Transcript Highlights:

• The EV supply testing, or the EV charger testing, there again I'll have to check about complaint data
• The EV supply testing, or the EV charger testing, there again I'll have to check about complaint data
• <00:26:46.159> it equipment I got to are you testing it equipment I got to are you testing
• we anticipate that the new Benchmark we anticipate that the new Benchmark will<00:40:16.400>
• <01:00:00.640> facility request this is a testing facility request this is a testing facility

Keywords: 1187, senate, all

Transcript Highlights:

• Tests skills of students and compares them against a benchmark that's set based on a national group of
• prior tests.
• test and then obviously we have the STAAR test. at the end of the year.
• take the test When you do well, the tests adjust to you, or if you don't do as well.
• The purpose of testing is what? The purpose of testing kids is what?

Bills: HB4, HB54, SB 10, SB 24, HB4, HB54, HB775, HB850, HB 1122, HB 1249, HB1405, HB2336, HB2757, HB3372, HB3622, HB4442, HB4687, HB4893, HB5089, HB5515, HB5606, SB10, SB24, HB1573, HB3369

Keywords: district composition, congressional election, Texas, legislature, voting districts, citizenship, U.S. citizen, non-citizen, public office, advisory board, task force, state government, local government, political subdivision, commission board, appointment eligibility, officeholder qualifications, public service, naturalization, Texas Government Code

Transcript Highlights:

• <00:24:34.840> how acres of of land where do you test how acres of of land where do you test
• so we removed the lead testing so we removed the lead testing requirements<00:24:46.720> um
• So if a provider has municipal water source already testing, a requirement to test for the water source
• There is still a requirement for radon testing.
• > not<02:01:16.599> been seeming like that Benchmark has not been seeming like that Benchmark

Keywords: 1187, senate, all

Transcript Highlights:

• Academic standards and benchmarks: the department adopts standards and benchmarks in specific subject
• The standards and benchmarks are also reviewed on a 10-year cycle, so there's always some subject that
• They may adopt a model plan for radon testing, and again that's with the Commissioner of Health.
• and again that's with for radon testing and again that's with the<00:24:01.200> Commissioner<
• <00:34:48.760> memory<00:34:49.760> yes<00:34:50.560> uh perah going to test

Keywords: 1183, house

Summary: The Education Policy Committee met for its first hearing of 2025 and began with member and staff introductions, along with opening remarks from Chair Peggy Bennett about her first time chairing the committee. Members briefly described their districts and backgrounds, and the chair also reviewed committee rules and procedures, including deadlines for bill requests, amendments, testifiers, and handouts. Nonpartisan House Research then provided an extensive overview of the committee’s jurisdiction and the education code. The presentation covered the Department of Education’s duties, including supervision of public schools, rulemaking under legislative authority, state and federal education funding and compliance, standards and assessments, accountability systems, student discipline, and model policies. It also discussed related entities such as PELSB, the Board of School Administrators, the Perpich Center, regional centers of excellence, Compass, MTSS, and the READ Act. The committee asked questions about zoning for school sites and about teacher licensure changes, including the tiered licensure system and recent adjustments affecting special education teachers and standards of effective practice. No bills were heard and no votes were taken. The meeting was primarily organizational and informational, focused on orienting members to the committee’s work and the structure of Minnesota’s education policy system.

Transcript Highlights:

• risk than the benchmark, or at least equal risk to the benchmark.
• at our performance reports, we've reported both the static policy benchmark and the corridor benchmark
• We've reported both the static policy benchmark and the corridor benchmark, which is the official policy
• benchmark.
• The corridor benchmark has been a higher return or a more difficult benchmark.

