Video & Transcript Research : 'defined contribution plan'

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FL

Florida 2026 Regular Session

Regulated Industries Apr 1st, 2025

Regulated Industries

Transcript Highlights:
  • My plan was to continue to grow, hire more veterinarians, technicians, and other support staff.
  • Now we're expected to plan for a future without Gulfstream Park.
  • Equally important, it preserves vast tracts of green space, contributing to our state's environmental
  • We can't just move forward with nothing, with no plan. I'm not going to do that to these people.
  • We're going to have a plan. Thank you. Thank you, Madam Chair.
Summary: The committee first handled Senate confirmations, hearing two support waivers from the Florida Swimming Pool Association, and then voted to recommend confirmation of all appointees in a block vote. It then took up several bills, adopting amendments and reporting each measure favorably: CS/SB 462 on transportation, which included FDOT authority over speed limits, EV-related funding, MPO changes, workforce grants, and an I-4 widening report; SB 1574 on energy infrastructure investment, creating a PSC mechanism for renewable natural gas infrastructure cost recovery; SB 1002 on utility service restrictions, limiting local government energy-source restrictions; and SB 726 on swatting, adding liability for prosecution/investigation costs and restitution for injuries or property damage. The committee also approved CS/SB 496 on timeshare management and CS/SB 1076 on roof contracting, both with technical or clarifying amendments. A major portion of the meeting focused on SB 408 on thoroughbred permit holders and decoupling live racing from gaming licenses at Gulfstream Park and Tampa Bay Downs. Senator Burgess presented a strike-all amendment that would delay decoupling for seven years, with a three-year notice period and a four-year guarantee of racing and current purse/breeder award structures. The sponsor and supporters said the longer runway was intended to create room for negotiations and align Florida with other pari-mutuel operations. The committee heard extensive public testimony, overwhelmingly opposed, from horsemen, breeders, veterinarians, farm owners, sales companies, and related businesses who warned the bill would reduce racing, depress breeding, threaten tens of thousands of jobs, and harm a major agricultural industry. A few speakers, including representatives of the Miccosukee Tribe, opposed the bill as a casino expansion that would benefit out-of-state interests and undermine existing gaming arrangements. No final vote on SB 408 was taken in the portion provided, and the committee continued public testimony after a recess.
MN

Minnesota 2025-2026 Regular Session

Committee on Judiciary and Public Safety - 03/18/26

Judiciary and Public Safety

Transcript Highlights:
  • private data on individuals as defined private data on individuals as defined in<00:44:17.320>
  • property and stops making contributed property and stops making contributed payments<02:02:45.440
  • If you're still contributing financially.
  • If you're still contributing financially.
  • <02:40:58.560> We Um, and uh, plan on a long day. We Um, and uh, plan on a long day.
Keywords: 1187, senate, all
TX

Texas 89th 2nd C.S.

89th Legislative Session Jun 2nd, 2025

Texas House Floor Meeting

Transcript Highlights:
  • Diego Lopez is a graduate of UT Austin and a plan II honor student.
  • He has worked for me for two sessions, and he plans to go to law school.
  • Derek has contributed directly to our work in the Criminal Jurisprudence Committee.
  • Sanchez is a former teacher and a master's student in planning at UT Austin.
  • We're grateful for her contribution.
Summary: The House met on sine die and began with prayer, pledges, quorum verification, and a series of announcements and recognitions. The chamber received Senate messages reporting adoption of conference committee reports on SB 268 and SB 2972, and Senate concurrence in House amendments to SB 1637. Members also referred several resolutions and announced the signing of numerous House and Senate measures by the presence of the House. Technical correction resolutions were adopted: HCR 171, authorizing corrections to HB 46, passed 138-0, and SCR 55, making a wording correction in SB 1964, passed 126-12. A large portion of the meeting was devoted to memorials and recognitions. The House honored Pastor Dave Welch, with several members offering condolences and reflections on his work organizing pastors and engaging in civic life, followed by a moment of silence. Members also recognized the Ganado High School Maidens for winning the 2025 UIL 2A Division I softball state championship, Waco police K-9 Andor after being shot in the line of duty, Region 7 DPS for Capitol Complex security, and various restaurants, staff members, interns, caucus staff, and caucus freshmen of the year across Republican, Democratic, Black, Progressive, LGBTQ, IT, Energy and Climate, and Mexican American Legislative Caucuses. The chamber also heard a retirement-style address from Rep. Tony Tinderholt, who reflected on his six sessions in the House, his military service, and his decision to step aside to focus on family, while colleagues from both parties praised his service, discipline, and willingness to work across differences. The House then continued with additional staff and caucus recognitions, including committee staff, district office staff, and interns, with members repeatedly thanking their teams for their work during the session.
FL

