Video & Transcript : 'Department of Licensing and Regulation' :

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MN

Minnesota 2025-2026 Regular Session

Committee on Environment, Climate and Legacy - 04/01/25

Environment, Climate, and Legacy

Transcript Highlights:
  • because of some of the DNR regulations and very costly.
  • </c><00:10:11.360><c> and</c><00:10:11.560><c> very</c> of some of the DNR regulations and very of some
  • and I—well, yeah, that's true, I have a fishing license—we have a lot of licenses.
  • and I—well, yeah, that's true, I have a fishing license—we have a lot of licenses.
  • of Agriculture, the Minnesota Board of Water and Soil Resources, and the Department of Health. uh many
FL
Transcript Highlights:
  • We did not require that any of this set come to the committee, and so are there questions of any of the
  • And I would, in the definition of a person of authority, I read, and it may need clarification at the
  • out and try and work with all of the stakeholders.
  • Right now, the application of the Class AA biosolids, there really is not a lot of regulation at all.
  • I mean, there's a lot of rules in here that apply to ag producers and different departments to figure
Summary: The Appropriations Committee on Agriculture, Environment, and General Government met with a quorum present and first took up confirmation votes for appointees on tabs 2 through 6, which were recommended favorably without public testimony. The committee then heard and approved CS/SB 1474, which would direct DEP to stop issuing or reissuing permits for Class B biosolids land application when a wastewater treatment facility is reasonably accessible within 50 miles, and CS/SB 1708, which removes a timing requirement for out-of-state veterinarians seeking Florida licensure while keeping other competency safeguards in place. Both bills were reported favorably after brief discussion and support from public witnesses on SB 1708. The committee also approved CS/SB 204, as amended, to increase penalties for illegal slot machine operations, with the amendment setting misdemeanor treatment for lower-level violations and felony penalties for larger-scale or repeat offenses; the bill also creates a process for veteran service organizations to seek binding declaratory statements from the Gaming Commission about machine legality. Public testimony on that bill was largely supportive, including from gaming and veterans-related stakeholders, though one witness urged clarity so smaller, lawful operators would not face felony exposure. CS/CS/SB 1294 was then amended and reported favorably; it addresses oversight of Class AA biosolids by requiring application at or below agronomic rates, recordkeeping, IFAS guidance, and application of existing fertilizer-related requirements, while preserving an exemption for certain compost products. Later, the committee favorably reported CS/SB 772, which allows portable electronics limited licensees to sell warranty insurance and defines that coverage, and CS/SB 1504, which lets a high school student who completes a half-credit insurance and personal finance elective qualify to apply for a 440 customer service representative license upon turning 18. Finally, the committee adopted a strike-all amendment to CS/SB 540, creating cybersecurity program requirements for licensed mortgage and money service businesses, expanding oversight of certain investment advisers, clarifying emergency suspension authority for anti-money laundering violations, extending payment deadlines for examination costs, and updating director experience requirements for chartered financial institutions; the bill was then reported favorably. Senators McLean and Trunow requested to be recorded as voting in the affirmative on tabs 11 and 13, and the committee adjourned without objection.
FL

Florida 2026 Regular Session

Fiscal Policy Feb 5th, 2026

Fiscal Policy

Transcript Highlights:
  • SB 488 is the Department of Highway Safety and Motor Vehicles agency package.
  • And it will require, this is kind of something but of a new requirement, will require the Department
  • , and for the issuance of driver licenses.
  • , and for the issuance of driver licenses.
  • This bill strengthens the regulation and oversight of commercial driving schools in Florida.
Bills: S0124 , S0216 , S0382 , S0488 , S0490 , S0524 , S0584 , S0656 , S0816 , S0892 , S1156
Summary: The Committee on Fiscal Policy met and first postponed SB 524 and SB 1156. It then heard and favorably reported several bills, including SB 488 and SB 490 by Sen. Massullo, which update Department of Highway Safety and Motor Vehicles procedures, raise the crash-reporting threshold, expand email use, and create a related public-records exemption. The committee also favorably reported SB 892 by Sen. Martin on enhanced sentencing for repeat offenders, SB 124 by Sen. Rodriguez updating Florida Virtual School statutes, and SB 584 by Sen. Yarbrough strengthening oversight of commercial driving schools and tax collector authority. SB 656 by Sen. Bradley, codifying the Internet Crimes Against Children Task Force and related grant program, and SB 816 by Sen. Bradley, formally establishing the University of Florida Diabetes Institute, also passed unanimously or near-unanimously. The most extensive debate centered on SB 216 by Sen. McLean, which would tighten unemployment assistance eligibility by adding job-search requirements, more frequent verification, and fraud-reporting measures. Supporters argued the bill would reduce fraud and improve program integrity, while opponents from labor groups and several senators warned it would burden claimants, especially rural residents, seniors, and workers facing layoffs, and could sharply reduce access to benefits. Despite those objections, the committee reported the bill favorably on a divided vote. The committee also considered CS/SB 382 by Sen. Truenow on electric bicycles, requiring riders to yield to pedestrians, sound an audible signal before passing, and limit speed near pedestrians, while creating a task force to study broader regulation of e-bikes and related devices. A mother whose son was killed on an electric scooter urged the committee to restore scooters to the bill, and several members expressed support for further work on that issue. The committee reported the bill favorably. At the end of the meeting, members recorded additional affirmative votes on selected tabs, and the committee adjourned.
MN

