Transcript Highlights:

• Now you're gonna hear later today from some individuals who are in higher education or academia, state
• Previously, he served 30 years in public education as an agriculture teacher and later as a school administrator
• important thing we, as elected officials, city officials, or even just landowners, need to be more educated
• We need to be more educated on what we're applying to our land and that's where we, we kind of mess things
• It's a God-made bacteria that we're putting human intervention in, and we're consuming sludge, because

Summary: The committee hearing focused on biosolids, sewage sludge, and PFAS contamination, with the opening remarks and first three presenters arguing that land application of municipal sludge poses serious risks to soil, water, livestock, and human health. Representative Shaw cited EPA and state data on detected pollutants and PFAS in biosolids, while Denise Travick Poyer described her background in chemical engineering and PFAS work and said the EPA’s draft sewage sludge risk assessment shows unacceptable risk at very low PFOS/PFOA levels. She urged source reduction, more testing, and consideration of total organic fluorine, and noted examples from Michigan where industrial pretreatment and source reduction reduced PFAS in biosolids. Johnson County, Texas Commissioner Larry Woolley and Investigator Dana Ames presented a case study of alleged runoff from land-applied biosolids affecting a ranch, with high PFAS readings in soil, water, fish, cattle tissue, and a stillborn calf, and said the county and state had pursued investigations, lawsuits, and legislative responses. Sandra Trawick of Save Oklahoma Farms and Ranches argued that Oklahoma’s biosolids program relies heavily on Class B sludge, that current rules are outdated, and that land application exposes farms and rural communities to pathogens, chemicals, odors, flies, and runoff; she cited examples from Maine, Texas, Georgia, Michigan, and Oklahoma to support calls for stronger regulation or a ban. After the testimony, members asked about sampling methods, lab testing, EPA limits, and whether the cited PFAS blood levels were comparable to the soil and sludge measurements. Witnesses said the Johnson County samples were collected by a Texas A&M PhD contractor and tested at a single lab, and they explained that the EPA’s 4 parts per trillion figure applied to municipal drinking water standards. Questions also addressed whether sludge is incorporated into soil; Trawick said it had often been left on the surface, though she had seen better disking after public scrutiny. Members asked how biosolids compare with manure and feedlot waste, and witnesses responded that municipal sludge is more contaminated because it includes industrial, hospital, and household waste streams, unlike animal manure. The committee then moved to alternative solutions, hearing from Doug McKinney of Advanced Microbial Solutions, who promoted biological sludge removal using bacteria to reduce sludge volumes and avoid land application, citing cost savings for wastewater plants and correctional facilities. Jason Jepsen of Eden Energy followed with a pitch for an eight-stage waste-to-energy system that converts mixed waste into clean energy, biochar, and reusable products, framing waste as an asset and presenting his company’s technology as a no-land-application alternative.

Transcript Highlights:

• And finally, by providing educational outreach, we ensure that government employees are equipped with
• I know you have some obligations over in education, so I'm going to recognize you on the shorter two
• Price fixing is an intervention in the markets. Where does it end?
• I have to go to education. Yes. Great.
• Yes, I would like Senator Johnson to know that I felt it was important if I came back after education

Bills: SB231, SB584, SB600, SB668, SB841, SB986, SB1003, SB1244, SB1625, SB1960, SB1963, SB1964, SB2026, SB2056, SB2368

Keywords: temporary emergency electric energy facility, temporary generation, emergency power, backup generation, mobile generator, portable generator, grid resilience, power outage restoration, transmission and distribution utility, TDU, Public Utility Commission of Texas, PUCT, Utilities Code Section 39.918, competitive bidding, lease authorization, emergency procurement, bulk power system, locational marginal pricing, reliability model, black start

Transcript Highlights:

• I think in many cases, sort of smart vocational training that wraps around existing education.
• institutional investment, you know, we want corporate We're at relocations, we want jobs, we want higher education
• I would headline it as do the opposite of Massachusetts, which is massive government intervention in
• trade-offs between paying rent and buying groceries, or medications, or investing in their children's education
• I know we all leave, I think, better educated from the experts that took your time, frankly traveled

