Transcript Highlights:

• And we call this patient brokering.
• a million dollars to the county attorney's office for the county attorney to investigate patient brokering
• , the patient brokers, so that they can be held accountable when they are caught doing this.
• The county attorney would oversee patient brokering for the entire state. Any questions? Thank you.
• Maybe we have to go to the corporation commission. I’m open to that can of worms here.

Summary: The committee first took up SB 1114, which would appropriate $1 million to the Maricopa County Attorney’s Office to investigate patient brokering in behavioral health and substance abuse treatment. Sponsor Sen. Werner described patient brokering as a continuing abuse tied to the state’s Medicaid fraud crisis, especially affecting Native Americans, and said the county attorney had the capacity to handle statewide oversight. The bill was moved and received a do pass recommendation on a 9-0-1 vote. The committee then considered SB 1111, as amended by a strike-everything amendment, to create statewide rules for automated license plate readers. Supporters from law enforcement said ALPRs are important for investigations, missing persons, stolen vehicles, and violent crimes, and argued the bill adds needed guardrails and training requirements. Opponents, including the ACLU, Institute for Justice, and private citizens, warned the systems enable mass surveillance, can be inaccurate, and raise Fourth Amendment and privacy concerns; they also objected to broad terms like “legitimate” law enforcement purposes and the lack of a clear retention limit. The committee adopted the amendment and then gave SB 1111, as amended, a do pass recommendation by a 7-2-1 vote. Next, SB 1116, as amended, was heard to require behavioral health claim denials and appeals at AHCCCS to be reviewed by someone with relevant clinical experience. Sen. Werner said the bill responds to improper denials and appeals handled by staff without behavioral health expertise; AHCCCS was neutral but said the bill could create compliance and staffing issues because “relevant clinical experience” is not well defined. The committee adopted the amendment and passed the bill 10-0. SB 1122, also as amended, would bar AHCCCS from requiring prior authorization or 100% prepayment review for certain behavioral health services under the American Indian Health Plan unless a provider is on a corrective action plan; Werner said it was aimed at ensuring providers are paid and reducing patient brokering. The committee adopted the amendment and passed SB 1122 10-0. Finally, the committee heard SB 1072, which would appropriate ongoing state and Medicaid funds to DES for rate increases for home- and community-based services and room-and-board services for individuals with intellectual and developmental disabilities, with reporting on workforce outcomes. Supporters from APAD and providers said the direct care workforce is in crisis, with large numbers of vacancies, overtime costs, and unassigned authorizations, and argued the funding is needed to retain staff and maintain care. Members discussed wage disparities, whether funds would reach caregivers, and the limits of legislative control over private provider pay, but no vote on SB 1072 was reached before the transcript ended.

Transcript Highlights:

• Oh, just the Tax Commission. Or is Kurt? I think just the Tax Commission.
• Oh, just the Tax Commission.
• And I've reported to the commission that I've reported to the commission that I... ...hypothetical.
• And have you worked that out with the Tax Commission?
• The broker explains what is optional and what is required.

Committee: Joint Transportation Interim Committee

Transcript Highlights:

• And we have brokers who have a lot of policies with us, and we have brokers who have one or two policies
• But we do weekly webinars for brokers.
• But we do weekly webinars for brokers.
• We know of about 200 that brokers have said they moved.
• Please come forward. stopped by the broker at some point.

