Transcript Highlights:

• Number one, it reduces the minimum required board members down from 15 to 12.
• Number one, it reduces<00:10:25.360> the<00:10:25.600> minimum<00:10:26.079> required
• <00:10:26.560> board reduces the minimum required board reduces the minimum required board

Keywords: 958, all

Summary: The Kentucky Senate convened with an invocation marking International Holocaust Remembrance Day, followed by the pledge, roll call, and a quorum declaration. The chamber approved the prior journal, received new bill and resolution introductions, and heard a House message that House Bill 312 had passed the House and was sent over for concurrence. The Senate also recessed briefly for committee meetings, then received committee reports referring several bills and resolutions to standing committees and placing Senate Joint Resolution 23 on the regular orders for January 28, 2026. The main floor action was on Senate Bill 17, relating to the Kentucky Court-appointed Special Advocate Network. The Senate adopted a committee substitute that updated CASA statutes, including reducing the minimum board size from 15 to 12, narrowing a volunteer/employment restriction to Department of Community Based Services employees, removing outdated references to the National CASA Association while retaining compliance with national standards through the Kentucky CASA Network, and updating the state association’s name. The bill passed 33-0, and a title amendment was adopted without objection. The Senate also considered Senate Bill 181, an emergency bill relating to schools and traceable communications. The chamber adopted a committee substitute and two floor amendments: one requiring parent notification after investigations involving alleged unauthorized electronic communication by a student, and another adding limited exemptions for communications involving school resource officers and directors of pupil personnel when certain school officials are included. Supporters said the changes were intended to refine implementation while preserving the bill’s original student-protection purpose. The bill then passed unanimously, 33-0. In addition, the Senate adopted Senate Resolution 36 recognizing January 25-31, 2026 as Physician Anesthesiologist Week, with remarks highlighting the specialty’s contributions to anesthesia, airway management, patient safety, ICU care, pain management, and major surgeries. The Senate also heard announcements thanking road crews, first responders, and utility workers for winter storm response, and members made several co-sponsorship requests and announcements, including notice of Kentucky Audiologist Association advocacy day and a committee cancellation.

Transcript Highlights:

• apartments in commercial zones, allowing small-scale commercial uses in residential zones, prohibiting minimum
• parking mandates, creating an... uses in residential zones, prohibiting minimum parking mandates, creating
• Weapons Act, requiring dealer security measures to prevent theft and loss of firearms, providing a minimum
• age for employment at a firearms dealer, Loss of firearms, providing a minimum age for employment at

Keywords: 996, all

Transcript Highlights:

• We look for debt service coverage of 1.35, a minimum loan-to-value of 85.
• At minimum, we kept it flat to what it is for this fiscal year, if not provided a Smaller increase.
• When you raise teacher minimum salaries, teachers get paid at least The minimum: when you enact a policy

Keywords: 996, all

Transcript Highlights:

• November 1, ECECD now offers a voluntary enhanced Reimbursement rate for providers that agree to meet minimum
• about 28% of our licensed providers, have opted in to this enhanced rate and have attested to pay the minimum
• When we first started the cost model, we set it at $12.10 an hour as the minimum wage floor.
• And we also, within the eligibility criteria, had a minimum of 10 funded to date.

Keywords: 996, all

Transcript Highlights:

• This fiscal year, the minimum or base funding that a health council can receive is $67,000, while the
• ranges so that they won't exceed the new workers who have now dropped in their pay ranges, put at the minimum
• We have been pushing to receive the bump to the minimum of the new pay bands that have been implemented
• Today, I was informed that we're receiving a temporary salary increase to be pushed to the minimum of

Transcript Highlights:

• First, increases in rates remain far below the increase in the minimum wage.
• So because providers have to pay their staff a minimum wage, this mismatch further cuts into providers
• fair pay rate, one that is far above where it is right now, which is currently less than half of minimum
• They have their degrees, and there's no way that we're going to pay below minimum wage.

