Transcript Highlights:

• Then you get into other areas for reprimand, suspension, and removal of your license.
• then you get into other areas for then you get into other areas for reprimand<02:05:10.199><c> suspension
• and</c><02:05:10.960><c> removal</c><02:05:11.520><c> of</c><02:05:11.800><c> your</c> reprimand suspension
• and removal of your reprimand suspension and removal of your ticket<02:05:12.840><c> your</c><02:05:
• because I'm still operating out of this, and this has only three category areas for reprimand, suspension

Summary: The committee first heard House Bill 362, which would grant the Department of Education rulemaking authority related to educator licensure and testing requirements, including passing scores on professional education assessments. Representative Ladd said the bill is intended to preserve New Hampshire’s standards for classroom teachers and CTE instructors, while allowing DOE flexibility through rulemaking. He emphasized maintaining high standards, including for career and technical education, and said he was open to DOE clarifying the language further. Committee members raised concerns that the bill, as written, could remove language recognizing industry-recognized credentials for CTE instructors. Department of Education Director Steven Appy said DOE had drafted an amendment to clarify that the requirement applies to an initial New Hampshire license, to exempt CTE teachers from content exams, and to preserve current administrative practice allowing basic academic skills testing and industry-recognized credentials as substitutes. The committee discussed the distinction between basic academic skills tests and content assessments, and Appy said the amendment was meant to avoid conflating those requirements. The chair said the committee would take up executive session on HB 362 and related bills later. The committee then took up House Bill 90, which narrows and defines the rules for part-time teachers, especially in concurrent enrollment settings. Representative Ladd explained that the bill is meant to allow qualified college faculty or adjuncts from the University System or Community College System to teach high school concurrent-enrollment courses when local schools lack a teacher with the needed master’s-level credentials, particularly in math and STEM subjects. He said the bill is intended to expand student access to college-level coursework, save money, and preserve standards, while still requiring background checks and adherence to ethics and conduct rules. Members began asking questions about how the bill would work in practice, including certification and endorsement issues, but the hearing was not concluded in the portion provided.

Transcript Highlights:

• We also have—we've created our own language for emergency suspensions.
• So we have emergency suspension hearings, which basically means you get your license taken away by the
• The hearing happens in 10 days, and so for those hearings where the license is—the suspension is upheld
• We have emergency suspension hearings, which basically means you get your license taken away by the board
• The hearing happens in 10 days, and so for those hearings where the suspension is upheld, we have time

Committee: Senate Executive Departments and Administration

Transcript Highlights:

• There may have been some sort of immediate suspension, something relative to the health, safety, and
• There may have been some sort of immediate suspension, something relative to the health, safety, and
• There may have been some sort of immediate suspension, something relative to the health, safety, and
• There may have been some sort of immediate suspension, something relative to the health, safety, and
• There may have been some sort of immediate suspension, something relative to the health, safety, and

Summary: The Judiciary Committee opened its hearing with a procedural discussion about a forthcoming Monday hearing, and the chair confirmed that any amendment deemed non-germane would be made public in advance and included in the calendar. The committee then took up House Bill 6, which would replace the word “citizen” in the Right-to-Know law with “any person,” allow requesters to specify the format of records, and expressly reference preliminary drafts circulated to a quorum or majority of a public body as disclosable material. The sponsor said the bill was intended to clarify existing law, remove uncertainty after a Rochester-related dispute over requester eligibility, and make records easier to obtain electronically unless doing so would be impossible, unusual, unduly burdensome, or harmful to recordkeeping integrity. Testimony was mixed. Cordell Johnston, speaking for himself as a municipal attorney, opposed most of the bill, especially the requirement that records be delivered electronically or by mail, arguing that out-of-state or out-of-country requests can be fishing expeditions that impose significant burdens on towns and clerks. He said local residents already can obtain records at town hall and that many municipalities voluntarily email records as a courtesy, but should not be required to mail large volumes of material. He also said the preliminary-draft language was unnecessary because such drafts are already covered when circulated to a quorum or majority. Representative Alexander raised concerns about the breadth of “any person,” potential abuse by bad actors, and the cost to municipalities, while Representative Peternell asked about whether the bill should account for nonresident property owners and business owners. The sponsor responded that limiting requesters by residency would not meaningfully stop abuse and said he did not know the bill’s fiscal impact, though he suggested it might improve efficiency. Yil Biset of the ACLU of New Hampshire testified in support of HB 6, calling it a modest and reasonable transparency measure. He said the preliminary-draft language was acceptable and consistent with existing exemption language in the public-meeting and documents statutes, and he said he was not aware of foreign-bot document requests occurring in New Hampshire. He also noted that current law already requires electronic disclosure when records exist electronically and can reasonably be provided that way. No vote or final committee action was taken in the portion of the meeting provided.