Summary: The Assembly Insurance Committee held an oversight hearing on the California Fair Plan, focusing on its rapid growth, financial stability, rate adequacy, and role in the homeowners insurance market. Committee members described the Fair Plan as increasingly functioning as a “safety net” rather than a true insurer of last resort, while Fair Plan representatives said the plan was created by statute, is privately funded by member insurers, and is now taking on more business because of non-renewals and limited availability in the admitted market. They emphasized that the plan offers residential and commercial coverage, but not a full HO-3 homeowners policy, and said expanding into that product would require major new staffing, vendor, and claims infrastructure. A major topic was pricing and assessments. Fair Plan officials said their rates have historically lagged their projected costs, especially because reinsurance costs were not fully recoverable in rates until recently. They reviewed recent filings, including a 2023 filing that was reduced from an estimated 80% need to a 35.8% request after working with the Department of Insurance. They also discussed the plan’s reinsurance tower, a new catastrophe bond, and the $1 billion assessment triggered by the 2025 Los Angeles fires after losses exceeded available capital. They said AB 226 helped secure a $600 million line of credit to reduce assessment risk, and they thanked lawmakers for supporting that measure. Members raised constituent concerns about coverage limits, underinsurance, and misinformation from agents. Fair Plan officials said they do not deny applicants because their homes exceed the plan’s $3.3 million limit; instead, policyholders can combine Fair Plan coverage with excess insurance. They said broker training and webinars are being expanded to address misunderstandings, and they noted that raising the cap would depend on achieving actuarially sound rates and sufficient financial capacity. Members also asked about smoke claims from the 2025 fires; the Fair Plan said it has paid covered smoke claims under California law, reviewed closed claims, and removed the “sight and smell” language from its policy form after litigation and CDI action. Public commenters from the insurance industry, builders, agriculture, and nonprofit service providers largely urged faster depopulation of the Fair Plan, more adequate rates, and reforms to the clearinghouse process. Some warned that the Fair Plan is now competing with the admitted market because it can be cheaper in some areas, while others said the plan is still essential because the private market is not serving high-risk or specialized properties. The hearing ended without a vote or formal action, but committee members and Fair Plan representatives agreed to continue working on rate, transparency, and depopulation issues.

Transcript Highlights:

• Madam Chair and members, SB 1428, strike-everything title Notice Fraud Commission Workers' Compensation
• Madam Chair and members, as passed by the House, HB 2877 adds a timeshare salesperson to the list of brokers
• As by the House, HB 2877 adds a timeshare salesperson to the list of brokers and salespersons who must

Summary: The caucus reviewed a long list of Senate and House bills, many of them on consent or with strike-everything amendments. Topics included advanced air mobility for border security (SB 1457), raising the off-highway vehicle weight limit to 3,500 pounds while striking a proposed law enforcement fund (SB 1519), school property leases and a trampoline court safety citation change (HB 2383), electronic monitoring in health care facilities (SB 1041), dental school complaint handling and board jurisdiction limits (SB 1168), pharmacist-authorized testing and HIV prevention guidance (SB 1713), school district insurance/self-insurance requirements (SB 1497), reporting-requirement cleanup for education statutes (HB 2203), historic neighborhood housing zoning (SB 1118), construction contract payment protections in revitalization districts (SB 1189), timeshare salesperson licensing (SB 1274), workers’ compensation notice and recordkeeping (SB 1428), property tax disability exemption clarifications (HB 2120), insurance modeling/data organization requirements (HB 2174), HOA rules on chickens and pet breed restrictions (SB 1582), first responder death benefits for law enforcement pilots (SB 1503), and changes to virtual veterinary prescribing periods (SB 1286). Members generally asked clarifying questions, and several sponsors were said to intend to concur or refuse amendments, with HB 2010 headed to conference because the sponsor would not accept the Senate’s five-year refund window. On the second calendar, the committee heard HB 2176 on health facility complaint investigations, allowing DHS to investigate older complaints involving alleged abuse; HB 2050 on radiologic technologists and radiologist assistants, restoring direct supervision requirements with limited general-supervision exceptions; HB 2010 on digital goods, where the Senate reduced a refund window from 10 years to five and the sponsor planned to refuse; HB 2875 on unmanned aircraft, expanding airport drone-delivery buffer rules from one mile to two and a half miles and requiring airport consultation; HB 2428 on county certification of emission reduction credits, clarifying participation is voluntary and limiting new credits if fleet participation becomes mandatory; and HB 2877, which was struck and replaced with a veterinary technician certification pathway requiring 4,000 supervised work hours and allowing nonprofit curriculum evidence. Several members noted support or opposition based on prior votes or policy concerns, but no roll-call votes were taken in the caucus itself.