Florida 2026 Regular Session

FL House Floor Session - 2025-04-28 (1:00PM Session)

Florida House Floor Meeting

Transcript Highlights:
  • It also streamlines the comp plan approval process and defines extraordinary circumstances as it relates
  • We actually define extraordinary fees in here.
  • One is streamlining the comp plan process.
  • I think that we define small manufacturers as 25 people or less.
  • I think that we define small manufacturers of 25 people or less.
Summary: The Senate convened with a quorum, prayer, pledge, and several recognitions, including remarks from Senator Berman on Democratic priorities and introductions of military leaders and an intern. The chamber then moved through a long special-order calendar, with many bills substituted to House companions, amended, and passed, while several others were temporarily postponed. Major measures approved included the dangerous dogs/Pam Rock Act (SB 572/HB 593), which tightened penalties and procedures for dog attacks and passed 36-0; local government land regulation (SB 1080), which was amended to remove agricultural enclave language and passed 26-8; vessel/freedom-related legislation (SB 1388/HB 1137), which passed 35-0; blood clot screening and treatment (SB 890/HB 1421), which added registry and training provisions and passed 36-0; fleeing or eluding law enforcement (SB 468/HB 113), which increased offense levels and passed 36-0; concealed carry/licensing for certain officers and service members (SB 490/HB 383), which passed 33-3; timeshare management (SB 496/HB 897), which clarified governance and annual meeting requirements and passed 36-0; background screening education (SB 614/HB 531), which created a public webpage and passed 36-0; utility service restrictions (SB 1002/HB 1137), which preempted local energy-source restrictions and passed 36-0; Medicaid oversight (SB 1060), which created a joint oversight committee and passed 35-0; health facilities authorities (SB 68), amended to make fentanyl urine screening more discretionary, and passed 36-0; and veterans’ nursing home beds (SB 78/HB 797), which authorized veteran- and spouse-designated beds and passed 36-0. The chamber also passed disability history and awareness instruction (SB 540/HB 447), a highly personal bill honoring Evan Hartzell that drew extended debate about disability language, inclusion, and education; it passed 35-0 after 35 co-sponsors were added. Manufacturing policy bills SB 600 and SB 602 were approved after amendments to add reporting, ranking metrics, and fee-use restrictions, both passing 35-0. Educational opportunities for military children (SB 1528) passed 36-0 after testimony from student sponsors and senators praising the bill’s origin. Several other bills, including Medicaid oversight, mammograms, Parkinson’s disease, condominium/cooperative associations, waste management, human trafficking, and Bright Futures, were postponed or not taken up during this segment.
HI

Hawaii 2026 Regular Session

WAM Informational Briefing 01-07-2026

Hawaii Senate Floor Meeting

Transcript Highlights:
  • of the financial plan.
  • of the financial plan.
  • end of this fiscal plan. end of this fiscal plan.
  • >> That's good planning.
  • About the financial plan. Yes.
Keywords: 912, senate, all
NH

New Hampshire 2025 Regular Session

House Finance Division III (02/27/2025)