Summary: The California State Assembly Select Committee on Child Care Costs held its first hearing to examine the state of child care access, affordability, and provider compensation. Chair Cecilia Aguiar-Curry and other members described child care as essential infrastructure for working families and the economy, noting that costs are unaffordable for many households and that providers are underpaid. Early testimony came from a San Francisco parent, Quinn Chung, who described the difficulty of finding safe care and the financial and career sacrifices caused by lack of child care, and from Tuolumne County provider Anita Viscini, who detailed her monthly costs, low margins, and the need to work weekends and teach CPR classes to make ends meet. Assemblymembers also emphasized the crisis in rural communities and the need for a long-term strategy. The first policy panel featured Jennifer Troia of the California Department of Social Services, Laura Pryor of the California Budget and Policy Center, and Alexa Frankenberg of Child Care Providers United. Troia said the state has nearly doubled child care funding in five years, expanded subsidy slots, and reached a new tentative three-year agreement with providers that includes cost-of-living adjustments, stabilization payments, and continued work on an alternative rate methodology and single rate structure. Pryor argued that despite funding gains, child care remains too expensive, only a fraction of eligible children receive subsidies, and provider wages remain far below comparable jobs, worsening racial and gender inequities. Frankenberg said the tentative agreement is progress but not enough, calling for a true cost-of-care system, fair wages, paid time off, better support for emergency and nontraditional care, and stronger integration of family child care into the mixed-delivery system. Members asked about why the crisis persists, how the alternative methodology will work, how family fees and sliding-scale help are being used, and why middle-income families still struggle. The panel said the problem reflects long-term underinvestment, a broken market, and a system that still leaves many families without access. The committee also heard an economic panel from Ashley Hoffman of the California Chamber of Commerce and Sarah Bone of the Public Policy Institute of California. Hoffman described employer child care benefits and public-private partnership models in other states, including shared-cost programs and local chamber efforts. Bone said child care costs reduce family financial security and labor force participation, especially for mothers of young children, and estimated that if mothers of young children worked at the same rate as mothers of older children, more than 80,000 additional women could be in the workforce each year. In the final panel, parent and provider advocates, including Jennifer Greppie and Black Californians United for Early Care and Education co-founder Keisha Doyle, argued for fully funding child care, ending waiting lists, protecting culturally affirming care, and addressing racial inequities and private equity’s role in the sector.

Transcript Highlights:

• But education and experience both combined for minimum cost.
• Is there a statewide minimum acreage that's required to participate in that program.
• Chair, is it up to the irrigation district or the conservancy district to decide how to set up those minimum
• And then I think I've been told that the minimum is 10 acres, but I hope moving forward that we can have

Transcript Highlights:

• 60 to 90 days the time for an attacher to file an application exceeding 3,000 poles, establishing minimum
• Establishing<00:37:43.680> minimum<00:37:44.160> content Establishing minimum content Establishing
• minimum content requirements<00:37:45.119> for<00:37:45.440> special<00:37:45.839>

Keywords: 958, all

Summary: The committee met with a quorum, approved the minutes, and then took up several administrative regulations. The first was an Office of the Attorney General regulation creating an online submission process for an annual certification report to replace prior quarterly notarized certification forms; there were no amendments or questions. The main discussion centered on Personnel Cabinet regulations 101 KAR 2:034, 2:102, 3:015, and 3:045, which include staff-suggested technical amendments and address state employee compensation and leave. The compensation provisions clarify salary and rehiring/demotion rules, increase critical position premiums from one to three, and update weekend premium and ACE award practices. The leave provisions would provide up to six weeks of paid leave per 10-year interval for birth, adoption, foster placement, or a serious health condition, and allow one paid adverse-weather day per year with supervisor approval. Staff explained that annual and sick leave already accrue and roll over, and that the new six-week benefit was intended as an additional enhancement tied to the 10-year and 20-year sick-leave milestones.

Transcript Highlights:

• I can guarantee that concrete at Mosquero cost a minimum of $600 a yard because there's nobody there.
• Chair and Mayor, it's talking just about concerns about the minimum pool at Ute Lake and the amount of
• Can you maintain the minimum pool with the current obligation of the 16,500 acre feet?
• Chair and Representative Dow, the conversation about the minimum pool is something that has been discussed

Transcript Highlights:

• Archaeological assessments later reported a total minimum number of individuals of 61, and an estimated
• Archaeological assessments later reported a total minimum number of individuals of 61, and an estimated
• At a minimum, we need to double that, at a minimum. Again, it's not about the money.