Transcript Highlights:

• </c><01:26:49.800><c> So,</c> companies and insurance brokers. So, companies and insurance brokers.
• a broker, you're not holding the underlying bare asset; you're holding a derivative of the asset.
• a broker, you're not holding the underlying bare asset; you're holding a derivative of the asset.
• </c><02:05:08.680><c> When</c><02:05:08.880><c> you</c> purchasing through a broker.
• When you purchasing through a broker.

Committee: Senate Commerce and Consumer Protection

Transcript Highlights:

• </c> of the Kentucky Human Rights Commission of the Kentucky Human Rights Commission regarding<00:15:
• ><c> to</c><00:16:53.720><c> continue</c> It allows local commissions to continue It allows local commissions
• </c> that authorizes a local commission that authorizes a local commission to<00:17:20.400><c> file</
• </c> commission and the local commissions commission and the local commissions to<00:17:58.440><c> make
• ,</c> streams relative to data brokering, streams relative to data brokering, which<00:21:50.160><c>

Summary: The House convened with prayer and the Pledge of Allegiance, established a quorum with 95 members present, excused absent members, and adopted a legislative citation honoring Dave Buzz Baker for his long career with WKYT and the UK Sports Network. The Senate clerk then reported several Senate bills passed by the Senate and requested concurrence. The House approved the journal and received committee reports advancing a wide range of bills on agriculture, banking and insurance, judiciary, licensing and regulations, education, and information technology, covering topics such as agricultural procurement, pesticide labeling, vehicle financial protection products, proxy advisory services, financial exploitation, status offenses, firearms liability protections, school administrator salaries, sick leave, school safety, and data privacy. The chamber then considered House Bill 468 on civil rights. The bill would update the Kentucky Civil Rights Act to align the definition of disability with the federal ADA, and it would remove the Kentucky Human Rights Commission’s adjudicative powers over employment and public accommodations disputes while preserving investigative functions. House Floor Amendment 1 was adopted; it removed language barring attorney’s fees, preserved local commissions’ investigative powers, authorized local commissions and private plaintiffs to file civil actions in circuit court, and extended the probable-cause determination period from 30 to 180 days. The bill, as amended, passed 72-22. House Bill 757, the session’s revenue bill, was then debated. Its sponsor described provisions including moratoriums on certain local school district taxes, Internal Revenue Code conformity, new taxes on data brokering, fantasy contests, and predictive markets, EV charging station inspection fees, elimination of some tax expenditures, Department of Revenue cleanup provisions, and process changes for inheritance tax, property tax delinquencies, and other measures. Members raised concerns that the bill would limit local school boards’ taxing options and could affect bonding and school construction; the sponsor said TIF-related provisions would sunset future participation, not existing projects, and that the bill had been developed with agency input. House Bill 757 passed 69-18. The House also passed House Bill 727, creating the Kentucky Education Placement Service System for teacher applicants and district job postings, by a vote of 94-0. The chamber then took up House Bill 776, a modernization of the Dental Practice Act, with changes to board authority, licensure renewal, hygienist and assistant rules, and telehealth standards; the sponsor noted an ownership-related issue and presented House Floor Amendment 1 for consideration, but the transcript cuts off before final action on that amendment and the bill.

