Transcript Highlights:

• Even families with insurance are struggling.
• This program provides hazard mitigation funding to communities and families. families across the country
• Texas, for example, the cost has now gone up to about $400 a month.
• We know that building codes work.
• That's a win for families and for insurance and for taxpayers.

Keywords: homeowners insurance, natural disasters, insurance costs, climate change, disaster preparedness, federal policies, bipartisan solutions

Summary: The meeting reviewed critical issues surrounding the rising costs and accessibility of homeowners insurance across the United States, particularly in light of increasing natural disasters linked to climate change. Members engaged in extensive discussions regarding the implications for families and the economy, citing significant increases in premiums and decreasing availability of policies in high-risk areas. Supervisor Peysko highlighted the direct impact of federal policies on local communities, emphasizing the growing burden on homeowners as they face skyrocketing insurance costs amidst a backdrop of environmental challenges and regulatory constraints. The committee expressed a unified call to action for bipartisan solutions, focusing on improving building codes and enhancing disaster preparedness measures.

Transcript Highlights:

• The people who went there and ended up moving to Texas to practice would be the prime candidates for
• I have two healthcare professionals in my family.
• On our NAMI line from people who are always asking, you know, where can my family member go?
• programs in New Mexico is a critical issue for veterans and military families.
• Along with their family members, this is a significant population.

Transcript Highlights:

• of four is $32,150 for um a family of four is $32,150 a<00:55:10.559> year.
• <00:56:20.480> Um, family of four, that's not so bad.
• Um, family of four, that's not so bad.
• It's just critically important to address these families' needs and feed these kids.
• So that's the way it works coding is.

Keywords: 928, house, all

Summary: The work session began with HB 656, as amended, which would treat federal funds received by school districts as unanticipated money unless already listed in the annual report, and would require notices and school board minutes to identify the grant and summarize any obligations attached to accepting it. Supporters said the bill was aimed at transparency so voters would understand the “strings attached” to grants, while opponents raised concerns that the amendment was new, potentially vague, and could require districts to publish lengthy or redundant information, increasing costs and administrative burden. Several members suggested alternative approaches, such as a state-level list of common grant obligations or posting grant documents online. No vote was taken, and some members argued the bill was not ready for action. The committee then moved to HB 665, which would expand eligibility for free school meals to households at up to 300% of federal poverty guidelines and use education trust fund money to cover the added cost. Representative Damon strongly supported the bill, citing food insecurity and arguing the fiscal note likely overstated costs because the bill requires at least one free meal, not necessarily both breakfast and lunch. The discussion was just beginning when the transcript ended, and no vote or final action on HB 665 was recorded in the excerpt.

Transcript Highlights:

• When they come into my classroom, they become part of my family.
• Like I like to say our entire educational family, right?
• I know we have one family that was dealing with a custody battle.
• We have incredible opportunities for our students and families.
• And this is because of the APSCAN coding structure.

