Video & Transcript : 'insurance liability' :

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AL

Alabama 2025 Regular Session

Alabama House Ways and Means Education Committee Mar 19th, 2025

Ways and Means Education

Transcript Highlights:
  • our education employees do not have that our education employees do not have workers compensation insurance
  • Our workers compensation insurance. Our workers compensation insurance.
  • um you know of you know workforce um you know of you know workforce um you know changing you know insure
  • to or usher to changing you know insure to or usher to changing you know insure to or usher to insure
  • some some technical things like insure some some technical things like insure some some technical things
Bills: SB199 , HB142 , SB86 , HB152 , HB297 , SB1 , SB1
HI

Hawaii 2026 Regular Session

CPC Public Hearing - Tue Mar 31, 2026 @ 2:00 PM HST

Consumer Protection & Commerce

Transcript Highlights:
  • ><c> in</c> insurance because captive insurance in insurance because captive insurance in essence<00:
  • It's it's regulated self-insurance. self-insurance. self-insurance.
  • . liability. liability.
  • It simply requires insurers insurance.
  • </c> insurance agent to act. insurance agent to act.
Summary: The committee first heard HCR 168 and HR 158, which would create a temporary working group to study utility capacity, coastline infrastructure lifespan, and the costs of needed expansions. Public Utilities Commission staff said the commission was not the right entity to direct all of the work because it lacks authority over many affected agencies. Members discussed whether the study should be limited to a coastal area or broadened to the whole island, and in decision-making the committee amended the measure to focus on the County of Honolulu, correct references to the Public Utilities Commission, and revise the working group membership to include the PUC chair, legislative designees, and directors or designees from DLNR, DOT, HIEMA, and DCCA Consumer Advocacy. The committee then passed both resolutions with amendments; the vote was adopted unanimously, with some members excused. The committee next considered HCR 145 and HR 137, which would convene a working group on climate change impacts on insurance availability and affordability. The Insurance Division stood on its written comments, the Climate Change Mitigation and Adaptation Commission supported the intent, and the Attorney General opposed the measure, warning that a working group could create discoverable materials that might complicate the state’s climate litigation and noting a technical ambiguity in the reference to the Hawaii Hurricane Relief Fund administrator. After questions about discovery and the lawsuit, the committee amended the resolutions to replace the administrator reference with the chair of the Hawaii Hurricane Relief Fund Board of Directors, remove the Attorney General as convener while keeping the office as a member, and have the working group share findings and recommendations with the House CPC and Senate CPN committees instead of issuing a report. The committee passed the measures with amendments, with Rep. Martin voting with reservations. In the later agenda, the committee heard SB 2607, SD 1 on landscape architect licensure. The Board of Professional Engineers, Architects, Surveyors, and Landscape Architects supported the bill, explaining it modernizes licensure requirements to align with national standards and clarifies the profession’s design-focused role. The bill was discussed as distinguishing landscape architecture from groundskeeping and from civil engineering drainage work. No opposition was heard. The committee also heard SB 2031, SD 2 on consumer protection and price transparency for live ticket events and short-term lodging. The Office of Consumer Protection supported the bill, saying it largely mirrors an FTC rule requiring all-in pricing and would give the state enforcement authority and remedies. The Hawaii Financial Services Association opposed the bill as drafted and sought a limited exemption for credit card issuers relying on third-party hotel information, while the Hawaii Hotel Alliance supported the measure but asked for language deeming compliance with the federal rule sufficient for short-term lodging. Committee members questioned whether those proposed exemptions would conflict with federal law or weaken state enforcement, and the discussion focused on preemption, liability, and the value of state remedies such as restitution.
LA

