Video & Transcript Research : 'fiscal note'

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MN

Minnesota 2025-2026 Regular Session

House Higher Education Finance and Policy Committee 3/17/26

Higher Education Finance and Policy

Transcript Highlights:
  • note.
  • note.
  • Um, we are process of the fiscal note.
  • My understanding is that the fiscal note has been submitted, and I'm not sure specifically where it is
  • But I'm happy to answer any questions on the numbers that were in the submitted fiscal note.
Bills: HF4266
NM

New Mexico 2025 Regular Session

IC - Legislative Finance Jun 24th, 2025

Transcript Highlights:
  • We invest in it every fiscal year.
  • A couple of quick notes as we're doing this. I'm going to invite up Mr.
  • As a reminder, the average cost to plug a well last fiscal year was $163,000.
  • So, I just wanted to note that.
  • We're looking at the fiscal and economic impact.
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on Municipalities and Regional Government Jun 21st, 2026 at 01:00 pm

Joint Committee on Municipalities and Regional Government

Transcript Highlights:
  • Please note the clock display, keep track of your time, and wrap up your remarks accordingly.
  • Emergencies like these create unexpected fiscal challenges for local officials, and the measure in this
  • We're pleased to have worked with the Legislature previously in fiscal year 2024, where we enacted a
  • Our refiled bill, therefore, includes a few updated provisions that are worth noting.
  • There’s nothing in the operating budget for fiscal 26; that was zeroed out.
Keywords: 995, all
Summary: The hearing focused on Governor Healey and Lt. Gov. Driscoll’s Municipal Empowerment Act, with administration officials and municipal leaders broadly supporting the bill as a package of tools to help cities and towns manage rising costs, staffing shortages, and service demands. The administration highlighted procurement reforms, including raising Chapter 30B advertising thresholds, clarifying cooperative purchasing, and removing the Commbuys notice requirement; permanent authority to amortize emergency-related deficits over three years; expanded authority and enforcement for removing double poles; continued flexibility for hybrid and remote public meetings; regionalization options such as regional boards of assessors and intermunicipal agreements; cybersecurity reporting to EOTSS; and several local revenue options and other municipal finance changes. They said the bill was shaped by listening sessions with municipal officials and was intended to increase flexibility, efficiency, and stability without imposing broad mandates. Committee members asked about regionalization, cybersecurity costs, Commbuys, hybrid meetings, and double poles. Administration witnesses said cybersecurity reporting would help the state target resources and that existing Community Compact and capital grant programs, including IT and municipal fiber funding, could support local needs; they said EOTSS would absorb reporting within existing resources. On procurement, they said the Commbuys notice change would be optional and that other public notice methods would remain available. On hybrid meetings, they emphasized flexibility for different types of boards and the burdens a one-size-fits-all mandate could create for small towns and volunteer boards. On double poles, they said the bill’s main change from last session was to give utilities more time and improve the removal process while keeping enforcement mechanisms aimed at speeding removal rather than raising revenue. The Massachusetts Municipal Association, MAPC, the Pioneer Valley Planning Commission, and multiple mayors and town managers testified in support. They described the bill as a practical modernization measure that would help local governments operate more efficiently and respond to fiscal pressure. Witnesses from Northampton, Lynn, Gardner, Cambridge, Franklin, North Andover, Manchester-by-the-Sea, and Ashland praised the hybrid meeting provisions, procurement changes, regional service-sharing, and emergency deficit amortization. Several also urged adoption of local revenue tools, including meals and lodging tax options and other local fees, as ways to preserve services and staffing. No votes were taken during the hearing.
AR

Arkansas 2026 Regular Session

SENATE CONVENES Apr 23rd, 2026

Arkansas All Floor Meeting

Transcript Highlights:
  • is to inform you that on April 22, 2006, I reviewed and approved the following measures from the fiscal
  • the Department of Finance and Administration, dispersing officer appropriation for the 2026-2027 fiscal
  • the Department of Finance and Administration, dispersing officer appropriation for the 2026-2027 fiscal
  • Parks, Heritage, and Tourism, Capital Zoning District Commission appropriation for the 2026-2027 fiscal
  • I would note that her father, a former constituent of mine, Dr.
Keywords: 1204, all
TX
Transcript Highlights:
  • Please note that it is highlighted in the posting for this hearing.
  • Please note that Madam... ...has joined us.
  • get to a point that the language addresses accountability and responsibility with more realistic fiscal
  • To get the exact new fiscal note, I will have to vote on the bill because I can't get a new fiscal note
MO