Transcript Highlights:

• The Bisman Transit Board became the transit broker for the cities of Bismarck and Mandan.
• As the broker, Bisman Transit was responsible for administering the transit system.
• Bismarck and Mandan City Commissions accept applications and requests for this funding on a case-by-case
• written, it's for public transit, not for Bisman Transit, because I am not just the provider; I'm brokered
• application process, and then the city of Bismarck, we kind of just submit requests to the city commission

Summary: The Government Finance Transportation Study committee heard detailed presentations from transit officials in Grand Forks, Bismarck/Mandan (Bisman Transit), and Fargo about fixed-route and paratransit service. Grand Forks described Cities Area Transit’s routes, fare structure, ridership recovery after COVID, fleet replacement needs, and rising costs, noting fares cover only a portion of expenses and that the system relies on local, state, federal, and university funding. Bisman Transit outlined its history, service hours, route structure, recent expansion of hours, fare levels, ridership growth, funding sources including mill levies, federal grants, and new local sales tax revenue, and major challenges such as aging buses, driver recruitment, and the need for more stable operating support. Fargo’s representative briefly reinforced the importance of public transit and asked the committee to consider additional funding for urban fixed-route systems.

Transcript Highlights:

• I'm a real estate broker, and I felt that I was a perfect person to ring the alarms and gain support
• I'm a real estate broker, and I felt that I was a perfect person to ring the alarms and gain support
• Federal Trade Commission. It was North Carolina State Board of Dental Examiners v.
• Federal Trade Commission.
• Can you briefly—you were on the commission, yes?

Summary: The committee heard HB 2842, a deed-fraud prevention bill that would create an early alert system for property owners when escrow is opened on their property. The sponsor and several witnesses, including a victim, an Attorney General investigator, and the Department of Real Estate commissioner, described widespread deed fraud and said the bill would provide proactive notice before a fraudulent transfer is completed. The committee adopted the Blackman amendment shifting the reporting entity from DIFI to the State Real Estate Department, then passed the bill with a due pass recommendation by a 7-0 vote. Members then considered HB 2667, which would require recipients of state first-time homebuyer or down payment assistance programs to be Arizona residents for two years and to occupy the home as a primary residence for two years, while barring out-of-state investors from using the homes as rentals. The sponsor said the bill was intended to help younger Arizonans and keep assistance focused on residents invested in the state. Opponents and other members raised concerns that the bill could conflict with existing federal and lender requirements and could reduce participation in local down payment programs; after discussion, the committee passed the bill 4-3. HB 2020 was heard next and would reduce certain school-disruption offenses to a class 1 misdemeanor for minors and narrow the definition of interference with an educational institution. The sponsor and a parent described a case in which a student was charged too harshly after a school altercation, while a public commenter urged case-by-case discretion and warned against saddling children with felonies. The committee passed the bill 4-3. The committee also advanced HB 2793, which streamlines annexation procedures for single-owner annexations and updates notice rules, including electronic newspaper publication. After adopting two amendments, members passed it 4-3. HB 2327, which allows eligible individuals to restrict public access to certain identifying information held by county recorders, assessors, and treasurers, passed unanimously. HB 2858, creating a 1% Arizona-bidder preference in certain state procurement ties, also passed unanimously after amendment. HB 2660, which adds procedural protections and oversight for health profession licensing board actions, passed 4-2 after testimony from the sponsor and a physician who said board actions had chilled speech and due process. Finally, HB 2063, appropriating $1.5 million for the Independent Correctional Oversight Office, passed unanimously after strong support from oversight advocates and former corrections stakeholders, and HB 2681, extending civil-service appeal deadlines from 10 calendar days to 10 business days, also passed unanimously. The committee then discussed HB 2812, which would raise the sick-leave payout cap for retiring state employees from $30,000 to $57,000; witnesses supported the increase and members began discussing a possible amendment to allow retirees to transfer the payout into a health savings arrangement, but the transcript ends before final action on that bill.

Transcript Highlights:

• And we have brokers who have a lot of policies with us, and we have brokers who have one or two policies
• But we do weekly webinars for brokers.
• But we do weekly webinars for brokers.
• We know of about 200 that brokers have said they moved.
• on the brokers.

Committee: House Insurance

Transcript Highlights:

• technical updates regarding the Texas Real Estate Commission.
• Lastly, require the Public Utility Commission, ERCOT, and the Railroad Commission to oversee the implementation
• The Commission has a variety of different individuals, including the Railroad Commission, ERCOT, of course
• So that's a reason. for the Commission in my book.
• To individuals on SEC commissions generally?

