Transcript Highlights:

• personal property, providing that An action to sell property may be taken upon 45 days of continuous default
• , allowing the imposition of late fees for rental payments in default, providing for an alternative contact

Transcript Highlights:

• That doesn't mean that a farmer is going to default.
• That doesn't necessarily mean a farmer is in default.
• default standpoint. default standpoint. uh<01:29:34.400> that<01:29:34.719> doesn't
• It just means we are going to default.
• It just means we a farmer is in default.

Keywords: Meeting Start 00:00:00 Attendance Roll Call 00:00:18 University of Kentucky Department of Agricultural Economics Presentation 00:02:18 Farm Credit Mid-America Presentation 01:12:41, 958, all

Transcript Highlights:

• This changes that so that the power to adjust is now the default rule.
• This changes that to where that power to adjust is now the default rule.
• This changes that to where that power to adjust is now the default rule.
• beneficiaries and, you know, hopefully more advantageous to them in the long run. adjust is now the default
• So a adjust is now the default rule.

Bills: SB309, HB192, SB178, SB179, SB237, HB10, HB107, HB189, HB37, HB226, SB309, HB192, SB178, SB179, SB237, HB10, HB107, HB189, HB37, HB226

Keywords: automated driving systems, oversized vehicles, transportation, regulations, permits, HB192, international wire transfer, wire transfer fee, remittance fee, money transmission business, Alabama Securities Commission, Department of Revenue, Education Trust Fund, ELL instructors, English Language Learner, ESL teachers, income tax credit, remittances, international money transfer, migrant families

Transcript Highlights:

• agriculture, and construction sectors are a direct threat to that capital through delayed payments and defaults
• agriculture, and construction sectors are a direct threat to that capital through delayed payments and defaults
• got to— dollars are going to be expended by October, so [clears throat] just nobody should go into default
• c><01:46:58.800> should<01:46:59.040> go<01:46:59.360> into<01:46:59.600> default
• <01:47:00.080> or just nobody should go into default or just nobody should go into default

Bills: HF4477

Keywords: Minnesota business recovery loan program, small business loan, zero-interest loan, forgivable loan, business recovery, economic development, small business emergency loan account, Minnesota Initiative Foundations, nonprofit lenders, greater Minnesota, Twin Cities metro, seven-county metropolitan area, immigration enforcement, business interruption, revenue loss, job preservation, business stabilization, state appropriation, forward fund, loan forgiveness

Transcript Highlights:

• So, this would default to the asleep factor for people unless there's an exception that the person needs
• So, this would default<01:02:12.520> to<01:02:12.720> the<01:02:12.880> asleep<01
• :02:13.880> factor<01:02:14.520> for<01:02:15.280> people default to the asleep
• Community options become unstable, and institutional placement becomes the default. Mr.
• Chair and members, this is default. Mr.

Keywords: 1183, house

Transcript Highlights:

• Members, cooperation between law enforcement agencies should be the default because enforcing the law
• should be the default.
• because enforcing the law be the default because enforcing the law should<01:28:44.000> be<01
• :28:44.159> the<01:28:44.320> default.
• should be the default. should be the default. federal<01:28:46.400> law,<01:28:47.360>

Keywords: 1183, house

Transcript Highlights:

• So, it became a self-help, um, I guess, by default. >> by default Or it became a, it—we could not enforce
• self-help um<01:16:56.640> I<01:16:56.880> guess<01:16:57.040> by<01:16:57.280> default
• <01:16:58.400> um<01:16:59.360> um um I guess by default um um um I guess by default
• um um >> by<01:17:00.000> by<01:17:00.239> default >> by by default >>
• ; by by default >> or<01:17:01.600> it<01:17:01.920> became<01:17:02.159> a

Bills: SB2045, SB2354

Keywords: combat sports, boxing, mixed martial arts, health regulations, safety standards, licensing, event regulation, 912, senate, all