Transcript Highlights:

• want to emphasize that employees exempt from civil service aren't afforded the ability to grieve a suspension
• want to emphasize that employees exempt from civil service aren't afforded the ability to grieve a suspension
• He emphasized what the chair said about finding a mechanism to fund bond payments so the state can depend
• </c><03:50:15.880><c> to</c><03:50:16.040><c> fund</c><03:50:16.399><c> Bond</c><03:50:16.720><c> payment

Committee: House Finance

Transcript Highlights:

• settlement with the state when funds are offered to the state, cannot condition the funds offered on payment
• to a third party as a condition of settlement. ...the funds offered on payment to a third party as a
• Representative Andrade, you're recognized. the funds offered on payment to a third party as a condition
• Is there an appeals process similar to a suspension or a suspended license under this, under no valid
• And the sticker itself is proof of payment that rides along with the car, not needed.

Summary: The House convened with prayer, the Pledge of Allegiance, quorum call, and several recognitions, including tributes to former members and law enforcement. The chamber then adopted the special order report and moved to the day’s special-order calendar. Early bills passed unanimously, including CS/HB 401 on FDLE security details for major party nominees for governor and lieutenant governor, CS/HB 1063 on gubernatorial transition procedures, HB 593 on governmental agencies and personnel, CS/CS/HB 655 on confidential attorney-client meetings for local governments in pending litigation, and HB 6011 on ethics gift/honoraria reporting procedures. Each of these measures was explained by sponsors as transparency, security, or administrative process legislation, and each passed 115-116 to 0. The chamber then took up CS/HB 125, designating October 14 as Charlie Kirk Day of Remembrance. The bill drew extensive and sharply divided debate over whether a state remembrance was appropriate for Kirk, with opponents arguing he was a polarizing political figure and that the House should focus on affordability and other constituent concerns, while supporters framed the bill as a defense of free speech and opposition to political violence. A proposed amendment to replace the designation with a George Floyd remembrance was ruled not germane. After structured debate, the bill passed 82-31. Members also considered transportation designation measures. SB 628, substituted for CS/HB 885, included multiple road and bridge namings and an amendment designating a 124-mile stretch of State Road 80 as the President Donald J. Trump Highway; the amendment and bill passed 82-26. CS/HB 33 similarly designated portions of roads as Charlie Kirk Memorial Avenue and President Donald J. Trump Boulevard, prompting another lengthy debate over the appropriateness of honoring political figures and the use of public roadways for such designations; it passed 82-30. The House then began debate on CS/HB 35, “Isaiah’s law,” which would add driving without a valid license to the habitual traffic offender list after repeated offenses, with sponsors citing a fatal hit-and-run and opponents questioning prosecutorial discretion and the bill’s practical effects.

