Video & Transcript : 'Medicaid reform' :
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US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Thursday, June 5, 2025)
US Federal House Floor Meeting
Transcript Highlights:
- Programs<01:02:07.440><c> like</c><01:02:07.599><c> Medicaid</c><01:02:08.000><c> and</c><01:02:08.160
- ><c> SNAP</c><01:02:08.559><c> were</c> Programs like Medicaid and SNAP were Programs like Medicaid and
- </c> Referred to the Committee on Oversight and Government Reform and ordered printed.
- Referred to the Committee on Oversight and Government Reform and ordered printed.
- Reform and ordered printed.
Keywords:
small business lending company, SBLC, SBA lending, Small Business Administration, section 7 loans, small business loans, loan guarantee, lender cap, financial institutions, credit access, small business finance, nonprofit lenders, business lending, CEASE Act, House passage, Senate Small Business and Entrepreneurship Committee, sanctuary jurisdictions, office relocation, immigration policy, government operations
KY
Kentucky 2025 Regular Session
Interim Joint Committee on Health Services (7-30-25)
Transcript Highlights:
- It supports Medicaid providers, Medicaid MCOs' information sharing for claims and processing through
- </c> you know, we have our uh new Medicaid you know, we have our uh new Medicaid oversight<00:57:17.920
- Kentuckians are on the Medicaid program.
- . the the Medicaid complexity in there. the the Medicaid portion<01:03:25.359><c> of</c><01:03:25.440
- Medicaid to a marketplace plan. Medicaid to a marketplace plan.
Summary:
The Interim Joint Committee on Health Services met to approve the June 18 minutes and hear introductory remarks from new Cabinet Secretary for Health and Family Services Dr. Steven Stack and new Department for Public Health Commissioner Dr. John Langfeld. Both described their backgrounds and emphasized a shared focus on using health data to improve quality, coordination, and outcomes across Kentucky. They highlighted the Kentucky Health Information Exchange (KHI) as a central tool for connecting hospitals, labs, providers, public health systems, Medicaid, and other state and federal data sources, and said the system supports notifications, immunization records, surveillance, and care coordination. They also outlined priorities such as continued investment in KHI, stronger interoperability, privacy protections, and expanded analytic capacity to turn data into action.
Committee members then asked about COVID-19 vaccine recommendations and informed consent, particularly for pregnant women and children. Dr. Stack said informed consent should come through a licensed health care provider, that Kentucky did not mandate the COVID vaccine, and that the evidence still supports vaccination for high-risk groups, including pregnant women, citing professional medical guidance. A follow-up exchange focused on concerns about past vaccine policies and the need for patients to receive full information before making decisions.
Senator Heron asked how KIPRC/KIPR could be used to address firearm injuries. Dr. Langfeld said the key opportunity is to make data more real-time and usable for day-to-day response, while Dr. Stack said the department would continue its long-standing partnership with KIPRC and noted his view that gun violence is a public health emergency. He added, however, that because firearms are a deeply divided issue, the Department for Public Health’s current role is mainly to make data available for authorized research rather than to take a broader policy role. No votes or formal actions beyond approving the minutes were taken.
MN
Minnesota 2025-2026 Regular Session
Human services panel hears HF729 2/26/25
Minnesota House Floor Meeting
Transcript Highlights:
- just wanted to address a major issue that some of you who have been following the proposed cuts on Medicaid
- We need to advocate that Medicaid should be protected for those most vulnerable individuals, individuals
- We all, some of you who have been following the proposed cuts on Medicaid, that's a significant challenge
- We need to advocate that Medicaid should be protected for those most vulnerable individuals, individuals
- </c><00:14:43.399><c> or</c> would be the decrease of Medicaid or would be the decrease of Medicaid or
AR
Transcript Highlights:
- And then we're also adding an additional $100 million to Medicaid sustainability.
- So we've been spending the Medicaid trust fund.
- The Medicaid trust fund, the first report that I get every single week is what’s the balance in the Medicaid
- Medicaid trust fund.
- Well, I’m Medicaid. I’m Medicaid.”
