Video & Transcript : 'captive insurers' :

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AR

Arkansas 2026 Regular Session

LEGISLATIVE JOINT AUDITING-COUNTIES AND MUNICIPALITIES Jun 4th, 2026

LEGISLATIVE JOINT AUDITING-COUNTIES AND MUNICIPALITIES

Transcript Highlights:
  • You've got a suspended driving license, or you wanted some other fine activity of insurance and stuff
  • You've got a suspended driving license, or you wanted some other fine activity of insurance and stuff
  • You've got a suspended driving license, or you wanted some other fine activity of insurance and stuff
  • No, no, no, those, uh, you got speed and driving on suspended, no insurance, uh, analog device.
  • insurance and, um, and, um, um, it was the insurance and, um, um, um, It was the insurance, and we was
Summary: The committee approved the prior meeting minutes and then received updates on delinquent water and sewer reports, including seven new reinstatements and a reduction to four remaining delinquent filers. Staff also reported on municipal accounting code noncompliance, removing Denning and Gum Springs from the 60-day clock after improved records were verified, and presenting repeat findings for Fargo, Lead Hill, Alma, Jericho, and Haynes. Members discussed repeated audit problems, the length of time some issues had persisted, and whether towns should be given additional time or face stronger action; motions were made and adopted to place some entities on a 60-day clock or defer action to later meetings. For Fargo and Alma, staff described extensive repeat accounting deficiencies, including missing budgets, bank reconciliations, financial statements, receipts, journals, and supporting documentation. Fargo’s mayor said the town had been understaffed and was beginning to improve its office systems; the committee voted to defer the matter for 60 days and file the report. Alma’s officials said they were trying to correct water audit and accounting issues, and the committee likewise deferred the matter to the August meeting while warning that water-audit delays could jeopardize turnback funds. The committee then reviewed misuse-of-street-funds findings for Jericho and Haynes. Jericho’s police chief and officials explained that traffic fines, drug-related arrests, and other citations had pushed the town over the statutory threshold, while staff clarified that the speed-trap calculation excludes certain add-on fines and is referred to the prosecuting attorney for any action. Haynes officials said repayment problems stemmed from lost revenue and staffing changes, including the loss of the police department, but staff reported the town remained behind on its repayment plan and also owed the IRS. The committee voted to defer the Haynes matter to September and to defer Jericho as well, with members emphasizing the need for consistency and possible broader legislative review of small-town viability. A special report on the Pulaski County Regional Solid Waste Management District drew substantial discussion. Staff cited findings involving board approval of payroll and contracts, credit card documentation, car allowances and personal vehicle use, competitive bidding, and unusually high advertising spending, as well as the sale of trailers and other equipment at low prices. The district director said the board had delegated authority for many expenditures, that personal use was reported for tax purposes, and that advertising was necessary to educate the public about recycling. Members questioned the procurement and disposal decisions and the size of the advertising budget; after discussion, the committee deferred the report to September and asked the director to return. The meeting also included brief deferred reports on Biggers, Gilmore, and Holly Grove, which were filed after local officials described ongoing efforts to resolve long-standing audit and tax issues.
CA
Transcript Highlights:
  • School districts have what you and I would call a deductible on our insurance policies.
  • They have what’s called a self-insured retention.
  • The second cost impact is the ongoing, quote-unquote, insurance premium.
  • Again, most public agencies don’t deal directly with an insurance company.
  • Those risk pools do deal with insurance companies at the higher levels.
Summary: The subcommittee opened with remarks on the state budget and K-12 education, noting the large increase in the Proposition 98 minimum guarantee, the use of deferrals and reserves in the prior budget, and the challenge of balancing education funding against other state priorities. Superintendent Tony Thurmond described California education as improving overall, citing gains in test scores, graduation, and college readiness, but said major gaps remain for low-income students, students of color, agricultural communities, English learners, foster youth, and students with disabilities. He praised recent investments in universal meals, transitional kindergarten, community schools, arts, broadband, and special education, while warning that declining enrollment, chronic absenteeism, and the proposed $5.6 billion Prop. 98 settle-up create uncertainty for districts. He also urged a long-term literacy plan, expanded tutoring, universal kindergarten, and continued protections for students and families affected by immigration enforcement, including ICE-related fear and attendance loss. The committee then heard a detailed presentation on Proposition 98 from the Department of Finance and the Legislative Analyst’s Office. Finance explained that the Governor’s budget projects the minimum guarantee will rise by about $21.7 billion over three years, with a $5.6 billion settle-up obligation in 2025-26 intended to avoid overappropriation if revenues weaken. Finance also described revised reserve deposits and withdrawals, ending with about $4.1 billion in the Public School System Stabilization Account by 2026-27. The LAO said recent revenue collections were stronger than expected in the current year but warned that the outlook for 2026-27 is weaker and that stock-market-driven revenues remain volatile. The LAO supported maintaining reserves and one-time spending buffers, but recommended fully funding the guarantee and using other budget solutions rather than shifting the settle-up into future deficits. Members asked about the settle-up process, certification timeline, the effect of attendance declines tied to immigration enforcement, and wildfire-related impacts, including Pasadena Unified’s $4 million special appropriation. On LCFF and necessary small schools, Finance proposed a 2.41% COLA and about $2.2 billion in additional LCFF funding for districts and charters in 2026-27, plus a $30.7 million ongoing increase to raise the necessary small schools allowance by 20%. The LAO supported funding the COLA but said the small-school increase was not tied to a specific cost study and could be redesigned to better target small districts, noting that only a fraction of very small districts would benefit. Questions focused on how small schools access supplemental and concentration grants and how attendance recovery programs are being implemented. The Department of Education said only 130 LEAs had reported attendance recovery so far, likely because it is a new program with compliance requirements, though interest appears to be growing. FICMAT then reviewed the fiscal health of local districts, reporting an uptick in qualified and negative certifications, though still far below Great Recession levels. It said declining enrollment, rising special education costs, and higher labor and insurance costs are the biggest fiscal pressures, and that some districts are using fiscal stabilization plans and staff reductions ahead of second interim reports. FICMAT also discussed wildfire impacts on Pasadena Unified and Los Angeles Unified, explaining that Pasadena’s $4 million state appropriation was based on an early post-fire assessment and that the district is being monitored with the county office of education. Members raised concerns about Pasadena’s leadership, special education staffing shortages, AB 218 sexual abuse litigation costs, insurance premium increases, and the need for stronger prevention and training measures. FICMAT said SB 848 and related policies address some of those concerns by strengthening standards, training, and reporting requirements.
AZ

