Transcript Highlights:

• , and tax authorities. to confirm liability insurance.
• I serve as the Commissioner of Insurance.
• the resources to do so effectively. insurance markets.
• Across all lines of insurance, TDI regulates more than 2,500 insurance companies and licenses more than
• Next, we have the Office of Public Insurance Counsel, LBB presentation.

Bills: SB1 , SB 1

Committee: Senate Finance

Transcript Highlights:

• So, in addition, liability insurance of the truck is snow goes off.
• The insurance company would be liable for damage, cause, or injury to another vehicle.
• My point is that an insurance claim is paid for by the insurance company.
• So releasing them from liability will not help this situation.
• This bill requires health insurance plans to cover biomarker testing.

Transcript Highlights:

• Does this particular program carry insurance? Are parents notified of all of this?
• First of all, there's no liability that goes to the districts. Nothing.
• First of all, there's no liability that goes to the districts. Nothing.
• First of all, there's no liability that goes to the districts. Nothing.
• Furthermore, I mentioned that this will expose districts to litigation and attorney fee liability.

Committees: House Education , House House Education Committee of Reference

Transcript Highlights:

• They want access to insurance. And we know that they'll be facing rising insurance costs.
• They want access to insurance. And we know that they'll be facing rising insurance costs.
• They want access to insurance. And we know that they'll be facing rising insurance costs.
• They want access to insurance. And we know that they'll be facing rising insurance costs.
• They want access to insurance. And we know that they'll be facing rising insurance costs.

Summary: The committee opened with a roll call, confirmed a quorum, approved the minutes by voice vote, and recognized a guest of Senator Hickden, retired judge Dan Kelly. The chair then moved through a tight agenda and limited public presentations and questions. The first presentation was on robotics education in Kentucky, led by Representative Chris Lewis, Kentucky FIRST Robotics executive director Kelly Gowen, and students from Whitfield Academy. They argued that robotics should be expanded in high schools as a workforce pipeline for engineering, manufacturing, and advanced technology jobs. The presentation emphasized hands-on learning, industry certifications, teacher development, and a proposed framework to fund robotics education programs statewide. Committee members were not allowed to ask questions because of time constraints. The second presentation was from Canopy Kentucky, led by Adam Watson and founder Scott Collins. They described Canopy’s business and entrepreneurship education programs for fifth graders and high school students, including the NextGen Good Biz initiative and an eight-classroom high school unit. Canopy requested a one-time $750,000 appropriation for fiscal year 2026, matched by private funds, to expand into more schools and rural areas, train educators, and report outcomes. Members asked a brief question about how the programs fit into school schedules and the difference between the elementary and high school offerings. The final presentation, from KDE’s Kelly Foster and Todd Allen, reviewed the state’s school improvement classifications. Foster explained CSI, TSI, and ATSI status, the federal and state legal framework, and how House Bill 298 returned CSI identification to an annual cycle. She reported that Kentucky identified 50 CSI schools on the most recent release, with 53 CSI schools statewide, along with 39 TSI schools and 102 ATSI schools. She also outlined KDE’s support process, including education recovery staff, diagnostic reviews, turnaround plans, and required professional learning for CSI schools.

Transcript Highlights:

• And most of that increase is in health insurance Mr.
• Chair, Senator Woods, it's in health insurance GSD rates and in rate increases in GSD.
• Okay I do still want to meet with you sometime on that other issue, liability issues.
• You know, they get some sick leave, and they get some insurance, and they get a lot of stuff.
• And we absolutely don't like that idea because we don't want that liability in our county.

Transcript Highlights:

• crises in the affordability of electricity and the availability and affordability of homeowners insurance
• Forest Service and Yana Velichovich at the UC Cooperative Extension, and research reports from the Insurance
• George Covent, on behalf of the Independent Insurance Agents and Brokers of California, is in support
• George Covent, on behalf of the Independent Insurance Agents and Brokers of California, is in support
• So why are you making it a lot of hydrotest when they already have the liability?

