Video & Transcript Research : 'Texas Insurance Code'
Page 147 of 500
WY
Wyoming 2026 Regular Session
Joint Corporations, Elections & Political Subdivisions, May 22, 2026 - PM
Corporations, Elections & Political Subdivisions
Transcript Highlights:
- And again, the Wyoming code says that we And again, the Wyoming code says that we can<00:02:29.720>
- the insurance issue in. Is that Ms. the insurance issue in. Is that Ms.
- It's the Insurance Model Act. >> Oh, wait. It's the Insurance Model Act.
- Jeff Freed, the insurance commissioner. Jeff Freed, the insurance commissioner.
- Association of Wyoming Insurance Agents. Association of Wyoming Insurance Agents.
WY
Wyoming 2026 Regular Session
Select Committee on School Facilities, May 19, 2026 - AM
Select Committee on School Facilities
FL
Florida 2025 Regular Session
February 4, 2025 - 12:30 PM
Transcript Highlights:
- We are Florida's residual insurer, or insurer of last resort.
- So that's where a residual insurer or insurer of last resort steps in.
- We are a residual insurer or insurer of last resort steps in.
- Eligibility. a residual insurer or insurer of last resort steps in.
- And the idea is, for instance, you know, Texas, Texas wind. They have major wind events.
Summary:
The Insurance and Banking Subcommittee received a lengthy presentation from Citizens Property Insurance Corporation CEO Tim Serio, with Insurance Commissioner Michael Yaworski also answering questions. Serio reviewed Citizens’ role as Florida’s insurer of last resort, its statutory funding structure, eligibility rules, depopulation program, reinsurance obligations, and the surcharge/emergency assessment mechanisms that can be used if Citizens runs a deficit. He emphasized that recent legislative reforms, combined with lower litigation and improved market conditions, have helped the private market recover and reduced Citizens’ policy count from a peak of about 1.41 million in 2023 to 936,182 at the end of 2024, with a projected drop to about 771,000 by the end of 2025. He also said the reforms reduced Citizens’ rate need and helped avoid an emergency assessment after the 2024 storms.
Members asked about Citizens’ rate increases, why Citizens still seeks higher rates despite lower litigation, how the 20% eligibility threshold works, whether Citizens should be wind-only, and whether the state or federal government could help with deficits. Serio explained that Citizens is still charging below actuarially sound rates in most areas, that rate filings reflect reduced litigation and lower reinsurance exposure, and that assessments on all Florida property policyholders are the reason Citizens tries to build surplus and depopulate. He said the depopulation program is working better than in the past, with less than 2% of takeout policies returning to Citizens, and that the Office of Insurance Regulation has been vetting takeout companies more carefully.
A substantial portion of the discussion focused on claims handling after Debby, Helene, and Milton, including flood-versus-wind disputes and Citizens’ use of the Division of Administrative Hearings for some claim disputes. Serio said Citizens had received 76,625 claims from the three storms and had paid nearly $823 million in indemnity and expenses as of January 7, 2025. He said many closed-without-payment claims were either below deductible, withdrawn, duplicate, or flood-only, and that Citizens had asked its internal audit function to independently review the claims data and denials. He also described Citizens’ storm outreach, catastrophe response centers, managed-repair program, and claim review process, and said the corporation remains focused on paying valid claims while minimizing the risk of assessments on the broader Florida market.
NM
New Mexico 2025 Regular Session
IC - Legislative Education Study Dec 18th, 2025 at 09:13 am
Transcript Highlights:
- Liability insurance has increased significantly, and it has caused an upward trend in litigation. expenses
- Every student deserves access to opportunity, regardless of zip code. And third, voice.
- And that is also students who are not being held to their destiny by their zip code or their economic
- students assessed, whereas a state like Georgia has over 50,000 students assessed, and a state like Texas
- It would be the same score in Massachusetts, California, Connecticut, Texas, or wherever.
