Transcript Highlights:

• program.
• program.
• program.
• program.
• like the SNAP program and in our Medicaid program.

Keywords: 918, senate, all

Summary: The discussion focused on the need to modernize Minnesota’s human services software systems, especially MAXIS and related county-administered eligibility tools used for programs like SNAP and Medical Assistance. The senator described seeing a Ramsey County demonstration of the MAXIS system, saying the process was tedious, repetitive, and based on outdated green-screen technology that is difficult for workers to learn and use. The outdated systems were said to create long wait times for residents seeking basic needs assistance and to make it harder for counties to keep up with application volume. The senator said the old, siloed systems also create program integrity problems because they do not communicate well with one another, making it harder to detect fraud and more likely that errors will go unnoticed. Counties reportedly need to hire more staff just to process basic applications, and those added costs can ultimately affect county budgets and property taxpayers. The senator also said modernization is important to maintain federal funding and avoid penalties tied to error rates and compliance requirements in programs such as SNAP and Medicaid. Senate File 4719 was presented as a short-term bill to create a Human Services System Steering Committee made up of county representatives, state agencies, DHS, DCYF, and MNIT to develop recommendations and prioritize improvements collaboratively. The senator said the committee could begin meeting within a couple of months after enactment, with the goal of getting work started quickly this biennium. A longer-term proposal, Senate File 5020, would establish an IT funding account and require MNIT to develop a modernization plan for larger system investments. No vote or formal committee action was taken in the exchange.

Transcript Highlights:

• Programs.
• CDPH OA administers the Ryan White Part B program throughout the state via two programs: the HIV Care
• Program, or HCP, and the aforementioned ADAP program.
• I’ve learned the program inside and out. HOPWA is my specialty. I know that program. I love ADAP.
• I love administering the programs for the elderly, the MPP program, O-A-HIP program, and E.B.

Summary: The committee held an inaugural hearing on the health care and support needs of older LGBTQ Californians, with members and witnesses emphasizing that this population has made major gains in rights and longevity but still faces discrimination, isolation, economic insecurity, and gaps in services. Opening remarks highlighted concerns about older LGBTQ people entering nursing homes and feeling forced back into the closet, as well as the growing number of Californians aging with HIV. The hearing was structured into three panels, with public testimony considered if time allowed. The first panel focused on the overall health and support landscape. Justice in Aging described survey findings showing discrimination, poor health, difficulty with errands, and economic insecurity among older LGBTQ Californians, and warned that federal Medicaid cuts and broader federal actions could worsen access to home- and community-based services and culturally competent care. CalHHS and the Department of Aging described the Master Plan for Aging, the first statewide LGBTQIA older adult survey, and efforts to support gender-affirming care, PACE, care management, and community supports. Witnesses stressed the need for better outreach, data collection, and a “no wrong door” approach so people can more easily find and access services. The chair and senators pressed the departments on how survey findings are being translated into concrete action and how state agencies are coordinating across silos. The second panel addressed health care for seniors living with HIV. A longtime survivor described severe financial and benefits consequences from a federal clawback and argued that California needs stronger legal, navigation, and housing supports, including HIV-specific housing funding. The Department of Aging reported on implementation of SB 258, saying it has educated area agencies on aging, added HIV data to planning tools, and found that 20 of 33 area agencies identified HIV as a target population, with 16 including specific strategies. The Office of AIDS outlined Project Cornerstone, Ryan White, ADAP, HOPWA, a Medi-Cal waiver, and PrEP-AP, noting these programs serve thousands of older clients and that local case managers are expected to coordinate whole-person care. Case managers and advocates said housing, food, transportation, mental health, and premium assistance remain major needs, and senators asked whether future ADAP rebate funds could support navigation, housing, and other gap-filling services. The final panel turned to transgender, gender nonconforming, and intersex seniors. The Department of Social Services described protections under SB 219, including nondiscrimination notices, resident rights postings, required records for preferred names and pronouns, and annual inspections of licensed facilities. The Department of Public Health and a TransLatin Coalition leader were introduced to discuss additional supports for TGI seniors. Across the hearing, members repeatedly returned to the themes of visibility, coordination, and implementation, asking departments to follow up on how they will better connect services, improve outreach, and ensure that existing laws and programs are actually reaching the people they are meant to serve.

