Transcript Highlights:

• Texans reported over 135,000 cases in 2020, resulting in nearly 900 million in losses to consumers.
• General in these consumer protection cases. All right, see where's the scope?
• northern attorneys general do and just start targeting businesses they don't like and suing them for consumer
• In a consumer protection public enforcement action, when our office investigates one of these cases and
• we talk with consumers, we find that for the most part, they're happy to help without asking anything

Bills: HB5621, HB4904, HB5067, HB5076, HB5081, HB5354, HB4862, HB3847, HB4088, HB4157, HB2966, HB2287, HB4203, HB4803, HB4737, HB5093, HB783, HB5411, HB4281

Keywords: HB 5621, consumer protection, Deceptive Trade Practices Act, DTPA, Business & Commerce Code, attorney general, consumer protection division, district attorney, county attorney, local prosecutor, civil investigative demand, CID, voluntary compliance, financial institution records, bank records, privacy, protective order, in camera review, trade secrets, insurer

Bills: SB96, SB97, SB130, HB230, SB154, SB93, SB99, SB96, SB97, SB130, HB230, SB154, SB93, SB99

Keywords: salvage title, salvage certificate of title, rebuilt title, flood vehicle, junk vehicle, total loss, motor vehicle title, vehicle branding, insurance claim, insurance company, Department of Revenue, vehicle inspection, rebuilder, automotive dismantler, parts recycler, secondary metals recycler, junkyard, vehicle identification number, VIN, stolen vehicle

Transcript Highlights:

• So there's a significant benefit. benefits to consumers and to the state, even though you are foregoing
• And one way to illustrate this is if you think about a couple of transactions that might occur... on
• The technology used for both of these transactions is virtually the same.
• The economic burden of taxes on business inputs inevitably shifts to consumers through higher prices
• The entire transaction has grown significantly in recent years, retailers do not keep the sales tax.

Bills: HB19, HB30, HB851, HB1663, HB1681, HB1769, HB1937, HB1979, HB2428, HB2433, HB2825, HB3159, HB3424, HB3486, HB3487, HB3504, HB3605, HB3879, HB3994, HB4382, HB4752, HB5444, HB5446, HB5447, HB3199, HB4847, HB19

Keywords: local government debt, property tax, ad valorem tax, bond election, certificate of obligation, anticipation note, school district tax rate, voter-approval rate, debt service cap, municipal finance, county bonds, flood control district, hospital district, public works, tax transparency, property tax notice, November uniform election date, general obligation bonds, local debt reform, taxpayer notice

Transcript Highlights:

• consumers ultimately in the end. consumers ultimately in the end.
• designed to protect consumers. designed to protect consumers.
• Bridget only allows one transaction at a time. There is no risk to the consumer.
• There is no risk to the consumer. time. There is no risk to the consumer.
• not a zero sum transaction. not a zero sum transaction.

Bills: HF2400, HF1724, HF3437, HF4333, HF2874, HF4052

Keywords: real estate, appraisers, disciplinary actions, sanction matrix, Minnesota Statutes, direct primary care, healthcare agreements, medical services, patient care, health insurance, mortgage fees, residential loans, commercial loans, finance regulations, investment properties, insurance, supplemental health insurance, short-term care, home health care, nursing care

Transcript Highlights:

• <00:16:20.240> Utilities foremost to protect consumers.
• Utilities foremost to protect consumers.
• The regulatory compact has consistently delivered good service for consumers.
• <00:35:40.880> um guiding principle and that consumers um guiding principle and that consumers
• We are a 501(c)(3) nonprofit consumer advocacy group.

Bills: HF3458, HF3777, HF3778, HF3912

Keywords: electric utilities, service areas, Tribal lands, Minnesota statute, energy regulation, utility rates, public utilities, Public Utilities Commission, PUC, ratepayer, consumer protection, affordable energy, energy affordability, ability to pay, just and reasonable rates, rate regulation, electric rates, natural gas rates, energy conservation, renewable energy

