Transcript Highlights:

• So, state-directed payments: what we've covered up to this point has largely been the customer-facing
• H.R. 1 does also impact provider payments in separate provisions of the law.
• It does place limits on certain state-directed payment arrangements.
• that exceed the Medicare payment levels.
• care, instead of separate payments for each stage of care.

Summary: The Senate Health and Long-Term Care Committee met on July 30, 2026, to hear two main briefings. The first, from the Health Care Authority, focused on implementation of federal H.R. 1 Medicaid changes and Washington’s rural health transformation funding. HCA said the state is preparing for major eligibility changes, including the October 1 loss of Medicaid coverage for about 14,000 lawfully present non-citizens and January 1, 2027 work requirements, six-month renewals, and reduced retroactive coverage for roughly 600,000 Medicaid expansion adults. Officials described outreach efforts, new automated verification systems, a verification hub, and plans to use available data sources to reduce manual paperwork, while noting that about one-third of the affected population may still need manual processing. They also said H.R. 1 will limit state-directed payments over time, with an estimated long-term impact of up to $1.5 billion in hospital reimbursements. On rural health transformation, HCA said it is moving quickly to obligate its $181 million federal award through contracts and competitive grants for rural hospitals, workforce, behavioral health, technology, and tribal and community partners. Committee members asked about the impact on rural providers, community service as a work-requirement pathway, emergency Medicaid, tribal and federal reimbursement issues, and whether the state would submit comments on the federal work-requirement rule. HCA said it would file comments, that emergency Medicaid coverage for certain services remains available, and that it is working with tribes and other agencies to avoid erroneous terminations and to move eligible people into other coverage where possible. Members also raised concerns about the administrative burden on families and providers and the need for congressional attention on issues such as TRICARE reimbursement. The second briefing addressed maternal health and the Department of Health’s Maternal Mortality Review Panel report. DOH said maternal mortality in Washington increased for the first time in the report series, but most pregnancy-related deaths remain preventable. Nearly half were linked to behavioral health conditions, especially overdose deaths, with suicide, cardiovascular disease, and COVID-19 also significant causes; most deaths occurred postpartum rather than during delivery. The report found higher mortality rates among American Indian and Alaska Native, Black, Native Hawaiian, Pacific Islander, multiracial, rural, and Medicaid-covered populations, and identified lack of access to care, financial hardship, housing instability, discrimination, bias, and systemic inequities as major contributors. DOH highlighted existing state actions such as one-year postpartum coverage, doula reimbursement, inpatient substance use treatment coverage for birthing people, and vaccine coverage requirements, and offered 12 legislative recommendations focused on affordable and high-quality care, basic needs and community supports, and equitable, culturally responsive services. Presenters from the Suquamish Tribe and Kitsap OBGYN described how the tribe acquired and stabilized a threatened OB-GYN practice to preserve regional access amid provider shortages and hospital service losses. They said rural obstetric care is difficult to sustain because of thin margins, workforce shortages, long travel distances, and higher-risk patients, and emphasized that tribal health systems can offer stronger reimbursement and integrated family-centered care. The Foundation for Healthcare Quality and the Bree Collaborative then outlined statewide maternity-care quality efforts, including work on perinatal behavioral health, care coordination, postpartum screening, doula support, and better-aligned payment models. They said Washington has strengths in innovation but still needs more OB-GYN capacity, better transitions of care, and more culturally responsive, trauma-informed maternal and Native health services.

Transcript Highlights:

• Payments can and should work the same way. Stablecoins can help make this a reality.
• Massari, why do stable coins make payments faster and cheaper? Here again, the use case issue.
• And should be a leader in payment stablecoins.
• What would happen once a payment-stable coin is issued on the public blockchain?
• That's true in traditional financial and payment services as well.

Committee: Senate Senate Banking, Housing, and Urban Affairs Subcommittee on Digital Assets

Keywords: Digital Assets, Bitcoin, Stablecoins, Legislation, Bipartisan, Consumer Protection, Regulatory Framework, Financial Innovation, Testimony

Summary: The inaugural meeting of the Digital Assets Subcommittee brought a wave of excitement and anticipation regarding the future of digital assets, including Bitcoin and stablecoins. Chair Lummis expressed gratitude towards Senator Scott for establishing the subcommittee, indicating a commitment to promote responsible innovation while safeguarding consumers. Members discussed the necessity for a bipartisan legislative framework to regulate digital asset markets effectively while outlining the potential benefits such legislation could have on enhancing financial inclusion and streamlining payments. The meeting featured expert testimonies from key figures in the digital asset industry, highlighting the importance of creating clear regulatory guidance for digital assets to foster innovation without compromising consumer protections.