Committee:
All JOINT BUDGET COMMITTEE
Summary:
The committee first considered revisions to the JBC rules, which staff said were all prompted by acts passed in the 2025 legislative session. The rules were adopted without objection. Members then received a balanced budget presentation from DFA Secretary Jim Hudson on the governor’s FY27 proposal, which he said was built around three priorities: limiting state government growth, continuing investments in education, and advancing income tax cuts. He highlighted major additions for education funding, EFA growth, pay plan costs, higher education productivity funding, drug task forces, corrections medical costs, the governor’s 1033 initiative, SNAP error-rate reduction, and Medicaid sustainability, while also explaining a new A/B funding category structure intended to prioritize recurring costs and preserve room for tax cuts.
Members questioned Hudson about the cost of income tax reductions, the constitutional balanced-budget requirement, education funding, the Educational Adequacy Fund, Medicaid trust fund balances, and the impact of federal changes on Medicaid and SNAP. Hudson said each tenth of a percent income tax cut would cost about $58 million, the budget remained balanced, public education would still receive historic increases, and the Medicaid trust fund would be monitored closely with additional set-asides proposed. He also said the FY27 SNAP administrative cost increase would be about $18 million. The committee then heard from the Division of Higher Education, which reported institutions were 2.61% more productive overall and that the budget recommendation followed the statutory productivity formula. Questions focused on why some institutions were receiving decreases or large increases, how the formula works, and how the new return-on-investment metric and committee composition would affect future funding.
The committee approved several higher education-related actions, including personnel changes for nine institutions and special language for North Arkansas College’s move into the University of Arkansas system. Staff then walked members through the higher education appropriation summary, explaining large percentage increases at several institutions were tied to federal funds or corrected carry-forward issues, including the U of A School of Mathematical, Sciences and the Arts, South Arkansas College, SAU Tech, ASU Mountain Home, and ASU Newport. Members also discussed UAPB’s 1890 extension program and the University of Arkansas Division of Agriculture’s land-grant matching funds; officials said UAPB’s recommendation was being aligned with actual spending and that the Division of Agriculture’s Smith-Lever and Hatch matches were included within its overall appropriation. The committee ultimately adopted the Higher Education Coordinating Board’s recommendations for all institutions and then moved on to the Department of Corrections section, with the chair outlining how the committee would proceed through those appropriations by section.
NH
Transcript Highlights:
- We've worked on the issue of the pending Medicaid issue and the pending Medicaid applications.
- We've worked on the issue of the pending Medicaid issue and the pending Medicaid applications.
- Um our facility took a 2.19% Medicaid Um our facility took a 2.19% Medicaid cut<00:54:21.119><c> on</
- We've worked on the issue of the pending Medicaid issue and the pending Medicaid applications.
- We've worked on the issue of the pending Medicaid issue and the pending Medicaid applications.
Committee:
Senate Finance
NY
Transcript Highlights:
- An act to amend the Social Services Law in relation to establishing mandatory minimum Medicaid coverage
- that's current practice, and it would expand inpatient coverage for mothers and children in the Medicaid
- the Social Services Law in relation to automatic enrollment and recertification simplification for Medicaid
- So this would be to create a quality pool specifically for Medicaid managed care plans.
- Medical Assistance Program funds by the Medicaid Inspector General.
Committee:
Senate Health
Summary:
The committee considered a series of health-related bills, many of which were described as repeat measures previously passed by the Senate. Topics included expanding telehealth coverage, increasing Department of Health oversight of correctional health services, improving transparency for managed long-term care plans, requiring written consent for psychotropic medications in nursing homes and adult care facilities, extending Medicaid inpatient coverage for childbirth, expanding abortion travel funding eligibility for active-duty military families, simplifying Medicaid enrollment and recertification, adding certified recovery peer advocates to standard coverage, strengthening protections against sexual misconduct by medical providers, covering medically tailored meals and nutrition therapy, regulating retail clinics, requiring nurse representation on hospital governing boards, creating a blood clot and pulmonary embolism work group, testing potable water in parks, setting PFAS drinking water standards, improving lead service line identification, creating a quality incentive program for Medicaid managed care, expanding concussion information requirements to additional youth sports, setting a residency requirement for funeral director licensure, and changing Medicaid Inspector General audit practices.
Most bills were briefly explained by sponsors or the chair, with limited debate. Several members asked clarifying questions on specific provisions, including the frequency of park water testing, how concussion information would be distributed, and details of the nurse representation requirement. The chair also noted pulling one correctional health bill from the agenda in favor of a more comprehensive measure, and one bill on correctional health was formally removed from consideration.