Minnesota 2025-2026 Regular Session

Committee on Health and Human Services - 03/25/26

Health and Human Services

Transcript Highlights:
  • and we will begin with the Minnesota Department of Children, Youth, and Families.
  • Children, Youth, and Families and Department of Health.
  • I'm Toki Brown, Commissioner of the Department of Children, Youth, and Families.
  • And when I was Department of Health.
  • of professionals regulated by a health-related licensing board or by the Department of Health. if um
CA

California 2025-2026 Regular Session

Senate Business, Professions and Economic Development Committee Apr 20th, 2026

Business, Professions and Economic Development

Transcript Highlights:
  • medicine board does not extend to the regulation of alternative and complementary health care practice
  • medicine board does not extend to the regulation of alternative and complementary health care practice
  • As part of their education, LVNs are trained and licensed to perform a range of practical nursing tasks
  • Existing statute and regulations that authorized the RCB to oversee and enforce LVN scope of practice
  • professionals working within CDCR and the Department of State Hospitals.
MN

Minnesota 2025-2026 Regular Session

House Energy Finance and Policy Committee 4/1/25

Energy Finance and Policy

Transcript Highlights:
  • Katie Smith, director of the ecological and water resources division at Minnesota Department of Natural
  • of Energy and ECO.
  • of Energy and ECO.
  • of Energy and ECO.
  • of this program and respected quality of this program and this<01:42:37.920><c> license</c><01:42:38.320
Bills: HF2928 , HF2912 , HF2297
AZ
Transcript Highlights:
  • and reintegration of veterans.
  • or permit, and allows for the suspension of a license for one verified violation of the building code
  • as it is and won't have a bunch of more things put on to it between now and the end of the Senate.
  • And the end of the Senate, and I obviously take them at their word, and we'll be supporting this narrow
  • the availability of gasoline and petroleum.
Summary: The meeting reviewed two caucus packets covering a wide range of bills, with most items described by staff and then passed over without questions. Topics included appropriations for pregnancy resource centers, home- and community-based services for seniors and people with disabilities, veteran specialty courts, child care grants and infrastructure, emergency shelter grants, language acquisition services for deaf or hard-of-hearing infants and toddlers, and uranium contamination monitoring. Other measures addressed utility plant replacement, local government investment pools, task-order contract posting, ambulance reporting and certificate-of-necessity changes, short-term rental regulation, tuition waivers for dependents of disabled veterans, memorial authorization, manufactured home installer licensing, CPR/AED training in schools, national park fee exemptions for military members and veterans, and a tourism improvement area funded by lodging businesses. Several bills focused on child welfare and family law, including expanded kinship placement notification, a neglect definition change tied to poverty, evidence rules in custody and dependency matters, DCS investigations when a protective parent is involved, and parenting-time supervision requirements. Health-related bills included midwife practice changes, controlled substance monitoring program updates, interstate EMS licensure, prostate cancer screening coverage, sleep apnea coverage, and resident electronic monitoring in care facilities. Judiciary and property-related bills included enhanced trespass penalties, post-nuptial agreement rules, tax lien excess proceeds procedures, and unlawful entry into residences occupied by vulnerable adults. A few members briefly explained or defended selected bills, including the child protection measures, the CPR training requirement, the ambulance reporting bill, the tourism improvement area bill, and the bill moving inter-facility transports away from police. The sponsor of HB 2950 emphasized it was a voluntary, opt-in lodging assessment with local approval and statutory guardrails. No roll-call votes were described in the transcript, and most bills were noted as being on consent or third-read consent calendars, with several removed from consent or not yet on a calendar.
CA
Transcript Highlights:
  • Department of Consumer Affairs, and the Office of the Inspector General, who's with us today.
  • And I have to say I’m very disappointed in what I’ve seen of the department of late.
  • . part of my area of responsibility. research and internal oversight for the department.
  • Ryan Weinberg, Department of Finance; and Alyssa Cervantes, Department of Finance.
  • And thank you, LAO and Department of Finance, and testimony here.
CA