Missouri 2026 Regular Session

2026 Legislative Session - Day Seventy One - Friday, May 15 - Morning Session

Missouri House Floor Meeting

Transcript Highlights:
  • They were heroes long before death made note of it.
  • It works to truly achieve fiscal sustainability for our state.
  • It works to truly achieve fiscal sustainability for our state.
  • I can take one look at something in my notes here on that.
  • The Fiscal Review Chairman? Yes, Mr.
Summary: The House met on the final day of session with prayer, the Pledge of Allegiance, and approval of the prior day’s journal by a 126-0 vote. Most of the early floor time was devoted to points of personal privilege, with members and the Speaker offering extended tributes to departing colleagues, House staff, law enforcement, military service, and the work of the chamber. Several members also used the occasion to reflect on their careers, thank constituents and families, and discuss issues such as property tax reform, police service, mental health, and bipartisan cooperation. The House then took up Senate messages and committee reports, followed by several bills and resolutions. Senate Substitute for House Bill 2636, dealing with mortgage modification and related consumer protections, was adopted 142-1 and finally passed 144-1. Senate Substitute for House Bill 2397, concerning water district dissolution and related safeguards, was adopted 129-16 and finally passed 127-17. Senate Substitute No. 2 for House Bill 2576, a naming and commemorative bill adding observances and memorial highways/bridges, was adopted 136-4 and finally passed 134-6. The chamber also received Senate action on Senate Bill 1408 and Senate Joint Resolution 87, and committee reports recommended passage on several deferred measures. The House also debated Senate Joint Resolution 95, which proposed creating a constitutional Show Me Prosperity Fund as a sovereign wealth fund intended to eventually eliminate state-imposed taxes through long-term investment returns. Supporters argued it would promote fiscal sustainability and long-term prosperity, while opponents warned that it would lock away money during a period of projected budget shortfalls and could leave the state unable to access funds when needed. The resolution was discussed at length with questions about funding mechanics, investment authority, and emergency access, but the transcript provided does not include a final vote on the resolution.
CO

Colorado 2026 Regular Session

Colorado House 2026 Legislative Day 098 Apr 21st, 2026

Colorado House Floor Meeting

Transcript Highlights:
  • <00:41:39.520> note<00:41:39.760> based<00:41:40.040> on rid of the fiscal note
  • based on rid of the fiscal note based on conversation<00:41:40.840> with<00:41:41.160> higher
  • <01:50:32.200> note we were able to zero out the fiscal note we were able to zero out the
  • We have a zero fiscal note, and we ask for an aye vote on the appropriations committee report. Mr.
  • And I had asked for an I fiscal note. And I had asked for an I vote. vote. vote.
Keywords: 981, all
TX

Texas 89th 2nd C.S.

Elections Apr 9th, 2025

Elections

Transcript Highlights:
  • The LBB clearly shares this concern, as the bill has a $4.7 million fiscal note.
  • by the fiscal note posted.
  • by the fiscal note posted.
  • I mean, we do have a fiscal note on the bill. It would require some additional personnel.
  • I mean, we do have a fiscal note on the bill. It would require some additional personnel.
Summary: The committee heard House Bill 3709, which would change the partial manual audit process so early voting could be audited by voting location rather than by randomly selected precincts. The author and several supporters said the current precinct-based process is antiquated, labor-intensive, and especially difficult in countywide voting systems and large counties. Opponents and some neutral witnesses raised concerns about whether the change would still allow an apples-to-apples audit against official precinct results, whether random selection procedures should be more clearly defined, and how ballot secrecy and mail ballots would be handled. The Secretary of State’s office said counties already use random selection methods and that the bill would largely standardize early voting audits with election-day procedures, while also noting ballot privacy issues can arise in public records requests. After testimony, the bill was left pending. The committee then took up House Bill 766, as substituted, which would require precinct chair applicants to provide an email address, phone number, or both, while making that contact information confidential. Supporters said the change would help parties and local officials contact applicants more efficiently. Opponents argued it could expose personal contact information to public records requests and harassment, and some suggested the information should instead be handled through party rules. The bill was left pending after the committee substitute was withdrawn. House Bill 3775 followed and would set clearer timelines for when early voting ballot boards may begin opening carrier envelopes, with different start times based on county size. Supporters said the bill would address counties opening ballots too early and improve ballot security, while opponents warned it could delay defect notices and cure opportunities for mail voters and create problems in large counties that process high volumes of ballots. Testimony also focused on whether the bill referred to carrier envelopes or secrecy envelopes and on how counties like Harris County currently image and secure ballot materials. The bill was left pending. Finally, the committee heard House Bill 4275, which would require countywide polling systems to have polling places in each election precinct, intended to address uneven distribution of polling locations across county commissioner precincts. Supporters said the bill would make polling place distribution fairer and more consistent, especially in Harris County, while opponents said it would undermine countywide voting, increase costs, require more equipment and staff, and reduce local flexibility. Several witnesses also raised concerns about ballot secrecy and the practical burden on large and rural counties. The bill remained under discussion as testimony continued.
HI