Summary: The committee met to approve prior minutes and receive updates on the Legacy Fund transparency website and fund performance. Staff reported the website procurement was in contract negotiations, with a planned go-live around November 1, and that the site would provide downloadable, more transparent information on fund holdings, allocations, history, and legislative appropriations while protecting confidential data. The investment office then reviewed performance through January 2026, describing strong returns relative to benchmarks, noting real estate and fixed income as weaker areas, and explaining that the fund’s diversification and internal management had helped offset market volatility, including recent geopolitical impacts. Members also discussed the in-state investment program, especially the Bank of North Dakota’s CD-match allocation. Several members questioned whether the program had been static for years and whether the uncommitted balance should remain parked there if it was not being used. The committee voted to pause further transfers into the program until the Bank provides a report and the committee can consider possible statutory changes; the motion also requested a cost-benefit analysis from RVK, and it passed by roll call vote. In the afternoon, RVK presented its review of the investment policy statement as it relates to the in-state investment program. The consultant said it found no major policy impediments, and that implementers and stakeholders generally felt the program was proceeding as intended. RVK emphasized best practices such as third-party due diligence, competitive risk-adjusted returns, diversification, pacing, and exit strategies, while cautioning that required lower-return investments or spending commitments can create pressure on the fund’s long-term real value. The consultant also raised ancillary concerns about state-level concentration risk, the need to distinguish between public and commercial infrastructure, and the lack of a central repository for all state funding commitments to the same projects.

Bills: SB17, SB1569, SB2420, HB5138, HJR161, HB1937, HB3334, HB5444, HB5137, HB361, HB321, HB5447, HB464, HB678, HB2294, HB4172, HB3225, HB1769, HB5394, HB1837, HB1787, HB2271, HB2440, HB5134, HB5149, HB2151, HB2073, HB2186, HB2025, HB1936, HB1777, HB1663, HB 1306, HB 1290, HB1527, HB4802, HB3462, HB2963, HB2462, HB2560, HB644, HB2725, HB2621, HB2588, HB1443, HB1403, HB3032, HB1557, HB1664, HB2811, HB2088, HB2598, HB3062, HB3134, HB3940, HB4027, HB4097, HB4862, HB4170, HB4157, HB4205, HB4279, HB4377, HB4838, HB5424, HB5294, HB4870, HB4763, HB5639, HB4112, HB2275, HB1677, HB5014, HB3848, HB3797, HB3727, HB3709, HB3177, HB3057, HB4176, HB4202, HB2180, HB3528, HB3658, HCR76, HCR127

Keywords: foreign ownership, real property, national security, criminal penalties, civil penalties, personal information, higher education, privacy protection, governing board, institutional security, software applications, mobile devices, age verification, parental consent, data protection, app store regulation, HJR 161, Texas constitutional amendment, voting rights, non-citizen voting

Summary: The House convened with a quorum, received the invocation and pledges, and heard several announcements and recognitions before moving into floor action. Members honored the University of Texas Rio Grande Valley chess team for winning a share of the 2025 President’s Cup, recognized educator Jessica Lopez, and paid memorial tribute to Jennifer Maddenly, along with recognitions for Jeanette Valdez Duran’s food pantry work, TAMACC’s 50th anniversary, and Bernardine Steptoe’s retirement from WFAA. The House also granted permission for committees to meet while the House was in session, set a local consent calendar, and suspended posting rules for a Public Health Committee hearing on SB 2721. The chamber then considered a long series of Senate and House bills, with many passing on record votes. Measures addressed local law enforcement authority (SB 906), veterans highway designation (SB 1229), foster care medical billing (SB 855), massage therapy trafficking safeguards (SB 703), tax ballot language (SB 1025), occupational licensing for people with convictions (SB 1080), lien deadlines (SB 929), liquor sales complaints (SB 1355), higher education application fee waivers (SB 2231), utility data access (SB 1877), pediatric preceptorships (SB 1998), and several House bills on bond forfeiture notice, health workforce coordination, indigent civil commitment representation, consumer transaction cancellations, bird dispersal rules, theft venue for digital property, military grant applications, AI cancer-detection grants, cybersecurity contract language, in-state tuition for military-related programs, utility capital recovery, energy waste advisory oversight, gas utility rate recovery, psychedelic therapy study, teacher retirement funding transparency, pension changes, tax payment plans, and voter registration security. Some measures drew notable debate or amendments, including HB 5247, where a ratepayer-credit amendment failed, and HB 2298, HB 4014, HB 510, HB 561, HB 1128, HB 1904, HB 30, HB 200, HB 3045, and HB 5111, which all passed after recorded votes with varying margins. A major point of contention was SB 2420, the app store age-verification bill, which prompted extended debate over whether the bill should also require app developers to verify users’ ages. Representative Bryant offered an amendment to preserve developer verification obligations, arguing the bill would otherwise shift responsibility away from app makers; the author opposed it, saying the bill’s approach was more workable and raised concerns about First Amendment issues. Multiple points of order were raised and withdrawn during the debate, and the amendment discussion remained unresolved in the excerpt. The House also postponed further consideration of SB 17, SB 552, and SB 2420 at different points, and recessed for lunch after completing a large block of third-reading votes.

