Transcript Highlights:

• HB 2780, judicial foreclosure access, proceed sale. Finance.

Keywords: 1182, all

Summary: The Senate convened with prayer and the Pledge of Allegiance, recognized guests including the doctor of the day, visiting family members, and representatives from the Arizona Chapter of the American College of Surgeons demonstrating Stop the Bleed techniques. Members also acknowledged a St. Patrick’s Day visit by the Speaker of the Irish Parliament and adopted a proclamation honoring Irish heritage and the Arizona-Ireland relationship. In Committee of the Whole, senators considered and advanced several bills. SB 1046, relating to information technology, was amended and given a do-pass recommendation. SB 1066, concerning civil liability and fraudulent scientific research, was amended with a floor amendment limiting liability for certain researchers, universities, and registered drug manufacturers, then advanced. SB 1332, relating to light rail expansion participation, was amended after debate over transit policy and state versus local control, and also received a do-pass recommendation. SB 1286, on veterinary prescriptions, was amended to adjust electronic prescribing timeframes for flea/tick and antimicrobial drugs and then advanced. On third reading, the Senate passed SB 1009 on school curriculum and AED training, SB 1086 on the Arizona health care cost and payment system, SB 1317 appropriating money to the Attorney General for a coordinated jail reentry program, SB 1580 appropriating money to the Department of Administration, SB 1582 funding school safety, SB 1709 on probation for dangerous crimes against children, SB 1550 appropriating money to the state treasurer, SB 1761 appropriating money to the University of Arizona, SB 1046, and SB 1286. Several members explained votes, including support for reentry programming and school safety, and opposition based on concerns about funding sources, judicial discretion, or program effectiveness. The House requested reconsideration of HB 4027 and HB 2444, and the Senate then recessed, received a list of bills for first reading and committee referral, announced committee meetings for the next day, and adjourned until March 17, 2026.

Transcript Highlights:

• If there is a foreclosure, having done title opinions, you are relying upon the records that are filed

Bills: SB1302, SB1389, SB1401, SB1776, SB1809, SB1858, SB1985, SB2053, SB2148

Keywords: income tax, tax rates, revenue certification, Oklahoma Tax Commission, state budget, education, tax credit, school choice, private school, tuition assistance, income limits, parental choice, accreditation, insurance, taxation, premium, home office credit, healthcare, teacher tax credit, income tax credit

Transcript Highlights:

• they're using data to give less pay, but expect more work at a time that Minnesotans—50% increase of foreclosure
• 01:24:09.160> 50%<01:24:10.160> increase<01:24:11.040> of<01:24:11.160> foreclosure
• Minnesotans 50% increase of foreclosure Minnesotans 50% increase of foreclosure and<01:24:12.400

Bills: HF3878, HF4131, HF3796, HF4097

Keywords: airport workers, wage standards, labor rights, minimum wage, economic equity, surveillance, price discrimination, wage discrimination, consumer rights, automated decision systems, Minnesota Statutes, suitable seating, employee seating, workplace seating, occupational safety, workplace safety, labor standards, employer requirements, chair, stool

Transcript Highlights:

• . >> House Bill 523, real property residential foreclosures commencement restrictions. >> House Bill
• House Bill 523, real property >> House Bill 523, real property residential<01:09:11.799> foreclosures
• <01:09:12.480> commencement residential foreclosures commencement residential foreclosures