Hawaii 2026 Regular Session

CAA Public Hearing - Wed Mar 18, 2026 @ 10:30 AM HST

Culture & Arts

Transcript Highlights:
  • A little historical note I'd like to note: there already is a Father Damien Day.
  • A little historical note I'd like to note: there already is a Father Damien Day.
  • A little historical note I'd like to note: there already is a Father Damien Day.
  • A little historical note I'd like to note: there already is a Father Damien Day.
  • A little historical note I'd like to note: there already is a Father Damien Day.
Summary: The committee heard testimony on SB 2603 SD1, which would designate the Hawaii Symphony Orchestra as the state symphony orchestra, require annual reports to the legislature, and appropriate funds. Testimony was overwhelmingly in support from the orchestra, the Hawaii Youth Symphony, the Hawaii Arts Alliance, business and arts groups, and many individuals. Supporters emphasized the orchestra’s cultural value, its role in inspiring youth and supporting arts education, and its broader community impact. No opposition or questions were raised, and the chair offered praise for the level of public engagement around the measure. The committee then took up SB 3007 SD2, relating to culture and the arts, which would create an Office of Community Culture and Innovation within the State Foundation on Culture and the Arts, require annual reporting, appropriate funds, and establish a Community and Cultural Partnerships Program. The Attorney General’s office warned that section four, which separately funds preservation and relocation of artwork from Aloha Stadium, may be non-germane and should be moved to a separate bill; it also suggested the office would be more properly placed under DAGS rather than SFCA. SFCA Director Karen Ewald testified with concerns about added costs, staffing burdens, and the need for earlier communication, while also saying the agency could support the work if properly coordinated. Opposition testimony argued the bill was duplicative or unnecessary, while supporters, including Governor Abercrombie and Dean Sakamoto, said it would help communities, especially Chinatown, and could support planning and cultural revitalization. The chair noted roughly eight opposition testimonies and five in support, and questioned witnesses about coordination and the cost of relocating the Aloha Stadium artwork, which Ewald estimated could cost at least $1.2 million. The AG’s office said removing section four would substantially reduce legal risk. Finally, the committee heard SB 3019 SD2, a consumer protection measure that would cap ticket resale prices at no more than $3 above the original price for events in Hawaii and authorize DCCA to adopt enforcement rules and fines. The Office of Consumer Protection opposed the bill, arguing it would strain limited enforcement resources, push sales to less regulated channels, and likely eliminate the protections offered by established secondary platforms. Chamber of Progress also opposed the bill, saying price caps would encourage black-market sales, scams, and fraud, and that resale markets serve legitimate consumer needs. In support, the National Independent Venue Association backed the measure, though the remainder of its testimony was not fully captured in the transcript excerpt.
CA

California 2025-2026 Regular Session

Assembly Floor Session Jun 25th, 2026

California House Floor Meeting

Transcript Highlights:
  • Clerk will note.
  • responsibility and for here in California, fiscal responsibility.
  • The backers of ACA 20 say that they want to be fiscally responsible.
  • The backers of ACA 20 say that they want to be fiscally responsible.
  • When they say we're here for fiscal responsibility, it's like the devil offering a Bible study.
Keywords: 988, house, all
HI