Transcript Highlights:

• President, your Committee on Appropriations and Technology, having under consideration HB 2592 relating
• to our official state information technology, submits the following report.
• President, your Committee on Appropriations and Technology, having under consideration House Bill 2752
• Modern technology, there we go. I know it sounds like you know about those.
• House Bill 2440, an act relating to the transition program. Senator Rogers. Yes, Mr.

Keywords: 1182, all

Summary: The Senate convened with prayer and the Pledge of Allegiance, established a quorum, approved the prior journal, and moved through several Committee of the Whole calendars. On Calendar 1, HB 2192 (employment/video content matters of public concern) was amended and given a do pass recommendation. HB 2592 (government information technology) was amended to remove legislative approval of certain emergency or temporary AI-related rules and received a do pass recommendation. HB 2752 (Commerce Authority trade office) received a do pass recommendation after a Mesnard amendment and an Epstein amendment was debated; the Epstein amendment failed on division, and the bill was retained on the calendar. HB 2916 (traffic schools and instructors fingerprint clearance) was amended to allow work to begin while fingerprint clearance is pending and received a do pass recommendation. HB 2946 (development fees) was amended to address municipal distinctions based on dwelling size/bedrooms and received a do pass recommendation. The Committee of the Whole report was adopted. On Calendar 2, HB 2918, HB 2999, HB 1418, and HCR 2059 were considered. HB 2999 (special taxing districts/infrastructure finance districts) drew the most discussion; a Mesnard floor amendment made several changes to tax-rate, bond, and infrastructure provisions, and the bill was ultimately amended and given a do pass recommendation. HB 1418 (sheriff auxiliary authority) and HCR 2059 (county services) also received do pass recommendations. The Committee of the Whole report was adopted. On Calendar 3, HB 2035 (DCS kinship care placement requirements) was amended to change a reporting deadline and received a do pass recommendation. HB 241 (child neglect financial resources exception), HB 2594 (child confidentiality), and HB 2932 (groundwater transportation fee/withdrawal-related provisions) were also considered; HB 2594 and HB 2932 were amended and received do pass recommendations. The Committee of the Whole report was adopted. On Calendar 4, HB 2109 (portable wireless communication devices/distracted driving penalties for motorcycles), HB 2118 (mobile food vendors’ licenses), HB 2244 (eviction satisfaction of judgment), and HB 4011 (HOA duties) were all advanced, with committee or floor amendments adopted where offered, and the report was adopted. The Senate also took up an additional Committee of the Whole for HB 2440 (transition program), adopted a technical floor amendment, and advanced the bill. Later, the chamber adopted a proclamation recognizing Embry-Riddle Aeronautical University on its centennial and welcomed guests from the university. The Senate received a House request to return SB 1113 for further amendment and appointed free conference committees for HB 2133 and HB 2010. On third reading, HB 2592 passed 16-9-1, HB 2916 passed 26-1-3, HB 2946 passed 27-0-3, and HB 2999 passed 21-6-3, with Senator Epstein explaining her no vote on HB 2999 due to concerns about homeowner cost uncertainty. The Senate then adjourned until April 15, 2026.

Transcript Highlights:

• Our public access reclaim program started in 2004.
• The H2.0 indirect potable was a program. We started back in 2014.
• We were able to get that out of the way, so we've kind of got a jump on the program.
• The other two facilities will end up—the whole program will total $900 million.
• But as the technology matures, maybe we'll become more affordable in the future.

Summary: The Committee on Environment and Natural Resources met to hear a panel discussion on implementation of Senate Bill 64 (2021), which requires elimination of non-beneficial wastewater discharges to surface waters by 2032. Department of Environmental Protection staff reported that utility plans have been approved, about 570 million gallons per day are expected to be eliminated under the plans, and roughly 176 million gallons per day have already been eliminated. The department emphasized ongoing annual reporting, continued coordination with utilities, and the need for projects such as reuse, indirect potable reuse, wet-weather backup discharges, groundwater recharge, and other beneficial uses to meet the law’s 90% reuse requirement in applicable cases. Representatives from Flagler Beach, Atlantic Beach, JEA, and Hillsborough County described how the law affects different utilities. Smaller and coastal systems said they face major cost, space, salinity, and infrastructure constraints, with limited reuse opportunities and expensive alternatives such as deep well injection or regional transfer. Larger systems described substantial capital programs already underway, including public access reuse, indirect potable reuse, regional recharge projects, and saltwater intrusion barrier wells, with costs ranging from tens of millions to billions of dollars. Members and witnesses discussed the need for flexibility, regional solutions, and case-by-case permitting, and the Florida Rural Water Association asked the committee to consider hardship provisions and funding or exemption adjustments for smaller systems. The committee then took up SPB 7002, a proposed bill by the Environment and Natural Resources Committee relating to water management districts. Senator Broder explained that the bill would increase transparency, improve planning and budgeting oversight, create a gift ban, support local referendum authority for certain ad valorem funding, and provide record-level funding for Everglades restoration. After a question from Senator Smith about whether the ad valorem language was expansive or restrictive, Senator Broder said it would add a new funding tool for districts. The committee adopted a motion to submit SPB 7002 as a committee bill, and it was reported favorably by roll call vote. The meeting then adjourned.