Transcript Highlights:

• Is the benchmark there $5,000? Once it gets over $5,000, it becomes a felony? It'd be $1,000.
• However, testing scheduled for the fall of 2024 did not occur due to ongoing DIS projects.
• However, testing scheduled for the fall of 2024 did not occur management software.
• However, testing scheduled for the fall of 2024 did not occur due to ongoing DIS projects.
• Yeah, right now we've done one for the training environment, just to test it out.

Keywords: 1204, all

Transcript Highlights:

• The preceding plan is often called the benchmark plan.
• So in other words, if this committee were to prepare a new plan, the benchmark plan would be the one
• We identify the districts in the benchmark plan, the preceding plan, where minorities were able to elect
• And step two, we determine whether, relative to that benchmark, the new plan diminishes that ability.
• Sometimes it's called the eyeball test or the intraocular test.

Summary: The Select Committee on Congressional Redistricting met for an informational presentation from outside counsel Andy Bartos on the legal standards governing congressional redistricting. He reviewed federal Equal Protection principles, Florida’s non-diminishment provision, and Section 2 of the Voting Rights Act, explaining how race can be considered in redistricting but generally cannot be the predominant factor. He also discussed the Florida Constitution’s tiered standards, including the prohibition on intentional political favoritism, compactness, and the requirement to use existing political and geographical boundaries where feasible. Bartos focused on two recent or pending cases: the Florida Supreme Court’s Black Voters Matter decision, which upheld the legislature’s 2022 congressional map and held that the non-diminishment clause does not justify making race predominant absent specific identifiable discrimination, and Louisiana v. Callais, pending before the U.S. Supreme Court, which may further clarify whether race may be used predominantly to comply with the Voting Rights Act or whether Section 2 remains constitutional as applied. He also explained how courts assess compactness and intent, and how data such as the 2020 census, voter registration, turnout, and election results are used for voting-rights analysis. Members asked about what triggers redistricting, whether the legislature must redraw maps now, what data is available in the mapping tool, how intent is measured, and whether public input opportunities will be provided. Bartos said redistricting timing is largely a legislative judgment unless a court requires changes, that the committee can consider whether BVM or the eventual Callais decision warrants revisions, and that the Callais ruling will bind Louisiana directly but serve as precedent for other courts. No votes or legislative actions were taken, and the meeting adjourned after the presentation and questions.

Transcript Highlights:

• So we all know that when our kids take a test, if it's a spelling test and there are 10 questions and
• Test and scores a 67, they get an A? Representative Valdez, you're recognized.
• We've talked extensively about how we are testing and grading our students.
• The test will not be changing, but the resulting score will be.
• And, you know, every two years or three years the test would change.

Summary: The Student Academic Success Subcommittee met with a quorum and considered two bills. The first, PCS for HB 1565, would expand permitted purchases under the Personalized Education Program scholarship to include digital devices, clarify statutory terms, and distinguish between parent-directed part-time programs and full-time instructor-led programs. Rep. Hinson questioned oversight and misuse safeguards, while the sponsor said existing statutory and SFO oversight already applies. Public testimony included support from the James Madison Institute, and the bill was reported favorably by a 12-1 vote. The committee then heard PCS for HB 1483, the SCORE Act, which would gradually align Florida’s school grading scale with the familiar A-F scale used for students over a 10-year transition. The sponsor argued that current school grades are inflated and confusing to parents, and said the bill would also expand early support identification from pre-K through 8th grade. Members raised concerns about the impact on public and charter schools, low-income communities, teacher workload, resources, property values, and whether the bill should be paired with funding and professional development. Public testimony included an ESE teacher asking about funding and class size, one opponent from Orange County teachers, and a proponent from Florida Citizens Alliance. After extensive debate, the committee voted 12-5 to report PCS for HB 1483 favorably. Supporters said the bill would improve transparency and accountability for parents and create pressure to raise standards, while opponents warned it could sharply increase lower-rated schools without sufficient resources and could mislead the public about school performance during the transition.