Summary: The committee first heard SB 14, which would direct state agencies to reduce single-use plastics and improve waste diversion at state facilities by updating integrated waste management plans, increasing reusable foodware use, reducing paper purchasing, and requiring better employee education and recycling/composting practices. Supporters from the California Compost Coalition, Republic Services, Waste Management, and others said the bill would help build composting and recycling markets and let the state lead by example. Several groups that had opposed earlier versions said they were now neutral after amendments, including the removal of a 90% requirement. The bill was moved out on a due pass as amended recommendation. The committee then took up SB 326 on wildfire mitigation. The bill would create a framework for Cal Fire to evaluate the risk-reduction benefits of fuels management and landscape resilience investments, and it would accelerate implementation of Zone Zero defensible-space standards, including grants for local enforcement and broader application to rental and sale properties and post-fire reconstruction. Support came from Stanford climate researcher Michael Mastrandrea and several local government, insurance, and climate groups. With no opposition, the bill passed as amended to Appropriations. Next, SB 34 on port emissions and the South Coast Air Quality Management District drew extensive testimony. The author said the bill was narrowed by committee amendments to preserve the ports’ ability to reduce emissions while preventing cargo throughput caps and addressing concerns about automation, local control, and the timeline for port clean-air planning. Supporters included ILWU, business groups, and port-related stakeholders, while the South Coast AQMD and many environmental and community organizations opposed it, arguing it would weaken public-health protections and set a bad precedent. After lengthy debate, the committee approved the bill on a due pass as amended vote to Transportation, with some members voting no and others abstaining. The committee also heard SB 279, which would expand composting options for farmers and small community composters by allowing limited on-farm composting after large biomass events and increasing the amount small operations may process and sell. Supporters said the bill would help address agricultural waste, expand composting capacity, and reduce landfill disposal. Commercial composting representatives opposed it, warning that the bill could create regulatory inequities, strand recent investments in permitted facilities, and allow too much unregulated food waste. Despite those concerns, the bill passed to Appropriations on a due pass vote. The transcript also briefly referenced SB 613 on upstream methane emissions data, described as having no opposition and intended to improve tracking of imported oil and gas emissions.

Transcript Highlights:

• The clerk will read: Assembly Bill 69 by Assembly Member Calderon, relating to insurance.
• The Assembly Insurance Committee has held numerous oversight hearings this year highlighting the challenges
• This was insurance that was supposed to be insurance of last resort, and it's devastating.
• This bill would establish civil liability and...
• This bill would establish civil liability and removal obligations for commercial pornographic websites

Summary: The Assembly convened after a quorum call, prayer, and Pledge of Allegiance, then moved through a long floor file of bills. Early measures passed with little or no debate, including AB 698 on local transfer taxes and affordable housing analysis, AB 456 on mobile home sales, AB 1129 on reportable infant health conditions, AB 69 on Fair Plan insurance notices and voluntary market searches, AB 357 on expedited student and faculty housing permits, AB 383 on firearms code cleanups, AB 426 on drones interfering with emergency response, AB 825 on energy affordability and transmission financing, and AB 699 on ballot transparency for local tax and bond measures. Most of these bills passed unanimously or with strong bipartisan margins, while AB 825 drew the most extended debate over whether it would lower costs or expand state control of energy infrastructure; it ultimately passed 45-5. The most contentious item was AB 84, which would strengthen oversight of non-classroom-based charter schools and tighten accountability for charter spending and operations. Supporters argued it was needed to stop fraud and misuse of public education dollars, citing major scandals and audit findings, while opponents warned it would harm legitimate charter schools, reduce educational options, and disproportionately affect rural and special-needs students. Several members said they supported the bill only to keep negotiations going, and others urged more targeted or delayed action. After extensive debate and multiple amendments, the Assembly passed AB 84 on a 41-22 vote. The chamber also took up AB 610, a housing bill that would require cities and counties to disclose planned housing restrictions and limit new constraints for three years after housing element approval. The author framed it as a certainty and transparency measure to help address the state’s housing shortage, while noting continued discussions with local governments and housing advocates. The transcript ends with the bill’s presentation and request for an aye vote, with no final vote shown in the excerpt.