Summary: The committee approved the March 9 and 10 minutes and then heard a presentation from the Arkansas Department of Education on the Arkansas Excellence in Teaching Fellowship, featuring three third-grade teachers from Cabot, Poyen, and Drew Central who are also teacher merit pay recipients. The teachers described the fellowship as a year-long Zoom-based collaboration with about 23 educators statewide, focused on sharing classroom strategies, data use, and professional support. Members asked about the teachers’ experience, how they share what they learn with their districts, the range of grades represented in the fellowship, and the relationship between the fellowship and merit pay. The teachers emphasized building relationships with students, using data to drive instruction, early intervention, and collaboration across grade levels, while the secretary said the program is intended to identify and elevate high-performing teachers and spread their practices. A major portion of the discussion focused on third-grade reading, retention, and the new ATLAS testing system. Teachers and the secretary said students are screened and progress monitored throughout the year, families are notified early if students are at risk, and schools are using interventions, tutoring, and individualized reading plans. They said ATLAS results are now available much faster than in the past, often within 24 hours or a few days, allowing teachers and parents to respond quickly. Members asked about the impact of poverty, trauma, foster care, DHS involvement, IEPs, and critical shortage areas; teachers said relationship-building, small-group instruction, and coordination with counselors and special education staff are key. The secretary said the fellowship is a small subset of a broader merit pay program, that participation was voluntary, and that the state is trying to build a coherent system with literacy coaches, high-impact tutoring, and clearer standards rather than teaching to the test. Members also discussed broader policy issues, including the need for more positive public messaging about public education, teacher input in decision-making, and support for early childhood education. Several legislators asked whether the state should expand funding for early learning and whether more literacy or academic coaches are needed in districts that improve and then lose eligibility for state support. The secretary said the state has committed literacy coaches to D and F schools and is still working through how to sustain support as schools improve. He also said the administration would look at data and return on investment before supporting additional funding, and he encouraged legislators to help recruit eligible teachers into future fellowship cohorts. After the teacher panel concluded, the committee moved on to the adequacy resource allocation study, where Bureau of Legislative Research staff began a presentation on state and local education funding sources, categorical funds, and district spending patterns.

Transcript Highlights:

• She made a difference in this world and all these other people's families.
• your families.
• Florida's wrongful death statue fails families like mine.
• The current law discriminates against victims and their families based purely on marital and family status
• According to attorneys who my family have spoken to, had our family been able to file civil lawsuit against

Keywords: 999, senate, all

Transcript Highlights:

• just for the ZBA and the building code just for the ZBA and the building code board<00:35:41.359
• If you if your family you impartial.
• Our existing zoning codes weren't designed to address data centers.
• <00:52:02.800> Noise Texas, Bitcoin Data Mining Center.
• Noise Texas, Bitcoin Data Mining Center.

Keywords: 1191, senate, all

Transcript Highlights:

• The most recent rate review showed approximately three to five codes that would need to be adjusted to
• The only state that pays less of a percentage of a dentist's normal fee is Texas.
• Your constituents don't live in Texas. They don't live in Mississippi or anywhere else.
• But then also to the families that are affected by this, who were saying we need this.
• But then also to the families that are affected by this, who were saying we need this.

Summary: The Administrative Rules Subcommittee of the Arkansas Legislative Council reviewed several agency rules and requests. The Insurance Department’s amendment to its holding company system rule was reviewed and approved, as were two State Board of Election Commissioners rules: one clarifying poll watcher conduct, vote challenges, and provisional voting, and another increasing pay for certified election monitors and defining training, observation, and report-writing compensation. The Arkansas Financial Education Commission also had its rule reviewed and approved after removing membership requirements tied to DEI language to comply with Act 938. The committee held over the Department of Education’s request to be excluded from reporting requirements for one month to allow further discussion about who should write or implement the rules. A major portion of the meeting focused on the Department of Human Services’ request to be excluded from reporting requirements for Acts 567, 568, 967, and 1025. DHS said CMS had raised comparability and other federal approval concerns, especially for the dental and diagnostic lab provisions, and that it might not be able to meet the acts’ effective dates. DHS described several possible paths forward, including broader benefit changes, waivers, or splitting the dental provisions so the pediatric rate increase could move separately from the special-needs adult cap increase. The Arkansas State Dental Association disputed DHS’s conclusion that the acts could not be implemented as written, argued that Act 1025 is workable, and urged DHS to continue pursuing implementation and preserve the September 1 effective date where possible. Public testimony also supported expanded dental access for adults with disabilities and special needs. After discussion, the committee voted not to exclude DHS from reporting requirements for those acts. The committee then reviewed the Division of Higher Education’s Act 781 report. The division said it has 32 rules in effect, asked to repeal three rules—two replaced by new rules and one no longer supported by authority or current law—and to continue the remaining 29 rules. The committee approved that request, with the repeals effective upon adjournment of the Legislative Council meeting on January 16, 2026. The meeting concluded with no questions on the remaining written rulemaking updates from prior and current sessions, which were filed without further action.