Hawaii 2025 Regular Session

ECD Public Hearing - Wed Mar 19, 2025 @ 10:00 AM HST

Economic Development & Technology

Transcript Highlights:
  • Please note that the House is not responsible for any bad internet connections on the test's end.
  • 26 and fiscal year 27 funding.
  • Fiscal year 26 and fiscal year 27 funding. Thank you. ADC, I apologize, Chair.
  • 26 and fiscal year 27 funding.
  • We will also add into the committee notes 100K for operating funds. committee notes that the food system
Keywords: 910, house, all
Summary: The committee on Economic Development and Technology heard testimony on several measures, with most witnesses either supporting the bills or offering technical concerns and suggested amendments. On SB 338, testimony came from the Department of Taxation, Tax Foundation of Hawaii, and Surpac, and the bill later moved forward with amendments. On SB 558, testimony was largely in support from the Department of Agriculture, Ulupono Initiative, Local Food Coalition, Hawaii Food Industry Association, Hawaii Farm Bureau, and the Agribusiness Development Corporation, which described the measure as supporting rural jobs, food-system development, and use of off-grade agricultural products. ADC requested flexibility for neighbor-island siting and funding allocations, while the committee also discussed whether the bill’s language should be made more general and whether it could raise constitutional concerns about overly specific site designations. The bill was advanced with amendments and a noted appropriation allocation of $350,000. The committee also heard SB 186, which drew support from the Office of Planning and Sustainable Development, Department of Agriculture, Ulupono Initiative, Hawaii Food Industry Association, Hawaii Farm Bureau, Hawaii Public Health Institute, DED, ADC, AAHU RC&D, and the Hawaii Youth Food Council. Supporters said the measure would improve coordination among agencies on food systems, help address food security and the state’s 30% by 2030 farm-to-school goal, and create a more organized statewide food systems effort. SB 328 received support from the Department of Taxation and Hawaii Farm Bureau, with Farm Bureau describing it as a way to repurpose existing dairy infrastructure to revive hog production and support livestock and farm-to-school goals; the Tax Foundation of Hawaii opposed the measure as a potentially narrow industry incentive that could unfairly benefit a specific taxpayer and said a direct appropriation would be more transparent. SB 89 was described by Hawaii Farm Bureau as a labeling measure intended to protect the integrity of a culturally relevant local product, though the group raised concerns about wording and implementation timing. Later, SB 742 received support from the Department of Labor and Industrial Relations, the Office of Wellness and Resilience, the Executive Office on Early Learning, the University of Hawaii System, Hawaii KidsCAN, the Hawaii Workforce Funders Collaborative, and the State Commission on the Status of Women. Testifiers said the bill would improve cross-agency data sharing, support workforce and education planning, and create public-facing dashboards; the Commission on the Status of Women asked to be included in the working group or as an advisory member. In decision-making, the committee adopted amendments and advanced SB 338, SB 558, and SB 1186. For SB 1186, the chair’s recommendation added three positions, specified committee-note funding amounts for those positions and operating funds, and revised working-group membership to have co-chairs appoint five members with relevant experience and expertise.
NH

New Hampshire 2026 Regular Session

House Environment and Agriculture (01/27/2026)

Environment and Agriculture

Transcript Highlights:
  • So, um I I think that I fiscal note.
  • impact note, or fiscal note worksheet, on that bill.
  • note uh there will reduce the fiscal note uh there will<05:30:45.120> be<05:30:45.360> some
  • /c><05:30:59.280> the reduce the fiscal note to to give the reduce the fiscal note to to give
  • note uh reducing the on the fiscal note uh reducing the fiscal<05:48:07.360> note<05:48:07.840
Keywords: 1189, house, all
MN

Minnesota 2025-2026 Regular Session

Committee on Education Finance - 01/29/25

Education Finance

Transcript Highlights:
  • data is available is fiscal year 23 the<00:08:26.879> fiscal<00:08:27.199> year<00:08:27.400
  • <00:21:34.159> year getting very very close our fiscal year getting very very close our fiscal
  • <00:46:55.280> responsible we make extremely fiscally responsible we make extremely fiscally
  • <00:47:09.520> year Million we ended fiscal year Million we ended fiscal year 24<00:47:11.359
  • <01:42:15.760> objective single most important fiscal objective single most important fiscal
Keywords: 1187, senate, all
MN