Transcript Highlights:
  • <00:15:03.079> that um Choose Love Can you just Define that um Choose Love Can you just Define
  • It's a 10-year representation of a 10-year plan, and if I were looking at this from a budgeting and planning
  • <03:00:53.640> so a a budgeting and planning standpoint so a a budgeting and planning standpoint
  • plan which I you brought up the 10-year plan which I should<03:01:42.279> have<03:01:42.640><
  • c> plan<04:43:14.718> to<04:43:14.920> scale scale up we do plan to scale scale up
Keywords: 928, house, all
Summary: The House Finance Committee’s Division 3 held a public work session on the Behavioral Health budget on February 27, 2025. The chair opened by explaining the schedule, materials, and deadlines for the budget process, and noted there would be no motions or votes in the division that day. Division of Behavioral Health Director Ktia Fox and DHHS CFO Nathan White then walked the committee through the division’s mission, structure, and budget materials, describing the division’s four bureaus: Mental Health Services, Children’s Behavioral Health, Drug and Alcohol Services, and Homeless Services, along with the policy unit. They emphasized the division’s role in oversight, technical assistance, quality assurance, contracting, and the continuum of care from prevention and early intervention through crisis and residential services. Much of the discussion focused on major programs and funding lines, including the 988 Lifeline contract with Headrest, a technical assistance contract with UNH, Medicaid pass-through payments to New Hampshire Hospital and Glencliff, crisis response services, cold-weather homeless responses, housing supports, and the children’s system of care. Members asked about the UNH contract, the 988 program, crisis stabilization centers, and the peer certification program; Fox explained that the peer certification is a training-and-credentialing pathway for people with lived experience to enter community-based behavioral health work, not a volunteer program. The committee also discussed the “Choose Love” program, which Fox said was created after the Sandy Hook tragedy to build resilience and strength-based emotional regulation in schools and communities. On the children’s side, Fox described the system of care account as the place where many contracted services are budgeted, including community mental health centers, care management entities, rapid response services, and residential programs. Members asked about temporary staffing, and Fox said roughly $500,000 in temporary staff costs shown in the current year would not be spent next year because the money came from a nonlapsing appropriation in HB 1573 for oversight of children’s residential services. She also said provider rate increases were a prioritized need but were not funded in the governor’s current budget, and that the Children’s Behavioral Health Resource Center was not funded, resulting in about a $1 million reduction. The session ended while the division was still moving through the children’s behavioral health slides, including questions about the Fast Forward high-fidelity wraparound program and medication management.
MN

Minnesota 2025-2026 Regular Session

House Education Policy Committee 2/18/25

Education Policy

Transcript Highlights:
  • Every catastrophic failure stems from a chain of bad decisions and policies contributing to the ultimate
  • studies standard implementation to 2030-2031 and repeals the requirement to embed ethnic studies, as defined
  • The Chair moves House File 29 be re-referred to the Committee on Education. as defined in 120 B25 into
  • all required as defined in 120 B25 into all required academic<00:02:50.959> standards<00:02:51.840
  • <00:29:17.880> of life and celebrate the contributions of life and celebrate the contributions
Keywords: 1183, house
FL

Florida 2025 Regular Session

February 5, 2025 - 12:30 PM

Transcript Highlights:
  • It starts to loosely define at the high level of the relationships between the constitutional officers
  • They may adjust, create, develop a strategic plan.
  • There's a lot of planning, talking, communicating, prioritizing that goes on during the second quarter
  • So April through June, you continue to plan and estimating, but you try to put together what we call
  • In our official records, we are the recorder of official documents defined by statute.
Summary: The Intergovernmental Affairs Subcommittee met to review how county budgets are developed and how constitutional officers fit into that process. Davin Suggs of the Florida Association of Counties gave an overview of county budgeting, explaining the statutory framework, the role of property taxes and TRIM notices, the fiscal-year timeline, fund balances and reserves, and the Department of Revenue’s oversight. He emphasized that county budgets include the board’s budget plus the budgets of constitutional officers, and that relationships and communication are critical to resolving budget issues. A panel of constitutional officers then described their offices’ budget processes and responsibilities: Escambia County Sheriff Chip Simmons discussed law enforcement budgeting and the importance of negotiated agreements with county commissions; Alachua County Property Appraiser Aisha Solomon explained the June 1 budget deadline, valuation methods, and the appeal process for property assessments; Manatee County Clerk and Comptroller Angelina Coleniso outlined the clerk’s court and finance duties, the county-side budget process, and the clerk’s personal liability under section 129.09 for unlawful expenditures; Leon County Supervisor of Elections Mark Early described the cyclical nature of election costs, staffing, equipment, and the impact of turnout and election law changes; and Columbia County Tax Collector Kyle Keene explained that tax collectors’ budgets are reviewed by the Department of Revenue, with fee offices funding themselves through service charges and budget offices relying on county support. Members asked about personal liability for unlawful spending, conflicts between clerks and county commissions, property valuation and storm damage adjustments, reserve levels, and whether tax collectors can retain excess fees. Responses noted that clerks must refuse illegal expenditures, property appraisers use market-based assessments with VAB and court review available, counties should maintain healthy fund balances for cash flow and emergencies, and tax collectors generally must zero out year-end balances and distribute excess revenues to taxing authorities. The committee took no votes and adjourned after thanking the panelists for their testimony.
CA

