Video & Transcript Research : 'retroactive coverage'

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NY

New York 2025-2026 Regular Session

Senate Standing Committee on Insurance - 02/09/2026

Insurance

Transcript Highlights:
  • to amend the Insurance Law in relation to requiring certain health insurance policies to provide coverage
Keywords: 993, senate, all
Summary: The Senate Standing Committee on Insurance met on February 9, 2026, with several members present and voting sheets used to constitute a quorum. The committee considered a nine-bill agenda covering a range of insurance-related issues, including risk retention groups and commuter vans, prescription drug supply chain transparency and PBM regulation, diabetes and pre-diabetes screening coverage, prescription drug rebates passed through at point of sale, state assistance for local fire code enforcement, independent adjuster licensing, homeowner natural disaster preparedness courses, and insurance reimbursement for vaccinations, including COVID-19 vaccination reimbursement. Most of the bills were moved without substantive debate and were reported from committee, with Senator Helming frequently recorded as “without rec.” Senate Print 3212, relating to state assistance for local enforcement of fire prevention and building codes, was moved but referred to the Finance Committee rather than reported. Senate Print 5049, sponsored by Senator Bailey, was described as broadly supported by industry and the Department of Financial Services and was reported. The vaccination reimbursement bills, Senate Print 5852 and Senate Print 334, were also reported, as were the remaining measures on the agenda.
KY

Kentucky 2026 Regular Session

Senate Standing Committee on Banking and Insurance. (3-10-26)

Banking & Insurance

Transcript Highlights:
  • 52.239> that<00:03:52.520> she The bill basically deals with having better insurance coverage
  • I'm going to have Cindy briefly. having better insurance coverage having better insurance coverage for
NM

New Mexico 2026 Regular Session

Senate Chamber Jan 29th, 2026 at 11:10 am

New Mexico Senate Floor Meeting

Transcript Highlights:
  • Senate Bill 154, a bill enacting a new section of the New Mexico Insurance Code to require that coverage
  • for loss from a wildfire include coverage for loss from related flood damage.
  • to read Senate Bill 189, introduced by Senator Bergman, an act relating to insurance, requiring coverage
Keywords: 996, all
TX

Texas 89th Regular

89th Legislative Session Apr 22nd, 2025

Texas House Floor Meeting

Transcript Highlights:
  • educators returned to class And why is this needed if we've been seeing massive amounts of news coverage
  • House Bill 136, by House members. whole relating to Medicaid coverage and reimbursement for lactation
  • SB 1307 by Cook, relating to the Benial Health Coverage Department of Insurance for the Committee on
FL

Florida 2026 5th Special Session

Rules Apr 1st, 2025

Transcript Highlights:
  • Florida drivers pay an average of 37% more for full coverage auto insurance than the national average
  • for minimal coverage.
  • For minimal coverage, we're paying 45% more than the national average.
Summary: The committee took up a long agenda of bills, beginning with CS/SB 678, which would allow pawnbroker transaction forms to be printed or digital; it drew support from a business representative and was reported favorably. Members then heard several bills by Senator Leak, including SB 466 to designate St. Johns County as the site of the Florida Museum of Black History and create a board to work with the museum foundation and Florida Memorial University; the bill drew supportive testimony about preserving accurate Black history and the significance of the site, and it passed favorably. Leak’s CS/SB 578 would let Florida wineries use recyclable inserts and other alternative containers for larger wine sales, and it also passed favorably. SB 582 would increase penalties for unlawful demolition of historic buildings and structures, limiting the higher penalties to certain nationally or internationally recognized historic properties; it was supported by preservation advocates and reported favorably. CS/SB 1168 would create an aggravated offense for installing or using tracking devices or apps in furtherance of crimes such as murder, domestic violence, or robbery, and it passed favorably after a brief discussion about stalking and violent crimes. CS/SB 806 would make the Florida Attorney General the exclusive public official with standing to enforce Florida charitable trusts, limiting out-of-state attorneys general from suing over Florida-administered trusts; members debated whether this would burden out-of-state beneficiaries, but the bill was reported favorably. SB 1228 would advance spring restoration efforts for Ichetucknee Springs and Santa Fe spring flows and allow a utility compliance plan amendment to deliver reclaimed water to replenish the aquifer; it passed favorably. CS/CS/SB 304 would require a qualified medical opinion in child protective investigations involving infants and young children with possible genetic or medical conditions that can mimic abuse, and it drew emotional support from parents and advocates before passing favorably. SB 1286 would clarify that ordinary unsupervised childhood activities like biking or playing outside do not constitute neglect absent reckless endangerment, and it was reported favorably. SB 1318, the hands-free driving bill, generated the most extensive debate: it renames the texting-while-driving law, expands the prohibition to handheld device use, and adds penalties in work zones and school zones; supporters cited fatal crash statistics and personal loss, while opponents raised concerns about enforcement, civil liberties, racial disparities in traffic stops, and the need for broader distracted-driving and insurance reforms. Despite those concerns, the bill was reported favorably after amendments. The committee also approved two claims bills, SB 14 for the estate of Penao-Hanvier against Miami Beach and SB 20 for J.N. against Hillsborough County, both settled claims recommended favorably by the special master. Finally, CS/SB 68 would modernize health facilities authority financing for private not-for-profit health systems, and CS/SB 172 would restrict misuse of health care specialty titles while preserving titles authorized under existing practice acts; both were discussed with questions about doctors, optometrists, and CRNAs, and both were reported favorably after amendment and debate.
FL