Minnesota 2025-2026 Regular Session

House Education Finance Committee 2/25/25

Education Finance

Transcript Highlights:
  • He noted that there are zero dollars appropriated for the current fiscal year and asked how it is possible
  • I know that this bill doesn't have a fiscal note, and while I appreciate the author saying that it's
  • So once we get a fiscal note, will this bill be back before us?
  • <01:05:56.839> note<01:05:57.359> which determined through a fiscal note which determined
  • through a fiscal note which is<01:05:57.599> why<01:05:57.680> we'll<01:05:57.839>
Bills: HF1, HF779, HF1034
VA
Transcript Highlights:
  • And I'll note from this commission, by the way, that both Senator Pekarsky have supported in health as
  • And I'll note from this commission, by the way, that both Senator Pekarsky have supported in health as
  • I will also note that, yes, we've had Democratic trifecta states do this.
  • And I’ll just note that the policy committees in both the House and the Senate tend to pass a lot of
  • It was the money issue that, like, yeah, I think fiscal year 2028 was $1.6 billion.
LA

Louisiana 2026 Regular Session

Agriculture Apr 27th, 2026

Agriculture, Forestry, Aquaculture, and Rural Development

Transcript Highlights:
  • Do we have a fiscal note? No. Not that I know of. I'll be hopefully looking for one. Thank you.
  • Do we have a fiscal note? No. Not that I know of. I'll be hopefully looking for one. Thank you.
  • Does it need a fiscal note to it? I mean, talk to me about the funding piece of it.
  • And there's no fiscal note in this bill, correct? No, sir.
  • And our bankers are holding those notes. Right.
Summary: The committee first heard Senate Concurrent Resolution 23, which would create an Agricultural-based National Security Priorities Task Force to study issues such as Chinese drones, farmland ownership, and other technology-related concerns that could affect farmers and national security. Senator Kathy Stewart said the goal was to avoid unintended consequences in legislation and to bring agriculture stakeholders together. The resolution was moved favorably with no objections. The committee then took up Senate Bill 502 on sugarcane bagasse storage. Supporters, including the sponsor, the Commissioner of Agriculture, and the American Sugar Cane League, said the bill would clarify that bagasse is an agricultural byproduct and would protect storage practices that comply with department best practices from local ordinances. Several residents from St. Martin Parish testified in opposition, saying a large bagasse pile near their homes was out of compliance, created dust and odors, and caused health and property-value concerns. Despite the opposition, the bill was reported favorably with no objections. House Bill 512, by Representative Schamerhorn, would prohibit the manufacturing and sale of cell-cultured food products in Louisiana while allowing university research to continue. An amendment was adopted to make the bill effective only if certain federal court rulings allow such a ban. The sponsor and Commissioner Strain argued the issue is still scientifically uncertain and that the state should avoid costly litigation; the bill was reported favorably with amendments after no objections. House Bill 1194, the Healthy Food Retail Act, was amended to shift food-desert research and mapping duties to the LSU AgCenter, while the financing authority would continue handling grants and related funding mechanisms. Supporters said the bill would improve data on food deserts and help target grocery access in underserved urban and rural areas; some members raised concerns about government subsidies and long-term dependence, but the sponsor and Commissioner Strain said the program is intended as infrastructure support to launch stores, not ongoing operating aid. After debate, the bill was reported favorably with amendments by a 10-3 roll call vote. The committee also reported favorably House Concurrent Resolution 65, which urges federal action to reclassify crawfish-industry job duties as agricultural labor for H-2A purposes; testimony emphasized labor shortages, the impact on crawfish and rice producers, and the need for more legal guest workers. The meeting ended with a brief informational handout on direct marketing and custom slaughter plants and adjournment.
NH

New Hampshire 2026 Regular Session

Senate Education Finance (04/22/2026)

Education Finance

Transcript Highlights:
  • I have notes from the hearing that the effective date should be for 2027.
  • I<00:20:20.400> have<00:20:20.640> notes<00:20:21.440> from<00:20:21.640> the
  • <00:20:21.760> hearing I have notes from the hearing I have notes from the hearing that<00
  • Fiscal year ending in June 30, 2027. Yes, that's correct, Senator.
  • And in the original bill itself, we had, I have notes here from line 11, the altering administrative
Keywords: 1191, senate, all
MA