California 2025-2026 Regular Session

Assembly Health Committee Jul 15th, 2025

Transcript Highlights:
  • But we just fell short of defining that on-call list. So we're just looking to define on-call list.
  • health plans or whatnot.
  • So when I come up with a plan, when I come up with that treatment plan in collaboration with the patient
  • Those requirements are going into place for the Medicare plans and the plans that operate in the federal
  • We helped this consumer file an appeal with her medical plan, arguing that because the plan could not
Summary: The Assembly Health Committee heard several bills focused on health care access, oversight, and affordability. The first major item was SB 306 by Senator Becker, a prior authorization reform bill. Becker and supporters, including the California Medical Association and California Hospital Association, argued that prior authorization delays care, adds administrative burden, and can lead to serious patient harm. The bill was substantially amended late in the process to have DMHC and CDI identify services and drugs to exempt from prior authorization based on utilization data, with safeguards for fraud, waste, abuse, and patient safety. Health plans and insurers opposed the measure as written, saying prior authorization remains an important utilization-management tool and raising concerns about the 90% threshold, drug inclusion, and how modifications are counted. The committee also heard SB 35 by Senator Umberg, which would let cities or counties inspect unlicensed sober living homes if DHCS does not act promptly on complaints. Supporters said the bill would address weak enforcement and protect residents, while one behavioral health directors group opposed it unless amended. Members generally supported the measure, citing problems with unlicensed facilities and the need for local enforcement backup. The committee then heard SB 62, which would codify California’s updated essential health benefits benchmark if approved by the federal government. Senator Wiener said the package would add hearing aids, durable medical equipment, and infertility treatment including IVF, acknowledging that premiums could rise but arguing the benefits were worth it. Health Access California and other advocates supported the bill, while the California Family Council opposed it. The committee also took up SB 596 by Senator Menjivar, which would tighten the rules for hospitals claiming an on-call list as a defense to nurse staffing ratio penalties. Supporters, including nurses and SEIU, said hospitals have used vague or ineffective on-call practices to avoid accountability and that the bill would improve enforcement and patient safety. Hospital groups opposed it, arguing that staffing is highly dynamic, that hospitals need flexibility to manage acuity and emergencies, and that the bill could increase costs and interfere with collective bargaining arrangements. Finally, the committee heard SB 40 by Senator Wiener, the Insulin Affordability Act, which would cap insulin copays at $35 for a 30-day supply and restrict step therapy unless a plan covers at least one insulin in each drug type. Supporters, including physicians, diabetes advocates, nurses, students, and patient groups, said insulin is life-saving and too often unaffordable, forcing patients to ration or choose between medication and basic needs. There was no formal opposition testimony, though one member questioned why insulin remains so expensive. The committee also began discussion of SB 363, but the transcript cuts off before that bill’s full presentation or any action on the measures. No votes are recorded in the portion provided, and several bills were noted as consent items earlier in the hearing.
CA

California 2025-2026 Regular Session

Assembly Aging and Long-Term Care Committee Jun 23rd, 2026

Aging and Long-Term Care

Transcript Highlights:
  • This bill addresses this critical gap in emergency preparedness and evacuation planning.
  • This bill addresses this critical gap in emergency preparedness and evacuation planning to make sure
  • National surveys show that fewer than one in three older adults have a comprehensive plan, and testimony
  • I plan to join him in my new role as chair.
  • By using categories found in existing statute, we are asking to clearly define types of abuse such as
Keywords: 988, house, all
US

US Federal 2025-2026 Regular Session

US House Floor Proceedings (Wednesday, December 3, 2025)

US Federal House Floor Meeting

Transcript Highlights:
  • They have no plan.
  • They have no plan.
  • They have no plan. The best nothing. They have no plan.
  • Speaker, the Democrats have a plan. Our plan keeps the premiums affordable.
  • the least expensive plan. the least expensive plan.
NH

New Hampshire 2025 Regular Session

House Finance Division III (01/28/2025)

