Video & Transcript Research : 'payment processor'
Page 159 of 360
NM
New Mexico 2025 Regular Session
IC - Legislative Finance Oct 15th, 2025
Transcript Highlights:
- This is the activity that actually provides the highest leverage, and this is down payment assistance
- High level as well, I think second only to the down payment assistance program leverages 12 to 1.
- You'll notice our flagship programs, if you will, with the down payment assistance and the rental development
- received awards and they are in 17 different counties for the direct awards, and if you count the down payment
- So, at an interest rate of 3%, a $260,000 home shows a significant reduction in the payment that they
NM
New Mexico 2025 Regular Session
IC - Investments and Pensions Oversight Aug 13th, 2025
Investments & Pensions Oversight Committee
Transcript Highlights:
- was the director of Elastic Bumentadio, is there was a period of time that we were getting slow payments
- Every week about making payroll while we were getting slow payments, and I couldn't find anyone who was
- maybe happening more and more because I know several nonprofits are hurting now because of slow payments
- give you liquidity to make sure you're paying your bills on time, and that includes all your bond payments
- Business mortgage, or first down payment on a house, or an educational aspect.
TX
Transcript Highlights:
- 1995, over $54 million has been paid in severance to superintendents statewide, with the highest payment
- addresses this by prohibiting independent school district boards of trustees from offering severance payments
- These procedures address rules on venues, payment of judgments, and levying taxes for paying final judgments
- If that entity has a pending lien or legal action related to non-payment of a contractor or vendor.
- First, if the entity has provided a payment bond to cover the claim, or two, if the entity is contesting
TX
Transcript Highlights:
- Currently under Texas law while there's uncertainty regarding whether or not these rebate payments can
- Specifically, a broker may exclude the rebate payments it makes to its dealers.
- A dealer may exclude rebate payments.
- I don't know, but are rebate payments currently excluded from taxation?
- They can show people clearly they have to sign. when you're borrowing X at this rate your monthly payment
Bills:
SB264, SB542, SB924, SB1008, SB1029, SB1036, SB1057, SB1058, SB1185, SB1202, SB1358, SB1364, SB1376, SB1569, SB1664, SB1697, SJR50
Keywords:
SB 264, Texas Workers' Compensation Act, group self-insurance, self-insured groups, workers' compensation, Texas Department of Insurance, commissioner of insurance, certificate of approval, guaranty fund, trust fund, wind down, dissolution, labor code, insurance regulation, employer coverage, risk pool, business and commerce, trade workforce economic development, property owners' association, water conservation
MN
Minnesota 2025-2026 Regular Session
Conference Committee on H.F. 4252 - Omnibus Higher Education Finance and Policy - 05/14/26
Transcript Highlights:
- Um, so after reconciliation of spring payments in preparation for summer, uh, we discovered there's about
- Uh, $17,000 of that, um, is still committed to finalizing spring payments, which leaves about $100,000
- <01:09:59.120>
spring after uh reconciliation of spring after uh reconciliation of spring payments - in preparation for summer uh we payments in preparation for summer uh we uh<01:10:03.679>
discovered - , which leaves about a h 100,000 payments, which leaves about a h 100,000 uh<01:10:23.679>
for
Summary:
The conference committee received a nonpartisan walkthrough of the House and Senate side-by-side for higher education-related legislation, with staff identifying Senate-only, House-only, identical, and technical-difference provisions. Topics included paid blood donation leave for Minnesota State employees, a revised higher education attainment goal, athletic fee restrictions, developmental course disclosures, American Indian Scholars Program eligibility, protections and definitions for pregnant and parenting students, online program management contracts, student aid reporting, work-study and dual training grants, private and out-of-state postsecondary education regulation, private career school licensing and data privacy, college savings plan changes, and several University of Minnesota-related provisions. House-only items also included an unemployment insurance aid adjustment, a $1.5 million ongoing appropriation for an identity verification system to combat enrollment fraud, and $5,000 for Bemidji State University reforestation; Senate-only items included Board of Regents appointment language, limits on for-profit control of medical school curriculum, and reporting on for-profit funding in medical education.
After the walkthrough, the committee moved to adopt the same and similar provisions and direct staff to make technical corrections. A senator asked about proposed adjustments to the pregnant and parenting student language, and the chair said amendments would be considered after adopting the same and similar provisions. The motion to adopt prevailed.