Transcript Highlights:

• to provide the services, and where this bill doesn't talk about the amount of years of juvenile suspense
• to provide the services, and where this bill doesn't talk about the amount of years of juvenile suspense

Summary: The committee heard several public safety measures, with extensive testimony on firearms regulation, disability and sexual assault, mental health diversion, emergency response, and law enforcement masking. SB 704 by Senator Arreguín would require firearm barrels to be purchased through licensed dealers with a background check, as a response to the rise in ghost guns and 3D-printed firearms; supporters said barrels are a key component of untraceable guns, while opponents argued the bill burdens lawful gun owners and does little to stop criminals. SB 258 by Senator Wahab would eliminate the remaining spousal rape exception for victims unable to consent because of disability; supporters called it a needed closure of an archaic loophole, while disability-rights advocates opposed it unless amended, warning it could worsen misunderstandings about capacity to consent and harm disabled people’s autonomy. After debate, SB 258 passed the committee on a due-pass motion to Appropriations, with several members voting aye and the bill held on call. Senator Umberg presented SB 398, which closes a loophole in the law prohibiting paying or offering money or other value to induce someone to vote or register to vote; there was little opposition, and the bill passed on a due-pass motion to Appropriations and was held on call. He also presented SB 27, a CARE Court cleanup measure that would allow certain misdemeanor defendants found incompetent to stand trial to be routed into CARE Court and would expand eligibility to some people with mood disorders with psychotic features. Supporters said it would improve access to treatment and reduce unnecessary incarceration, while county behavioral health directors and disability advocates warned it could blur the line between voluntary civil treatment and coercive criminal proceedings and expand CARE Court beyond its intended scope. SB 27 passed on a due-pass motion as amended to Appropriations. The committee also heard SB 36 from Senator Umberg, a price-gouging measure tied to wildfire-related emergency conditions that also expands search-warrant authority for certain misdemeanor investigations. Public defenders opposed the search-warrant expansion as unnecessary, while a late supporter from the Los Angeles County District Attorney’s Office spoke in favor; the bill was moved on a due-pass motion as amended to Appropriations and held on call. SB 571 by Senator Arreguín would increase penalties for impersonating emergency personnel and related conduct during disasters; supporters cited post-fire looting and impersonation, while opponents argued longer sentences do not deter crime and that existing law is sufficient. The bill passed on a due-pass motion as amended to Appropriations and was held on call. Finally, Senator Wiener presented SB 627, which would prohibit law enforcement from wearing extreme masks except in limited circumstances, aimed largely at masked federal immigration enforcement operations. Supporters said masked, unidentified officers create fear and undermine trust, while law enforcement groups argued the bill wrongly sweeps in local officers, is too broad, and should instead target federal agents or impersonators. Testimony was still underway when the transcript ended, and no final committee action on SB 627 is shown here.

Transcript Highlights:

• extremely full about the HF 29 bill, outside of its effect on the ethnic studies program, is the suspense
• extremely full about the HF 29 bill, outside of its effect on the ethnic studies program, is the suspense

Bills: HF29 , HF921 , HF922 , HF1048 , HF1049

Committee: House Education Finance

Keywords: railroad, infrastructure, transportation funding, environmental remediation, capital investment, HF921, tax increment financing, TIF, excess tax increment, school district aid, levy adjustment, property tax levy, education finance, Minnesota education aid, decertification, local government finance, school funding formula, state aid reduction, referendum equalization aid, debt service equalization

Transcript Highlights:

• Some of you may or may not know that since 2018 child support payments are no longer tax deductible,
• party to the other, they should just not have child support, and there would be no child support payment
• state of New Hampshire, I guess some children are more valuable than others based on child support payment
• and they could no child support payment and they could alternate<00:05:22.520><c> tax</c><00:05:22.800
• </c><00:06:00.520><c> it's</c><00:06:00.759><c> all</c> child child support payment it's all child child