Summary: The committees first took up SB 2071 on rent-to-own housing. Testimony was generally supportive from HHFDC and Hawaii Realtors, but Sierra Club of Hawaii and others opposed the bill unless it was amended to exclude ceded lands from the 99-year lease provision. Members discussed the scope of ceded versus non-ceded lands and whether an inventory exists. The committees ultimately recommended passage with amendments, including HHFDC’s proposal to make the fixed-price period flexible by tying it to an option period and Sierra Club’s language limiting the program to non-ceded state or county land. They then heard SB 2191 on limited profit housing associations. HHFDC supported the measure, while the Tax Foundation of Hawaii and the Office of the Auditor urged caution about tax exclusions and asked for clearer, more targeted limits and measurable outcomes. The committees adopted amendments to add a statement of purpose, include measurable metrics, apply the tax provisions to taxable years beginning after December 31, 2025, and delay the effective date to allow for administrative changes. SB 2191 was recommended for passage with amendments. The committees also considered SB 2197, which would have replaced the five-year fixed-price period in rent-to-own housing with an option period set by HHFDC, but deferred it indefinitely because its issues were addressed in SB 2071. SB 2180 on deposits of public funds drew comments from the Hawaii Bankers Association questioning definitions and noting banks are already subject to Community Reinvestment Act requirements; decision-making was deferred to the next day in the CPN committee and to a later date for the housing committee. Finally, SB 2210 on housing discrimination received support from disability advocates and the Hawaii Civil Rights Commission, which asked for one additional investigator; the committees passed it with amendments adding a blank appropriation for one full-time position and planned to notify Ways and Means for possible re-referral.

Transcript Highlights:

• It works in the 47 other states that default to it.
• 00:48:06.720> other<00:48:06.960> states<00:48:07.280> that<00:48:07.440> default
• the 47 other states that default to it. the 47 other states that default to it.
• And so I urge this committee to support Senate Bill 416 and let us default to the federal standard under
• The law is impossible to comply with as... 416 and let us default to the federal 416 and let us default

Keywords: 1191, senate, all

Transcript Highlights:

• So with this amendment passed, the original 316 sets a default rate, which is less than 50%, or 40% of
• So the provision in the original 316, where you have the default rate set to, you know, 200% of Medicare
• 30:46.279> less<00:30:46.519> than<00:30:46.679> 50%<00:30:47.200> or default
• rate Which is less than 50% or default rate Which is less than 50% or 40%<00:30:48.640> of<00
• you have the default rate set to<00:31:15.799> you<00:31:15.960> know<00:31:16.440>

Keywords: 928, house, all

Summary: The committee first took up House Bill 167, a PFAS-related measure expanding the state’s restrictions to include ski wax and related fluorocarbons. The sponsor said the bill was a follow-up to last year’s PFAS law and largely targeted products already off the market, describing it as a reaffirmation of the state’s intent to keep PFAS out of water. The committee voted unanimously to recommend the bill ought to pass and then placed it on the consent calendar. Next, the committee considered House Bill 275 on health career credentialing requirements. The discussion centered on a proposal that would have required insurance companies to pay for training mandated by federal requirements. Members concluded that approach was not appropriate and voted unanimously to make the bill inexpedient to legislate, then placed it on the consent calendar. House Bill 276, dealing with on-premise beverage license requirements, was then reconsidered after an initial ITL vote. The committee adopted an amendment creating a tavern license for establishments limited to patrons over 21, with a higher fee and no food requirement, and then voted 15-0 to recommend the bill ought to pass as amended; it was also placed on the consent calendar. The committee then took up House Bill 310, which would establish a commission to study a regulatory framework for stable tokens and tokenization of real-world assets. The sponsor said the amendment added blockchain-based trusts and discussion of privacy and environmental concerns. The committee approved the amendment 16-0 and then voted 16-0 to recommend the bill ought to pass as amended, placing it on the consent calendar. House Bill 312, concerning intercollegiate student athletes’ right to earn compensation from name, image, and likeness, was retained because members said the issue was not ready and the NCAA had not resolved how to handle it. Finally, the committee began discussion of House Bill 316 on ground ambulance reimbursement, with an amendment that would replace the bill’s reimbursement provisions with a study commission; members debated how it related to another bill, HB 725, and whether the amendment would delay immediate relief for ambulance providers.