Keywords: House streaming session for Thursday, March 12, 2026, 957, house, all

Summary: The House met in Annapolis on February 27, 2026, with 128 members present. After a prayer, the chamber adopted the previous day’s journal and recognized a resolution honoring Brunswick High School’s first Tech Challenge team, Minerva’s Mechanics, for winning the FTC Regional Championships and qualifying for the World Championship in Houston. The resolution was read and adopted with applause. The main legislative item was House Bill 355, concerning the Education, Sexual Abuse and Assault Awareness and Prevention Program and human and sex trafficking; the House adopted the favorable committee report and ordered the bill printed for third reading. The next bill, House Bill 534 on nonpublic school transcripts and prohibiting punitive measures related to student debt, also received a favorable report. Debate then centered on an amendment offered to HB 534 that would have tied school funding to student choice for students in repeatedly one-star-rated schools and allowed parents of habitually violent or disruptive students to consider military boarding school options. The sponsor argued Maryland’s public schools, especially in Baltimore City, were failing students despite heavy spending, citing low literacy, violence, and the book Failure Factory; several members echoed concerns about school performance, bureaucracy, and the need for educational freedom. Opponents and procedural speakers said the amendment was not germane to HB 534, which they described as a narrow bill about transcript access for students leaving nonpublic schools with unpaid fees, often students with disabilities. The floor leader urged the body to resist the amendment and stick to the bill’s actual subject. Despite multiple members explaining their votes in support of school choice and criticizing the Blueprint and school outcomes, the House ultimately took a roll call on the amendment after a voice vote was challenged. The transcript cuts off during the roll call and does not show the final recorded result on the amendment.

Transcript Highlights:

• thousands of meals around the state and have increasingly moved into the issue of rental assistance and foreclosure
• issue of rental moved into the issue of rental assistance<00:42:36.800> and<00:42:37.040> foreclosure
• <00:42:37.760> prevention, assistance and foreclosure prevention, assistance and foreclosure

Keywords: 1183, house

Transcript Highlights:

• And that was a good chunk of Senate Bill 129, along with other opportunities to have foreclosures and
• have along with other opportunities to u have along with other opportunities to u have foreclosures
• 00.080> things<01:19:00.239> like<01:19:00.320> that<01:19:00.560> to foreclosures
• and things like that to foreclosures and things like that to take<01:19:01.040> to<01:19:01.280

Keywords: Meeting Start 00:00:03 Roll Call 00:00:08 Discussion of Indiana Residential Infrastructure Fund 00:01:27 Discussion of Affordable Housing Trust Fund 00:33:30 Discussion of Urban Infill 01:12:37 Approval of Minutes from July Meeting 01:39:00 Adjournment 01:39:42, 958, all

Summary: The Housing Task Force heard a presentation from Anita Sanford of the Homebuilders Association of Kentucky and Sheri Cybert of Indiana’s Residential Infrastructure Fund about Indiana’s low-interest loan program for local housing infrastructure. They described the program as a voluntary, locally driven model that helps communities finance roads, sewers, sidewalks, traffic lights, turning lanes, and other infrastructure needed for new housing development. Sanford emphasized that infrastructure and regulation are major drivers of housing costs, citing estimates that infrastructure can account for up to 30% of a home’s cost and regulations another 25%, and said the association is studying Kentucky-specific regulatory costs. She also noted that every $1,000 added to new home construction can price out about 2,000 Kentucky households. Cybert explained that Indiana’s program, administered through the Indiana Finance Authority, began in 2023 with $75 million appropriated over two years and has since closed 17 loans totaling $60.7 million, with more than 2,700 projected housing units. The program reserves 70% of funds for rural communities and 30% for urban communities, requires applications from local governments rather than developers, and asks communities to show need through a market study, describe the infrastructure and housing to be built, and provide preliminary engineering plans and a repayment source. She said the loans currently carry an interest rate around 3.5%, reset quarterly, and that the program has generated about $25 million in savings to communities compared with private borrowing. She also described recent Indiana legislative changes that encourage higher density and other zoning reforms, and said a majority of those local ordinance changes must be adopted for an application to be fundable. Members asked about the ordinance requirements, the funding split between rural and urban areas, repayment mechanisms, and whether there were caps on project size. Cybert said repayment is worked out case by case, often through existing or project-specific TIFs, temporary tax agreements, or letters of credit, and that the program has no cap on request size or income/affordability restrictions. She said the largest request funded was $19 million for a 700-unit project. Co-chair Mills and others discussed whether Kentucky could adopt a similar model and what it would cost, while Sanford and Cybert said they were still refining budget estimates. Later, Scott Welch, president of the Homebuilders Association of Kentucky, testified that upfront infrastructure costs are a major barrier in his projects, citing a $1 million pump station and road-widening and utility relocation costs as examples, and said an infrastructure fund would help get projects off the ground.