Transcript Highlights:

• risk than the benchmark, or at least equal risk to the benchmark.
• our performance reports, we've reported both the static policy benchmark and the corridor benchmark,
• We've reported both the static policy benchmark and the corridor benchmark, which is the official policy
• benchmark.
• The corridor benchmark has been a higher return, or a more difficult benchmark.

Keywords: 908, all

Transcript Highlights:

• So we won't have people waiting a year, two years to take the test and then flunk the test.
• The biggest problem we have is time to test.
• The biggest problem we have is time to test.
• depending on the test.
• who passed the test.

Summary: The committee heard and approved several health care bills. Senate Bill 68, by Senator Harrell, would require all hospital emergency departments to be prepared to treat children by maintaining pediatric equipment, staff training, written policies, a pediatric care coordinator, and completion/public posting of the National Pediatric Readiness Assessment. Senator Harrell said the bill is intended to improve pediatric emergency care in general hospitals, and the bill was supported by the Florida College of Emergency Physicians and the Florida Chapter of the American Academy of Pediatrics. It passed favorably. The committee also approved Senate Bill 154, which corrects the Mobile Act for dentists and dental hygienists by requiring graduates of out-of-state dental schools seeking licensure by endorsement to have attended a CODA-accredited school. The bill drew support from dental and dental hygienist groups and passed favorably. Senate Bill 40, by Senator Sharif, would require Medicaid managed care networks to ensure at least half of primary care providers offer appointments outside regular business hours, including evenings and weekends, to improve access and reduce emergency room use; it also passed favorably. A lengthy discussion centered on Senate Bill 254, also by Senator Harrell, which would tighten oversight of nursing education programs, create a temporary provisional license and preceptorship for new graduates awaiting NCLEX results, require remediation for low-performing programs, add standardized admission and exit-exam requirements, and allow the Department of Health to inspect programs unannounced. Supporters said the bill would improve quality and help students gain experience, while opponents warned it could reduce the number of nursing programs and worsen shortages, especially among private schools. After debate and testimony from nursing and school representatives, the bill passed favorably, with Senator Davis voting no. The committee then received an OPPAGA presentation on interstate health care licensure compacts. OPPAGA reviewed how Florida uses licensure by endorsement, telehealth registration, and compacts for nurses, psychologists, and physicians, and explained the potential benefits and drawbacks of joining additional compacts, including portability, data sharing, and emergency staffing versus costs, administrative burdens, and possible conflicts with Florida scope-of-practice laws. No action was taken on the presentation, and the meeting adjourned after Senator Davis requested to be recorded in support of SB 68 and SB 154.

Transcript Highlights:

• then lastly, they have a commitment to investment transparency, meaning that they meet certain benchmarks
• We use a benchmark of 90% for our work.
• And then on the savings rate side, both are meeting our retirement readiness benchmark for annual salary
• This benchmark cost predictability was one of those slides that I showed earlier, and there are five
• That now meets our benchmark for what analyses we believe budget makers and lawmakers need to have in

Transcript Highlights:

• Basically, this bill is just trying to create a benchmark target to work from.
• It's actually, if you grew up in the days of the mimeograph machines and you get a test from your teacher
• But again, we're trying to set a benchmark, to have something to show, to shoot for, to have some kind
• So it's very ambiguous, and that's what we're trying to do here is create some kind of a benchmark, a

Keywords: 914, all

Transcript Highlights:

• These statements establish objectives, risk constraints, and investment options and benchmarks to measure
• trust agreements to provide similar oversight of the objective, risk, and investment options and benchmarks
• Instead, by removing China from our public equity benchmark, we are eliminating passive exposure to the
• investment exposure in China that our fund managers may hold purely because of its weight in our benchmark
• Testing, testing. Okay, a little closer. Good afternoon, Chairman Fine, members of the panel.