Transcript Highlights:

• As a clinician in this situation, by default, I've had to learn the dance of access to insurance coverage
• PMAP plan assignments are usually by default, not by informed choice.
• ><00:09:30.800> by as a clinician in this situation by as a clinician in this situation by default
• I've had to learn the dance of default I've had to learn the dance of access<00:09:33.120> to
• plan assignments are usually by default plan assignments are usually by default not<00:10:22.760

Keywords: 1187, senate, all

Transcript Highlights:

• Used to provide safer defaults and stronger privacy settings, age awareness can be part of a very protective
• So that can be in the vein of strong default safety settings, more robust reporting requirements, and
• continuing to talk far too much, I think that is one great example: the reduction of contact there, default
• by safety—excuse me, safety by default—for users who, you know, where the age signal is identifying

Summary: The Assembly Privacy and Consumer Protection Committee held an informational hearing on the impact of social media on LGBTQ+ youth, focusing on benefits, risks, and possible safeguards. Chair members framed the discussion around the tension between protecting young people from addictive design, harassment, hate speech, exploitation, and mental health harms while preserving access to affirming resources, community, and crisis support that many LGBTQ+ youth rely on online. Members emphasized that the hearing was meant to inform future policy rather than relitigate prior bills, and several members of the LGBTQ+ Caucus attended or participated. The first panel featured lived experience and advocacy testimony from Madi Roby of Alliance for Trans Youth Rights, Shea Gardner of LGBT Tech, and Casey Pick of the Trevor Project. Roby described social media as essential to exploring identity, finding trans language and safety information, and connecting to Trevor Project resources during a family crisis, while also acknowledging online hate and bullying. Gardner argued that lawmakers should regulate harms more precisely rather than impose broad age-based exclusions, warning that account bans and age-gating could cut off access to community, privacy-protective pseudonymity, and crisis resources. Pick testified that LGBTQ+ youth are more likely than peers to attempt suicide, that social media can be both a lifeline and a risk, and that Trevor Space and other moderated online spaces can improve mental health and reduce isolation; she also cautioned against policies that would push youth into less visible, less moderated spaces. Committee members questioned the witnesses about algorithmic feeds, addictive design, age verification, and whether platforms should be required to do more to protect youth. Several lawmakers distinguished between personalized feeds and addictive features such as infinite scroll and autoplay, and asked for more targeted prescriptions. Witnesses generally supported stronger privacy protections, limits on data collection and use, better reporting and moderation tools, digital literacy, and design changes that reduce harmful engagement patterns without eliminating access to community. The discussion also touched on the loss of LGBTQ-specific 988 services at the national level and the importance of maintaining alternative support pathways. The second panel presented research from Common Sense Media, UC Irvine, Hope Lab, and LGBTQ+ Health Australia. Researchers reported that LGBTQ+ youth often arrive online with higher depressive symptoms and limited in-person support, encounter homophobic and transphobic content at high rates, and may self-censor because of fear of harassment. At the same time, many said social media helps them feel less alone and find affirmation. Dr. Sean Young emphasized a harm-reduction approach, noting that online environments can be designed to support health and that policymakers should measure whether restrictions actually reduce harm or simply displace it. Dr. Amy Green echoed that social media is both harmful and supportive for LGBTQ+ youth, underscoring that the policy goal should be to make youth safer rather than less visible online.

Transcript Highlights:

• If there's a default on a project, generally the lender forecloses on its deed of trust and takes the
• In the last 41 years that I've been in this business, I've been involved in six defaults.
• And of those six defaults, they have occurred a loss to those... ...contractors that I worked with.
• Because you believe there's a default or some issue on Project B, they stay safe.