Transcript Highlights:

• where I think the application of this tax would be particularly unfair: for example, evictions, foreclosures
• particularly unfair for<01:04:02.000> example<01:04:02.440> evictions<01:04:02.920> foreclosures
• <01:04:03.559> and for example evictions foreclosures and for example evictions foreclosures

Keywords: 919, house, all

Summary: The committee took up House File 2437, the governor’s proposed tax bill, and first adopted the A25-Z42 amendment to put the bill in the desired shape. Commissioner Paul Marquardt of the Department of Revenue then presented the bill as part of Governor Walz and Lieutenant Governor Flanagan’s budget, describing it as a response to budget pressures that would make the tax system more fair and stable while supporting economic development and jobs. Marquardt walked through the bill’s major provisions. These included sustainable aviation fuel policy, repeal of K-12 education credit assignment, elimination of the political contribution refund, expansion of the research and development credit, short-line railroad infrastructure modernization, changes to the state airport fund levy, replacement of attachments and appearances with distribution systems, a narrow personal property tax exception for low-income housing tenants, reduced aquatic invasive species aid, and a 34% reduction in PILT payments. He then focused on the sales tax article, saying it would lower the statewide rate by 0.75% while expanding the base to selected professional services such as accounting, banking, brokerage, and legal services, with business-to-business transactions exempt. He said the proposal would be effective for sales and purchases after September 30, 2025, and estimated a first-year rate-cut impact of about $99 million versus $215 million from the service expansion, while arguing that most households would see a net tax cut. He also noted other changes such as landlord penalty adjustments, a 30% reduction in sustainable aviation fuel incentive payments, repeal of local government cannabis aid, and repeal of the tax filing modernization account. Public testimony began with Kyle Playford of the Financial Planning Association of Minnesota, who strongly opposed the proposed sales tax on professional services, especially financial planning. He argued that financial planning is an essential service for retirement, investment, and long-term financial security, and said the tax would raise costs for consumers, reduce access for middle-class families, small business owners, and retirees, and put Minnesota firms at a competitive disadvantage. The chair then indicated that additional public testimony would continue before member questions.

Transcript Highlights:

• We offer budget and debt counseling, student loan debt counseling, credit report reviews, foreclosure
• debt counseling credit<00:03:47.159> report<00:03:47.480> reviews<00:03:48.439> foreclosure
• credit report reviews foreclosure credit report reviews foreclosure prevention<00:03:50.120>

Keywords: 1183, house

Transcript Highlights:

• Went into disrepair, foreclosure, terrible state. Mr. and Mrs.
• Went into disrepair, foreclosure, terrible state. Mr. and Mrs.
• Went into disrepair,<00:08:42.159> foreclosure,<00:08:43.039> terrible<00:08:43.519>
• disrepair, foreclosure, terrible state. disrepair, foreclosure, terrible state.

Keywords: 928, house, all

Summary: The committee heard testimony on SB 27FN, which would change how improvements to dwellings over water are handled and align those projects more closely with the state building code. The bill was presented by Trisha Milo on behalf of Senator Lang, and attorney John Cronin explained that it arose from a specific New Hampshire Supreme Court case involving the Newcombs’ lakeside property, but that it could affect a small number of older waterfront homes statewide. He said the intent was to give the Department of Environmental Services (DES) limited waiver authority for improvements that do not harm water quality, plant life, or fish, while still requiring DES review and local permits. Committee members asked several questions about the scope of the bill, including whether it was tied to one case, how many properties might be affected, what counts as “living space,” and whether the language could allow larger decks or other expansions. Cronin said the bill was meant to be narrow, focused on access and egress and not on creating new living space, and that DES would still be able to deny unreasonable requests. He also described the Newcombs’ project as a rehabilitation of an older structure that had been approved locally and later challenged by DES, leading to the current dispute. Darlene Forst, the Wetlands Bureau administrator at DES, testified in opposition. She said the department was surprised the bill was being heard because it believed the Senate had sent it to interim study, and she argued the language was unclear and could have broader statewide effects than intended. Forst also said the underlying case was still active and should not be effectively re-litigated through this bill. No vote or final committee action was taken during the portion of the hearing provided.

