Video & Transcript Research : 'consumer directed employer'
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AL
Alabama 2025 Regular Session
Alabama House Children and Senior Advocacy Committee Feb 26th, 2025
Children and Senior Advocacy
Transcript Highlights:
- I've been involved in this for many years, and we do it from different directions.
- So this year, this is a ...directions.
- So if we are going to go this direction, I encourage you to educate children and families on being safe
- Most platforms direct users to the appropriate verification process, ensuring that age checks are in
- Most platforms direct users to the app even if they're trying to log on for the first time on a website
Keywords:
HB285, TJ's Law, traffic infraction, traffic ticket, uniform traffic ticket and complaint, minor driver, juvenile driver, parent notification, guardian notification, emergency contact, law enforcement, citing agency, traffic citation, driver safety, youth safety, Alabama traffic law, Section 12-12-56, Children and Senior Advocacy, House Judiciary, reasonable effort
LA
Transcript Highlights:
- this instrument, the task force it creates, is meant to help us get everyone rowing in the same direction
- and make sure students and employers can better benefit from those opportunities.
- And we're doing everything that's proactive to move in that direction.
- I don't know... ...doing everything that's proactive to move in that direction.
- It also directs Bessie and the Department of Education to develop implementing rules.
Keywords:
hunting education, firearm safety, outdoor recreation, curriculum, youth education, conservation, collegiate athletics, funding, name image likeness, revenue sharing, NCAA compliance, student-athlete support, financial sustainability, work-based learning, task force, internships, apprenticeships, job shadowing, cooperative education, co-op
WA
Washington 2025-2026 Regular Session
Senate Labor & Commerce Jan 30th, 2026 at 08:00 am
Labor & Commerce
Transcript Highlights:
- Those violations don't just harm consumers.
- “Gave us direction to look at our penalties. We would certainly do that.
- the jurisdiction of the Public Employment Relations Commission, including employers and employees previously
- It removes the provision that prohibited employers from...
- For background, employment standards and benefits generally apply only if an employer-employee relationship
Keywords:
SB 6197, plumbing contractor, plumber, contractor licensing, licensing enforcement, infractions, administrative penalties, license suspension, certificate suspension, endorsement suspension, registration suspension, Department of Labor and Industries, advisory board of plumbers, penalty schedule, repeat violations, workplace standards, construction trades, professional licensing, Washington state, factory built housing
LA
Transcript Highlights:
- And so are you saying that if the employer, the way it's set up right now, if the employer doesn't...
- And so are you saying that if the employer, the way it's set up right now, if the employer doesn't not
- Employer, employee, employer, and carrier, you had the right to do what you did.
- So the employer stopped benefits.
- It’s free to employers.
Keywords:
employment discrimination, criminal history, rehabilitation, hiring process, human rights, gender identity, sexual orientation, workplace equality, labor rights, domestic abuse, unpaid leave, employee rights, workplace protection, mental health, survivor support, workers' compensation, employment benefits, claims process, fraud prevention, legal petition
WA
Washington 2025-2026 Regular Session
House Labor & Workplace Standards Feb 24th, 2026 at 10:30 am
Labor & Workplace Standards
Transcript Highlights:
- The program is funded through a premium paid by employers and employees, and the total premium rate is
- and employees, and the total premium rate is set by the Employment Security Department on an annual
- As brief background, the act is based on the federal WARN Act and prevents an employer from ordering
- For the record, I'm Josh Dye on behalf of the Employment Security Department.
- A solvency tax might be imposed in 2028, impacting workers and their employers.
Keywords:
unemployment insurance, UI benefits, striking workers, strike, labor dispute, retroactive wages, overpayment assessment, overpayment recovery, Employment Security Department, ESD, claimant notice, benefit recoupment, Washington unemployment law, worker notice, federal unemployment tax credit, state unemployment fund, workers' compensation, industrial insurance, premium rates, rate transparency
NM
New Mexico 2026 Regular Session
House - Consumer and Public Affairs Feb 10th, 2026 at 06:48 pm
House Consumer & Public Affairs
Transcript Highlights:
- The law directs the New Mexico Board of Veterinary Medicine to design and administer this program.
- The law directed the New Mexico Board of Veterinary Medicine to design and administer this program.
- The law directed the New Mexico Board of Veterinary Medicine to design and administer this program.