Transcript Highlights:

• And also, we do know that mortgage inflation has increased as well as mortgage payments.
• . make additional payments toward the make additional payments toward the mortgage<00:05:22.000><c> principal
• </c><00:05:29.039><c> and</c><00:05:29.280><c> potentially</c> their mortgage payment and potentially
• their mortgage payment and potentially saving<00:05:30.639><c> on</c><00:05:30.880><c> interest</c><
• Well, I guess everybody wants more house with lower payments? That's pretty simple. All right.

Bills: HB55 , HB104 , HB55 , HB104

Committee: House Financial Services

Keywords: mortgage, payments, financial institutions, borrowers, principal, escrow, homeownership, abandoned property, digital assets, state treasurer, unclaimed property, liquidation, finders, contracts, electronic reporting, fishing, licensing, jubilee, Marine life, Alabama

Transcript Highlights:

• </c> could not, you know, make down payments could not, you know, make down payments to<00:07:49.440>
• ><c> though</c><00:17:44.720><c> I</c> The down payment assistance though I The down payment assistance
• </c><00:19:24.000><c> assistance</c> the needs of the down payment assistance the needs of the down payment
• </c><00:21:12.720><c> assistance</c> strengthen the down payment assistance strengthen the down payment
• and more profitable over the long term because it's lowering that monthly mortgage payment.

Transcript Highlights:

• CMS makes the payment. For most services, Medicaid also makes payments.
• So they're not only getting the payment for the nursing home service, they're also getting payment for
• For your second question... ...related to supplemental payments, our opinion of supplemental payments
• Real quick, the 4% diminished Medicare payments.
• So there are different tiers of payments.

Committee: Senate Health & Human Services

Transcript Highlights:

• </c><00:17:32.000><c> increase</c> fact is that benefit payments increase fact is that benefit payments
• you know the increase in payments you know the increase in benefit<00:19:02.760><c> payments</c><00:
• </c><00:19:10.000><c> will</c> increase in the benefit payments will increase in the benefit payments
• </c><00:31:29.399><c> have</c> same time the benefit payments have same time the benefit payments have
• <00:35:33.839><c> how</c><00:35:34.040><c> much</c><00:35:34.240><c> of</c> payment how much of payment

Committee: Senate Jobs and Economic Development

Transcript Highlights:

• the award on provider payments.
• They're classified as provider payments.
• the award on provider payments.
• And the interpretation was that's a provider payment, and provider payments are capped at 15%.
• So they allow for provider payments, but they can only be Provider payments are capped at 15%.

Transcript Highlights:

• We withhold 4% of payments based on the hospital or health systems' attributed members.
• I think changes to the payment structure... ...you know, maybe state that directly.
• Because today, if they don't make changes, their payment stays the same.
• And then in Section 6, it requires that our premium payments, our capitation payments for Blue Cross
• We're currently providing those payments since it was set to expire.

Committee: Senate Appropriations - Human Resources Division

Summary: The Senate Appropriations HR Division met with all members present to review the medical services portion of the HHS budget. Sarah Aker, Executive Director of Medical Services, walked the committee through several budget items, including HCBS cost-to-continue adjustments, the DD bed assessment, expansion of value-based purchasing, targeted rate increases for home health and QSP services, and the cross-disability waiver. Members generally supported the targeted increases for home health and QSP, and Aker explained that the cross-disability waiver funding would support startup work, service design, and infrastructure ahead of a planned July 1, 2028 implementation. The committee spent significant time on rate-setting and provider payment issues. Members discussed ambulance rate rebasing, with several senators expressing concern that the proposed increase was too high relative to peer states; the committee ultimately moved toward reducing that item to $1 million rather than zero so it could be revisited in conference committee. They also discussed a House-added critical access hospital networking grant and similarly leaned toward reducing it to $1 million. Aker explained the department’s value-based purchasing plans, including use of a vendor selected through RFP, and clarified how the department’s existing Medicaid managed care and hospital value-based programs work. A major portion of the meeting focused on long-term care and basic care payments, including a House-added extension of the $5 per day basic care add-on and a proposed shift in nursing facility incentive grants toward a withhold-based model. Senator Mathern indicated he would bring an amendment to delay or modify the withhold change, and Aker said the department would prefer language that directly addresses whether a withhold may be implemented. Members also discussed 1915(i) services, FMAP changes, the Medicaid legacy system modernization carryover, and a House-added legislative intent section on medical assistance. The committee adjourned for the morning with plans to return later to continue Human Services budget work and revisit unresolved items in conference committee.

