Video & Transcript Research : 'Insurance Commissioner'
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MN
Minnesota 2025 1st Special Session
House Health Finance and Policy Committee 3/10/25
Health Finance and Policy
Transcript Highlights:
- I like commissioner today, so I'll say Commissioner Ducker.
- say commissioner Ducker thank you I'll say commissioner Ducker thank you on<00:45:14.200>
the - Thank you, Commissioner, for the update on that.
- Representative Huot thanked Chair Backer and the commissioner.
- The commissioner said right now it runs the gamut.
Keywords:
HF696, rural EMS, ambulance, emergency medical services, uncompensated care, payment pool, rural health, Office of Emergency Medical Services, public safety answering point, PSAP, nontransport, unpaid ambulance calls, EMS reimbursement, rural ambulance provider, general fund appropriation, Minnesota health finance, specialized life support, metropolitan counties, emergency response funding, HF1429
MN
Minnesota 2025 1st Special Session
Committee on Judiciary and Public Safety - 02/12/25
Judiciary and Public Safety
Transcript Highlights:
- uniform law commission all Commissioners uniform law commission all Commissioners get<00:02:24.000
- but all of the uniform law Commissioners but all of the uniform law Commissioners come<00:06:45.400
- now I've been a uniform law commissioner now I've been a uniform law commissioner for<00:08:24.159
- um but at that time uh Commissioners um but at that time uh commissioner<00:10:52.399>
Michael - ><00:10:52.760>
Sullivan <00:10:53.680>let Commissioner Michael Sullivan let Commissioner
NH
Transcript Highlights:
- have regularly invited the commissioner have regularly invited the commissioner of<04:20:31.040>
- the duties of the commissioner the duties of the commissioner and and and uh<05:18:11.920>
the - may be intended to reference someone that is not the commissioner of the Department of Revenue.
- may be intended to reference someone that is not the commissioner of the Department of Revenue.
- of the department of commissioner of the department of revenue. revenue. revenue.
MN
Transcript Highlights:
- After we've clarified that part, the bill then goes on to clarify that the commissioner of Revenue can
- <00:43:13.280>
of Greater clarify that the commissioner of Greater clarify that the commissioner - Commissioner of Revenue.
- I had a doctor appointment down in Owatonna and an insurance appointment at 7:30 in Dodge Center, so
- I had a doctor appointment down in Owatonna and an insurance appointment at 7:30 in Dodge Center, so
Keywords:
sales tax, education funding, construction, Aitkin Public Schools, tax exemption, refundable credit, HF148, use of force training, deadly force, peace officer training, police training, law enforcement, POST Board, Board of Peace Officer Standards and Training, scenario-based training, de-escalation, defensive tactics, force-on-force training, stress management, officer wellness
MN
Minnesota 2025-2026 Regular Session
House Human Services Finance and Policy Committee 4/3/25
Human Services Finance and Policy
Transcript Highlights:
- Section 37 from House File 973, from Representative Backer, specifies that co-payments, co-insurance,
- <00:15:45.760>
and that co-ayments, co- insurance and that co-ayments, co- insurance and deductibles - <00:21:46.080>
to <00:21:46.320>change Allows the commissioner to change definitions - It prioritizes people experiencing homelessness that often don't even have insurance. housing in the
- I currently serve as Sherburn County District 5 County Commissioner.
Keywords:
human services, aging services, disability services, behavioral health, long-term care, nursing home, nursing facility, assisted living, waiver services, medical assistance, Medicaid, case mix reimbursement, PDPM, RUG, direct care and treatment, developmental disabilities, day services, positive support, guardian, conservator
MA
Massachusetts 2025-2026 Regular Session
Joint Committee on Public Safety and Homeland Security Jun 21st, 2026 at 01:00 pm
Joint Committee on Public Safety and Homeland Security
Transcript Highlights:
- Board of Library Commissioners and the Mass. School Building Authority.
- So how do we know if it was safe, inspected, or even insured?
- At golf courses, liability insurance is expected.
- to carry insurance.
- They should have insurance. They should have hay bales.