Keywords: affordable housing, government investment, barriers, legislative solutions, public testimony

Summary: The committee meeting focused on addressing the significant issue of affordable housing in America. Members expressed concern over the persistent barriers faced in the housing sector, despite substantial government investment aimed at alleviating these issues. It was highlighted that government interference plays a critical role in complicating the housing landscape, and discussions revolved around potential legislative approaches to mitigate these challenges. Several witnesses provided testimony, contributing to a thorough exploration of the topic.

Transcript Highlights:

• My educators put me on a path to get a certificate of completion from the special education system at
• That exists in our educational system is that our educators are not diverse enough in any school, whether
• that would address their educational that would address their educational needs.<01:26:01.120>
• But individualized education program.
• So family law background more education.

Keywords: 1189, house, all

Transcript Highlights:

• Welcome to the Assembly Budget Subcommittee Number Three on Education Finance.
• certificate, preparing them for careers as community health educators.
• Can we do something similar for education, special education, dual credential, and all the related career
• , and educational counseling.
• And so we need our public education institutions to work together.

Summary: The Assembly Budget Subcommittee on Education Finance met to review CSU and State Library budget issues, enrollment trends, the Capital Fellows program, and a Title IX update. Chair David Alvarez opened by stressing that CSU faces serious financial pressure, including a systemwide deficit and proposed cuts that he and several members said were too large and likely to harm access, course offerings, and student services. Public comment focused heavily on the Braille Institute Library, with patrons, staff, veterans, and advocates urging restoration of funding and warning that the proposed cut would severely affect blind and visually impaired Californians across Southern California. Several CSU faculty, staff, and union representatives also opposed the proposed reductions and warned of larger class sizes, fewer sections, and layoffs. On the CSU core operations item, the Department of Finance explained the Governor’s proposal to reduce ongoing General Fund support by about $375 million and defer a 5% base increase, while the LAO said CSU core funding would be roughly flat once tuition and targeted augmentations were considered, but warned that rising costs and prior shortfalls would still force campuses to cut spending. CSU’s Chancellor’s Office said the proposed cut would deepen existing problems, citing prior-year budget gaps, job losses, reduced course sections, and student-service reductions. Members pressed Finance and the LAO on whether cuts could be made more surgically, especially at the Chancellor’s Office or in institutional support rather than in instruction, and the LAO said the Legislature has flexibility to target cuts more specifically. CSU also described ongoing consolidation efforts, including shared services among campuses and the planned Cal Maritime/Cal Poly San Luis Obispo integration, while cautioning that savings are not yet fully known. The committee then discussed CSU enrollment. The LAO recommended holding enrollment targets flat because the budget does not add new funding, while CSU reported strong recent growth, including more California residents, record first-year enrollment, and expanded direct admissions and transfer pathways. Members questioned why some campuses with high demand turn away many applicants while others continue to lose enrollment, and CSU said it is shifting resources from campuses with sustained declines to those with demand, using a 10% below-target threshold. The committee also discussed whether enrollment declines mirror local population trends, how to improve marketing and program alignment, and whether lessons from Cal Poly Humboldt’s conversion could inform other campuses such as Sonoma State. The Capital Fellows item drew a Finance proposal for a salary increase and an LAO counterproposal for a smaller raise plus future COLA language; the committee kept the item open. Finally, CSU reported progress on Title IX compliance, saying it has completed most State Auditor recommendations, expanded civil rights staffing, and increased training, prevention, and case-management efforts, though members asked how proposed budget cuts might affect those services.

Transcript Highlights:

• Hampshire to do some educational Hampshire to do some educational programs<00:48:34.319> to
• They went against our advice and added a carveout for educational apps.
• <01:49:09.679> And<01:49:09.840> you carveout for educational apps.
• And you carveout for educational apps.
• Government intervention is not helpful." "Okay. Thank you very much." "Thank you."