- For employers, predictable health care financing helps maintain access for employees, supports community
Keywords:
juvenile delinquency, firearm possession, criminal background checks, state law, gun control, youth offense, conviction, public safety, SB38, pet food, registered pet food, registration fee, fees, sunset repeal, repeal of repeal, revenue, state fee, business regulation, animal feed, pet food registration
WA
Washington 2025-2026 Regular Session
House Civil Rights & Judiciary Feb 3rd, 2026 at 10:30 am
Civil Rights & Judiciary
Transcript Highlights:
- established in the bill if the driver operates the emergency vehicle within the course and scope of their employment
- committee over the past several years, and this is a scaled-back version to step us in the right direction
- mentioned, it's important to have that language of within the course and scope of the driver's employment
Keywords:
health care market standards, hospital consolidation, merger review, health care transaction notice, attorney general review, antitrust, provider organizations, hospital systems, contracting affiliation, material change, nonprofit conversion, for-profit conversion, health care acquisition, asset sale, Washington RCW, health care competition, price transparency, market oversight, premerger notification, antitrust revolving fund
WA
Transcript Highlights:
- welfare arrangements, and employers or other entities that provide health care in the state.
- These payment arrangements allow states to direct specific MCO payments to providers and use permissible
- funding sources to fund the non-federal share of state-directed payments, including provider assessments
- The federal HR1 law limits state-directed payments and restricts the imposition of new health care-related
- House Bill 23... limits state directive payments and restricts the imposition of new health care related
Keywords:
climate change, commitment act, emission reductions, sustainability, environmental policy, HB 2254, Washington, Health Care Authority, partnership access line, psychiatric consultation line, first approach skills training, behavioral health, mental health, assessment, administrative costs, health insurance, health carriers, self-funded plans, multiple employer welfare arrangement, MEWA
MN
Minnesota 2025-2026 Regular Session
House Energy Finance and Policy Committee 4/14/26
Energy Finance and Policy
Transcript Highlights:
- </c><00:48:02.640><c> Before</c> consumer advocates, and more. Before consumer advocates, and more.
- </c> penalties under Minnesota consumer penalties under Minnesota consumer protection<01:07:41.520><c
- </c> strong consumer protection provisions. strong consumer protection provisions.
- </c> priority consumer protection issue. priority consumer protection issue.
- </c> Golf courses consume our water. Golf courses consume our water.
Keywords:
Public Utilities Commission, PUC, energy regulation, utility regulation, electric utility, public utility, rate case, multiyear rate plan, decoupling, rate decoupling, greenhouse gas, social cost of carbon, environmental cost, resource planning, certificate of need, distributed renewable energy, interconnection, budget billing, electronic filing, contested case
TX
Transcript Highlights:
- because consumers actually have a choice.
- Chairman, for the early hearing on this strong consumer bill.
- We have, for many years, encouraged consumers to shop the insurance. market.
- That is a consumer choice.
- Reserve and consumers.
Keywords:
SB 213, Texas insurance, Insurance Code, Chapter 551, Chapter 541, bundling, tying arrangement, cross-selling, homeowners insurance, residential property insurance, auto insurance, personal automobile insurance, consumer protection, unfair trade practice, deceptive insurance practice, property and casualty insurer, Lloyd's plan, county mutual, reciprocal exchange, farm mutual
OK
Oklahoma 2026 Regular Session
Business and Insurance 2ND REVISED Apr 16th, 2026 at 09:30 am
Business and Insurance
Transcript Highlights:
- And so, if we want to guide consumers into a safer product, a fair tax base is the way to do it.
- creates the Oklahoma Home Services Act aimed at increasing clarity around home service contracts for consumers
- And the bill also purports to be able to change it to where it protects consumers to be able to charge
- And based on the way that the the bill is written that the consumer will have to eat it.
Bills:
HB2933, HB3041, HB3048, HB3081, HB3297, HB3338, HB3673, HB3790, HB3983, HB4105, HB4139, HB4203, HJR1023
Keywords:
insurance regulation, homeowner claims, premium discounts, catastrophe mitigation, civil penalties, credit card transactions, payment methods, service charge, consumer rights, financial regulation, insurance, nonadmitted insurers, surplus lines, Oklahoma, fire extinguisher, licensing, public safety, age qualification, State Fire Marshal, towing services
OK
Oklahoma 2026 Regular Session
Business and Insurance 2ND REVISED Apr 16th, 2026
Business and Insurance
Transcript Highlights:
- And so if we want to guide consumers into a safer product, a fair tax base is the way to do it.
