Video & Transcript Research : 'cost of borrowing'

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AL

Alabama 2025 Regular Session

Alabama Senate Finance and Taxation Education Committee Apr 23rd, 2025

Finance and Taxation Education

Transcript Highlights:
  • Through traveling the state, I've talked to a lot of chicken I've talked to a lot of chicken growers,
  • I see two different sides of this coin, and I want to understand the scope and magnitude of it by talking
  • And basically, what we're... of these.
  • And before we move on, a large part of the amendment comes from the commission on evaluation of services
  • An increase in terms of... an increase in terms of the loan amount or no loan amount remains the same
TX

Texas 89th Regular

Higher Education Apr 15th, 2025

Higher Education

Transcript Highlights:
  • we don't have a clear idea of the number of sites, the types of healthcare or settings where these clinical
  • Department of Defense, U.S. Department of Energy, U.S.
  • And of course, the benefit of Reese is every time.
  • Established in 1997, after the closure of... of Reese Air Force Base as part of the base realignment
  • Between the cost of paying for an advanced degree and having. lower salaries than our clinical partners
AL

Alabama 2025 Regular Session

Alabama Senate Judiciary Committee Feb 19th, 2025

Judiciary

Transcript Highlights:
  • while in custody of the Department of Corrections, the age of the individual at the time the motion
  • from the... side of the equation, but rather from the practice of law.
  • Some kind of unsanctioned fighting or some kind of...
  • Okay, point of order.
  • I was chair of education, and of course, this is my past too, a lot of things have changed since 2010
OK

Oklahoma 2026 Regular Session

Business and Insurance 2ND REVISED Apr 23rd, 2026 at 09:30 am

Business and Insurance

Transcript Highlights:
  • Is there any concern of the impact of the demographic of what you just described of lower price products
  • Is there any concern of the impact of the demographic of what you just described of lower price products
  • Do we know about what the cost of this is like?
  • of the insurance carri having to to take on more costs for those what I would tell you is we have worked
  • This is one of the top issues of affordability.
OK

Oklahoma 2026 Regular Session

Business and Insurance 2ND REVISED Apr 23rd, 2026

Business and Insurance

Transcript Highlights:
  • of a lot of people.
  • Do we know about what the cost of this? Hart. Thank you, Mr. Chairman.
  • Do we know about what the cost of this is?
  • It goes really to the heart of what we believe in the meaning of the sacredness of human life.
  • You do run the risk of the insurance carrier having to take on more cost for those.
Summary: The Business and Insurance Committee first handled a series of executive nominations, including appointments or reappointments to the Oklahoma Securities Commission, Real Estate Commission, State Athletic Commission, Accountancy Board, Commission on Consumer Credit, Uniform Building Code Commission, Abstractors Board, Used Motor Vehicle Dismantler and Manufactured Housing Commission, and State Banking Board. Most nominees briefly addressed the committee, and the nominations were advanced by unanimous or near-unanimous votes. One HB 4488 was laid over at the start of the meeting. The committee then considered several bills. HB 4322, which would remove a dual-licensure requirement for funeral directors and embalmers, drew questions about consumer protection and body care procedures and passed 6-3. HB 4202, changing workers’ compensation fee schedule treatment for radiology, passed unanimously. HB 4203, directing the Uniform Building Code Commission to explore guidelines for single-exit configurations in certain buildings up to four stories, passed 7-2 after concerns were raised about fire safety. HB 4457, dealing with specialty pharmacies, pharmacy benefit managers, and access to specialty medications, passed unanimously. Members also debated HB 3983, which would move Oklahoma’s moist smokeless tobacco tax to a weight-based system; supporters argued it would improve fairness and revenue stability, while opponents said it would raise taxes on some products and lacked consumer protections. It passed 6-3. HB 3660, authorizing natural organic reduction as an additional end-of-life option, prompted a lengthy debate over dignity, religious concerns, and consumer choice; it passed 5-4. HB 3802, prohibiting auto insurers from raising premiums solely because a spouse died, passed unanimously. HB 2933, a consumer protection insurance bill, passed 9-0 after extensive discussion of claims handling and insurer accountability. Additional insurance and regulatory measures—HB 2955, HB 2956, HB 3781, HB 3521, HB 3796, HB 3794, and HB 3800—were also advanced, most with little or no opposition. The chair closed by noting all executive nominations and legislation had been cleared from the committee for the year.
OK