Transcript Highlights:

• If I could just bring up one point: one section we're very concerned with is that an Election Code Section
• makes it easier for people in business to file taxes by updating California's Revenue and Taxation Code
• to reflect changes made in the Internal Revenue Service Code since January 1, 2015.
• and their families in the future.
• , their daughters and sons, who have young people in their family, their daughters and sons, can go on

Summary: The Assembly Committee on Revenue and Taxation heard several bills focused on transit funding, veterans’ tax relief, clean energy incentives, housing development costs, and tax conformity. SB 63 would authorize a Bay Area regional sales tax measure for transit agencies facing fiscal shortfalls; supporters said it was needed to avoid major service cuts, while the California Taxpayers Association opposed it on Proposition 13/218 concerns. SB 56 would exclude veterans’ disability compensation from income calculations for the disabled veterans’ property tax exemption, and SB 296 would expand property tax relief for 100% disabled veterans and certain surviving spouses; both drew broad veterans’ support. SB 86 would extend and expand the California Alternative Energy and Advanced Transportation Financing Authority sales and use tax exemption program, including fusion energy, and SB 302 would conform state tax law to federal clean energy credit monetization provisions; both were backed by industry, labor, and clean energy advocates. SB 328 would cap Department of Toxic Substances Control fees on contaminated-soil remediation for infill and master-planned housing projects, with housing groups arguing the current fee structure can make projects infeasible. SB 711 would update California’s tax conformity date to January 1, 2025 to reduce complexity and inconsistencies with federal law, and was supported by tax professionals and business groups. Several bills were held or sent to suspense, while others advanced with amendments. After quorum was established, SB 63 passed the committee 4-2 and SB 86, SB 302, SB 328, and SB 711 were referred to suspense, with SB 86 and SB 302 later approved out of suspense with amendments. SB 56 was held in committee, SB 296 was made a two-year bill, and SB 284 and SB 723 were held. The committee also approved a number of additional suspense-file bills, including SB 293, SB 359, SB 419, SB 587, SB 603, SB 663, SB 710, and SB 785, while SB 591 was approved with amendments and SB 353 was made a two-year bill. The hearing concluded with the committee adjournment after final roll calls and bill actions.

Transcript Highlights:

• <00:12:24.399> plans<00:12:24.720> and<00:12:24.959> per<00:12:25.200> code
• 00:12:26.560> um<00:12:27.360> then<00:12:27.680> you built per plans and per code
• um then you built per plans and per code um then you have<00:12:28.320> you<00:12:28.639>
• They are code specialists and they're very familiar with the building codes and are able to be that third-party
• > American<00:20:47.520> with building codes, the American with building codes, the American

Bills: SB88, SB337

Keywords: expungement, criminal records, courts, victim rights, rehabilitation, Alabama law, SB337, Montgomery County, probate judge, judge of probate, county officer compensation, salary increase, circuit judge parity, local legislation, county commission, general fund, public official pay, judicial compensation, Montgomery County Legislation, 1136

Transcript Highlights:

• In 2011, I graduated, moved on from high school, and I started a family of my own.
• It transcends just the individual's life but also their family members.
• In fact, most in Texas.
• the criminal codes there.
• . ...family.

Transcript Highlights:

• support orders and we also help families support orders and we also help families enforce<00:22:
• for families we have here and families for families we have here and families um<00:24:04.000>
• We are there to help families.
• We also, in the Family Division, have a complex family docket.
• They have separate family courts because the family dynamics are so complicated and stuff.