Summary: The Select Committee on Native American Affairs opened its 2025 hearing with a traditional song and remarks about the importance of Native visibility and land acknowledgment. The hearing focused on missing and murdered Indigenous people (MMIP), exploitation and trafficking in a Public Law 280 (PL 280) state, and California’s response. Members and tribal leaders emphasized that MMIP is tied to historical trauma, forced removal, undercounting, and ongoing inequities in law enforcement response, media attention, and access to resources. Several panelists urged stronger tribal consultation, better data collection, more funding, and culturally informed education and victim services. In the first panel, tribal chairpersons described personal and community impacts. Chairperson Antonet Del Rio spoke about the need to include federally and non-federally recognized tribes and to educate schools and communities, while naming long-unsolved cases from her tribe. Chairperson Cheyenne Stone connected MMIP to the history of violence in Owens Valley and to the disturbance of Indigenous remains during infrastructure projects, calling for forensic resources, mandatory consultation, and accountability. Chairperson Charles Martin described the death of Morongo citizen Amy Porter and said the Feather Alert failed her family because law enforcement did not act quickly enough; he called for reforms and better coordination, especially in PL 280 jurisdictions. Chairwoman Nelson and committee members echoed the need for equity, urgency, and government-to-government respect. The second panel examined how PL 280 complicates MMIP and trafficking cases. Professor Carol Goldberg explained that PL 280 created an unfunded mandate, reduced federal jurisdiction and funding, and contributed to under-resourced policing and mistrust; she recommended mandatory training, community-oriented policing, formal tribal-county collaboration, and possible retrocession in some cases. Yurok Chairman Joe James tied MMIP to boarding schools, trafficking, and the need to advance bills such as AB 31, SB 4, ACR 39, AB 285, and AB 1378, along with increased budget funding. Morning Star Gali argued that PL 280 enables traffickers and violent offenders to exploit jurisdictional gaps and called for tribally led public safety, housing, victim services, and stronger consultation. Dustin Contreras, a human trafficking investigator, described the overlap between trafficking and MMIP, stressed partnerships and task forces, and supported more education for law enforcement, schools, and families. In the final panel, state and county officials described current efforts and acknowledged remaining gaps. The Attorney General’s Office said it is working on MICIC outreach, tribal response planning, PL 280 training through an advisory council, and improved data systems, while supporting bills and the Feather Alert. Humboldt County Sheriff Hansel described the case of a missing woman, Emily, as an example of how people with mental illness or justice involvement can become invisible, and said counties need more consistent training and clearer jurisdictional protocols. He and other officials supported the Feather Alert, tribal police authority, and a pilot program for POST status for tribal police, which they said had been vetoed previously. Across the hearing, speakers repeatedly called for better coordination, more funding, stronger tribal authority, and sustained action rather than symbolic recognition.

Transcript Highlights:

• to incorporate the SMI, of House Bill 859 on school readiness, to incorporate the SMI account for minimum
• health care practitioners from using specified specialty titles, establishes requirements to ensure minimum
• health care practitioners from using specified specialty titles, establishes requirements to ensure minimum
• health care practitioners from using specified specialty titles, establishes requirements to ensure minimum

Summary: The House took up a series of Senate messages and concurred in several amendments before passing multiple bills. Early actions included unanimous passage of CS/CS/HB 1299 on Department of Health matters, CS/HB 1549 on financial institutions after removing a Senate-added trust-account provision, and CS/CS/SB 768 on foreign ties in business ownership after trimming registration requirements. The chamber also insisted on its housing amendment to CS/CS/CS/SB 184 after the Senate refused to concur. A major portion of the meeting focused on CS/CS/HB 875 on educator preparation. The House adopted an amendment restoring two teacher-prep courses, preserving the Florida Center for Teaching Excellence at Miami-Dade College in partnership with USF, and modifying the teacher candidate testing framework and mentor qualifications. Supporters said it reduced barriers while keeping standards; opponents raised concerns about the remaining “identity politics” language and other provisions. The bill then passed 91-22. The House also passed HB 1101 on out-of-network providers after adopting a House amendment that kept the original bill’s notice and referral provisions with a good-cause exemption, despite objections that it placed too much responsibility on doctors. Later, the chamber approved CS/CS/SB 180 on emergency preparedness and response, with members highlighting debris management, emergency planning, crane safety, and hurricane recovery provisions; it passed unanimously. The House then rejected concurrence in a Senate amendment to HB 1609 on waste incineration, and later spent substantial time debating CS/CS/HB 1115 on education, especially Schools of Hope, expanded co-location authority, funding, transportation, and school-district agreement terms. Critics argued the language was added late and could disadvantage traditional public schools, while supporters said it would expand options for students; the debate continued with the bill still under consideration at the end of the excerpt.

