Video & Transcript Research : 'Texas Insurance Code'
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US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Friday, June 27, 2025)
US Federal House Floor Meeting
Transcript Highlights:
- Green is recognized for 60 Texas, Mr.
- Houston, Texas, has embraced it. Many other places have.
- Wish him safe um my friend from Texas.
- giving it to hospitals and insurance giving it to hospitals and insurance companies.<02:30:18.800
- Crop insurance is important. All the Crop insurance is important.
LA
Transcript Highlights:
- But kind of like when auto insurance and further crises that we've seen in insurance, we have boards,
- Texas isn't trying to set drug prices. Texas has no appetite for price controls.
- has stopped doing business with the state of Texas or has withdrawn from the state of Texas.
- , whether it's auto insurance, home insurance, or medical insurance, which is the driving factor in our
- medical insurance premiums as we sit today. ...driving factor in our medical insurance premiums as we
Summary:
The House Insurance Committee met on April 29 with a quorum present and took up several insurance and health care-related bills. SB 192, a dental reimbursement bill, was amended to allow dentists to opt in electronically to credit-card payment methods and to clarify applicability and effective date; it was reported as amended. SB 84 would require prostate cancer screening coverage for men over 40 under current clinical guidelines and prohibit cost-sharing; supporters from the American Cancer Society said Louisiana has a high incidence of prostate cancer and that out-of-pocket costs deter early screening. The committee adopted amendments and reported the bill as amended. SB 275, dealing with reimbursement and network participation for certified registered nurse anesthetists, drew support from nursing and hospital groups and was reported favorably. SB 169, a cleanup bill on biomarker testing, was also amended and reported.
The committee spent substantial time on SB 401, which creates a temporary prescription drug affordability board to review pricing data on selected drugs and report findings to the legislature. Supporters said the board would improve transparency and help lawmakers understand drug pricing trends; opponents raised concerns about confidentiality, market effects, and the lack of a defined policy outcome beyond reporting. Amendments narrowed the scope, added confidentiality protections, and removed opposition cards, and the bill was reported as amended. SB 387, a major PBM reform bill tied to SB 401, would change PBM compensation, rebate handling, formulary practices, audits, and appeals, while excluding ERISA plans after discussion and amendment. Supporters argued it would curb spread pricing and other practices that raise costs, while opponents from the Pelican Institute and PCMA warned it would interfere with private contracts, reduce flexibility, and could raise premiums or disrupt city, school board, and small-group plans. After extensive debate and a roll call, SB 387 was reported with amendments by a 10-4 vote.
The committee also considered SB 241, which requires certain insurance adjusters and public adjusters to include license numbers in written communications. After amendments limiting the requirement to individual licenses and removing one statutory reference, the bill was reported as amended. Throughout the meeting, members and witnesses repeatedly discussed the need for transparency in drug pricing and PBM practices, the role of ERISA and non-ERISA plans, and potential impacts on public employers and consumers.
WA
Washington 2025-2026 Regular Session
Senate Business, Financial Services & Trade Dec 4th, 2025
Transcript Highlights:
- Or, also commonly, it uses a QR code.
- They have requirements like maintenance requirements and insurance clauses, et cetera.
- We have a test and launch site out in West Texas.
- we do all of our vertical integration for our New Shepard launch vehicle, which launches from West Texas
- We are competing with states like Colorado, Texas, Florida, and California.
Summary:
The committee first heard a work session on cryptocurrency kiosks from the Department of Financial Institutions and Spokane City Councilmember Paul Dillon. DFI described crypto kiosks as licensed money transmission terminals that allow cash purchases of virtual currency, and said the main concern is fraud: scammers often pressure victims, especially older adults, to deposit cash into kiosks and send it to wallets controlled by organized crime. DFI cited a sharp increase in kiosk volume, nationwide fraud complaints and losses, and said Washington currently has licensing and disclosure rules but lacks transaction and fee limits. The department said it is seeking stronger disclosures, a $1,000 daily transaction limit, and a fee cap. Spokane described its unanimous ordinance banning new kiosks and removing existing ones after local scam reports, and members asked about how the machines work, whether the fraud is in the hardware or the transaction, and whether stronger warnings or screening could help.
The committee then reviewed home equity sharing agreements, or CHISAs, based on a report by Mariana Amaram and testimony from DFI and industry representatives. The report found that CHISAs provide homeowners a lump sum in exchange for a share of future home value or appreciation, with no monthly payments, but that consumers often struggle to understand the products and settlement calculations. The report said the market has grown quickly in Washington, that costs can be hard to predict, and that early uncapped contracts could produce very high settlement amounts, especially during periods of rising home prices. DFI said it views these products as mortgage loans and is moving forward with rulemaking, including counseling and clearer disclosures, while industry witnesses said the products are equity-based rather than debt-based and asked for tailored regulation. Members discussed the need for better consumer education, clearer payoff schedules, and whether the products should be treated as mortgages or a separate category.