Transcript Highlights:

• nearly all of our expenses are already committed: staff contracts, benefits, utilities, property and liability
• insurance, and curriculum.
• They have to, if there's any private insurance, anything like that.

Committee: House Education

Transcript Highlights:

• strike-and-insert amendment simply added the aggravated offense and ensured that the joint and several liabilities
• House Bill 4965, relating to patient-centered treatment flexibility within the Public Employees Insurance
• Your Committee on Banking and Insurance has had under consideration Engrossed Committee Substitute for

Transcript Highlights:

• both with... ...and it frankly is going to contribute broadly to our budget issue, both with tort liability
• It's going to increase the cost of prescription drugs on people, on hospitals, on insurers.
• It's going to increase the cost of prescription drugs on people, on hospitals, on insurers.

Summary: Senate and House Republican leaders held a media availability in Olympia as the 2026 session entered its final full week, focusing heavily on affordability, taxes, and the state operating budget. Senators Braun and Gildon, along with House Republicans Connors and Abbarno, criticized the House and Senate budget proposals as spending billions more than forecast revenue, relying on one-time money, the rainy day fund, and what they called unrealistic assumptions. They argued the budgets would worsen a future deficit and said Democrats were prioritizing special interests over fiscal restraint. A major topic was the proposed income tax on high earners, which Republicans said would likely expand over time and drive businesses and wealthy residents out of Washington. They also discussed other tax proposals they said would hurt affordability, including changes affecting data centers, nicotine products, prescription drug warehousing, retail bags, and bottles. House Republicans said they were working with some Democrats to oppose the income tax and urged the governor to veto it if it reaches his desk. They also said the budget process has excluded Republican input and relied on closed-door negotiations. Republicans also raised several policy issues they said were stalled or killed this session, including juvenile rehabilitation reform, child endangerment and fatality reporting, tort reform, and housing and energy policy. They criticized the House for not advancing measures they said would help with child safety, juvenile justice, housing supply, and energy diversity, and they opposed a data center tax/clawback bill they said could discourage investment and jobs, especially in rural communities. In response to questions, Braun said he planned to raise the income tax, the budget, juvenile rehabilitation, child endangerment, and tort reform in an upcoming meeting with the governor. No votes were taken during the availability.

Transcript Highlights:

• The process requires the person to secure a surety bond, which serves as a form of insurance to protect
• It does not alter the legal standards to determine worker classification or affect liability for accidents
• Registering but not wishing to testify for the bill is Scott Kibb, American Property Casualty Insurance

