Review Subcommittee for Health and Family Services met for its first meeting, established quorum, and heard a presentation from Department for Medicaid Services Commissioner Lisa Lee and CFO Steve Becktold. The department reviewed its compliance with House Bill 695, which requires legislative approval before certain Medicaid eligibility, service, benefit, or waiver changes, along with fiscal impact reporting to the Legislative Research Commission. They described current waivers, including home and community-based waivers, managed care and transportation waivers, and the 1115 re-entry waiver, and said the community engagement waiver is in public comment and on track for submission to CMS. They also said required reports and other HB 695 tasks, including a pharmacy rebate fund, budget analyses, expenditure reports, and a behavioral health scorecard, are underway or completed as required. The CFO outlined Medicaid’s budget, saying the department has two appropriation units and projecting near-full use of state funds while leaving some federal funds unspent because of matching-rate differences. They reported roughly 211 filled positions and 11 vacancies. Members asked about the vacancy makeup, the behavioral health scorecard, and whether a provider involved in quality metrics could have a conflict if used in the scorecard process; the department said it would follow up. Members also asked about the community engagement waiver and its interaction with federal policy, and the department said CMS guidance is still pending and that it will proceed under HB 695. A substantial portion of the discussion focused on federal Medicaid policy changes under a reconciliation bill, including possible limits on provider taxes, directed payments, cost-sharing, and community engagement requirements. Department officials said the final federal impact is still uncertain because the Senate bill is not finalized, but they have modeled several scenarios and warned that any reduction in federal support or benefits would be harmful, especially for hospitals and rural hospitals. They estimated Medicaid benefits are funded about 80% federal and 20% state overall, with expansion populations closer to 90% federal funding, and said administrative costs would also rise if federal requirements change. Members also asked about work requirements and eligibility. The department said the community engagement waiver would mainly affect the expansion population, which they estimated at about 450,000 people out of roughly 1.5 million total Medicaid enrollees, and that many groups are exempt, including children, the aged, blind, disabled, and people in substance use disorder treatment. Officials said they can provide data on how many enrollees are working or work-ready and explained that their eligibility system is designed to prevent duplication by automatically placing people in the correct category and correcting errors quickly. They also noted a federal proposal to require expansion eligibility reviews every six months, compared with current annual renewals.

Transcript Highlights:

• or non-payment, does that amount go to the minor or does that go to the AG's office?
• The trouble is then they may not be able to afford to continue making the... payments.
• Those child support payments could help meet that mortgage.
• So that is a little bit concerning to us with the switch in the priority of payments.
• The mortgage payment comes first and then the child support.

Bills: HB368, HB3311, HB1734, HB2495, HB2716, HB793, HB3376, HB2524, HB3421, HB3446, HB3181

Keywords: electronic devices, family violence, criminal prosecution, protective orders, tracking, harassment, family allowance, decedent's estate, surviving spouse, minor children, inheritance, child support, maintenance, HB 1734, Family Code, Section 155.207, suit affecting the parent-child relationship, SAPCR, continuing exclusive jurisdiction, jurisdiction transfer

Transcript Highlights:

• PARIS works with all U.S. states and territories to assist us ...and deterring improper payments.
• So there's activities that happened years ago that payment will be coming for.
• Why were these payments paid late?
• And do you know when... ...do you know when Access received the funds for the year one payment?
• incentive-based payments.