Transcript Highlights:

• Today, there have been a lot of foreclosures, and cotton, for example, whenever a gin goes offline, it

Bills: HB43, HB519, HB1275, HB1592, HB2842, HB3088, HB3479, HB4163, SB823, HB609

Keywords: agriculture, finance, young farmers, financial assistance, pest control, honey production, beekeeping, food safety, local regulation, bovine producers, dairy farms, permits, bovine tuberculosis, public health, wildlife management, disease prevention, alert system, Texas A&M, white-tailed deer, public safety

Transcript Highlights:

• Legal aid intervened just in time to prevent the foreclosure.
• Legal aid intervened just in time to prevent the foreclosure.
• removes the last safeguard for vulnerable Californians, putting them at greater risk of unjust foreclosure

Summary: The committee met as a subcommittee without quorum at first, then later established quorum and continued hearing several bills. SB 27, the annual CARE Court cleanup bill, would require courts to consider CARE referral for certain misdemeanor defendants found incompetent to stand trial, combine some hearings, allow limited data sharing among licensed medical professionals, and expand eligibility to include mood disorders with psychotic features. Supporters said it would clarify the meaning of “clinically stabilized,” streamline the process, and help more severely ill people receive treatment; opponents argued it would expand CARE Court too broadly, strain county resources, and divert attention from housing and voluntary services. The bill passed to the Health Committee on a roll call vote and was placed on call. SB 82, dealing with so-called “infinite arbitration clauses,” would limit consumer contract arbitration provisions to disputes arising from the product or service actually purchased. The author and supporters said the bill would stop companies from forcing arbitration in unrelated claims and would not ban arbitration itself. Opponents from business and banking groups argued the language was too restrictive, could create litigation over related transactions, and should be clarified as prospective only. The committee approved the bill and placed it on call after a roll call vote. The committee then heard two reparations-related bills. SB 437 would direct CSU to develop a genealogical methodology and framework for verifying descendants of enslaved people, with oversight, reporting, and guardrails tied to recently allocated state funding. Supporters said the bill would create a fair, evidence-based process; opponents, including professional genealogists and reparations advocates, argued the work is already well understood, the bill is unnecessary, and it could delay action. SB 518 would create a Bureau for Descendants of American Slavery within state government, with divisions for genealogy, property reclamation, outreach, and legal affairs. Supporters framed it as needed infrastructure to implement reparations recommendations; opponents objected to locating it in the Department of Justice, warned about data privacy and law enforcement control, and criticized the inclusion of broader communities. Both bills were moved to Appropriations and placed on call. The committee also heard SB 52, the End AI Rent Hikes Act, which would prohibit the use of algorithms to collude on and artificially inflate rental prices; the author and supporters described it as a response to AI-assisted rent fixing in California’s housing market.

Transcript Highlights:

• measure that provides affordable housing developers a tool to help stabilize projects at risk of foreclosure
• If the properties do go into foreclosure, we lose all of the affordability. Thank you very much.