Summary: The House Children and Family Law Committee met on January 28, 2025, and first heard House Bill 322, which would give a parent paying child support the exclusive right to claim the child as a dependent on taxes. Representative Barton, the sponsor, argued that because child support is no longer tax-deductible, the paying parent should at least receive the child tax credit. Committee members and later testimony from New Hampshire Legal Assistance raised concerns that the bill would override court discretion, could disadvantage low-income custodial parents, and would not account for cases where child support payments are small or where parents share support unevenly. Several members noted that judges already allocate dependency claims in divorce orders and can modify those orders when circumstances change. After testimony, the committee moved to ITL (inexpedient to legislate) HB 322. The motion was seconded, discussion continued, and the roll call was unanimous in favor of ITL. The committee then placed the bill on consent and ended the executive session on HB 322. The committee next took up House Bill 325, which would eliminate term and reimbursement alimony in no-fault divorces. Representative Barton testified that alimony in those cases was akin to involuntary servitude and should not survive dissolution of the marriage contract. The hearing then moved into questions about whether alimony is meant to compensate a spouse for sacrifices made during the marriage, such as supporting a partner through school or staying home with children, and the sponsor maintained that post-divorce support should not continue as a marital obligation. The transcript cuts off before any vote or further action on HB 325 is shown.

Transcript Highlights:

• registration plates, registration certificate, and vehicle identification number; steering and suspension
• registration plates, registration certificate, and vehicle identification number; steering and suspension
• registration plates, registration certificate, and vehicle identification number; steering and suspension

Summary: The committee first heard House Bill 119-FN, which would allow rental companies registering a rental fleet to choose New Hampshire as their base jurisdiction under the International Registration Plan. The DMV witness said the state already has this capability under the IRP and did not support the bill, adding that no additional staffing should be needed. Committee questions focused on whether the bill would change where registrations are done, what implementation would require, mileage tracking, decals, and inspection requirements. A representative of the Motor Transport Association also said the bill was unnecessary because the option already exists, while noting some related truck-registration and property-tax issues. The chair then closed the public hearing on HB 119-FN with no further speakers. The committee next heard House Bill 612, which would let youth operators renew up to 30 days before turning 21 and receive a temporary license so they can transition to a standard horizontal license without an extra DMV trip. The sponsor and DMV director strongly supported the bill, describing a long-standing problem where early online renewals can trigger another vertical youth license, forcing a duplicate transaction and fee after the birthday. The DMV said the change would reduce confusion and workload, and estimated a one-time system update cost of $48,000. Members asked about whether the proposal was effectively a 30-day extension, how law enforcement would view the temporary status, and whether the system could handle printing and mailing the new horizontal license; the director said the DMV could manage it and that the bill was the best approach. The chair closed the hearing after no one else testified. Finally, the committee heard House Bill 209, which would exempt new vehicles from inspection in the second year after purchase, effectively allowing two years before the next inspection. The sponsor argued the bill would save taxpayers money and reduce unnecessary trips for owners of new vehicles. Supporters said newer vehicles are already maintained through warranties and routine service. Opponents, including the New Hampshire Auto Dealers Association and a service manager from a dealership, argued the bill was not limited to truly new cars, would weaken safety by delaying inspections on vehicles that can still develop tire, brake, and other defects, and could raise costs for everyone else if inspection volume drops. The Motor Transport Association clarified that commercial motor vehicles remain subject to annual federal inspection requirements. No vote was taken in the transcript, and the hearing remained open with testimony continuing.

Transcript Highlights:

• then it would come up to my office on whether there should be a sanction, whether it would be a suspension
• would</c><03:44:31.399><c> be</c><03:44:31.960><c> uh</c><03:44:32.159><c> a</c><03:44:32.359><c> suspension
• </c><03:44:32.920><c> or</c> whether it would be uh a suspension or whether it would be uh a suspension