Keywords: 928, house, all

Summary: The meeting began with committee process reminders from the chair, including rules for questioning witnesses, time limits for testimony, and how motions and committee reports are handled. The chair also discussed the committee’s history, emphasized a cooperative approach with agencies and the Judiciary, and noted that a special committee on the Family Division of Circuit Court had previously done useful work; he said a new subcommittee could be appointed later to continue looking at judicial-system issues. He also mentioned that the Speaker’s office was expected to name members to the DHHS oversight committee by Friday at 1. The substantive presentation was from the Department of Health and Human Services’ Bureau of Child Support Services. Attorney John Williams introduced the bureau team, and Bureau Chief Lisa Dekowski described the program’s mission: encouraging responsible parenting, family self-sufficiency, and child well-being by locating parents, establishing paternity, setting or modifying support orders, and enforcing court-ordered child and medical support. She said the bureau operates statewide under Title IV-D of the Social Security Act, works with courts, employers, and other partners, and serves both in-state and out-of-state cases, with some international and tribal coordination. She also cited program scale, saying the bureau dispersed about $76 million to families in New Hampshire in fiscal year 2023 and that most collections go directly to families. Members asked about enforcement tools, especially passport denial. In response to a question about a case involving a very small shortfall, the bureau said the federal passport-denial threshold is $2,500 in arrears, not a few cents, and that denial remains in place until the balance is resolved or an arrangement is made with the agency, with hardship factors potentially considered. The bureau also explained that either parent can apply for services when a child support order exists and that the bureau can help initiate income withholding orders. No votes or formal actions were taken during this portion of the meeting.

Transcript Highlights:

• This is Senate Bill 300 by Senator Mizell, providing relative to the Louisiana Procurement Code.
• We had started, I would say, refining the procurement code last year.
• We had started, I would say, refining the procurement code last year.
• And then there's various changes to the procurement IT code, and they're all technical.
• Texas and on the East Coast.

Bills: HB513, HB581, HB596, HB660, HB719, HB766, HB802, HB940, HB950, HB1028, HB1183, HB1201, SB233, SB300, SB303, SB315, SB324, SB411

Keywords: name image likeness, NIL, student-athlete, college athletics, high school athletics, intercollegiate athletics, interscholastic athletics, athlete compensation, athlete endorsements, sports marketing, athlete agent, marketing representative, sports attorney, publicity rights, right of publicity, Louisiana high school sports, NCAA, school policy, athletic association, athletic conference

Summary: The committee first handled House Bill 513 by Rep. Young, which would regulate name, image, and likeness issues for intercollegiate and interscholastic athletes, especially high school athletes. Young said the bill reflects recommendations from a statewide NIL task force and sets parental-consent and prohibited-category guardrails while preserving flexibility for colleges. The committee adopted a technical amendment and reported the bill favorably as amended. Members then advanced several procurement and administrative measures. Senate Bill 233 by Sen. Mizell would create a statewide data exchange compact for state agencies; testimony from the Department of Health said it would improve eligibility and program administration by allowing agencies to share data more efficiently, and the bill was reported favorably. Senate Bill 300, also by Mizell, would make various changes to the Procurement Code, including auction techniques in negotiated procurement, sole sourcing for consulting services in limited cases, and other technical and legal remedy revisions; it was reported favorably. Senate Bill 303 by Sen. Cloud would let executive branch agencies directly contract with other states for information technology systems and use the federal GSA schedule, and it was reported favorably as amended. Senate Bill 411 by Sen. DePlessis, removing a 20-year lease cap for certain state property in Orleans Parish, was also reported favorably. The committee then took up several bills affecting criminal justice funding. House Bill 660 by Rep. Egan would raise the state warrant amount used to fund assistant district attorney salaries from $50,000 to $60,000; Egan and district attorneys argued the increase is needed to recruit and retain prosecutors, while an opponent said the state should fund prosecutors and public defenders more equitably. The committee adopted an amendment making the bill effective only upon appropriation and reported it favorably as amended. House Bill 719, also by Egan, would increase the number of assistant district attorney warrants statewide, with most of the new warrants directed to Baton Rouge, St. Tammany, and Caddo; supporters cited workload studies and local needs, while an opponent raised concerns about New Orleans court consolidation and broader funding balance. It too was amended to be subject to appropriation and reported favorably as amended. Other measures included House Bill 76 by Rep. Freeman, which addresses coverage for orally administered anti-cancer medications and was reported favorably as amended after changes to cost-sharing and high-deductible plan language; House Bill 802 by Rep. Sawyer, which redirects existing revenue to watershed and flood-control restoration in the Amite River Basin, was reported favorably as amended; House Bill 940 by Rep. Barrow, creating a law-enforcement task force and rules framework for counter-drone operations, was reported favorably as amended; and House Bill 950 by Rep. Boyd, aimed at consumer protection education for seniors, was reported favorably. House Bill 596 by Rep. McCormick, which would have created an inactive-well fee assessment credit tied to plugging wells, drew concerns that it would reduce funds for orphan-well restoration, and the bill was voluntarily deferred after discussion. House Bill 581 and House Bill 1183 were also voluntarily deferred.