Summary:
The Joint Committee on Public Safety and Homeland Security heard testimony on several bills, with strong support expressed for a proposed municipal and public safety building authority (H. 2571/S. 1650). Municipal officials, fire chiefs, the Massachusetts Municipal Association, regional planning leaders, and Senator Comerford described aging town halls, fire stations, DPW facilities, and other local buildings, especially in small towns and gateway cities, and argued that local budgets and Proposition 2 1/2 make major capital projects difficult to fund. Testimony emphasized the need for a dedicated revenue stream, with the bill proposing a share of marijuana excise tax revenue and a rural funding set-aside. Committee members asked about prioritization and funding levels, and witnesses said even a modest start would help address a large statewide backlog. No votes were taken during the hearing, and the committee later adjourned unanimously.
The committee also heard testimony on H. 2689, requiring fuel gas alarms/detectors in residential dwellings using explosive gases. Representative Jeff Roy, Susan Brown, Jason Cohn, and representatives from NEMA and Kidde supported the bill, describing it as a life-saving measure similar to carbon monoxide detector requirements. Witnesses cited the 2015 Franklin propane explosion that killed Nancy and Robert Brown, the Merrimack Valley gas explosions, and national fire data showing fatalities and property damage from gas leaks. They said detectors are affordable, commercially available, and should be required where gas is used; one witness noted battery-backed or battery-operated options exist. Committee questions focused on cost, battery power, outdoor propane setups, and whether the bill would cover private databases or only residential safety devices.
Another major topic was S. 1755 on missing and abducted children. Senator Pavel Payano testified in favor, citing the case of Lee Manuel Villoria Paolino and arguing that misclassification of missing children as runaways can delay urgent response and worsen outcomes, especially for Black and brown youth. He said the bill would set minimum law enforcement response standards, require training, and expand multilingual intake forms. The committee also heard support for expanding the state DNA database through familial DNA searching, with Dr. Amory Myers explaining that the technology could help solve long-unsolved cases while including guardrails to prevent use of private consumer DNA databases. Finally, the committee heard extensive testimony on H. 2740, “Colby’s Law,” establishing safety standards for BMX and motocross tracks. Colby Lippincott’s family, community members, and industry representatives described his fatal crash and urged requirements for medical staff, insurance, inspections, warning systems, barriers, and access roads. Witnesses said the bill would not end the sport but would create basic protections, and the committee heard that Massachusetts would join a number of other states with similar standards. The hearing ended with a motion to adjourn, which passed unanimously.
MN
Minnesota 2025-2026 Regular Session
Committee on Agriculture, Veterans, Broadband and Rural Development - 03/05/25
Agriculture, Veterans, Broadband, and Rural Development
MN
TX
Transcript Highlights:
- Chair: David Stout, El Paso Commissioner Precinct 2, against the bill.
- David Stout: Commissioner Precinct 2.
- And thank you so much for being here, Commissioner. David Stout: Thank you.
- And because I didn't have enough insurance, it wasn't covering it.
- Gas, Vanessa Pena: Emergencies, diabetes supplies insurance doesn't cover.
Keywords:
HB 21, Texas Tax Code, ad valorem tax, property tax, delinquent taxes, tax delinquency, penalty reduction, interest rate, split payment, installment payment, tax relief, county tax collector, taxing unit, property owner, tax collection, voter-approval tax rate, no-new-revenue tax rate, tax increase election, supermajority, 60 percent threshold
MN
Minnesota 2025-2026 Regular Session
Committee on Housing and Homelessness Prevention - 03/13/25
Housing and Homelessness Prevention
Transcript Highlights:
- My experience over the last 10 years as a suburban planning commissioner and city council member has
- related issues and much much Insurance related issues and much much more<01:09:42.640>
and <01 - <01:25:46.400>
adjuster be determined by the insurance adjuster be determined by the insurance - There's 75% that's insurance related.
- related there was about that's Insurance related there was about 25%<01:36:17.119>
that <01:36
ND
North Dakota 2026 1st Special Session
Higher Education Institutions Committee Jun 18th, 2026 at 10:00 am
Higher Education Institutions Committee
Transcript Highlights:
- But I would recognize Commissioner Sanford for additional comments.
- Chair, Commissioner, so you're talking about did this Dickinson, Commissioner, so you're talking about
- Thank you, Vice Commissioner Johnson. Of course.
- I serve as Deputy Commissioner for the North Dakota University System.
- Commissioner Sanford. I can add a little color for this from two jobs ago.
ND
North Dakota 2026 1st Special Session
Higher Education Institutions Committee Jun 18th, 2026
Higher Education Institutions Committee
Transcript Highlights:
- But I would recognize Commissioner Sanford for additional comments.