Summary: The Division 2 Finance Committee heard an overview and budget presentation from New Hampshire Fish and Game, led by new Executive Director Stephanie Simi and Business Division Chief Kathy Leonti. The agency described its mission to conserve and manage fish, wildlife, and marine resources, and emphasized growing pressures from disease, climate impacts, habitat change, and increased public demand. Simi said the department is largely funded by hunting and fishing license revenue and federal grants, is reviewing staffing and internal processes, and faces critical needs including permanent funding for environmental review staff, infrastructure and IT modernization, and possible service reductions if additional support is not found. Members asked about specific program and policy issues, including chronic wasting disease in deer, hemorrhagic disease in rabbits and hares, moose population decline, and a proposed bait-disease bill. The department said it is actively monitoring diseases and did not see a need for the bait bill at this time. Legislators also discussed the Hike Safe program, which the department said has grown from an expected $100,000 annually to more than $300,000, and a possible boating version of that program, which the department said remains under consideration but would involve complex logistics and multiple agencies. Questions were also raised about rescue costs, out-of-state hikers, and whether boat registrations could be used as a revenue source; Fish and Game said boat registration is handled by the Department of Safety, though the department receives $5 per registered boat for the public boat access program. The budget discussion focused on revenue projections, use of unrestricted Fish and Game funds, and dependence on federal reimbursements. Leonti said the department met the governor’s general fund target but not the Fish and Game fund target without using surplus unrestricted funds, leaving only about $100,000 in the fund by the end of the biennium. She said the budget uses more than $18 million in Fish and Game funds annually against about $14 million in unrestricted revenue, and that five of 193 full-time positions remain unfunded. The department warned that if federal grants were halted, it could cost about $5 million over five months and force the Fish and Game fund to cover the gap. Committee members also requested that future presentations be sent electronically in advance, and the department agreed to do so.

Transcript Highlights:

• Or, if there's apprenticeships and internships that involve payment for student interns, and we have
• The UNH Cary Center did a study on New Hampshire's expulsion and suspension practices, and I'll just
• The UNH Cary Center did a study on New Hampshire's expulsion and suspension practices, and I'll just

Committee: Senate Education

Transcript Highlights:

• underage possession of alcohol or cannabis to clarify that an automatic and immediate driver's license suspension

Transcript Highlights:

• been demonstrated to be effective in working with those students and in reducing out-of-school suspensions

Bills: HR249 , HR251 , HB395 , HB902 , SB83 , SB132 , SB157 , SB338 , SB450 , SB484 , SB501 , SB507

Committee: House Education

Keywords: artificial intelligence, AI, BESE, State Board of Elementary and Secondary Education, content standards, K-12 education, public schools, curriculum, digital literacy, computer science, STEM, technology education, student privacy, ethical AI, workforce development, future-ready workforce, instructional resources, education policy, school standards, Louisiana education

Transcript Highlights:

• And actually, a judge in Baton Rouge, Ebony Rose, received her bonus even though she was on suspension

Committee: House Judiciary

Summary: The committee met with a quorum and took up House Bill 911 by Rep. McMakin, which proposes a major restructuring of Orleans Parish courts into a single judicial district with one clerk of court and a consolidated system, while keeping current judges in place through the end of the year and allowing them to run in scheduled elections. The committee first adopted a three-minute debate rule, then later rejected a motion to suspend it. The bill was then amended with a large set of mostly technical changes, and the amendments were adopted without objection. Supporters argued the bill would modernize Orleans’ court structure, reduce duplication, and align Orleans with other judicial districts. They cited Supreme Court data, prior studies, declining population and caseloads, and the state’s direct funding of Orleans criminal court as reasons to consolidate and reduce judgeships. Opponents, including local legislators and attorneys, said Orleans is not comparable to other parishes because of complex litigation, multiple-defendant criminal cases, jury-trial volume, tourism-related cases, and the need for specialized dockets. They also criticized the process as rushed and said local judges, legislators, and practitioners were not adequately involved. Testimony from ACLU and defense-side witnesses emphasized that case counts are not uniform across parishes and that Orleans has a high number of jury trials and a large workload per judge. They warned that eliminating judgeships could increase delays and create transition costs, while supporters countered that other districts manage similar or heavier work with fewer judges. White-card witnesses from Orleans Civil District Court, including Judge Kernan Reese, Judge Sidney Cates, and Clerk Chelsea Richard Napoleon, testified that Orleans handles complex and time-sensitive matters, that the clerk’s office relies on self-generated funds, and that the bill’s funding and office references contain inaccuracies. No final vote on the bill was taken in the portion of the transcript provided.

