Video & Transcript Research : 'child development'
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HI
Keywords:
permit processing, permitting reform, county permits, development permits, building permits, land use, construction delays, housing development, infrastructure development, county workforce, differential pay, salary incentive, performance bonus, recruitment and retention, expedited hiring, vacancy rates, permit backlog, government modernization, county mayor, county council
Summary:
The Senate Committee on Energy and Intergovernmental Affairs heard two measures. SB 2671, relating to essential permitting positions, drew no oral testimony beyond written comments from the Department of the Attorney General and the Office of Planning. The chair said the bill was intended to make government more efficient and reduce red tape in the permitting process.
SB 2902, relating to renewable energy, received testimony from the Division of Consumer Advocacy, the Climate Change Mitigation and Adaptation Commission, the Public Utilities Commission, Kauai Island Cooperative, Bright Saver, and 350 Hawaii. Supporters described the bill as a way to expand access to plug-in or balcony solar, lower electricity bills, improve resilience, and broaden access for renters and apartment residents. Several testifiers urged amendments to avoid limiting the measure to condominiums, to remove condominium board approval language, and to eliminate utility or PUC registration requirements. The PUC said registration could help with safety, linemen protection, and circuit hosting-capacity concerns, and noted that improper installation or oversizing could create problems.
After a brief recess, the committee voted to recommend both bills for passage with amendments and deferred each to April 19, 2042. The recommendations were adopted without objection.
TX
Bills:
SB 913, SB 1086, SB 1087, SB 1143, SB 1534, SB 1553, SB 1718, SB 1754, SB 2004, SB 2322, SB 2448
Keywords:
hotel occupancy tax, municipal revenue, tax code, local government funding, Texas legislation, county taxation, economic development, hotel industry, local government, counties, taxation, tourism, workforce development, youth programs, employment, education, technical training, health physics, higher education, nuclear energy
HI
Transcript Highlights:
- . development. development.
- <00:29:54.559>
because unsustainable development because unsustainable development because - sustainable to development sustainable to development >> because<00:30:18.559>
your - promoting transit oriented development promoting transit oriented development and<00:30:39.919><
- transit or oriented development stops? transit or oriented development stops?
Bills:
HB1739, HB1741, HB2606, HB2362, HB2608, HB2294, HB2431, HB2375, HB2582, HB2585, HB2231, HB1601, HB2424, HB1956
Keywords:
transit-oriented development, zoning, land use, urban planning, density, local governance, housing, inclusionary zoning, inclusionary mandate, affordable housing, below-market-rate housing, inclusionary housing, development exaction, impact fee, housing affordability impact fee, needs assessment study, financial feasibility, rough proportionality, essential nexus, county ordinance
Summary:
The committee on Water and Land met on February 19, 2026, and the chair opened by emphasizing strict time limits and that all bills would be deferred if the agenda was not completed before the noon session. The first major measure discussed was HB 1739 HD1, which would preempt county land-use authority in transit-oriented development areas. The Department of Planning supported the bill, saying it could promote state-funded TOD and infrastructure, while the city and county’s position was raised in questioning. Unite Here Local 5 opposed the bill, arguing it would strip counties of self-determination, disrupt state-county policy collaboration, and remove a check on unrestrained development. Committee members pressed the supporters on whether the bill was really about higher density and whether it would override local zoning and sustainability concerns.
The committee then heard testimony on HB 1741 HD1, a housing bill described by supporters as reducing inclusionary housing mandates and increasing supply. Grassroots Institute of Hawaii argued affordability mandates reduce overall housing production and raise market-rate prices, while a Zoom testifier said the bill would improve housing stability, health, and community outcomes for working families, kupuna, and young residents. Members asked about the bill’s needs assessment and who would conduct it, with a witness saying the counties would likely contract it out but that the bill did not clearly specify the reviewer.
HB 2668 HD1, dealing with water heating systems, drew testimony from the Hawaii State Energy Office and industry representatives. Supporters generally backed adding heat pumps to the law, but one solar-water-heater industry witness asked for amendments to remove or extend the current 15-year statutory life limit for solar water heaters and to update outdated standards and variance rules. A Kauaʻi Climate Action Coalition witness opposed the existing solar-only structure, arguing heat pump water heaters are cheaper, align with climate goals, and should be allowed without a variance. The Energy Office said the current law already allows variances in some cases, suggested adding high-efficiency heat pump water heaters to the exemption, and said the 15-year figure may be too short, with 18 years mentioned as a possible alternative. The committee also briefly moved through several other bills, including HB 2606 HD1 on off-site construction and HB 2362 HD1 on housing, with no notable testimony or action recorded in the excerpt.