Arizona 2026 Regular Session

01/22/2026 - House Health & Human Services

House Health & Human Services Committee of Reference

Transcript Highlights:
  • Private insurance already covers this.
  • But she had access to lactation consultant services through her insurance.
  • There is public insurance...
  • There is public insurance data pointing to this.
  • Well, the insurance covered that, excuse me, Madam Chair. Mr. Hudak. My bad.
Summary: The committee began with two radiology-related bills focused on rural access and workforce shortages. HB 2049 would allow particle accelerators for cancer treatment in critical access hospitals and counties under 400,000 population under general supervision, with rural providers testifying that the change would let patients receive care closer to home while maintaining safety protocols. The bill passed on an 11-0 vote. HB 2050 updated outdated radiologic technologist statutes, revised school accreditation and clinical-hour standards, and allowed radiologist assistants to work under supervision rather than direct supervision; an amendment also added registered nurses to the list of professionals not needing an additional license to use diagnostic X-ray machines. Testimony centered on staffing shortages, national standards, and whether the change would preserve oversight. The committee adopted the amendment and passed the bill 10-2, with some members citing the need for more vetting and concern about oversight of dangerous equipment. The committee then heard HB 2082, which creates a Childhood Cancer and Rare Childhood Disease Research Commission to award grants for phase-one pediatric cancer and rare disease trials using existing license-plate funds and other sources. Parents and patients gave emotional testimony about pediatric brain cancer diagnoses, the lack of effective treatments, and the need for Arizona to support local research; the bill passed unanimously 12-0. HB 2015 required Access to cover breastfeeding and lactation services, and an amendment made the coverage subject to CMS approval. Supporters described breastfeeding as preventive care with benefits for infants and mothers, while Access said it was neutral but appreciated the amendment’s fiscal safeguard. The bill passed 12-0 as amended. Next, HB 2177 directed Access to seek CMS waivers to restore Medicaid payments for certain services provided to American Indian and Alaska Native members by IHS and tribal facilities, including dental, diagnostic, therapeutic, and preventive services. The sponsor and a Sage Memorial Hospital witness said the bill would help tribal facilities draw down federal funds and keep services local; it passed 12-0 as amended. HB 2178 required state agency chief medical officers to hold an active medical or osteopathic license and passed without opposition. HB 2179 clarified statutory definitions separating air ambulance from ground ambulance regulation, with industry testimony saying it was a cleanup measure that would avoid unintended consequences; it also passed 12-0. Finally, HB 2183 created an 11-member emergency medicine study committee to examine EMS system sustainability, rural and urban capacity, workforce burnout, and uncompensated care. Firefighters, health care advocates, and an emergency nurse practitioner supported the study as a way to gather data and make recommendations; it passed 12-0. The committee then returned to HB 2072, which establishes an optional state certification for lactation care providers under ADHS, along with rulemaking, fees, discipline, and an advisory committee; the sponsor said the credential was needed so Access could reimburse the service, and the bill was introduced for further consideration.
CA