Keywords: 1189, house, all

Transcript Highlights:

• And just a reminder: continuing education, if somebody speaks from the witness table on a bill, that
• :02.080> continuing and just a reminder and continuing and just a reminder and continuing education
• <00:06:03.800> if<00:06:04.000> somebody education if somebody education if somebody speaks
• It is not a syndrome requiring forced intervention when a child resists contact with someone who has
• It is not a syndrome requiring forced intervention when a child resists contact with someone who has

Keywords: 1189, house, all

Summary: The House Children and Family Law Committee opened its February 4, 2025 hearing with a business item on House Bill 553, appointing a subcommittee chaired by Representative Greg and including several named members. The committee then took up House Bill 486, which would revise New Hampshire’s grandparents’ visitation law. The prime sponsor said the bill is intended to address gaps in current law, especially in situations involving divorce, separation, kinship care, and parental substance use, so that children can maintain important relationships with grandparents or other kin caregivers. He emphasized that the proposal was meant to supplement existing law rather than replace it, and said the language was modeled on statutes from other states. Several witnesses testified in support of HB 486, describing painful family separations and arguing that current law can be interpreted too narrowly. One grandmother said the existing statute had been used to dismiss her visitation case because she was restricted while the parents were separated, and she asked for language changes so courts could still order visitation in similar circumstances. Another witness, testifying online, urged passage of the bill as being in the best interest of children. A third witness described a family living arrangement in which grandparents had been a consistent presence in their grandchildren’s lives but were later cut off during a contentious separation, and said the bill would help repair those relationships. Committee members asked about the six-month timeframe in the bill, whether the proposed language would affect cases where a grandparent does not live with the child but is still a regular caregiver, and whether the sponsor had written amendment language; the sponsor said the six-month language was taken from other states’ statutes and that the new language would not change existing visitation rights but would add to them. After hearing the testimony, the chair said the committee would hold HB 486 aside for a week or two while awaiting additional information before voting. The hearing then moved to House Bill 320, an act relative to enforcement of marital property settlements. The sponsor explained that the bill would require courts to enforce final property decrees and would clarify the difference between enforcement and contempt, arguing that courts should have clear authority to fashion remedies and that litigants, especially self-represented parties, need clearer statutory guidance. Committee members questioned the legal distinctions the sponsor drew, including whether the bill was aimed at enforcement rather than contempt and how the proposed language would operate in practice. The transcript cuts off before any vote or further action on HB 320.

Transcript Highlights:

• In my time as a domestic violence educator, I reiterated to many folks that repeated violations by a
• In my time as a domestic violence educator, I reiterated to many folks that repeated violations by a
• Right now, it's mandatory for things like domestic violence intervention classes or anger management
• Right now, it's mandatory for things like domestic violence intervention classes or anger management
• Right now, it's mandatory for things like domestic violence intervention classes or anger management

Keywords: 910, house, all

Summary: The committee first considered House Bill 1324, which would require the Judiciary to contract for legal services for residential tenants in landlord-tenant disputes and allow attorneys, paralegals, and law students to provide those services, with an appropriation. The Department of the Attorney General recommended removing reference to Hawaii Public Housing Authority tenants because HPHA eviction proceedings are administrative and could conflict with the bill. Hawaii Appleseed and other testifiers strongly supported the measure, citing studies showing much higher tenant retention when counsel is available, and suggested adding notice of the right to counsel at key points such as rent increases, eviction notices, and lease signing. The committee adopted amendments, including the Attorney General’s suggested change and a technical amendment, and passed the bill out with a recommendation to move it forward; members voted aye, with one member voting with reservations and several excused. The committee then heard House Bill 126 on property forfeiture, which would increase transparency and accountability in civil asset forfeiture by clarifying covered property, changing disposition rules, and removing language requiring liberal construction of the forfeiture act. The Attorney General said forfeiture remains an important law enforcement tool and that the bill would not impair its use. The Office of the Public Defender supported the measure but argued civil forfeiture is broadly problematic because many people cannot meaningfully challenge it and are not entitled to counsel. Honolulu Police Department opposed the bill, saying forfeiture is useful in fighting illegal activity and that added procedures would delay enforcement and reduce operational funding from forfeiture proceeds. Community Alliance on Prisons, the Drug Policy Forum of Hawaii, and other supporters urged reform or abolition of civil forfeiture, citing transparency concerns and the risk of abuse. No vote on HB 126 was taken in the portion provided. The final measure discussed was House Bill 166, which would require the state to defend professionally licensed or certified state employees in certain civil actions, allow employees to hire their own counsel at their own expense, and set a process for the Attorney General to transfer or withdraw representation if the state declines to defend. Testimony from the Hawaii Association for Justice and labor representatives was in strong support, describing the bill as a negotiated clarification that balances employee protections with accountability and noting it had passed previously but died in conference. The transcript cuts off before any committee action on HB 166.