OK
Oklahoma 2026 Regular Session
Senate Legislative Session Mar 10th, 2026 at 01:30 pm
Oklahoma Senate Floor Meeting
Transcript Highlights:
- parent or legal guardian's choosing, an individual with unique knowledge or expertise regarding the child
- federal Department of Education on is if the feds were to block grant back to states any sort of IDEA or Child
- and to go through what can be a very expensive, arduous process as you are working to make sure your child
- Doctor Thomas shared his purpose in establishing the PLC with these words: 'ObiU is passionate about developing
Bills:
HB1427, SB1403, SB1448, SB1489, SB1546, SB1557, SB1614, SB1377, SB1990, SB1439, SB1630, SB1632, SB1696, SB1796, SB1824, SB1362, SB1849, SB2066, SB2071, SB2104, SB933, SB1633, SB1224, SB1246, SB1280, SB1303, SB1346
Keywords:
tax credit, clean-burning fuel, hydrogen fuel cells, compressed natural gas, liquefied petroleum gas, environmental impact, vehicle modification, renewable energy, job incentives, tax rebates, Oklahoma Quality Jobs Program, employment growth, wage requirements, Oklahoma Consumer Protection Act, consumer protection, unfair trade practices, deceptive practices, exemptions, statutory exemptions, Corporation Commission
OK
Oklahoma 2026 Regular Session
Senate Legislative Session Mar 10th, 2026 at 09:00 am
Oklahoma Senate Floor Meeting
Transcript Highlights:
- I've worked with higher education regents to develop this language, and with that, I yield for questions
- President, if a student was brought to the United States as a child, attended Oklahoma public schools
- This is not intended to hurt any child; this is just clarifying what in-state tuition is.
- So you're saying it has a child? Would you please repeat the question?
- And no, I would not deter a child from following... ...their dream.
Bills:
HB1427, SB1403, SB1448, SB1489, SB1546, SB1557, SB1614, SB1377, SB1990, SB1439, SB1630, SB1632, SB1696, SB1796, SB1824, SB1362, SB1849, SB2066, SB2071, SB2104, SB933, SB1633, SB1224, SB1246, SB1280, SB1303, SB1346
Keywords:
tax credit, clean-burning fuel, hydrogen fuel cells, compressed natural gas, liquefied petroleum gas, environmental impact, vehicle modification, renewable energy, job incentives, tax rebates, Oklahoma Quality Jobs Program, employment growth, wage requirements, Oklahoma Consumer Protection Act, consumer protection, unfair trade practices, deceptive practices, exemptions, statutory exemptions, Corporation Commission
OK
Oklahoma 2026 Regular Session
Senate Legislative Session Feb 10th, 2026 at 01:30 pm
Oklahoma Senate Floor Meeting
Transcript Highlights:
- Northeastern State College in 1965, he worked for Sunray DX Oil Company as a chemist in research and development
- Members, economic development, workforce And tourism will meet immediately following adjournment.
Bills:
SB1265, SB1198, SB2046, SB1415, SB1714, SB1962, SB26, SB172, SB260, SB264, SB1525, SB1332, SB1998, SB1378, SB1771, SB1919, SB2018, SB1936, SB1612, SB1543, SB1260, SB1988, SB1859, SB2041, SB1257, SB1726, SB1236, SB1633, SB1413, SB1317, SB1360, SB1342, SB1477, SB1189, SB1546, SB1524, SB1338, SB1193, SB1812, SB1617, SB1638, SB504, SB2072, SB1283, SB1216, SB1655, SB2011, SB1643, SB1446, SB1256, SB1258, SB1441, SB1224, SB1448, SB1496, SB1597, SB1621, SB1827, SB2066, SB2104
Keywords:
healthcare authority, property lien, county treasury, local government, Oklahoma, municipalities, campsite regulation, Department of Environmental Quality, unauthorized camps, public safety, environmental standards, nondisclosure agreements, state employment, employee rights, transparency, government accountability, employee suggestions, cost savings, state agencies, incentives
AZ
Arizona 2026 Regular Session
01/28/2026 - Senate Health and Human Services
Health and Human Services
Transcript Highlights:
- In the summer of 2023, out of the blue, he developed schizophrenia.