- Chair, Commissioner, so you're talking about did this Dickinson, Commissioner, so you're talking about
- Thank you, Vice Commissioner Johnson. Of course.
- I serve as Deputy Commissioner for the North Dakota University System.
- I serve as Deputy Commissioner for the North Dakota University System.
Summary:
The Higher Education Institutions Committee met at NDSU and heard an extensive presentation from President David Cook/President Stewart and NDSU leadership on the university’s priorities, including enrollment, student success, research growth, and use of New Horizons funding. Leaders emphasized NDSU’s land-grant mission, its role in workforce development, and its goal of becoming more distinctive through strategic planning, recruitment and retention, commercialization, and partnerships. They highlighted that NDSU awarded 2,370 degrees in 2025, produces a large share of the state’s engineering, nursing, and agriculture graduates, and reported strong outcomes for graduates staying and working in North Dakota. They also noted enrollment headwinds, competition from other institutions, and the need to manage tuition waivers more carefully through a scholarship optimization effort.
Provost Sherry Vale outlined academic stewardship efforts, including review or consolidation of low-producing programs, strategic hiring tied to institutional priorities, faculty workload policy changes, and expanded online and regional offerings. She said the university is using New Horizons dollars to strengthen advising, student support, and programs in engineering, agriculture, and health. NDSU leaders also described new or expanded academic offerings such as robotics and automation, artificial intelligence, material science and engineering, nuclear engineering certificates, accelerated nursing, nurse practitioner certificates, a Master of Health Administration, and a clinical research master’s program with Sanford Health. They stressed that these investments are intended to improve student completion, meet workforce needs, and increase return on public investment.
The committee also heard testimony from students and recent graduates who described the value of NDSU’s education, mentorship, internships, research opportunities, and support services. Alyssa Hodges spoke about pharmacy education, public health work, and campus support as a parent and student; Ethan Blessy described engineering coursework, internships with Marvin, and career preparation; and Aiden Freolic discussed neuroscience research, federally funded projects, and plans for graduate study. Their testimony was followed by presentations on partnerships with Gateway to Science for K-12 STEM outreach and with Sanford Research on biomedical research, clinical trials, obesity research, and a joint biostatistics hire. NDSU also highlighted systemwide shared services, Governor’s School programming, and research growth, including a reported 8% increase in research expenditures from $199 million to $215 million. No bill votes were taken; the meeting was informational and featured presentations, testimony, and discussion of future planning and partnerships.
KY
Kentucky 2025 Regular Session
Interim Joint Committee on Appropriations and Revenue (8-20-25)
Transcript Highlights:
- Commissioner Dennis for details. Commissioner Dennis for details.
- >> Yes. >> All right, Commissioner.
- >> Yes. >> All right, Commissioner.
- >> Yes. >> All right, Commissioner.
- All right, Commissioner.
Keywords:
Meeting Start 00:00:00
FY 2025 Budget Close Out 00:02:55
Impressions of H.R. – 119th Congress 00:28:15
SNAP Payment Error Rates 00:37:05, 958, all
Summary:
The committee first established a quorum, approved the July minutes, and recognized Jennifer Hayes of the Department of State Budget Director for her retirement and long service. Secretary Hicks then presented a review of fiscal year 2025 closeout for the general fund and road fund, explaining that the general fund ended with a $313 million surplus and the road fund with a $61 million surplus. He attributed the general fund result to strong corporate income and LLC tax receipts, investment income, and lower-than-budgeted spending, while noting that individual income tax and sales tax underperformed estimates. He also described how the general fund surplus was allocated, with $62 million used for necessary government expenses and $251 million deposited into the budget reserve trust fund, which remained at historically strong levels. For the road fund, he said the surplus would be deposited into the Department of Highways construction account, and he highlighted record motor vehicle usage tax receipts despite lower motor fuels tax revenue due to a rate decline.
Members asked questions about the pass-through entity tax, delayed filing deadlines, THC beverage sales, and income tax collection from undocumented workers. Hicks said the pass-through entity tax remains difficult to model because of timing issues and the first year’s unusual filing pattern, and that staff are still working with the Department of Revenue and other states to improve forecasting. He said the delayed filing deadline likely would not require a major restatement and that any related receipts would still be counted in fiscal 2026. On THC beverages, he said the issue would be considered in the next forecasting cycle. On the undocumented-worker question, he said withholding may capture some of the revenue but referred broader collection efforts to the Department of Revenue.