California 2025-2026 Regular Session

Senate Budget and Fiscal Review Committee Jan 21st, 2026

Budget and Fiscal Review

Transcript Highlights:
  • California is the only state in the country that has not paid back that unemployment insurance debt.
  • This unemployment insurance debt will be paid by employers, that is, the entities in our economy that
  • We are now creating a third tier of individuals with certain access to health insurance.
  • The third tier, I don't know how we're going to propose to maintain people on health insurance.
  • It has to do with the unemployment insurance that was brought up earlier today.
Keywords: 987, senate, all
CA
Transcript Highlights:
  • business insurance.
  • Many of them were renters whose business insurance did not cover the loss of materials or equipment.
  • Many of them were renters whose business insurance did not cover the loss of materials or equipment.
  • Those who own their properties have dealt with gaps in insurance coverage.
  • I also require commercial transportation insurance, which is very expensive.
Summary: The hearing focused first on how wildfires and other disasters affect child care providers, families, and early education infrastructure. State officials from the Department of Social Services and Department of Education described disaster response and preparedness efforts, including shelter coordination, licensing outreach, emergency waivers, distribution of supplies, and the statewide child care disaster plan. Testimony from providers and advocates emphasized major gaps in recovery funding, insurance coverage, rebuilding support, mental health services, and coordination with local rebuild plans. Several witnesses urged more dedicated disaster-recovery funding for child care facilities and suggested statutory changes, including allowing greater flexibility for rebuilding costs and requiring early childhood programs to be included in local disaster planning. The second panel addressed immigration enforcement and its impact on child care. Advocates from the Children's Partnership, Every Child California, and CHIRLA said enforcement activity is causing families to keep children home, disrupting continuity of care, reducing enrollment, and creating fear and trauma for children and providers. They argued that immigrant and mixed-status families need clearer protections, privacy safeguards, legal support, trauma-informed guidance, and safe-haven policies for child care settings. Speakers also stressed that the child care workforce is heavily immigrant and that recent state laws such as AB 49 and AB 495 will require funding, training, and technical assistance to implement effectively. Public commenters, including child care providers, described personal experiences with fire damage, displacement, permit delays, lost income, and the emotional toll of serving families during crises. Others described how immigration enforcement has made parents afraid to attend events, drop off children, or remain connected to providers. Committee members repeatedly noted that child care is often overlooked in emergencies and asked state officials how child care systems are being integrated into disaster planning and how local and state agencies can better coordinate. No formal votes were taken during the hearing.
CA
Transcript Highlights:
  • You can't support your family, you can't keep your health insurance.
  • In my 30-year career this is the first time I've lost my health insurance.
  • They're losing jobs, homes, health insurance. their dignity.
  • Our health insurance is in your hands and our businesses are in your hands.
  • So he wouldn't have insurance today, health insurance today, if it wasn't for us, you know, giving him
Keywords: 988, house, all
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on Ways and Means Mar 9th, 2026

Joint Committee on Ways and Means

Transcript Highlights:
  • First off, unemployment insurance is not complex just in Massachusetts.
  • Secretary Jones: First off, unemployment insurance is not complex just in Massachusetts.
  • The Division of Insurance is led by Commissioner Michael Caljo.
  • Commissioner Michael Caljo, and premiums annually across all lines of insurance.
  • The Division of Insurance has an array of responsibilities.
Summary: The hearing in Barnstable opened with remarks from the House and Senate co-chairs about the importance of holding Ways and Means budget hearings on the Cape, especially given the region’s seasonal economy and infrastructure needs. The committee then heard testimony from Labor and Workforce Development Secretary Lauren Jones on the governor’s FY27 budget proposal. She highlighted funding for workforce programs including the Workforce Competitiveness Trust Fund, Career Technical Initiative, registered apprenticeship, YouthWorks, reentry workforce programs, and services for young adults with disabilities. She also discussed MassHire career centers, the MassHire Innovation Project, and the Department of Unemployment Assistance modernization effort, noting improved call wait times and claims processing, but acknowledging continued challenges and federal funding uncertainty. Members asked about job-seeker barriers such as child care, housing, and transportation; domestic outmigration of young workers; youth work permits; unemployment insurance costs and the COVID assessment on employers; and the state’s unemployment rate and UI trust fund solvency. Jones and Undersecretary Josh Cutler explained the difference between workforce training funds and the unemployment trust fund, described the statewide trigger that extends unemployment benefits from 26 to 30 weeks when regional unemployment averages 5.2 percent, and said the administration is reviewing the trust fund with labor and business stakeholders. They also said the administration is trying to preserve front-line DUA staffing while shifting resources to customer service and adjudication, including a Friday adjudication pilot and seasonal hires. Senators and representatives also pressed the administration on regional equity in workforce funding, especially for Hampshire Franklin MassHire, which was described as serving a large rural area with fewer resources than other regions. Administration officials said they are reviewing MassHire funding formulas and modernizing the system with a policy committee and state workforce board input, but did not offer an immediate fix. The committee also heard that early childhood education apprenticeships are expanding quickly, with state funding leveraged to secure federal grants and support new Grow Awards. The hearing then moved to the Executive Office of Economic Development, where Secretary Eric Paley outlined House 2 proposals for economic development, including support for the Community One Stop for Growth, rural economic development, workforce partnerships, life sciences, advanced manufacturing, AI, small business assistance, tourism, and tax incentives. Undersecretary Leila D’Amilia followed with testimony on consumer affairs and business regulation, describing funding for consumer protection, banking oversight, occupational licensure, and public safety inspections.
AL