The committee voted on each remaining bill, generally with unanimous or near-unanimous support. Most measures were reported to either first reading or finance, while the bill on psychotropic medications was sent to aging. The correctional health bill that remained on the agenda was approved despite one opposition, and the bill on funeral director licensure was also advanced with one abstention. The meeting concluded after all listed bills were acted on.
ID
Transcript Highlights:
- Health and welfare, that includes Medicaid, at 7.7%.
- I think everybody's aware on this committee about Medicaid expansion.
- Health and welfare, that includes Medicaid at 7.7%.
- I think everybody's aware on this committee about Medicaid expansion. changes.
- I think everybody's aware on this committee about Medicaid expansion.
Committee:
House Revenue and Taxation
MN
Minnesota 2025-2026 Regular Session
Judiciary Committee Meeting - 2025-04-02
Judiciary Finance and Civil Law
Transcript Highlights:
- Attorney General Ellison's Medicaid Fraud Control Unit already has done great work catching people who
- First, it expands the office's subpoena power when it comes to investigating Medicaid fraud.
- In contrast, 89% of the funds that go out the door are in the form of Medicaid.
- They determine the Medicaid fraud control unit size based on the size of our state Medicaid budget, which
- Now, based on the size of our state Medicaid budget, it's 41.
Committee:
House Judiciary Finance and Civil Law
MO
Missouri 2026 Regular Session
2026 Legislative Session - Day Sixty Four - Wednesday, May 6
Missouri House Floor Meeting
Transcript Highlights:
- There is Medicaid in both of these bills.
- to mention that there is Medicaid in House Bill 10 as well.
- Again, there’s a lot of Medicaid and IT-type programs in here.
- But of that, and a lot's been said about Medicaid, of all the Department of Social Services does, Medicaid
- But of that, and a lot's been said about Medicaid, of all the Department of Social Services does, Medicaid
Summary:
The House convened with prayer, approved the House Journal by a 107-1 vote, and then spent much of the day on introductions of guests, family members, interns, and public servants. Members recognized visitors including family of legislators, a park ranger honored for life-saving work, substance-use treatment advocates, nonprofit and apprenticeship program representatives, students, and staff. The chamber also received committee reports and Senate messages, including a conference committee appointment on House Bill 2818 and fiscal review reports recommending passage of Senate Bill 1020 and Senate Bill 1062.
The main floor action centered on the state budget, especially House Bill 2 on public education. The budget chair explained the conference report as providing $8.4 billion for K-12 and the Office of Childhood, with disputes over funding sources and the foundation formula. Several members argued the bill underfunded schools by about $190 million and objected to using blind pension and projected ARPA/lottery-related funds; others defended the budget as record-level funding and emphasized that the total education dollars were unchanged, only the funding mix differed. A substitute motion to reject the conference report and send the bill back to conference failed 62-89, and the conference report on House Bill 2 was then adopted 83-68; the bill was third read and passed 83-68.
The House then adopted and passed House Bill 3 on higher education, after debate over a proposed performance-based funding model and language directing the department to develop a new formula by the end of the year. Members generally supported keeping funding flat this year while studying a longer-term model. House Bill 4, covering Revenue and Transportation, was adopted 128-21 and passed 127-27, with discussion of rural roads funding and transportation investments. The House also took up House Bill 5 on the Office of Administration and IT consolidation/accountability, with the sponsor describing it as the central state-government operations bill; debate on that measure began before the transcript ended.
NM
New Mexico 2025 Regular Session
IC - Legislative Health and Human Services Jun 27th, 2025
Legislative Health & Human Services Committee
Transcript Highlights:
- Authority in the audience, the most amazing team of people I know, uh, including staff from our Medicaid
- They might also qualify for Medicaid. They might also qualify for SNAP.
- We've get get this question quite often with the Medicaid reimbursement increases.
- Does that happen anywhere in the state as far as with what you guys deal with and or with Medicaid?
- Uh, they have to file quarterly with Centers for Medicaid on their expenditures.
KY
Kentucky 2025 Regular Session
Budget Review Subcommittee on Health and Family Service (8-20-25)
Transcript Highlights:
- It's about 1.6% of the Medicaid population. And it's about 13% of the entire Medicaid budget.