Summary: The Committee on Governmental Oversight and Accountability met with a quorum present and took up two bills and one presentation. Senate Bill 108, on administrative procedures, was presented by Senator Burgess on behalf of Senator Grall. The bill would require agencies to systematically review rules over five years old, submit annual regulatory plans and reports, and take action on reviewed rules; it also would speed publication of proposed rules after new rulemaking authority and expand transparency for incorporated materials and rule histories. Americans for Prosperity appeared in support, there was no debate, and the bill was reported favorably on a roll call vote. The committee then heard a presentation from State Board of Administration Executive Director Chris Spencer on implementation of statutory investment restrictions affecting state funds. He reviewed the SBA’s structure and fiduciary duties, said the agency must maximize financial return using only pecuniary factors, and described the Protecting Florida’s Investments Act restrictions involving Northern Ireland, Cuba, Venezuela, Israel, Sudan, Iran, and China. He noted recent changes, including expanded Iran restrictions after the October 7 attacks, the addition of China-related divestment requirements, and the SBA’s move to eliminate China and Hong Kong from its global equity benchmarks; he said the agency is ahead of schedule on required divestment and in compliance with the law. Senate Bill 100, on display of flags by governmental entities, was then presented by Chair Fine. The bill would prohibit political flags on government buildings and allow active-duty service members and veterans to use reasonable force to stop flag desecration. The committee heard extensive public testimony, with supporters arguing government buildings should not display political messages and opponents raising First Amendment, vagueness, and enforcement concerns, especially regarding LGBTQ-related flags and school settings. Senators also questioned the bill’s definitions and the reasonable-force provision. After debate, the committee voted to report SB 100 favorably, with Senators Arrington and Polsky voting no and Senators Brodeur, McClain, Rodriguez, Fine, and Chair DeSiglie voting yes. At the end of the meeting, Senator Rodriguez was recorded as voting yes on SB 108, and the committee adjourned.

Transcript Highlights:

• The test is whether the amendment to the amendment expands the scope of the amendment by introducing
• So even if they hit this benchmark, it would be nothing to be proud of.
• So in April 2020, when there was no testing available, no testing available, I noticed that my voice
• The state finally opened up the first drive-up testing that was available.
• And they did a test. Immediately, he's like, "You've got COVID."

Transcript Highlights:

• I want to start grade level benchmarks.
• Having consistent data from later tests.
• to pass this test.
• <01:29:05.040> and elementary math lensure test and elementary math lensure test and requiring
• pass this test. pass this test.

Bills: HF3421

Keywords: early literacy, reading instruction, teacher preparation, teacher candidates, teacher licensure, educator licensing, Professional Educator Licensing and Standards Board, PELSB, field experience, supervised practicum, evidence-based reading, science of reading, literacy methods, teacher training, preservice teachers, school-based experience, reading intervention, Minnesota education policy, 1183, house

Transcript Highlights:

• You can actually even get a specimen from the eye if you need to, and you can do pregnancy testing on
• , which they do with toxicology and alcohol, the coroner still has to order that test, which they do
• Do you, are you able to test them for that ASTM standards?
• The national benchmark after major surgery is 27.
• So that is a significant improvement over the national benchmark.

Summary: The committee first approved the previous meeting minutes and then heard a detailed annual report from Dr. Thomas Arnold, chair of the Maternal Mortality Review Committee, on maternal mortality trends and policy issues. He explained the committee’s review process, confidentiality protections, and national and North Dakota data showing that most maternal deaths are preventable and that mental health conditions, substance use, cardiovascular issues, infection, hemorrhage, and embolism are the leading causes. Members asked about suicide, domestic violence, midwife training, home births, and whether pregnancy testing at death scenes should be expanded; Dr. Arnold said better coroner education, more investigation of unexplained deaths, and possible post-mortem pregnancy testing could improve case identification, especially in rural areas. He also noted that deaths often occur well after 42 days postpartum and that mental health-related deaths remain a major concern. The committee then heard from State Fire Marshal Dr. Matthew Clark on cigarette reduced-ignition-propensity standards and related fire prevention issues. He recommended updating the state’s cigarette propensity law to current national standards and also raised a separate recommendation to require fast-breakaway oxygen tubing for home oxygen users, citing fatal fires linked to smoking around oxygen. Members asked about implementation, cost, insurance coverage, and whether the standards apply in tribal communities; Dr. Clark said he would provide follow-up information and was willing to help with any legislation, but no agency bill had yet been planned. Next, Christine Greff of the Department of Health and Human Services reported on the North Dakota Stroke System of Care. She described the statewide network of stroke-ready hospitals, registry-based quality improvement, and performance data showing continued improvement in stroke recognition, imaging, thrombolytic treatment, transfers, and EMS pre-notification. She highlighted new quality measures for inter-facility transfers and intracerebral hemorrhage care, and said the system remains strong but depends on continued legislative and hospital support. Committee members asked about participation by the VA hospital and were encouraged to consider outreach to include it more fully in the stroke system. Finally, the committee began a presentation on prior authorization and non-opioid pain treatment from Taha Khan of Vertex Pharmaceuticals. He argued that prior authorization can delay access to non-opioid acute pain medications, especially in the 24- to 72-hour post-discharge window when pain is most severe, and said delays can push patients toward opioids. He emphasized that prior authorization has a role in utilization management but should not create barriers in acute pain care, and he noted that current use of the company’s non-opioid product remains very low. The discussion was still underway when the transcript ended.