Transcript Highlights:

• Texas is in a more challenging situation.
• That location in Nuevo León is 120 miles from the Texas border.
• And families with young children.
• In front of you, Rene should have handed you a one-pager with a QR code on it. That's it.
• When you scan the QR code, it'll take you to the desktop version.

Keywords: 996, all

Transcript Highlights:

• of 16 and 18 might need to go drive to work to just to support their families?
• of 16 and 18 that come from working families, so they do support their family by after school going to
• of 16 and 18 might need to go drive to work to just to support their families?
• We allow homeschool families to use their own curriculums.
• An act relating to marriage and family.

Bills: HB3329, HR1039, HR1040, HB3413, HB3414, HB3415, HB3416, HB3417, HB3418, HB3419, HB3420, HB3706, HB3711, HB4139, HB1268, HB3660, HJR1023, HB3298, HB3056, HJR1084, HB3934, HB3919, HB4118, HB4119, HB3791, HB4260, HB4178, HB4215, HB4324, HB3270, HB4352, HB4305, HB2955, HB3315, HB3066, HB1245, HB4125, HB3075, HB3129, HB3239, HB4153, HB3265, HB4491, SB680, HB4263, HB4268, HB1675, HB3885, HB2984, HB3697, HB2959, HB3671, HB3852, HB2933, HB3057, HB3802, HB4294, HB4285, HB3708, HB3979, HB3977, HB3986, HB3985, HB3588, HB3742, HB3845, HJR1070, HB3590, HB3595, HB3391, HB3183, HB3764, HB3765, HB1002, HB4434, HJR1086, HB4060, HB3881, HB3500, HB4408, HB3648, HB3127, HB3606

Keywords: long-term care, advisory board, sunset legislation, mental health, psychologists, University of Oklahoma, gymnastics, NCAA, congratulations, sports excellence, recognition, honor, athletics, Joseph Castiglione, leadership, education, sports management, HB3413, public finance, state budget

Transcript Highlights:

• Number three reconciles differences between the probate code and the trust code regarding ademption by
• My family is six generations Floridian.
• The bill requires that single-family resident permits do not expire until the code changes, which is
• change, to a single-family detached dwelling.
• be good 24 months from now, 36 months from now, until the building code changes.