The committee then shifted to an overview of the federal reconciliation act’s potential impact on the next biennial budget, with Hicks and Commissioner Lisa Dennis focusing on Medicaid and SNAP. Hicks said the Congressional Budget Office estimated roughly $900 billion in federal savings over 10 years, driven in part by work or community engagement requirements for the Medicaid expansion population and limits on state-directed payments. He emphasized that CMS still must issue regulations to define how the state-directed payment reductions will be calculated, making the exact fiscal impact uncertain. He referred members to a prior Medicaid Oversight Advisory Board presentation for more detail, and the discussion remained informational with no votes or formal actions taken on the federal changes.
KY
Kentucky 2025 Regular Session
Government Contract Review Committee (1-14-25)
Transcript Highlights:
- [Music] Matt Sawers, Commissioner, Department for Local Government.
- record Matt sawers commissioner record Matt sawers commissioner department<00:05:19.440>
for< - Commissioner Lee, I just have one simple question.
- much Mr chair um commissioner Le I I much Mr chair um commissioner Le I I just<01:24:35.400>
have< - Commissioner Stack or director of Public Health, we asked him, do you believe that?
Summary:
The committee first reorganized by electing Representative Hart as House co-chair and Senator Douglas as Senate co-chair by acclamation, then approved the December 10 minutes. It then took up deferred and routine contract items, beginning with a Council on Postsecondary Education item that was withdrawn after staff explained the contract had been canceled and should not have come before the committee because the granting authority, not CPE, was issuing it.
The committee next reviewed a Department for Local Government contract tied to an Eastern Kentucky flood recovery housing project in Jackson. Members questioned the high per-unit cost and whether renovation was more expensive than new construction. Staff explained the cost included acquisition of an existing downtown building and needed water and sewer infrastructure upgrades, and said developable land was limited in the area. With no motion to object, the contract was allowed to move forward.
The committee then considered Kentucky Transportation Cabinet professional services contracts for highway design work. Members asked about the size of the contracts and how much of the available funding is typically used; staff said the contracts are two-year agreements, that the prior cycle reached close to $2 million per contract, and that this year’s limits were reduced because less money is available in the Highway Plan. The committee also approved a PSC amendment contract for the Bridging Kentucky program after staff explained the $150 hourly loaded rate was within the normal range for consultants. Both Transportation Cabinet items were approved without objection.
Finally, the committee heard a Kentucky Communications Network Authority contract for an $85,000 study of the dark fiber market. Members asked what dark fiber is, why the study was needed, whether there was coordination with the Office of Broadband Development, and whether existing service meant there was already a market. KCNA said dark fiber is unused fiber that local providers can light to deliver service, that the study was needed because the contractor said no market existed while ISPs said demand exists, and that the report would help both KCNA oversight and broadband development planning. The contract was reviewed without objection.
FL
Transcript Highlights:
- We have our county commissioners, school board, business leaders, and there is no better county to represent
- And this legislation ensures a state health insurance plan cover standard fertility preservation services
- Committee substitute for House Bill 677, a bill to be entitled an act relating to state group insurance
- Committee substitute for House Bill 677, a bill to be entitled an act relating to state group insurance
- Committee substitute for House Bill 677, a bill to be entitled an act relating to state group insurance
Summary:
The Senate convened with an opening prayer by Rabbi Moshe Umatz, the Pledge of Allegiance led by pages, and several introductions and recognitions, including guests from Miami Northwestern Senior High School, Clay County, and a moment of silence for Pope Francis. The chamber then moved to the special order calendar after a motion to reconsider SB 1080, which was temporarily postponed. Several bills were also set aside during the day, including measures on social media use by minors, veterans’ nursing homes, Parkinson’s disease, mental health and substance use disorders, education, educator preparation, and school social workers.