- It's really hard when you have a mentally ill child to take care of that child and do all the necessary
- I want to help my child and I cannot help my child. And I think you heard that testimony today.
- They will be able to see the entire 90-day history of that child on their screen.
- each time the caseworker interacts with the child and to review all photographs of the child and consider
Bills:
SB1051, SB1114, SB1115, SB1122, SB1132, SB1162, SB1169, SB1171, SB1172, SB1173, SB1174, SB1175, SB1179, SB1188, SB1233, SB1236, SB1242, SB1316, SB1368
Keywords:
SB1051, Arizona hospitals, immigration status, patient intake, admission forms, registration forms, health care reporting, uncompensated care, emergency department, lawfully present, undocumented immigrants, noncitizen patients, hospital funding, Arizona Department of Health Services, ADHS, border security, health care institutions, patient privacy, medical access, immigration policy
Summary:
The Health and Human Services Committee approved the January 21 minutes and then heard a series of bills focused on developmental disabilities oversight, behavioral health fraud, AHCCCS operations, child safety, and state hospital capacity. SB 1179 would make the Developmental Disabilities Group Home Monitoring Program permanent and remove the appropriations contingency; Disability Rights Arizona and program managers testified that Commit had identified systemic care problems, while the sponsor said the work should continue. The bill received a 6-1 do-pass recommendation. SB 1114 would appropriate $1 million to the Maricopa County Attorney’s Office for behavioral health patient brokering investigations; Native advocates described widespread recruitment and exploitation of vulnerable people, especially Native Americans, and the bill passed 8-0. SB 1115 would prohibit AHCCCS from allowing remote work for Access employees; the sponsor argued in-person oversight was needed, while AHCCCS warned of space and staffing problems. It passed 4-3. SB 1051 would require hospitals to collect and report patients’ citizenship or immigration status for cost accounting; supporters called it a data-collection measure, while nurses and physicians said it would create fear and deter care. It passed 4-3. SB 1122, as amended, would replace prior authorization with 100% prepayment review for certain behavioral health services under the American Indian Health Plan, and passed 7-0 after AHCCCS said it had worked on the amendment. SB 1132, to appropriate unspecified funds for a new Arizona State Hospital wing, drew testimony from families and advocates describing severe shortages of state hospital beds and the need for more long-term treatment capacity; it passed 7-0. SB 1169, to fund graduate medical education and a new residency program, passed 6-0. SB 1171, requiring AHCCCS to check for dual enrollment in exchange plans and AHCCCS, passed 4-2-1 after AHCCCS said implementation would require system changes and costs. SB 1172, requiring more experienced DCS investigators for repeated abuse/neglect reports and court notification of hotline calls in dependency cases, passed 7-0. SB 1173, requiring behavioral health facility applicants, owners, and licensees to be U.S. citizens or lawfully present permanent residents with fingerprint clearance cards, passed 4-3 after an amendment clarifying the lawful-presence requirement.
OK
Oklahoma 2026 Regular Session
House of Representatives Second Regular Session of the 60th Legislature Day 24 Mar 12th, 2026 at 09:30 am
Oklahoma House Floor Meeting
Transcript Highlights:
- Your bill 3001 is an extension of the child deathview boardard sunset Lufordoption.
Bills:
HB2997, HB2021, HB3041, HB1823, HB3372, HB1427, HB3127, HB3128, HCR1020, HB4198, HB3000, HB3001, HB3002, HB3003, HB3004, HB3005, HB3006, HB3007, HB3008, SB392, HB3320
Keywords:
motor vehicles, administrative fines, license regulation, state agencies, employment levels, after-school programs, grant funding, community organizations, child care, Oklahoma Department of Human Services, credit card transactions, payment methods, service charge, consumer rights, financial regulation, housing finance, Oklahoma Housing Finance Agency, publication requirements, housing policy, state regulations
FL
Florida 2026 Regular Session
Appropriations Committee on Criminal and Civil Justice Jan 28th, 2026
Appropriations Committee on Criminal and Civil Justice
Transcript Highlights:
- The intention of the bill is for us to recognize the unborn child, the child in the womb, the same as
- We're talking about a child and an unborn child in this statute in particular.