Transcript Highlights:
  • I'd just like to go back to— You defined youth as being 18 to 24. Can you define young adult?
  • update absolutely Mr chair I would plan update absolutely Mr chair I would plan on<02:19:52.040>
  • they think the cause is how they plan to they think the cause is how they plan to remedy<03:36:31.199
  • It's not a five-year plan.
  • happen someone comes with a planning happen someone comes with a 5-year<03:53:23.120> plan<03
Keywords: 928, house, all
Summary: Finance Division 3 met for a work session on House Bill 519, which concerns funding for Waypoint. The chair noted general support for the organization but said the bill would likely need to be suspended and folded into the budget process because the committee did not yet know available revenues or what amount, if any, could be committed. Kya Fox, director of the Division for Behavioral Health, testified that the department supports the bill and the program, explaining that it had been funded with other available funds, including $100,000 for 2024 and $400,000 for 2025, under a contract running through June 30 of this year. She said the shelter serves a unique population of young adults and is part of the department’s children’s system of care and Mission Zero efforts to reduce barriers to psychiatric discharge and emergency department use. Members questioned Fox and Waypoint representatives about the budget placement of the request, the difference between the efficiency budget and prioritized needs, and whether state budget documents would show any internal Waypoint revenues. Fox said the request appears as a general fund item and that the state would not see Waypoint’s internal financial operations in the budget. A legislative member explained that prioritized needs are critical services already in place but not necessarily included in the efficiency budget, and another member said the distinction is not strictly applied. The committee also raised a separate question about how DHHS would handle any future state or federal restrictions on DEI practices; Fox said that was a question for department leadership and legal staff, but that the department follows state law and contract requirements. Waypoint CEO Bor Alvare and Director Mandy Lancaster then described the shelter and related services. They said the shelter serves ages 18 to 24, is a 14-bed open-room facility with half walls, and is staffed overnight by two full-time workers. They said admission is first come, first served, with some vulnerability factors considered, and that they do not discriminate by race, gender, or sexual orientation. They reported no known incidents of sexual violence, though some youth are turned away each night because the shelter is full. They also explained that Waypoint provides broader services beyond the shelter, including outreach, drop-in centers, housing support, rental assistance, and family mediation, and said they serve about 400 youth and young adults in Manchester alone. The discussion ended with questions about whether lowering the upper age limit would affect the program; Waypoint said most residents are already in the 18-to-23 range, but that housing shortages make the current age span important for helping young adults avoid chronic homelessness.
NM
Transcript Highlights:
  • We're also part of the Rio Grande Trail Master Plan.
  • We believe in planning and designing...
  • Yes, absolutely, we do have a number of master plans, everything from the trails master planning to the
  • McNutt master plan.
  • The plan.
NH

New Hampshire 2026 Regular Session

House Science, Technology and Energy (06/02/2026)

Science, Technology and Energy

Transcript Highlights:
  • with<00:10:41.720> an piece of government um with an piece of government um with an ill-defined
  • I I heard the ill-defined objective.
  • They've come, they've gone, they've contributed, and we've had fun, we've had frustration, we've had
  • in terms of us talking through what's coming up on a Thursday session and, you know, having a game plan
  • It didn't matter if we weren't on the same side of the issue; what mattered was that we had a game plan
Keywords: 1189, house, all
NH
Transcript Highlights:
  • <00:18:00.640> by<00:18:00.799> Medicaid necessary as defined by Medicaid necessary
  • part of a 504 plan. part of a 504 plan.
  • And the federal government contributed $50.8 million. And that's under the IDEA, the federal law.
  • federal government contributed $50.8 federal government contributed $50.8 million.<00:24:21.679>
  • There are requirements improvement plan.
Keywords: 928, house, all
Summary: The commission met to review and amend the minutes from its previous meeting, correcting the date, several spelling and wording errors, and clarifying references to a scholarship fund and a member’s title. The minutes were then approved as amended, with some members abstaining because they were not present at the prior meeting. The chair then turned to the commission’s work plan under SB 57, emphasizing the need to prioritize the statutory topics and identify which issues require additional research, documentation, and possible spreadsheets. Members discussed a broad range of special education cost drivers and policy questions, including student referral rates, why students are classified as other health impaired, whether referrals increased after COVID school closures, intervention processes before referral, the cost of services required under IEPs and 504 plans, differences between federal law, state law, and DOE rules, reporting of special education costs, out-of-district and residential placements, district sharing of resources, dispute resolution, graduation rates, and adult learning outcomes. Several members raised concerns that school environments, mental health, bullying, and possible overidentification may be contributing to rising special education numbers and costs, while others cautioned that some reported district percentages may be inflated or unclear because of how the data are counted. A major portion of the meeting focused on HB 742, which would eliminate prorated special education aid when state appropriations are insufficient and require the governor to draw a warrant to cover shortfalls. Representative Ames explained that the bill had been recommended for interim study because the commission is already examining special education costing, and he highlighted the gap between FY24 special education costs of about $977.1 million and state aid of $33.9 million for catastrophic aid, $67.4 million for differentiated aid, and $50.8 million in federal IDEA funds, leaving local districts to cover about $825.1 million. He argued the commission should ultimately make clear that both the federal government and the state should contribute more. The Department of Education, through Melissa White, answered questions about data and oversight. She said special education counts come from IEPs entered into the state system using SASIDs, that DOE monitors districts through both desk audits and on-site visits, and that billing is checked against the services listed in each student’s IEP. She also said DOE’s special education work is largely federally funded, with roughly $56.7 million received through IDEA this year and about $49.1 million flowing through to LEAs, while the department retains a small amount for administration and statewide support activities. Members also discussed how adequacy calculations use special education counts from the state system and how those figures are reported.
TX