Transcript Highlights:

• Crookston specializes in career-focused, technology-driven education programs that emphasize experiential
• Crookston specializes in career-focused, technology-driven education programs that emphasize experiential
• Crookston specializes in career-focused, technology-driven education programs that emphasize experiential
• Crookston specializes in career-focused, technology-driven education programs that emphasize experiential
• Crookston specializes in career-focused, technology-driven education programs that emphasize experiential

Keywords: 1187, senate, all

Transcript Highlights:

• know what the program is doing.
• doesn't know what the program is doing. doesn't know what the program is doing.
• And you're asking that program is doing.
• program every possible program is<00:46:59.280> adequately<00:46:59.920> restricted<00
• Is that technology exist?

Keywords: 1189, house, all

Summary: The subcommittee work session focused on House Bill 293, which would prevent minors from accessing obscenity on certain internet-connected electronic devices. Chair Pardell opened by noting the bill had been discussed several times and that the goal was to find language acceptable to the committee. Representative Coutab argued the bill is important for child safety, said parents vary in technical ability, and pointed to Apple as evidence that filtering tools can be implemented. He asked whether the other members saw a path forward and what it might look like. Representatives McFarland and Tur both said they support the underlying concern but questioned the bill’s structure and practicality. McFarland emphasized parental responsibility and individual liberty, said any final language should avoid infringing on rights or creating indirect pressure on corporations, and suggested looking at other states’ approaches and Apple’s closed ecosystem as a limited example. Tur said the bill may solve one problem while creating others, especially by placing the burden on device manufacturers and browsers rather than on the content providers; he cited the recent Texas Paxton decision as an example of a more targeted age-verification approach aimed at websites. Both expressed concern that a broad device-level mandate may be difficult to implement consistently across different platforms. Chair Pardell responded that the bill is intended to add protective measures rather than impose a blanket ban, and compared it to existing restrictions on minors accessing alcohol, tobacco, or pornographic magazines. She said the proposal is meant to ask for the user’s age during device setup, not to require identification or database checks, and stressed that parents would still be responsible for entering accurate information. Members also discussed whether Apple’s tools are generalizable to Android and other ecosystems, whether the market is already developing solutions, and whether a parent-facing filter or device-level controls would be the best route. Pardell said the committee had received public feedback and that another work session would likely be held in October; no vote or final action was taken.

Transcript Highlights:

• That said, we have three operating programs.
• That said, we have three operating programs.
• , and they run that program with 160 FTE.
• We have two programs: the adjudication of disputes program, under Chapter 120 of the Florida Statutes
• The last program is competitive market oversight.

