Video & Transcript Research : 'insurance code'

Page 156 of 500
FL
Transcript Highlights:
  • . >> And there is an amendment if we could please take up Amendment bar code 2, 6, 4, 9, 0, 4, also by
  • There's a second late filed Amendment bar code number 3, 9, 6, 0, 4, 6, without objection.
  • I believe there's something in the bill about insurance and Esg.
  • Could you explain a little bit more about what we are doing with regard to agriculture insurance and
  • >> Donovan Brown with the North American Pet Health Insurance Association waiving in support.
Keywords: 999, senate, all
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on Financial Services Jun 21st, 2026 at 12:30 pm

Joint Committee on Financial Services

Transcript Highlights:
  • After he retired, the insurance didn't cover that anymore.
  • This bell costs and lacking insurance coverage.
  • For years, insurance has denied the correct monthly amount.
  • When insurance companies and others call hearing aids accessories, When insurance companies and others
  • procedural terminology codes.
Keywords: 995, all
Summary: The Joint Committee on Financial Services held a public hearing on a wide range of bills, with testimony first focused on H. 1315/S. 824, which would require insurance coverage for pain management options during IUD insertion. Representative Sabadosa, Planned Parenthood clinicians, and policy advocates said sedation can reduce fear and trauma, improve access to effective contraception, and should be reimbursed so providers can continue offering it. A Tufts OB-GYN resident also testified that pain control should be standard care for intrauterine procedures. No votes were taken during the hearing. The committee then heard extensive testimony on firefighter health bills, especially H. 1230/S. 690 requiring insurance coverage for cancer screenings for firefighters. Professional Fire Fighters of Massachusetts leaders, a Dana-Farber oncologist, and firefighters themselves described occupational exposure to carcinogens and personal stories of late-stage cancer detection, arguing that early screening can save lives and reduce long-term costs. Representative Crichton and Representative Howitt also spoke in support, and Representative Ayers testified for H. 4012, which would require neurological disorder screenings for firefighters. Committee members expressed support and sympathy, but no action was taken. The hearing also covered H. 3946/S. 756 on hearing aid coverage, with testimony from students, adults with hearing loss, disability advocates, and HLAA representatives describing the educational, social, and financial barriers caused by lack of coverage and urging broader insurance mandates. Later, Representative Donahue and Representative Vargas testified for H. 1337 to expand insurance coverage for opioid antagonists and related medications, including naloxone dispensed at discharge. The committee additionally heard testimony on H. 1134 to improve chronic pain care coordination and non-opioid access, and H. 4162 to improve ostomy supply coverage and access to certified ostomy care, with patients and clinicians describing denials, quantity limits, and non-medical switching. The transcript ends while testimony on H. 1315/S. 824 is still ongoing; no votes or formal committee actions are recorded in the excerpt.
MN

Minnesota 2025-2026 Regular Session

Human services budget bill aimed at 'restoring trust' passes House 5/11/26

Minnesota House Floor Meeting

Transcript Highlights:
  • The amendment is coded DEA 4338.
  • The amendment is coded A8.
  • The amendment is coded 019.
  • The amendment is coded as amended. The amendment is coded RA26-016. RA26-016. RA26-016.
  • The amendment is coded 4476 as amended. The amendment is coded RA26-018. RA26-018. RA26-018.
Keywords: 919, house, all
Summary: The House took up Senate File 4476, described as the human services program integrity package, and first adopted a motion declaring urgency so the bill could move quickly to conference committee before the end of session. The House then adopted a DE amendment to insert House language, followed by a technical A7 amendment clarifying that prepayment review would apply to all fee-for-service systems. Members then debated the A5 amendment, which would have removed a sunset on the periodic data matching reporting requirement tied to eligibility checks for medical assistance and MinnesotaCare. Supporters argued the report is essential for fraud prevention, accountability, and ensuring only eligible recipients receive benefits, citing missed or delayed reports and claiming the process can save the state money. Opponents said the report had been received, that federal HR1 changes would require different data-matching procedures, and that the amendment was not the right vehicle. After roll call, the A5 amendment failed, 63-67. The House next debated the A6 amendment, which would require DHS reporting on homelessness programs, including outcomes, costs, and participant movement, and would allow recoupment of funds if reporting was not provided. Supporters said the state spends tens of millions on homelessness without clear results and needs better data to guide policy; opponents said homelessness reporting and stakeholder work are already underway and objected to the amendment’s approach. Debate continued with questions about the amendment’s details and stakeholder consultation, but the transcript ends before a final vote on A6.
MS