Louisiana 2026 Regular Session

Municipal May 7th, 2026

Municipal

Transcript Highlights:
  • help out when the on-scene services work in a traffic crash, and it is informed to them that their insurance
  • This is transferred authority of insurance premium taxes with the City of St. George.
  • It defines insurance premium tax as a multiple license tax imposed on insurance based on premiums written
  • George will exclusively exercise their authority to levy insurance premium tax. The City of St.
  • George would exclusively exercise their authority to levy insurance premium taxes, collect insurance
Bills: SB348 , SB444 , SB485 , SB517 , HB87 , HB115 , HB162 , HB362 , HB368 , HB377 , HB431 , HB441 , HB466 , HB664 , HB741 , HB822 , HB990 , HB1243
Committee: Senate Municipal
Summary: The committee on local and municipal affairs met on May 7, 2026, approved the prior meeting minutes, and then took up a series of local bills. HB 362 creating the Regency Park Towns Townhomes Crime Prevention and Security District in Orleans Parish was reported favorably without objection. HB 822, dealing with nonprofit entities that hold appointments on boards and commissions while not in good standing with the Secretary of State, drew questions about whether it targeted a specific entity and about how long an entity should be out of good standing; the committee adopted an amendment changing the trigger to three consecutive years and then reported the bill as amended. A major portion of the meeting focused on HB 1243, which would give the Orleans Parish City Council more authority over the Sewer and Water Board. The sponsor, Council President J.P. Morrell, and Representative Hilfordy argued the bill would move New Orleans toward a more local, responsive public-works model and help address long-standing dysfunction. The Bureau of Governmental Research testified that it supported increased local control but urged a formal study or transition plan so the city would document the future governance structure. Despite those concerns, the committee adopted an amendment clarifying ownership of assets and then reported HB 1243 as amended. The committee also handled several St. George bills and other local measures. SB 348, allowing third-party administrative support for motor vehicle enforcement, and SB 444, granting expropriation authority for certain public projects, were reported favorably. SB 485, transferring insurance premium tax authority to the City of St. George, was initially amended but then reconsidered; the amendment was stripped and the bill was reported favorably. HB 990, concerning Jefferson Parish and unpaid water/sewer bills on multifamily properties, HB 466 on West Feliciana Parish property-tax rebates, HB 664 raising parish ordinance fines, HB 87 increasing per diem for a Livingston Parish gas utility district board, HB 115 abolishing the police chief for the Village of Edgefield, HB 741 creating emergency housing vouchers for human trafficking survivors, HB 377 removing civil-service pay restrictions for state examiners, HB 162 updating a crime prevention district fee, HB 368 raising fines for improper demolition of historic properties, and HB 441 returning Sewer and Water Board employees to city civil service were all reported favorably, most without objection. HB 431, requiring mayors to complete 16 hours of annual training, was amended to add continuing legal education and national conferences and then reported as amended. The committee adjourned after completing its agenda.
LA

Louisiana 2026 Regular Session

Municipal May 7th, 2026

Municipal

Transcript Highlights:
  • This is transferred authority of insurance premium taxes with the City of St. George. Mr.
  • Chairman, this transferred authority of insurance premium taxes with the City of St.
  • It defines insurance premium tax as a multiple license tax imposed on insurance based on premiums written
  • George will exclusively exercise their authority to levy insurance premium tax. The City of St.
  • George would exclusively exercise their authority to levy insurance premium taxes, collect insurance
Bills: SB348 , SB444 , SB485 , SB517 , HB87 , HB115 , HB162 , HB362 , HB368 , HB377 , HB431 , HB441 , HB466 , HB664 , HB741 , HB822 , HB990 , HB1243
Committee: Senate Municipal
Summary: The committee on Local and Municipal Affairs met on May 7, 2026 and approved the prior meeting minutes before taking up a series of local bills. Early action included HB 362, creating the Regency Park Towns Townhomes Crime Prevention and Security District in Orleans Parish, which was reported favorably. HB 822, dealing with nonprofit entities that hold appointments on boards and commissions while not in good standing with the Secretary of State, drew discussion about how long an entity must be out of compliance and whether notice should be required; the committee adopted an amendment changing the threshold to three consecutive years and then reported the bill as amended. A major portion of the meeting focused on HB 1243, which would shift more authority over the New Orleans Sewerage and Water Board to the Orleans Parish City Council. Supporters, including Representative Hilfriddy and Council President J.P. Morrell, argued the current structure is dysfunctional and unresponsive, and that local elected officials need authority to act more quickly. The Bureau of Governmental Research testified without taking a position on the bill itself but urged a formal transition plan or study committee so the city would have a clear governance path. Despite that concern, the committee adopted an amendment clarifying asset ownership and then reported HB 1243 as amended. The committee also handled several St. George bills. SB 348, allowing local law enforcement to contract for administrative support related to motor vehicle enforcement, was reported favorably. SB 444, granting St. George expropriation authority for certain public infrastructure projects, was also reported favorably. SB 485, concerning the city’s authority over insurance premium taxes, initially had amendments adopted but was then reconsidered; the amendments were stripped and the bill was reported favorably in its original form. HB 431, requiring mayors to complete annual continuing education, was amended to clarify approved training and then reported favorably. Other measures reported favorably included HB 990 on Jefferson Parish master water meters, HB 466 on West Feliciana Parish tax rebates tied to a data center project, HB 664 raising the maximum fine for parish ordinance violations, HB 87 increasing per diem for a Livingston Parish gas utility district board, HB 115 abolishing the police chief position in Edgefield, HB 741 creating emergency housing vouchers for human trafficking survivors, HB 377 removing civil service pay-plan restrictions for state examiners, HB 162 allowing a fee increase for the Jefferson Place/Bocage Crime Prevention District, HB 368 increasing fines for improper demolition of historic properties in New Orleans, and HB 441 returning New Orleans Sewerage and Water Board employees to city civil service. The committee adjourned after reporting the bills.
AZ