The final panel focused on Washington’s space economy, with presentations from Amazon Leo, Blue Origin, Stoke Space, Space Northwest, and Green River College. Speakers highlighted major in-state investments in satellite manufacturing, launch systems, and workforce training, including Amazon Leo’s Redmond and Kirkland facilities, Blue Origin’s Kent headquarters, and Stoke Space’s Kent manufacturing and Moses Lake test site. Space Northwest presented data showing the sector’s growing economic footprint, high-wage jobs, and regional clusters in Kent and Redmond, and urged more workforce programs, incentives, infrastructure support, and a state space commission. The companies emphasized local hiring, apprenticeship and certification programs, and the role of Washington’s aerospace supply chain in supporting the broader space industry. No votes were taken during the transcript excerpt.
OK
Oklahoma 2026 Regular Session
Technology and Telecommunications REVISED Feb 19th, 2026 at 10:00 am
Technology and Telecommunications
Transcript Highlights:
- University of Michigan and Texas A&M are two that do this very well.
- Some of the best engineers in the world said that they had handed over most of their coding work to AI
- That would be something like you interact with on the telephone when you call your bank or your insurance
Keywords:
security breach, data breach, cybersecurity, breach notification, privacy, consumer protection, class action, civil liability, Attorney General, district attorney, financial institution, banking regulator, data security, reasonable safeguards, breach notice, Oklahoma Consumer Protection Act, artificial intelligence, AI, generative AI, chatbot
AL
Transcript Highlights:
- Building codes. Representative Libum, thank you, Mr. Speaker.
- It does increase the span of the code update from 3 to 6 years.
- In the major revision that we did, we separated the code sections. ...we separated the code sections
- Oh, well, those code sections are listed in the revised adoption code. Did you get a copy of this?
- We’re going to have people losing their health insurance. So I ask us to just be... ...insurance.
TX
Texas 89th 2nd C.S.
S/C on Academic & Career-Oriented Education Mar 27th, 2025
S/C on Academic & Career-Oriented Education
Transcript Highlights:
- The data is clear, 90% of Texas high school students graduate and 62% of Texas jobs require some sort
- Uh, this is a completely separate portion of the Texas education code. So the answer is no.
- There are separate sections of Texas education code.
- So this would establish Texas Education Code Chapter 30B.
- competitive Texas.
Bills:
HB117
NM
New Mexico 2026 Regular Session
Senate Chamber Feb 13th, 2026 at 11:25 am
New Mexico Senate Floor Meeting
Transcript Highlights:
- They have to have liability insurance.
- I will have to say that we will maintain the same dress code for tomorrow.
- For Sunday, jeans will be permitted for a relaxed dress code.
- But for tomorrow, the dress code still remains as usual.
- Dress code, but for tomorrow, the dress code still remains as usual.
TX
Transcript Highlights:
- They want to expand their Texas presence and has chosen North Texas.
- Right now, Alpine is specifically restricted by a section of the Texas Tax Code that requires them to
- Under the current law in Subchapter C of Chapter 31 of the tax code, 66 Texas cities are authorized to
- This bill would add the City of Monahans to Section 351.0066(a) of the Texas Tax Code.
- tax code.
Summary:
The committee heard a long series of bills, most of them expanding or adjusting hotel occupancy tax or qualified hotel project authority for specific local governments. Measures discussed included HB 2404 for Childress County; HB 3066 for Allen’s Kalahari resort project; HB 4682 for Plano; HB 4683 for Anna; HB 3076 creating a project finance zone in Frisco; HB 3567 for Wichita County; HB 3715 for McAllen; HB 1039 for Alpine; HB 3182 for Burleson; HB 4926 for Grimes County; HB 4222 for Victoria County; HB 3377 for Katy; HB 4659 for Addison; HB 3241 for Georgetown; HB 4098 for Taylor; HB 3178 for Kerr County; HB 3179 for Mason County; HB 2289 for New Braunfels; HB 4412 for Kermit; HB 5165 for Monahans; HB 3500 for Bastrop; and HB 3169 for Carrollton. In each case, authors and local officials described tourism, convention, hotel, airport, or mixed-use development needs and argued the bills would help attract visitors, investment, and jobs. One non-hotel-tax bill, HB 4226, would exempt Texas food banks from sales tax on vehicle purchases and rentals, with testimony emphasizing the scale of food bank operations and the savings’ impact on meal delivery and disaster response.