Summary: The committee approved the March 5, 2026 minutes and then took up House File 3458, as amended, which would exempt tribes from utility exclusive rights and assigned service areas. The bill’s author and the Upper Sioux community chairman said the measure was prompted by a dispute over a solar project at the tribal casino and argued the issue is really about tribal sovereignty, not solar, citing tribal civil regulatory authority and prior court cases. The amendment A1 was adopted before testimony. Testimony was split. Chairman Kevin Jensel of the Upper Sioux community strongly supported the bill, saying the tribe should not be forced to follow utility service territories and that the state should correct a long-standing omission in law. Derek Mo of the Minnesota Rural Electric Association opposed the bill, warning it would undermine the regulatory compact, reliability, long-term planning, and financing for electric service, especially in tribal areas. Justin Johns of East Central Energy also opposed the bill, but emphasized that many cooperatives have productive tribal partnerships and said his co-op has worked successfully with the Mille Lacs Band on solar, resilience, and workforce efforts; he cautioned that removing service obligations could leave difficult-to-serve areas underinvested. Members discussed whether the Public Utilities Commission process already underway should be allowed to resolve the dispute and whether the bill’s scope could extend beyond the current solar issue. The chair responded that the bill was a legislative approach to a problem that had not been resolved and said the amendment addressed concerns about removing the obligation to serve. A roll call was requested, and the committee voted to re-refer House File 3458, as amended, to the General Register.

Transcript Highlights:

• I already highlighted PE firms' extensive use of debt to finance the transaction.
• I already highlighted PE firms' extensive use of debt to finance the transaction.
• I direct the public policy program for the National Consumer Voice for Quality Long-Term Care.
• Um, that was a part of a disclosure process that was processed through that transaction.
• Sanford based out of Sou transaction.

Bills: HF3668, HF2779, HF2771

Keywords: gun violence, public health, Department of Health, prevention, criminal justice, health care transparency, ownership disclosure, control reporting, health care consolidation, private equity, management services organization, MSO, provider organization, health insurer, pharmacy benefit manager, hospital system, affiliate reporting, financial disclosure, public reporting, market concentration

Summary: The House Finance and Policy Committee met on March 2 with a quorum present and heard House File 3668, which would create a state Office of Gun Violence Prevention. The bill author argued the office would treat gun violence as a public health crisis, improve research and coordination, and help reduce deaths and trauma, especially among children. Several supporters testified, including representatives from the Minnesota Medical Association, Protect Minnesota, family medicine, public health, and obstetrics/gynecology, all emphasizing firearm injury and suicide as major public health problems and urging a coordinated, data-driven response. Multiple testifiers shared personal accounts of shootings and their effects on children and families, including the Annunciation shooting, and said the office could help align prevention efforts across health care, law enforcement, and community organizations. Opposition came from the Minnesota Gun Owners Caucus, which argued the bill would create a permanent taxpayer-funded bureaucracy that could be used to shape firearm policy and restrict a constitutional right. The group said Minnesota should focus instead on enforcing existing laws, prosecuting violent offenders, and providing direct victim services. During committee discussion, Vice Chair Nadeau offered an A2 amendment to move the proposed office from the Department of Health to the Department of Public Safety, citing data-sharing, accountability, and examples from other cities and states; after discussion with the bill author, he withdrew the amendment. Chair Becker then noted existing state and local spending on violence prevention and public safety programs and raised concerns about duplication of effort.

Transcript Highlights:

• We are convening the Committee on Consumer Protection and Commerce.
• coming at the cost of Hawaii consumers coming at the cost of Hawaii consumers and<00:10:53.160><
• The presence of signage doesn't take away from any other remedies the consumer might have from the consumer
• consumer might have from the consumer consumer might have from the consumer protection<00:14:26.720
• and members of the Committee on Consumer and members of the Committee on Consumer Protection<00:

Bills: HB2614, HB1660, HB1704, HB1563, HB1573, HB1777, HB1749

Keywords: cosmetics, returns, refunds, consumer protection, high-pressure sales, transparency, accountability, HB1660, Hawaii, county labor standards, counties, contractors, building permits, permit denial, permit suspension, permit revocation, wage theft, wages, benefits, hours