During public testimony, Sydney Spre of the Minnesota Association of Professional Employees supported the Senate’s paid blood donation leave language, saying it would create parity for Minnesota State employees and encourage blood and plasma donation. Commissioner Dennis Olsen of the Office of Higher Education thanked the committee for adopting most of the agency’s proposed language and said he was available to help clarify remaining differences. In response to questions, he explained the Senate’s higher education attainment goal proposal, saying it would extend and broaden the existing goal, raise the target from 70% to 75%, expand the age range, and use additional metrics and partner agencies; he also said the overall attainment rate had been 63.5 under the prior goal. The transcript ends as the commissioner was being asked whether the proposal would require additional appropriations.
MN
Minnesota 2025-2026 Regular Session
House Energy Finance and Policy Committee 4/14/26
Energy Finance and Policy
Transcript Highlights:
- back by a year, so that we can get all of those buses ordered, get the invoice in, and then make the payment
- get the invoice in, and then<00:09:39.920>
make <00:09:40.120>the <00:09:40.240>payment - then make the payment. then make the payment. Representative<00:09:42.000>
Anderson. - Third-party financing enables consumers to lease solar panels and a battery, which spreads lease payments
- make a large upfront down payment. make a large upfront down payment.
Keywords:
Public Utilities Commission, PUC, energy regulation, utility regulation, electric utility, public utility, rate case, multiyear rate plan, decoupling, rate decoupling, greenhouse gas, social cost of carbon, environmental cost, resource planning, certificate of need, distributed renewable energy, interconnection, budget billing, electronic filing, contested case
MN
Minnesota 2025-2026 Regular Session
Committee on Jobs and Economic Development - 02/25/26
Jobs and Economic Development
Transcript Highlights:
- Delay in city loan payments for the months of April, May, and June for small businesses.
- Mortgage payments, electric bills, gas, insurance, internet, and car payments all continued to add up
- <01:08:53.759>
Mortgage <01:08:54.239>payments, their bills were not. - Mortgage payments, their bills were not.
- internet, and car payments all continued to<01:08:59.759>
add <01:08:59.920>up.
MN
Minnesota 2025-2026 Regular Session
House Health Finance and Policy Committee 4/7/25
Health Finance and Policy
Transcript Highlights:
- hospital with hefty lease payments hospital with hefty lease payments leading<00:10:37.360>
to - So it's a little bit more of an upfront payment than the county will pay on behalf of everybody.
- So it's a little bit more of an upfront payment than the county will pay on behalf of everybody.
- So it's a little bit more of an upfront payment than the county will pay on behalf of everybody.
- So it's a little bit more of an upfront payment than the county will pay on behalf of everybody.
Keywords:
health care transparency, ownership disclosure, control reporting, health care consolidation, private equity, management services organization, MSO, provider organization, health insurer, pharmacy benefit manager, hospital system, affiliate reporting, financial disclosure, public reporting, market concentration, horizontal consolidation, vertical consolidation, health care ownership, corporate practice, health care regulation
HI
Hawaii 2025 Regular Session
EEP Public Hearing - Thu Jan 30, 2025 @ 9:00 AM HST
Energy & Environmental Protection
Transcript Highlights:
- This will allow the state to enter into step-in agreements for payment obligations arising under certain
- empowers an electric utility to serve as... ...an electric utility to serve as a billing, collection, payment
- <00:08:37.760>
obligations agreements for payment obligations agreements for payment obligations - <00:09:06.640>
and a billing collection payment and a billing collection payment and managing - <00:14:21.720>
from <00:14:21.920>the rating ensuring that payments from the rating
Summary:
The committee heard several energy and environmental bills. On HB 974, which would authorize state step-in agreements for certain power purchase agreements and create a trust fund/reserve mechanism, the Attorney General’s office raised concern that the state should not incur liability beyond the trust fund. The Division of Consumer Advocacy said it had comments but did not take a position, while the Public Utilities Commission, Ameresco, Hawaiian Electric, and other industry groups supported the measure, saying it would help developers secure financing for renewable projects and improve reliability. Hawaiian Electric said the bill would not use state funds and that its proposed reserve account would be held in trust and returned to customers if unused. Committee members questioned whether the reserve would raise customer costs; Hawaiian Electric said the amount would be small and would be offset by avoiding higher financing costs, while Consumer Advocacy suggested the language should be strengthened to ensure unused funds are fully returned.