Arizona 2026 Regular Session

03/09/2026 - House Health & Human Services

Health & Human Services

Transcript Highlights:
  • Senate Bill 1165 prohibits a health insurer that issues, amends, delivers, or renews an insurance policy
  • About two years ago, I had a mammogram that came with my private insurance, as everybody gets.
  • But apparently it's not for private insurance.
  • Additionally, a referral agency must procure commercial general liability insurance and professional
  • liability insurance as specified.
AZ

Arizona 2026 Regular Session

01/27/2026 - House Commerce

Commerce

Transcript Highlights:
  • Fausto Burrell with the Department of Insurance and Financial Institutions. As Mr.
  • It did not grant relief from liability if you're in a ballpark and you get hit, because the key is...
  • They're not allowed access to the justice system because of an insurance company.
  • They're not allowed access to the justice system because of an insurance company.
  • Unemployment insurance provides stability for individuals, their families, and local communities.
Committee: House Commerce
WA

Washington 2025-2026 Regular Session

House Health Care & Wellness Jan 21st, 2026 at 01:30 pm

Health Care & Wellness

Transcript Highlights:
  • This bill does not micromanage or dictate what insurers do.
  • People pay their health insurance premiums so that their insurer will pay for their medical bills when
  • People pay their health insurance premiums so that their insurer will pay for their medical bills when
  • The choice is up to the insurers.
  • We're also concerned about a confusing liability framework.
TX

Texas 89th Regular

Human Services Apr 1st, 2025

Human Services

Transcript Highlights:
  • We do remove. excuse me, reduce liability insurance from $300,000 to $100,000 so they still have to have
  • insurance.
  • plan, or even adding a child to your own private insurance.
  • And work low income jobs that don't offer insurance.
  • Appropriations and insurance and stuff. Yes, that's right.
TX

Texas 89th Regular

Human Services Apr 1st, 2025

Human Services

Transcript Highlights:
  • discount programs in Medicaid the term usual and refers to the price a pharmacy would charge a patient insurance
  • Our team of pharmacists is available 24-7 to answer clinical questions and we accept most... insurance
  • RxPASS is not insurance. and is not a substitute for insurance, but as these results demonstrate it could
  • We don't want to insure people. Well, hell, they got to get access some.
WA