Summary: The committee heard testimony on HB 2614, which would require merchants selling cosmetics to accept returns of newer unopened goods within specified time frames and expand signage requirements for return and refund policies. DCCA’s Office of Consumer Protection strongly supported the bill, citing updated figures of 180 cosmetic complaints from 2020 to 2025, 54 still under investigation, 148 referred to class action litigation, and more than $1.3 million in consumer losses. Members questioned whether the bill was needed given the pending lawsuit and whether bad actors would comply, while the office responded that clearer signage would improve consumer awareness and could reduce complaints without limiting other remedies. No vote was taken. The committee then heard HB 1660 HD1, which would allow counties to require contractors to disclose wage, benefit, hour, and employment-status information and to deny, revoke, or suspend permits for certain labor-law violations. DLIR, the Hawaii Regional Council of Carpenters, Operating Engineers Local 3, and Pacific Resource Partnership testified in support, arguing the measure would help deter cheating contractors, protect law-abiding employers, and keep bad actors from undercutting wages and taxes. One member raised concerns about possible delays to affordable housing projects and whether owners should be held responsible for contractors’ misconduct; supporters replied that compliance is a minimum standard, that county action would be discretionary rather than automatic, and that the bill would not bar counties from working with affordable housing developers. No action was reported. Finally, the committee took up HB 1704, adopting the Psychology Interjurisdictional Compact to allow telepsychology and temporary in-person practice across state lines. The Department of Corrections and Rehabilitation, the State Health Planning and Development Agency, the Hawaii State Association of Counties, and the Hawaii Association of Health Plans supported the measure, saying it would help fill major staffing gaps, especially for forensic evaluations and services in rural and neighbor-island communities. The Board of Psychology raised concerns about the compact’s scope, the need for a study focused specifically on psychologists, background-check requirements, possible loss of regulatory authority and revenue, and the need to update older statutory provisions. Hawaii Association for Justice opposed the immunity language in the compact, and Shawn Scanlon opposed the bill, arguing it could weaken cultural responsiveness and local control and suggesting the state instead improve temporary licensing and other in-state pathways. The committee also questioned the Department of Corrections about its vacancies and whether telehealth could be filled by local providers; no vote was taken in the excerpt.

Transcript Highlights:

• I'm also concerned about the impact on consumers.
• question we have is whether raising what carriers have to pay would cause premiums to increase for consumers
• You're saying maybe it would affect the consumers, but as far as the individuals seeking optometry care
• is this a consumer advocate that is Medicaid Medicare?
• , because they're not a patient when they consume their insurance; they're a consumer at that point,

Bills: HB3794, HB3796, HB3928, HB2955, HB4453, HB4460

Keywords: licensure, criminal history, public safety, occupational certification, rehabilitation, state regulations, insurance, regulations, certification, long-term care, mergers, consumer protection, property safety, vision insurance, optometry, reimbursement, healthcare policy, ophthalmic materials, provider agreements, captive insurance

Transcript Highlights:

• In Section 14, we. remove reference to the consumer advocate.
• Within their PRC, this was intended to fill the gaps advocacy gaps for consumers and residential. customers
• But we have taken that out and next year I might bring back another bill dealing with consumer protection

Bills: SB3, HB70, HB49, HB60, HB151, HB164, SB17, SB35, SB164

Keywords: Public Regulation Commission, PRC, utility oversight fund, public utilities, utility regulation, commissioners, commission staff, chief of staff, ethics, Gift Act, revolving door, post-employment restrictions, consumer complaints, telecommunications, pipeline safety, natural gas pipelines, oil pipelines, license fees, regulatory oversight, administrative cleanup

Transcript Highlights:

• It has been traditionally used for fatigue and pain relief and is usually consumed in tea.
• Due to the lack of regulation, consumers do not know the potential effects of ingesting kratom products
• They look similar to what you would see in other products that you could consume like energy drinks and
• We represent consumers and responsible trade.
• I do not believe that this is going to be able to make... ...decisions on what they're consuming.

Bills: HB2205, HB2265, HB2413, HB2415, HB2418, HB2495, HB2589, HB2661, HB2720, HB2771, HB2833, HB2870

Keywords: criminal damage, trespassing, critical facilities, felony, Arizona Revised Statutes, court fees, public defender, criminal justice, legal aid, indigent defense, appeals, administrative assessments, sex offender, electronic monitoring, registration, public safety, youth protection, Kratom, narcotic drugs, regulation