Transcript Highlights:

• it, and actually a judge in Baton Rouge, Ebony Rose, received her bonus even though she was on suspension

Bills: HB141 , HB178 , HB179 , HB187 , HB188 , HB527 , HB782 , HB911 , HB916

Committee: House Judiciary

Keywords: court proceedings, transcription, criminal law, recording, judicial discretion, court reporters, record retention, criminal cases, civil cases, legal proceedings, judicial administration, Louisiana Supreme Court, court reporting services, digital reporting, remote proceedings, virtual courts, court reporter fees, judicial district, statewide revision, costs

Transcript Highlights:

• and the people she represents, who remain concerned about the inappropriate and discriminatory suspensions

Bills: HF60 , HF3067 , HF3730 , HF3638 , HF3401

Committee: Senate Education Policy

Keywords: interchange, bond issuance, transportation, infrastructure funding, Sherburne County, paraprofessional, paraprofessional qualifications, education support staff, teacher aide, teacher assistant, special education, Title I, federal personnel qualifications, Minnesota Department of Education, school district, charter school, cooperative unit, Read Act, reading instruction, math instruction

Transcript Highlights:

• religious release time are taught positive moral values, and this has led to a significant drop in suspension

Committees: House Education , House House Education Committee of Reference

Transcript Highlights:

• notice that there's a very clear section on that, that after subsequent offenses there could be fine suspension

Summary: The meeting included a joint public hearing of the House Housing and Transportation committees, followed by a Transportation Committee hearing. In the joint hearing, members considered SB 662 SD1, which concerned transportation and included two parts: transferring certain streets to the city and clarifying police authority on state streets. The chair recommended moving the bill out as an HD1 with Part One removed, explaining that the street-transfer issue should be worked out by the county and state and that removing it would improve the bill’s chances. The committees voted to pass the measure with amendments, and the recommendation was adopted. The Transportation Committee then heard several bills. SB 1095, relating to license plates, would increase decal size restrictions for special number plates; the Department of Transportation offered written comments, with testimony split between two individuals in opposition and one in support, and no questions were raised. SB 344 would require skateboard users under 16 to wear helmets; DOT supported the bill, as did TRIAA Hawaii, the Injury Prevention Coalition, and other individuals, while two individuals opposed it. SB 30 would require all moped riders to wear helmets regardless of age; DOT supported it, but Moped Doctors and Hawaiian Style Rentals and Sales opposed it, arguing the bill was overreaching, could be hard to enforce, and should be more narrowly targeted or replaced with education efforts. The committee also heard SB 1216, which would tighten noisy muffler and exhaust enforcement by conditioning inspection certificates, adding inspection-station penalties, increasing fines, and prohibiting repair or installation of noisy systems. DOT supported the measure, and Waiʻanae Neighborhood Board testified in support, while Moped Doctors and the Motorcycle Industry Council opposed it, saying the bill would burden inspection stations, create liability concerns, and raise questions about insurance-related language as applied to mopeds. The hearing included discussion of enforcement, inspection burdens, and whether the bill’s insurance references applied to mopeds. No final vote was taken on the Transportation Committee bills in the portion provided, and the hearing adjourned after testimony and discussion.