Florida 2026 Regular Session

Rules Apr 1st, 2025

Rules

Transcript Highlights:
  • Florida drivers pay an average of 37% more for full coverage auto insurance than the national average
  • , and for minimal coverage, we're paying 45% more than the national average.
  • For minimal coverage, we're paying 45% more than the national average.
Summary: The Committee on Rules took up a long agenda of bills and reported several measures favorably. Early action included CS for SB 678, allowing pawnbroker transaction forms to be printed or digital, and SB 466, which designates St. Johns County as the site for the Florida Museum of Black History and creates a board to work with the supporting foundation and county officials. Senators and public speakers largely supported the museum bill, though some members asked about feasibility studies and long-term planning. The committee also approved CS for SB 578 on wine containers, SB 582 on penalties for unlawful demolition of historic buildings, CS for SB 1168 creating an aggravated offense for unlawful tracking-device use in furtherance of crimes, CS for SB 806 clarifying that only the Florida Attorney General may represent beneficiaries of Florida charitable trusts as a public official, and SB 1228 to support spring restoration efforts for Ichetucknee and Santa Fe springs. The committee then heard and favorably reported CS for CS for SB 304, which addresses child protective investigations involving infants and young children with genetic or other pre-existing medical conditions. The bill requires a qualified medical opinion before permanent removal in cases where injuries may be explained by an underlying condition, and it drew strong support from the sponsor and several speakers. Members also approved SB 1286 clarifying that ordinary unsupervised childhood activities, such as biking or playing outside, do not by themselves constitute neglect unless reckless, and SB 1318, a hands-free driving bill that renames the texting-while-driving law, expands the handheld-device prohibition, and adds penalties for handheld use in work and school zones and for certain serious crashes. The hands-free bill prompted the most debate, with supporters citing crash and fatality data and families sharing personal losses, while opponents raised concerns about enforcement, civil liberties, and potential disparate impacts on lower-income and minority drivers; the bill was still reported favorably after amendments. Additional measures reported favorably included SB 14 and SB 20, two claims bills for injuries and deaths involving local governments, and CS for SB 68, which updates health facilities authority financing rules to reflect modern hospital structures. The committee also approved CS for SB 172 on health care practitioner specialty titles and designations after adopting an amendment protecting CRNA titles; the bill generated questions about whether licensed practitioners with doctoral degrees may still use the title doctor under their practice acts. Throughout the meeting, most bills were adopted without opposition, and the committee repeatedly voted to report them favorably.
NM

New Mexico 2025 Regular Session

House - Judiciary Mar 20th, 2025

House Judiciary

Transcript Highlights:
  • general liability policy, and those policies generally have exclusions that would exclude them from coverage
  • So my guess is they probably don't have coverage. right now, and so the suggestion that they wouldn't
  • be able to get coverage or it would become more expensive, it's probably spurious.
MN

Minnesota 2025 1st Special Session

House Human Services Finance and Policy Committee 2/26/25

Human Services Finance and Policy

Transcript Highlights:
  • Hundreds and thousands of Minnesotans may lose their coverage, and that is not acceptable to our standards
  • Hundreds and thousands of Minnesotans may lose their coverage, and that is not acceptable to our standards
  • Hundreds and thousands of Minnesotans may lose their coverage, and that is not acceptable to our standards
Bills: HF729, HF728
VT

Vermont 2025-2026 Regular Session

Senate Session - 2026-05-26 - 2:00PM

Vermont Senate Floor Meeting

Transcript Highlights:
  • drug notice program for folks when their prescription drugs are eliminated from their insurance coverage
  • , with a time frame in which they should be notified about that coverage change.
  • 44:03.080> insurance uh eliminated from their insurance uh eliminated from their insurance coverage
  • that there's a time frame coverage that there's a time frame within<01:44:06.200> which<01:44
  • about that coverage change. about that coverage change.
Keywords: 927, senate, all
FL