Bills: SB75 , SB715 , SB776 , SB1299 , SB1405 , SB1968 , SB2021 , SB2077 , SB2148 , SB2321 , SB2330 , SB2411

Committee: Senate Business & Commerce

Transcript Highlights:

• Members, today we're considering the reappointment of Rob Allen Junior to the Oklahoma Veterans Commission
• And went on to practice law with Chesapeake Energy before becoming the CEO and managing broker of Sage
• Thank you, commission. Turning the chair over.
• Stanley, you're recognized to present the nomination of Matthew Dukes of the Oklahoma Veterans Commission
• Because we have a couple more nominees for the Veterans Commission, youologists hope and pray we can

Bills: HB3257

Committee: Senate Veterans and Military Affairs

Keywords: veterans, disability benefits, federal law, Oklahoma Statutes, military service

Transcript Highlights:

• With me here to testify is Albert Torrico with the California Pawn Brokers Association.
• Alberto Torrico, on behalf of the California Association of Pawn Brokers.
• Raymond Contreras with Lighthouse Public Affairs on behalf of the San Diego Housing Commission, SPUR,
• co-sponsor, Abundant Housing Los Angeles, Fieldstead, Habitat for Humanity, and the San Diego Housing Commission
• Abundant Housing Los Angeles, Fieldstead, and San Diego Housing Commission support. Thank you.

Committee: House Appropriations

Transcript Highlights:

• The Bisman Transit Board became the transit broker for the cities of Bismarck and Mandan.
• As the broker, Bisman Transit was responsible for administering the transit system.
• Bismarck and Mandan city commissions accept applications and requests for this funding on a case-by-case
• Bismarck and Mandan City Commissions accept applications and requests for this funding on a case-by-case
• And then the city of Bismarck, we kind of just submit requests to the city commission.

Summary: The committee met as a study subcommittee on fixed-route public transportation and first approved the December 11 minutes. It then heard detailed presentations from transit leaders in Grand Forks, Bismarck/Mandan, and Fargo about their systems, including route structures, paratransit service, ridership trends, fare changes, funding sources, fleet replacement needs, and operational challenges. Grand Forks described Cities Area Transit’s 17 routes, university shuttle service, expanded paratransit coverage, a 2025 fare increase, and rising costs for labor, fuel, parts, and new buses. Bismarck/Mandan’s Bisman Transit outlined its fixed-route and paratransit operations, recent service expansions approved for April 1, fare structure, ridership recovery since COVID, and major funding streams including mill levies, federal grants, and new local sales tax revenue. Fargo’s MATBUS representative emphasized the importance of continued state support for urban fixed-route transit. Members asked extensive questions about cost per ride, fare increases, school transportation, veteran service partnerships, app-based ticketing, local funding formulas, and whether ride-share or microtransit could replace fixed routes. Transit officials said fixed-route service remains essential because it provides reliable capacity, supports jobs and access to services, and preserves federal funding tied to public transit operations. They also said paratransit is costly but necessary for riders with disabilities, and that vehicle and maintenance costs have risen sharply. Minot’s transit superintendent added context on the state’s existing transit aid formula, explaining that it is weighted more toward rural and paratransit providers and that urban fixed-route systems are seeking a separate, dedicated funding source rather than changes to the current formula. The committee also heard public testimony from North Dakota Protection & Advocacy supporting both fixed-route and paratransit service for disabled riders, and from Minot staff on refurbished buses, CDL driver recruitment, and why the agency is not pursuing full electric buses. Near the end, members discussed whether to recommend additional state funding for the four urban fixed-route systems. A motion passed to have Legislative Council prepare a summary of the subcommittee’s activities for inclusion in the Government Finance Committee’s report to Legislative Management. Members then continued discussing possible recommendations, including a separate funding source for urban fixed-route transit and whether the four urban systems should meet to develop a proposed amount.

