Video & Transcript : 'liability insurance' :

Page 162 of 500
US

US Federal 2025-2026 Regular Session

US House Floor Proceedings (Monday, April 27, 2026)

US Federal House Floor Meeting

Transcript Highlights:
  • This strikes the balance we liability.
  • </c> They're dealing with insurance claims. They're dealing with insurance claims.
  • insurance weeks to start a business.
  • insurance weeks to start a business.
  • insurance weeks to start a business.
WY

Wyoming 2026 Regular Session

House Education Committee, February 25, 2026

Education

Transcript Highlights:
  • </c><00:21:41.520><c> didn't</c> surprised also that the insurance didn't surprised also that the insurance
  • The insurance came up.
  • insurance policy.
  • </c><00:23:30.480><c> Uh</c><00:23:31.039><c> it</c><00:23:31.360><c> is</c> own liability insurance
  • Uh it is own liability insurance policy.
Bills: HB0023 , HB0024 , HB0025
Committee: House Education
WA

Washington 2025-2026 Regular Session

House Floor Session Mar 11th, 2026 at 05:40 pm

Washington House Floor Meeting

Transcript Highlights:
  • We cannot continue to risk that liability on our state. And it's wrong.
  • We cannot continue to risk that liability on our state. And it's wrong.
  • Right now, all of this money is being used for salaries, for MSOC, and for insurance.
  • The insurance premiums are going through the roof.
  • The insurance costs that our schools must deal with right now are absolutely explosive.
Summary: The House first took up Substitute Senate Bill 6225, a transportation bond measure. Supporters said it was needed to fund preservation and maintenance of Washington’s transportation system, including road upkeep and emergency repairs, while opponents argued the state had already addressed current needs through a recent unanimous budget and existing bond authority. The bill passed final passage 59-38, meeting the required three-fifths vote. The House then considered Gross Substitute Senate Bill 6260, an education budget-related bill with many floor amendments focused on transition to kindergarten, alternative learning experience (ALE) funding, local effort assistance (LEA), educational service district reserves, superintendent pay, MSOC funding, and collective bargaining limits. Most proposed amendments were rejected, though Amendment 2654 on TK priorities was adopted. After the committee amendment as amended was adopted, the bill advanced to third reading and then passed 50-47. Supporters described it as a necessary budget reduction and risk-management measure; opponents argued it cut K-12 funding too deeply, especially in rural and property-poor districts, and would worsen inequities and invite litigation. The House also concurred in Senate amendments and passed several other bills. House Bill 1796, about school construction financing and capital levy use, passed 95-2. Second Substitute House Bill 2105, dealing with immigrant worker protections, passed 58-38. Engrossed House Bill 2211, on food sourcing for a health-related program, passed unanimously. Engrossed Substitute House Bill 2225, regulating companion chatbots and child safety, passed 74-21. Engrossed Substitute House Bill 2247, related to animal care, passed unanimously. Engrossed Second Substitute House Bill 2418, streamlining permitting timelines to support housing affordability, also passed unanimously. The House then moved on to additional Senate-concurred bills, beginning with Second Substitute House Bill 1906.
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on Public Safety and Homeland Security Jun 21st, 2026 at 01:00 pm