Alabama 2025 Regular Session

Alabama House Feb 27th, 2025

Alabama House Floor Meeting

Transcript Highlights:
  • to do that and you also need insurance to do that and you also need insurance to do that and that's
  • reasons they want you to have insurance reasons they want you to have insurance they want you to have
  • they don't have per have insurance they don't have per have insurance they don't have per permission
  • for the events and they have insurance for the events and they have insurance for the events and they
  • you see liability the insurance you see liability the insurance you see that yes ma'am which should
Keywords: 1136, house, all
MN

Minnesota 2025-2026 Regular Session

House Health Finance and Policy Committee 1/22/25

Health Finance and Policy

Transcript Highlights:
  • Their insurance coverage is cancelled.
  • Their insurance coverage is cancelled.
  • Their premium, their insurance coverage, is cancelled.
  • </c> matter their income their insurance matter their income their insurance their<01:15:17.320><c> location
  • </c><01:16:16.040><c> premiums</c> through higher uh insurance premiums through higher uh insurance premiums
Keywords: 1183, house
NM
Transcript Highlights:
  • But how does that... ...insured and maybe right now, maybe not, I don't know.
  • Madam Chair, and Representative Lord, the insurance can be billed for them, although...
  • So the insurance can be billed for them, although it is up to the individual insurance contract with
  • And is there an insurance code then?
  • So the billing insurance has got to be like a 902-something code, correct?
Summary: The committee first heard House Bill 306, which would prohibit facility fees on certain routine health care services, including preventive care, vaccinations, and telehealth, while preserving fees in inpatient, emergency, and some rural hospital settings. The sponsor and Health Care Authority said the bill is meant to reduce surprise billing, improve transparency, and lower costs for patients and premiums. The Hospital Association opposed the measure as a potential threat to hospital operations, while insurers, consumer advocates, and a private citizen supported it. Members asked about rural exemptions, which hospitals would be affected, uninsured patients, and whether premiums might fall. The committee approved HB 306 on a 5-0 vote. The committee then considered House Bill 166, which would create statewide standards for battery-charged electric fences with alarm systems for commercial properties. Supporters said the bill would reduce permitting delays, provide uniform rules, and help businesses deter property crime. There was little opposition, and members focused mainly on signage requirements and the bill’s limited application to commercial, not residential, fencing. HB 166 was passed on a 4-0 vote. Next, the committee took up a proposed tax credit for gun safes tied to safe storage of firearms. Supporters argued it would encourage compliance with safe-storage laws and help people afford secure storage, but members raised concerns about the size of the credit, possible administrative complications, and whether it should be handled in tax committee instead. The sponsor agreed to roll the bill and work with stakeholders rather than move it forward immediately. The committee also heard Senate Bill 100, a committee substitute clarifying the definition of “dwelling” for burglary and aggravated burglary after a Supreme Court case involving a portal/porch area. Supporters, including law enforcement, business, and property-rights groups, said the bill would provide clarity and better reflect privacy expectations around enclosed spaces. The Public Defender and Criminal Defense Lawyers Association opposed it, arguing the law already distinguishes between trespass, attempted burglary, and burglary, and that the case was correctly handled under existing law. The committee passed SB 100 on a 6-0 vote. Finally, the committee considered House Bill 196 and House Bill 197, both governor’s bills increasing penalties for firearm-related offenses. HB 196 would raise the penalty for receiving a stolen firearm from a fourth-degree to a third-degree felony, and HB 197 would do the same for larceny of a firearm. Opponents argued higher penalties would not deter crime and could increase incarceration, while supporters from state police and the Chamber of Commerce said the bills target stolen guns that fuel violent crime. HB 196 was tabled on a 3-2 vote after debate over deterrence and the narrow scope of the offense. HB 197 was then heard separately, with no opposition testimony, and members discussed how the higher penalty would work in practice; the transcript ends before a final vote on HB 197 is shown.
NM
Transcript Highlights:
  • So combining rows 19 and 20, that's over $110 million just for the cost of insurance.
  • Over $110 million just for the cost of insurance in FY27.
  • parity, 80/20, as compared to insurance premium increases.
  • Chair, for your consideration is the insurance bill.
  • So they should be able to get the reduced student insurance levels there.
Summary: The committee first heard a detailed staff presentation on the LESC FY27 public school support recommendation. Staff reviewed the budget structure and explained that, despite a downward revision in state revenue estimates, the recommendation still relied on recurring and non-recurring revenue to support educator compensation, insurance, transportation, literacy, math, special education, and other school programs. Major recurring items included a 3% compensation increase, funding for an 80-20 health insurance cost share, insurance premium growth, and transportation adequacy funding. Staff also flagged a possible supplemental need of up to $35 million for virtual education tied to rapid enrollment growth in Chama and Santa Rosa, and members raised concerns about the quality, accountability, and funding model for virtual programs. Members asked questions about transportation for rural districts, the Martinez-Yazzie lawsuit fees, the treatment of enrollment declines in the school funding formula, and whether the word “average” in salary language should remain in the budget. Staff explained that the SEG should remain whole, that the insurance and transportation recommendations applied to all public school employees but not contractors, and that the budget included multiple math-related investments spread across several lines rather than one single appropriation. There was also discussion of out-of-school learning grants, school meals, literacy center operations, special education training, and the Public Education Reform Fund, including the use of multi-year, evaluation-based appropriations for high-impact tutoring and community schools. After discussion, the committee adopted the LESC budget recommendation. The committee then moved to endorsed legislation proposals. It endorsed a bill allowing the secretary to suspend an individual school board member, with notice and appeal procedures clarified, and a bill creating an 80-20 health insurance cost-share requirement for public school employees, along with a study of the sustainability of public school insurance programs. It also endorsed a bill on attendance provisions for students with severe medical conditions, which would keep those students from being classified as excessively absent. Finally, the committee discussed a teacher residency bill that would raise stipend levels, allow residents to complete service anywhere in New Mexico, and remove the requirement that sponsoring schools must hire them, though the bill did not include an appropriation. Members also raised questions about bilingual, Hispanic, and Black education funding, cultural and linguistic supports in teacher preparation, and where various programs should be placed in the budget or PERF framework.
HI