Summary: The Assembly Committee on Housing and Community Development heard a long agenda focused mainly on housing production, higher education facilities, homelessness, and permitting reform. Early items included AB 6, which would direct HCD to convene a working group on allowing three- to ten-unit “missing middle” housing to be built under the Residential Code rather than the Building Code; AB 48, a higher education bond proposal that would fund campus repairs, modernization, disaster recovery, and student/employee housing; and AB 76, which would clarify a Chula Vista university innovation district exemption so the project can include academic buildings and housing without conflicting with surplus land rules. Supporters emphasized affordability, cost savings, student housing needs, and access to education, while members raised questions about implementation, affordability requirements, and project scope. The committee later took votes on these items, with AB 6, AB 48, and AB 76 all moving forward on unanimous or near-unanimous votes to Appropriations. Members also heard AB 595, which would create a state homeownership tax credit pilot to support affordable for-sale housing. The author and supporters argued that California’s homeownership rate is at historic lows and that the bill would help close racial wealth gaps by financing homes working families can buy. The committee approved AB 595 and sent it to Appropriations. The consent calendar, including several other housing-related bills, was also approved unanimously. A major portion of the hearing was devoted to AB 1165, the California Housing Justice Act of 2025, which would require ongoing state investment and a financing plan to address homelessness and housing affordability. The author and witnesses described the scale of homelessness, the limits of one-time funding, and the need for sustained, accountable funding streams. After testimony from housing advocates and people with lived experience, the committee passed AB 1165 on a 10-0 vote to Appropriations. Finally, the committee heard AB 609, a CEQA reform bill that would create a simplified exemption for qualifying infill housing projects in already developed areas. Supporters framed it as a targeted way to reduce delays and costs for housing near jobs and transit, while opponents from environmental justice, labor, and tribal groups warned it could reduce public participation, weaken protections for disadvantaged communities, and create consultation concerns for tribal cultural resources. The author said the bill would not change zoning or affordability tools and would continue to work with opponents on amendments. The bill was moved forward after extensive discussion, with members noting ongoing negotiations on tribal consultation and labor concerns.

Transcript Highlights:

• In the event of foreclosure or project failure, these suppliers may never see the money they're owed,
• If they need a safety net when an owner fails to reserve funds or there's a foreclosure, HB 3287 places

Bills: HB2963, HB3005, HB3287, HB3288, HB3289, HB3290, HB3344, HB3712, HB3862, HB3874, HB4196, HB4308, HB4901, HB4984

Keywords: digital equipment, repair rights, manufacturers, maintenance, consumer rights, construction contracts, payment regulations, public works, dispute resolution, audit procedures, construction, trust funds, mechanic's lien, contractor, subcontractor, residential properties, disputes, payment obligations, accountability, payment disputes

Summary: The committee heard testimony on several bills related to technology, construction, economic development, and consumer protection. HB 3862 would restrict minors’ access to certain social media apps and limit smartphone use in classrooms; supporters, including Champions for Childhood, argued that smartphones and social media contribute to addiction, distraction, depression, self-harm, and trafficking risks, and the bill was left pending. HB 3712 would change Texas retainage rules so owners could not withhold payment on specially fabricated construction materials once they are delivered, approved, and warranted; subcontractors and suppliers said current retainage practices delay payment for years and create financial risk, and the bill was left pending. HB 2963, the right-to-repair bill, would require manufacturers to provide parts, tools, and information for independent repair of digital devices, with exemptions for medical devices, vehicles under existing agreements, and trade-secret protections; consumer, environmental, business, and repair advocates supported it, while Safelite asked that automotive manufacturers not be excluded from the bill, and it was left pending. HB 4308 would create county industrial development districts to attract major employers and finance infrastructure through local elections and bonds; Fort Bend County supported it as a tool to add jobs and broaden the tax base, and it was left pending. The committee also heard HB 3344, which would create a licensing system for re-roofing contractors, require insurance and bonding, and establish a public database and complaint process. Supporters said it would help curb storm chasers and protect homeowners after storms, while opponents argued it would add burdens on legitimate small roofers, duplicate existing fraud laws, and potentially restrict consumer choice and contractor pricing flexibility. After extensive testimony and questions, the bill was left pending. HB 4196 would create a task force on modernizing manufacturing through digital integration and automation; Schneider Electric and the Texas Workforce Commission supported it as a way to improve competitiveness and create skilled jobs, and it was left pending. HB 3874 would require contractors to receive copies of incorporated contract documents before signing if requested; subcontractors and construction attorneys said it would improve transparency and prevent parties from being bound by unseen terms, and it was left pending. In pending business, the committee voted out several bills. HB 74, creating the Port Verde Port Authority District, was reported favorably to the full House without amendment. HB 112, relating to a science park in certain counties, was reported favorably as substituted. HB 2214, on floodplain notice requirements for leased dwellings, HB 3016, on rental vehicle damage waivers, HB 3133, on explicit deepfake material on social media, HB 3173, on workforce development program planning and evaluation, HB 3807, on child care waiting list priority for children of certain child care workers, HB 463, on unilateral memoranda of contract for residential property, HB 4115, on shareholder proposals to certain domestic corporations, and HB 5008, on use of the Skills Development Fund by certain entities, were all reported favorably, most without amendment and some as substituted. HB 2652, creating a certified caregiver pilot program in the Borderplex workforce area, was also reported favorably and sent to the Committee on Local and Consent Calendars.