Transcript Highlights:

• , I'd like to recognize you to present the nomination of Rick Munchler to the Oklahoma Veterans Commission
• ..I'd like to recognize you to present the nomination of Rick Munchler to the Oklahoma Veterans Commission
• Allen Jr. to serve on the Oklahoma Veterans Commission for a three-year term ending July 1, 2029.
• Members today, we're considering the reappointment of Rob Allen, Jr. to the Oklahoma Veterans Commission
• The perfect candidate to serve on the commission. With that, I move due pass. Second.

Bills: HB3257

Committee: Senate Veterans and Military Affairs

Summary: The Senate Committee on Veterans and Military Affairs met with a quorum and considered three nominations to the Oklahoma Veterans Commission and one bill. The committee heard presentations for Rick Munchler, Robert W. Allen Jr., and Matthew Dukes, each described as having extensive military, public service, and veterans’ advocacy backgrounds. In each case, senators moved do pass, there were no substantive questions or debate, and each nomination received unanimous 5-0 approval to advance to the full Senate for confirmation. The committee also heard House Bill 3257, which would extend certain state benefits available to veterans who are 100% disabled due to a service-connected disability to veterans who are 100% disabled as a result of negligence or malpractice at a VA hospital under federal law. The author explained the bill would align state recognition and benefits with federal disability determinations in those cases, while noting the property tax exemption issue is constrained by the state constitution. After brief questions about the bill’s scope, the committee voted 5-0 to pass the measure to the full Senate. At the close of the meeting, the chair noted another committee meeting would be needed the following week to consider additional Veterans Commission nominees, and the committee adjourned.

Transcript Highlights:

• It merely expedites the ability for elected officials to be deleted under the data broker law.
• , you're asking us to reopen the data broker law.
• by the data brokers.
• , the data brokers have to, under the data broker law, not sell your data.
• We're not setting forth what and how to delete once you get into the data broker database. Okay.

Summary: The Assembly Privacy and Consumer Protection Committee heard two bills. AB 1159 by Assemblymember Addis would update California student data privacy law to extend protections to college students, limit how ed tech companies can collect and use student information, and add restrictions around sensitive data and generative AI use. Supporters, including Privacy Rights Clearinghouse, CFT, labor, civil rights, and education groups, said students and educators need stronger safeguards against invasive data collection and misuse. Opponents, including College Board, TechNet, CalChamber, and ACT Education, argued the bill was overly broad, could interfere with legitimate educational services and AI development, and raised concerns about a private right of action and impacts on adult students and recruitment opportunities. AB 883 by Assemblymember Lowenthal would expedite deletion of personal information for elected and appointed officials under California’s data broker deletion system by having state agencies provide official lists to the privacy agency and requiring brokers to delete the information within five days. Supporters said the measure responds to rising threats, harassment, and violence against public officials and would help reduce exposure of their personal data. TechNet and TechC.A. opposed unless amended, citing concerns about exemptions for lawful data sharing, the five-day timeline, and litigation risk, while the author emphasized the bill does not create a new right but streamlines access to an existing deletion process. Both bills were advanced after committee discussion and roll calls. AB 1159 passed 11-2 and was sent to the Judiciary Committee. AB 883 passed 14-0 and was sent to the Appropriations Committee.

Transcript Highlights:

• We're encouraged about brokers' fees being banned, but want to continue to see other junk fees being
• There's a number of different kind of startup fees that are allowed in addition to the broker fee, so
• I'm a broker-owner of a real estate company, and I'm the vice president of the Nantucket Association
• of Real Estate Brokers.
• The members of the commission met multiple times per week.