Hawaii 2025 Regular Session

CPC Public Hearing - Wed Feb 19, 2025 @ 2:00 PM HST

Consumer Protection & Commerce

Transcript Highlights:
  • If not, we'll move on to HB 544, relating to pet insurance.
  • Next up, DCCA Insurance Division with comments.
  • I'm Jerry Bump, Acting Insurance Commissioner.
  • </c> American pit Health Insurance American pit Health Insurance Association<00:25:14.039><c> um</c><
  • Moving on to HB 544 relating to pet insurance.
Keywords: 910, house, all
Summary: The committee heard testimony on several measures, beginning with HB 117 on condominiums. Testifiers were split: reserve-study professionals and the Community Associations Institute opposed tying reserve requirements to assessed value, arguing reserve studies should be based on actual components and costs and that the bill could lead to over- or under-collection. Condominium owners and advocates supported the bill, saying some associations are not completing reserve studies or are failing to provide audits and adequate funding, and urging stronger fiduciary accountability. A member later asked about compliance rates, and a witness said he was not aware of any association that had failed to do a reserve study, estimating compliance at well over 95 percent, likely close to 100 percent. The committee then took testimony on HB 544 on pet insurance, which drew support from the Attorney General’s office and the Insurance Division with comments about contract-impairment issues, as well as support from the North American Pet Health Insurance Association and the Hawaiian Humane Society. Testifiers said the bill would help consumers understand and use pet insurance as veterinary costs rise. HB 983 on certified public accountants also drew mostly support, with the Hawaii Society of CPAs and the Hawaii Association of Public Accountants offering conditional support and proposed amendments. Public accountants said the bill could help address a shortage of CPAs and expand pathways into the profession, while some speakers cautioned that the language needed clarification and that public accounting experience should be tied to CPA-firm work. An instructor from UH West Oahu said students cannot afford the extra credits currently required and would benefit from a more accessible pathway. The committee also heard HB 1050 on Title 24, with DCCA supporting the measure and no opposition or questions. The discussion then moved to HB 256 HD1 on environmental protection and incinerator emissions. The Department of Health offered comments, while Energy Justice Network and Climate Protectors Hawaii supported strengthening the bill, warning that it could weaken existing standards at H-Power unless amended to preserve stricter state rules and require modern pollution controls. A member questioned the Department of Health about H-Power’s permits and whether additional controls would be required if federal rules change; the department said permits are reviewed every five years and that the facility currently meets state and federal requirements, while EPA rules remain in a public comment process. Finally, the committee heard HB 1051 HD1 on energy efficiency portfolio standards, with support from the Consumer Advocate, State Energy Office, Climate Change Mitigation and Adaptation Commission, Public Utilities Commission, and Hawaii Energy. The committee then heard HB 350 HD1 on energy, where the State Energy Office supported the bill, Solar Ray Corporation offered conditional comments urging any new mandated water-heating technology to meet the same efficiency level as existing solar thermal systems, and the Kauai Climate Action Coalition testified in support. No votes or final committee actions were taken during the portion of the meeting provided.
MN