Mississippi 2026 Regular Session

Government Structure - Room 216, 29 January, 2026; 4:30 PM

Government Structure

Transcript Highlights:
  • And this bill, all it does, is bring forward the code sections for us to give us time before the end
  • These are inspection certificates for cars that have been totaled by the insurance companies.
  • After the car has insurance companies.
  • All this section does is bring forward the current code sections.
  • said it's just bringing forward code said it's just bringing forward code sections.<00:22:56.559
Summary: The committee first took up Senate Bills 2625 and 2636, both described as part of a broader effort to strengthen state cybersecurity. SB 2625 would create a state chief information officer at the governor’s office level to coordinate IT and cybersecurity policy across agencies. Members and the sponsor said it was a conceptual work in progress, and the committee added a reverse repealer before reporting the bill out as a committee substitute with a do pass recommendation. SB 2636 would create a Department of Cyber Security focused on law enforcement and post-attack response, including investigators and coordination with DPS, the auditor’s office, local jurisdictions, and federal partners. Supporters said the goal was to improve collaboration, protect taxpayer information, and separate network protection and recovery from criminal investigation. Some members questioned whether the new department would overlap with existing IT and law enforcement functions, but sponsors said it was intended to clarify responsibilities rather than duplicate them. The committee added a reverse repealer and reported the bill out as a committee substitute with a do pass recommendation. The committee also considered SB 2632, which would delay action on state disaster recovery funding while awaiting federal changes from FEMA/MEMA. The sponsor said the bill would give the state time to evaluate new federal disaster recovery rules and determine the best approach for Mississippi. The committee added a reverse repealer and reported the bill out as a committee substitute with a do pass recommendation. Finally, the committee heard SB 2817, a Department of Public Safety reorganization bill. It would move the Bureau of Investigation, narcotics, homeland security, and the forensic lab under the State Bureau of Investigation to streamline command and allow more flexible staffing. It would also preserve a telecommunications fee, raise autopsy and salvage inspection fees, and continue discussion of DPS police powers. After questions about the autopsy fee and whether the reorganization would save money, the committee adopted a do pass motion. The chair also noted that SB 2673 would be studied further over the next year before any final action.
NV

Nevada 2025 Regular Session

Senate Floor Session Jun 2nd, 2025 at 12:00 pm

Nevada Senate Floor Meeting

Transcript Highlights:
  • This bill revises provisions relating to health insurance. Any further remarks?
  • Assembly Bill 428 requires public and private health insurance plans, including Medicaid, and insurance
  • It creates a policy that benefits insurance companies, not patients.
  • requests to the Division of Insurance.
  • Major insurance companies like American National, Shelter Insurance, and AAA have already left or significantly
Keywords: 909, all
CO