Summary: The State Administration Budget Subcommittee met for an introductory overview of the agencies under its jurisdiction and their current-year budgets. Chair Vicki Lopez welcomed members and staff, and each member briefly introduced themselves and identified areas of interest, with recurring themes including fiscal restraint, insurance regulation, revenue administration, condominium issues, and government efficiency. The chair then outlined the subcommittee’s overall budget, about $3.1 billion, and noted major recent policy areas affecting the budget such as condominium legislation and emergency communications funding. Agency heads then presented high-level summaries of their missions and budgets. The Department of Revenue described property tax oversight, tax administration, and child support enforcement; the Department of Management Services reviewed state purchasing, telecommunications, fleet, state insurance, retirement, and digital services; DBPR highlighted licensing, enforcement, condominiums, and building code work; DFS covered insurance consumer services, risk management, unclaimed property, fire marshal functions, and criminal investigations; the Gaming Control Commission discussed pari-mutuel and tribal gaming oversight and enforcement; OIR explained insurer solvency and rate review; the Lottery emphasized education funding and record sales; OFR described regulation of banking, securities, lending, and money services; DOAH outlined administrative and workers’ compensation adjudication; PSC covered utility rate regulation and consumer complaints; PERC described labor relations and career service appeals; and FCHR summarized discrimination complaint investigations and outreach. Several members asked questions about utility returns, insurance regulation staffing, DMS’s state employee health plan deficit and prescription drug formulary management, agency recommendations for reducing regulatory burden, and state facilities usage. Responses generally emphasized that utility rates and insurer filings are determined through evidentiary and actuarial processes, that OIR has reduced vacancies but still seeks specialized staff and a Tampa office expansion, and that DMS acknowledged rising health plan costs and said the issue likely requires broader budget-level discussion. The chair also pressed multiple presenters to stay focused on agency operations and budgets rather than broader policy issues. No votes or formal actions were taken in the meeting.

Transcript Highlights:

• The goal of House Bill 4402 is to ensure safety on Texas roads as autonomous truck technology becomes
• This technology continues to expand, often ahead of our meaningful regulation and faster than we can
• The technology has not been there for them to take the driver out of these 18-wheelers.
• You know, and then you're finding out if they are, if they do have the technology or not.
• The MyPlates program was officially launched in November 2009. Since that time, now, over 15...

Bills: HB341, HB469, HB971, HB1624, HB2721, HB2959, HB3365, HB3731, HB3793, HB3861, HB3946, HB3966, HB4348, HB4401, HB4402, HB4924, HB4966, HB5563

Keywords: affordable housing, zoning, development, community support, local regulations, bicycle lanes, traffic collisions, Texas Department of Transportation, study, public safety, bicycles, electric bicycles, scooters, road safety, transportation study, commercial vehicle, safety standards, enforcement, Texas counties, transportation

Transcript Highlights:

• That program is a more labor-intensive program to administer.
• Champions program and that grant program Champions program and that grant program is<00:33:51.399
• different programs.
• One of our other programs is a special use permit program that is a permit program that happens anytime
• and OHRV programs, as well as a federal Recreation and Rec Trail program.

Keywords: 928, house, all

Summary: New Hampshire Housing Finance Authority officials, led by Executive Director Rob Dapice, briefed legislators on the agency’s structure and funding. They explained that the authority is created by state law but is not a state agency, its debt is not state debt, and it is governed by a board appointed by the governor and approved by the Executive Council. The discussion focused on the Affordable Housing Fund and the lead paint hazard remediation fund, including how state appropriations and federal resources are combined to finance affordable rental housing and lead abatement work. Dapice said the Affordable Housing Fund is used as gap financing for multifamily affordable housing projects, typically alongside federal tax credits and tax-exempt bonds, and that state dollars leverage roughly 2:1 to 10:1 in additional federal and private investment, averaging about 4:1. He said the fund has received historic appropriations in recent budgets, including $30 million over the last two biennial budgets and an annual $5 million set-aside from the real estate transfer tax. He also said the fund is usually structured as 0% interest, deferred loans rather than grants, with repayments returning to the fund if projects generate cash flow. Members asked about rents, oversight, staffing, revenues, and whether the programs had added positions. Dapice said affordability restrictions generally last 30 to 99 years, rents are tied to income limits and capped so tenants pay no more than 30% of income, and compliance staff inspect properties regularly to verify income eligibility and rent limits. He said the organization has about 130 to 135 employees, down from about 145, with no new positions added because of the appropriations. He estimated total revenues at roughly $300 million, with administrative budget around $22 million, much of it pass-through grant money. On lead paint remediation, he said the state first appropriated $6 million in 2019, plus $1 million in ARPA funds, and that the program has cleared more than 500 units. He said the federal grant program is not annual or predictable, with a recent award of about $7.75 million, and that the maximum federal grant per unit is $177,000, typically paired with up to $100,000 in state loan support. He also noted that the program can address homes before a child is poisoned if lead hazards are identified, but that cases involving an already exposed child are a higher priority. No votes or formal actions were taken.

Transcript Highlights:

• Uh, eradication programs were, uh, successful, uh, for the New World screw worms through Mexico.
• Our, uh, cattle fever tick, our inspectors that deal with the cattle fever tick eradication program on
• I'm the big game program director for the Texas Parks and Wildlife Department.
• Uh, they then switched to the, they call it the Southwest program.
• Um, Obviously it's a little bit older technology.