Minnesota 2025-2026 Regular Session

House Education Finance Committee 3/20/25

Education Finance

Transcript Highlights:
  • Having access to this insurance benefit.
  • I'm very grateful for the unemployment insurance for hourly workers.
  • Sorry about $30 million in the general fund for fiscal year 2026 for unemployment insurance aid.
  • And of course, when there's no school, I receive no income because of unemployment insurance.
  • The weeks when unemployment insurance.
Bills: HF1048 , HF1049 , HF745 , HF2210
MN

Minnesota 2025-2026 Regular Session

House Human Services Finance and Policy Committee 3/4/25

Human Services Finance and Policy

Transcript Highlights:
  • , uh, insurance taxes, how much it costs to have an executive director, things of that nature.
  • </c><00:13:32.120><c> uh</c> um building expenses insurances uh um building expenses insurances uh Insurance
  • What kind of insurance do they need?
  • In other words, a regular insurance company that pays for that exact same service—you know, they have
  • We saw a 13-year-old kid last year who came to the clinic and did not have any insurance.
Bills: HF1005
MN

Minnesota 2025-2026 Regular Session

House Education Finance Committee 2/18/25

Education Finance

Transcript Highlights:
  • </c> school because of unemployment insurance school because of unemployment insurance the<00:40:07.520
  • </c> professionals and unemployment insurance professionals and unemployment insurance for<00:42:07.240
  • I got used to lots of tears at the end of every school year because of unemployment insurance.
  • Training for paras and unemployment insurance for hourly school workers.
  • </c> training time and unemployment insurance training time and unemployment insurance have<01:37:49.920
Bills: HF6 , HF52 , HF53
CO

Colorado 2026 Regular Session

Colorado Senate 2026 Legislative Day 097 Apr 21st, 2026

Colorado Senate Floor Meeting

Transcript Highlights:
  • At the end of the day, insurance is pooling funds and pooling risk, and, you know, we may not need a
  • At the end of the day, insurance is pooling funds and pooling risk, and, you know, we may not need a
  • At the end of the day, insurance is pooling funds and pooling risk, and, you know, we may not need a
  • I think we lose sight of the basic principles of insurance that way.
  • </c> insurance that way. insurance that way.
Keywords: 981, all
LA
Transcript Highlights:
  • And we have an issue with car insurance rates in Louisiana.
  • I don't know about the insurance connection there.
  • So I don't know that it helps that much on the insurance side.
  • Insurance coverage of $750,000.
  • Because they don’t have the proper insurances, your insurance is going to have to cover the damage.”
Summary: The House Transportation Committee met on March 16 and first disposed of several local bills without controversy. House Bills 590, 679, and 873 were voluntarily deferred. HB 503, allowing certain utility terrain vehicles and golf carts in Golden Meadow, was amended and reported. HB 720, clarifying tacit dedication and public access to waterways and related access points, was reported favorably. HB 856, expanding indefinite delivery/indefinite quantity contracting authority for DOTD and the Office of Louisiana Highway Construction, was amended and reported. HB 487, increasing penalties for drivers who run red lights by using shoulders or turn lanes to pass stopped traffic, was amended and reported. HB 846, prohibiting obscured or covered license plates, was reported favorably. HB 733 and HB 875, both dealing with OMV reinstatement fees and lapses of insurance, were reported with amendments after discussion of audit findings and fee timing. HB 707, moving liquefied petroleum gas commission functions to Agriculture, was amended and reported. HB 693, creating legislator district signs, was amended and then voluntarily deferred. HB 777, requiring a driver's license renewal knowledge exam, was amended and voluntarily deferred for further work with the department. HB 746, concerning oversized trucking permits issued by local governments, was introduced but not advanced, with the author signaling a desire to work on the issue further rather than force a vote. Several bills drew extended debate over safety, enforcement, and government overreach. HB 309, which would have penalized pedestrians for looking at cell phones while crossing crosswalks, was amended from a criminal offense to a $25 civil fine but then voluntarily deferred after members raised concerns about enforceability, tourism, free will, and whether the bill targeted the right party. HB 695, requiring permits and QR-code documentation for consensual non-commercial towing of multiple connected vehicles, was heavily questioned over how it would work in practice, whether it applied to single or multiple vehicles, and how out-of-state travelers would know about the requirement; the committee asked the author to work with OMV and State Police and voluntarily returned the bill to the calendar. HB 868, removing the farm exemption from trailer safety-chain and attachment requirements after a fatal accident involving a trailer separation, was amended and reported despite concerns from members and the Agriculture Commissioner about impacts on older farm equipment and the need to preserve flexibility for agricultural operations. The committee also heard testimony from law enforcement, the auditor’s office, the Department of Transportation and Development, the Department of Agriculture and Forestry, and industry groups. Chiefs of police supported the red-light and license-plate bills as common-sense public safety measures, while the Legislative Auditor explained that the OMV fee bills were intended to align Louisiana’s reinstatement fees and grace periods more closely with other states and with audit recommendations. DOTD and the secretary supported the procurement bill as a tool to speed construction and maintenance work. Agriculture Commissioner Mike Strain supported the propane commission bill and urged caution on the farm trailer safety bill so that older and specialized equipment would not be unintentionally burdened.
AZ