Bills: HB2963, HB3005, HB3287, HB3288, HB3289, HB3290, HB3344, HB3712, HB3862, HB3874, HB4196, HB4308, HB4901, HB4984

Keywords: digital equipment, repair rights, manufacturers, maintenance, consumer rights, construction contracts, payment regulations, public works, dispute resolution, audit procedures, construction, trust funds, mechanic's lien, contractor, subcontractor, residential properties, disputes, payment obligations, accountability, payment disputes

Transcript Highlights:

• The property is collateralized, so in case of a default, it would revert to the lender.
• The property is collateralized, so in case of a default, it would revert to the lender.
• So if the project cannot financially sustain itself, then we go into default, and the property goes back
• /c><01:00:33.799> and<01:00:34.079> then<01:00:34.359> the we are we go into default
• and then the we are we go into default and then the property<01:00:35.160> goes<01:00:35.480>

Keywords: 912, senate, all

Summary: The meeting covered several Senate resolutions related to the University of Hawaiʻi system, the East-West Center, and related education and workforce issues. On SCR 178 and SR 48, testifiers strongly supported the East-West Center, describing it as an important Hawaii asset that promotes cultural exchange, global citizenship, diplomacy, and ties to the University of Hawaiʻi. Speakers said the Center has helped train leaders and bring international connections and investment to Hawaii, and they urged continued funding despite federal cuts. The chairs then recommended passage with technical amendments, and both resolutions were adopted by the committees. The committee also heard testimony on resolutions calling for audits of University of Hawaiʻi operations. On SR 32 and SCR 50, the University of Hawaiʻi said it supported the resolution and had already begun work on establishing a Bachelor of Science in nursing at the UH Maui campus, with additional staff available on Zoom to answer questions. On SR 160 and SCR 142, which sought a financial and performance audit of UH Mānoa facilities, UH Athletics said it already undergoes annual financial audits required by NCAA bylaws but not performance audits, and discussed its internal evaluations, contingency planning, and efforts to address concerns raised by student athletes and staff. The committee then took up SCR 138 and SR 55, requesting a management and performance audit of the UH Office of the Vice President for Academic Strategy. Vice President Deborah Halbert and P20 Director Steve Shotz said they did not oppose the audit and believed it could provide clarity, while explaining that the office is relatively new and works collaboratively across campuses on articulation, transfer, grants, and workforce alignment. They described grant programs including Perkins, GEAR UP, preschool development, and data-sharing efforts, and said they are focusing more resources on teaching, health care, and skilled trades. The discussion also touched on SR 54, a proposed performance audit of the UH Foundation, where foundation representatives said they already undergo annual financial audits, acknowledged some donor communication issues, but emphasized improved stewardship and growth in fundraising over recent years.

Transcript Highlights:

• Transportation's efforts to work toward that, knowing that the environment can hinder or actually, by default
• working on helping people start living healthy, to get people to move and be active and do it as a default
• working on helping people start living healthy, to get people to move and be active and do it as a default
• That, knowing that the environment can hinder or actually, by default, provide the opportunity for safe
• working on helping people start living healthy, to get people to move and be active and do it as a default

Keywords: 910, house, all

Summary: The House Committee on Transportation held a hearing on several traffic safety and transportation bills. HB 1163 would update commercial driver licensing rules to meet federal requirements and allow limited-term non-domiciled commercial learner’s permits and licenses; the Department of Transportation supported it as a fix to an FMCSA-identified issue, while Frank Schultz testified in opposition. HB 1166 would appropriate funds for the automated speed enforcement program; the Department of Law Enforcement, Oahu Metropolitan Planning Organization, and Edgardo Diaz Vega supported it, while Chad Taniguchi opposed and Frank Schultz offered support. The committee then heard HB 1231, which would prioritize photo red light cameras in school zones and direct related fine revenue to the Safe Routes to School fund; DOT supported the intent but cautioned against limiting placement decisions, Judiciary raised concerns about added court workload, and several advocacy groups and individuals supported the bill as a pedestrian and school safety measure. The committee spent substantial time on HB 1471, which would fund traffic-actuated signals, including leading pedestrian intervals and accessible pedestrian signals, and add a $5 vehicle registration fee for the Safe Routes to School special fund. DOT supported the bill with comments, saying its older signal controllers make LPIs harder to implement but that statewide upgrades are underway; the Department of Health also supported the safety and Vision Zero goals and said it is working with counties on public education. Testimony in support came from Hawaii Appleseed, Hawaii Bicycling League, Ulupono Initiative, Hawaii Public Health Institute, Path People for Active Transportation Hawaii, the Hawaii Self-Advocacy Advisory Council, and others, with one opposition noted among many supporters. Members asked questions about whether LPIs would address “beg buttons,” how red-light and speed-camera programs interact with county roads, and whether speed humps might be more effective in school zones. DOT explained that LPIs improve visibility but do not solve every signal issue, that newer adaptive signals use camera-based sensing, and that the department coordinates with counties and communities on crash mitigation and enforcement priorities. Officials also discussed the status of Safe Routes to School programs, noting that the federal program remains but is difficult to use and that the state program had been moved out of DOT; county coordinators and related coalitions were said to still be active. No votes or final committee actions were taken in the portion provided.

