Transcript Highlights:

• Laundering the proceeds of the crime runs the gamut, from cash, to gift cards, to wire transfers, to digital
• hey, my mom or... my dad or myself, was the victim of a pop-up ad on the internet where I went to a digital
• This rise in fraud through payment absence other digital tools is staggering and these platforms still

Keywords: Chinese Communist Party, retirement security, investment risks, SEC enforcement, Bipartisan action

Summary: The meeting primarily addressed concerns regarding the impact of the Chinese Communist Party (CCP) on American investments and the financial security of retirees. The chair discussed legislation aimed at ensuring the protection of American investors against the risks posed by Chinese companies. There was a consensus among the members regarding the necessity to enforce existing policies that require compliance from foreign companies wishing to trade on American exchanges. The discussion included testimony from various stakeholders highlighting the urgent need to limit exposure to the CCP in retirement portfolios. Additionally, there were calls for increased accountability of regulatory bodies such as the SEC to better shield American investors from potential loss.

Transcript Highlights:

• indicating an payroll tax notice indicating an immediate<00:14:50.600> double<00:14:51.279> digit
• c><00:14:51.639> increase<00:14:52.000> in<00:14:52.120> the immediate double digit
• increase in the immediate double digit increase in the base<00:14:52.519> tax<00:14:52.759>

Keywords: 1183, house

Transcript Highlights:

• So I met with our CIA, Warren Sponholz, and we talked a little bit about the Florida Digital Service.
• Warren Sponholz and we talked a little bit about the Florida Digital Service, and one of the most important
• Recent initiatives such as cashless payment options, digital ticket promotions, and strategic partnerships

Summary: The subcommittee met to review agency travel, budget reduction exercises, and member reports from agency meetings. Early discussion focused on the Department of Management Services (DMS), where members questioned the cost of travel for four out-of-state data/cyber staff and the secretary’s absence. DMS defended the hires as highly specialized enterprise cybersecurity and data personnel, said the positions were lawfully paid and posted, and explained that the staff work on statewide data cataloging and cyber risk reduction rather than agency-by-agency systems. Members also raised concerns about fleet inventory discrepancies and requested follow-up information on hiring, travel, and data inventory timelines. The chair said she would consider travel guardrails and possible reductions, and noted that DMS, the Lottery, and the Florida Commission on Human Relations did not meet the requested reduction target, while the Public Employee Relations Commission did not submit reductions. The committee then heard from the Florida Lottery about the secretary’s trip to Paris for the World Lottery Convention. Lottery staff said the trip was reimbursed through the multi-state lottery organization and was intended to share best practices and improve operations, though members questioned the value of the travel and requested reimbursement records and the trip agenda. The subcommittee also reviewed agency reduction exercises from several agencies. The Department of Revenue exceeded its target and was praised for frugality; DFS, the Florida Gaming Control Commission, the Office of Financial Regulation, the Office of Insurance Regulation, the Public Service Commission, the Division of Administrative Hearings, and the Department of Business and Professional Regulation each described how they met or approached their reduction goals, often through vacancies, reversions, or expense cuts. OIR warned that further reductions could hurt insurance regulation capacity, while OFR and PSC said their reductions were based on historical reversions and lower post-COVID travel or vacancy levels. Members then reported back on agency meetings. DMS members raised fleet tracking, real property audits, salary studies, and health plan savings ideas, and asked for follow-up on the Florida PALM project, cybersecurity grants, and state IT modernization. DFS members said the agency was efficient and that its Palm-related work and insurance consumer programs were important. Lottery members emphasized the agency’s revenue generation for education and its low administrative overhead. Gaming Control members highlighted storage costs for seized gaming equipment and suggested technology-based alternatives. PERC members said a union-related law had doubled their workload and asked for more staffing and possible AI assistance. OIR members stressed the need for a Tampa satellite office and more resources to recruit and retain specialized staff. The chair closed by saying the committee would continue reviewing travel, staffing, and reductions with an eye toward taxpayer value and transparency.