- Therefore, please consider defining an unborn child as an unborn child and eliminate the reference to
- And I left for my child.
- at any stage of development.
Keywords:
wrongful death, unborn child, civil liability, medical provider, parental rights, habitual felony offenders, violent crimes, enhanced penalties, criminal justice, recidivism
Summary:
The committee heard a lengthy presentation from Miami-Dade State Attorney Catherine Fernandez-Rundle on human trafficking, describing Florida’s high victim counts, the role of online recruitment, common victim and trafficker profiles, and several case examples involving sexual exploitation, labor trafficking, and interstate trafficking. She highlighted Miami-Dade’s task force model, partnerships with law enforcement, schools, businesses, and shelters such as Camillus House’s Project Phoenix and the Thrive Clinic, and said the office relies heavily on technology, training, and victim-centered prosecution. Members asked about school-based trafficking, warning signs, social media platforms, and information-sharing about offenders across states; Fernandez-Rundle said more training and better interstate communication are still needed.
The committee then took up CS for SB 656, which would codify FDLE’s Internet Crimes Against Children Task Force Funding Program and rename/expand the online sting operations grant program to better support investigations, training, technology, and personnel. The bill was supported as a timely tool to combat online child exploitation and was reported favorably on a unanimous roll call. The committee also passed SB 892, which streamlines sentencing procedures for habitual felony offenders and related violent offender designations by clarifying notice and clemency-related paperwork requirements; it too was reported favorably unanimously.
The remainder of the meeting focused on SB 164, which expands Florida’s Wrongful Death Act to allow parents to recover civil damages for the death of an unborn child. The sponsor said the bill is intended to recognize unborn children in civil law and allow recovery when a pregnancy is lost due to another’s negligence. Opponents from the ACLU, reproductive rights groups, medical insurers, and domestic violence advocates argued the bill is overly broad, could function as fetal personhood legislation, and could expose doctors, friends, family members, businesses, and abusive partners to lawsuits while chilling medical care, IVF, and pregnancy-related treatment. Supporters from pro-life organizations urged broader language and stronger protections for unborn children. No vote on SB 164 was taken in the portion provided.
MN
TX
Transcript Highlights:
- It's a critical part of a child's development, not a privilege to be taken away.
- of high quality, purposeful physical education programs that directly supports their health and development
- But that pertains specifically to Texans and then develop certain policies that would come out of that
- uh, you in there and Um, I did talk to Doctor Hyman about this example here, and he did treat this child
- I certainly, if I had to choose, would not choose them for my own child.
TX
Texas 89th Regular
Trade, Workforce & Economic Development May 21st, 2025
Trade, Workforce & Economic Development
Transcript Highlights:
- Economic Development will now come to order. Clerk will call the roll. Here. All in favor? Aye.
- They do have to sign off on the child even downloading that app in general.
- ; it's kind of like a graduated driver's license, where the parents have the ability to know their child
- as well as disability and familial status. status, which refers to whether or not there's a parent-child
- Hearing no objection, the Committee on Trade, Workforce and Economic Development is now adjourned.
Keywords:
SB 1361, Texas disaster recovery loan, small business loan, micro-business loan, community development financial institution, CDFI, economic disaster assistance, post-disaster financing, business recovery fund, Texas Economic Development Bank, zero-interest loan, working capital, payroll support, health benefits, job retention, declared disaster, small business relief, microenterprise, franchise exclusion, private equity-backed business
MN
Minnesota 2025-2026 Regular Session
House Workforce, Labor, and Economic Development Finance and Policy Committee 3/3/26
Workforce, Labor, and Economic Development Finance and Policy
Transcript Highlights:
- If we are serious about workforce development, we must also be serious about entrepreneurship development
- <00:03:05.840>
development. - Fortis was development finance.