Transcript Highlights:

• harmonize this new flexibility with the existing state procurement office rules regarding termination for default
• harmonize this new flexibility with the existing state procurement office rules regarding termination for default
• harmonize this new flexibility with the existing state procurement office rules regarding termination for default
• harmonize this new flexibility with the existing state procurement office rules regarding termination for default
• This new flexibility with the existing state procurement office rules regarding termination for default

Bills: HB1890, HB1888, HB1676

Keywords: teacher pay, teacher salaries, salary step increase, annual increment, longevity step, public school teachers, public charter school teachers, collective bargaining, Hawaii Department of Education, teacher retention, teacher recruitment, cost of living, educator compensation, public employee bargaining, appropriation, salary schedule, school staffing, teacher shortage, HB1888, Hawaii

Summary: The committees heard three measures, beginning with HB 1890 HD3, which would provide automatic step increases and a COVID-era retention bonus for teachers. Supporters included HSTA, the Democratic Party’s Education Caucus, and a student who said higher pay and predictable salary growth would help retain teachers in Hawaii. The Department of Education supported the intent but asked that the bill be expanded to cover all department employees. The Attorney General’s office said the draft needed clarification to avoid conflict with Chapter 89 and to make clear any funding was subject to legislative appropriation. The Office of the Public Defender and B&F testified in opposition, and committee members questioned whether the step increases were already in the current contract and whether the bill was needed. HSTA said the current contract includes automatic step increases subject to funding, but argued the bill was still needed because funding is not guaranteed and the measure would codify the policy. HSTA also said the COVID bonus would apply only to active teachers who worked during the pandemic and estimated the total cost at roughly $150 million to $200 million over four years. No vote was taken in the portion provided. The committee then took up HB 1888 HD3, which would require DOE and charter schools to report harassment incidents and strengthen penalties for harassment of educational workers from a petty misdemeanor to a misdemeanor. DOE supported the bill and suggested narrowing language about assisting workers with temporary restraining orders, saying that function would be better handled through the Attorney General’s pilot program. The Office of the Public Defender opposed the bill, arguing the harassment language was overly broad, vague, and potentially unconstitutional, and that existing assault and terroristic threatening statutes already protect educational workers. HSTA, the State Commission on the Status of Women, and several individual testifiers supported the measure, describing increased intimidation and harassment of teachers and other school staff, especially since COVID. The Special Education Advisory Council opposed the bill’s language on “disrupting and interfering” with school functions, saying it could chill parents of students with IEPs from advocating for their children. Testimony was split, with the chair noting 20 in support and 16 in opposition in the portion shown. A final witness, Michelle Pestana, testified in opposition based on her family’s experience with special education services, describing alleged seclusion and restraint of her daughter and expressing concern that DOE testimony in prior hearings had targeted special education parents. Her remarks were cut off as time expired. The transcript ends before any committee action or vote on HB 1888 was taken.