Committee: Joint Joint Committee on Housing

Summary: The Joint Committee on Housing held its second introductory hearing to frame the session’s housing agenda. Chairs Cyr and Haggerty described the hearing as a chance to hear a wide range of perspectives on Massachusetts’ housing crisis, including underbuilding, zoning and permitting barriers, rising costs, and the need for both state and local action. The committee heard from court, municipal, advocacy, and regional housing leaders, with recurring themes of increasing supply, preserving existing housing, preventing displacement, and expanding resources for renters and homeowners. Chief Justice Diana Horan of the Housing Court said the court is handling more than 40,000 new filings annually with only 15 judges, and estimated the court would need about 21 judges to meet demand. She described complications from RAFT-related stays, mental health and guardianship issues, aging housing stock, and the new eviction sealing law, which she said was being implemented smoothly but may require additional resources if filings continue to rise. The Massachusetts Municipal Association and MAPC emphasized that municipalities need flexibility, funding, and better tools such as MassWorks, Housing Works, H-DIP, 40R reforms, inclusionary zoning changes, and a local option transfer fee; they also said local control concerns and long permitting timelines remain major barriers. MAPC and others stressed that supply growth alone will not solve the crisis and urged continued support for subsidized housing, access to counsel, and modular/off-site construction. Advocates and housing providers focused on displacement, preservation, and tenant protections. Homes for All Massachusetts and Mass Law Reform Institute called for rent stabilization, stronger tenant protections, foreclosure prevention, elimination of junk fees, continued funding for RAFT and HomeBASE, and expanded access to counsel. Mass Union of Public Housing Tenants said the state needs far more extremely low-income housing, more operating subsidy, and major investment to repair public housing, while also supporting tenant technical assistance during redevelopment. Franklin County’s housing authority warned that rural communities are being left out of many state programs and asked for a rural LIHTC set-aside, a permanent rural credit boost, and a review of housing choice programs. A Massachusetts Taxpayers Foundation researcher presented findings that communities that add housing generally see stronger municipal finances, and that housing growth can improve property tax and state aid outcomes. Seasonal community representatives from Cape Cod, Martha’s Vineyard, and Nantucket described extreme affordability pressures and the need for tailored tools. Nantucket’s housing trust chair said the island has made progress through local funding, inclusionary zoning, and deed-restricted units, but still needs a real estate transfer fee and faster ways to preserve year-round housing. Across the hearing, members and witnesses repeatedly returned to the need for a mix of production, preservation, tenant protections, and local flexibility, rather than relying on any single policy solution.

Transcript Highlights:

• According to the Federal Trade Commission, just the parts of the bill that emulate the FTC Cars Rule
• According to the Federal Trade Commission, just the parts of the bill that emulate the FTC Cars Rule
• Additionally, a data broker sold phone location data tracking visits to Planned Parenthood clinics, and
• Sensitive personal information is to be treated as publicly available if a corporation and data brokers
• Those stories about what data brokers are doing are awful.

Committee: House Privacy and Consumer Protection

Summary: The committee heard several bills on consumer protection, privacy, AI, and employment technology. SB 53 by Senator Wiener would require large AI developers to disclose safety and security protocols, report serious incidents quickly, and create CalCompute and whistleblower protections; supporters said it is a transparency-based, narrower follow-up to SB 1047, while industry groups opposed unless amended over concerns about size-based thresholds, trade secrets, and security. SB 766 by Senator Allen would codify FTC car-sales rules and create a three-day cooling-off period for certain used-car purchases; testimony was broadly supportive, and several dealer and industry groups moved from opposition to neutral after amendments. The committee also heard SB 7 by Senator McNerney, which would require notice and human oversight for automated decision-making in employment, and SB 833 by the same author, which would require human review and monitoring for AI use in critical infrastructure; both drew support from labor and consumer advocates and opposition or concerns from business and public-sector groups about scope and compliance. The committee also began hearing SB 11 on AI-generated voice/image/video cloning and nonconsensual deepfakes, with supporters backing consumer warnings and liability rules and opponents seeking narrower language and lower penalties. Members and witnesses repeatedly emphasized the need to balance innovation with safety, with supporters arguing California should act where Congress has not, and opponents urging narrower definitions, stronger trade-secret protections, and more limited enforcement. On SB 53, committee members praised the author’s outreach but noted the bill still needs work; the bill was moved out on a do-pass-as-amended motion with seven votes and held open for absent members. SB 766 received unanimous support after amendments and was reported out 9-0. SB 7 and SB 833 were both advanced on do-pass motions but were left open with only partial vote counts at the time of the hearing. The committee later recessed and returned to continue the agenda.