Transcript Highlights:

• Right now, both programs are only funded through... March 31st.
• What about this, our technologies? They seem to be driving isolation.
• But I want to come to the other part of technology for our older adults.
• The wearable technologies are rapidly accelerating.
• You can sometimes sell the idea of a pilot program, but SNAP, as you know, is a federal program, and

Keywords: health policy, lifespan, quality of life, community health, public testimony

Summary: The committee meeting was marked by discussions surrounding health policies aimed at enhancing the lifespan and quality of life for the community members. The chairperson initiated the session with personal reflections on the importance of extending not just the years of life but also the quality of those years, especially from the perspective of parents and grandparents. Members engaged in thoughtful dialogue regarding potential legislative measures that could address public health in a more holistic manner, emphasizing the need for community outreach and effective health education programs.

Transcript Highlights:

• statute to provide this committee with an annual report regarding the use of facial recognition technology
• Five years in technology is a lifetime. With the advent of AI, I'm more worried about...
• Five years in technology is a lifetime.
• And so I see that there's great technologies out there that can help with this.
• This is Community Rehabilitation Program amendments.

Keywords: 985, all

Transcript Highlights:

• And we do have a Celebrate 28 program.
• Our program will be called Celebrate 28. Okay. Thank you.
• The mayor mentioned the Clean Corridors Program.
• The mayor mentioned our Kick It in the Park program.
• We will have composting programs.

Keywords: 987, senate, all

Summary: The hearing focused on Los Angeles’ preparations for the 2028 Olympic and Paralympic Games, with an emphasis on infrastructure, transportation, sustainability, community benefits, and legacy planning. Members and witnesses discussed venue readiness, state and local coordination, public safety, accessibility, and how the Games can leave behind lasting improvements such as transit upgrades, streetscape work, energy and utility improvements, and potentially permanent community assets. LA28 also highlighted its broader planning goals, including a transit-first, no-new-permanent-build approach and the use of temporary venues that could later serve communities. LA28’s Joey Freeman reported on ticket sales, volunteer interest, sponsorships, and recent legislative wins, including laws to support the games route network, temporary infrastructure, medical staffing, and out-of-state EMS deployment. He said LA28 has reached $2.5 billion in corporate sponsorships, sold more than 4 million tickets in the first drop, and launched a local presale with roughly half a million $28 tickets and a community ticketing program. However, several senators sharply criticized the ticketing rollout, saying low-cost tickets were too limited and that the committee lacked basic data on how many tickets were available, sold, or priced affordably. Members also raised concerns about ensuring access for low-income residents, schools, nonprofits, and the broader Los Angeles community. Mayor Karen Bass said the city’s theme is “Games for All” and described efforts to prepare small businesses, improve infrastructure, and create a citywide Cultural Olympiad and fan-fest style viewing sites modeled partly on Paris. She asked for state help with permitting, mutual aid for law enforcement, and cleanup of state-owned corridors and highways, and said the city wants local businesses prioritized over a broader Southern California definition of “local.” Other witnesses from Exposition Park and the Rose Bowl described major venue-specific needs, including accessibility, traffic and safety upgrades, utility replacement, site improvements, and legacy investments. No formal votes were taken in the portion provided, but members requested follow-up meetings and additional information on ticketing, community access, procurement, cultural programming, and infrastructure plans.

Transcript Highlights:

• <00:12:37.880> now things at NDC all of our programs now things at NDC all of our programs
• other programs other programs um<00:30:59.080> I<00:30:59.200> think<00:30:59.679>
• and then under the pro current program and then under the pro current program we<00:51:18.079>
• program and the grants program have Loan program and the grants program have been<01:04:51.760> excellent
• Some funds remain in the program.

Keywords: 1187, senate, all

Transcript Highlights:

• >> Yes, we're—the information technology division where I work has actually built an e-citation program
• roll out the program. Yes. roll out the program. Yes. >> Okay. >> Okay.
• some of these um similar type programs. some of these um similar type programs.
• :26.240> protocols are there technologies and protocols are there technologies and protocols that
• development program manager, Todd Low. development program manager, Todd Low.