FL
Florida 2025 Regular Session
Health Policy Jan 14th, 2025
Transcript Highlights:
- So basically what that looks like, no matter what insurance you have or don't have, you can receive a
- It could be somebody, hey, who's making an app that Texas mom after she has baby to check up on her,
- this is our contact information so you can send us e-mail us at our website and also scan that QR code
- And if you've got the QR code, you're ready to go.
- But it's your monthly health insurance payment.
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Tuesday, April 29, 2025)
US Federal House Floor Meeting
Transcript Highlights:
- from Texas is recognized. from Texas is recognized.
- any other state, that state being Texas. any other state, that state being Texas.
- Gentleman from Texas Gentleman yields. Gentleman from Texas is<02:57:42.520>
recognized. - and throughout the state of Texas. and throughout the state of Texas.
- The gentleman from Texas is recognized. Reserve. Gentleman from Texas reserves.
NM
New Mexico 2025 Regular Session
IC - Economic and Rural Development Sep 4th, 2025
Economic & Rural Development & Policy Committee
Transcript Highlights:
- It seems like Arizona and Texas; we've seen a lot of plates from those places as well.
- I know nurses do have to have insurance to an extent or some kind of coverage.
- I guess we need to bring that insurance rate or that premium down.
- It's my understanding we have the second highest insurance rates in the nation, behind Alaska.
- It was in between numbers used in Texas, a study of Texas State Parks, and Arizona State Parks, so we're
AL
Transcript Highlights:
- credit card verification value or code credit card verification value or code and<01:58:52.800><
- Put it in to put in and your zip code.
- <02:04:24.800>
whatever then the the the secret code whatever then the the the secret code - and and it's uh not able to be insured and and it's uh not able to be insured by<02:48:26.640>
- Insurance Insurance actually<03:16:20.800>
had <03:16:21.279>paid <03:16:21.600>the - Insurance Insurance actually<03:16:20.800>
Summary:
The Alabama Senate convened with prayer and the Pledge of Allegiance, confirmed a quorum, excused absent senators, and adopted the previous day’s journal. The chamber also recognized guests, including members of Alpha Kappa Alpha Sorority and employees of the Central Alabama Electric Cooperative. A senator then delivered a Black History Month-style presentation highlighting James Weldon Johnson, A. Philip Randolph, Jan E. Matzeliger, and Percy Lavon Julian for their contributions to civil rights, labor, industry, and science.
The Senate received House messages referring two Archives and History board appointments to the Committee on Confirmations, then took up numerous committee reports. Several bills from Finance and Taxation, Judiciary, Education Policy, Agriculture, Fiscal Responsibility and Economic Development, Healthcare, Tourism, Veterans and Military Affairs, State Government Affairs, and Local Legislation received favorable reports, some with amendments or substitutes, and were advanced to second reading and placement on the next legislative day’s calendar. The chamber also recommitted Senate Bill 266 to the Tourism Committee.
The Senate confirmed multiple appointments, including Llaya McNair to the Alabama Trust Fund Board, several members to the Credit Union Administration Board, and Elizabeth Smithart, Leslie Sanders, and Wayne Sers to the Alabama State Board of Human Resources. It then adopted several resolutions, including commendations and memorials, such as resolutions honoring Mary Francis Holland, the Stanhope Elmore boys bowling team, and Alicia Cannon for more than 50 years of service to the Alabama judicial system. The Senate also adopted a resolution creating the Study Commission on Artificial Intelligence and Children’s Internet Safety, after discussion about its purpose, membership, and duties; an amendment to the commission resolution was adopted before the resolution itself was adopted.
NH
New Hampshire 2026 Regular Session
House Executive Departments and Administration (01/22/2026)
Executive Departments and Administration
Transcript Highlights:
- It's knowing codes. It's a whole broad range of things.
- It's knowing codes. It's a whole broad range of things.
- It's knowing codes. It's a whole broad range of things.