Keywords: 1182, all

Summary: The Senate Committee on Health and Human Services held a fourth hearing in its ongoing review of alleged fraud, waste, and abuse involving AHCCCS/Access and DHS, with a major focus on Medicaid eligibility verification for the aged, blind, and disabled (ABD) population, behavioral health and sober living oversight, and payment delays to providers. Senator Shamp presented findings she said showed major gaps in ABD asset verification, including claims that only a fraction of enrollees were checked and that many ineligible members may remain on the rolls. She urged referrals to law enforcement, tighter verification requirements, better PARIS data sharing, and legislative changes to close what she described as a compliance and taxpayer-risk gap. Reva Stewart also testified that patient brokering and fraudulent recruitment of vulnerable people, including Native Americans, continues through social media and other channels, and she called for stronger enforcement and transparency. Heather Dukes, representing behavioral health and sober living operators, argued that the state’s response to fraud has become overly punitive toward legitimate providers. She said ADHS often sends technical paperwork deficiencies straight to enforcement instead of allowing plans of correction, that zoning approvals are being questioned despite not being within ADHS authority, and that long Access approval timelines are creating licensing and billing delays. ADHS Deputy Assistant Director Tiffany Slater said the department has seen a large volume of unlicensed complaints, that it is trying to improve staffing and data systems, and that some enforcement tools have been expanded for sober living homes. She also said many sober living operators are in recovery themselves and provide low-cost housing and support rather than direct billing to Access. Access Director Virginia Roundtree said the agency is trying to balance fraud prevention with support for legitimate providers. She reported steps such as daily internal huddles, live dashboards, added project management support, an outside review of the Division of Fee-for-Service Management, and a new external claims vendor to help reduce backlogs. Senators pressed her on a specific provider’s long-delayed payments and prepayment review, and she said the agency would provide answers early the following week. Access staff also described provider resolution roundtables and said unadjudicated claims had been reduced to zero, though members questioned whether that was due to denials rather than resolution. The hearing ended with the chair announcing legislation to preserve the American Indian Health Plan as a fee-for-service option while requiring Access to contract administrative and care management functions to another entity, citing structural failures in Access’s ability to operate the plan safely and effectively.

Transcript Highlights:

• Essentially, the law basically allows us to draw based against projected benefit payments.
• is that for 2026 the benefit payment is that for 2026 the benefit payment would<00:05:00.000>
• for that calendar year, and there won't be any projected benefit payments.
• <00:08:04.800> for<00:08:05.000> that projected benefit payments for that projected
• benefit payments for that calendar<00:08:05.599> year<00:08:05.800> and<00:08:05.919><

Bills: HF11

Keywords: Minnesota Paid Leave, paid family and medical leave, family leave, medical leave, implementation delay, premium collection, employer premiums, state payroll tax, workforce, labor, benefits administration, DEED, Department of Employment and Economic Development, employer notice, seasonal employees, private plans, actuarial study, outreach and education, employee rights, reinstatement

Transcript Highlights:

• <00:03:13.080> but would lower their monthly payments but would lower their monthly payments
• prevent lenders from collecting payments prevent lenders from collecting payments from<00:10:39.360
• and $41 on subsequent late payments.
• and $41 on subsequent late payments.
• <00:14:07.120> are they face um their payments are they face um their payments are mismanaged

Keywords: 1187, senate, all

Transcript Highlights:

• 1999, the total amounts deposited into the judicial fund by statutory probate courts and the total payments
• As the entity responsible for distributing excess contribution fund payments, ensuring that statutory
• Well, many times, if you're late, The landlord won't accept payment. For the next month.
• Of the landlord refusing to accept the payment. Yeah.
• If you attempted to pay and the landlord refused to accept the payment or something?

Transcript Highlights:

• We currently accept all forms of payment through check, you know, the regular means, but we would like
• Right, this is going to be an optional fee or an optional online payment for the Safe Drinking Water
• It is a cost applied to all of the card services as a convenience to process the payment.
• We process payments both in Louisiana and in several other states where very similar legislation has
• So the water system is what remits the payment to...

Keywords: 974, senate, all

Transcript Highlights:

• > but we make payments daily but we make payments daily but reimbursements<00:08:59.920> and
• ,<00:09:59.519> then slow increase in benefit payment, then slow increase in benefit payment
• of the payment, right?
• So I think we we generally payment.
• payment left the building, so to speak. payment left the building, so to speak.

Keywords: 1187, senate, all

Transcript Highlights:

• <00:04:32.160> assistance Uh we provide down payment assistance Uh we provide down payment
• Besides the down payment well, right?
• This is what's happened with payments.
• This is your PITI your all-in payments.
• <01:23:50.320> as that um typical insurance payment as that um typical insurance payment as

Keywords: 1183, house

Transcript Highlights:

• could not, you know, make down payments could not, you know, make down payments to<00:07:49.440>
• > though<00:17:44.720> I The down payment assistance though I The down payment assistance
• <00:19:24.000> assistance the needs of the down payment assistance the needs of the down payment
• <00:21:12.720> assistance strengthen the down payment assistance strengthen the down payment
• and more profitable over the long term because it's lowering that monthly mortgage payment.

Keywords: 1183, house