Transcript Highlights:

• family pet choose where they find their family pet in<00:10:17.200> today's<00:10:17.640> digital
• age<00:10:18.600> Banning<00:10:19.040> pet<00:10:19.200> store in today's digital
• age Banning pet store in today's digital age Banning pet store sales<00:10:19.800> does<00:10

Keywords: Intro: 00:00 Attendance Roll Call: 00:31 Discussion of SB 122: 02:30 Roll Call Vote on SB 122: 26:47, 958, all

Summary: The Senate Agriculture Committee took up Senate Bill 122, a measure dealing with pet stores, breeders, and the scope of local regulation. The chair explained the bill was intended to balance private business rights with local control, and said he wanted to clarify definitions such as qualified breeder, local authority, and where fees and fines would go. He also said he would work on a floor amendment and noted concerns about whether the bill would allow localities to outright ban pet stores or instead only regulate them. The committee first adopted a committee substitute by motion and voice vote. Supporters of the bill, including representatives from Petland and an attorney who had worked on animal-related regulation in Ohio, argued that the bill would create statewide standards, protect responsible pet retailers from what they described as politically motivated local bans, and preserve consumer choice. They said local governments would still be able to inspect, require documentation, and enforce licensing, but not shut businesses down without due process. A senator from Campbell County asked whether the bill would interfere with strong local ordinances; supporters responded that the bill would set standards higher than USDA rules and still allow local regulation, while opposing local bans. Opposition came from the Kentucky League of Cities and representatives of Kentucky animal care and control agencies. KLC said local decisions should remain at the local level and noted that several cities and one county already had ordinances that could be affected; it also said the bill was opposed by its board and might overlap with pending litigation. Animal control representatives said the bill did not clearly define breeder verification or enforcement responsibility, could restrict local authority, and did not address animal care conditions or consumer transparency. After questions and debate, the committee voted on the bill; the roll call ended in a 5-5 tie, and Senate Bill 122 failed to pass out of committee.

Transcript Highlights:

• throttled down the size and scope of these banks, and that banks eligible under the bill cannot have assets
• throttled down the size and scope of these banks, and that banks eligible under the bill cannot have assets
• He explained that banks eligible under the bill cannot have assets of more than $2 billion, and that
• homelessness prevention aid and a Lee bill that we were trying to get to last week on sales tax for digital

Bills: HF331, HF916

Keywords: school supplies, sales tax exemption, use tax, sales and use tax, back-to-school, classroom supplies, education tax relief, tax holiday, retail exemption, Minnesota sales tax, school materials, binders, calculators, notebooks, pencils, backpacks, book bags, local tax revenue, taxable sales base, income tax

Transcript Highlights:

• 29.160> of She says the amendment would clarify legal standards in proceedings such as civil asset
• proceedings<00:06:00.160> such<00:06:00.319> as<00:06:00.479> civil<00:06:00.759> asset
• Historical cases where this principle was challenged include civil asset forfeiture nationwide.
• If we did make it digital, it would probably need to be handled a little bit differently, so it would

Keywords: 928, house, all

Summary: The House Judiciary Committee opened with a hearing on CACR 7, a proposed constitutional amendment to explicitly state that defendants are innocent until proven guilty in all cases and suits brought by the state. The prime sponsor argued the amendment would strengthen due process, prevent government overreach, and extend the presumption of innocence beyond criminal cases into civil and administrative matters such as forfeiture and family court proceedings. In testimony and questioning, the sponsor cited New Hampshire constitutional provisions, historical examples, and concerns about courts shifting burdens onto individuals. Committee members raised questions about the amendment’s wording, its relationship to existing law, and whether it would have practical effect if current statutes already place the burden on the state. The hearing was then closed without further witnesses. The committee next moved to executive session on House Bill 480, which establishes a procedure for restoring competency and creates a pilot forensic liaison position in Merrimack or Strafford County to assist with that process. After discussion about prior concerns, including an email from the Disabilities Rights Center and whether enough members were present, the committee voted to adopt Amendment 2025-61H and then voted ought to pass as amended. The amendment passed unanimously, and the bill passed on a 10-1 roll call, with Representative Andrew voting no. The chair noted the bill would not go on consent and that no minority report was planned. Finally, the committee opened a hearing on House Bill 666-FN, which would add restitution for violations of library-use confidentiality and expressly include library cards and membership status among confidential records. The sponsor said the bill was intended to strengthen privacy protections after a local dispute and to provide a remedy and deterrent for improper disclosure. Committee questions focused on whether the restitution penalty would apply to accidental disclosures, how the bill interacts with existing exceptions such as court orders or investigations, and whether the language was consistent with current confidentiality law. The hearing remained open at the end of the transcript.