- It's knowing codes. It's a whole safety. It's knowing codes.
- >
a <04:47:57.920>broader Texas, for example, allows a broader Texas, for example, allows
AR
Arkansas 2026 Regular Session
PUBLIC HEALTH, WELFARE AND LABOR COMMITTEE - SENATE AND HOUSE May 21st, 2026
Transcript Highlights:
- senior fellow with the Cicero Institute, an advocacy and public policy organization out of Austin, Texas
- Before that, you said, is it your company's from Austin, Texas, that you work with? Yes, sir.
- My question is for Austin, Texas.
- The number of unsheltered homeless in Texas is in the 10,000s.
- And they have a much more extensive CCBH program in Texas.
Summary:
The committee first approved a motion, then heard a lengthy presentation on homelessness in Arkansas, with a focus on unsheltered homelessness, untreated mental illness and substance use, public safety, and the role of local law enforcement and shelters. Presenters from law enforcement, homeless service providers, mental health, and policy groups discussed federal Continuum of Care funding, the need for better data and accountability, and proposals such as statewide camping enforcement, stronger treatment access, and consolidating or reworking the continuum-of-care structure. Much of the discussion centered on the Certified Community Behavioral Health Clinic (CCBHC) model, with witnesses describing it as a way to expand crisis services, treatment, and coordination with housing and justice systems. They also discussed homelessness among sex offenders, family homelessness, workforce supports, and how to scale successful local programs statewide. No formal action was taken on the homelessness proposals during the discussion.
The committee then reviewed several Department of Energy and Department of Health/Board of Nursing rules. The energy rule updated solid waste post-closure cleanup thresholds from $50,000 to $2 million to match Act 791 of 2025. Nursing-related rules added fees for the new dialysis patient care technician registration created by Act 198 of 2025, updated contact-information requirements, implemented APRN authority under Act 862 of 2025, clarified durable medical equipment language under Act 431 of 2025, and incorporated delegation changes from Act 959 of 2025. Additional nursing rules updated certified medication assistant training and duties under Act 265 of 2025, and corrected rules for full independent practice to include clinical nurse specialists under Act 872 of 2023. Each rule was reviewed without objection.
At the close of the meeting, members received an update that UAMS had completed its NCII designation submission for the Winthrop Rockefeller Cancer Institute, which was described as a major milestone. The committee then adjourned.
TX
NM
New Mexico 2025 Regular Session
IC - Courts, Corrections and Justice May 27th, 2025
Courts, Corrections & Justice Committee
Transcript Highlights:
- Uh, both his report and his assessment and the code neutrals is damning.
- Chair, I haven't drilled down exactly which topics, but there are several insurance laws that need to
- That actually deals with the two acts, the, the Mental Health Development Disabilities Code, but also
- Texas DPS sent someone and so did the Air Force to assist in those efforts.
- And so, so for example, this committee at times has heard any number of things including the Texas v.
NH
New Hampshire 2026 Regular Session
Senate Health and Human Services (04/15/2026)
Health and Human Services
Transcript Highlights:
- <01:24:17.760>
Certainly, the insurance. Certainly, the insurance. - There are medical codes.
- There are medical codes.
- Um I've consulted well my my codes.
- tricky to understand the insurance tricky to understand the insurance implications. implications
FL
Transcript Highlights:
- And there's one more, Michael Carlson, Personal Insurance Federation, waving in support.
- It does not weaken Florida's building code, fire code, floodplain management, or delegate state environmental
- It would depend on their dress code, I'm sure.
- I would be surprised if any trial bar or any insurance lobbyists are registered on this bill.
- If I engaged in the kind of conduct in front of a jury that that Texas case, Gregory v.