Transcript Highlights:

• lease payments for building projects.
• split payments, interest payments, Federal Reserve line access, correspondent services, bond payments
• Our payment rails are not fast. Fast, cheap, and integrated.
• Banking needs a new set of payment rails.
• So it's three years of no interest, no payments, two years of low-interest payments, and then it's due

Summary: The committee took roll, approved the March 18 minutes, and then received a compliance-report update on the Industrial Commission and related funds and programs. Staff reviewed the status of one-time appropriations and grant programs, including electric grid resiliency, lignite research, enhanced oil recovery, the Clean Sustainable Energy Authority, the salt cavern business-case study, and the new NDSU research and technology park grant. Members asked about funding balances, reimbursement timing, matching requirements, and how some commitments would affect the State Investment Fund and future biennia. Industrial Commission staff then gave a broader update on the agency’s administrative office, grant management system, leadership transitions at several commission agencies, and active grant rounds. They reported that the grant management system is nearing completion, that several agency leadership searches have concluded, and that the commission’s grant programs currently have 108 active grants totaling more than $165 million. They also described the Clean Sustainable Energy Authority round, the oil and gas research program’s enhanced oil recovery awards, the grid resiliency grants, the salt cavern study, and the research technology park program, noting that some projects are awaiting federal funds or additional matching cash. Ron Ness, speaking for the Oil and Gas Research Council, focused on the state of the oil industry and the enhanced oil recovery “Bakken 2.0” effort. He said production remains steady, but future growth depends on better infrastructure, longer laterals, and new EOR methods such as CO2, natural gas, and surfactants. He emphasized the importance of the Bakkeneast pipeline and related gas-utilization projects, the recent DOE funding that will return some money to the research council, and the need to modernize tax and incentive rules for CO2-based recovery. Members discussed the potential economic benefits for oil, agriculture, and manufacturing. The Bank of North Dakota then presented its compliance report and a broader strategic update. Bank leadership reviewed the bank’s mission, governance, participation lending, student lending, disaster programs, and legislatively directed programs, and said the bank is managing for a flatter deposit base and stronger liquidity because of fintech competition and changing market conditions. They reported improved earnings, with net income rising to about $231 million, and described Rough Rider Coin as a new internal payment rail for North Dakota banks and credit unions, not a public cryptocurrency. Members asked about student loan eligibility, disaster lending, and the bank’s capacity to support state programs while maintaining its balance-sheet and liquidity requirements.

Transcript Highlights:

• making the payment.
• are made and it's those lease payments are made and it's those lease<00:46:58.079><c> payments</c><00
• </c><00:47:03.760><c> is</c> structure for those lease payments is structure for those lease payments
• So the purpose of making the payment.
• :12.400><c> amount</c><01:21:12.719><c> is</c> capital payments, the total amount is capital payments

Committee: Senate Capital Investment

Transcript Highlights:

• We are taking steps to expedite the timeline for making what are called state-directed payments.
• And so what you said about expediting payments really makes a fundamental difference.
• We are taking steps to expedite the timeline for making what are called state-directed payments.
• And so what you said about expediting payments really makes a fundamental difference.
• In Medi-Cal, we have hospital payment rates that vary according to urban or rural hospitals based on