- <00:13:26.320>
who grant programs are for developers who grant programs are for developers - birth of a child or adoption of a child birth of a child or adoption of a child the<00:46:21.280
Keywords:
unemployment insurance, judicial officials, paid leave, economic development, worker protections, workforce development, unemployment benefits, youth training, grants, job creation, grant funding, revolving loan, underserved communities, disadvantaged groups, electrical licensing, installation, Class A installer, regulations, labor and industry, 1183
Summary:
The committee first adopted the minutes from February 26 and then heard House File 2581, authored by Representative Frazier, which sought $1 million for Fortis Capital, a nonprofit economic development lender. Frazier and Fortis CEO Brian Smith described Fortis as a gap-financing lender that helps underserved entrepreneurs who cannot meet traditional bank underwriting standards. They said the organization has made 37 loans totaling more than $4 million since 2021, leveraged another $29.5 million, and created 314 jobs. Smith said Fortis typically charges around 6.5% interest, has had two defaults, and uses a revolving loan fund model that recycles repayments; members discussed how the proposal fits with other state economic development programs and whether Fortis should instead be part of a competitive grant process. The chair laid HF 2581 over for possible inclusion in a budget bill.
The committee then heard House File 3707, brought by Representative Berg, which would extend confidentiality protections to unemployment insurance and paid leave judges and related staff by adding them to the definition of judges for purposes of protecting personal information. Berg and testifiers from the Department of Economic Development and MAPE said the bill responds to harassment and safety concerns, including threats, doxxing, and an attack near an office, and is intended to protect people making sensitive determinations. MAPE supported the bill as an update to existing protections for similar workers.
Members raised concerns that the bill’s language was too broad, especially the reference to the paid leave division, and questioned whether it should cover only judges or also call-center and other staff. Department and committee members agreed the language likely needed narrowing and discussed possible amendments and whether to move the bill to Judiciary and then revisit it. No final vote was taken on HF 3707 during the discussion, and the bill remained under consideration for further language work.
MN
Minnesota 2025-2026 Regular Session
House Judiciary Finance and Civil Law Committee 3/12/26
Judiciary Finance and Civil Law
Transcript Highlights:
- <00:24:11.120>
in structural problem that developed in structural problem that developed in - Parenting a child with special needs already carries significant stress.
- Parenting a child with very limited.
- have serious consequences for the child have serious consequences for the child involved.<00:26:
- relationship except if there's clear and convincing evidence of harm to the child.
Keywords:
electronic signatures, estate planning, uniform law, legal documents, Minnesota statutes, open meeting law, transparency, public engagement, social media, government accountability, parenting consultant, parenting time, custody, family court, family law, neutral third party, alternative dispute resolution, child custody, visitation, parenting coordinator
NM
New Mexico 2026 Regular Session
Senate - Health and Public Affairs Feb 1st, 2026 at 01:15 pm
Senate Health & Public Affairs
Transcript Highlights:
- No child should ever be harmed or exploited.
- Lex Garcia, and I'm here as a survivor of sexual child abuse.
- they experienced as a child.
- I'm a survivor of child sexual abuse.
- In fact, we are, I would say, a magnet for business development.
Keywords:
sexual crimes, statute of limitations, criminal justice, victim rights, child abuse, individualized treatment, investigational treatment, health care, life-threatening illness, patient rights, physician recommendation, informed consent, human trafficking, sexual exploitation, child protection, prosecution, crime amendments, SB30, induced abortion, abortion reporting
KY
Kentucky 2025 Regular Session
Legislative Oversight & Investigations Committee (6-12-25)
Transcript Highlights:
- nonprofit organization that develops nonprofit organization that develops widely<00:03:00.560>
- The child had bruises on its neck.
- . child. child.
- that if a child cannot safely be that if a child cannot safely be maintained<01:24:21.120>
in <- a a deep bruise on this child. a a deep bruise on this child.
Keywords:
Call to Order and Roll Call- 00:00:14
Staff Report on the Firefighter Commission Minimum Training Standards and Administrative Spending- 00:02:02
Response from the Kentucky Fire Commission-00:32:06
Judge Testimony on Child Removal-00:42:47
Update on Child Removal and Reunification-01:11:19
Staffing at Kentucky Veteran Centers-01:40:15
Adjournment-02:05:55, 958, all
Summary:
The Legislative Oversight and Investigation Committee met without a quorum, so no votes were taken. Staff presented a study of the Kentucky Fire Commission focused on firefighter minimum training standards and administrative spending. The presentation explained that Kentucky’s training standards are built from NFPA guidelines, that the commission currently requires 115 hours for volunteer firefighters and 300 hours for paid firefighters, and that those reduced hours were adopted by removing electives and other non-NFPA content. Staff also said the commission’s IFSAC certification testing for firefighter 1 and firefighter 2 aligns with NFPA standards, but the commission cannot require local departments to train or certify firefighters. Staff recommended that the commission formally promulgate regulations establishing the reduced training hours and work with KCTCS to better separate administrative costs for certain programs so compliance with the statute can be demonstrated.