Joint Committee on Public Safety and Homeland Security

Transcript Highlights:
  • There was no medical staff, no safety plan, and no required or confirmed insurance.
  • So how do we know if it was safe, inspected, or even insured?
  • At golf courses, liability insurance is expected.
  • to carry insurance.
  • They should have insurance. They should have hay bales.
Summary: The Joint Committee on Public Safety and Homeland Security heard testimony on several bills, with strong support expressed for a proposed municipal and public safety building authority (H. 2571/S. 1650). Municipal officials, fire chiefs, the Massachusetts Municipal Association, regional planning leaders, and Senator Comerford described aging town halls, fire stations, DPW facilities, and other local buildings, especially in small towns and gateway cities, and argued that local budgets and Proposition 2 1/2 make major capital projects difficult to fund. Testimony emphasized the need for a dedicated revenue stream, with the bill proposing a share of marijuana excise tax revenue and a rural funding set-aside. Committee members asked about prioritization and funding levels, and witnesses said even a modest start would help address a large statewide backlog. No votes were taken during the hearing, and the committee later adjourned unanimously. The committee also heard testimony on H. 2689, requiring fuel gas alarms/detectors in residential dwellings using explosive gases. Representative Jeff Roy, Susan Brown, Jason Cohn, and representatives from NEMA and Kidde supported the bill, describing it as a life-saving measure similar to carbon monoxide detector requirements. Witnesses cited the 2015 Franklin propane explosion that killed Nancy and Robert Brown, the Merrimack Valley gas explosions, and national fire data showing fatalities and property damage from gas leaks. They said detectors are affordable, commercially available, and should be required where gas is used; one witness noted battery-backed or battery-operated options exist. Committee questions focused on cost, battery power, outdoor propane setups, and whether the bill would cover private databases or only residential safety devices. Another major topic was S. 1755 on missing and abducted children. Senator Pavel Payano testified in favor, citing the case of Lee Manuel Villoria Paolino and arguing that misclassification of missing children as runaways can delay urgent response and worsen outcomes, especially for Black and brown youth. He said the bill would set minimum law enforcement response standards, require training, and expand multilingual intake forms. The committee also heard support for expanding the state DNA database through familial DNA searching, with Dr. Amory Myers explaining that the technology could help solve long-unsolved cases while including guardrails to prevent use of private consumer DNA databases. Finally, the committee heard extensive testimony on H. 2740, “Colby’s Law,” establishing safety standards for BMX and motocross tracks. Colby Lippincott’s family, community members, and industry representatives described his fatal crash and urged requirements for medical staff, insurance, inspections, warning systems, barriers, and access roads. Witnesses said the bill would not end the sport but would create basic protections, and the committee heard that Massachusetts would join a number of other states with similar standards. The hearing ended with a motion to adjourn, which passed unanimously.
WA

Washington 2025-2026 Regular Session

Senate Ways & Means Jan 15th, 2026 at 04:00 pm

Ways & Means

Transcript Highlights:
  • That's our California regulatory agency, as well as FDIC deposit insurance. Next slide, please.
  • For the record, I'm Patty Kuderer, Washington State Insurance Commissioner, and I'm testifying pro on
  • And today as your insurance commissioner, I want to share why I believe it's needed to help meet the
  • insurance challenges that we face as a state.
  • Creating a public bank will not solve the insurability issues on its own.
Bills: SB5754
Committee: Senate Ways & Means
MO

Missouri 2026 Regular Session

Economic Development Feb 17th, 2026

Joint Committee on Rural Economic Development

Transcript Highlights:
  • They've got the insurance expenses. They've got the workers' compensation expenses.
  • We also have insurance. So, you know, that's the thing I haven't really touched on.
  • We all have insurance.
  • So the G.C. has a limited scope of insurance.
  • The subs have a little bit broader scope of insurance that covers their work comp.
Summary: The committee first met in executive session and voted several bills do pass. House Bill 2409 was approved 14-0, House Bill 2654 was approved 15-0, and House Bill 2747 was approved after adoption of a House committee amendment and substitute, also by a 14-0 vote. The committee then moved into public hearing on House Bill 1915, which would regulate payment practices in private construction contracts. Representative David Castile, the sponsor, said the bill was intended to ensure timely payment to contractors, subcontractors, and suppliers, limit abusive contract clauses, and require written notice before withholding payment. He emphasized that it was aimed at larger private projects and not owner-occupied residential work. Testimony on HB 1915 was mixed. Supporters, including electrical, mechanical, and subcontractor associations, said delayed payment is common, especially for smaller firms, and argued the bill would improve cash flow and reduce the need for liens. Opponents, including general contractors and home builders, said the bill as filed was too restrictive, especially the seven-day downstream payment deadline and the limits on withholding and termination rights, and warned it could increase costs and burden small builders. Several witnesses said they were working with the sponsor on a committee substitute to more closely mirror Missouri’s public prompt pay law and to clarify the residential exemption. The committee then heard House Bill 2151, which would raise income eligibility limits for the Fast Track Workforce Incentive Grant from $40,000 to $50,000 for single filers and from $80,000 to $100,000 for joint filers. Representative Travis Wilson said the change was meant to reflect inflation and expand access for adults changing careers, apprentices, and other eligible students. Supporters from community colleges, chambers of commerce, and workforce groups said the program is working well, is budgeted, and helps fill workforce needs; one witness cited strong completion and retention rates among recipients. No opposition was presented, and the hearing concluded with adjournment of the committee.
CA