Committee: Senate Rules

Summary: The committee first handled several routine items, approving three gubernatorial appointees not required to appear: Hampus Eitsiter to the Boating and Waterways Commission, Peter Stern to the California Horse Racing Board, and Dean White to the State Mining and Geology Board. It also approved referral of bills to committees and floor acknowledgements, all by 5-0 votes. The committee then heard Tyler Sadwith’s appointment as Chief Deputy Director of Healthcare Programs at the Department of Health Care Services. Sadwith said his priorities would be protecting Medi-Cal access amid federal changes and continuing CalAIM and behavioral health reforms. Senators questioned him extensively about rural and financially distressed hospitals, Medi-Cal reimbursement, eligibility redeterminations, work requirements, fraud controls, dental access, labor and delivery closures, and CalAIM’s evaluation. He said DHCS is working on expedited payments, hospital monitoring, county technical assistance, targeted audits, and community supports such as medically tailored meals. Public commenters from county, hospital, and care organizations supported his confirmation, and the committee voted 5-0 to send the appointment to the full Senate. The committee also heard from Dr. Chris Thayer, nominated to lead the Office of Environmental Health Hazard Assessment. Thayer described OEHHA’s role as providing transparent, scientifically rigorous health assessments and risk communication to inform other agencies and policymakers. Senators focused on the agency’s use of models versus real-world data, CalEnviroScreen, Prop 65, PFAS, wildfire health impacts, and how OEHHA communicates risk to the public. Thayer said the office relies on a mix of data sources where direct evidence is limited, is updating CalEnviroScreen, and is working to reduce Prop 65 over-warning through guidance and outreach. The discussion did not reach a final vote on his appointment in the portion provided.

Transcript Highlights:

• Similarly, state-directed payments—new ones are really not allowed that exceed Medicare payments.
• So the state-directed payments are starting in 2028.
• So if the payment error rate is 5.99% or less, then there would be no cost share for the benefits.
• That doesn't go into our payment error rate.
• Sort of thing, that doesn't go into our payment error rate. Thank you. Go ahead.

Committee: Senate Ways & Means

Summary: The committee held a work session to review how H.R. 1 would affect Washington’s Medicaid, long-term care, developmental disabilities, and food assistance programs, with a focus on state budget impacts and implementation challenges. Staff and agency officials explained Washington’s Medicaid financing, eligibility categories, caseload trends, and the role of managed care, then outlined H.R. 1 provisions affecting the expansion population, including work requirements, six-month redeterminations, changes to immigrant eligibility, reduced retroactive coverage, cost sharing, provider tax and state-directed payment limits, and penalties tied to eligibility error rates. Officials also described the need for major IT and systems changes across agencies, including the state’s existing CMS corrective action plan for automated renewals and the difficulty of implementing new federal requirements before guidance is finalized. Health Care Authority and DSHS witnesses said the expansion population would be most affected, with potential coverage losses for about 620,000 Apple Health expansion enrollees and additional impacts for some lawfully present immigrants and a smaller number of long-term care and developmental disability clients. They said many current enrollees already work, but the new requirements would create administrative barriers and could increase uninsured rates, emergency room use, and uncompensated care. Agency leaders also discussed the immediate prohibition on Medicaid funding for Planned Parenthood services, with the state planning to backfill about $11 million so clients can continue care. Members asked about FMAP comparisons, work requirement experiences in other states, waiver possibilities, definitions of exemptions, and whether the changes would affect COFA communities, rural areas, and behavioral health services. The committee then heard a separate presentation on H.R. 1’s food assistance provisions. DSHS said the bill would broaden SNAP work requirements, end certain immigrant eligibility for federal SNAP, eliminate SNAP-Ed, increase the state administrative match from 50% to 75%, and create a future state cost share for SNAP benefits based on payment error rates. Officials estimated a four-year fiscal impact of about $750 million, with significant costs tied to the immigrant eligibility shift, administrative match changes, and possible benefit cost sharing. DSHS also described the state’s integrated eligibility system and the large amount of work needed to update it across multiple quarterly releases while coordinating with other agencies. No votes or formal actions were taken.

Transcript Highlights:

• ><c> but</c> we make payments daily but we make payments daily but reimbursements<00:08:59.920><c> and
• ,</c><00:09:59.519><c> then</c> slow increase in benefit payment, then slow increase in benefit payment
• of the payment, right?
• So I think we we generally payment.
• </c> payment left the building, so to speak. payment left the building, so to speak.

Committee: Senate Jobs and Economic Development

Transcript Highlights:

• And the first transitions of payment mechanisms are painful.
• So infant toddler bonus payments...
• Well, the payment goes to the provider. Provider. I know.
• Payments. It's not often geared towards non-child care assistance providers.
• We're going to hear DD Payment System Steering Committee.