Transcript Highlights:

• climate mandates and protecting ratepayers by ensuring they aren't left on the hook for stranded assets
• the most expensive solution that could lead to higher costs in the future if pipes become stranded assets
• And five, to ensure that our children don’t get stuck with the bill of all the stranded assets if the
• as long-lived assets.
• Including in several environmental justice communities, could create costly stranded assets.

Keywords: 995, all

Summary: The committee heard testimony on two related issues: gas utilities’ climate compliance plans filed with the Department of Public Utilities and the recent DPU orders reforming the Gas System Enhancement Program (GSEP). Chair Creem and other senators emphasized that Massachusetts must reduce gas use, shrink the gas distribution footprint, and move customers to alternatives such as heat pumps, network geothermal, and non-gas pipeline alternatives (NPAs). DPU Chair Jamie Van Nostrand said the new GSEP orders lower the annual revenue cap from 3.0% to 2.5%, phase it down toward 1.5%, eliminate carrying charges, require more rigorous risk prioritization, and push utilities to consider advanced leak technology, relining, repairs, and NPAs. He also described the climate compliance plans as the start of a longer process covering decommissioning, stranded costs, line extension allowances, integrated energy planning, and targeted electrification demonstrations. Senators pressed the DPU and utility witnesses on the lack of specificity in the climate compliance plans, especially the absence of numeric goals for gas usage reduction, customer conversions, and near-term deployment of NPAs. Utility representatives from Eversource and National Grid said their plans include NPA frameworks, integrated energy planning, targeted electrification pilots, network geothermal, and workforce transition efforts, but argued that implementation takes time, requires customer participation, and depends on coordination with electric utilities and communities. They said some NPA and electrification projects are being evaluated now, while larger-scale deployment is expected later in the decade. Senators also raised concerns about line extension allowances, with utilities explaining that new customers may be charged based on whether existing ratepayers would otherwise be harmed, while National Grid said it has begun increasing customer contributions to send stronger price signals. Attorney General Mary Gardner supported the DPU’s GSEP reforms and said the office favors eventually stepping the GSEP cap down to zero by 2030, with repair and replacement costs recovered in base rate cases instead. She argued that the utilities’ plans still rely too heavily on business-as-usual approaches, do not adequately quantify scope 3 emissions, and leave unresolved questions about the obligation to serve and the future of line extension allowances. Advocacy witnesses from the Conservation Law Foundation and Acadia Center were more critical, saying the plans lack the detailed modeling, targets, and transparency needed to show how the utilities will help meet the Commonwealth’s heating and cooling sublimits and broader climate goals. No votes were taken; the hearing consisted of testimony and questioning.

Transcript Highlights:

• And the YMCA in our state is a vital partner and a strong community asset that many of us enjoy.
• People were talking about what's important, and it's a great community asset in Fayette County.
• And just want to take a few minutes and recognize how much we appreciate the volunteerism and the asset
• People were talking about what's important, and it's a great community asset in Fayette County.
• And just want to take a few minutes and recognize how much we appreciate the volunteerism and the asset