Summary: The committee first heard HB 2415, which would tighten Arizona’s regulation of kratom by treating synthetic or highly concentrated 7-OH products as narcotic drugs, raising the legal sale age to 21, and imposing criminal penalties for prohibited sales or preparation. Supporters, including the sponsor, a recovering user, the American Kratom Association, and the Attorney General’s Office, argued the bill targets dangerous synthetic products while preserving natural kratom leaf products. Opponents, including the Arizona Attorneys for Criminal Justice, warned the amendment could sweep in users and create harsh felony penalties for possession. The committee adopted the Wynn amendment and then gave HB 2415 as amended a 6-3 do-pass recommendation. The committee then considered HB 2870, which would bar multiple Level 2 or Level 3 registered sex offenders from living together in the same residence unless they are related by blood, marriage, or adoption. The sponsor and neighborhood witnesses described a local home with six or seven offenders and said the arrangement frightened nearby families and children. Opponents argued the bill would destabilize housing for people on probation, increase homelessness, and interfere with supervision and rehabilitation; some also noted existing probation oversight and low sexual recidivism rates. After debate over whether the bill should instead target only certain housing settings, the committee voted 5-4 to give HB 2870 a do-pass recommendation. Next, HB 2413 was heard, requiring GPS or electronic monitoring for registered sex offenders who do not have a fixed address until one is established. Supporters said the bill would close a gap for homeless or transient registrants who otherwise report only every 90 days, while opponents raised due process, cost, and implementation concerns, noting that some offenders are already monitored through probation and that DPS does not itself supervise offenders. The committee passed HB 2413 on a 5-4 vote. The committee also heard HB 2720, which increases the penalty for purchasing prostitution to a class 6 felony and directs a $200 assessment to the anti-human trafficking fund. Supporters said it targets buyers and helps deter trafficking demand; opponents argued the bill could still ensnare trafficking victims and sex workers. The committee adopted a Bliss amendment clarifying the affirmative defense and use of funds, then approved HB 2720 as amended by an 8-0 vote with one member present. Finally, HB 2418, appropriating $600,000 from the General Fund to the Arizona Criminal Justice Commission for five major incident division task forces, was supported by county sheriffs’ representatives and passed unanimously by the committee.

Transcript Highlights:

• Little Green Bucket, a small business in Albuquerque, which also serves Santa Fe, and I am a consumer
• If it's a response to a consumer complaint, it might be a specific distribution center.
• And so I'm assuming that that cost can be absorbed by the consumer that comes in there.
• And so I'm assuming that cause can be absorbed by the consumer that comes in there.
• I just don't want to go overzealous here in a way that's going to affect the consumer negatively.

Bills: SB47, SB110, SB122, SB143, SB168

Keywords: food recovery, composting, waste management, solid waste surcharge, organic waste reduction, environment, grants, advisory group, bosque management, Rio Grande, environmental protection, water resources, fiscal appropriation, drinking water, well owners, water testing, water treatment, public health, agriculture, New Mexico Department of Agriculture

Bills: HB70, HB93, HB95, HB139, HB140, HJR4

Keywords: Public Regulation Commission, PRC, utility oversight fund, public utilities, utility regulation, commissioners, commission staff, chief of staff, ethics, Gift Act, revolving door, post-employment restrictions, consumer complaints, telecommunications, pipeline safety, natural gas pipelines, oil pipelines, license fees, regulatory oversight, administrative cleanup

Transcript Highlights:

• It would be a time-consuming process, really.
• Y'all actually send out the bills to all of the consumers?
• It is a consumer notice that the state promulgates; it's a state promulgated form.
• It's a two-and-a-half-page consumer disclosure.
• Then it was changed and said, well, if it's also going to be a cash transaction...

Bills: HB303, HB 1107, HB 1063, HB1517, HB1991, HB2464, HB3509, HB3527, HB303

Keywords: municipality, local government, Type A, Type B, Type C, change authority, emergency medical services, civil service status, municipal government, public safety, local government code, school funding, education, state budget, local control, equity, tenant legal services, eviction, low-income tenants, disability rights

Transcript Highlights:

• Some of your members are requiring consumers when they purchase...
• She's the consumer reporter at NBC-DFW who brought this issue forward.
• We get questions often from consumers about how to shop the market.
• And I think they'd be missing out on one heck of a consumer opportunity.
• Okay, we support the legislation on consumer bill.

Bills: HB854, HB 1052, HB1642, HB2076, HB3042, HB3695, HB3787, HB4062, HB4092, SB213, SB493, SB896, HB5519, HB4635

Keywords: insurance, replacement cost, homeowner's policy, renter's policy, condominium insurance, property damage, claims process, telemedicine, teledentistry, telehealth, health benefit plan, insurance coverage, out-of-state services, anxiety, pain management, contraceptive devices, women's health, medical procedures, healthcare, laboratory

Bills: HB854, HB 1052, HB1642, HB2076, HB3042, HB3695, HB3787, HB4062, HB4092, SB213, SB493, SB896, HB5519, HB4635

Keywords: insurance, replacement cost, homeowner's policy, renter's policy, condominium insurance, property damage, claims process, telemedicine, teledentistry, telehealth, health benefit plan, insurance coverage, out-of-state services, anxiety, pain management, contraceptive devices, women's health, medical procedures, healthcare, laboratory

Transcript Highlights:

• It's of Texans, consumer Texans.
• But if it went down, consumers would pay less.
• Consumers already pay about double for these products.
• You can also call them consumer lenders finance companies. What?
• Now, this bill is not about protecting consumers.