Transcript Highlights:

• This legislation simply changes the default setting from 'you must sign up' to 'you are already enrolled
• savings and helps employees build long-term financial security this legislation simply changes the default

Bills: HB89, HB328, HB344, HB365, HB283, HB89, HB328, HB344, HB365, HB283

Keywords: home improvement, consumer protection, consumer fraud, dispute resolution, mediation, contractor registration, home repair, renovation, homeowner, building contractor, construction fraud, treble damages, attorney fees, Department of Justice, Division of Consumer Protection, Department of Labor, good faith, unfair trade practices, Delaware, regulations

Summary: The Senate Elections and Government Affairs Committee met in hybrid format, approved the June 10 draft minutes, and then heard a long agenda of bills. HB 89 (home improvement fraud dispute resolution) was presented as a consumer protection measure developed with DOJ to address contractor fraud, especially against vulnerable homeowners; members voiced support and asked to be added as sponsors. HB 283 updated realty transfer tax exemptions to use gender-neutral “spouses” language and add a direct grandparent-to-grandchild transfer exemption; it drew supportive public comment. HS1 for HB 390 would let DelDOT choose electronic-only bidding for projects, remove newspaper bid-opening notices, and clarify bidding records, with no opposition raised. HB 328/H.A. 2 modernizes the Register of Regulations statute, keeps newspaper distribution requirements, and delays some effective dates to 2027; it was described as a technical update. HB 365 would create the Delaware Indigenous Affairs Commission, prompting supportive testimony from Indigenous community members and some discussion about representation and internal tribal اختلافs, but no formal opposition. HB 423 would automatically enroll new state employees in the 457B deferred compensation plan unless they opt out, with exclusions for collective bargaining units and implementation tied to payroll readiness; it was presented as a retirement-savings measure. SS1 for SB 342 would modernize the Delaware Motion Picture and Television Development Commission to support a broader film/media incentive package, with support from the Delaware Arts Alliance and a request to help attract productions to Delaware. The committee also heard SB 331, a cleanup bill on garagekeeper liens for manufactured housing and related assets. The sponsor and an attorney explained it as clarifying who can recover funds and attorney’s fees in lien sales, but the Chief Magistrate and the manufactured housing association said the issue should be addressed more carefully and possibly in another section of code; they were open to further work. HB 436 would update the Smyrna charter, including school impact fees, election challenge procedures, vacancy rules, domicile standards, Board of Elections terms, and meeting schedules. HS1 for HB 376 made technical and organizational changes to the Millville charter, including a tiebreaker for municipal elections and a property tax cap, with the town solicitor saying there was little substantive change. HB 460 would require New Castle County municipalities to submit permit data monthly rather than on a much slower schedule, limited to closed permits with certificates of occupancy, to improve property assessment data; it was presented as part of broader reassessment/data-quality efforts. Public comment was heard on several items, especially HB 365 and SS1 for SB 342. Indigenous speakers supported the commission as a way to preserve heritage, improve representation, and create a formal seat at the table. The Delaware Arts Alliance supported the film commission modernization bill as part of a broader creative-economy plan. No recorded votes were taken on the individual bills in the transcript, and the meeting ended with a unanimous motion to adjourn.

Transcript Highlights:

• And any new employees who didn't select a plan within 90 days of hire were enrolled in Plan 3 by default
• However, with that option, Plan 3 continued to serve as the default plan for any member who would not
• In 2019, the default plan changed from Plan 3 to Plan 2 for all of the systems.

Keywords: 904, all

Transcript Highlights:

• They are resolved through default judgment motions, summary judgment motions, agreed judgments, and other
• don't want is for judges to feel the need to bring parties to court for unnecessary appearances and default
• don't want is for judges to feel the need to bring parties to court for unnecessary appearances and default