Colorado 2026 Regular Session

Colorado House 2026 Legislative Day 069 Mar 24th, 2026

Colorado House Floor Meeting

Transcript Highlights:
  • division of insurance. division of insurance.
  • insurance, American Indian affairs. insurance, American Indian affairs.
  • utility, or storm water codes.
  • storm water code.
  • <02:26:48.160> Thank utility, or storm water codes. Thank utility, or storm water codes.
Keywords: 981, all
Summary: The House convened with a quorum, approved the journal, and heard several announcements about committee schedules and Capitol events, including Faith and Justice Lobby Day, Agriculture Week activities, and a tribute presentation for Sergeant Benjamin Pennington. The tribute honored Pennington’s Army service, his time at Fort Carson, and his death from injuries sustained in an attack on Prince Sultan Air Base; he was posthumously promoted to Staff Sergeant. A member also offered remarks recognizing the sacrifice of service members, and taps was played. The chamber then took up third reading and final passage on multiple bills. Senate Bill 39, concerning Fire and Police Pension Association disability and survivor benefits, passed 63-1. House Bill 1311, regarding use of a bond in lieu of retainage in construction contracts, passed 55-1 after a brief explanation of support from a member. House Bill 1184, continuing the Colorado Forest Health Council, passed 50-1; House Bill 1305, on inpatient behavioral health access, passed 64-0; and House Bill 1234, on access to child abuse or neglect records, passed 64-0. Senate Bill 50, requiring certain child care center policy disclosures to caregivers, passed 56-8. Senate Bill 84, preserving privileges for certain state entities in connection with information provided to the state auditor and fraud hotline duties, passed 42-12. House Bill 1186, continuing regulation of bail bonding agents by the Division of Insurance, passed 61-13. House Bill 1181, continuing the Barber and Cosmetologist Act, passed 51-13 after a member requested removal of their name as a co-sponsor. The House also moved Senate Bill 21 back to the general orders calendar and set several bills as special orders. In the House Special Committee on Legislative Interim Activities, House Bill 1331 was heard; the appropriations committee report was adopted after members noted a roughly $400,000 general fund reduction and a 3.3 FTE staffing reduction. The bill itself would suspend 10 interim committees, repeal two committees, and limit travel and per diem reimbursements to help address the budget gap. Supporters said the measure was similar to last year’s bill and encouraged continued policy work outside formal interim committees, while opponents argued that some committees, especially those related to water, behavioral health, and youth, should be preserved and questioned the prioritization of the Colorado Youth Advisory Council and related costs.
CA
Transcript Highlights:
  • held liable under Proposition 103 or any other provisions of the Insurance Code.
  • The reason that wouldn't work is because two insurance companies have already been held accountable for
  • That wouldn't work because two insurance companies have already been held accountable for surveillance
  • And third, I want to flag, I appreciate that insurance was mentioned, but we believe there are other
  • Alex Torres, on behalf of the Personal Insurance Federation of California.
Summary: The Assembly Privacy and Consumer Protection Committee met with a new membership roster and adopted its committee rules after quorum was established. The hearing then began with AB 412, the AI Copyright Transparency Act, which would require generative AI developers to provide copyright holders notice when registered copyrighted works are used in training data. The author and supporters, including SAG-AFTRA, the Transparency Coalition, voice actors, writers, labor groups, and other creators, argued the bill would give artists a practical way to learn whether their works were used and to vindicate their rights. Opponents, including EFF, CalChamber, RIAA, CCIA, Chamber of Progress, Bay Area Council, BSA, and TechNet, said the proposal was technically unworkable, could burden startups, conflict with existing law and pending litigation, and raise federal preemption concerns. Members discussed the bill’s amendments, including a fingerprinting approach and narrowing the bill to model developers, and the committee voted 8-2 to pass AB 412 as amended to the Judiciary Committee. The committee then heard AB 446, which would prohibit “surveillance pricing,” or the use of personal data to charge different prices for the same product or service. The author and supporters, including Consumer Watchdog, UFCW, labor organizations, and consumer/privacy groups, described examples of differential pricing tied to device type, location, shopping behavior, and digital price tags, and argued the bill would protect consumers from discriminatory and predatory pricing. Business and industry opponents, including CalChamber, grocers, retailers, travel, broadband, and other associations, said the bill could conflict with the CCPA, interfere with loyalty and rewards programs, and create confusion about personalized discounts and dynamic pricing. The discussion focused on how the bill would treat loyalty programs, whether existing privacy law already covers the issue, and whether the proposal would unintentionally affect legitimate discounts and promotions.
NH

New Hampshire 2025 Regular Session

House Ways and Means (02/12/2025)

Transcript Highlights:
  • <00:48:49.920> the this specific case the IRS code the this specific case the IRS code the
  • > that Internal Revenue code says that Internal Revenue code says that scholarship<00:48:53.000
  • having voice in what is federal tax code having voice in what is federal tax code in<00:50:48.440
  • That insurance policy, just like fire insurance, pays out where the need is.
  • insurance policy and that insurance insurance policy and that insurance policy<04:16:14.119>
Keywords: 928, house, all
Summary: The committee held a public hearing on HB 402, a bill to repeal a provision in RSA 194-F:2 stating that Education Freedom Account (EFA) funds “shall not constitute taxable income” to the parent or student. The bill sponsor argued the current language is misleading because the state cannot determine federal tax liability, and said the bill would simply remove inaccurate tax advice from state law. He cited IRS guidance and prior federal legislation, including a Ted Cruz proposal, to suggest some EFA uses may be taxable under federal law, while others may not, and said the bill could be amended if needed to avoid confusion. Testimony was sharply divided. Py Campbell opposed the bill, arguing it would unfairly single out EFA students and could amount to a tax on education funds, including for self-employed families, and recommended it be voted inexpedient to legislate. Stephen Matthew French, a tax preparer, also opposed the bill, saying IRS Publication 970 already makes clear that scholarship-type payments used for tuition and related expenses are not taxable, and that the bill addresses a problem that does not exist. He warned that adding tax reporting requirements could create administrative costs for families and the program administrator. Bill Ardinger, a tax attorney, supported the repeal of the statutory language, saying the state should not place potentially incorrect tax advice into law. He explained that under federal tax law, only certain scholarship-like uses are exempt, while many EFA-eligible expenses may not be, especially for families using the program for homeschooling or other nontraditional expenses. He said the current statute could mislead families into thinking all EFA payments are tax-free and could expose the state to future legal problems. The hearing ended after questions from committee members; no vote or final action was taken in the transcript.
KY