Summary: The committee first heard an update on North Dakota’s Interagency Council on Homelessness and Continuum of Care funding. Jennifer Henderson of the North Dakota Housing Finance Agency reported that homelessness remains driven by tight housing markets, low incomes, rising rents, and barriers to rental assistance, public benefits, and disability determinations. She said the state’s one-time North Dakota Homeless Grant is serving all regions but reaches far fewer households than the former Rent Help program, and that aging homelessness, shelter staffing shortages, and limited affordable units are growing concerns. Members discussed the need for more housing supply, better coordination with Health and Human Services, landlord engagement, reentry housing, and possible continued one-time funding for the $10 million Homeless Grant and $25 million Housing Incentive Fund. Henderson also warned that federal Continuum of Care funding is uncertain, with HUD expected to issue a new notice June 1 and possible shifts away from permanent supportive housing toward transitional housing and other models. The committee then took testimony on accessibility of government services for people who are blind, visually impaired, deaf, or hard of hearing. Paul Olson of North Dakota Vision Services School for the Blind described the school’s services for infants, children, and adults, including screenings, mobility training, assistive technology, and outreach across the state. He said the agency works closely with Vocational Rehabilitation and is also involved in improving website and document accessibility, especially for PDF materials. Public testimony highlighted barriers such as inaccessible CAPTCHA systems, online forms, driver’s license requirements on job applications, and limited transportation in rural areas. A deaf resident urged broader use of video remote interpreting and video relay services, along with training so people know how to use them effectively. Finally, Kay Larson presented the final report on the child care provider licensing study. The report recommended streamlining North Dakota’s child care licensing structure into three provider types plus a preschool designation, while preserving health and safety standards and maintaining eligibility for child care assistance. The committee discussed simplifying training and qualification rules, revising ratio and group-size requirements, and adjusting age bands for infants and toddlers. The report also noted that some changes would require statutory amendments and later administrative rule changes, with a transition period likely extending through 2029. No formal votes were taken in the transcript, but the committee accepted the updates and scheduled follow-up presentations for a later meeting.

Transcript Highlights:

• </c><00:04:32.160><c> assistance</c> Uh we provide down payment assistance Uh we provide down payment
• Besides the down payment well, right?
• This is what's happened with payments.
• This is your PITI your all-in payments.
• </c><01:23:50.320><c> as</c> that um typical insurance payment as that um typical insurance payment as

Committee: House Housing Finance and Policy

Transcript Highlights:

• Let's make these payments without any prepayment benefits.
• amount by February 15 of the school year and selects the lump sum payment option provided in Section
• This bill would allow school districts to make their recapture payments six months early and receive
• The concept's not new; Texas already offers businesses ...a 1.75% credit for early sales tax payments
• Under House Bill 3, school districts also received a credit for early recapture payments.

Bills: HB 123 , HB5606 , HB549 , HB2757 , HB4359 , HB5381 , HB1939 , HB123

Committees: Senate Education , Senate Education K-16

Transcript Highlights:

• </c> addition to reducing fam's co-payment addition to reducing fam's co-payment the<00:04:15.879><c>
• </c><00:16:23.279><c> are</c> star Compensation Program payments are star Compensation Program payments
• Is it like a monthly payment? Is it an annual payment?
• </c> develop uh processing their payments develop uh processing their payments between<01:16:02.600><
• </c> the third party payment the third party payment provider<01:16:45.679><c> and</c><01:16:45.760><

Bills: HF2436 , HF470 , HF2643 , HF2456 , HF102 , HF1367

Committee: House Children and Families Finance and Policy

Transcript Highlights:

• to assist in providing cash down payments or closing costs associated with a home purchase.
• This includes receiving state funded down payment assistance loans or funded loan or grant offer.
• If we reduce these down payment assistance programs... Excuse me.
• You were testifying to Senate Bill 6167, which was down payment assistance. Oh, I'm so sorry.
• You were testifying to Senate Bill 606-6-6-1-67, which was down payment assistance.