The committee then heard HB 338, which would clarify that premium interest-rate adjustments for non-fossil fuel generation are just and reasonable and allow the PUC to include them in rates. DCCA and the State Energy Office supported the bill, and the PUC also supported it. Hawaiian Electric opposed unless amended, arguing the PUC already has discretion and warning the bill could weaken competitive procurement by encouraging higher bids tied to the utility’s credit rating. DCCA said the concern was that developers might not seek the best financing if premium rates are recoverable, but said Hawaiian Electric’s suggested amendment requiring clear and convincing evidence of unavoidable financing-cost increases would help. Members also asked about refinancing and whether developers could later lower debt costs after locking in a premium rate; DCCA said that ability exists and suggested a time limit or review mechanism.
For HB 337, which would direct the PUC to establish standards requiring utilities to remove certain fossil-fuel costs from the rate base when adding renewable resources, the Department of Hawaiian Home Lands, Hawaii Clean Power Alliance, and the State Energy Office supported the measure. Hawaiian Electric opposed it, saying it misunderstood utility cost recovery and could threaten grid reliability because fossil plants provide ancillary services such as voltage regulation and balancing, not just energy. Hawaiian Electric pointed to its integrated grid plan and recent fossil-unit retirements as evidence of ongoing transition, and asked the committee to defer the bill and leave oversight to the PUC. The committee also heard HB 879 on cesspool conversions, which would raise the maximum grant from $20,000 to $30,000 and add DOH positions; DHHL, DOH, environmental groups, Hawaii Realtors, and others supported it, while DOH discussed staffing needs and the practical effect of the higher grant cap. The committee also began HB 379 on requiring denitrification capacity for certain wastewater systems near shorelines or groundwater, with DLNR testifying in support.
MN
Transcript Highlights:
- to state government requiring payment to state government requiring payment transparency<00:09:56.880
- The ability for these investors to gobble up homes with cash payments hours after they go on the market
- hours after they go on the payments hours after they go on the market<00:21:47.120>
means <00: - President, this is the payment transparency bill, and one of our members was out of the chamber.
- and public payment transparency and public contracts. contracts. contracts.
Summary:
The Senate opened with a call of the Senate, prayer, and the Pledge of Allegiance, then established a quorum and moved to messages from the House. The chamber received several House-passed Senate files, including SF 2814 (real estate appraisers), SF 3637 (transportation), and SF 4244 (technical corrections), and took up SF 1714 on payment transparency and public contracts. The Senate concurred in the House amendments to SF 1714, advanced it to third reading, and then passed the bill 65-0. The Senate also received House amendments to SF 3432 on public safety, but instead of concurring, it voted to send the bill to a five-member conference committee. The Senate likewise agreed to a conference committee request on HF 4188, a commerce bill dealing with consumer protections for insurance and financial products.
The Senate then handled additional House messages and routine business, including first reading of several House files and adoption of committee reports. A committee report on SF 453, relating to thermal energy networks as public improvements and water works, recommended amendment and passage under Senate Concurrent Resolution 6, and the report was adopted except for the referenced resolution item. The chamber also completed second readings of several Senate bills and one House bill, and approved a motion to withdraw SF 4464 from the Committee on State and Local Government and return it to the author.
The main floor debate centered on HF 1141, the housing finance and policy omnibus. Senator Port described the bill as focused on affordability, including $50 million in housing infrastructure bonds, greater Minnesota infrastructure grants, manufactured housing protections, limits on large institutional investors buying single-family homes, and increased oversight of the Minnesota Housing Finance Agency. The Senate adopted several amendments, including a technical A12 amendment, A7 to dedicate $5 million of bonding to manufactured home park improvements, and A4 on manufactured housing protections such as rent receipts and longer move-out time after eviction. Senator Abler then offered A14, which would limit rent increases in certain non-market-rate, tax-credit housing for seniors to CPI-based increases; supporters framed it as a humanitarian measure for elderly residents facing steep rent hikes, while opponents raised concerns about rent control, the scope of the amendment, and the need for more detail. The transcript ends during continued debate on A14, with no final vote shown on that amendment.