Bills:
S0212, S0218, S0442, S0460, S0532, S0554, S0644, S0686, S0692, S1054, S1106, S1128, S1134, S1138, S1338, S1434, S1506, S1620, S1748
Keywords:
sexual offender, sexual predator, sex offender registry, child protection, residency restriction, loitering, proximity restriction, public swimming pool, school safety, child care facility, day care center, park, playground, conditional release, probation, community control, warrantless arrest, background check, registry screening, minor victims
Summary:
The committee first considered SB 1434 on infill redevelopment. A late-filed strike-all amendment narrowed eligibility criteria, including environmental and adjacency requirements, density and intensity limits, and exclusions for certain lands and military areas. The amendment was adopted without opposition, and the bill then passed favorably on an 8-0 vote, with testimony both for and against from advocacy groups.
Members then heard several bills related to criminal justice, land use, and local government operations. SB 212 on sexual offenders and sexual predators was amended to add public swimming pools and related restricted-location provisions; the committee heard extensive opposition testimony arguing the bill lacked empirical support and could worsen homelessness and burden families, while supporters said it would reduce temptation and improve safety. The amended bill passed 8-1. SB 686 on agricultural enclaves also received a strike-all amendment clarifying development allowances near interstates and protected-area non-preemption; after opposition from a county Republican committee and support from housing and business groups, it passed 10-0. SB 554 updating nonprofit corporation law, SB 1338 on charitable giving and endowment restrictions, SB 532 on court fee retention by clerks, and SB 218 on land use regulations after hurricanes all passed favorably, each with little or no opposition.
The committee also approved SB 692 on cybersecurity standards and liability after debate over whether the bill created enough compliance incentives and whether its liability presumption should apply retroactively; supporters said it would encourage adoption of cybersecurity frameworks, while opponents warned it could weaken local standards and create litigation issues. The bill passed 9-2. SB 1138 on qualified contractors was amended to preserve local government authority while allowing licensed professionals to conduct limited pre-application reviews, and it passed 11-0. Finally, SJR 1104 on religious expression in public schools passed 8-3 after extensive public testimony and debate, with supporters saying it would enshrine existing protections in the Constitution and opponents warning it would favor majority religions and increase bullying and litigation. The committee then took up SB 1106 on requiring state agencies and instructional materials to use “Judea and Samaria” instead of “West Bank,” with the sponsor arguing it reflected historical truth and opponents saying it erased Palestinian identity and inserted the state into an international naming dispute; the transcript ends during public testimony on that bill before any vote is shown.
FL
Florida 2025 Regular Session
Governmental Oversight and Accountability Mar 18th, 2025
Transcript Highlights:
- I'm a Floridian that recently relocated from Texas, a community health worker.
- It's also not something that the people of Florida really care about the here that which insurance is
- Thank you, chair members of the board where on here is provisions for helping Floridians with insurance
- There's there's one delete all Amendment bar code 4, 6, 7, 8, 5, 0, by Senator leak.
- This the Lieutenant Governor of Texas is arguably more important than the governor of Texas.
ND
North Dakota 2026 1st Special Session
Tax Reform and Relief Advisory Committee Jun 23rd, 2026 at 10:00 am
Tax Reform and Relief Advisory Committee
Transcript Highlights:
- North Dakota Century Code 57-20.04-2 requires a report to be provided by the county auditor reporting
- Texas and New Mexico certainly stand out.
- Texas and New Mexico certainly stand out.
- and 30 days in prison in Century Code already.
- allows, they have a $1,000 fine and 30 days in prison in Century Code already.
OK
Oklahoma 2026 Regular Session
Senate Legislative Session Apr 15th, 2026 at 01:30 pm
Oklahoma Senate Floor Meeting
Transcript Highlights:
- And whereas Oklahoma State University is guided by the values of the cowboy code emphasizing integrity
- And in Stillwater, code orange, I think is what we're calling it.
- And with Heather today is actually an employee in my insurance office, Ashley Campbell.
- This is something that Texas has done very successfully.