Texas 89th Regular

Elections Mar 27th, 2025

Elections

Transcript Highlights:
  • Posting of the central counting station plan on the county's internet website.
  • So he's already talked about some of this, but the plan will help the leadership plan in advance of when
  • Change so that each time we don't have to review the whole plan to see what changed.
  • Granted, I've never had to write a Central Counting Station plan, but I have read them.
  • It's a vast network of folks who contribute to our work.
NH

New Hampshire 2025 Regular Session

House Finance Division III (03/03/2025)

Transcript Highlights:
  • Could you define what the quality rating scale is?
  • intervention um and then Family Planning intervention um and then Family Planning looking<01:28:
  • <01:29:00.320> listed Planning listed Planning listed M<01:29:02.480> who<01:29:02.800>
  • Planning Planning services<01:29:12.480> that<01:29:12.639> is<01:29:12.760> a<
  • <04:05:27.199> so than matched by federal contributions so than matched by federal contributions
Keywords: 928, house, all
Summary: The committee held a Division 3 budget work session focused on the Department of Health and Human Services’ Division of Economic Stability. Karen Hebert, the division director, and Nathan White, DHHS chief financial officer, walked members through the governor’s operating budget pages and a briefing book, explaining that the division was consolidated in 2018 and serves programs aimed at financial stability, poverty reduction, child care access, and related supports. Members repeatedly asked for clearer breakdowns of general fund spending, historical growth since consolidation, and how the division’s broad mission areas map onto specific budget lines. A major portion of the discussion centered on the Bureau of Child Development and Head Start collaboration and the child care subsidy program. Hebert said the child care scholarship/subsidy helps low- and moderate-income families access daycare so parents can work, attend school, or receive treatment, and that eligibility is based on state median income up to 85%. She reported a 45% increase in utilization, 4,032 children receiving daycare support as of the end of January, and about 15% of eligible children being served. She also described the quality improvement system “Granite Steps for Quality,” with 160 providers enrolled out of 717 licensed programs, and noted that 1,200 child care professionals added credentials in the last year. Members pressed for cost-benefit information, asking for data on how much the state pays, how many providers and children are served, and whether the department could quantify unmet need. The witnesses said some projects were funded with short-term ARPA child care dollars and that detailed cost data for specific examples, such as the Gorm Community Learning Center expansion, would need to be looked up. They also explained that the child care fund is a federal block grant with required spending set-asides of 9% for quality, 3% for infants and toddlers, and up to 5% for administration, and that unused funds remain available. The committee also reviewed slide 10’s accounting units, including that the Child Care Workforce Fund is 100% general funds and was created as a priority item under HB 2 from the 2024 session, while some other child care-related units are 100% federal funds.
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on Financial Services Jun 21st, 2026 at 10:00 am