MN
Minnesota 2025-2026 Regular Session
Committee on Commerce and Consumer Protection - 03/10/26
Commerce and Consumer Protection
Transcript Highlights:
- In fact, what happens is you drive people to other forms of payment where there's no way to recover it
- <01:18:36.440>
where <01:18:36.640>there's to other forms of payment where there's - Their next suggestion was a $900 payment until our bill was paid off. We also couldn't do that.
- Their next suggestion was a $900 payment Their next suggestion was a $900 payment until<01:28:23.040
- ecosphere and and changing payment ecosphere and and changing consumer<01:53:29.200>
sentiment.
MN
Minnesota 2025-2026 Regular Session
Working Group on Omnibus K-12 Education Bill - 06/02/25
Minnesota Senate Floor Meeting
Transcript Highlights:
- to be paid on the K12 aid payment to be paid on the K12 aid payment schedule.<01:42:07.119>
These - on distribution of aid and the K12 uh on distribution of aid and the K12 uh aid<01:42:33.679>
payment - aid payment aid payment shift.<01:42:35.600>
Section <01:42:36.080>four <01:42:36.639 - aid statutes and the aid payment aid statutes and the aid payment schedule<01:42:47.600>
uh - schedule this time for aid payment schedule this time for developmental<01:43:00.320>
screening
MN
Transcript Highlights:
- There is, you'll notice, a payment in fiscal year 2026 of about $2.4 million.
- So, the bill would maintain that fiscal year 2025 final payment. fiscal year 2026 of about $2.4 million
- the second year to adjust for payment the second year to adjust for any<01:07:10.240>
changes - payment for fiscal year 2025. payment for fiscal year 2025.
- This money is deposited into the special revenue fund, and payments are made from there.
TX
Transcript Highlights:
- And so we want to thank you for the July 1st start date of payments going into the ESA account.
- And so we want to thank you for the July 1st start date of payments going into the ESA account.
- School vouchers and public payments for private schooling often come as direct payments or tax credits
- Our recapture payments sure keep going up.
- The four quarterly payments should be June, September, December, and March. Thank you. Ms.
Summary:
The Senate Committee on Education K-16 convened with a quorum, adopted its committee rules, and heard opening remarks from members introducing staff and outlining priorities for the session. Members from both parties emphasized education as a major issue, while several Republicans framed the committee’s work around school choice and parent empowerment. Senator West and other Democrats stressed protecting public schools, listening to Texans, and considering the effects of vouchers or education savings accounts on school districts and communities.
Chairman Creighton laid out Senate Bill 2, the Texas Education Freedom Act, describing it as a universal education savings account program modeled on similar programs in other states. He said the bill would provide about $200 million for a universal eligibility pool and additional funding for students with disabilities and lower-income families, with priority weighting for former public school students. He also highlighted anti-fraud measures, vendor pre-approval, criminal background checks, cybersecurity protections, annual testing requirements for participating students, and the use of the Comptroller rather than TEA to administer the program. Creighton repeatedly said the bill is not a voucher and argued it would not take money from public schools, which he said would receive separate historic funding increases.
Members questioned Creighton about the 500% of federal poverty line definition, the adequacy of the $10,000 ESA amount, whether the program would favor students already in private school, how microschools and homeschool pods would fit, and whether the bill protects religious liberty and private-school autonomy. Democrats raised concerns about disability protections, 504 students, foster children, public-school funding, open records, and the historical context of vouchers. Republicans generally supported the bill as a way to expand options for parents and students, while also asking about administration, fraud prevention, and data security. After member questions, the committee began invited testimony, with EdChoice President Robert Inlow presenting in support of SB 2 and citing the growth and reported success of school choice programs nationwide.
MN
Minnesota 2025-2026 Regular Session
Task Force on Homeowners and Commercial Property Insurance 10/22/25
Minnesota House Floor Meeting
Transcript Highlights:
- Buyers tend to be more concerned with the monthly payment than the overall purchase price.