Transcript Highlights:

• The HAA imposes a minimum fine of $10,000 per housing unit, The HAA imposes a minimum fine of $10,000
• same fine unless the project consists of four units or fewer, in which case the court shall impose a minimum
• Richard Bloom, which made housing an allowable use on land owned by local education agencies and set minimum

Summary: The Assembly Housing and Community Development Committee heard a long agenda of housing-related bills, beginning with AB 518 on low-impact camping areas. The author and supporters said the bill would streamline permitting for small rural camping operations on private land, expand outdoor access, and support rural economies, while opponents from campground associations and counties warned it could undermine existing regulation, create enforcement problems, and allow advertising of unpermitted sites. Members raised concerns about fire safety and local control, but the bill was ultimately passed as amended on an 8-0 vote. The committee then approved AB 635, which would require HCD to refer up to 25 of the most serious mobile home residency law complaints to the Attorney General. Supporters said mobile home residents need stronger enforcement against egregious park-owner violations, while opponents argued the existing program is underused, costly, and should remain subject to a sunset. After discussion of the program’s surplus and enforcement role, the bill passed 9-1. AB 893, which expands ministerial approval for mixed-income housing near college campuses and broadens eligibility for affordable units to students, faculty, and staff, also drew strong support from student advocates and housing groups and respectful opposition from the League of California Cities over local control and height limits; it passed 10-0. AB 925, the Mobile Home Emergency Safety Act, would require stronger emergency preparedness measures in mobile home parks, including accessible exits, working fire hydrants, and gas shutoff access, with a fee increase to fund enforcement. Supporters framed it as a life-safety measure in disaster-prone areas, while opponents argued the bill duplicates existing requirements and imposes an unnecessary fee increase. The committee voted 6-1 to send it to Appropriations, with the bill left on call. The consent calendar, including several other housing and local government bills, was approved 8-0. The committee also heard AB 712, which would increase penalties and attorney-fee protections for applicants enforcing state housing laws against public agencies; supporters said it would improve compliance, while special districts opposed the bill as overly broad and unclear. Members discussed indemnification and timing issues, and the bill was advanced with amendments to Judiciary.

Transcript Highlights:

• Because when voters lead, they pass policies corporate lobbyists hate, like raising the minimum wage,
• Because when voters lead, they pass policies corporate lobbyists hate, like raising the minimum wage,
• There are many areas that the Legislature failed to act on, which are minimum wage, medical cannabis,
• restoring the rights of returning citizens. ...failed to act on, which are minimum wage, medical cannabis

Summary: The committee first took up CS for CS for CS for SB 462 on transportation, adopting a substitute amendment that would require counties receiving transportation surtax proceeds to report how the money is used, prohibit certain airport fees tied to collegiate flight training, create a Sarasota-Manatee Airport Authority pilot program, and fund a traffic signal modernization program with $10 million annually from the State Transportation Trust Fund. The amendment also removed several provisions from the bill, including a sales tax transfer to the trust fund, a bid protest-related contracting requirement, and repeal of the Metropolitan Planning Organization Advisory Council. A late-filed amendment was tabled, and the bill was reported favorably. The committee then heard CS for CS for SB 628, “Lucy's Law,” on boating safety, which would strengthen penalties for leaving the scene of a vessel accident and reckless vessel operation. Lucy’s parents gave emotional testimony in support, describing the fatal 2022 boating crash and urging stronger accountability. The sponsor withdrew pending amendments, and the bill was reported favorably. CS for CS for SB 700, the Florida Farm Bill, was next; the strike-all amendment covered a broad range of agriculture-related changes, including water fluoridation restrictions, labeling rules, drone restrictions over farmland, disaster recovery programs, an honest services registry, FFA-related provisions, and agricultural land preservation. Testimony included support from agricultural and gun-rights groups, opposition from banking, dental, and local-government advocates, and a lengthy public debate over fluoridation and financial discrimination. The committee adopted the amendment and reported the bill favorably. SB 796 on general permits for distributed wastewater treatment systems was reported favorably with little debate. The committee then took up CS for SB 1618 on K-12 education, adopting a delete-all amendment that combined a wide range of education provisions, including VPK flexibility, agriculture education, financial literacy, reading intervention requirements, teacher assignment reporting, restrictions on spending public funds on political or social activism, postsecondary and workforce-related changes, and other school and college system updates. Several speakers opposed the activism-related funding restriction, while the sponsor said the bill was intended to keep publicly funded schools focused on education; the bill was reported favorably. Finally, the committee considered SB 7016 on initiative petitions, adopting a strike-all amendment that would sharply tighten petition circulation rules and increase penalties. The proposal would require circulators to be Florida residents and U.S. citizens, impose training and registration requirements, shorten petition submission deadlines, require more identifying information on petition forms, limit sponsors to one amendment per election cycle, and create new enforcement and investigation triggers, including a 25% invalid-signature threshold. Sponsors argued the changes were needed to address fraud and protect the integrity of constitutional amendment petitions, while senators raised concerns about due process, public-records issues, burdens on volunteers, and the impact on voters and sponsors. The bill was not reported in the portion provided, and the discussion remained ongoing at the end of the transcript.