Summary: The Committee on Community Affairs met and took up a long agenda of bills, beginning with SB 262 on trust law technical changes. Senator Berman explained four clarifications involving trust decanting, successor trustee actions, ademption by satisfaction, and homestead/community trust definitions; a technical amendment was adopted and the bill was reported favorably. The committee also approved SJR 174 and SB 176, which together would prevent certain homestead tax assessment increases when owners elevate flood-prone homes, and SB 180, a hurricane preparedness and response bill that included a strike-all amendment addressing FEMA reimbursement, mutual aid, hazard mitigation, and post-disaster rebuilding issues. Supporters from emergency management, beaches, counties, and local business groups testified in favor of SB 180, and it was reported favorably. Members then approved SB 608, which renames the Gulf of Mexico to the Gulf of America in Florida statutes, despite questions about cost and an appearance in opposition. SB 1002, dealing with utility service restrictions and local government limits on energy-related policies, drew opposition from Earthjustice and Florida for All over possible unintended consequences and fossil-fuel favoritism, but was still reported favorably. SB 466 on the Florida Museum of Black History generated extensive testimony, with strong support from St. Augustine, Florida Memorial University, pastors, local officials, and the museum foundation for locating the museum in St. Johns County; one witness argued for Eatonville instead, but the bill was reported favorably. The committee also passed SB 1128 on building permits for single-family dwellings after an amendment clarified local zoning review and added insurance and liability protections for design professionals. SB 582, increasing penalties for unlawful demolition of historic buildings and structures, was reported favorably with support from preservation advocates. SB 1202, extending family health insurance premium benefits to firefighters permanently disabled during training exercises, also passed without opposition. Finally, SB 1242 on community redevelopment agencies prompted the most debate: supporters argued CRAs can be valuable tools for affordable housing and redevelopment, while opponents warned the bill would effectively end all CRAs by 2045 and block new projects; after extensive discussion, the bill was reported favorably. At the end, senators recorded additional votes on several tabs, and the committee adjourned.

Transcript Highlights:

• to connect West Texas renewables to the larger load centers in North Texas.
• Raymond: So but in Texas? Dan Diorio: In Texas. Yes. Mr. Raymond: Yeah.
• Raymond: We're talking about Texas. Heinz Strader: In Texas. Yes, sir. Okay.
• , Texas.
• Our roots in Texas go back 145 years, and we are proud to power Texas.

Transcript Highlights:

• I want families to be able to support their families.
• So Texas has actually taken some stands on this.
• So Texas has actually taken some stands on this.
• As was mentioned earlier, this bill does borrow language from Texas.
• And I hold my family close to my heart. And I'm very proud of my wife and my kids.

Bills: HB2076, HB2135, HB2175, HB2186, HB2223, HB2345, HB2364, HB2417, HB2440, HB2666, HB2763, HCR2043

Keywords: school safety, employee training, firearm certification, crisis response, school policies, reimbursement fund, local law enforcement, HB2135, Arizona, civil liability, private right of action, DEI, diversity equity and inclusion, critical race theory, anti-racism, race stereotyping, sex stereotyping, race scapegoating, sex scapegoating, gender identity

Transcript Highlights:

• Family Justice Center for advocacy.
• Debbie, 90% of trafficking cases by a family member, a family member.” “90% of trafficking cases by a
• family member, a family member.
• In Texas, we do.” “No, there’s not funding here for that. But we do in Texas.
• Then we moved back here to be near family.

Keywords: 965, house, all

Summary: The first meeting of the Human Trafficking and Emergency Department Task Force focused on implementing Act 267 of 2025, which created the body to develop a statewide human trafficking protocol to be incorporated into regional sexual assault response plans. Chair Rep. Kelly Hennessy Dickerson and Office of Human Trafficking Prevention Director Mary Kate Andrepont outlined the task force’s goal of producing a practical, transferable protocol for hospitals and emergency departments across Louisiana, with help from Heal Trafficking. Members and presenters repeatedly emphasized that the protocol should be trauma-informed, survivor-centered, multidisciplinary, and adaptable to different regions and health systems. Hospital, SANE, and advocacy presenters described current practices and gaps. Ochsner LSU Health Shreveport’s Operation Rahab and FMOLHS’s policies highlighted staff education, badge buddies, private screening, reporting pathways, and coordination with the National Human Trafficking Hotline, law enforcement, DCFS, and local advocates. SANE nurses and forensic staff stressed that most trafficking victims pass through emergency departments and that subtle behavioral indicators, rapport-building, and broad staff education are critical. LaFASA described statewide sexual assault advocacy services, emphasizing 24-hour crisis response, legal support, and the role of advocates in helping survivors understand options and regain control. Child and youth trafficking specialists from DCFS-contracted programs, including Unbound Now and BCFS/Common Thread, explained Louisiana’s Act 662 response for minors, which routes reports into coordinated advocacy and care coordination. They said their teams respond statewide within 90 minutes, provide crisis support, and work with CACs, hospitals, and law enforcement. Members raised concerns about major service gaps, especially for adults, transportation, safe housing, and specialized placements for survivors with disabilities. Presenters also noted that male survivor housing remains limited, though Eden Centers now offers some beds. The task force also reviewed a needs assessment showing many hospitals lack mandatory trafficking training, screening practices, written protocols, and confidence in identifying victims. Members discussed expanding education beyond ED staff to residents, nursing schools, student health, mental health, housekeeping, maintenance, and law enforcement. No formal votes were taken, but the chair said the survey results and testimony would be used to draft a protocol before the next meeting, with a final draft to follow after further review and feedback.