California 2025-2026 Regular Session

Senate Health Committee Mar 25th, 2026

Health

Transcript Highlights:
  • Today... ...and ensure that we don't have unnecessary insurance delays.
  • This was denied by insurance, stating that it was not medically necessary.
  • The increase was approved by the insurance and now considered medically necessary.
  • From having to wait for the insurance?
  • And importantly, this bill does not excuse improper claims or expand liability for health plans.
Committee: Senate Health
US

US Federal 2025-2026 Regular Session

US House Floor Proceedings (Wednesday, June 4, 2025)

US Federal House Floor Meeting

Transcript Highlights:
  • </c><03:09:29.920><c> uh</c> would lose their health insurance uh would lose their health insurance uh
  • and other insurance bills are going to go up.
  • </c> paid and then all your private insurance paid and then all your private insurance and<04:50:13.280
  • 50:14.320><c> going</c><04:50:14.400><c> to</c> and other insurance bills are going to and other insurance
  • And no insurance under this legislation.
NM

New Mexico 2026 Regular Session

Senate Chamber Jan 23rd, 2026 at 10:43 am

New Mexico Senate Floor Meeting

Transcript Highlights:
  • It doesn't impact insurance.
  • For medical practice is slightly different than the insurance for drivers.
  • Worth area, and my insurance will still cover me.
  • And I don't have enough information about the cost of the insurance.
  • Secondly, if, if, Their insurance premium accordingly, I would think.
HI
Transcript Highlights:
  • </c> Um first up we have um insurance Um first up we have um insurance concern.
  • Um the insurance the insurance division.
  • >> Insurance Commission. >> Insurance Commission. Thanks.
  • </c><01:06:12.960><c> insurance</c><01:06:13.599><c> policy</c><01:06:14.400><c> with</c> general liability
  • insurance policy with general liability insurance policy with certain<01:06:15.200><c> minimum</c><01
Summary: The joint hearing opened with House Bill 1969, which would provide state funding for colorectal cancer screenings for uninsured and underinsured residents. The Department of Human Services said it supports the goal of early screening but would need new administrative capacity, including a program manager and claim pre-screening, to run the program. The Department of Health supported the measure and cited low screening rates in Hawaii, noting an educational campaign to encourage screening. The Insurance Division raised concerns about reliance on federal FAQs, warning that guidance can change and may create state cost exposure. Supporters including the American Cancer Society Cancer Action Network and the Hawaii Medical Association argued the bill would close a preventive-care gap, reduce late-stage diagnoses, and save long-term costs; the committee also discussed implementation costs, estimated by DHS at roughly $1.4 million to $2 million annually plus administrative expenses, and a 6-month to 1-year timeline to establish the program. The committee then took up House Bill 1965, which would require health carriers to spend at least 6% of total medical expenditures on primary care providers. The Insurance Division said several provisions raise technical and legal concerns, including the premium freeze, the medical loss ratio language, the lack of an existing external review process for downcoding claims, and a new mandate for medically necessary inter-island transportation that could trigger an ACA defrayal. The Department of Human Services supported the intent but suggested broader language to include primary care supports and services, and noted that QUEST integration plans already invested at least 9% of total medical expenditures in primary care in 2024, with additional spending on supports and low-value care reductions. State health planning officials strongly supported the bill as an investment in primary care, saying it could improve outcomes and lower long-term costs, though they acknowledged a possible temporary premium increase during the transition. Testimony in support emphasized Hawaii’s physician shortage, especially on Maui, the Big Island, and other neighbor islands, and warned that clinics are under financial strain and may close without higher primary care reimbursement. The Hawaii Healthcare Task Force, AARP Hawaii, and other supporters said the bill would help retain providers, improve access for Medicare and Medicaid patients, and prevent downstream costs from emergency room use and avoidable hospitalizations. No votes or final committee action were taken in the portion of the hearing provided.
MN

Minnesota 2025-2026 Regular Session

Committee on Judiciary and Public Safety - Part 2 - 04/04/25

Judiciary and Public Safety

Transcript Highlights:
  • in the individual market and insurance in the individual market and it<01:12:00.800><c> repeals</c><
  • </c> sure that are also qualified and insured sure that are also qualified and insured properly<02:56
  • insurance.
  • 06.319><c> by</c><03:24:06.560><c> insurance.
  • Senator Pappas continued: That are not related to insurance coverage.
CA