Transcript Highlights:

• But, you know, it sounds like some of the remedies could include collections and foreclosure as well.
• Foreclosure, so the business is going to be completely out of business.

Bills: HB245, HB700, HB2783, HB3526, HB3900, HB4061, HB4124, HB4166, HB4395, HB4534, HB4609, HB4641, HB4736, HB4738, HB4739, HB4945, HB5015, HJR175, HB245

Keywords: military service, retirement, law enforcement, custodial officer, Employees Retirement System, commercial financing, brokers, registration, disclosures, finance, consumer protection, fees, deferred compensation, automatic participation, county employees, payroll deductions, retirement plans, fiscal transparency, local government, bond issuance

Transcript Highlights:

• savings because these legal notices are paid for in this case by the bank or other lenders doing the foreclosure

Transcript Highlights:

• Or foreclosure. Sorry. On the shrimpers' homes and boats.

Transcript Highlights:

• I guess I'm not familiar enough with motor vehicle and how I'm familiar with a mortgage foreclosure,
• and I think what you're trying to get at is a surplus, what we would call a surplus in a mortgage foreclosure
• I guess I'm not familiar enough with motor vehicle and how I'm familiar with a mortgage foreclosure,
• and I think what you're trying to get at is a surplus, what we would call a surplus in a mortgage foreclosure

Keywords: 1187, senate, all

Transcript Highlights:

• I lost my career and even my home is in foreclosure because of this illness.
• lost my career and even my home<01:19:17.600> is<01:19:17.760> in<01:19:18.000> foreclosure
• <01:19:18.640> because<01:19:18.960> of<01:19:19.120> this home is in foreclosure
• because of this home is in foreclosure because of this illness.<01:19:20.800> And<01:19:21.040

Bills: HF4059, HF76

Keywords: climate change, greenhouse gas emissions, financing, sustainability, environmental policy, renewable energy, Minnesota Climate Innovation Financing Authority, earned incentive release credit, release credits, supervised release, corrections, Minnesota Department of Corrections, sentence reduction, good time, prison time, incarceration, violent offenses, murder, criminal sexual conduct, sex offenses

Transcript Highlights:

• point in the early part of this year, farmer lender mediations, farmers facing the potential of foreclosure
• facing the mediations, farmers uh facing the potential<01:21:36.560> of<01:21:36.719> foreclosure
• <01:21:37.440> We're<01:21:37.600> up<01:21:37.760> 300% potential of foreclosure
• We're up 300% potential of foreclosure.

Keywords: 1187, senate, all

Transcript Highlights:

• When a farmer is facing foreclosure, when a teenager discloses dating violence, when a child reports
• When a farmer is facing foreclosure, when a teenager discloses dating violence, when a child reports
• When a farmer is facing foreclosure, when a teenager discloses dating violence, when a child reports

Keywords: 1187, senate, all