The Senate passed a series of bills, often substituting House companions for Senate bills. These included funding for expedited DNA testing grants for local law enforcement (SB 1072/HB 847), additional aggravating factors in capital cases involving religious, school, or government gatherings (SB 984/HB 693), fertility preservation coverage for cancer patients (SB 924/HB 677), commuter rail indemnification for Miami-Dade and Broward counties (SB 916/HB 867), restrictions on disposing of migrant vessels in Florida waters (SB 830), specialty license plates including Miami Northwestern and several colleges and institutions (SB 824), an Alzheimer’s and dementia awareness campaign (SB 398), relocation of the Council on the Social Status of Black Men and Boys to Florida Memorial University (SB 364), charter school changes allowing parent conversion and municipal job-engine charter schools (SB 140), sex offender registration reporting changes (SB 1654/HB 1351), penalties for assaulting utility workers (SB 1386), juvenile justice revisions and truancy process updates (SB 1344), reporting of student mental health outcomes (SB 1310/HB 969), foster home license transfer simplification (SB 1174/HB 989), water access facility funding and boating industry incentives (SB 1162/HB 735), Florida Virtual School operational changes (SB 1122), school readiness program support for children with disabilities (SB 1102), sexual image offenses involving minors (SB 1180/HB 757), age-related defenses in child sex offense cases (SB 1136/HB 777), tampering with electronic monitoring devices (SB 1054/HB 437), certified recovery residences and local zoning accommodations (SB 954), and the FSU Election Law Center (SB 892). Most of these bills passed with strong bipartisan support, though SB 984 and SB 140 drew some opposition.
One of the most extensive debates centered on SB 820, codifying the Office of Faith and Community. Senator Polsky offered an amendment to bar political activity by office staff, citing emails and campaign-related communications tied to Amendment 4; the amendment failed on a 13-23 vote. Senators then debated the bill’s relationship to state election law, free speech, and the role of faith-based outreach. Supporters emphasized the office’s service network and reported benefits to children and families, while some senators raised concerns about interfaith representation and political use of government resources. The bill was then read a third time and the Senate proceeded toward a final vote as the transcript ended.
KY
Kentucky 2025 Regular Session
Medicaid Oversight and Advisory Board (11-12-25) - Part 2
Transcript Highlights:
- So, now Commissioner Langfeld is going to tell you about the big five initiatives you were going to do
- So, now start does Commissioner<00:01:32.400>
Langfeld <00:01:32.840>is <00:01:32.920> <00:01:33.040>- > going
to <00:01:33.120>tell Commissioner Langfeld is going to tell - <00:58:46.320>
Lee may need to uh ask uh Commissioner Lee may need to uh ask uh Commissioner - It is with the insurance industry, the health insurance industry as a whole.
Summary:
The Medicaid Oversight and Advisory Board received a presentation from Dr. Stack and Commissioner Langfeld on Kentucky’s application for a federal Medicaid-related funding opportunity tied to House Resolution 1. They described a compressed six-week stakeholder process that produced more than 50 responses and letters of support, and said the application was organized around five broad priorities: maternal health, behavioral health and substance use disorder, oral health, EMS/trauma response, and chronic disease. They emphasized that the proposal was designed to align with CMS goals, use allowable funding categories, and focus on sustainability rather than a short-term grant.
Commissioner Langfeld outlined five core initiatives: rural community hubs for chronic care innovation, beginning with obesity and diabetes; a maternal and infant health effort called POWER; a behavioral health and substance use model called IMPATH; an oral health initiative called Rooted in Health; and an integrated crisis-to-care EMS and trauma response effort. He said the chronic disease work would include prevention, food-as-medicine concepts, and technology tools, while the maternal health effort would expand team-based care around mothers and infants using community health workers and doulas. The behavioral health proposal would build on existing crisis intervention models, oral health would address workforce and access gaps through training, mobile vans, and telehealth, and the EMS proposal would better connect emergency response with home-based and community care.
Several senators questioned whether the proposal would meaningfully address rural hospital closures or the broader rural health care crisis. Senator Meredith said the plan was not transformational and would not save rural hospitals, while Senator Berg asked how success would be measured. In response, the presenters said they would use both lagging and leading indicators, with an emphasis on rapid-cycle feedback and data use that is more actionable in real time. They also said the work could help existing models that already show promise, such as behavioral health units and dental workforce expansion, even if it would not solve the larger funding gap created by HR1.
Senator Douglas asked how the proposals would motivate patients to participate in their own health care. The presenters responded that the chronic disease prevention work would focus on obesity, diabetes prevention, nutrition, and consumer-facing technology tools to help people engage in their own care, and that EMS-community health worker partnerships could identify unmet needs in the home and reduce preventable problems. The board then moved on to its next agenda item, Medicaid managed care delivery models, with Tom Stevens, Katherine North, and Dr. Patel scheduled to present.