Bills: SB 1113, SB 1117, SB 1206, SB 1460, SB 1802, SB 1906, SB 1917, SB 2340, SB 2455, SB 2680, SB 2690, SB 705, SB 748

Keywords: SB 1113, converter's license, converter license, motor vehicle dealer, auto dealer, vehicle conversion, converted vehicles, direct sales, retail sales, trailer, semitrailer, manufactured trailer, chassis, manufacturer's statement of origin, MSO, Occupations Code, Transportation Code, Texas Department of Motor Vehicles, dealer licensing, general distinguishing number

Summary: The meeting of the Senate Business and Commerce Committee was marked by discussions on several significant bills, with a keen emphasis on legislative updates and committee substitutes. Notably, Senator Blanco presented a new committee substitute for SB2610, which modifies the employee cap from 100 to 250 and extends the update timeline for cyber security programs for small businesses. This substitute was adopted unanimously, reflecting a collaborative agreement among the committee members. Additionally, there were discussions surrounding SB1856 as Senator Crayton provided insights into how stakeholder feedback influenced the bill's committee substitute. The committee ultimately voted in favor, pushing it towards the local and contested calendar, indicating the bill's progression through legislative channels.

Transcript Highlights:

• It doesn't tell the consumer; it's up to the consumer.
• It's direct to consumer.
• This is a direct-to-consumer sale.
• Coordinators are agents for the consumers. So the consumer says, "I want you, Ms.
• I want informed consumers. I just get tired of government insulting the intelligence of consumers.

Bills: HB3000, HB2622, HB2283, HB541, HB1776, HB1803, HB1669, HB2588, HB220, HB3415, HB50, HB1314, HB 107, HB220, HB50, HB107

Keywords: ambulance service, rural healthcare, grants, financial assistance, qualified counties, mental health, patient transport, female attendants, security measures, healthcare regulation, epinephrine, anaphylaxis, health care, school safety, training, emergency response, direct patient care, healthcare, physicians, medical services

Transcript Highlights:

• As a consumer organization, we want to decrease costs for consumers, and so we support looking at cost
• And what makes us so unique is it's transactional.
• Yeah, it makes gold and silver legal tender and transactional.
• This relates to the discussion of money, important metal transactions, and social transactions.
• We're talking about doing transactions with... master cards and transaction fees.

Bills: HB246, HB796, HB 1056, HB1544, HB1846, HB2001, HB2618, HB2625, HB2869, HB2898, HB3069, HB3114, HB3157, HB3228, HJR98, HB246

Keywords: federal directives, state authority, Tenth Amendment, government enforcement, local governance, gold standard, legal tender, currency, transactional currency, financial transactions, electronic payment systems, state finance, regulatory compliance, electric trucks, charging infrastructure, advisory council, transportation, sustainability, criminal penalties, official information

Transcript Highlights:

• This financing mechanism provides consumer savings for a utility's known expenses through... lower interest
• stated previously, the PUC would have oversight to determine whether it's in the best interest of the consumer

Bills: HB246, HB796, HB 1056, HB1544, HB1846, HB2001, HB2618, HB2625, HB2869, HB2898, HB3069, HB3114, HB3157, HB3228, HJR98, HB246

Keywords: federal directives, state authority, Tenth Amendment, government enforcement, local governance, gold standard, legal tender, currency, transactional currency, financial transactions, electronic payment systems, state finance, regulatory compliance, electric trucks, charging infrastructure, advisory council, transportation, sustainability, criminal penalties, official information

Transcript Highlights:

• each according to their ability—those who are generating value and creating cash through their transactions

Bills: HB3257, HB3176, HB3544, HB3619, HB3546, HB1782, HB2293, HB4358, HB3081, HB3983, HB3790, HJR1023, HB4139, HB3297, HB3041, HB3673, HB4105, HB3338, HB3048, SR33, SCR21, SCR20, HB4030, HB4031, HB4032, HB4034, HB4036, HB4037, HB4038, HB4040, HB4041, HB4042, HB4043, HB4045, HB4046, HB4047, HB4048, HB4044, HB4050, HB4051, HB4052, HB4053, HB4054, HB4056, HB4057, HB4071, HB4065, HB4067, HB4072, HB2992, HB4338, HB4170

Keywords: veterans, disability benefits, federal law, Oklahoma Statutes, military service, Oklahoma, Gas Hub, artificial intelligence, national laboratory, public-private partnerships, aerospace, high-performance computing, economic development, social AI companions, minors, emotional attachment, safety protocols, civil penalties, parental controls, geographic information