Bills: HB146 , HB322 , HB469 , HB1183 , HB1481 , HB1509 , HB1510 , HB1511 , HB1514 , HB1515 , HB1516 , HB1520 , HB1522 , HB1524 , HB1531 , HB1535 , HB1548 , HB1550 , HB1559 , HB1573 , HB1574 , HB1590 , HB1593 , HB1601 , HB1603 , HB1615 , HB1628 , HB1643 , HB1644 , HB1645 , HB1648 , HB1663 , HB1667 , HB1671 , HB1678 , HB1679 , HB1682 , HB1688 , HB1691 , HB1692 , HB1695 , HB1696 , HB1697 , HB1716 , HB1721 , HB1724 , HB1725 , HB1728 , HB1730 , HB1733 , HB1737 , HB1738 , HB1739 , HB1740 , HB1741 , HB1742 , HB1752 , HB1753 , HB1764 , HB1768 , HB1769 , HB1777 , HB1782 , HB1790 , HB1799 , HB1810 , HB1823 , HB1824 , HB1832 , HB1839 , HB1840 , HB1844 , HB1845 , HB1850 , HB1851 , HB1858 , HB1860 , HB1864 , HB1870 , HB1873 , HB1875 , HB1877 , HB1878 , HB1880 , HB1881 , HB1886 , HB1888 , HB1890 , HB1892 , HB1893 , HB1898 , HB1921 , HB1934

Keywords: judiciary, Hawaiian language, Ōlelo Hawaiʻi, language access, cultural preservation, voter registration, automatic registration, state agencies, electoral participation, opt-out system, disability, parking, travel placard, accessibility, mobility, retirement, pension, law enforcement, public safety, Hawaii Revised Statutes

Transcript Highlights:

• , credit card fees, mobile payments, buy now, pay later financing, and other aspects of the payments
• , credit card fees, mobile payments, buy now, pay later financing, and other aspects of the payments
• And second, the limits on the global payment electronic payment system.
• Klinga Smith spoke to emerging payments payment rails in the United States.
• Ubiquity of instant payments.

Summary: The Special Legislative Commission on the Future of Payments and Sales Transactions by Credit Card and the Impacts for Small Business held a public hearing focused on credit card interchange fees, cashless transactions, chargebacks, fraud, and possible reforms affecting small businesses in Massachusetts. Chair Paul Feeney opened the meeting, outlined the commission’s charge, and noted that the hearing would hear from small business owners, industry representatives, and others on the effects of payment trends and proposed policy changes. Representative Sean Garballey testified first, arguing that universal card acceptance and the current interchange system are important to Massachusetts tourism and should not be disrupted ahead of a busy summer season. A large portion of the hearing featured independent restaurant owners and advocates, who said processing fees are especially burdensome because restaurants operate on very thin margins and are charged fees on sales tax and tips that are not retained as revenue. Testifiers including Jen Ziskin, Kristen Canty, Nancy Cushman, and Kerry Colzer described rising operating costs and gave examples of annual or monthly fee totals, urging relief from fees on tax and gratuity amounts. Ryan Lotz also asked for chargeback reforms, including refunding chargeback fees when merchants prevail, requiring consumers to contact businesses before disputing charges, proportional fees, and safeguards against repeat abuse. Several witnesses, including Dan Swanson, argued that states have authority to regulate aspects of the payment system and cited the Illinois litigation and federal court rulings as support for state action. Opposing testimony came from credit unions, banks, payment industry representatives, and policy groups, who warned that changing interchange rules could create compliance burdens, reduce rewards, raise account fees, and shift costs elsewhere. Witnesses such as Alex Vereen, Brad Popolado, Keely McEwen, David Montero, Hunter Hamburlin, and Luke Bondar emphasized fraud prevention, network security, consumer protections, and the need for a stable, uniform payment system. Some suggested alternatives such as vendor compensation, surcharging, instant payments, or QR pay code standards, while others argued that sales tax and tip amounts cannot easily be separated within current card-network architecture. The chairs said the commission is still exploring options, discussed possible state-level solutions, and announced plans for one more public hearing before moving toward recommendations and a report. The commission then voted to adjourn.