- Leader, members, House Bill 3044 simply updates the Oklahoma tax code related to donations made via tax
Bills:
SR31, SB2060, SB2184, HB1371, HB1411, HB1933, HB2361, HB2398, HB2893, HB3006, HB3044, HB3127, HB3322, HB3147, HB1276, HB3472, HB3522, HB3704, HB4303, HB4319
Keywords:
military, children, resilience, Purple Up!, military families, master development district, improvement district, public improvements, infrastructure financing, special assessments, statutory revision, consolidation, law amendment, emergency legislation, legal clarity, oil and gas, mineral rights, proceeds, royalties, escrow account
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Tuesday, January 13, 2026)
US Federal House Floor Meeting
Transcript Highlights:
- early detection, meaningful insurance early detection, meaningful insurance coverage,<00:09:46.080
- Now, I'm from Texas, and Texas being a border state, we are the hot spot for human trafficking.
- credits for the health insurance credits for the health insurance premiums<02:52:19.279>
has< - <04:44:42.080>
benefits, insurance benefits, insurance benefits, they<04:44:44.080>aren't< - A child’s access to services will depend on their zip code.
FL
Transcript Highlights:
- If it's acting as a code enforcement mechanism, it's basically supplanting code enforcement for proper
- So when you go to the post office and change your ZIP codes...
- So when you go to the post office and change your zip codes.
- , property insurance costs.
- Labor, construction materials, and their insurance costs, property insurance costs, are making it much
Summary:
The Committee on Community Affairs met with a quorum present and first took up SB 122, which would repeal Chapter 205 governing local business taxes while allowing municipalities that already levy a gross-receipts-based business tax to continue doing so, with limits on changing the tax rate. The sponsor’s proxy and committee members discussed whether local business taxes fund identifiable services, with supporters saying the bill would reduce burdens on businesses and opponents arguing it would remove a capped home-rule revenue source used for general services, economic development, inspections, fire and police support, and business regulation. The Florida Association of Counties and the Florida League of Cities opposed the bill, citing a statewide revenue loss and concern that costs would shift to residential taxpayers, while one member noted the bill should be considered in the context of broader property tax changes. SB 122 was reported favorably by a roll call vote, with Senators Leek, Passidomo, Pizzo, Trumbull, and Chair McClain voting yes and Senator Sharief voting no.
The committee then held an extended informational panel on Florida’s housing shortage and affordability challenges. Dr. Samuel Staley said Florida is in a housing crisis driven primarily by insufficient supply, arguing that the state needs far more units each year, that local comprehensive plans and zoning often fail to prioritize housing, and that the state should focus more on measurable impacts, density, accessory dwelling units, smaller lot sizes, and other ways to let the market respond. Ann Ray of the Shimberg Center presented data showing increased single-family and multifamily construction but limited condo growth, highly concentrated new development in a handful of counties, and continued high cost burdens for renters, especially lower-income and older households. Leslie Deutsch of John Burns Research and Consulting said the national housing market is slow, Florida prices are easing but remain well above pre-pandemic levels, and affordability problems are being driven by land, construction, financing, and insurance costs; she urged more product diversity, including build-to-rent, townhomes, manufactured housing, and higher-density redevelopment tailored to local demographics.
Members questioned the panel about density, vertical development, impact fees, construction costs, and incentives for local governments. Several senators said local governments need clearer direction or incentives to approve more housing, while others emphasized preserving local character and avoiding overdevelopment. The panel generally agreed that no single policy will solve the problem, but that Florida needs more housing types, more density in appropriate places, updated zoning and building codes, and a more market-responsive regulatory framework. After the presentations and discussion, the committee adjourned with no further business.
NH
New Hampshire 2025 Regular Session
Senate Health and Human Services (04/09/2025)
Health and Human Services
Transcript Highlights:
- Um, I love my insurance friends.
- Um, I love my insurance friends.
- It was not insurance companies. Um, so this is not something pushed by insurance companies.
- And so there's no changes in codes. It's all safety that changes in codes.
- And so there's no changes in codes. It's all safety that changes in codes. Right.