The finance portion of the report said the commission is funded by general fund appropriations for State Fire Rescue Training and by an insurance premium surcharge that supports the Firefighter Foundation Program Fund. Staff reported that the commission stayed within the 5% administrative cap tied to the overall surcharge allotment, but could not confirm compliance with a separate 5% cap for specific programs because KCTCS accounting does not break out those costs in enough detail. Staff suggested the General Assembly may want to clarify what counts as administrative cost in statute. Members asked about investment returns, local fire department funding, and whether training documentation is required; staff said some of those topics were outside the study scope and that IFSAC testing relies on chief certification that a candidate is ready to test.
Representatives from the Fire Commission then responded, saying they agreed with the report’s recommendations and would work to clarify the 5% issue with legislators and KCTCS. They explained that the reduction in training hours was intended to remove electives, better align with NFPA standards, and address the difficulty volunteer departments have in getting members to complete lengthy training. Commission officials said training is documented through rosters and annual compliance reviews, and that IFSAC-certified firefighter testing is based on demonstrated skills rather than a required number of training hours. They also said the difficulty in tracking the second 5% cap stems from the way KCTCS’s PeopleSoft system records reimbursements as single transactions, making it hard to isolate administrative costs by program.
LA
Keywords:
liability, regional transit, streetcars, trolley cars, motor vehicles, HB986, vehicular homicide, child support, surviving child, minor child, parent killed in crash, criminal restitution, family law, Louisiana child support schedule, R.S. 9:315.48, R.S. 14:32.1, victim compensation, traffic fatality, wrongful death, sentencing enhancement
MN
Minnesota 2025-2026 Regular Session
House Children and Families Finance and Policy Committee 3/18/26
Children and Families Finance and Policy
Transcript Highlights:
- child care assistance.
- in the child protection system. in the child protection system.
- our child protection uh supervisor. our child protection uh supervisor.
- . child. child.
- having your child taken away. having your child taken away.
Keywords:
foster care, early childhood education, child care programs, placement plan, social services, extended foster care, kinship care, relative custody, permanent legal and physical custody, Northstar kinship assistance, independent living plan, transition services, youth aging out of care, medical assistance, Medicaid, child welfare, children youth and families, out-of-home placement, case plan, relative placement
TX
Transcript Highlights:
- It should be noted that if a parent did nothing to... find their missing child, we would likely remove
- that child from the home for neglect.
- address this critical gap by ensuring that courts retain jurisdiction over cases. in which a foster child
- The bill prohibits the dismissal of suits affecting the parent. child relationship while the child is
- If we lose one child, that's really wonderful. one child too many.
Keywords:
disability, supported decision-making, legal assistance, confidentiality, access to justice, autonomy, civil rights, advocacy, Texas Family Code, DFPS, Department of Family and Protective Services, child welfare, foster care, substitute care, missing child, missing from placement, permanency hearing, parent-child relationship, SAPCR, conservatorship
OK
Oklahoma 2026 Regular Session
Civil Judiciary REVISION 2: HB4094 and HB3407 - Added Feb 19th, 2026 at 10:30 am
Civil Judiciary
Transcript Highlights:
- Habitually late with paying their child support. We previously had this statute.
- The intent is that they provide the financial support ordered by the court for their child.
- Ordered by the court for their child. We have a motion. Do I hear a second?
- of the child, and what they have found...
- . ...stuff maybe down at OU involving DHS and a child.
Bills:
HB1453, HB2933, HB2941, HB2945, HB2959, HB3087, HB3094, HB3297, HB3298, HB3319, HB3321, HB3386, HB3453, HB3471, HB3505, HB3510, HB3544, HB3549, HB3652, HB3727, HB3791, HB3845, HB3906, HB4119, HB4125, HB4126, HB4198, HB4236, HB4425, HB4343, HB4094, HB3407
Keywords:
foreign ownership, property rights, agricultural land, Attorney General, divestment, real estate, felony penalties, insurance regulation, homeowner claims, premium discounts, catastrophe mitigation, civil penalties, fentanyl, overdose, first responders, drug reporting, immunity, controlled substances, penalties, abortion