Keywords: 958, all

Summary: The Senate convened with prayer and the pledge, called the roll, excused absent members, and approved the prior day’s journal. The chamber then received House messages noting passage of House Bills 1, 422, 568, and 627, and heard second-reading reports for several measures, including bills on the state dog breed, mortgage loan income limits, virtual currency kiosks, agriculture, and Dolly Parton’s Imagination Library. Committee reports also advanced a number of bills from Appropriations and Revenue, Health and Services, Natural Resources and Energy, and State and Local Government, with many sent to the Rules Committee for further action. New bills and resolutions were introduced, including measures on transportation, tobacco/nicotine/vapor products, Public Schools Week, and honoring Joseph H. Mattingley Jr.; the Rules Committee later posted several bills for the next day and committee referrals were announced. The Senate then took up Senate Bill 98, relating to welding safety. The sponsor explained that the bill requires inspections by American Welding Society-certified personnel on certain projects where those standards apply, citing a prior school structure collapse in Kentucky as the public-safety rationale. After debate, the bill passed by a vote of 33-4. The chamber next considered Senate Bill 122, which updates alternative sentencing law to allow judges to consider caregiving responsibilities when sentencing defendants. A floor amendment, developed with input from judges, broadened and clarified the caretaker definition and moved the language into the existing sentencing statute while preserving judicial discretion. Supporters said the bill is intended to help keep families together without mandating probation or reducing penalties; after the amendment was adopted, the bill passed 35-2. Later, the Senate adopted Senate Resolution 57 honoring Father Patrick McDow on his ordination, and Senate Resolution 60 was read in full to honor the YMCA on its 175th anniversary in the United States, highlighting the organization’s history and Kentucky service. Members also announced upcoming committee meetings, including a special Health Services Committee meeting on artificial intelligence in rural health, and other committee schedules. The session concluded with the Senate in recess for committee meetings and then returning to report additional committee referrals and announcements.

Transcript Highlights:

• when majority of the others are single digits.
• the double digits when majority of<00:27:29.279> the<00:27:29.360> others<00:27:29.600
• > are<00:27:29.840> single<00:27:30.159> digits.
• <00:27:30.880> Um<00:27:31.200> you of the others are single digits.
• Um you of the others are single digits.

Keywords: 958, all

Summary: The committee approved the October 22, 2025 minutes and then heard a presentation from the Child Fatality and Near Fatality External Review Panel on accidental ingestion of illegal drug products by children. Panel members said pediatric ingestions have become the most common case type they review, with the highest-risk children ages one to four, and that fatal cases have increased in recent years. They reported that the substances most often involved are fentanyl, cannabinoids including THC products, methamphetamine, and increasingly xylazine; they also noted a decline in buprenorphine-related ingestions, which they viewed as a positive trend. The panel used several case examples to highlight recurring problems in investigations and medical response, including delayed DCBS involvement, failure to administer Narcan, inadequate drug testing, lack of child abuse team involvement, and limited or absent law enforcement investigation. They said law enforcement issues are especially common in pediatric ingestion cases and are concentrated in Jefferson County and the Bluegrass/KIPA regions. One example involved a one-year-old who died from fentanyl and Benadryl intoxication; another involved a two-year-old who died after ingesting multiple substances; and a third involved a four-year-old with near-fatal THC gummy ingestion where delayed treatment worsened the child’s condition. They also described a 10-month-old THC ingestion case that resulted in a criminal abuse conviction, which they presented as an example without missed investigative opportunities. Committee members discussed possible policy responses, including creating a more specific criminal child abuse offense or clarifying existing abuse and neglect definitions to cover unsafe access to illegal drugs, while preserving room for true accidents and prescribed medications. Members also raised the need for statewide standardization in reporting, investigation, and medical response, and suggested the panel should be able to call in agencies such as law enforcement, DCBS, judges, and hospitals for closed-session review of selected cases. The panel chair said they were already pursuing meetings with LMPD and would provide Jefferson County-specific breakdowns, and members expressed interest in additional data and agency follow-up before considering legislation.

Transcript Highlights:

• they're there's so many of them now they're using<01:33:46.520> hexadimal<01:33:47.520> digits
• One of the simpler ones is I had a car where the digital odometer maxed out at 300,000 miles.
• a car where of the simpler ones is I had a car where the<01:35:55.840> uh<01:35:56.000> digital
• > odometer<01:35:57.040> maxed<01:35:57.440> out<01:35:57.760> at the uh digital
• odometer maxed out at the uh digital odometer maxed out at 300,000<01:35:58.880> mi.