Keywords: 910, house, all

Summary: The committee heard testimony on HB 1790 HD1, which would require law enforcement and oversight agencies to collect and report data on stops, use of force, and complaints to the Hawaii Crime Lab, which would publish incident-level information and annual reports. Supporters, including the Office of the Public Defender, Office of Hawaiian Affairs, the ACLU of Hawaii, Hawaii Justice Rising, and the Policing Project, said the bill would improve transparency, help identify disparities, and support better policy and accountability. OHA requested amendments to ensure Hawaiians are identified as a distinct category in the data, and the University of Hawaii’s Ashley Rubin said the Crime Lab would work with agencies to make implementation as seamless as possible. The Department of Law Enforcement supported the bill’s intent but asked for a longer timeline and culturally appropriate methodology, while HPD opposed the bill as written, saying it would require too many new data points, create a significant administrative burden, and rely on subjective perceptions of race and ethnicity; HPD also noted it is piloting an e-citation system that could help with data collection. Committee members questioned HPD about current manual processes and technology options. The chair reported 18 testimonies total: 15 in support, one in opposition, and two with comments, and no vote was taken in the excerpt. The committee then heard HB 1611 HD1, which would phase down the general excise tax on groceries and nonprescription drugs until a full exemption takes effect in 2034. The Department of Taxation offered technical recommendations, including clearer definitions for groceries and nonprescription drugs and a technical change regarding the county surcharge exemption. Supporters, including the Hawaii Public Health Institute and the Hawaii Food Industry Association, argued the GET on groceries is regressive and worsens food insecurity, especially for low-income households, and said the bill would provide needed relief. The Tax Foundation of Hawaii offered technical concerns, including a possible wholesale-tax enforcement issue once the exemption is fully phased in. The excerpt ends during testimony on HB 1611, with no final committee action shown.

Transcript Highlights:

• I'm one of the executive officers that helps with the MMA program.
• um I'm sorry could you MMA uh program um I'm sorry could you repeat<00:26:11.480> the repeat
• <00:26:52.200> he actually in charge of this program he actually in charge of this program
• <00:39:02.640> and of grid interactive Technologies and of grid interactive Technologies and
• day and age now with all the technology day and age now with all the technology all<01:08:31.239

Keywords: 912, senate, all

Summary: The committee first heard SB 252 on invasive species, which would broaden the Department of Agriculture’s authority to inspect items moved into or within Hawaii, prohibit the sale of pest-infested merchandise, and allow quarantine, treatment, or destruction of affected materials with clarified penalties. Testifiers from the Hawaii Invasive Species Council, the Coordinating Group on Alien Pest Species, the Farmers Union, and many others strongly supported the bill, emphasizing gaps in current inspection authority and the need to address high-risk non-agricultural commodities such as outdoor furniture and other cargo that can carry pests like red imported fire ants. Members raised concerns about staffing, inspection capacity, commerce impacts, and whether better manifest descriptions or scanners could help target higher-risk shipments. The chairs recommended passage with Department of Agriculture and technical amendments, and the committees adopted the recommendation. The joint CPN/EDT hearing then took up SB 148 on combat sports, which would create a Hawaii Combat Sports Commission and regulate combat sports while prohibiting no-rules contests. The Department of Commerce and Consumer Affairs offered comments on effective dates and later said other jurisdictions generally use a single commission for boxing and MMA. Supporters, including a professional fighter and a longtime advocate, argued the bill would help revive the sport in Hawaii, improve local opportunities, and reduce costs associated with separate commissions; one testifier initially appeared opposed but clarified he was actually in support. Committee members asked about safety, medical coverage, staffing, vacancies, and whether separate commissions could share staff. The committees ultimately recommended passage with amendments, including an Attorney General effective-date amendment, amendments from the Hawaii Association of Professional Nurses to increase health-care coverage at fights, and DCCA’s recommendation to unify boxing and MMA under one commission; the effective date was deferred to July 1, 2050, and the recommendation was adopted. A later joint CPN/Housing agenda began with SB 69 on deposits of public funds, which would require the Director of Finance to consider the benefits of using in-state depositories, including favorable lending terms for affordable housing. The Department of Budget and Finance and the Hawaii Bankers Association offered comments, and no other testimony or questions were noted before the discussion moved on. The next measure introduced was SB 24 on limited profit housing associations, which would create a regulatory framework and a limited profit housing council; the transcript cuts off as testimony on that bill was beginning.