Transcript Highlights:

• of sprinklers in SE Towers, which I encourage members to go see, uh, the work that was done with minimum
• that<00:03:10.799> was<00:03:11.000> done<00:03:12.000> with<00:03:12.319> minimum
• <00:03:12.840> disruption that was done with minimum disruption that was done with minimum

Keywords: 1183, house

Transcript Highlights:

• So basically what's been happening is that the minimum requirements of the Shoreland Protection Act have
• happening<00:47:41.680> is<00:47:41.920> that<00:47:42.680> the<00:47:42.920> minimum
• happening is that the minimum happening is that the minimum requirements<00:47:45.280> of

Keywords: 1191, senate, all

Transcript Highlights:

• The bill also reduces the minimum number of community-based clinical training hours for each of the minimum
• The bill also<00:19:05.800> reduces<00:19:06.400> the<00:19:06.520> minimum<00:19
• :06.919> number<00:19:07.360> of also reduces the minimum number of also reduces the minimum
• <00:19:11.760> required<00:19:12.360> three for each of the minimum required three
• for each of the minimum required three rotations<00:19:13.400> from<00:19:13.640> 100<00

Keywords: Senate streaming session for Wednesday, March 18, 2026, 960, senate, all

Summary: The Senate reconvened with a quorum present and then proceeded through committee reports, largely adopting favorable reports and amendments without objection. Early measures included SB 530, which funds grants for multigenerational social connection programs for older adults; SB 731, clarifying the legal status of the Maryland Statewide Independent Living Council; SB 809, directing a feasibility study on a caregiver infrastructure program; SB 860, creating an Aging Resilience Fund with reporting and budget protections; SB 910, requiring insurance reimbursement for services provided by graduate-level clinical interns under supervision; and SB 972, making several Baltimore City alcoholic beverages licensing changes. Each of these bills was advanced to third reading after committee amendments were adopted. The Finance Committee also advanced SB 555, establishing a Dementia Services and Brain Health Program and a provider resource toolkit for dementia care; SB 757, creating a Maryland Local Sourcing Portal to connect businesses with local sources for tariff-impacted goods; SB 772, creating an employment training and opportunity database to help people qualify for or maintain Medicaid and SNAP; SB 792, requiring hospitals to adopt and train staff on immigration-enforcement policies consistent with Attorney General guidance; SB 869, establishing a workforce training pilot program through Commerce and community colleges; SB 905, creating an advanced manufacturing grant program through TEDCO; and SB 974, changing who may serve as inspector for the Caroline County Board of License Commissioners. Most of these bills were reported favorably with technical or narrowing amendments and then ordered printed for third reading. Budget and Taxation advanced SB 28, which would create binding arbitration for state employee collective bargaining impasses and include a proposed constitutional amendment requiring funding in the Governor’s budget; SB 466, expanding a physician preceptor tax credit and adjusting training-hour requirements; and later SB 704, concerning estate tax treatment for qualified agricultural property transferred to an LLC. SB 557, a gaming-related bill, was laid over until the end of the evening at the majority leader’s request. In the Education, Energy, and the Environment report, the committee advanced SB 35 on a state natural science museum designation, SB 166 on shellfish aquaculture permit sanctions, SB 189 on municipal drainage inlet safety requirements prompted by a child’s death, SB 242 on civil relief for service members and spouses, SB 266 on local regulation of invasive trees and tree-of-heaven, and SB 267 on a corporate rental-property registry and local housing application review process. SB 267 drew a brief question from the minority leader, who asked whether prior opposition remained and how the amended bill differed; the sponsor said the opposition had gone away and described the bill as now focused on a responsible-owner registry and an administrative review process.