- I mean, oh, by the way, these were all Medicaid patients. So, the Medicaid system saved the money.
- </c> state of Kentucky, the the Medicaid state of Kentucky, the the Medicaid I<00:25:02.400><c> mean,
- So, the Medicaid Medicaid patients.
- </c> Medicaid program to fund other services. Medicaid program to fund other services.
Summary:
The Budget Review Subcommittee on Health and Family Services met in person, approved the July 15 minutes, and heard a presentation from Dr. Matthew Holder and Dr. Henry Hood of the Lee Specialty Clinic in Louisville. The clinic serves people with complex intellectual and developmental disabilities through a transdisciplinary model that combines medical, dental, behavioral, psychiatric, therapy, and other services under one roof. The presenters argued that this population is large-cost but small in number, often receives little provider training, and is vulnerable to diagnostic overshadowing, overmedication, and missed medical or dental problems.
The clinic reported that in Tennessee, payer data showed average costs of about $5,200 per member per month before clinic involvement, with a 44% reduction in overall health care spending after patients were seen, including lower emergency room use, inpatient admissions, and prescription use. They said those savings were measured by the payer, not the clinic, and that the savings accrued to Medicaid or managed care payers rather than the clinic itself. They also shared a case example of a patient who had been placed on hospice but improved after diagnosis and treatment at the clinic. Patient and parent satisfaction were described as very high, generally above 95%.
The clinic asked for roughly $5 million to expand into Northern Kentucky, estimating 500 to 700 patients would use the new site and projecting annual savings of about $13 million to $19 million once mature. Members asked about the budget, startup and operating costs, where the savings go, and whether the clinic had considered taking full risk or another value-based model. Senator Meredith and others encouraged the clinic to explore an accountable care or risk-based arrangement, while the presenters said they were open to that discussion but had not pursued it yet. The exchange ended with follow-up questions about the clinic’s overall budget structure and public-private funding mix.
WA
Washington 2025-2026 Regular Session
Senate Health & Long-Term Care Jan 15th, 2026 at 08:00 am
Health & Long-Term Care
Transcript Highlights:
- We have the Medicaid data from the state, as well as commercial data.
- Medicaid is similar. It's a different population.
- You can look at it from the Medicaid side as well.
- Little healthier population now from the Medicaid side for Douglas County. Okay.
- And the Medicaid looks much more even. So it's a more even population.
Committee:
Senate Health & Long-Term Care
WV
West Virginia 2026 Regular Session
WV Senate Health and Human Resources Committee in Session Mar 10th, 2026 at 01:10 pm
Health and Human Resources
Transcript Highlights:
- I am a Medicaid personal care provider.
- With Medicaid waiver, as he said, the comment was, well, there's no certificate of need, and you can
- have any provider for Medicaid waiver, and that's true.
- But Medicaid waiver is also a slot-based system, so there are only so many spaces in the state for that
- Medicaid personal care is an entitlement program.
Committee:
Senate Health and Human Resources
OK
Oklahoma 2026 Regular Session
Health and Human Services 2ND REVISED Feb 16th, 2026
Health and Human Services
Transcript Highlights:
- One, to really align it with what we currently have in our state Medicaid program, which is the E-Ease
- One, to really align it with what we currently have in our state Medicaid program, which is the EPSTD
- So will every one of these tests be paid for by Medicaid? Thank you for the question.
- That would only apply to the Medicaid portion of the population.
- Why could we not let them do it instead of put a burden on our Medicaid system?
Bills:
SB1421 , SB1427 , SB1484 , SB1503 , SB1553 , SB1557 , SB1564 , SB1566 , SB1567 , SB1591 , SB1642 , SB1794 , SB1837 , SB2044
Committee:
Senate Health and Human Services
Summary:
The Senate Health and Human Services Committee heard and advanced a series of health-related bills. Senate Bill 1503 would allow a digital abortion-related service provider to participate in the Choosing Childbirth grant program without requiring a brick-and-mortar Oklahoma presence; it passed 10-2. Senate Bill 1553, dealing with appeals reviewed by psychologists, passed unanimously. Senate Bill 1427, as amended, would add antibody screening for type 1 diabetes with parental consent and Medicaid reimbursement for the Medicaid population; it passed 9-3. Senate Bill 1642, allowing physicians to prescribe opioids in divided quantities during the initial seven-day period, passed unanimously. Senate Bill 1421, requiring non-physical intervention training for direct-care staff and volunteers in certain mental health facilities, also passed unanimously.