WY
Wyoming 2026 Regular Session
Senate Labor, Health & Social Services, February 13, 2026
Labor, Health & Social Services
Transcript Highlights:
- vision, life insurance, retirement, etc. vision, life insurance, retirement, etc.
- retirement insurance, life insurance, or retirement insurance, life insurance, or retirement benefits
- And then if we're talking about insurance, is there some kind of role for the insurance commissioner
- It's not an insurance policy. question. It's not an insurance policy.
- savings account than an actual insurance savings account than an actual insurance policy,<00:14:
MA
Massachusetts 2025-2026 Regular Session
Joint Committee on Labor and Workforce Development Jun 21st, 2026 at 10:00 am
Joint Committee on Labor and Workforce Development
Transcript Highlights:
- prior to being the Executive Director of the Foundation for Fair Contracting, I was the deputy commissioner
- was to oversee prevailing wage enforcement as well as public bid enforcement on behalf of the commissioner
- The pay wasn't enough to really get ahead, and I had to cover my own health and dental insurance.
- We also want to protect the state from revenue losses due to unrealized income, unemployment insurance
- At the time, the House had a 60-day probationary period before new hires would receive health insurance
Summary:
The hearing focused on several labor-related bills, especially proposals to give legislative employees the right to organize and collectively bargain, close a prevailing wage loophole for off-site prefabrication work, and strengthen enforcement against wage theft. Committee chairs opened the hearing by explaining the hybrid format and asking witnesses to keep testimony brief. Multiple legislators testified in support of the legislative staff union bill, saying staff deserve the same bargaining rights as other public employees and that unionization would improve pay, benefits, retention, and workplace dignity. Witnesses also discussed how the bill would likely be structured, with separate House and Senate bargaining arrangements or locals, and emphasized that it would only create the option to unionize, not require it.
A second major topic was the prevailing wage bill addressing off-site fabrication and prefabrication in construction. Union leaders, contractors, and workers described how more work is being shifted from job sites into shops, especially in sheet metal, HVAC, electrical, and pipefitting work, and argued that the law should treat that work the same as on-site construction when it is part of a public project. They said the current loophole lets some contractors underbid by paying lower wages off-site, while responsible contractors already pay prevailing wages in their shops. Supporters argued the bill would protect workers, preserve apprenticeship and training standards, improve safety and quality, and make enforcement easier through certified payroll and clearer definitions.
The committee also heard testimony on wage theft legislation. Representative Dan Donahue, the Attorney General’s Fair Labor Division, AFL-CIO representatives, and carpenters’ union witnesses described wage theft, misclassification, labor brokers, and tax fraud as widespread problems that hurt workers, honest contractors, and public revenues. They supported giving the Attorney General stronger enforcement tools, adding contractor accountability up the subcontracting chain, and protecting workers from retaliation and from delays that can cause claims to expire. A separate witness supported a bill to extend the statute of limitations for Wage Act cases while AG investigations are pending, and another supported changes to help hospital workers enforce timely payment rights. No votes were taken during the hearing; witnesses repeatedly asked for favorable reports on the bills.
FL
Florida 2025 Regular Session
Rules Apr 8th, 2025
Transcript Highlights:
- this upcoming year 125 bucks, which doesn't cover hardly anything you're talking about just the insurance
- I banking insurance and go. You're recognized to explain the bill. >> Thank you.
- Certain personal information information received from the National Association of Insurance Commissioners
- or a National Association of Insurance Commissioners or a government entity records that will no longer
- Corporate governance annual disclosure including executive compensation insurers underwriting files.
VT
Vermont 2025-2026 Regular Session
Senate Session - 2026-05-07 - 11:00AM
Vermont Senate Floor Meeting
Transcript Highlights:
- The committee received testimony from the Department of Liquor and Lottery, the commissioner, and the
- director of communications; also the director of financial regulations, the commissioner of insurance
- and the director of the commissioner and the director of communications.<01:15:02.521>
[snorts] - <01:15:07.120>
of <01:15:07.360>insurance, <01:15:08.400>the uh, commissioner - of insurance, the uh, commissioner of insurance, the Vermont<01:15:09.040>
Chamber <01:15:09.440