Bills: SB215 , SB1104 , SB1351 , SB1931 , SB2245 , SB2589 , SB2707 , SB2807 , SB1423 , SB1568

Committee: Senate Transportation

Summary: The Senate Committee on Transportation heard several bills, mostly local memorial highway designations and transportation-related regulatory measures. Senator Hinojosa presented SB 1351 to designate part of US 281 in Hidalgo County as the Jose Rodriguez Lua Memorial Highway in honor of a Border Patrol processing coordinator killed by a drunk driver; a family member testified emotionally in support, and the bill was left pending. The committee also heard and left pending SB 2245 on bonded titles for vehicles when a lienholder has gone out of business, SB 1568 on animal-friendly specialty license plates with a second “spay, neuter, adopt” plate, SB 2589 on handling closed county roads in Webb County, SB 1104 on allowing large retailers to use one fingerprinted employee of record across multiple Texas locations, SB 1423 naming the Bill Stout Parkway in Longview, and SB 1931 naming part of US 83 the Rodolfo Valdez Memorial Highway. Most of these bills drew supportive testimony or were presented as local measures with no opposition. The committee also took up broader policy bills. SB 215 would create a digital identification program for Texas driver’s licenses and certain other licenses, but the sponsor said he was mainly laying the bill out for discussion and study; testimony was limited and the bill was left pending. SB 2707 would clarify that government entities such as TxDOT and the military remain exempt from fees on oversized/overweight permit authority, though a county commissioner raised questions about road-use impacts and fee revenue. SB 2807 drew the most discussion: it would prevent a motor carrier’s use of safety technology, training, and related practices from being used as evidence that an independent contractor is actually an employee. Supporters said the bill would encourage adoption of safety tools like cameras and braking systems without increasing misclassification risk, while opponents from the trial lawyers’ side warned the wording could conflict with existing labor-code definitions and create litigation. The sponsor and committee members discussed possible clarifying floor amendments. After public testimony, the committee voted on the pending bills. All measures were reported favorably on 6-0 votes, with committee substitutes adopted where applicable. SB 1351, SB 1423, SB 1568, SB 1931, SB 2245, SB 2589, SB 2707, SB 2807, and SB 2841 were all sent to the full Senate, and several were recommended for the local and uncontested calendar. The committee recessed subject to the call of the chair after completing the votes.

Transcript Highlights:

• And we show you registered as Alan Craddock on behalf of the Texas Department of Insurance Division of
• companies that already follow best practices see fewer injuries, lower turnover, and less... ...liability
• It's more costly to deal with lawsuits, lost productivity, and insurance claims from preventable heat-related

Bills: HB446 , HB1609 , HB4443 , HB4464 , HB4735 , HB5476

Committee: House S/C on Workforce

Transcript Highlights:

• </c><04:48:36.040><c> risks</c> face enormous liability risks face enormous liability risks potentially
• </c> Veterinary care and even home insurance.
• Animal hospitals already have liability insurance, so that would most likely cover this, and especially
• /c><04:53:33.958><c> liability</c><04:53:34.638><c> insurance</c><04:53:35.400><c> so</c><04:53:35.798
• ><c> that</c> already have liability insurance so that already have liability insurance so that would

Summary: The committee first heard CACR 6, a proposed constitutional amendment by Representative Keith Ammon to recognize a fundamental right to use computation resources. Ammon argued that computing is now essential to daily life, speech, education, and economic opportunity, and said the amendment was intended to push back against government or corporate restrictions, citing a 2023 federal executive order on AI registration and reporting as an example of the kind of precedent he wanted to oppose. He said the proposal should be simple and clear because it would go to voters, and he compared the right to compute to other constitutional rights that do not require the government to provide the underlying tools. Committee members raised concerns about the breadth of the language, including whether it could affect encryption, authentication, network security, energy use, and other regulatory issues. Representative McFarland questioned whether the amendment could interfere with security measures, while others asked whether it would prevent ordinary network management such as throttling or require the state to provide internet access or hardware. Ammon responded that the right would not entitle someone to other people’s resources and said encryption and similar issues would sort themselves out. Several members also raised concerns about child safety, public safety, and whether existing laws could still regulate misuse of computing; Ammon said reasonable limits would still apply, similar to other constitutional rights. Sarah Scott of Americans for Prosperity testified in support, saying the amendment would protect innovation, individual autonomy, and economic competitiveness by preventing overregulation. After questions concluded, the chair closed the hearing on CACR 6. The committee then opened House Bill 615, sponsored by Representative Dan Maguire, which would substantially rewrite the state’s drug-forfeiture law. Maguire said the bill is intended to improve fairness and efficiency in cases where property such as cars or cash is seized in connection with drug offenses, noting that the criminal case and the civil forfeiture case are currently handled separately, with the property case prosecuted by the Attorney General’s office. He explained that the bill addresses courtroom procedure for these forfeiture actions and is meant to make the process more specific and orderly.