Keywords: 1191, senate, all

Transcript Highlights:

• budgetary side, including $5.1 million in fiscal year 2026-27 and $1.8 million in 2028-29 to meet federal digital
• 01:19:45.560> meet<01:19:45.920> some<01:19:46.199> federal<01:19:46.679> digital
• 29 to meet some federal digital 29 to meet some federal digital accessibility<01:19:48.320> requirements
• This change is just to allow us to better comply with updated legal and digital accessibility requirements
• The change is just to allow us to better comply with updated legal and digital accessibility requirements

Bills: HF2233, HF1524, HF1893, HF1396, HF2456, HF2959, HF2300, HF2412, HF3022, HF2825, HF1862, HF1373, HF1039, HF3070

Keywords: Uniform Special Deposits Act, special deposit, banking law, financial institutions, escrow, escrow account, trust account, security deposit, beneficiary, depositor, creditor process, garnishment, attachment, levy, setoff, recoupment, financial market infrastructure, retirement benefits, compensation, earnest money

Transcript Highlights:

• When you're creating a new liability, you want to have assets to back that up.
• And to have the pension system be the most fair, you actually want to track the contribution of assets
• Pension policy, you want to match assets with liabilities.
• When you're creating a new liability, you want to have assets to back that up.
• The Senator Rasmusson's point about balancing liabilities with assets on this.

Keywords: 918, senate, all

Summary: The commission first approved the minutes and then took up several pension omnibus items. Representative Rapinski’s item, related to an I-RAP issue, was moved ahead of the agenda and passed without further information after members noted the State Board of Investment and Minnesota State had not identified additional facts; the bill, as previously amended, was recommended for inclusion in the 2026 Pension Omnibus Bill. The committee also corrected a procedural issue on Senator Gustafson’s bill, SF 3897/HF 3703, after realizing an amendment referenced earlier belonged to a different bill; the motion was restated without the amendment reference and the bill was then recommended to pass and be incorporated into the omnibus bill. The main policy discussion centered on SF 3897/HF 3703, which would change how terminating firefighter relief association plans value benefits for firefighters under age 50. Senator Gustafson said the current statute can unfairly reduce benefits by requiring present-value discounting and that the bill would instead allow benefits to be based on accrued benefit under the plan formula, while still leaving relief associations flexibility to use present value if they choose. Staff confirmed the bill applies only to relief associations under chapter 424B, not PERA or the statewide plan. Senator Rasmussen raised concerns about consistency between SVF and non-SVF reliefs and about differing treatment on termination; the bill author acknowledged the difference. The committee ultimately voted to recommend the bill for inclusion in the omnibus pension bill. The final major item was House File 4162, as amended by an A1 amendment, which requires employers of reemployed annuitants in TRA to make employer contributions during reemployment, including Minnesota State Colleges and Universities employees covered under section 354.445. Representative O’Driscoll argued the bill would direct existing education-formula pension dollars to TRA, prevent districts from using those funds elsewhere when retirees are rehired, and keep the employee neutral because the annuitant’s benefit would not change. Supporters said the measure would help pension funding and address situations where districts rehire retired teachers, often in hard-to-fill specialties. Opponents, including Senator Rasmusson, questioned the added cost to school districts, citing an estimated $5.385 million in annual TRA revenue from the change and warning it could reduce districts’ ability to hire or retain staff. After discussion, the committee had not yet taken final action on this item in the portion of the meeting provided.

Transcript Highlights:

• How do you have better sight of where your assets are when you're out in a search and rescue mission?
• But that's really One, which is in relation to an asset tracker.
• How do you have better sight of where your assets are when you're out in a search and rescue mission?
• So more than double in assets over this 10-year period.
• So just looking at a 10-year period, you can see we started out with our assets were about 35 million