Kentucky 2026 Regular Session

House Legislative Session Day 2 (1-7-26)

Kentucky House Floor Meeting

Transcript Highlights:
  • House Bill 91, an act relating to health insurance coverage by out-of-state insurers.
  • House Bill 184, an act related to health savings account qualified insurance plans.
  • House Bill 184, an act related to health savings account qualified insurance plans.
  • House Bill 200, an act relating to unemployment insurance. Representative Karnney.
  • House Bill 206, an act relating to the Kentucky Building Code. Representative KC Carney.
Summary: The House convened with an invocation and the Pledge of Allegiance, then established a quorum with 98 members present. The chamber approved the journal from January 6, excused absent members, and suspended the rules to allow co-sponsorships and vote modifications. No committee reports, second readings, or orders of the day were needed. During announcements, a member invited colleagues to a Welcome Back to Frankfurt reception and the House adopted a citation honoring Michael Dean Hilton, with remarks noting his long career in Kentucky politics and lobbying. The House also adopted a citation recognizing Hank Parker. The clerk reported a large number of new filings, including House Bills 35 through 230 and several resolutions and constitutional amendments covering topics such as education, taxes, health care, firearms, housing, labor, elections, agriculture, public safety, and retirement systems. Among the measures introduced were bills on scholarship eligibility, respiratory care, retirement benefits, alcohol licensure, public notices, school curriculum, privacy protection, medical billing, housing, firearms-related issues, Medicaid expansion, cannabis, wage transparency, and healthcare price transparency. Resolutions included one recognizing election principles in Kentucky, one honoring victims of UPS Airlines Flight 2976 and responders, and others on political violence, memorial highways, law enforcement support, and ALS awareness. No substantive votes on legislation occurred beyond the citation adoptions and routine procedural approvals, and the House adjourned until 2:00 p.m. on Thursday, January 8, 2026.
NH

New Hampshire 2026 Regular Session

House Committee on Housing (02/20/2026)

Housing

Transcript Highlights:
  • <00:46:12.079> policy, insurance policy, insurance policy, >> right?
  • So if it has to go through insurance, and then it went through insurance, and you had to wait on insurance
  • to wait on insurance, and then finally at the end of the road the landlord's insurance was responsible
  • It it um the insurance paid properties.
  • ,<01:09:55.440> not were referring to the the insurance, not were referring to the the insurance
Keywords: 1189, house, all
FL

Florida 2025 Regular Session

Education Pre-K - 12 Feb 4th, 2025

Transcript Highlights:
  • We have Ris managers, self-insured group, health insurance.
  • And we know what property insurance looks like.
  • He can my my insurance rates went up 2 years, health insurance for my employees, 11, 13% respectively
  • Why don't we put the school systems on the state insurance of the insurance cobb of have that.
  • If we could get property insurance assistance, if we could get health insurance assistance or the ability
Keywords: 999, senate, all
MN

Minnesota 2025-2026 Regular Session

Committee on Education Finance - 03/11/25

Education Finance

Transcript Highlights:
  • She has a roof that has reached catastrophic failure and cannot find an insurance company to insure that
  • She has a roof that has reached catastrophic failure and cannot find an insurance company to insure that
  • She has a roof that has reached catastrophic failure and cannot find an insurance company to insure that
  • <00:38:06.119> providers<00:38:06.599> are result insurance providers are result insurance
  • coverage, while paying $400,000 in insurance premiums.
Keywords: 1187, senate, all
US

US Federal 2025-2026 Regular Session

US House Floor Proceedings (Monday, April 7, 2025)

US Federal House Floor Meeting

Transcript Highlights:
  • Jackie Robinson, Navajo code talkers, Jackie Robinson, Navajo code talkers, and<00:55:28.400> yes,
  • assistance under title 10 of such code assistance under title 10 of such code and<04:22:18.960><
  • coverage for VA life insurance programs. coverage for VA life insurance programs.
  • and Veterans' Group Life Insurance.
  • programs veterans group life insurance programs veterans group life insurance programs have<05:32
NH