- creates the Oklahoma Home Services Act, aimed at increasing clarity around home service contracts for consumers
- ways of calculating these fees and that the bill also purports to change it to where it protects consumers
- calculating these fees and that the bill also purports to be able to change it to where it protects consumers
- And based on the way that the bill is written, the consumer will have to eat it.
Bills:
HB2933, HB3041, HB3048, HB3081, HB3297, HB3338, HB3673, HB3790, HB3983, HB4105, HB4139, HB4203, HJR1023
Keywords:
insurance regulation, homeowner claims, premium discounts, catastrophe mitigation, civil penalties, credit card transactions, payment methods, service charge, consumer rights, financial regulation, insurance, nonadmitted insurers, surplus lines, Oklahoma, fire extinguisher, licensing, public safety, age qualification, State Fire Marshal, towing services
Summary:
The Business and Insurance Committee considered a long agenda of bills and executive nominations. Among the bills, it advanced measures to update fire extinguisher industry age restrictions and application rules (HB 381), create a five-day cancellation right for homeowners after severe storm-related contracts (HB 3790), require a biennial workers’ compensation medical fee schedule update (HJR 1023), create the Oklahoma Home Services Act to standardize home service contract disclosures (HB 4139, amended to correct a wording error), cap surcharge fees and add a career tech exemption (HB 3041), create the Oklahoma Tolling and Recovery Board (HB 3297), allow expired electrical contractor licenses to be reinstated without re-examination (HB 3673), clarify who is not a security guard for licensing purposes (HB 4105), create a licensing framework for in-ground pool contractors effective November 1, 2027 (HB 3338), and streamline surplus lines insurance procedures and premium tax enforcement (HB 3048). One bill on smokeless tobacco taxation (HB 3983) drew extended debate over whether a weight-based tax would be fairer and revenue-neutral; after questions about health impacts, reporting, fraud concerns, and inflation, the bill failed to receive a second and was left in committee. HB 3041 also drew significant debate over whether it would effectively allow higher credit card surcharges, but it ultimately passed 5-4.
The committee also heard numerous executive nominations, all of which were approved and sent to the full Senate. Those included Michael Stop and Michael Bauer to the Oklahoma State Athletic Commission, Michael Cantrell and Burrell Sears to the Oklahoma Abstractors Board, Richard Willoughby to the State Board of Licensure for Professional Engineers and Land Surveyors, E. Keith Mitchell and Andrew Revelis to the ABLE Commission, Jackie Ward to the alarm, locksmith, and fire sprinkler industry board, Terence Shreve to the Used Motor Vehicle Dismantler and Manufacturer Board, and Adra Berry as Cabinet Secretary of Licensing and Regulation. Nominees generally described their professional backgrounds and commitment to public safety, regulation, or industry expertise, and several senators spoke in support of their service. Most nominations passed unanimously or near-unanimously.
AL
Alabama 2026 Regular Session
Alabama Senate Education Policy Committee Feb 11th, 2026
Education Policy
Transcript Highlights:
- so the sponsor entity may conduct criminal history background checks for personnel likely to have direct
- 00:09:12.560><c> have</c> checks for personnel likely to have checks for personnel likely to have direct
- </c> direct ongoing contact with students. direct ongoing contact with students. um<00:09:16.800><c>
Keywords:
sales tax exemption, Consumer Price Index, local government, clothing, school supplies, emergency preparedness, Alabama Administrative Procedure Act, APA, administrative law, judicial review, agency deference, Chevron deference, de novo review, contested case, state agency, regulatory power, individual liberty, statutory interpretation, rule interpretation, license revocation
WA
Washington 2025-2026 Regular Session
House Technology, Economic Development, & Veterans Jan 27th, 2026 at 10:30 am
Technology, Economic Development, & Veterans
Transcript Highlights:
- Having the same meaning as in statutes relating to public employment and civil service.