Keywords: 908, all

Summary: The committee first reviewed the 2024-25 tuition waiver report for the North Dakota University System. Staff explained that waivers were reported for degree-seeking students and broken out by residency, institution, and waiver type. Members asked about partial versus full waivers, institutional discretion, athletic waivers, and whether campuses have published guardrails or transparency requirements. Staff said most waivers are set by institutions, with some statutory and board-required categories, and that athletic waivers are a small share of total waiver dollars. The report showed total gross tuition of $354.5 million, tuition waived of $38.9 million, and 11,193 of 42,040 students receiving some waiver. Members also discussed how waivers affect net tuition revenue, housing and food collections, and whether campuses are using waivers strategically compared with scholarships and other funding sources. The committee then heard a presentation on tuition rates by campus and State Board policy. Staff explained the board’s tuition factors for resident, Minnesota reciprocity, contiguous-state/U.S. nonresident, and international students, and noted that campuses often seek exceptions based on program-specific competition and enrollment goals. Members asked whether rates are based on cost or competition, and staff said campuses typically bring forward estimates and market comparisons when requesting special rates. The presentation also reviewed general fund appropriations versus net tuition revenue by campus, and members discussed how local tuition decisions and waivers do not directly affect the state funding formula, though they do affect institutional revenue and reserves. Questions were also raised about the Higher Learning Commission’s financial composite indicator and how it differs from the more intuitive reserve and revenue figures. The committee next received a broad overview of non-higher-education entities affiliated with the State Board of Higher Education, beginning with NDSU agriculture-related units. Dr. Greg Lardy described the State Board of Agricultural Research and Education, the NDSU Extension Service, the Agricultural Experiment Station, and the branch research centers, emphasizing their statewide role in crop and livestock research, extension education, and county-based outreach. He outlined funding mixes for extension, the experiment station, and branch stations, noting that grants and contracts support both research and education, while the agronomy seed farm is self-funded through seed sales. Members asked about the new and vacant FTE pool, R1 research status, matching requirements for grants, and whether state appropriations count toward research expenditures. Dr. Lardy also highlighted major research impacts, including crop varieties, virtual fencing, AI-assisted weed control, and NDAWN weather data. The Northern Crops Institute and the Upper Great Plains Transportation Institute also presented. NCI described its role in market development, technical services, and education for regional agriculture, its governance through the Northern Crops Council, and its funding from state appropriations, other states, and earned revenue. Members asked about the source of out-of-state funding, intellectual property, and the institute’s international reach. UGPTI then outlined its transportation research, federal and state funding structure, and work on road and bridge condition assessments, travel demand modeling, and workforce training. No votes were taken during the portion of the meeting reflected in the transcript.

Transcript Highlights:

• for the Kentucky State University Shanti Hall renovation in the amount of $7,680,000 using 242626 asset
• project will also take the opportunity for minor expansion allowed under the guidelines of the 2426 asset
• for the Kentucky State University Shanti Hall renovation in the amount of $7,680,000 using 242626 asset
• for the Kentucky State University Shanti Hall renovation in the amount of $7,680,000 using 242626 asset
• and any potential lead assets.

Keywords: 958, all

Summary: The committee first received several information items, including University of Kentucky reports on medical and research equipment purchases, five school districts’ planned bond issues, and a School Facilities Construction Commission list of prior debt issues. Members then heard and approved an appropriation increase for a federally funded University of Kentucky project at the Central Kentucky Regional Airport in Richmond. The project will construct a terminal building and is tied to EKU’s airport operations and planned flight school; members asked about the public funding, the role of EKU, and possible aviation expansion, and the item was approved by roll call. The committee next approved a University of Kentucky lease purchase for an 85,000-square-foot facility at 415 West Sun Street in Morehead for $6.4 million. UK said the property, formerly the Rowan County Board of Education site, is directly across from UK St. Clair and will be used for multiple purposes; members questioned the quarterly payment structure and why the county preferred not to receive the full amount upfront, but the item was approved. The committee then heard three appropriation increases in the Tourism, Arts and Heritage Cabinet: a Fish and Wildlife pump project at Ballard Wildlife Management Area and two Lake Barkley State Resort Park repair projects. Finance staff explained the Lake Barkley increases were mainly to cover construction contingencies after bids came in close to available funding, and the committee approved the action items. Janice Thomas then presented four pool projects requiring no action: HVAC upgrades at the Future Farmers of America Leadership Training Center in Hardinsburg, geothermal and HVAC work at the Kentucky School for the Blind, a Brady Hall HVAC project at the Kentucky School for the Blind, and a renovation of Shanti Hall at Kentucky State University for the School of Engineering Technology. Members asked no substantive questions on those items. Finally, Natalie Broner presented a new CHFS lease in Wayne County and a Transportation Cabinet lease modification in Christian County. The Wayne County lease drew the most discussion, with members questioning the rent, the lack of other bids, and whether another county location might be preferable; CHFS said it maintains county-seat offices statewide and that the Wayne County site would replace an existing office. The Christian County item was described as a replacement site for driver licensing services with renovation costs largely absorbed by the lessor. Both lease items were presented for action after the discussion.