California 2025-2026 Regular Session

Senate Health Committee Mar 25th, 2026

Transcript Highlights:
  • Today... ...and to ensure that we don't have unnecessary insurance delays.
  • This was denied by insurance, stating that it was not medically necessary.
  • Within two days, the increase was approved by the insurance and now considered medically necessary.
  • The increase was approved by the insurance and now considered medically necessary.
  • And importantly, this bill does not excuse improper claims or expand liability for health plans.
Summary: The Senate Committee on Health heard several health-related bills, with extensive public testimony and multiple roll-call votes. SB 895, by Senator Wiener, would create the California Foundation for Science and Health Research and place a bond measure on the November 2026 ballot to support science and health research in California amid federal funding cuts. The author and UC researchers argued the measure would protect jobs, public health, and the state’s research leadership; many universities, labor groups, and patient advocates testified in support, and there was no opposition. The committee members praised the bill, and it passed 6-0 to the Committee on Natural Resources and Water. SB 944, also by Senator Wiener, would make acupuncture a permanent Medi-Cal benefit regardless of federal matching funds. Supporters, including acupuncturists, patients, community organizations, and health access advocates, described acupuncture as effective, low-cost, and culturally important care; there was no opposition. The committee discussed access for API communities and Medi-Cal patients, and the bill passed 6-0 to the Committee on Appropriations. SB 987, by Senator Wiener, would create a California Health Access Fund to capture state savings if federal Medicaid changes cause Medi-Cal enrollment losses, with the goal of redirecting those savings to care for affected patients and providers. Support came from disability, consumer, family physician, emergency physician, psychiatric, medical, and safety-net hospital groups. Committee members discussed prioritizing indigent care, prevention, and other vulnerable populations if savings materialize. The bill passed 8-0 to Appropriations. SB 964, by Senator Smallwood-Cuevas, would limit prior authorization barriers by allowing certain dose or frequency adjustments for covered medications without repeated authorization, up to two clinically appropriate changes. The bill was supported by a Crohn’s and colitis patient and sponsor testimony describing delays in care, while health plans and insurers opposed it over safety, FDA-labeling, and cost concerns. Committee members raised questions about off-label use and clinical standards, but the author said the bill was intended to reduce delays and avoid emergency care; it passed 11-0 to Appropriations. SB 1099, by Senator Reyes, would clarify local governments’ authority to provide state and local public benefits to all residents under PRWORA-related exemptions, to reduce legal uncertainty for local safety-net programs. County counsel and city attorney representatives said the bill would preserve local flexibility to provide services such as health care, shelter, crisis response, and food distribution without unnecessary eligibility barriers; there was no opposition, and the bill passed 11-0 to the Committee on Human Services. SB 1033, by Senator Padilla, would require manufacturers of protein products to test for heavy metals and disclose results. Supporters cited Consumer Reports findings of lead, cadmium, arsenic, and mercury in protein powders and beverages, while opponents asked for narrower scope and raised concerns about naturally occurring metals and over-warning consumers. The committee discussed narrowing the bill and the need for transparency, and it passed 11-0 to the Committee on Environmental Quality. Finally, SB 1049, by Senator Weber-Pearson, would give providers a fair opportunity to correct certain claim errors after a health plan action, rather than being barred by original filing deadlines. An OBGYN testified that a missing diagnostic code led to large clawbacks and delayed payments despite appropriate care; the bill was presented as a limited fix for honest mistakes. The transcript ends during testimony on SB 1049, before a final vote is shown.
CA
Transcript Highlights:
  • Chair and members, John Winger on behalf of America’s Health Insurance Plans, in support.
  • We will put in for another brand that was listed as favored by the insurer.
  • And I also live in the world of insurance.
  • are going to be covered under your insurance?
  • We're not here to argue over what happens at the insurance companies.
Summary: The committee heard several bills, beginning with SB 1312 by Senator Richardson on abandoned endowed-care cemeteries. Richardson described vandalism, theft, and neglect at abandoned cemeteries and said the bill would define abandonment, create a process for local governments to declare a cemetery abandoned, and allow the Bureau to act as conservator of endowment funds. Support came from Marin County, while county and special district groups opposed or had concerns, arguing the bill could shift burdens to local governments or public cemetery districts without enough safeguards. Members expressed general support but noted the need for further work; the bill was discussed but no final vote was taken in the excerpt. The committee then took up SB 758 by Senator Umberg, which would restrict retail sales of nitrous oxide to curb misuse. Supporters, including the League of California Cities, narcotic officers, counties, pediatricians, and other local governments and health groups, said easy access at smoke shops and convenience stores has fueled recreational abuse and health harms. There was no opposition testimony, and members voiced strong support for a statewide approach over city-by-city bans. The bill was well received, with the author closing in support. Dr. Weber-Pierson presented SB 1094, a health care affordability bill on biosimilars and biologic substitution. The bill would allow pharmacists to substitute biosimilars under certain conditions, require advance notice to providers and patients, and add reporting on savings; the author said amendments would strengthen provider notice and preserve the ability to mark prescriptions “do not substitute.” Supporters from health plans, insurers, pharmacies, labor, business, and some provider groups argued the bill would lower costs and expand access. Opponents, including dermatology and rheumatology groups and biotech interests, warned about non-medical switching, prior authorization delays, and patient harm. After extensive discussion, the committee voted 13-0 to pass SB 1094 to the Committee on Health. The committee also passed SB 849 by Dr. Weber-Pierson, which would bar reinstatement of physicians who surrendered their licenses while a sexual misconduct accusation was pending. The Medical Board and California Medical Association were generally supportive or neutral, and members praised the bill’s patient-protection focus. SB 993 by Senator Ochoa Bogh, which limits routine disclosure of identifying information for mental health professionals in correctional and psychiatric settings while preserving complaint processes, also passed unanimously to Appropriations. SB 1002 by Senator Niello, extending the David Hall Act to allow certain patients in remission to continue telehealth care with out-of-state specialists, drew strong patient support but opposition from the Medical Board and CMA over licensure and oversight concerns; the committee voted it out on a split roll with some members not voting. Finally, SB 1263 by Senator McGuire, aimed at protecting wildfire survivors and workers by requiring licensed, trained contractors for post-disaster residential debris removal, received support from labor and the Contractors State License Board, with contractors raising a narrower amendment concern about scope.
CA