Oklahoma 2026 Regular Session

Senate Legislative Session May 14th, 2026 at 08:00 am

Oklahoma Senate Floor Meeting

Transcript Highlights:
  • And the House has been notified of the suspension of joint rules as required by paragraph B of joint
  • of that.'
  • Where we ended up was a physical cost of 1.1 million, which was agreed to by everyone.
  • Corrections to be able to do this, that there's going to be some sort of cost or expense for those 90%
  • of their.
KY
Transcript Highlights:
  • > the leading edge of the government of the leading edge of the government of the government<00:03
  • The actions of of our in need.
  • cost concerns. cost concerns.
  • Uh, we anticipate an increase in the cost of those exams, and we have more employees that require this
  • What is the total cost of that annually? >> Currently, we're spending about $110,000 per year.
Summary: The House Budget Review Subcommittee on Transportation met without a quorum at first, then later approved the minutes once quorum was established. The committee heard presentations from Transportation Cabinet officials Mike Hancock, Jeremy Slinker, and Sean McCarnieran on maintenance, vehicle regulation, general administration, highways, and related capital projects. Hancock emphasized that maintenance is the cabinet’s most visible public service, especially for snow and ice removal and routine roadway upkeep, and said rising costs have outpaced funding. He cited a 61% increase in highway construction costs since 2020 and said maintenance spending was $488 million in FY 2024 and $511 million in FY 2025, while the FY 2026 baseline request was $483.3 million. The cabinet’s additional maintenance request would add $23.6 million in FY 2027 and $38.6 million in FY 2028, with expected impacts on litter pickup, mowing, vegetation management, and pothole repair if not funded. The cabinet also outlined five maintenance-related capital projects: additional funding for Ballard County maintenance/salt storage, Hopkins County maintenance/salt storage, Whitley County maintenance/salt structure, and the District 2 office and materials lab, plus reauthorization of the Breckinridge County maintenance and salt facility. Hancock also asked for budget language allowing the cabinet to use unexpected restricted and federal funds more quickly, similar to existing authority for federal earmarks. McCarnieran described the governor’s inclusion of funding for the ASHTOWare system, employee health exams, priority IT projects, and a District 7 office renovation request, noting that some items were not funded because they ranked low among competing projects. He also said the governor’s budget included a $7.5 million annual maintenance pool for the cabinet’s 1,200 facilities and requested additional restricted fund authority for Trimark and the Cumberland Gap Tunnel. Slinker focused on the Department of Vehicle Regulation, saying recent investments in staffing and equipment had reduced wait times and improved customer service in driver licensing offices. He requested $535,600 to keep temporary contract workers in place for the rest of the year, warning that without it regional office operations would have to be reduced. He said the surge in demand was driven by new 15-year-old licensing requirements, vision testing, and Real ID implementation, but believed the volume was beginning to level out. He also outlined FY 2027 and FY 2028 plans totaling $20.38 million and $19.85 million, including six new regional offices and a shift away from temporary workers toward state positions. Additional requests included $106,000 for debt service on the new driver’s license modernization system and operating costs of $5 million in FY 2027 and $2.5 million in FY 2028 to support the transition from the old system. Members asked about the cabinet’s funding sources, and officials said the road fund is the primary source, supported by motor fuels tax, usage tax, driver-related receipts, and some restricted funds; they stressed that the requests were not for additional general fund dollars. Questions also covered employee health exam reimbursements, the annual Trimark/Cumberland Gap contract, and the District 7 renovation request. No votes were taken on the budget items during the meeting, beyond approval of the minutes.
KY

Kentucky 2026 Regular Session

House Legislative Session Day 2 (1-7-26)