Transcript Highlights:

• State Farm has to negotiate with my broker. Let's just say Victoria's my broker.
• State Farm has to negotiate with my broker. Let's just say Victoria's my broker.
• That's between the broker and the customer.
• So, um... ...that's between the broker and the customer.
• They already have the relationship with the agent and broker.

Summary: The Assembly Insurance Committee held an oversight hearing on the California Fair Plan, focused on the plan’s rapid growth, its financial stability after the January Southern California wildfires, and its role as the insurer of last resort. Fair Plan officials explained that the plan was created in 1968, is a not-for-profit involuntary association of licensed property insurers, and is intended to be a temporary safety net until policyholders can return to the admitted market. They emphasized that the plan is not a state agency or taxpayer-funded, but is regulated by the Department of Insurance and supported by member-company assessments if claims exceed available funds. Victoria Roach and Armand Feliciano said the Fair Plan has grown sharply since 2018 and especially after market pullbacks by major insurers, reaching about 575,000 policies and roughly $600 billion in exposure by spring 2025. They noted that growth is increasingly occurring in lower wildfire-risk areas, where the plan can sometimes be cheaper than the voluntary market, and said this undermines depopulation back into the private market. They also discussed recent policy expansions, including coverage for farms, higher residential and commercial limits, and pending or proposed changes such as AB 290, SB 525, and AB 226, which would add tools like a line of credit and bond access. A major portion of the hearing addressed the January wildfire losses and the plan’s financial response. Fair Plan officials said they assessed member insurers for $1 billion after determining claims and cash flow would exceed available resources, and that the process was approved quickly and paid smoothly, with more than 80% of the assessment collected within 10 days. They also described the reinsurance tower, the plan’s limited surplus, and the need for actuarially sound rates to reduce future reliance on assessments. On claims handling, they said the plan has received over 5,500 claims from the fires, has paid more than $2.9 billion so far, expects total payments near $4 billion, and has focused on advancing payments quickly for total losses and other urgent needs. Members questioned the plan’s solvency, the growth in non-wildfire areas, claim denials, smoke-loss coverage, and how depopulation works. Roach said most closed claims without payment were duplicates rather than denials, and that smoke claims require direct physical loss under the policy, with coverage determined case by case. Public commenters from the California Building Industry Association and the Independent Insurance Agents and Brokers of California said the Fair Plan’s growth reflects a weak voluntary market, inadequate rates, and insurer fear of future assessments, and urged support for rate increases and AB 226. The hearing concluded with no vote, but with a commitment from Fair Plan officials to follow up on unanswered questions and continue providing more transparency through public data and website disclosures.

Transcript Highlights:

• </c><00:18:05.000><c> next</c> broker one broker model starting next broker one broker model starting
• So, um, there has been use of a broker in the past in the state. Who is that broker currently?
• </c> broker. There were some positive things. broker. There were some positive things.
• </c> this same broker this same broker was<00:19:08.800><c> um</c> was um was um under<00:19:10.800><
• </c> contracting with the broker. contracting with the broker.

Committee: House Fraud Prevention and State Agency Oversight Policy

Transcript Highlights:

• It merely expedites the ability for elected officials to be deleted under the data broker law.
• , you're asking us to reopen the data broker law.
• by the data brokers.
• , the data brokers have to, under the data broker law, not sell your data.
• We're not setting forth what and how to delete once you get into the data broker database. Okay.

Committee: House Privacy and Consumer Protection