California 2025-2026 Regular Session

Assembly Business and Professions Committee Jun 23rd, 2026

Business and Professions

Transcript Highlights:
  • John Winger on behalf of America’s Health Insurance Plans, in support.
  • And I also live in the world of insurance denials that go hand in hand with any rare condition.
  • Like when I go and see a patient, I don't look to see what insurance are you on.
  • And do I know what drugs are going to be covered under your insurance?
  • We're not here to argue over what happens at the insurance companies.
CA

California 2025-2026 Regular Session

Senate Health Committee Mar 25th, 2026

Health

Transcript Highlights:
  • And to ensure that we don't have unnecessary insurance delays.
  • This was denied by insurance, stating that it was not medically necessary.
  • Within two days, the increase was approved by the insurance and now considered medically necessary.
  • The increase was approved by the insurance and now considered medically necessary.
  • And importantly, this bill does not excuse improper claims or expand liability for health plans.
Committee: Senate Health
Summary: The Senate Health Committee heard several bills focused on health care access, research funding, consumer protection, and insurance administration. SB 895 by Sen. Wiener would create the California Foundation for Science and Health Research and place a bond measure on the November 2026 ballot to support scientific and health research in California; supporters from UC, labor, and patient groups said it would protect jobs, public health, and the state’s research leadership amid federal funding cuts, while the committee later voted 6-0 to pass it as amended and re-refer it to Natural Resources and Water. SB 944 would make acupuncture a permanent Medi-Cal benefit regardless of federal matching funds; acupuncture providers, patients, health systems, and API community advocates testified in strong support, and the committee voted 6-0 to pass it as amended and re-refer it to Appropriations. The committee also considered SB 987, which would create a California Health Access Fund to capture state savings if federal Medicaid changes under H.R. 1 reduce Medi-Cal enrollment and redirect those funds to care for people who lose coverage and to reimburse safety-net providers. Support came from disability, consumer, family physician, emergency physician, hospital, and reproductive health groups; members discussed prioritizing indigent care, prevention, and safety-net needs, and the bill was moved on a unanimous vote to Appropriations. SB 964 would let a licensed provider adjust the dose or frequency of an already covered medication up to two times without prior authorization when clinically appropriate, with Crohn’s and Colitis advocates describing delays that harmed patients and insurers warning about safety and cost concerns; after committee discussion about off-label use and clinical safeguards, the bill passed 11-0 and was sent to Appropriations. Later, SB 1099 clarified local governments’ authority to provide state or local public benefits to all residents under PRWORA, with city and county counsel and local officials saying it would preserve flexibility for homeless outreach, street medicine, crisis lines, and other low-barrier services; it passed 11-0 and was re-referred to Human Services. SB 1033 would require protein product manufacturers to test for heavy metals and disclose results, prompted by Consumer Reports findings and supported by consumer, health, and women’s health groups; industry witnesses asked for narrower scope and source-level testing, and the committee voted 11-0 to pass it as amended and send it to Environmental Quality. The committee then began SB 1049, which would give providers a 90-day window after a plan’s latest action to correct certain claim errors and prevent denials based solely on missed filing deadlines; the author said it would address honest billing mistakes and recoupments, and the bill was introduced with support from medical groups and ongoing discussions with health plans.
ND