New Hampshire 2025 Regular Session

Senate Executive Departments and Administration (04/09/2025)

Executive Departments and Administration

Transcript Highlights:
  • , which is a trade association of health insurers.
  • I've been involved with code making a panel that's a committee that's involved in going over the code
  • I've been involved with code making a panel that's a committee that's involved in going over the code
  • When the code changes, I've been involved with over the previous years code making a panel that's a committee
  • So, insurance department on the board.
Keywords: 1191, senate, all
NH

New Hampshire 2025 Regular Session

Senate Executive Departments and Administration (04/16/2025)

Executive Departments and Administration

Transcript Highlights:
  • > code.
  • state building code. state building code. All<01:20:00.880> right.
  • forward all the administrative codes. forward all the administrative codes. 28,000<01:25:38.719>
  • code the 27 building code over go forward<01:25:57.600> because<01:25:57.840> in<01:25
  • They guess what we want: one state, one code. That's all we want. One state, one code.
Keywords: 1191, senate, all
VA
Transcript Highlights:
  • So we are through our unemployment insurance system, We are through our unemployment insurance system
  • And that's just what our unemployment insurance system is designed to do.
  • insurance.
  • And we know that unemployment insurance is an economic stabilizer.
  • So for those new to UI in the federal-state unemployment insurance system, the U.S.
MO

Missouri 2026 Regular Session

2026 Legislative Session - Day Sixty Nine - Wednesday, May 13

Missouri House Floor Meeting

Transcript Highlights:
  • Insurance coverage for contraception from a six-month supply to a 12-month supply.
  • Health insurance, businesses can continue to remain competitive and recruit and retain Missouri's best
  • Insurance and greater access to health care, but there's a reason why we need that. 50,000 Missourians
  • Because for a long time, large employers have been able to use self-insured tools for their employees
  • and... ...more equal with the federal code on the due dates for the returns.
Keywords: 959, house, all
Summary: The House opened with prayer and the Pledge of Allegiance, then approved the House Journal for the prior day by a 123-0 roll call vote. Members then used points of personal privilege to recognize National Police Week and honor fallen law enforcement officers with a moment of silence, and several members gave farewell remarks for departing colleagues and interns. The chamber also introduced a number of special guests, including student groups, interns, a former representative, and the University of Missouri wheelchair basketball team. The House then took up Senate messages and committee reports before acting on House Committee Substitute for House Bills 1839, 2921, and 3015. The sponsor explained the Senate amendment was a technical correction to an online age-verification provision related to pornography; the House concurred 104-30 and then finally passed the package 112-25. The chamber also considered the conference committee report on House Bill 2596, which was described as a small-business health plan measure that modernizes pooled-plan language and adds a 12-month contraception coverage provision while removing a Senate-added blood pressure cuff requirement. After debate on the conference report and a severability clause, the House adopted the report 120-26 and then third-read and passed the bill 119-27. Finally, the House debated Senate Bill 905, which would create the Missouri Ranger training program allowing schools to optionally place specially trained personnel with narrow law-enforcement authority on campus. Debate focused heavily on school safety, local control, training standards, liability, funding, and whether the proposal would improve protection or instead increase the presence of guns in schools. Supporters argued it would give districts another optional safety tool, especially where school resource officers are unavailable, while opponents said schools need more mental health and educational resources rather than armed personnel and raised concerns about training, child development, and unintended harm. The House adopted an amendment clarifying the program after a 96-46 vote, but the transcript cuts off before final passage of the bill.
WY

Wyoming 2026 Regular Session

House Labor, Health & Social Services, February 11, 2026

Labor, Health & Social Services

Transcript Highlights:
  • did not have good health insurance did not have good health insurance coverage<00:25:46.320>
  • We do not charge, though, so insurance is not a part of that equation.
  • <01:26:33.440> Um<01:26:33.760> but through the the building codes.
  • Um but through the the building codes.
  • This just ensures that the taxonomy code This just ensures that the taxonomy code for<01:29:07.840
Bills: HB0003, HB0004
FL