California 2025-2026 Regular Session

Assembly Appropriations Committee May 6th, 2026

Appropriations

Transcript Highlights:
  • Freddie Kim Tata, on behalf of the California Department Association, in an opposed and less amended
  • of legal, licensed, traced, and tested cannabis.
  • Department of Cannabis Control, is how we regulate cannabis beverages.
  • Tamara Phelan, licensed physical therapist and educator, and here in strong support of AB 2497, which
  • My name is Rachel Perez, and I work for the State of California Department of Education, and I'm here
NH

New Hampshire 2025 Regular Session

Senate Judiciary (01/28/2025)

Judiciary

Transcript Highlights:
  • of Transportation, the Department of Corrections, and other stakeholders as well.
  • And the Department of Safety is in support of this legislation.
  • And the Department of Safety is in support of this legislation.
  • I'm the chief hearings examiner for the Department of Safety, Bureau of Hearings, and let Sergeant Ventar
  • And I, and the very basis of this bill, having people who have a driver's license, therefore they've
Committee: Senate Judiciary
HI

Hawaii 2025 Regular Session

AEN-TCA-CPN Public Hearing 02-06-2025

Agriculture and Environment

Transcript Highlights:
  • </c> Department of Agriculture and bi Department of Agriculture and bi security<00:08:41.680><c> uh</
  • of a and Department of a to Department of a and biocurity<00:14:43.920><c> but</c><00:14:44.120><c>
  • The Department of Commerce and Consumer Affairs shall license and offer training to individuals seeking
  • The Department of Commerce and Consumer Affairs shall license and offer training to individuals seeking
  • The Department of Commerce and Consumer Affairs shall license and offer training to individuals seeking
Summary: The joint hearing focused on a bill reorganizing Hawaiʻi’s biosecurity and invasive species framework, including moving or renaming responsibilities within the Department of Agriculture and Biosecurity and clarifying the role of the Hawaiʻi Invasive Species Council (HISC). Testimony from the Hawaiian Invasive Species Council, DLNR, Oʻahu and Big Island invasive species committees, the Sierra Club, farmers, and community members generally agreed that invasive species management is critical, but many opposed consolidating HISC or broader biosecurity functions into a single department. Supporters of the existing interagency model emphasized HISC’s statewide coordination role, its links to DLNR and other agencies, and its ability to fill gaps with federal funding and cross-agency collaboration. Several testifiers raised concerns that the bill could weaken existing authority or create unintended legal and operational problems. The Sierra Club and others warned about possible interstate commerce issues, loss of authority to regulate movement of infested material within an island, and the need to preserve HISC as an independent or elevated coordinating body rather than placing it inside one agency. Community testimony described real-world impacts from little fire ants, coqui frogs, and landscaping-related introductions, and argued that the current system has produced service gaps and duplication when funding or responsibilities shift. One testifier also urged removing hemp movement reporting provisions, saying they do not aid biosecurity and should be treated like other crops. DLNR and Department of Agriculture representatives said they support the overall goal of stronger biosecurity but stressed that invasive species work is broader than agriculture alone. They noted that DOA, DLNR, and other partners each have different missions and capabilities, and that staff safety, terrain, and training matter when responding in remote areas. The department said it was recruiting for new positions, with some of the 44 funded positions still being finalized, and that implementation would require phased rulemaking, standards, training, and outreach. Members asked about the bill’s practical impact, staffing needs, and whether inspectors are prohibited from hiking; the department said no blanket prohibition exists, but staff use judgment based on safety and terrain. No vote or final action was taken in the portion provided.
MN

Minnesota 2025-2026 Regular Session

Committee on Commerce and Consumer Protection - 04/08/25

Commerce and Consumer Protection

Transcript Highlights:
  • of the commerce fraud bureau over to the Bureau of Criminal Apprehension and the Department of Public
  • </c><00:04:20.880><c> would</c> department of commerce and that would department of commerce and that
  • And this one talks about some other aspects of the department.
  • And this one talks about some other aspects of the department.
  • c> of</c> committee and for the department of committee and for the department of revenue<01:08:24.480
NH