Transcript Highlights:

• I understand the sentiment of this bill, but at the same time the terms of the benchmarks for the designation
• c><00:23:09.120> terms<00:23:09.640> of<00:23:09.799> the<00:23:09.919> benchmarks
• <00:23:10.520> for<00:23:10.679> the time the terms of the benchmarks for the time
• the terms of the benchmarks for the designation<00:23:11.840> would<00:23:12.039> have<
• me H you're testing me representative me H you're testing me representative matoto<00:25:20.279> with

Keywords: 910, house, all

Transcript Highlights:

• And the last comparison by region is for our NCLEX PN test takers: the highest number of test takers
• We also don't tell the students what tests are coming. We give adaptive tests.
• And we can't mandate or schedule them to test when we would like them to test.
• they become test savvy.
• With tests, all different formats, a lot of adaptive tests, and they become test savvy.

Summary: The subcommittee met to examine Florida’s nursing education pipeline and the state’s persistently low NCLEX passage rates. Chair Tuck opened by noting the projected nurse shortage and Florida’s ranking near the bottom nationally for first-time NCLEX pass rates. The Department of Health explained the Board of Nursing’s approval process for nursing programs, including application requirements, probation standards, and termination for programs that repeatedly fail passage-rate benchmarks. The Florida Center for Nursing then presented statewide data showing Florida has more test takers than most states, but still trails the national average; the gap has narrowed in recent years, though Florida remains below average. Members focused heavily on why the state continues to underperform, with discussion of faculty shortages, clinical placement constraints, accreditation, student preparedness, and the large share of newer private for-profit programs among those placed on probation. Committee members asked about how probation works, what happens when programs improve, and whether the board requires corrective plans. They also questioned the relationship between program type and outcomes, the effect of Operation Nightingale, and how many students fail and retest. The Florida Center for Nursing said first-attempt pass rates are the standard measure and that students who fail are expected to remediate and retest, though costs vary. The center also said Florida’s data shows accredited programs outperform approved or probationary ones, and that the state’s nursing workforce challenges are tied to broader issues such as faculty vacancies, clinical site competition, and student demographics, including many students balancing work, family, and language barriers. A panel of nursing school leaders from public, private nonprofit, and private for-profit institutions then described strategies used to improve outcomes. These included transparent recruitment, early orientation, tutoring, success coaching, stronger faculty development, curriculum mapping to NCLEX standards, higher course benchmarks, mandatory remediation, simulation labs, and commercial NCLEX prep tools such as ATI, Kaplan, and HESI. Several panelists said their programs had improved after probation or had very high passage rates, and they emphasized that student success depends on academic preparation, clinical experience, and support services. Members also asked about tuition, program length, translation into other languages, and faculty recruitment; panelists said costs vary widely, faculty hiring is difficult because hospitals pay more, and some schools are considering medical Spanish and immersion options rather than full curriculum translation.

Transcript Highlights:

• The Department of Insurance in Alabama sets a benchmark discount. Now it varies between...
• But that's all based on a benchmark discount that the Department of Insurance sets in Alabama.
• There's a coastal benchmark, and there's an inland benchmark depending on the different risks, but companies
• If they want to, but if they are claiming that they can't give the benchmark discount, they have to make
• And so the properties were battle-tested.

Bills: HB778, HB 1266, HB1576, HB2213, HB2517, HB2518, HB2841, HB3306, HB3320, HB3388, HB3508, HB3520, HB3689

Keywords: credentialing, healthcare, physician assistants, advanced practice nurses, managed care, hurricane, windstorm, loss mitigation, grants, insurance discounts, property retrofitting, insurance, Texas Windstorm Insurance Association, board composition, coastal counties, property insurance, taxation, Texas FAIR Plan Association, premium taxes, maintenance taxes