Transcript Highlights:

• Um, my guest here is Chris Nolan, representing the Guaranteed Asset Protection Alliance.
• then online I have Bill Gunnison, the Legislative and Regulatory Council with GAPA, the Guaranteed Asset
• >> Chris Nolan representing the Guaranteed >> Chris Nolan representing the Guaranteed Asset
• <00:20:19.919> And<00:20:20.080> then Asset Protection Alliance.
• And then Asset Protection Alliance.

Keywords: Meeting Start 00:00 Call to Order and Roll Call 00:09 Discussion SB 118 00:58 Vote SB 118 03:25 Discussion SB 153 04:39 Vote SB 153 17:48 Discussion SB 158 19:41 Vote SB 158 24:09, 958, all

Summary: The Senate Banking and Insurance Committee met for its first meeting of the 2026 session, called the roll, and welcomed new member Senator G. Gary Clemens. The committee first took up Senate Bill 118, which concerns credit property insurance and would codify existing practice in the Kentucky Revised Statutes. Sponsor Senator Brandon Storm explained that the bill clarifies the treatment of the product and, through a committee amendment, excludes GAP/vehicle protection products from its scope and aligns filing language with current law. The amendment was adopted, the bill passed with favorable expression, and the amendment was rolled into a committee substitute. The committee then heard Senate Bill 153, relating to the prevention of harmful and fraudulent practices. Senator Greg Elkins and witnesses from the Attorney General’s office, Kentucky Farm Bureau Insurance, and State Farm described the bill as a response to storm-chaser and contractor fraud after major weather events. They said the measure would codify current coordination between the Attorney General and the Department of Insurance, allow criminal enforcement in addition to civil actions, and formalize an emergency registration/placard system for out-of-state contractors and volunteer groups during disasters. Members asked about how the bill would affect homeowners who directly hire contractors and whether volunteer groups such as disaster relief organizations or Amish/Mennonite volunteers would be required to register; sponsors said direct hiring would not be affected and volunteers would be handled through a separate identification process. The committee substitute was adopted, the bill passed as amended, and members emphasized the need to protect homeowners from fraud and inflated costs. Finally, the committee considered Senate Bill 158, relating to vehicle financial protection. Senator Jason Howell and representatives of the Guaranteed Asset Protection Alliance explained that the bill modernizes and regulates GAP waivers and related consumer protection products, such as debt waiver and depreciation benefit agreements, while keeping them legal in Kentucky. Supporters said the bill would ensure providers are properly funded and bonded and would align Kentucky with other states. The bill passed with favorable expression, and the meeting ended on a note of bipartisan agreement on all three measures.

Transcript Highlights:

• . >> Chris Nolan, representing the Guaranteed Asset Protection Alliance.
• Uh, my name is Travis Moore, general counsel for the Guaranteed Asset Protection Alliance.
• the Moore, general counsel for the Moore, general counsel for the Guaranteed<00:01:44.960> Asset
• Guaranteed Asset Protection Alliance. Guaranteed Asset Protection Alliance.

Keywords: Meeting Start 00:00 Call to Order and Roll Call 00:16 Discussion SB 158 01:12 Vote SB 158 04:06 Discussion HB 794 05:20 Vote HB 794 08:20 Discussion SB 183 09:44 Vote SB 183 17:46, 958, all

Transcript Highlights:

• This legally separates the assets and liabilities of each participant from the sponsor’s general account
• This legally separates the assets and liabilities of each participant from the sponsor’s general account
• 15:13.120> legally<00:15:13.519> separates<00:15:13.920> the<00:15:14.160> assets
• <00:15:14.480> and This legally separates the assets and This legally separates the assets

Keywords: 927, senate, all

Transcript Highlights:

• If there's something we can do around the public good to be able to minimize that cost with this asset
• Similarly, if a debtor transfers an asset or incurs an obligation not for reasonably equivalent value
• Similarly, if a debtor transfers an asset or incurs an obligation not for reasonably equivalent value
• The idea is that if the assets are gone and nothing was received in exchange of reasonably equivalent
• uh protection trust where a part asset uh protection trust where a part of<00:38:21.040> the<