North Dakota 2026 1st Special Session

Legislative Task Force on Government Efficiency Mar 25th, 2026 at 10:00 am

Legislative Task Force on Government Efficiency

Transcript Highlights:
  • services between OMB, UND, the higher ed office, and Minot State University, contracts limiting liability
  • And Minot State University, contracts limiting liability to the state, both Center for Distance Education
  • This is a numerical value that all contractors are assigned through their insurance companies.
  • It also relates to their insurance rates. If they're below that, they're safer than average.
  • I mean, I'll say people that pop to the top of my head are like the Insurance Department.
CA
Transcript Highlights:
  • We take on that liability of the debt. In the eyes of the U.S.
  • We take on that liability of the debt, a benefit of doing that for the student.
  • for, you know... ...of collecting that debt that we've paid forward and removing that liability for
  • I thought I had done my due diligence and had enrolled in disability insurance through our provider.
  • Due to the timing of my enrollment in the supplemental insurance.
Summary: The committee hearing covered several higher education bills, with extensive testimony on student aid, affordability, and institutional debt. AB 587 would add veteran representation to the California Student Aid Commission; the author said the change would bring lived experience from the veteran community to student aid policy, and members raised a concern about keeping the commission’s membership odd-numbered, which the author said would be addressed by amendment. AB 791 would standardize cost-of-attendance housing calculations using objective data and improve notice of the adjustment process; supporters said current budgets often underestimate students’ real living costs, while UC, CSU, and independent colleges opposed or had concerns about the bill’s prescribed methodology, fiscal impact, and a 14-day turnaround for adjustments. AB 850 would create a one-term grace period for students with institutional debt to re-enroll while arranging repayment, bar reporting that debt to credit agencies, and require more transparency; proponents described students being blocked from continuing school over debts, while CSU, UC, and private-college representatives said they already use holds and payment plans and worried about added liabilities and budget pressures. AB 537 would extend the California College Promise Program to part-time community college students; supporters said most community college students attend part-time and should not be excluded from fee waivers, while the committee noted fiscal concerns but ultimately advanced the bill. AB 7 would allow universities to consider whether an applicant is a descendant of American chattel slavery in admissions as a reparative measure; supporters framed it as lineage-based reparative justice, while opponents argued it would function as a racial proxy and conflict with Proposition 209 and equal-protection principles. The committee took roll-call votes on the measures, advancing AB 587, AB 791, AB 850, and AB 537 to Appropriations, with AB 850 and AB 537 receiving fewer votes and the roll left open for additional members.
NH

New Hampshire 2025 Regular Session

House Finance Division I (02/24/2025)