Joint Committee on Financial Services

Transcript Highlights:
  • support of that, as well as H. 1111. ...as well as H. 1110, an act to protect customers from further defining
  • , aligning state law with federal, I think. ...are defined, aligned with state law and federal qualified
  • like me would be able to get accurate information about their loan, figure out a different payment plan
  • Here's a payment plan you can afford, $50 a month. Guess what that does? Nothing.
  • And then they didn't do it because the plan, we discovered later, the plans were not to give you the
Keywords: 995, all
Summary: The Committee on Financial Services heard testimony on several bills focused on consumer debt, mortgage regulation, credit unions, and foreclosure prevention. The Attorney General’s Office strongly supported the Debt Collection Fairness Act (S. 735/H. 1275), saying it would curb abusive debt collection, prevent stale claims, limit civil arrest warrants, modernize wage garnishment rules, and reduce judgment interest rates. Senator Eldridge and legal aid advocates echoed that support, while the Massachusetts Bankers Association and the Massachusetts Mortgage Bankers Association supported bills on credit union mission/competition, consumer privacy in mortgage applications, subprime loan definitions, UCC updates, and protections for vulnerable adults, but opposed foreclosure mediation proposals and several credit union expansion measures, arguing they would distort competition and add unnecessary burdens. A large portion of the hearing focused on foreclosure prevention bills (S. 765/H. 1090), with testimony from homeowners, housing organizers, and legal advocates describing predatory lending, confusing servicing practices, health harms, and displacement caused by foreclosure. Supporters said a statewide pre-foreclosure mediation program would give borrowers and lenders a chance to reach alternatives such as loan modifications or repayment plans, and cited local experience in Lynn where mediation reportedly produced high rates of foreclosure alternatives. Opponents from the banking industry argued Massachusetts already has strong foreclosure protections and that a new mandatory process could delay resolution without added benefit, though they also noted a 2024 pilot should be evaluated first. The committee also heard strong support for H. 1282/S. 684, which would update the Massachusetts Uniform Commercial Code. State Street and a bankruptcy attorney said the changes are needed to keep commercial law current with electronic transactions, tokenized assets, and blockchain technology, and to maintain competitiveness with other states. The hearing concluded after public testimony, with no bill votes taken during the session; the chair thanked speakers and the committee voted to adjourn.
NH

New Hampshire 2025 Regular Session

Senate Energy and Natural Resources (01/28/2025)

Energy and Natural Resources

Transcript Highlights:
  • and a site plan is required for those projects.
  • and a site plan is required for those projects.
  • and a site plan is required for those projects.
  • and a site work because an erosion plan and a site plan<00:29:15.000> is<00:29:15.200> required
  • That's in contribution margin.
Keywords: 1191, senate, all
FL

Florida 2025 Regular Session

March 25, 2025 - 09:00 AM

Transcript Highlights:
  • Substantially comply means they must have multi-factor authentication, have disaster recovery plans,
  • They have to have disaster recovery plans and have all the policies and procedures in place in order
  • So they all require disaster recovery plans. They all require multi-factor authentication.
  • And so we define that as if you do all those things, you substantially comply.
  • But as we turn our attention to developing a strategic plan for legislative...
Summary: The committee first took up House Bill 1183, by Rep. G. Lombardo, as amended by a strike-all. The bill would provide liability protection for local governments and private-sector entities that substantially comply with certain cybersecurity practices, including multi-factor authentication, disaster recovery plans, and related policies and procedures. Rep. Lombardo said the measure is intended to create incentives for better cybersecurity and to limit class-action exposure after incidents, while still allowing suits where negligence can be shown. Supporters included TechNet, the Florida Justice Reform Institute, the Florida League of Cities, Associated Industries of Florida, the Florida Association of Counties, and Dr. Edward Long of the James Madison Institute; Vice Chair Steele, Rep. Blanco, and Rep. McFarland also spoke in favor. Ranking Member Bracy Davis opposed the bill, saying she was not comfortable granting liability protections to entities that may have contributed to breaches and questioning whether substantial compliance would be self-attested. The amendment was adopted, and the bill was reported favorably by a 14-2 vote. After the vote, the committee shifted into an extended discussion about Florida’s state IT governance structure, procurement, and project management. Members criticized the current federated model as fragmented and lacking clear accountability, with repeated references to long-running problems such as cost overruns, weak vendor oversight, workforce shortages, and the troubled I-Connect system. Several members argued that the state needs a single accountable leader or stronger enterprise authority over agency technology decisions. Ranking Member Bracy Davis raised concerns about the impact of broken systems on vulnerable populations and asked about the role of advisory councils. Rep. G. Lombardo, Vice Chair Steele, Rep. Miller, and Rep. Groh all emphasized the need for centralized leadership, better alignment of authority and budget, and more disciplined procurement and integration practices. A public witness, Victoria Zep of Team 180, testified in support of a more enterprise-wide approach and said the private sector also wants more organization and transparency. She criticized short procurement timelines, limited competition, and poorly written scopes, and urged the state to post procurements more openly and seek broader vendor input. She also discussed the need to respect agency-specific federal requirements while still improving statewide coordination. The chair closed by asking members to bring forward ideas for immediate and long-term reforms, including review of Senate Bill 7026, and the meeting adjourned without further business.