Testimony was generally supportive from city officials, economic development representatives, and industry groups such as the Texas Hotel and Lodging Association. Several witnesses described major private projects, including Kalahari in Allen, a proposed hotel and conference center in Addison, a mixed-use project in Georgetown, and a large development tied to Samsung growth in Taylor. For HB 4226, food bank representatives said the bill would help them purchase refrigerated trucks and other delivery vehicles, while an opponent questioned the fiscal note and the scope of the exemption. HB 4926 drew opposition from Camp Allen, whose representative argued a new county hotel tax would raise costs for guests and could hurt the retreat center’s operations. HB 3178 also drew an objection from a Kerr County resident who argued the tax would grow county government and pointed to event center losses, though the author said the revenue would support tourism-related county uses.
The committee took no final votes on the bills in this transcript. After each bill was laid out and testimony concluded, the chair repeatedly asked whether there was objection to leaving the bill pending; in each instance, no objection was heard, and the bills were left pending. Several committee substitutes were offered and then withdrawn or noted as conforming drafts, but no bill was reported out or otherwise acted on beyond being left pending.
TX
Transcript Highlights:
- We have the date and time: June 12th, 2025, at 9:16 AM, Texas.
- Government Code.
- We are pursuant to Sections 551. ...0.002 and 571.139B of the Texas Government Code.
- 2001.056 of the Government Code.
- We admit Texas Ethics Commission exhibits 1 through 9.
OK
Oklahoma 2026 Regular Session
Criminal Judiciary REVISION 2: SB1379 - Removed Mar 31st, 2026 at 03:00 pm
Criminal Judiciary
Bills:
SB137, SB1216, SB1226, SB1238, SB1255, SB1256, SB1258, SB1325, SB1460, SB1543, SB1730, SB1733, SB1921
Keywords:
electronic monitoring, Department of Corrections, criminal justice, rehabilitation, public safety, SB 1216, drug court, drug courts, Oklahoma drug court, eligibility, substance abuse treatment, addiction, diversion program, criminal justice reform, probation violation, revocation, intermediate revocation facility, plea agreement, speedy trial waiver, preliminary hearing waiver
LA
Keywords:
transfer on death, TOD, beneficiary designation, investment accounts, brokerage accounts, securities, nonprobate transfer, estate planning, succession, probate, community property, forced heirship, financial advisor, broker-dealer, custodian, transfer agent, banking, wealth transfer, inheritance, Louisiana Revised Statutes
OK
Oklahoma 2026 Regular Session
Banking, Financial Services and Pensions Feb 10th, 2026 at 03:00 pm
Banking, Financial Services and Pensions
Transcript Highlights:
- And I'm pretty unfamiliar with this except on the insurance side.
Keywords:
credit card transactions, payment methods, service charge, consumer rights, financial regulation, public finance, pension, pension fund, retirement system, board of trustees, proxy voting, proxy proposal, shareholder vote, shareholder activism, fiduciary duty, pecuniary factors, nonpecuniary factors, ESG, environmental social governance, social goals
AL
Alabama 2026 Regular Session
Alabama Senate Education Policy Committee Feb 4th, 2026
Education Policy
Transcript Highlights:
- before we move to the next bill, real quick, we're kind of up against time here with banking and insurance
- ><00:32:25.919>
a <00:32:26.159>banking We are up against the clock on banking and insurance - We're up against the clock on the Banking and Insurance Committee meeting.
Keywords:
military installations, tall structures, local government, construction approval, wind energy facilities, tobacco regulation, vaping, sales restrictions, youth protection, tobacco compliance, public health, education programs, electronic nicotine delivery systems, judicial compensation, salary adjustments, district attorneys, Judges, local officials, computer science, education reform
AR
Arkansas 2026 Regular Session
ALC-HOSPITAL, MEDICAID, & DEVELOPMENTAL DISABILITIES STUDY SUBCOMMITTEE Mar 16th, 2026
ALC-HOSPITAL, MEDICAID, & DEVELOPMENTAL DISABILITIES STUDY SUBCOMMITTEE
Transcript Highlights:
- Thank you. ...patient costs $10,000, then we're losing $1,200 every patient, and yet in Texas, Texas
- So we understand the cost of providing insurance for our employees too.
- Excuse me, of Texas, it was more than double.
- Excuse me, of Texas, it was more than double.
- get their insurance, quote unquote, from that hospital.