Transcript Highlights:
  • So it's not activity that flows through this account; it's separate in a liability account.
  • The financial statements show it in a liability account.
  • the financial liability account the financial statements<04:32:58.800><c> show</c><04:32:59.159><c>
  • in</c><04:32:59.359><c> a</c><04:32:59.520><c> liability</c> statements show in a liability statements
  • </c><04:53:57.440><c> benefits</c> previous years health insurance benefits previous years health insurance
Summary: The committee first heard the Banking Department’s fiscal year 2026-2027 budget presentation from Commissioner Amelia Galeri. She described the department as a self-funded consumer protection regulator overseeing two main areas: the Banking Trust Division, which supervises state-chartered banks, credit unions, and trust companies, and the Consumer Credit Division, which oversees more than 7,000 licensees including mortgage and money transmitter businesses. She said the department’s budget is about 86% salaries and benefits, with 53 positions all filled, and explained that the agency funds itself through fees, fines, and end-of-year assessments on regulated entities. Galeri said the department is facing workload growth from several directions: continued growth in the trust industry, increased fintech supervision, and a new requirement to regularly examine auto dealers that take finance applications, which adds about 300 exams over two fiscal years. She said the department was directed to flat-fund its budget based on 2025 levels but was allowed to increase travel and training. To stay within that limit, she said the department reduced office space, went paperless, converted administrative and licensing positions into examiner positions, and expects to defund an embedded DOJ database administrator position once a new SharePoint system is fully implemented. Members asked about how the department’s revenue and assessments work, including whether fees were increasing and how much existing banks would pay. Galeri said fees are not being raised, most banks pay little or no fines, and assessments are based largely on asset size, with trust companies paying the bulk. She also explained that fines are set by statute, generally capped at $2,500 per violation for consumer credit entities, and said she would not recommend increasing that cap. The committee then voted to accept the Banking Department’s budget proposal as presented in HQ1, with a motion and second and no discussion. The transcript then moved to the Department of Energy budget. Commissioner Jared Chakin and Chief of Operations Lenny Radio discussed federal program funding, including LIHEAP fuel assistance and weatherization. They said the apparent drop in fuel assistance funding from FY 2024 actuals to the budgeted amount is due to the loss of ARPA and CARES Act supplemental funds, while weatherization remains a federally constrained program with a waiting list and limited flexibility. Members also asked about a proposed transfer from the renewable energy fund; staff said the transfer would still allow the department to carry out its statutory duties for the year, though the committee deferred deeper discussion until House Bill 2.
MN

Minnesota 2025-2026 Regular Session

House Transportation Finance and Policy Committee 3/4/26

Transportation Finance and Policy

Transcript Highlights:
  • Many insurance carriers have simply left the trucking market.
  • Many insurance carriers have simply left the trucking market.
  • Many insurance carriers have simply left the trucking market.
  • Truck insurance when crashes occur.
  • :12:02.800><c> left</c><01:12:03.040><c> the</c> insurance carriers have simply left the insurance carriers
Bills: HF3553 , HF3513 , HF3576
NH

New Hampshire 2025 Regular Session

House Ways and Means (02/03/2025)

Transcript Highlights:
  • Follow-up: the only reason I asked that, in a previous life I did liability investigations and fraud
  • I want to make sure the state didn't have any liability.
  • </c> previous life I did uh liability previous life I did uh liability investigations<01:43:48.280><c
  • <01:44:14.000><c> thank</c> liability thank liability thank you<01:44:15.880><c> um</c><01:44:16.360>
  • The last individual item is third-party liability casualty, so accident and trauma cases.
Summary: The Department of Safety presented an overview of highway fund and unrestricted revenue collections, focusing on the Division of Administration, the Road Toll Bureau, and the Division of Motor Vehicles. Amy Newbery explained that the main unrestricted funding sources are highway funds and general funds, with highway fund revenue of about $263 million in FY 2024 and a FY 2025 projection of $261.2 million. She said revenue growth has been modest and has not kept pace with costs, creating structural deficits that required general fund transfers of $50 million in FY 2022-23 and another $10 million in FY 2024-25 to balance the fund. Jennifer Hall described Road Toll operations, including motor fuel tax collection at the distributor level, compliance enforcement, and licensing for fuel distributors, transporters, IFTA carriers, and oil discharge/pollution control. Members asked about IFTA, dyed-fuel enforcement, the possibility of using the state forensic lab for dyed-fuel testing, and whether audit positions had been filled; the department said it recently hired a part-time fuel enforcement officer, still uses IRS testing, could explore lab testing, and had no audit vacancies. Hall also discussed factors affecting fuel-tax revenue, including gas prices, crude oil forecasts, weather, tourism, GDP, and inflation, and said FY 2024 road toll revenue was $127.5 million, above plan, with FY 2025 projected at $127.71 million. The committee then turned to DMV-related revenues. Newbery said motor vehicle registration revenue was $93.1 million in FY 2024 and is projected at $90.4 million in FY 2025, with the state share going directly to the highway fund. Members asked about the state/town fee split, the five-year registration cycle dip, the distribution of registration revenue by vehicle weight category, and the impact of electric-vehicle surcharges; the department said the five-year dip is still occurring and will fade over time, and it would follow up on the weight-category breakdown. The presentation also noted that driver-license revenues have stabilized, inspection revenues remain steady, plea-by-mail revenue was added to the highway fund in FY 2024, and general fund revenues tied to the department are relatively small and have declined as some functions moved to OPLC. No votes or formal actions were taken.