Keywords: 1191, senate, all

Transcript Highlights:

• They leave the country, whatever, and so you have somebody with zero assets.
• somebody<00:10:08.640> with<00:10:08.720> a<00:10:08.959> zero<00:10:09.680> assets
• c><00:10:10.240> to<00:10:10.880> can<00:10:11.040> you somebody with a zero assets
• to can you somebody with a zero assets to can you go<00:10:11.279> after<00:10:11.519> if<

Keywords: 1183, house

Summary: The committee heard House File 4867, a bill from Representative Lee to make changes to the Consumer Protection Restitution Account created the prior year to help victims of fraud. The Attorney General’s Office testified that the fund has already received more than $4.5 million and is beginning its first distributions, including payments to victims of the closure of Woodbury Dental. The office said the bill would remove the current $5 million annual deposit cap and establish a more equitable distribution formula so large claims would not exhaust the fund and prevent other victims from receiving restitution. Public testimony strongly supported the bill. A Woodbury Dental victim described paying $25,000 upfront, losing her dental work when the clinic abruptly closed, and having to start over with another dentist; she said reimbursement would help her recover from the loss. An AARP Minnesota representative also supported the measure as a cleanup bill that improves the new restitution program. Members asked about how the bill would handle large claims, whether the Attorney General could still pursue defendants for additional recovery, and whether restitution payments would be taxable. The Attorney General’s Office said it would continue collection efforts and reimburse the fund if later recoveries are made, and Representative Lee said the bill includes a provision making payments non-taxable. The chair then moved that House File 4867 be laid over, and the bill was laid over without a vote on passage.

Transcript Highlights:

• Um, tremendous asset to the community, and I appreciate the consideration on this, as he has been a great
• Um tremendous<00:03:49.200> asset<00:03:49.599> to<00:03:49.840> the<00:03:50.080
• <00:03:50.640> Um tremendous asset to the community.
• Um tremendous asset to the community.

Keywords: Judiciary, Division B - Room 409, 24 March, 2026; 9:00 A.M., 925, all

Summary: The committee considered several suffrage-restoration bills and two nominations. Senate Bill 3394 for Jerene Cummings was explained by Senator Turner Ford, who said Cummings was convicted of false pretense in 1997, has had no further trouble for nearly 30 years, and MDLC records showed no later encounters; the committee approved it. Senate Bill 3400 for Dennis Hopkins was presented by Senator Why, who described Hopkins as a long-time productive community member and church volunteer; it was also approved. Senate Bill 3402 for Cordiero Martin was reviewed in Senator Carter’s absence, with members noting his 2014 felony shoplifting conviction, later controlled-substance conviction while incarcerated, completion of sentence terms, and law-abiding conduct since release; it passed. Bills 3403 and 3404 for Teddy Null and Denise Null were presented by Senator Parks, who said both had completed their sentences, were discharged in 2017 and 2018, and operate a successful business; both were approved together. Senate Bill 3395 for Melvin Jackson and Senate Bill 3396 for Lawrence Daniels were also considered and approved after staff reviewed MDOC/NCIC materials and noted completion of sentence requirements and no outstanding issues. During the discussion of the Jackson and Daniels matters, committee staff noted that MDOC background packets and time sheets had been received, and one member raised a concern about unusual immigration-related entries and aliases appearing on the NCIC sheet associated with the Hopkins file. Staff clarified that the name on the sheet appeared to be different and suggested asking MDOC for clarification or having DPS run a report before the matter reached the floor, to ensure it was not the same person. The committee then moved on without taking further action on that issue during the meeting. At the end of the meeting, the committee considered two confirmations to the Crimestoppers Advisory Council. It recommended advising and consenting to the reappointment of Colonel William R. Bill Allen Jr. of Tupelo for a two-year term beginning July 1, 2025, and to the reappointment of David Jonathan Clayton of Petal to the Polygraph Examiner’s Board for a six-year term beginning October 7, 2025. Both nominations were approved by voice vote. The meeting concluded with a motion to rise and report.