Florida 2026 Regular Session

Senate in Session Mar 4th, 2026

Florida Senate Floor Meeting

Transcript Highlights:
  • So commercial risk fully explore private market options before seeking Citizens' coverage.
  • This creates consistent rules, broadens coverage options, and reduces volatility without deregulation
  • So the comparable coverage has to be the same, and it has to be within 15%.
  • from a surplus lines insurer as long as the cost of that surplus lines coverage is not more than 15%
  • from a surplus lines carrier that is... ...option may be coverage from a surplus lines carrier that
Summary: The Senate opened with prayer, the Pledge of Allegiance, and several introductions and memorial remarks, including a moment of silence for service members killed in the conflict in Iran. The chamber then moved to special orders and took up a series of bills, with many measures passing unanimously after brief explanations and, in several cases, substitution of House companions. Early bills included CS/CS/SB 1062 on speech and debate education, which drew extensive supportive debate about the civic value of debate programs and passed 37-0, and SB 1072 on an anti-Semitism task force, which was amended to clarify that criticism of Israel is not prohibited and then passed 37-0. The Senate also approved CS/CS/SB 1230/HB 1019 on PFAS chemicals and firefighting foam, with discussion focused on phasing out AFFF, testing requirements, exceptions for federal aviation and military uses, and support for firefighters and water quality; the bill passed 37-0. Other measures passed without opposition included SB 1706 on the My Safe Florida Condominium Pilot Program, SB 186 on student health and safety and seizure response training, SB 598 on funeral and cemetery services, SB 990/HB 883 on protected cell captive insurance companies, SB 554 on nonprofit corporations, SB 560 on child welfare and foster care medication procedures, SB 684/HB 961 on electronic signatures for salvage titles, and SB 778/HB 569 on forensic client services. Two bills, SB 432 on intoxicating substances and SB 928 on dangerous crimes, were temporarily postponed. A major portion of the meeting was devoted to SB 1134 on official actions of local governments and DEI-related activities. The sponsor argued the bill would prevent counties and municipalities from funding or promoting DEI efforts he described as discriminatory or indoctrinating, while opponents offered amendments to narrow the bill to spending only, add an intent requirement for penalties, and preserve local proclamations and observances. Those amendments were debated at length but were not adopted. The sponsor then continued explaining the bill’s exceptions, including references to holidays, heritage sites, and the Pulse Memorial, and the chamber was still in debate on the underlying measure when the transcript ended.
HI
Transcript Highlights:
  • one way or another, if there is some sort of threshold that needs to be met in order to deserve coverage
  • one way or another, if there is some sort of threshold that needs to be met in order to deserve coverage
  • <01:31:05.760> We'd deserve coverage under this bill.
  • We'd deserve coverage under this bill.
  • There's no question about the coverage. >> Correct.
Keywords: 912, senate, all
Summary: The Judiciary Committee heard testimony on Senate Bill 2246, which would expand public financial disclosure requirements. The State Ethics Commission strongly supported the bill, saying broader disclosure could help restore public trust and potentially deter corruption, and it offered a clarifying amendment to make clear the requirement applies to board and commission members rather than all employees of listed agencies. Several organizations and individuals also testified in support. A committee member asked about the amendment, and the commission explained it was intended as a clarification rather than a substantive change. The committee then took up Senate Bill 2250, which would add homeless facilities to the locations covered by the drug-free-zone offense for promoting controlled substances. The Public Defender opposed the measure, arguing that many homeless facilities are unmarked and not easily identifiable, creating notice, fairness, and due process concerns and risking arbitrary enforcement. The Honolulu Prosecutor’s Office and Honolulu Police Department supported the bill, saying it targets distributors rather than users, that notice can be proven through evidence, and that the law is aimed at protecting vulnerable people in shelters and similar facilities. In questioning, senators asked how homeless facilities would be identified and whether the bill would cover all shelter models; the prosecutor said the definition is cross-referenced in statute and must be proven beyond a reasonable doubt. The Drug Policy Forum of Hawaii and other groups testified in opposition, while several service and advocacy groups testified in support. Finally, the committee heard Senate Bill 2325, which would allow courts to review and potentially reduce sentences for certain juvenile offenders after 15 years if the person is not a danger to the community. Judiciary staff said the court supports the bill’s intent but noted Hawaii’s indeterminate sentencing structure leaves no alternative sentence for a court to reduce to, suggesting the measure may need structural sentencing changes or could instead be directed to the Hawaii Paroling Authority. Public defender representatives and youth-justice advocates supported the bill, emphasizing rehabilitation, adolescent brain development, trauma, and the need for a meaningful opportunity for release. No votes or final committee actions were taken during the portion of the hearing provided.
MN