Summary: The Senate Housing Committee heard several housing-related bills and gubernatorial appointments. SB 6201 would create property tax and REET exemptions for property used as affordable housing by social housing agencies, with testimony from the sponsor and supporters from Seattle Social Housing and House Our Neighbors emphasizing lower development costs and deeper affordability. Senator Gildon questioned how the 50% occupancy requirement would work at purchase, and staff explained the covenant and compliance requirements. The committee also heard SB 6205, which would add conflict-of-interest restrictions and reporting requirements for the Community Reinvestment Account, Affordable Housing Program, and Covenant Homeownership Program; Senator Braun said the bill responds to reports of misuse and is intended to improve transparency and trust. The committee heard gubernatorial appointments Pedro Espinoza and Diana H. Perez to the Housing Finance Commission, both of whom described their construction, local government, and housing experience and were supported by committee members. In executive session, the committee adopted a substitute and passed SB 6001 on scissors stairs, SB 6026 on allowing residential uses in commercial and mixed-use zones, and SB 6054 on fire-hardened building materials. SB 6026 drew the most debate, with amendments added and others rejected; supporters said it would expand housing supply, while opponents and local governments raised concerns about historic districts, main street areas, and limits on local planning authority. SB 6054 was amended to remove the 10% cap on fire-hardened materials, with members saying it would help homeowners protect against wildfire risk. The committee then moved to public hearings on SB 6069, which would require cities and counties to allow emergency shelters, transitional housing, indoor emergency housing, and permanent supportive housing in more zones and limit local restrictions to objective standards and administrative review. Supporters, including housing providers, the Attorney General’s Office, King County, and Disability Rights Washington, said local barriers are delaying needed housing, while cities and the Association of Washington Cities argued the bill is too broad and would limit operational agreements and local flexibility. The committee also heard SB 6167, which would bar homebuyers from receiving multiple state-funded down payment assistance loans or grants. The sponsor said the bill is meant to maximize limited assistance dollars for more households, but opponents from housing nonprofits, advocates, and a homeless veteran said it would reduce access to homeownership, especially for Black households and families needing layered assistance in high-cost markets. Finally, the committee returned to SB 6205 testimony, where supporters said the bill would prevent self-dealing and misuse of grant funds, while one testifier urged more investigation and oversight resources. No final action was taken on the public hearing bills during the transcript.

Transcript Highlights:

• settlement with the state when funds are offered to the state, cannot condition the funds offered on payment
• to a third party as a condition of settlement. ...the funds offered on payment to a third party as a
• Representative Andrade, you're recognized. the funds offered on payment to a third party as a condition
• Is there an appeals process similar to a suspension or a suspended license under this, under no valid
• And the sticker itself is proof of payment that rides along with the car, not needed.

Summary: The House convened with prayer, the Pledge of Allegiance, quorum call, and several recognitions, including tributes to former members and law enforcement. The chamber then adopted the special order report and moved to the day’s special-order calendar. Early bills passed unanimously, including CS/HB 401 on FDLE security details for major party nominees for governor and lieutenant governor, CS/HB 1063 on gubernatorial transition procedures, HB 593 on governmental agencies and personnel, CS/CS/HB 655 on confidential attorney-client meetings for local governments in pending litigation, and HB 6011 on ethics gift/honoraria reporting procedures. Each of these measures was explained by sponsors as transparency, security, or administrative process legislation, and each passed 115-116 to 0. The chamber then took up CS/HB 125, designating October 14 as Charlie Kirk Day of Remembrance. The bill drew extensive and sharply divided debate over whether a state remembrance was appropriate for Kirk, with opponents arguing he was a polarizing political figure and that the House should focus on affordability and other constituent concerns, while supporters framed the bill as a defense of free speech and opposition to political violence. A proposed amendment to replace the designation with a George Floyd remembrance was ruled not germane. After structured debate, the bill passed 82-31. Members also considered transportation designation measures. SB 628, substituted for CS/HB 885, included multiple road and bridge namings and an amendment designating a 124-mile stretch of State Road 80 as the President Donald J. Trump Highway; the amendment and bill passed 82-26. CS/HB 33 similarly designated portions of roads as Charlie Kirk Memorial Avenue and President Donald J. Trump Boulevard, prompting another lengthy debate over the appropriateness of honoring political figures and the use of public roadways for such designations; it passed 82-30. The House then began debate on CS/HB 35, “Isaiah’s law,” which would add driving without a valid license to the habitual traffic offender list after repeated offenses, with sponsors citing a fatal hit-and-run and opponents questioning prosecutorial discretion and the bill’s practical effects.

Transcript Highlights:

• What we can do is bring a mortgage and down payment assistance to get more people into homeownership
• DOWN PAYMENT ASSISTANCE TO HELP INDIVIDUALS AND FAMILIES WHO HAVE THE INCOME BUT NOT NECESSARILY THE
• Usually individuals don't even know they are accessing down payment assistance for a mortgage through
• OFTEN LOCAL BANKS TO HELP ACCESS THE AGENCIES DOWN PAYMENT ASSISTANCE USUALLY INDIVIDUAL'S DON'T EVEN
• DOWN PAYMENT ASSISTANCE AND WE ARE THE LARGEST SOURCE OF THAT ASSISTANCE IN THE STATE.

Committee: Senate Housing and Homelessness Prevention