- on a median priced insurance payment on a median priced home<00:14:11.920>
in <00:14:12.160> <00:14:42.720>than <00:14:42.880>the <00:14:43.120>overall the monthly payment - than the overall the monthly payment than the overall purchase<00:14:43.839>
price. - and the cost of insurance and payments and the cost of insurance and taxes<01:27:45.520>
is <01
Summary:
The task force met on October 22, 2025, with a quorum present and several members participating remotely. Members approved the minutes from the previous meeting. Michelle Urick of the Legislative Coordinating Commission then gave an administrative update on proxy voting and the task force’s operating procedures. She said the enabling statute only authorizes the officially appointed member to act and vote, so proxy voting is not allowed, and votes must be cast in person at the meeting where the item is considered. She also said members may submit written positions, but not vote before or after a meeting. In response to concerns about attendance for future votes, the chair said the January meetings would be rescheduled if possible using a Doodle poll so more members could be present in person. The group also agreed to treat the revised document as operating procedures rather than a formal charter, with no separate adoption action needed at that time.
The task force then moved into testimony on homeowners and commercial property insurance. Paul Edgar of Minnesota Realtors said rising insurance costs are adding to housing affordability pressures, citing an increase in the monthly principal, interest, taxes, and insurance payment on a median-priced Minnesota home from $1,622 in 2021 to $2,642 in September 2025. He said higher insurance costs and limited coverage can affect buyers’ financing, especially for condominiums and townhomes, and urged continued work on liability and insurance-related laws that may discourage condo development. He also referenced prior bipartisan reforms to Minnesota’s condominium construction defects law and said his organization supports further improvements to encourage more condo production.
Keenan Ravery of the Minnesota Mortgage Association focused on how insurance requirements affect mortgage lending. He explained that lenders require insurance both at origination and throughout the life of the loan, with standards aimed at protecting collateral rather than providing full homeowners coverage. He said replacement-cost coverage has long been the norm, but recent issues with roofs, deductibles, HO-6 policies, and force-placed insurance have become pain points for consumers and lenders. He said his association is working with national trade groups on reforms that could allow more flexibility in coverage types and deductibles, and he expressed hope that Fannie Mae, Freddie Mac, and the Federal Housing Finance Agency may announce policy changes in the coming months or by early 2026. No votes or substantive policy actions were taken beyond approving the minutes and agreeing to pursue scheduling adjustments for January.
MN
Minnesota 2025 1st Special Session
Committee on Jobs and Economic Development - Part 1 - 04/02/25
Jobs and Economic Development
Transcript Highlights:
- when the stat to take premium payments when the stat uh<00:04:57.360>
when <00:04:57.520>the - Simultaneously, we are also working through a lot of the applicant experience, payments architecture,
- Simultaneously, we are also working through a lot of the applicant experience, payments architecture,
- So, what steps will be taken to prevent an individual from receiving both sets of payments?
- You see, what steps will be taken to prevent an individual from receiving both sets of payments?
HI
Hawaii 2025 Regular Session
JHA Public Hearing - Thu Feb 13, 2025 @ 2:00 PM HST
Judiciary & Hawaiian Affairs
Transcript Highlights:
- This measure limits the required payment of certain unpaid motor vehicle taxes and fees and accompanying
- :05:19.479>
limits <00:05:19.919>the <00:05:20.360>required <00:05:20.919>payment - this measure limits the required payment this measure limits the required payment of<00:05:21.479
- annual you know every annual payment annual you know every annual payment that<00:11:23.800>
- yes and and if we could required payment yes and and if we could turn<00:11:56.399>
it <00:11:
Summary:
The committee heard testimony on several bills. HB 655 would limit collection of unpaid motor vehicle taxes, fees, and penalties to the most recent five consecutive years of delinquency. The Department of Transportation opposed the bill, saying it could significantly affect state and county revenues and that the fiscal impact was hard to estimate. The Tax Foundation noted the bill would shorten the existing collection period, while an individual testifier supported it as a narrow measure that would help owners of old or inherited vehicles. In questioning, the department said it could not quantify the cost but suggested it would prefer case-by-case flexibility rather than a fixed five-year limit.
HB 697 would authorize Department of Transportation and Department of Law Enforcement personnel to inspect and certify evidence from automated speed enforcement systems and would appropriate funds for the program. The Department of Transportation supported the measure, citing the workload created by the red-light camera pilot and the need to assist police and prosecutors. The Department of the Attorney General supported the concept but recommended technical amendments so the verification language would apply consistently across the chapter and allow the appropriate reviewing entity to act. The committee also heard support from the AAHU Metropolitan Planning Organization and opposition from three individuals.