Washington 2025-2026 Regular Session

House Consumer Protection & Business Jan 14th, 2026 at 01:30 pm

Consumer Protection & Business

Transcript Highlights:
  • Would you have turned the situation over to your insurance? Would you have engaged an attorney?
  • Would you have turned the situation into your insurance company, for example?
  • It might be cheaper to just do that than submit a claim to my insurance company, which will raise my
  • But if you're turning it into your insurance company, it's probably pretty sizable, which means those
  • would require you to disclose that lawsuit to your insurance company as part of their coverage.
Bills: HB2229 , HB2274 , HB2294 , HB1269 , HB1078
KY
Transcript Highlights:
  • </c> the Department of Insurance. the Department of Insurance.
  • </c> commercial insurance. commercial insurance.
  • There is fraud in other lines of insurance and health insurance, but by far property insurance is the
  • insurers.
  • So, inflating costs simply to increase the claim payment damages puts upward pressure on liability insurance
Summary: The committee met with a quorum, approved the September 16 minutes, and then received an update from Insurance Commissioner Sharon Clark and staff on the Department of Insurance. Clark reviewed department activity, including growth in premium volume and licensing, consumer complaints and recoveries, and a rise in fraud referrals. She said the department has 66 open fraud cases and described common schemes such as staged auto accidents, inflated repair or cleanup charges, and roofing scams. She also said the department’s investigators often prepare strong cases but face reluctance from local prosecutors, especially in Fayette and Jefferson counties, to pursue them. Clark reported favorable workers’ compensation news, saying rates will decrease 9.7% next year for the 20th straight year. She contrasted that with a difficult property insurance market driven by storms, reinsurance costs, inflation, labor shortages, and litigation, but said Kentucky’s market remains relatively stable, citing the Kentucky Fair Plan’s small number of policies. She then warned of significant 2026 health insurance premium increases on the exchange: 16.1% for Molina, 23% for Anthem, and 37% for WCare, after CareSource withdrew. She said the rates were reviewed by actuaries and found fair, but that the biggest pressure point is the scheduled expiration of enhanced premium tax credits, which she said could leave about 90% of exchange enrollees facing a compounded increase. Members questioned Clark about fraud prosecution, the number of people in commercial versus public coverage, and the impact of expiring subsidies. Clark said the prosecution issue is mainly with Commonwealth attorneys and that rural counties are more cooperative than urban ones. She also said the health market is individually rated and that older enrollees would be hit harder, while the loss of tax credits could push some people out of the marketplace. One member asked about the attorney general’s recent opinion on SB 188, the PBM bill; staff said attorneys were still reviewing it. Clark closed by noting that Kentucky’s fraud and towing/storage legislation has become a model for other states.
OK
Transcript Highlights:
  • Members, House Bill 4126 deals with liability for dirt bikes and those types of vehicles that ride on
  • private property tracks, and it releases liability to the track owner.
  • Members, House Bill 2933 is an omnibus insurance consumer protection bill.
  • The protections include tightened timelines and increased penalties for insurance carriers for claim
  • I might call on Ashley Scott from the Insurance Department to talk about what timelines I see for mediation
TX

Texas 89th Regular

State Affairs (Part II) May 25th, 2025

State Affairs

Transcript Highlights:
  • Currently, due to the National Childhood Vaccine Injury Act of 1986, vaccine manufacturers hold no liability
  • aggressively and claim it's safe, and it turns out to cause injury, you should not be shielded from liability
  • It's a very clever way of, of kind of going in between what they've done to get rid of the liability
  • Have to do with products liability, harm caused by.
  • That's, that's the attempt anyway, that's so The federal law that Gave pharmaceuticals the the no liability
MN

Minnesota 2025-2026 Regular Session

House Ways and Means Committee 3/23/26

Ways and Means

Transcript Highlights:
  • , but it's not an insurance policy.
  • ...pursue private deposit insurance, as opposed to just running their deposit insurance through the
  • So, the deposits will still be insured whether they are insured federally through the national credit
  • unions or, um, through a private insurance broker who is willing to cover this type of insurance. >>
  • This meeting is adjourned. insured for depository insurance. So, insured for depository insurance.
Bills: HF3298 , SF3832 , HF3528 , HF3516 , HF3972 , HF4118
TX
Transcript Highlights:
  • ... party insurance claims.
  • You have multiple different types of lines, like liability. insurance that's now covered by this, and
  • lines insurers.
  • When you're applying for insurance, we have about 160 property casualty insurers in Texas.
  • There are people applying for insurance and then being declined insurance.
Bills: SB388 , SB455 , SB917 , SB925 , SB1006
AZ

Arizona 2026 Regular Session

03/16/2026 - Senate Finance

Finance

Transcript Highlights:
  • House Bill 2996 specifies that a certificate of insurance is not an insurance policy, does not amend,
  • and insured.
  • So basically, House Bill 2996 expressly provides that a certificate of insurance is not an insurance
  • rules of insurance regulation is insurance companies can't delegate away and say, hey, this is no longer
  • If I am a modeling company and I have 10 insurance, If I am a modeling company and I have 10 insurance
Committee: Senate Finance
NM

New Mexico 2026 Regular Session

House - Health and Human Services Feb 16th, 2026 at 09:04 am

House Health & Human Services

Transcript Highlights:
  • And we have the Secretary here with us and a representative from the insurance.
  • I'm a registered lobbyist for America's Health Insurance Plans.
  • So in That circumstance, the insurer could require prior authorization.
  • Health Insurance Plans, and we stand in support of the memorial.
  • Elizabeth Johnson on behalf of the Office of the Superintendent of Insurance and on behalf of our Insurance
Bills: SB101 , SB21 , HM52 , HB132 , SB14 , SB20