Florida 2026 Regular Session

Health Policy Mar 18th, 2025

Health Policy

Transcript Highlights:
  • If I have my personal insurance, are we requiring insurance companies to cover it?
  • Insurance companies, when you have insurance and you're going to play sports, that ought to be covered
  • as part of your insurance policy.
  • Insurance companies, when you have insurance and you're going to play sports, that ought to be covered
  • Senators, miscalculations, duplicate payments, insurance coverage adjustments, and coding errors can
Summary: The Health Policy Committee heard and advanced several health-related bills. SB 1546 on background screening for athletic coaches was explained as another extension of the deadline for coaches to be added to the background screening clearinghouse; it passed favorably with support from athletic and youth sports organizations. SB 958 on type 1 diabetes early detection was amended to match the House version, requiring the Department of Health to provide school districts, school boards, and charter schools with informational materials for parents; it was reported favorably as a committee substitute. CS/SB 1070 on electrocardiograms for student athletes drew extensive discussion about sudden cardiac arrest prevention, implementation timelines, costs, funding through private and public sources, and whether insurance, KidCare, or Medicaid should cover screenings; after supportive testimony from school and athletic groups, it was reported favorably as a committee substitute. The committee also heard SB 1060, which would create a joint legislative oversight committee for Medicaid managed care to review encounter data, financials, audits, and rebate calculations with assistance from an actuary and the Auditor General. The sponsor and several senators framed it as a transparency and verification measure in response to large mid-year Medicaid funding increases and concerns about network adequacy and vertical integration; it passed favorably. CS/SB 944, which shortens the insurer overpayment recovery look-back period for claims involving psychologists from 30 months to 12 months, also passed favorably with support from the Florida Psychological Association. SB 1370, moving ambulatory surgical centers into their own statute rather than under hospital licensure provisions, was supported by surgery center representatives and reported favorably. The committee approved SB 768, as amended, to narrow the foreign-country-of-concern licensure attestation for health care entities to direct controlling interests and clarify the “reasonable efforts” standard; it passed after questions about how the standard would work in practice. SB 1544 on opticianry prompted significant debate over whether the bill would limit nonlicensed staff in ophthalmology and optometry settings; after a proposed amendment was withdrawn and multiple witnesses spoke both for and against, the bill was temporarily postponed. Finally, the committee adopted a strike-all amendment to SB 1808 requiring health care practitioners and facilities to refund patient overpayments within 30 days, with enforcement through AHCA fines or professional discipline, and then reported the bill favorably.
MA

Massachusetts 2025-2026 Regular Session

Senate Session (Full Formal with Calendar) Jul 22nd, 2026 at 04:36 pm

Massachusetts Senate Floor Meeting

Transcript Highlights:
  • It adds minor but key language to the Massachusetts Uniform Trust Code, which I know the gentleman from
  • immediately send money through a nearby crypto ATM, and then the perpetrator sends the victim a QR code
  • factors such as socioeconomic status, territory, status of homeownership, insurance coverage, gaps of
  • When the Commonwealth adopted a system of managed competition in 2007, we gave more power to insurance
  • When the Commonwealth adopted a system of managed competition in 2007, we gave more power to insurance
Keywords: 1212, all
Summary: The Senate took up a major economic development package, Senate Bill 3178, with the chair and supporters describing it as a broad effort to strengthen Massachusetts through investments in housing, small businesses, public higher education, AI guardrails, downtown revitalization, and transportation. Supporters highlighted provisions allowing duplexes by right, streamlining housing permitting, expanding access to capital, addressing energy costs, and creating a transparency and safety framework for artificial intelligence. Several senators also spoke in favor of regional equity, including a proposal tied to West-East Passenger Rail and a Palmer station, and the bill was framed as a way to make the Commonwealth more competitive and affordable. The minority leader argued the bill did not do enough to address the state’s high cost of living and business climate, citing debt, tax burden, outmigration, and recession risk. He said the Commonwealth needed to focus more on lowering the cost of doing business and living rather than relying on additional borrowing. Other amendments focused on consumer protection and fairness, including a measure to regulate or ban crypto ATMs due to widespread scam losses, and another to address auto insurance pricing practices that were described as unfairly burdening drivers in low-income and minority communities. A technical amendment clarifying durable powers of attorney and trust creation was also adopted. The Senate adopted several amendments, including municipal property tax relief, the crypto ATM consumer protection measure, and the insurance commission amendment, and also adopted the technical trust-code amendment. The chamber approved a number of local and final passage items by roll call, including land transfers and local bills for the North Carver Water District, Marion land transfer, Carlisle town administrator powers, Leominster police civil service exemptions, Watertown property tax classifications, and Milton alcohol licenses. The Senate also observed moments of silence and adopted adjournment motions in memory of Patrick P.J. Roy and Jeffrey Hyde Walker before recessing until the next day.