Transcript Highlights:

• Texas does this, but Texas actually goes further. Texas taxes custom software.
• These employees can live in Texas.
• These employees can live in Texas.
• They need to be here, not in Texas.
• Because going from $28 a year for a family of four to almost $400 a year for a family—actually over $400

Keywords: 987, senate, all

Transcript Highlights:

• Or, also commonly, it uses a QR code.
• We have a test and launch site out in West Texas.
• we do all of our vertical integration for our New Shepard launch vehicle, which launches from West Texas
• We have a whole family of engines.
• We are competing with states like Colorado, Texas, Florida, and California.

Summary: The committee first heard a work session on cryptocurrency kiosks from the Department of Financial Institutions and Spokane City Councilmember Paul Dillon. DFI described crypto kiosks as licensed money transmission terminals that allow cash purchases of virtual currency, and said the main concern is fraud: scammers often pressure victims, especially older adults, to deposit cash into kiosks and send it to wallets controlled by organized crime. DFI cited a sharp increase in kiosk volume, nationwide fraud complaints and losses, and said Washington currently has licensing and disclosure rules but lacks transaction and fee limits. The department said it is seeking stronger disclosures, a $1,000 daily transaction limit, and a fee cap. Spokane described its unanimous ordinance banning new kiosks and removing existing ones after local scam reports, and members asked about how the machines work, whether the fraud is in the hardware or the transaction, and whether stronger warnings or screening could help. The committee then reviewed home equity sharing agreements, or CHISAs, based on a report by Mariana Amaram and testimony from DFI and industry representatives. The report found that CHISAs provide homeowners a lump sum in exchange for a share of future home value or appreciation, with no monthly payments, but that consumers often struggle to understand the products and settlement calculations. The report said the market has grown quickly in Washington, that costs can be hard to predict, and that early uncapped contracts could produce very high settlement amounts, especially during periods of rising home prices. DFI said it views these products as mortgage loans and is moving forward with rulemaking, including counseling and clearer disclosures, while industry witnesses said the products are equity-based rather than debt-based and asked for tailored regulation. Members discussed the need for better consumer education, clearer payoff schedules, and whether the products should be treated as mortgages or a separate category. The final panel focused on Washington’s space economy, with presentations from Amazon Leo, Blue Origin, Stoke Space, Space Northwest, and Green River College. Speakers highlighted major in-state investments in satellite manufacturing, launch systems, and workforce training, including Amazon Leo’s Redmond and Kirkland facilities, Blue Origin’s Kent headquarters, and Stoke Space’s Kent manufacturing and Moses Lake test site. Space Northwest presented data showing the sector’s growing economic footprint, high-wage jobs, and regional clusters in Kent and Redmond, and urged more workforce programs, incentives, infrastructure support, and a state space commission. The companies emphasized local hiring, apprenticeship and certification programs, and the role of Washington’s aerospace supply chain in supporting the broader space industry. No votes were taken during the transcript excerpt.