Transcript Highlights:

• years, was a giant in the arts education community. world, spending over 51 years in education.
• This came through the Higher Education Committee.
• : educating community interest.
• in higher education for students with disabilities.
• Let's make sure we're creating access for special education students in higher education.

Bills: HB1500, HJR7, HJR112, HB34, HB133, HB 112, HB 119, HB 128, HB 130, HB132, HB2756, HB166, HB406, HB186, HB271, HB331, HB380, HB1583, HB1584, HB1819, HB621, HB303, HB552, HB366, HB463, HB 1211, HB1327, HB1461, HB923, HB1760, HB2043, HB2467, HB5333, HB5265, HB1592, HB1576, HB1552, HB2018, HB3511, HB1781, HB2013, HB2340, HB2349, HB2508, HB2970, HB2520, HB865, HB2851, HB3385, HB3336, HB3529, HB3309, HB 1127, HB 1232, HB1397, HB4236, HB1804, HB1926, HB4041, HB1965, HB1964, HB2679, HB2730, HB3698, HB3699, HCR77, HB3354, HB163, HB201, HB272, HB333, HB405, HB519, HB569, HB654, HB694, HB791, HB 1006, HB 1136, HB 1240, HB 1266, HB 1275, HB1437, HB1532, HB1675, HB1842, HB1868, HB1888, HB1894, HB1943, HB1990, HB2029, HB2061, HB2286, HB2523, HB2622, HB2626, HB2652, HB2692, HB2842, HB2885, HB2914, HB3016, HB3096, HB3129, HB3248, HB3251, HB3255, HB3479, HB3611, HB3623, HB3701, HB3724, HB3803, HB3804, HB3805, HB3806, HB3810, HB3816, HB3832, HB3887, HB4127, HB4129, HB4130, HB4131, HB4163, HB4187, HB4229, HB4238, HB4454, HB4588, HB4643, HB4736, HB4738, HB4739, HB4945, HB5015, HB5616, SB767, SB1619, SB1738, HJR5, HJR2, HB1399, HB388, HB 114, HB205, HB2789, HB2791, HB499, HB2960, HB3163, HB3135, HB2427, HB1672, HB1722, HB2618, HB879, HB 1126, HB4134, HB3513, HB1445, HB1893, HB1734, HB3229, HB3306, HB 1276, HB3516, HB4145, HB1585, HB4810, HB2558, HB2742, HB1695, HB33, HB144, HB 109, HB 103, HB148, HB3809, HB2217, HB220, HB2421, HB2363, HB421, HB2455, HB3711, HB2559, HB2775, HB3126, HB3666, HB3595, HB3260, HB3376, HB3826, HB3770, HB1831, HB2614, HB3113, HB322, HB431, HB869, HB 1203, HB 1244, HB1875, HB1950, HB2152, HB2341, HB2809, HB2856, HB3012, SB1415, SB1058, SB487, SB1499, SB513, SB1697, SB1197, SB1437, SB1809, SB836, SB1879, SB1145, SB963, SB1038, SB1147, SB914, SB711, SB1409, HB3707, HB589, HB1360, HB2337, HB2391, HB718, HB23, HB2436, HB1500, HJR7, HJR112, HB34, HB133, HB 112, HB 119, HB 128, HB 130, HB132, HB2756, HB166, HB406, HB186, HB271, HB331, HB380, HB1583, HB1584, HB1819, HB621, HB303, HB552, HB366, HB463, HB 1211, HB1327, HB1461, HB923, HB1760, HB2043, HB2467, HB5333, HB5265, HB1592, HB1576, HB1552, HB2018, HB3511, HB1781, HB2013, HB2340, HB2349, HB2508, HB2970, HB2520, HB865, HB2851, HB3385, HB3336, HB3529, HB3309, HB 1127, HB 1232, HB1397, HB4236, HB1804, HB1926, HB4041, HB1965, HB1964, HB2679, HB2730, HB3698, HB3699, HB3354, HB163, HB201, HB272, HB333, HB405, HB519, HB569, HB654, HB694, HB791, HB 1006, HB 1136, HB 1240, HB 1266, HB 1275, HB1437, HB1532, HB1675, HB1842, HB1868, HB1888, HB1894, HB1943, HB1990, HB2029, HB2061, HB2286, HB2523, HB2622, HB2626, HB2652, HB2692, HB2842, HB2885, HB2914, HB3016, HB3096, HB3129, HB3248, HB3251, HB3255, HB3479, HB3611, HB3623, HB3701, HB3724, HB3803, HB3804, HB3805, HB3806, HB3810, HB3816, HB3832, HB3887, HB4127, HB4129, HB4130, HB4131, HB4163, HB4187, HB4229, HB4238, HB4454, HB4588, HB4643, HB4736, HB4738, HB4739, HB4945, HB5015, HB5616, SB767, SB1619, SB1738, HCR77