Arizona 2026 Regular Session

02/18/2026 - House Appropriations

House Appropriations Committee of Reference

Transcript Highlights:
  • It's insurance, so it's complex, but that's what's going on.
  • With some of the other insurers. Additional questions? Thank you.
  • The key thing is they have about 8,000 firefighters in insurance.
  • That will drive the cost of the insurance down, ideally. What we want to have—I'm sorry, Mr.
  • You know, in my financial background and pensions and insurance, I do that all the time.
Summary: The committee heard several appropriations and policy bills, beginning with HB 263, which would appropriate $1.5 million to fund the Independent Correctional Oversight Office. Representative Blackman argued the office is needed to address serious problems in the Department of Corrections, including lawsuits, staffing shortages, injuries, and safety concerns, and said he was open to shifting existing dollars to cover the cost. A supportive witness from Justice Action Network said the funding would make the oversight office operational and is a small investment compared with the department’s overall budget. The bill received a do-pass recommendation on a 17-1 vote. The committee then considered HB 2993, as amended, which would let the Department of Public Safety spend money on legal services independent of the Attorney General and move $5 million from the Consumer Protection/Consumer Fraud Revolving Fund to the Gang and Immigration Intelligence Team Enforcement Mission Fund. Speaker Montenegro said the bill was intended to support law enforcement and shift resources toward frontline public safety work. The amendment changed the destination of the $5 million from the Peace Officers Training Fund to GITEM, and the bill passed 11-7. HB 2271 followed, dealing with firefighter cancer insurance reimbursement and rate deviations for insurers. Witnesses described it as a technical, unfinished consensus measure meant to bring fire districts into the existing cancer reimbursement structure without changing claim handling for firefighters. Members repeatedly noted more work was needed, but the bill still received a do-pass recommendation on a 16-1-1 vote. HB 2416 appropriated $20 million to DPS for local border support, including law enforcement positions, prosecution and detention costs, and equipment. Sheriffs and the Arizona Sheriffs Association testified in support, saying the funding has been used for drug interdiction, fentanyl seizures, and joint task forces, while opponents argued the money should go elsewhere. The bill passed 11-6-1. HB 2692, a procurement bill, would create or revise rules for construction delivery methods, including one-step competition and progressive design-build for federally funded public infrastructure projects. Construction and procurement stakeholders said it was a long-negotiated consensus measure, while some members worried about taxpayer risk and wanted more information; it passed 10-7-1. The committee also amended and passed HB 2478, which creates the Arizona Commission on Student Outcomes and funds it with Classroom Site Fund dollars to study K-12 accountability, standards, graduation requirements, early childhood education, and a possible trade pathways diploma. Supporters said Arizona needs a broader conversation about student outcomes and school accountability, while opponents questioned the funding source and whether the work should instead be done by existing education agencies. The amended bill passed 11-7. Finally, HB 4044 was introduced to create a Public Safety Parity Fund for DPS and Corrections salaries using proceeds from forfeited digital assets and interest from the Budget Stabilization Fund; the sponsor and a troopers association witness said it would help address long-standing pay parity and vacancy problems, but the transcript cuts off before any vote on that bill.
NM
Transcript Highlights:
  • The New Mexico County Insurance Authority is a self-insurance pool.
  • It is not an insurance company; it’s a self-insurance pool. So all of the dollars...
  • It is not an insurance company; it’s a self-insurance pool.
  • It was going to hurt the county and hurt not just our county, but all counties based on the insurance
  • The insurance pool has gone up over 100% in costs, and counties are now making tough... ...over 100%