Transcript Highlights:

• Um, Peter introduced House Bill 1418, setting a minimum affirmative vote for new or expanded spending
• affirmative vote for setting a minimum affirmative vote for new<01:43:10.159> or<01:43:10.320
• You're not having just bare minimum thresholds.
• Um, so it does create a 15% turnout minimum, but that would be if every single voter voted yes with zero
• , but that would be if every minimum, but that would be if every single<01:49:49.440> voter<01

Keywords: 928, house, all

Summary: The committee first held a public hearing on CACR 30, a constitutional amendment that would make Public Utilities Commission members elected rather than appointed. Representative Thomas Opel testified in support, arguing that rising energy costs and the utility rate-setting structure make the PUC too insulated from ratepayers, and that elected commissioners would be more accountable. He also said the proposal should ideally include a ban on contributions from regulated utilities to PUC campaigns, and acknowledged the draft had errors and needed work. Representative Lane questioned whether a contribution ban would be constitutional, and Opel said there may be ways to structure one to survive legal challenge. The hearing closed with five online supporters and two opponents reported, and no one else testified. The committee then went into executive session on House Bill 1062, authorizing the Secretary of State to conduct random audits of voters’ citizenship qualifications. Representative Newsome offered an amendment to clarify how voters with no evidence either way would be treated and to require a public report on audit results, including referrals, costs, and databases used. Representative Aqua opposed the amendment, saying the bill should pass as written. The amendment failed 9-7, and after further debate over privacy and the purpose of audits, the committee voted 9-7 to recommend ought to pass on HB 1062. Representative Barry was assigned the majority report and Representative Newsome the minority report. The committee next considered House Bill 1388, which would clarify the form of ballots for constitutional amendments. Representative Weary said the bill simply provides clarity for voters and imposes no hardship on the Secretary of State’s office. The committee unanimously voted 17-0 to recommend ought to pass and placed the bill on the consent calendar. Finally, the committee opened a public hearing on House Bill 1125, enabling school districts to adopt partisan school district elections. Representative Weary said partisan labels would help voters understand candidate positions and address low turnout in local elections. He emphasized the bill is enabling, not mandatory. Members questioned why the change was needed if few municipalities have used existing authority, and whether it would increase divisiveness. Weary said many voters are unaware of the option and that partisan labels would give them more information. The hearing closed with five online supporters and 184 opponents. The committee then began executive session on House Bill 1187, concerning the filing deadline for special-election candidates for state representative, but discussion was still ongoing in the transcript.

Transcript Highlights:

• employees, really what they're doing is finding ways to in workers from other protections, things like minimum
• workers from other protections<00:36:58.960> things<00:36:59.200> like<00:36:59.359> minimum
• <00:36:59.680> wage<00:36:59.880> and protections things like minimum wage and protections
• things like minimum wage and overtime<00:37:00.520> so<00:37:00.640> some<00:37:00.760
• The BMS has a main roster of arbitrators with a minimum of 25 and up to 60 arbitrators.

Keywords: 1183, house

Transcript Highlights:

• The minimum aid guarantee is often not enough to hire a full-time support personnel staff, so that could
• That being said, what is happening with the minimum was the 40K, and when you're talking about hiring
• school psychologists, school social workers, school nurses, counselors are minimum specifically for
• was the 40K and when you're the minimum was the 40K and when you're talking<01:10:48.840> about
• School nurses uh counselors are minimum School nurses uh counselors are minimum specifically<01:

Keywords: 1187, senate, all

Transcript Highlights:

• Senator Dahms: Are there any minimum insurance levels that you have to provide in order to get registered
• Megan Forbes: No, it's my understanding both registered and licensed do not have any minimum insurance
• registration are there any any minimum registration are there any any minimum insurance<00:40:35.960
• <00:40:43.560> um and licensed do not have any minimum um and licensed do not have any minimum
• So, if the employer chooses to offer a policy that is set at that minimum, that 48 hours, and doesn't

Keywords: 1187, senate, all