Bills: HB40

Keywords: law enforcement, sheriffs, constables, contracts, county authority

Summary: The Committee on Judiciary and Civil Jurisprudence met to hear House Bill 1761, a broad judicial package focused on increasing judicial compensation and adding accountability and efficiency measures. The chair explained that HB 1707 and HB 2100 were withdrawn from the agenda, and that HB 1761 would be taken up first because many judges and stakeholders were present. The committee substitute for HB 1761 proposed a 30% increase in base judicial pay to $182,000, changes to judicial retirement linkage, stronger judicial conduct provisions, and efficiency measures such as targeted reporting for judges not meeting benchmarks, appellate in-person meeting encouragement, and time limits on certain motions. The chair and several supporters said judicial pay had reached “emergency status,” citing Texas’s low national ranking and difficulty recruiting and retaining qualified judges. Witnesses in support included presiding and district judges, the State Bar’s judicial section, business and trial lawyer groups, and prosecutors. They emphasized that many judges work long hours off the bench, handle warrants at night and on weekends, manage heavy dockets, and face recruitment problems in both urban and rural counties. Supporters also said higher pay would help attract experienced lawyers, retain judges, and improve court efficiency. Several witnesses and members discussed judicial accountability, including public reporting of court performance and the role of the Texas Supreme Court and presiding judges in setting benchmarks. Some members raised concerns that raw statistics can be misleading because judges also do substantial off-the-bench work and often help cover other courts’ dockets. There was also testimony and discussion about the bill’s conduct and discipline provisions. A representative of the Texas Civil Rights Project opposed parts of the bill that would tie pay raises to changes affecting judicial independence, warning about subjective bail-related discipline standards and possible chilling effects. The executive director of the State Commission on Judicial Conduct cautioned against civil penalties for complainants, saying it could discourage good-faith complaints and create litigation risks. Other witnesses supported accountability reforms but urged caution about unintended consequences, especially for family and emergency cases and for judges handling warrants and other time-sensitive matters. After testimony, the committee withdrew the committee substitute and left HB 1761 pending, then recessed the committee.

Transcript Highlights:

• pronunciation of a candidate's name, or a certification that they're okay using the technology's default
• pronunciation of a candidate's name, or a certification that they're okay using the technology's default
• pronunciation of a candidate's name, or a certification that they're okay using the technology's default
• And then finally, there's a Senate-only section with a default effective date of July 1, 2025.
• a Senate only section uh with a default a Senate only section uh with a default effective<01:26:

Keywords: 1183, house

Transcript Highlights:

• Um, you know, we've recently uh got a default judgment against the company uh and its sub companies.
• recently<00:05:10.880> uh<00:05:11.039> got<00:05:11.199> a<00:05:11.360> default
• <00:05:11.759> judgment recently uh got a default judgment recently uh got a default judgment

Keywords: Meeting Start 00:00 Call to Order and Roll Call 00:29 Discussion SB 153 01:25 Vote SB 153 10:35 Discussion SB 118 11:36 Vote SB 118 12:48 Discussion HB 380 13:40 Vote HB 380 40:12, 958, all

Summary: The House Standing Committee on Banking and Insurance met with a quorum and took up three bills. Senate Bill 153, sponsored by Sen. Greg Elkins, aimed to combat insurance fraud tied to post-disaster contractor scams. Testimony from the Attorney General’s Office and committee members described problems involving roofing, siding, and debris-removal scams, including vandalism used to create claims and companies that disappear before victims can recover losses. The bill would expand enforcement tools by making certain vandalism-related conduct criminal, giving the Attorney General concurrent jurisdiction with local prosecutors, creating a post-disaster contractor registry, and banning door-to-door solicitation during declared emergencies. The committee approved the bill by roll call and sent it forward with a favorable recommendation. Senate Bill 118, sponsored by Sen. Brandon Storm, addressed credit property insurance offered by consumer loan companies. The sponsor and a representative of the Kentucky Consumer Finance Association explained that the product has been offered for years and that the bill would provide statutory authority for its continued use. The committee raised no substantive objections, and the bill passed on a roll call vote with a favorable recommendation. House Bill 380, sponsored by Rep. Tom Smith, focused on regulating cryptocurrency kiosks in convenience stores to curb fraud against seniors. The committee heard emotional testimony from a sheriff and a fraud victim describing scams that led victims to deposit cash into crypto kiosks, often under pressure from callers posing as authorities or relatives. AARP Kentucky supported the bill, citing widespread losses to older adults and the need for guardrails. A committee substitute was adopted that would cap daily transactions at $2,000, require fee disclosure and customer consent, impose licensing and compliance requirements, mandate identification for transactions, and add criminal penalties and Attorney General enforcement. Members discussed the bill’s scope, including that it would not address gift card scams, and noted the delayed effective date was requested so regulators could write rules. The committee adopted the substitute and then passed the bill favorably on roll call.