CA
California 2025-2026 Regular Session
Assembly Floor Session (Part 2 of September 12, 2025 Legislative day)
California House Floor Meeting
Transcript Highlights:
- It is dying out, and the refineries and facilities are closing not just in California, but in Texas and
- Tony Aiton taught us that your zip code is more important than your genetic code, that the communities
- Why are you having to refill that wildfire fund insurance policy again?
- As such, this bill is now a giant firearm code cleanup bill, and it was a support...
- Assembly Bill 870 by Assembly Member Hadwick and relating to insurance services.
Summary:
The chamber reconvened after a late-night session and first adopted the consent calendar, including ACR 107 on the Diablo Range, by a 48-0 vote. Members then took up several Senate bills and Assembly measures, with repeated remarks about the long hours and the need to respect staff and keep proceedings moving. A vote change was also announced for Assembly Member Patel on SB 414, changing from aye to not voting.
The main policy debate centered on energy, climate, and affordability. SB 237, dealing with oil and gas policy, refinery closures, pipeline safety, Kern County permitting, gasoline blend flexibility, and regional fuel coordination, drew strong support from members who framed it as a managed transition to stabilize fuel supply and protect jobs, and strong opposition from members who called it a giveaway to oil interests and a setback for climate goals. The bill passed 59-0. SB 254, an energy affordability and wildfire package, included wildfire mitigation financing, a successor wildfire fund, transmission cost reductions, clean energy permitting changes, and energization timelines; members raised some concerns about local control, but the bill passed 58-0. SB 840 and AB 1207 advanced the cap-and-invest reauthorization package, with supporters emphasizing emissions reductions, housing, transit, wildfire prevention, and community air programs, while opponents argued it would raise costs and function as a tax-and-spend scheme. SB 840 passed 54-15 and AB 1207 passed 55-10, both with urgency and immediate transmittal.
Members also approved SB 352, which makes the Bureau of Environmental Justice permanent and requires air quality monitoring and reporting on AB 617 implementation, by 43-19. AB 825, authorizing California to help establish a Westwide electricity market, was presented as a way to lower bills, improve reliability, and reduce emissions; it passed 67-2 and was sent to the Governor. Additional actions included concurrence in Senate amendments to AB 8 on cannabinoids and AB 383 on firearms cleanup, and the chamber began consideration of AB 764 on wildlife as the transcript ended.
FL
Florida 2025 Regular Session
Children, Families, and Elder Affairs Mar 12th, 2025
Transcript Highlights:
- There is a delete all if we could go to the delete all we shall we will take up Amendment bar code 3,
- It's a least language related to insurance of large family homes, excuse me, a large family day care
- >> The the current bill prohibits the cancellation denial on on rim, new of residential property insurance
- The mother took tonight to get medical care and use the biological mother, private medical insurance
- Texas and Arkansas have recently passed similar laws.
LA
Transcript Highlights:
- It indeed does include insurance. That's why the file is so large.
- It says that you don't accept Medicare, Medicaid, private insurance?
- And so then it asks me to put in a six-digit code. I put in my six-digit code and it goes through.
- Code 300AA, Section 26, requires that a parent be given— 42 U.S.
- That's some things in Children's Code.
Bills:
SB57, SB405, HB62, HB193, HB203, HB222, HB246, HB420, HB475, HB486, HB574, HB584, HB815, HB949, HB1092, HB1214
Keywords:
SB 57, Act 735, Act 463, nutrition, public health, food additives, artificial colors, banned chemicals, ingredient labeling, food labeling, FDA, food and beverage regulation, consumer disclosure, school nutrition, Louisiana Revised Statutes Title 40, Louisiana Revised Statutes Title 17, food manufacturers, food retailers, compliance, effective date delay
TX
Texas 89th Regular
Texas Ethics Commission Mar 11th, 2025 at 09:00 am
Transcript Highlights:
- The Texas Ethics Commission will now hold an executive session. 2025 at 9:07 a.m., the Texas Ethics Commission
- Code.
- The Texas Commission now reconvenes in open session.
- However, Texas Government Code Section 571.096 mandates that, quote, the Commission shall rely on opinions
- and also violated the Education Code.
Summary:
The Texas Ethics Commission met on March 11, 2025, first in executive session and then in open session. The chair announced that, in light of Texas Attorney General Opinion KP-484, the commission would conform its practices to the opinion and move to repeal tolling rules for sworn-complaint deadlines. The chair also said the commission would dismiss 36 pending sworn-complaint cases in which the 120-day settlement deadline had been exceeded, even though the delay had been tolled under prior TEC rules. The commission then set future meeting dates for June 12 and September 17 and approved prior meeting minutes.