The committee also approved several behavioral health and rural care measures. Senate Bill 1837 would ask the Oklahoma Health Care Authority to seek a federal exemption so rural providers of home- and community-based services can also provide case management and person-centered planning; it passed 12-0. Senate Bill 1566, aimed at expanding access to autism diagnosis and ABA therapy by broadening who may diagnose ASD and allowing telemedical supervision of behavioral techs, passed 9-3 with title off due to fiscal concerns. Senate Bill 1567, a cleanup bill for APRN prescriptive authority and medical board fee language, passed 9-3. Senate Bill 1794 would create a statewide behavioral health vacancy registry to help place people in crisis more quickly; it passed 11-1 with title off after fiscal concerns were raised.
Later, the committee approved Senate Bill 1484, requiring medical examiner investigations of SIDS and sudden unexpected infant deaths to include review of immunization and medical records and adding parental notification/consent provisions unless a crime is suspected; it passed 12-0. Senate Bill 1557, transferring ABA therapist licensing duties from DHS to a licensing board, passed after an amendment shifting the board involved. Senate Bill 1564, requiring a standardized billing code and reimbursement rate for certain dental surgeries under general anesthesia, passed 11-1 with title off because of a $1.9 million fiscal note. Finally, Senate Bill 1591, as amended, would cap THC in medical marijuana edibles at 10 mg per edible and 100 mg per package to reduce child poisonings; it passed 10-2. Several bills were amended during discussion, and multiple members noted fiscal concerns, parental consent, and access-to-care issues throughout the meeting.
MS
Transcript Highlights:
- This bill will basically allow a border hospital to take and treat Medicaid payments or Medicaid patients
- forward for the purpose of addressing income verification for programs with DHS and would also be Medicaid
- forward for the purpose of addressing income verification for programs with DHS and would also be Medicaid
- :12.240><c> to</c> and this probably will trickle down to and this probably will trickle down to Medicaid
- Um but it's primarily Medicaid as well.
Committee:
Joint Medicaid
ID
Transcript Highlights:
- Up next on the agenda is House Bill 759, Medicaid provider payments.
- ...on the Medicaid budget?
- These workers are paid by programs that are funded by Medicaid.
- These workers are paid by programs that are funded by Medicaid and are paid about 16 bucks an hour.
- Medicaid services kind of worked the same way.
Committee:
House Health and Welfare
KY
Kentucky 2026 Regular Session
House Legislative Session Day 21 (2-5-26)
Kentucky House Floor Meeting
Transcript Highlights:
- will spend an additional $17 million annually. with the Department of Medicaid.
- Um, I'm with the Department of Medicaid.
- And as somebody who Medicaid recipients.
- </c><00:34:56.879><c> So,</c> Medicaid provider for that family.
- So, Medicaid provider for that family.
OK
Oklahoma 2026 Regular Session
Health and Human Services REVISED Mar 2nd, 2026
Health and Human Services
Transcript Highlights:
- the State Department of Health system of vital statistics when verifying eligibility to receive Medicaid
- If the death of an applicant is confirmed, the authority shall deny the applicant Medicaid funding.
- in a State Department of Health System of vital statistics when verifying eligibility to receive Medicaid
- program beginning no later than January 1, 27. are rolled in the state Medicaid program beginning no
- Once the person has died, they remain on the Medicare or Medicaid rolls. Thank you, Mr. Chair.
Bills:
SB1328 , SB1380 , SB1436 , SB1558 , SB1572 , SB1651 , SB1805 , SB1831 , SB1836 , SB2014 , SB2023 , SB2044 , SB2179 , SB933
Committee:
Senate Health and Human Services
Summary:
The Health and Human Services Committee met to consider a series of Senate bills, beginning with SB 2014, which would allow ivermectin to be sold over the counter with FDA approval. After questions about whether a prescription would still be required and how FDA guidance would affect the law, the bill passed 9-3. SB 1805, as amended, barred detention and youth facilities from using temporary agencies or contracting organizations for staffing; the author said the change was intended to address transparency and records issues in a related lawsuit. That bill passed 12-0. SB 2044, also amended, clarified chiropractic-related language regarding serum and multiple vitamins; members discussed whether the bill changed scope of practice, and it passed 10-2.