Transcript Highlights:

• we'll talk about insurance as equal care, but we know that insurance dramatically increases. wellness
• So while it doesn't mean 100%, if I have insurance, I go, I am.
• By having more people with insurance.
• , insurance enables wellness checks.
• and how homeowner's insurance is increasingly unaffordable.

Bills: SB1 , HB500 , SB1 , HB1400 , HB 1094 , HB365 , HB 1109 , HB647 , HB500

Transcript Highlights:

• is happening in the insurance market relative to health insurance.
• to health insurance.
• </c> care insurance. care insurance.
• The insurer these insurance company.
• right right right &gt;&gt; insurance &gt;&gt; insurance &gt;&gt; insurance &gt;&gt; Pcelli<00:46:13.040

Committee: House Commerce and Consumer Affairs

Summary: The subcommittee focused primarily on a bill concerning long-term care insurance rate increases and consumer notice. Members and staff discussed replacing or supplementing a proposed public hearing requirement with annual reporting, website updates, and consumer-facing disclosures about approved rate increases, carriers writing the products, and how the products work. Several participants emphasized that long-term care policies are long-term products, that rate increases can be spread over many years for actuarial reasons, and that consumers need better information about trends and the impact of increases. A major point of disagreement was whether the bill should try to cap premium increases. One member argued the real problem is unexpected increases of 15% to 20% and urged a statutory cap to protect consumers. Insurance department representatives and others responded that hard caps had been struck down in prior case law, that the department’s core responsibility is solvency, and that carriers need sufficient premium to pay future claims. They also said the market is struggling because many carriers stopped selling the product, leaving in-force policies to bear the cost, and that overly restrictive caps could cause insurers to withdraw from the state. The discussion then shifted toward a compromise requiring carriers to notify policyholders before a rate increase is approved and allowing a 60-day comment period. Participants debated whether the notice should come from the carrier, how confidentiality rules would apply before approval, and what the department should do with public comments. The department said it already reviews filings carefully and that submitted rates are often adjusted before approval; lawmakers noted that prior commissioners had pushed back on increases in some cases, including a seven-year moratorium. No final vote was taken in the excerpt, and the chair repeatedly tried to move the subcommittee along to other bills.

Transcript Highlights:

• House Bill 4126 is a constituent request, and it relieves motocross parks and places like that from liability
• will read: House Bill 4488 by Townley of the House and Hamilton of the Senate, an act relating to insurance
• House Bill 4488 updates Oklahoma's insurance law governing first-party motor vehicle damages and claims
• This amendment was the one that was agreed upon by several insurance carriers to make it more palatable
• the bill: House Bill 4488 by Townley of the House and Hamilton of the Senate, an act relating to insurance

Bills: HB4420 , HB3974 , HB3016 , HB3062 , HB3021 , HB3145 , HB4128 , HB3131 , HB3015 , HB3472 , HB3453 , HB1638 , HB4126 , HB2696 , HB2710 , HB3552 , HB3031 , HB3544 , HB3521 , HB4490 , HB4488 , HB1746 , HJR1069 , HB4428 , HB4429 , HB1170 , HB3538 , HB4124 , HB3904 , HB4106 , HB2999 , HB3982 , HJR1077 , HB3464 , HB2588 , HB3462 , HB4440 , HB3674 , HB3345 , HJR1067 , HB4326 , HB4331 , HB4337 , HB4338 , HB4359 , HB4392 , HB3557 , HJR1076 , HB4003 , HB3495 , HB3497 , HB3501 , HB3505 , HB3749 , HB3011 , HB4336 , HB4346 , HJR1087 , HB3240 , HB3647 , HB3796 , HB3969 , HB3972 , HB3983 , HB3984 , HB3989 , HB3383 , HB3130 , HB4358 , HB3327 , HJR1055 , HB3386 , HJR1089 , HB3087 , HB2970 , HB3314 , HB4129 , HB4199