Minnesota 2025-2026 Regular Session

Committee on Finance - 01/08/25

Finance

Transcript Highlights:
  • We get large coverages of certain teams, but also some teams in the Northeast have smaller coverage just
  • um<01:12:13.000> we<01:12:13.159> get<01:12:13.800> large<01:12:14.199> coverages
  • <01:12:14.639> of<01:12:14.800> certain um we get large coverages of certain um we
  • get large coverages of certain teams<01:12:15.480> but<01:12:15.760> also<01:12:16.199>
  • <01:12:18.400> just Northeast have smaller coverage just Northeast have smaller coverage just
Keywords: 1187, senate, all
CA

California 2025-2026 Regular Session

Senate Floor Session Jun 18th, 2026

California Senate Floor Meeting

Transcript Highlights:
  • If you were an older Californian or you had kids or you had larger family coverage, then it went up to
  • If you were an older Californian or you had kids or you had larger family coverage, then it went up to
Keywords: 987, senate, all
NJ

New Jersey 2026-2027 Regular Session

Assembly Session Jun 11th, 2026

New Jersey House Floor Meeting

Transcript Highlights:
  • World Health Organization created what the sponsors describe as, and I quote, a void in world health coverage
  • World Health Organization created what the sponsors describe as, and I quote, avoid in world health coverage
Keywords: 1146, all
AR

Arkansas 2026 Regular Session

ARKANSAS LEGISLATIVE COUNCIL (ALC) Mar 20th, 2026

ARKANSAS LEGISLATIVE COUNCIL (ALC)

Transcript Highlights:
  • She has four contracts, on-call contracts at the State Hospital can utilize when they need coverage.
  • She has four contracts, on-call contracts at the State Hospital can utilize when they need coverage.
Keywords: 1204, all
NM

New Mexico 2026 Regular Session

Senate - Education Jan 28th, 2026 at 09:05 am

Senate Education

Transcript Highlights:
  • You can see our network coverage is a little better than the USGS network currently in the state.
  • of all New Mexicans, we need to have appropriate statewide responses that require comprehensive coverage
Bills: SB64, SB19, SB44, SB83
NM

New Mexico 2025 Regular Session

IC - Federal Funding Stabilization Subcommittee Nov 6th, 2025

Federal Funding Stabilization Subcommittee

Transcript Highlights:
  • these policy changes are expected to shift more costs onto the states and reduce access to health coverage
  • Reduce access to health coverage; the bulk of the changes have not taken effect yet.
CA
Transcript Highlights:
  • successor insurance fund to the current wildfire fund called the continuation account that provides coverage
  • successor insurance fund to the current wildfire fund called the continuation account that provide coverage
Summary: The Assembly Committee on Utilities and Energy convened with a quorum and first heard SB 254, a major utility affordability and wildfire package authored by Senator Becker and coauthored by Assemblymember Petrie-Norris. The bill was described as combining wildfire mitigation reforms, $6 billion in securitized financing for future fire-mitigation capital spending, a public ownership/transmission financing program, tighter scrutiny of utility profits, clean energy permitting streamlining, stronger customer connection timelines, and a successor wildfire fund/continuation account to replace the current fund. Supporters, including the Governor’s office, TURN, labor, clean energy groups, utilities, and public advocates, said the measure would lower bills, stabilize utilities, protect fire victims, and reduce wildfire-related bankruptcy risk. Opponents and some local government groups raised concerns about affordability impacts, the volumetric wildfire fee, strict liability, and provisions they said could affect local control. After discussion, the committee approved SB 254 on a 16-0 vote and sent it to the floor. The committee then held an informational hearing on AB 825, which would enable California to participate in a West-wide electricity market. The authors said the proposal could save ratepayers up to $1 billion annually, improve reliability by allowing California to draw on a larger regional supply, reduce curtailment of renewable power, and lower greenhouse gas emissions. Support came from environmental organizations, labor, utilities, community choice aggregators, large energy users, and the Public Advocates Office, all emphasizing cost savings, reliability, and cleaner energy integration. TURN opposed the measure, warning that last-minute amendments removed safeguards against subsidizing out-of-state fossil generation and could expose California ratepayers to unwanted costs. Members questioned governance, exit rights, CPUC oversight, and local control, and the authors responded that the bill includes multiple safeguards, legislative reporting, the ability to exit without penalty, and continued local consultation. No vote was taken because the hearing was informational only.
MN
Transcript Highlights:
  • More than 253,000 Minnesotans stand to lose coverage under this proposal.
  • president and a Republican Congress who are very, very eager to sever people from their health care coverage
Keywords: 1187, senate, all
TX

Texas 89th 2nd C.S.

Transportation Apr 29th, 2025

Transportation

Transcript Highlights:
  • And without it, Texas movers are no longer obligated to provide any cargo coverage for intrastate movers
  • to talk about a very important protection for Texas consumers, the 60 cents per pound per article coverage