Summary: The committee first heard Senate Bill 246, which would require licensure and inspections for massage therapy establishments. The sponsor and Regulation and Licensing Department said the bill is intended to close a gap in oversight, improve sanitation and public safety, and help address human trafficking and prostitution concerns. Supporters from the massage therapy profession and industry groups said establishment licensing would create accountability and protect legitimate practitioners, while AMTA took a neutral position but supported the rulemaking process. Several senators raised concerns about privacy, home-based businesses, and whether mobile or traveling therapists would be affected; the department said the bill would apply to establishments, not individual therapists, and that home inspections would be governed by rules. The committee voted 8-0 to give SB 246 a do pass recommendation. The committee then took up Senate Bill 300, an appropriation for CYFD computer hardware and software to improve compatibility with the national child welfare management system. The sponsor said the goal was to reduce delays and improve data sharing, especially in child welfare and ICWA-related cases. Members asked about the current system and how the funding would help, and the sponsor said the bill was aimed at better interoperability. The committee voted 8-0 to send SB 300 forward with a do pass recommendation. Finally, the committee considered Senate Bill 146, which would amend the New Mexico Civil Rights Act. The bill and committee substitute would align the legal standard more closely with federal deliberate indifference language, reduce damages caps, shorten the statute of limitations, require 90 days’ notice, and bar double recovery under both the Civil Rights Act and Tort Claims Act. Supporters, including county and city representatives, law enforcement, AFSCME, and risk management officials, argued the changes were needed to control rapidly rising claims costs and protect public budgets. Opponents from the ACLU, civil rights, poverty, immigrant, and LGBTQ advocacy groups said the bill would weaken accountability, reintroduce qualified immunity-like protections, and make it harder for people harmed by government actors to seek justice. After a failed motion to table and a 5-5 vote on the committee substitute, the bill remained in committee and did not advance.
KY
Transcript Highlights:
  • Next up: Senate Bill 162, an act relating to unemployment insurance. Good morning.
  • Senate Bill 162 is to address unemployment insurance fraud, and it requires referrals to the local law
  • unemployment insurance fraud and it<00:37:34.400><c> requires</c><00:37:34.920><c> referrals</c><00:
  • team then they are required to insurance team then they are required to refer<00:37:58.160><c> that<
  • </c><00:38:29.040><c> office</c> that the unemployment insurance office that the unemployment insurance
Summary: The committee first took up Senate Bill 1, which would create a Kentucky Film Office and a Kentucky Film Leadership Council to promote film production in the state. Sponsors said the bill is intended to expand Kentucky’s use of film tax incentives, improve marketing and infrastructure, and attract productions that could generate jobs, tourism, and broader economic development. They noted a committee substitute made two changes: adding a salary cap for the film office executive director and correcting a date. Members asked about whether the office should instead be housed in the Economic Development Cabinet, how Kentucky’s refundable credit compares with Georgia’s transferable credits, the bill’s obscenity language, the size of the current incentive cap, and whether there should be reporting on the program’s results. Supporters cited a University of Louisville study estimating about $200 million in industry revenue in 2022 and argued the state is not fully using existing credits; an outside witness, Andrew McNeel, opposed the bill, calling the incentives subsidies, warning that Georgia’s uncapped program could lead to pressure to raise Kentucky’s cap, and arguing the bill could subsidize films with little lasting local benefit. After debate, the committee adopted the substitute and passed Senate Bill 1 as amended by House Committee Substitute 1 with an expression of opinion that it should pass. Several members explained their votes, including concerns about transparency, local hiring, and the need for further review. The committee then moved on to Senate Bill 76, which would raise the threshold for a retainage/escrow requirement in certain real estate improvement contracts from $500,000 to $2 million. The sponsor said the change is meant to reflect construction cost inflation since the statute was enacted in 1990. The transcript indicates a motion and second were made, but the discussion was cut off before any final action on the bill is shown. Finally, the committee heard Senate Bill 162, a simplified bill on unemployment insurance fraud. The sponsor said it would require suspected fraud to be referred to the appropriate state or federal law enforcement authorities, including the Justice and Public Safety Cabinet, county or Commonwealth’s attorneys, and, where applicable, the U.S. Department of Justice, to create a clearer process and accountability. The transcript ends during the presentation, before any vote or committee action on SB 162 is recorded.