Keywords: Information Resources, Department governance, cybersecurity, state assistance, procurement training, technology resources, advisory committees, water fund, Texas water supply, constitutional amendment, state revenue, infrastructure, parental rights, child upbringing, government interference, Texas legislation, science park district, economic development, technology innovation, higher education collaboration

Transcript Highlights:

• They also provide support and educational programs for family members of loved ones who are experiencing
• They also provide support and educational<00:19:49.520> programs<00:19:50.200> for<00:19
• :50.360> family<00:19:50.760> members educational programs for family members educational

Bills: HR206, SB3083, SB2377, SB2816, SB3248, SB2436, SB2259, SB2928, SB2577, SB2697, SB2399, SB2665, SB2851, SB3102, SB2521, SB3157, SB3255, SB3016, SB2765, SB1432, SB17, SB2401, SB2972, SB3014, SB3032, SB3137, SB847, SB2261, SB2271, SB2272, SB2804, SB3007, SB3019, SB3250, SB2603, SB3022, SB2256, SB2147, SB2014, SB2114, SB2115, SB2117, SB2246, SB2519, SB3055, SB3095, SB3144, SB3264, SB2325, SB2211, SB3245, SB2090, SB2803, SB2866, SB2250, SB2497, SB2032, SB2487, SB3136, SB2756, SB2615, SB3262, SB2024, SB2177, SB2552, SB2319, SB2407, SB2153, SB2321, SB2805, SB3010, SB2892, SB2781, SB2489, SB2174, SB2169, SB3123

Keywords: Robert Bob Toyofuku, Hawaii legal community, House Resolution, commendation, honorary resolution, legal education, continuing legal education, CLE, William S. Richardson School of Law, University of Hawaii law school, Pacific Law Institute, attorney training, legal ethics, professional responsibility, legal mentorship, legal profession, court-annexed arbitration, alternative dispute resolution, appellate decisions, Hawaii Supreme Court

Transcript Highlights:

• The clerk will read House Joint Resolution 1088 by Kendrix of the House, a resolution relating to education
• So she Recently, she moved to Tulsa to finish up some education, met her husband, and now she's a proud
• It's a faith-based university, and they are all the education and programs are built around that.
• would like to recognize them for what they do, their service to our state and our service to our education
• back behind me in the northeast corner here is A young lady that is here with a group of future educators