HB 711 would require defendants convicted of causing the death of a parent or legal guardian of a minor child while driving under the influence to provide financial support to the surviving child. The Office of the Public Defender opposed the bill, arguing that criminal restitution must be tied to verified losses and that this type of long-term support is better handled in civil court, where trusts, conservatorships, and insurance claims can be addressed. The Department of Transportation supported the bill as a deterrent to impaired driving, and police, prosecutors, and an injury prevention group also submitted support. Members questioned whether the measure was better suited to civil litigation, and the public defender agreed that the civil system was the proper venue.
HB 108 would allow direct shipment of beer and distilled spirits by certain licensees and require county liquor commissions to adopt rules. The Attorney General raised constitutional concerns, saying the bill’s different treatment of out-of-state manufacturers could violate the dormant Commerce Clause and recommended revisions. Brewers and distillers testified in support, saying the bill would put beer and spirits on a similar footing with wine direct shipment, help small producers reach consumers, and support the local economy without increasing underage access. They also said the bill should be amended to address grandfathering language. No final votes or committee actions were taken in the portion of the hearing provided.
LA
Transcript Highlights:
- It requires child support payments by persons convicted of vehicular homicide.
- HB 986 by Representative Kerner requires child support payments by persons convicted of vehicular homicide
Keywords:
liability, regional transit, streetcars, trolley cars, motor vehicles, HB986, vehicular homicide, child support, surviving child, minor child, parent killed in crash, criminal restitution, family law, Louisiana child support schedule, R.S. 9:315.48, R.S. 14:32.1, victim compensation, traffic fatality, wrongful death, sentencing enhancement
Summary:
The House Civil Law Committee met on May 11, 2026, and reported several measures favorably. Senate Bill 466 by Sen. Seabaugh was approved without objection; it bars foreign adversaries from using expropriation authority in Louisiana and creates a narrow expropriation category for very large aerospace/LED-related projects on at least 20,000 contiguous acres with no residential structures. House Bill 986 by Rep. Kerner was also reported favorably; it requires child support payments in cases where a parent is convicted of vehicular homicide, with the stated purpose of helping children who lose a parent in such cases.
The committee then considered two constitutional amendments by Sen. Morris. Senate Bill 123 would require the governor to certify a legislative removal of certain judges for cause; an amendment changed the ballot language to refer to removal for malfeasance, gross misconduct, or incompetence, and the committee adopted the 6.8A report and reported the measure favorably after a roll-call vote of 8-1. Senate Bill 97 would require prosecutorial consent for a defendant to waive a jury trial, except in capital cases; after adopting an amendment clarifying that capital cases are excluded, the committee heard opposition from the Louisiana Citizens Advocacy Group, which argued that jury-trial waiver should remain a defendant’s right. The bill was reported favorably on a 5-1 vote.
The committee also reported favorably Senate Concurrent Resolution 35, which asks the Louisiana State Law Institute to study remote online notarization for authentic acts, with support testimony from the Louisiana Bankers Association emphasizing rural access and modernization of notary services. Finally, House Bill 1098 by Chairman McFarland, a narrowly tailored limitation of liability for FAA-licensed aerospace entities, was reported favorably without objection. House Bill 375 by Rep. Freeman was voluntarily deferred, and the meeting adjourned.
AL
Alabama 2025 Regular Session
Alabama Senate Finance and Taxation General Fund Committee Feb 12th, 2025
Finance and Taxation General Fund
Transcript Highlights:
- We're no longer making payments to the...
- We're no longer making payments to the ATF that we were doing not too long ago.
Keywords:
prison modernization, corrections finance, bonding authority, state debt, capital improvement, Department of Corrections, Alabama Corrections Institution Finance Authority, prison construction, prison renovation, prison replacement, bed space, overcrowding, women's prison, men's prison, Escambia prison, Tutwiler, Kilby, Elmore, Staton, St. Clair Correctional Facility
VT
Vermont 2025-2026 Regular Session
Senate Session - 2026-05-20 - 10:00AM
Vermont Senate Floor Meeting
Transcript Highlights:
- The fund is also able to make advance payments of restitution to crime victims, but those payments are
- The fund is also able to make advance payments of restitution to crime victims, but those payments are
- of restitution to crime payments of restitution to crime victims,<00:17:51.400>
but <00:17:51.520 - , but those payments are capped victims, but those payments are capped so<00:17:52.920>
that <00 - > and<02:03:27.640>
rate Then there's a payment and rate Then there's a payment and rate structure