Massachusetts 2025-2026 Regular Session

Senate Session (Full Formal with Calendar) Jun 21st, 2026 at 11:00 am

Massachusetts Senate Floor Meeting

Transcript Highlights:
  • And it was at that meeting that, in their statement, they made note of the fact that it had been three
  • As I noted earlier in this debate, we have gotten closer to increases in utility costs.
  • And yet, in the fiscal year 2024 close-out supplemental budget, what did we do?
  • Tax revenue in this fiscal year that's not going to be realized because of the changes made down in D.C
  • I suppose note the ayes have it; the amendment is adopted.
Keywords: 995, all
Summary: The Senate considered a fiscal year 2025 close-out supplemental appropriations bill and a series of amendments, many of which were withdrawn, adopted, or rejected. Early debate focused heavily on funding for the 2026 FIFA World Cup in Massachusetts, with Senators O’Connor and Feeney arguing for restoring money for transportation, safety, and event readiness, citing projected ridership surges, economic benefits, and the need for Boston and the Commonwealth to invest. Senator Driscoll also won adoption of an amendment directing the MBTA to study and report on its local assessment formula, using Milton and Quincy as examples of perceived inequities in how communities are charged relative to service received. The Senate then took up several other amendments, including measures on fire survivor support, vaccine liability, mental health and sidewalk projects, council on aging and public safety items, disaster relief, service dogs, and MBTA assessments. Senator Tarr offered amendments on driver record transparency and energy cost reporting, but those were not adopted. A major roll-call vote rejected Tarr’s amendment to restore a larger share of excess capital gains to the stabilization fund; supporters argued for stronger rainy day reserves, while the Ways and Means chair defended the bill’s use of a deficiency reserve fund and warned of revenue losses from federal tax changes. The Senate also adopted an amendment on shelter and Home Base spending transparency, requiring renewed reporting on emergency shelter and housing assistance programs. Later, the chamber adopted Senator Edwards’ amendment creating a Massachusetts Federal Employee and Service Member Civil Relief Act to protect federal workers and service members in the event of a shutdown, including relief from eviction and foreclosure-related harms. The Senate also adopted Senator Rodrigues’s Ways and Means amendment, then approved the underlying supplemental budget as amended and ordered it to third reading. After the final roll call, the bill was passed to be engrossed by a 39-0 vote. The Senate concluded by agreeing to adjourn and by honoring Mrs. Anne Lee in memory, with a brief communication from Senator Cyr noting a prior remote-vote error for the journal.
TX

Texas 89th 2nd C.S.

Human Services May 6th, 2025

Human Services

Transcript Highlights:
  • Do we have any idea what, what in the world this fiscal note is?
  • fraud prevention, identification, and prosecution, and I know that there are a lot of y'all are very fiscally
  • As you have noticed, and Jamie has mentioned, the fiscal note is over $8 million per year.
FL

Florida 2026 Regular Session

Regulated Industries Feb 11th, 2025

Regulated Industries

Transcript Highlights:
  • Coming to the first milestone, I have the privilege of sharing with you today that during the past fiscal
  • The privilege of sharing with you today: during the past fiscal year, 2023-24, the division increased
  • Indeed, despite having 39% more cases this fiscal year than during the same period last fiscal year,
  • Despite having 39% more cases this fiscal year than during the same period last fiscal year, our expanded
  • I think this is something that we should probably take a little note of.
Summary: The Committee on Regulated Industries met for a panel discussion on current issues affecting Florida condominiums. DBPR Secretary Melanie Griffin highlighted the department’s expanded condo education, complaint, and ombudsman services under HB 1021, including new online resources, board member certification, increased outreach, and broader complaint jurisdiction. She said the division has filled most of its new positions and that the new condo website is intended to improve transparency and access to records and information. Other panelists focused on insurance, inspections, and market impacts. Insurance agent Mike Clarkson said the condo insurance market remains difficult, especially for older buildings, and raised concerns about roof replacement demands, Citizens’ depopulation practices, and the mismatch between reserve studies and insurer timelines. Building officials representative Ron Laceca described challenges with phase one and phase two inspections, including incomplete databases, limited contractor capacity, and the need for local flexibility and better recordkeeping. University of Florida researcher Bill Hughes said his data show the condo market has not suffered a major overall decline from the new laws; he argued the rules have made costs more transparent and may strengthen the market over time. Community association manager Jamie Ballard said the biggest pressures on associations are rising insurance costs and early roof replacement requirements, and she supported board certification while opposing the continuing education exemption for long-tenured CAMs. In committee discussion, members pressed witnesses on whether recent condo laws caused insurance and roof-cost problems, and witnesses generally said those issues are driven more by the market than by the legislation. Senators also discussed possible reforms, including better data collection, clearer reporting duties for managers, and possible changes to insurance and reserve practices. No votes were taken, and the meeting ended with adjournment.