Bills: HB3419, HB4153, HB3430, HB3791, HB3277, HB4119, HB4408, HB3905, HB3968, HB3835, HB3386, HB2650, HB3742, HB3588, HB3748, HB4303, HB4311, HB3028, HB4428, HB4429, HB4132, HB1889, HB3265, HB1739, HB4434, HB3313, HB3852, HB4263, HB3413, HB3414, HB3415, HB3416, HB3417, HB3418, HB3420, HB2116, HB2206, HB3625, HB2939, HB3721, HB1823, HB2425, HB4440, HJR1087, HB4003, HJR1077, HB1770, HB1675, HB3627, HB3891, HJR1067, HB3462, HJR1053, HJR1054, HJR1044, HB3472, HB1225, HJR1019, HB4145, HJR1081, HB1746, HJR1069, HJR1050, HB1638, HB3327, HJR1055, HB3127, HB4488, HB2955, HB3781, HB3783, HB3802, HB2471, HB2937, SCR16, HB2960, HB3466, HB3262, HB3269, HB3152, HB4140, HB4142, HB3148, HB3378

Keywords: corruption, nonpublic information, government accountability, criminal law, public office, driver license, reading proficiency, minors, education requirements, alternative testing, attendance, remedial reading, public school, oath of enrollment, court financial obligations, cost hearing, payment plan, community service, court compliance program, debt relief

Transcript Highlights:

• Sixty percent of our budget is higher education, plus obviously the bulk is in...
• Public education is the bulk of our investment.
• We do allow education leave, so folks can get some education leave through our agency if they are pursuing
• And it took a long time for higher education to get it out.
• Now that's handled by the Higher Education Department. Okay. Yes. Okay.

Transcript Highlights:

• Bill for an act relating to education... ...relating to education, including various statutory changes
• I'm a must have an educated productive work for us to know how to have an educated protocol for some
• Section 8: the State Board of Education...
• I appreciate the staff for the Board of Education and teacher education.
• Under the section on certificates, members of the Board of Education and teacher education certification

Bills: LB764, LB815A, LB839, LB888, LB955, LB972A, LB1029, LB1087, LB1091, LB1126A, LB1181A, LB1237A, LB1261A, LB304A, LB762, LB889, LB929, LB966, LB1022, LB1187, LR508

Keywords: law enforcement, correctional services, Department of Correctional Services, corrections officers, state prison employees, peace officer, certification, police standards, training academy, Nebraska Commission on Law Enforcement and Criminal Justice, Nebraska Police Standards Advisory Council, criminal justice, correctional staff, conditional officer, law enforcement authority, public safety, LB815A, LB815, appropriation, appropriations bill

Transcript Highlights:

• Since that time, the community college system is no longer under the state board of education.
• . school buses by that local board of education to the community college.
• ... to provisional release from educational intervention.
• This allows them to expend money that they are already allocated on materials for education purposes
• This piece of legislation has money for enforcement as well as education because, as you all know, vaping

Keywords: 1136, house, all

Transcript Highlights:

• President, members, we are joined today by fabulous educators from across the state.
• Educators from across the state.
• Like, we're not duplicating or undermining general reporting obligations of educators, right?
• By law, right now, to enter a college of education, you only have to have 3 years.
• And I do see it talks about arts and technology education and training, barbering, cosmetology.