The commission adopted a new criminal-referral rule clarifying that, once jurisdiction over a complaint is accepted, commissioners may vote to make a criminal referral. It also adopted revised advisory-opinion rules, with a clarifying amendment from a commenter, and republished proposed changes to the definition of “principal purpose” for political committees after staff recommended a 49 percent political-activity threshold and further public input. The commission published for comment proposed changes to ethics training rules, facial-compliance review procedures, late-filing waiver and reduction rules, and sworn-complaint procedures, including tighter discovery limits, a default-order set-aside process, and removal of tolling language inconsistent with KP-484. It also republished Chapter 28 rules on Speaker-candidate reporting.
The commission adopted several advisory opinions. It declined to give an affirmative defense on whether certain school-district communications were political advertising because related litigation had already addressed the issue. It reaffirmed that a House member may use donated district-office space if it is not reimbursable with public funds and was accepted before the contribution moratorium. It also concluded that a judge may use political funds for travel to a Navy-hosted event as a local dignitary, that legislators’ use of a corporate aircraft for a border-region fact-finding trip could be permissible but would likely trigger reporting obligations, that a TCEQ commissioner’s revolving-door restrictions apply only to matters actually placed before the commissioner, and that a part-time legislative staffer may not take outside employment assisting a registered lobbyist. The commission then heard and acted on numerous fine-waiver appeals, granting several full waivers or reductions and approving staff recommendations on others, and terminated a number of inactive campaign treasurer appointments. Finally, the executive director briefed the commission on the 2025 legislative session, noting that staffing requests are tied to Sunset recommendations and that the House had preliminarily recommended about half of the commission’s appropriations requests.
TX
Texas 89th 2nd C.S.
S/C on Disease Prevention & Women's & Children's Health Apr 24th, 2025
S/C on Disease Prevention & Women's & Children's Health
Transcript Highlights:
- HB 2140 would add two new seats to the current composition of the Texas Maternal Mortality and Morbidity
- Do you, do you know how this compares to commercial insurance in terms of coverage? I don't.
- I'm speaking on behalf of myself and of the, and on behalf of the Texas Medical Association.
- Yes, in Texas in 2020, the Texas, the, the rate found that maternal deaths for black women was 27.7 per
- Yes, some could be like insurance.
TX
Transcript Highlights:
- Under the Texas Education Code, superintendents must report romantic, Under the Texas Education Code,
- I'm frankly appalled that it's not already part of our Texas code.
- As Shannon said, when you... ...Texas code.
- Although the Texas Education Code requires school districts to adopt policies relating to cyberbullying
- Although the Texas Education Code requires school districts to adopt policies relating to cyberbullying
Summary:
The Senate Education K-16 Committee heard several bills focused on school finance, transparency, student safety, and educator misconduct. SB 843 by Senator Kolkhorst would create a centralized TEA database for school bond elections, tax rates, and project details; supporters said it would improve transparency for taxpayers, while members discussed the fiscal note and suggested adding charter schools. SB 1224 by Senator Sparks would require superintendents to report alleged romantic, sexual, or abusive conduct between staff and students directly to law enforcement within 48 hours, with penalties for failure to report; testimony from advocates and survivors strongly supported the bill and urged that it also apply to private and charter schools. SB 747 by Senator Paxton on behalf of Senator King would require school district policies addressing AI-generated sexually explicit images of minors as cyberbullying and direct the School Safety Center to develop guidance; the committee heard emotional testimony from a student victim and discussed school authority to discipline off-campus conduct and the role of cell phones.
The committee also heard SB 1636 by Senator Hinojosa, which would limit use of interest and sinking tax revenues to debt service for voter-approved capital projects and not deferred maintenance; school finance witnesses raised concerns that the bill’s language could restrict needed facility maintenance spending and asked for a clearer definition of deferred maintenance. SB 2185, also by Senator Hinojosa, would expand access to the bilingual education allotment for dual-language programs; district officials and educators testified in support, saying it would remove barriers to funding and better support bilingual instruction. SB 604 by Senator West would require the Permanent School Fund Corporation to publicly track bonds backed by the state guarantee program that are downgraded to speculative or junk status, with West arguing the information would provide an early warning sign of district financial distress.
Across the hearing, much of the testimony centered on student protection and accountability in schools. Multiple witnesses described educator misconduct cases, failures to report abuse, and the need for outside law enforcement involvement rather than internal district investigations. Committee members repeatedly discussed extending reporting and safety requirements to private and charter schools, and several witnesses urged independent oversight. No bills were voted out; each measure heard was left pending, and the committee recessed subject to the call of the chair.