- It directs five specific agencies identified: Department of Corrections, DCYF, DHS, Veterans Affairs,
- It directs five specific agencies identified: Department of Corrections, DCYF, DHS, Veterans Affairs,
- The Legislature created an account, appropriated funds, and directed Commerce to distribute the funds
- The bill before you, House Bill 2523, has three main components: direction to Commerce regarding the
Keywords:
artificial intelligence, AI regulation, algorithmic discrimination, high-risk AI, machine learning, generative AI, synthetic content, impact assessment, risk management policy, consumer protection, civil rights, discrimination, facial recognition, automated decision-making, deployers, developers, Washington RCW, Title 19 RCW, employment, housing
LA
Transcript Highlights:
- kiosk available where people can exchange cash for a preloaded card at no additional fee to the consumer
- What we're doing is increasing the cap from $6 million to $8 million, and then tying it to the consumer
Keywords:
inmates, department of public safety, per diem, local correctional facilities, jail funding, insurance premiums, Municipal Fire and Police, dedicated fund, assessments, Louisiana legislation, hazardous waste, cleanup fund, environmental protection, state treasury, Consumer Price Index, law enforcement, firefighters, health insurance, survivors benefits, Lafayette
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 4/15/26
Commerce Finance and Policy
Transcript Highlights:
- We expect to ease consumer confusion and improve our ability to enforce parity.
- So I think from a consumer-facing point of view, this may prove makes sense.
- practice that suddenly closed, kind of leaving consumers in the lurch.
- , consumers with an outsized amount of loss threaten to exhaust the fund to the detriment of other consumers
- , consumers with an outsized amount of loss threaten to exhaust the fund to the detriment of other consumers
Keywords:
healthcare, insurance, regulation, financial institutions, prescription drug affordability, consumer protection, restitution account, financial compensation, attorney general, distributions, property insurance, homeowners insurance, fire and allied lines, hail insurance, appraisal clause, loss adjustment, alternative dispute resolution, insurance claims, claim valuation, actual cash value
WA
Transcript Highlights:
- In 2018, the legislature authorized DSHS to contract with the consumer-directed employer, or CDE, to
- contributions or premiums for home care agency workers who provide direct care.
- contributions for home care agency workers who provide direct care.
- Jackie, in what year do we operationalize the consumer-directed employer? I had a question.
- Jackie, what year do we operationalize the consumer-directed employer?
Keywords:
mortgage lending, fraud, prosecution, financial regulations, consumer protection, retirement, lump sum payment, benefits, pension, financial security, SB 6065, school district transportation, transportation vehicle fund, pupil transportation, school buses, electric school buses, zero-emission buses, bus fleet electrification, charging stations, vehicle replacement
WA
Washington 2025-2026 Regular Session
Senate Environment, Energy & Technology Jan 14th, 2026 at 08:00 am
Environment, Energy & Technology
Transcript Highlights:
- This would be a significant cost increase for consumers at the store.
- The post-consumer recycled content standards in paper and plastic carry-out bags are maintained.
- We now have a more practical law that still protects consumers from lead in cookware. Dr.
- We don't think it provides consumers access to safe cookware.
- The FDA has moved to adopt King County's test, and that's a good step in the right direction.
Keywords:
environment, retail bags, sustainability, pollution, customer impact, plastic bags, retail, waste reduction, cookware safety, lead regulation, consumer protection, interstate trade, health standards, SB 5941, Washington State Energy Code, State Building Code Council, renewable energy, solar panels, school district exemption, public school construction
TX
Transcript Highlights:
- Chairman and member of House Bill 3815 directs the Texas Department of Motor Vehicles to create two new
- This bill directs the Texas Department of Motor Vehicles to create two new specialty license plates,
Bills:
HB227
Keywords:
HB227, kratom, Mitragyna speciosa, kratom products, kratom processor, kratom retailer, controlled substances, Texas Controlled Substances Act, Health and Safety Code, Penalty Group 1, tianeptine, 7-hydroxymitragynine, mitragynine, synthetic kratom, kratom alkaloids, adulterated products, product testing, lab testing, ISO 17025, labeling requirements
TX
Texas 89th 2nd C.S.
S/C on Academic & Career-Oriented Education Mar 5th, 2025
S/C on Academic & Career-Oriented Education
Transcript Highlights:
- Opportunities fulfilling the governor's directive by seamlessly enabling Texas students to transition
- from education to employment and vital industry sectors.
- I'm sure seeing, uh, you know, kids make that connection between education and gainful employment.
- So in closing, just Central Texas, employers need and desire high skill, high labor, um, workers.
- for you, but, um, what is the case with many of these programs is that there's a funding that goes direct
Keywords:
fraudulent solicitation, disaster relief, nonprofit organizations, criminal penalties, consumer protection, fraud prevention, charitable donations, higher education, LGBTQ studies, DEI studies, program prohibition, educational policy, HB120, Texas, Texas Education Code, public universities, public colleges, queer studies, gay studies, lesbian studies