Summary: The House began with a quorum call and several introductions, including Wagner Student Council, Heartland Homeschool educators, Northwest Technology Center leadership students, Leadership Oklahoma Class 37, and guests from domestic violence and sexual assault service providers. The chamber then took up House Bill 3131 on homeless shelter standards. The bill, as amended, would set baseline health, safety, sanitation, incident reporting, and fiscal transparency standards for shelters receiving state-administered federal funds, with a limited board to help write rules and local officials notified of issues. Supporters said it was aimed mainly at smaller communities lacking resources, while opponents argued it added state oversight without collaboration or funding and could burden nonprofits and faith-based shelters. The bill passed 65-31. Members then passed several other measures: House Bill 3015 authorizing Service Oklahoma to issue and manage electronic credentials; House Bill 3472 on environment and natural resources; House Bill 3453 on eminent domain, shifting the burden of proof in court to the condemning authority while carving out utilities and oil and gas; House Bill 1638 expanding the Governmental Tort Claims Act definition of public trust to include trusts overseeing county jail facilities; House Bill 4128 on Game and Fish, adjusting bear hunting rules in selected eastern counties; and House Bill 4126 limiting liability for motocross and similar recreational tracks. House Bill 2710 created a 15-member committee to review future statewide radio system needs, and House Bill 2696, an open records bill for school district security and cybersecurity information, was amended and passed. House Bill 3552, giving child care providers flexibility to bridge subsidy reimbursement and tuition rates, also passed, though its emergency clause failed. Later, House Bill 3031 was amended to create a workforce development fund in the Department of Commerce and passed, but its emergency clause failed. House Bill 3544 was narrowed to regulate social AI companions and protect minors from harmful interactions, and passed unanimously. House Bill 3521 modernized money transmission law, updated fees, and added rules for digital asset kiosks. House Bill 4488 established a standardized appraisal process for first-party motor vehicle damage disputes under insurance law. House Bill 1746 allowed juvenile detention facilities for high-risk youth to adopt safety plans. Finally, House Joint Resolution 1069 updated constitutional county boundary language and county-seat references, including adding Cotton County to the Constitution and making other boundary cleanup changes; it passed 74-14. The House then recessed.

Transcript Highlights:

• I'm with Gallagher Insurance.
• For insurance carriers and motor carriers, claims lead to significant costs.
• Insurance tends to be about the second or third highest cost for a trucking company, so mitigating those
• Fewer crashes mean fewer injuries, fewer claims, and more stable insurance markets for employers.
• Safety improvements benefit not just insurers, but carriers and drivers.

Bills: HB2347 , HB2410

Committee: House Transportation

Keywords: luxury aircraft tax, tax reduction, economic impact, business aviation, state revenue, HB2410, commercial truck safety, commercial vehicle safety, trucking industry, truck driver training, driver education, highway safety, traffic safety commission, Washington State, commercial motor vehicles, vehicle registration fee, IRP fee, state patrol highway account, safety enforcement fee, public-private partnership

Transcript Highlights:

• House Bill 1058 is the above-ground fuel storage tank insurance fund bill.
• Was there any discussion about the liability, say, if a phone goes missing?
• And I know in my own school, we ended up paying for it, and we have an insurance policy.
• And I know in my own school, we ended up paying for it, and we have an insurance policy.
• So back to cell phone or cell phone bill. an insurance policy. So back to cell phone bill.