The committee then approved SB 1836, which requires a board-approved mental health screener during routine annual primary care visits. The author said it was meant to normalize mental health screening and noted an updated fiscal impact estimate of $284,000 to $560,000; some members raised concerns about mandates and cost, but the bill passed 8-4. SB 1380 would require the Oklahoma Health Care Authority to verify Medicaid eligibility against death records and conduct monthly death-record checks for enrollees; after questions about current practice, costs, and recoupment from deceased enrollees, the author requested title be stricken, and the bill passed 10-2. SB 2179, dealing with not-guilty-by-reason-of-mental-illness cases, adds staff accompaniment for therapeutic visits, requires structured violence-risk assessments before discharge or conditional release, and adds drug screening when substance-use monitoring is ordered; Department of Mental Health staff testified about treatment planning and monitoring, and the bill passed 11-1.
Later, the committee passed SB 1436, which requires families to be informed of their right to certification after fetal death or miscarriage, and SB 1558, which clarifies that older youth in OJA custody may be placed in Level E group homes. SB 933, the “Right to Try for Individualized Treatment Act,” passed 11-0 and would allow certain terminally ill patients to seek individualized investigational treatments after informed consent. SB 1651, an Oklahoma Medical Board cleanup bill covering several licensed professions, also passed 11-0. Finally, SB 1328 modernizes parental access to minor medical records with safeguards for abuse situations, and SB 1572 removes the DHS and OJA directors from the OCCY board; both passed 11-0. The committee adjourned after noting a possible interim meeting for a Tier 1 nomination.
CO
Colorado 2026 Regular Session
Colorado House 2026 Legislative Day 086 Part 2 Apr 10th, 2026
Colorado House Floor Meeting
Transcript Highlights:
- Medicaid Reimbursements, $6452,976.
- </c><04:41:29.840><c> funded</c> state department Medicaid funded state department Medicaid funded programs
- Medicaid Management Information System. Maintenance and projects.
- Medicaid programs; adult comprehensive services.
- </c><05:31:51.680><c> programs</c> 4 5 AI CRS 13 2 Medicaid programs 4 5 AI CRS 13 2 Medicaid programs
AR
Transcript Highlights:
- This is a Medicaid eligibility rule. It does a few things.
- So it includes the implementation of doulas in Medicaid.
- D is an amendment to the Arkansas Medicaid state plan concerning our PACE programs.
- we would any other Medicaid provider.
- And they've done an amazing job with our patients, and they have for years that are on Medicaid.
Committee:
All ALC-ADMINISTRATIVE RULES
Summary:
The Administrative Rules Subcommittee met to review a large slate of agency rules and reports. Early agenda items included filing reports from ALC subcommittees and approving quarterly administrative directives, with no new directives from Corrections or the Post-Prison Transfer Board. The committee also noted that RDOT utility accommodations rules and one solid waste district rule had been pulled at the agencies’ request.
Most agency rules were reviewed and approved without objection, including rules from the Department of Transportation on oversized/overweight vehicle permits and automatic license plate readers, the Insurance Department on vision plan coverage, the Department of Education on course choice, restroom access for athletic personnel, and school district consolidation/detachment, and several Department of Health and DHS rules covering controlled substances, acupuncture, physician assistant delegation, personal care, Medicaid eligibility, continuous glucose monitors, maternal health services, PACE, EVV, substance use disorder treatment, and hospital reimbursement. The committee also approved rules from Labor and Licensing, Parks, Heritage, and Tourism, Shared Administrative Services, the 529 Plan Review Committee, and the Treasurer’s Office, and it voted to continue the Office of Early Childhood’s rules and to accept outstanding rulemaking responses from several agencies.
Two items drew notable discussion. The committee held the DHS hospital reimbursement rule for further review after concerns were raised about whether acute hospitals, especially Children’s Hospital, could legally and economically provide the newly reimbursable lower level of care; the committee first voted to hold it, then expunged that vote and instead held the item until the next day’s full ALC meeting for further discussion. The committee also denied the Arkansas Towing and Recovery Board rule after a motion that it did not match legislative intent, with concerns focused on proof of insurance and vague language about future financial responsibility. All other reviewed rules were approved.