Kentucky House Floor Meeting

Transcript Highlights:
  • beauty of the gospel and the hope of beauty of the gospel and the hope of God's<00:02:33.120>
  • is the orders of Next order of business is the orders of the<00:07:53.520> day.
  • House of Representative Citation of Achievement.
  • House of Representative Citation of Achievement.
  • We're in the order of business of introduction of new bills and resolutions. Clerk, please report.
Summary: The House convened with an invocation and the Pledge of Allegiance, then established a quorum with 98 members present. The chamber approved the journal from January 6, excused absent members, and suspended the rules to allow co-sponsorships and vote modifications. No committee reports, second readings, or orders of the day were needed. During announcements, a member invited colleagues to a Welcome Back to Frankfurt reception and the House adopted a citation honoring Michael Dean Hilton, with remarks noting his long career in Kentucky politics and lobbying. The House also adopted a citation recognizing Hank Parker. The clerk reported a large number of new filings, including House Bills 35 through 230 and several resolutions and constitutional amendments covering topics such as education, taxes, health care, firearms, housing, labor, elections, agriculture, public safety, and retirement systems. Among the measures introduced were bills on scholarship eligibility, respiratory care, retirement benefits, alcohol licensure, public notices, school curriculum, privacy protection, medical billing, housing, firearms-related issues, Medicaid expansion, cannabis, wage transparency, and healthcare price transparency. Resolutions included one recognizing election principles in Kentucky, one honoring victims of UPS Airlines Flight 2976 and responders, and others on political violence, memorial highways, law enforcement support, and ALS awareness. No substantive votes on legislation occurred beyond the citation adoptions and routine procedural approvals, and the House adjourned until 2:00 p.m. on Thursday, January 8, 2026.
NV
Transcript Highlights:
  • But I would say some of these would have a slightly increased cost, but some of them will help save money
  • But I would say some of these would have a slightly increased cost, but some of them will help save money
  • So it all depends on all those factors, and so that determination of what the cost of their education
  • So if it was first-dollar, then the waiver would just waive the costs of all of the mandatory costs for
  • As I understand it, the last-dollar provisions in AB 397 reduce the cost of current waiver mandates,
Bills: AB328, AB397
AL

Alabama 2025 Regular Session

Alabama House Military and Veterans Affairs Committee Apr 16th, 2025

Military and Veterans Affairs

Transcript Highlights:
  • the federal statute, what is in federal law, and transpose it to state legislation so that it's one of
  • Was that one of the issues for the folks that are non-voters you're talking about? Yes.
  • by the United States Department of General Affairs for such purposes.
  • I won't applaud them, but just remember the last couple of days I've been on phone calls with veterans
  • I've been a lot of emails. I call them and... Let me bring Senator Carly up to speed.
Bills: SB206, HB554, SB206
KY
Transcript Highlights:
  • Many of y'all are here to just let us kind of give us an update and stuff, so with no further ado I'll
  • We allocated about $600,000 in last budget to kind of fill some spots, and we just wanted to kind of
  • Then we brought on some of the folks here with us, some of the new hires that we brought on, that we
  • <00:02:36.920> the of the folks here with us some of the of the folks here with us some of
  • One of the new hires, matter of fact, that we have brought on in a support role is actually at one of
Summary: The Budget Review Subcommittee on Personnel, Public Retirement, and Finance, and Administrative Cabinet met for an informational update, with the new chair noting the committee does not vote on issues and is mainly reviewing implementation of budgeted items. The main presentation came from Scott Baker of the Finance Cabinet’s Office of Facility Development and Efficiency, who explained how the office has shifted experienced staff to lead Department of Parks projects and hired new staff to be trained into project management roles. He said the office is managing 146 ongoing parks projects and has moved from weekly to biweekly meetings as work has progressed. Baker said the budgeted staffing changes were intended to speed project delivery while maintaining expertise, since state project management also requires knowledge of procurement law and other Commonwealth-specific rules. He described the workload as heavy, with 15 project managers handling 1,149 active projects, including one western Kentucky manager overseeing 127 projects, and said the office is trying to add more staff and create new positions to improve recruiting. Members asked about staffing levels and workload, and Baker said the office is not overstaffed but is competing with a strong construction industry for talent. Committee members praised the office’s work on parks projects, noting campground and infrastructure needs at places like Lake Barkley and emphasizing prudent use of the large capital budgets approved in recent years. No votes were taken because the subcommittee lacked a quorum, as some members were in other committee meetings. The chair said the committee would continue to meet during session and interim periods and adjourned the meeting after the update.