Bills: SR44, HCR1027, SJR50, SJR52, SJR53, HB1185, HB1937, HB2035, HB2137, HB2166, HB3148, HB3323, HB3466, HB3498, HB3661, HB3678, HB3710, HB3977, HB3986, HB4104, HB4108, HB4142, HB4191, HB4274, HB4275, HB4322, HB4336, HB4484, HB3880, HB1687, HB3673, HB1170, HB2959, HB3718, HB3021, HB3443, HB3501, HB4143, HB4326, HB2992, HB3660, SB171, SB1325, SB1980, SB2045, HB4422, HB4423

Keywords: Medicaid, federal funding, state law, healthcare, low-income adults, Oklahoma Constitution, Oklahoma Health Care Authority, OHCA, health care rules, administrative rules, major rule, Title 75, Title 317, Oklahoma Administrative Code, OAC 317:30, health policy, state health programs, provider regulations, benefits administration, rule approval

Transcript Highlights:

• also includes the diabetic client who receives nutritional support after civil legal services intervention

Bills: HF2300

Transcript Highlights:

• educational, and productivity costs. educational, and productivity costs.
• It's based on the intervention.
• It's an education hub.
• It's an education hub. It's safety net. It's an education hub.
• in the way of educating our children. in the way of educating our children.

Keywords: 1187, senate, all

Transcript Highlights:

• If I'm not mistaken, the easement runs out in 2027, so you educated me on that, Senator.
• We also include some funding to support continuing education.
• people on the importance of education.
• Tom Palladino: ...to provide education benefits have been crucial for many veterans.
• Debra Heater: ...as well as a robust education program.

Bills: SB1, SB 1

Keywords: appropriations, budget, state funding, education, healthcare, infrastructure, campground safety, youth camp regulations, flood safety, emergency evacuation, health and safety standards, 1185, senate, all

Transcript Highlights:

• Has there been any intervention by the locations where these machines are hosted?
• Fourth, consumer education is critical.
• The Massachusetts Financial Education Network is a coalition of educators, nonprofits, bankers, business
• The Massachusetts Financial Education Network is a coalition of educators, nonprofits, bankers, business
• That included that 67% of respondents wanted to see financial education added.

Keywords: 995, all

Summary: The committee heard testimony on several financial services bills, with the main focus on cryptocurrency kiosk regulation, financial literacy, and earned wage access. Legislators and witnesses described widespread crypto-related scams targeting older adults, often involving impersonation, urgency, spoofed phone numbers, and rapid transfers through kiosks that are difficult to trace or recover. Supporters of the kiosk bills said Massachusetts needs licensing, registration, transaction limits, warning notices, receipts, refund protections, and other safeguards; some also urged a “pause” or hold on transactions to give victims time to reconsider and allow law enforcement to intervene. The Attorney General’s office, AARP, local law enforcement, and several prosecutors and sheriffs backed the consumer-protection approach, while Bitcoin Depot supported a narrower regulatory framework but opposed low fee caps and strict daily limits, arguing they would function like a ban and reduce legitimate use. Witnesses from Waltham police, Middlesex and Essex County law enforcement, and the AG’s office said crypto scams are growing quickly, losses are often unrecoverable once funds move, and current tools are limited. They described cases involving elderly victims losing thousands of dollars, and said warnings alone are not enough because scammers keep victims on the phone and guide them through the process. Some witnesses said a temporary hold or refund mechanism has worked in at least one case, while others emphasized that transaction limits and visible disclosures could reduce harm even if they do not stop fraud entirely. The AG’s office also said it would submit written opposition to separate earned wage advance legislation, while DailyPay testified in support of that bill, saying earned wage access helps workers bridge short-term gaps without debt or credit reporting. The committee also heard support for mandatory financial literacy education from Representative Jim Hawkins, who said high school students need instruction on credit, debt, and inflation before they enter adulthood. In addition, the committee took testimony on litigation financing bills from insurance industry representatives, who argued for disclosure and regulation of predatory litigation lending and warned about foreign interference and reduced plaintiff recoveries. No votes or final actions were taken during the hearing; members asked questions throughout, and the chair noted the need to move testimony along because of time constraints.

Transcript Highlights:

• engaged in digging into the drivers of rate increases and identifying opportunities for legislative intervention
• to address that. ...and identifying opportunities for legislative intervention to address that and bring
• Chair, Member Sam Nash, on behalf of the Los Angeles County Office of Education and Support.

Keywords: 988, house, all