Summary: The North Dakota House convened with prayer, roll call, and recognition of guests and student visitors, then moved through a long calendar of resolutions and bills. Early in the session, members honored Mandan High School’s e-sports team for state championships and recognized House Minority Leader Zachary Ista’s birthday. The House then passed HCR 3037 unanimously, urging mandatory reporting requirements for public officials, after committee support and remarks emphasizing accountability in public office. The chamber then considered numerous Senate amendments and final-passage votes on bills covering ambulance service grants (HB 1597), Public Service Commission records and open meetings (HB 1110 and HB 1063), squatter/trespass law (HB 1305), nonconforming structures in local governments (HB 1500), academic tenure policy (HB 1437), retirement eligibility for correctional officers and state radio dispatchers (HB 1274 and HB 1419), a Medicaid dental study (HB 1567), above-ground fuel storage tank regulation (HB 1058), gaming site authorization procedures (HB 1615), an oil extraction tax incentive outside the Bakken and Three Forks formations (HB 1483), and simple assault protections for hospital workers (HB 1341). Most of these measures passed, though HB 1231, which would have created a study on early discontinuation of sex offender registration, failed on final passage. A major point of debate was Senate Bill 2354, which would restrict student use of personal electronic devices during the school day in public and nonpublic schools, with exceptions for medical and special education needs and annual reporting on impacts. Supporters argued it would improve focus, behavior, and mental health, while opponents raised concerns about private-school regulation, logistics, liability, and duplication with a similar bill. The House passed SB 2354, and also passed SB 2112, which temporarily authorizes the Life Skills and Transition Center to serve certain non-eligible youth in crisis, despite objections that the facility should remain focused on developmental disabilities and concerns about repeating past institutional problems. The House also debated and rejected HB 1300 on legislative term limits after extensive discussion about whether the Senate’s date change altered the effect of the voter-approved measure. The session ended with announcements, committee notices, and adjournment until April 8, 2025.

Transcript Highlights:

• Can you imagine a $5 health insurance premium? Five-dollar health insurance premium back then.
• adding coverages to the insurance program.
• We bid that both under a modified fully insured arrangement, which we have today, and a self-insured
• coverage and self-insured arrangements.
• Group Insurance Program.

Committee: Joint Employee Benefits Programs Committee

Transcript Highlights:

• Can you imagine a $5 health insurance premium? Five-dollar health insurance premium back then.
• We bid that both under a modified fully insured arrangement, which we have today, and a self-insured
• coverage and self-insured arrangements.
• It used to be the insurance department... ...used to be the insurance department had to pay for each
• Group Insurance Program.

Summary: The Employee Benefits Committee met to approve prior minutes, hear presentations on state employee health insurance, compensation, leave, and related policy issues, and then recess for lunch. PERS reviewed the history and structure of the state health plan, noting the long-standing state-paid family coverage, cost-control measures, wellness incentives, the current grandfathered PPO and high-deductible options, and the effects of recent benefit mandates such as insulin caps, prosthetic coverage, medication management, prescription copay changes, and ambulance balance-billing limits. Committee members questioned the fiscal impact of adding benefits and the possible cost of moving to a non-grandfathered plan, while PERS and HRMS emphasized that health insurance remains the top-ranked employee benefit and that any major plan changes should be considered carefully. HRMS also presented compensation comparisons showing state pay generally below private-market benchmarks, discussed targeted market equity adjustments, identified ongoing recruitment and retention concerns in fields like nursing, IT, engineering, and attorneys, and reviewed leave policies, tuition reimbursement, and family leave comparisons with neighboring states. Job Service provided labor market data showing low unemployment, high labor force participation, and wage growth that still trails some neighboring markets, and OMB explained that prevailing wage requirements apply to federally funded projects under Davis-Bacon, not to ordinary state contracts. After lunch, the committee took up the required process for health insurance mandate bills and adopted an amendment to Joint Rule 211. The amendment clarified that the deadline for submitting mandate measures is intended to allow time for all required reports, including both the cost-benefit analysis and any Employee Benefits Committee actuarial report, while leaving the existing deadline unchanged. The amendment was adopted on a roll call vote, with several members voting yes and a few no votes recorded. The committee then moved into its jurisdiction review of bill drafts, beginning with a bill that would automatically renew pre-tax dental and vision elections; members debated whether it had any actuarial or administrative impact on PERS or the state, and the chair explained that the committee’s role was only to decide whether further analysis was needed before later testimony and recommendations.