New Hampshire 2026 Regular Session

Senate Commerce (01/27/2026)

Commerce

Transcript Highlights:
  • And much of that devices are regulated.
  • For those who aren't aware, we do license and regulate and charter financial institutions of all different
  • I'm the director of the New Hampshire Bureau of Securities Regulation. And my name is Katie Taylor.
  • essential nullification of subdivision and site plan review regulations.
  • essential nullification of subdivision and site plan review regulations.
Committee: Senate Commerce
MN

Minnesota 2025-2026 Regular Session

Committee on Agriculture, Veterans, Broadband and Rural Development - 03/11/26

Agriculture, Veterans, Broadband, and Rural Development

Transcript Highlights:
  • <00:03:20.800><c> units</c><00:03:21.120><c> and</c> of our special guerilla units and of our special
  • </c> Finally on behalf of Lao SU la and Mong Finally on behalf of Lao SU la and Mong SU<00:07:22.000>
  • 56.000><c> and</c> 61 of 38 US code regulations and 61 of 38 US code regulations and forfeits<00:18:56.720
  • And then types of of in the equin world?
  • </c> and get licensed as a veterinary. and get licensed as a veterinary.
OK
Transcript Highlights:
  • Melissa is accompanied by Oklahoma State Department of Education Director of Recruitment and Retainment
  • She's a good friend of mine and also a citizen of the Kiowa tribe and is a licensed health... ...and
  • also a citizen of the Kiowa tribe, and is a licensed health service psychologist.
  • There is expressed much concern about lack of oversight and regulation.
  • You can't even go to a licensed physician, a licensed hospital, a regulated hospital, without fear of
Summary: The House opened with roll call, prayer, the Pledge of Allegiance, and several recognitions, including Veteran of the Week Donald W. DeLap, 2025 Oklahoma Teacher of the Year Melissa Yvonne, Doctor of the Day Dr. Corey Shawnaway, Nurse of the Day Rusty Rutherford, and Psychologist of the Day Dr. Glenna Stumbling Bear Riddle. Members also recognized Bob Wills Day at the Capitol with a resolution and musical presentation, and introduced visiting student groups and pages. The chamber then moved into second- and third-reading business on a series of bills. Several measures passed with little or no opposition. House Bill 2975, a Department of Agriculture cleanup bill on poultry litter spreading/exporting, passed 89-8 after questions about removed misdemeanor language and hauler information. House Bill 3026, allowing children of U.S. military allies to start kindergarten according to their home-country timelines, passed 97-0 and its emergency clause also passed 97-0. House Bill 3297, creating a regulatory framework for highway remediation services, passed 87-0. House Bill 2981, requiring school boards to post approved meeting minutes within two weeks and within two clicks, passed 93-0. House Bill 4144, clarifying that arrest and incident reports are open records, passed 97-0. House Bill 1818, updating social work licensing terminology, also passed 97-0. House Bill 3767, updating controlled dangerous substance scheduling to match federal law and DEA watch lists, passed later in the day. The most extended debate centered on House Bill 3194, which would protect pregnancy resource centers from being singled out for regulation or lawsuits. Supporters argued the bill would shield private nonprofit centers from post-Dobbs legal attacks and let them focus on helping pregnant women and families. Opponents raised concerns about transparency, oversight of private nonprofits receiving state funds, the bill’s abortion definition, and whether it could create liability or reduce accountability. After lengthy debate, the House passed the bill 79-18. House Bill 3342, relating to Medicaid audits, passed 67-25 after discussion about making audits corrective rather than punitive. House Bill 3344, a foster care bill based on an interim study, was extensively debated over kinship placement standards, income thresholds, sleeping arrangements, transportation, tribal placement issues, and whether codifying DHS rules would improve accountability; the transcript cuts off before a final vote is shown.
AZ
Transcript Highlights:
  • the Senate, and the Speaker of the House of Representatives, and provide a copy of the report to the
  • to post on its website and submit to the Department of Education a copy of the employment contract of
  • The bill directs the Department of Education to create a report and searchable online database of contracts
  • This hits very close to home for me, and I know all of my neighbors in this area of Tucson and all of
  • This hits very close to home for me, and I know all of my neighbors in this area of Tucson and all of
Summary: The caucus reviewed a long minority calendar covering a wide range of bills, with sponsors giving brief descriptions and members frequently raising concerns about constitutionality, cost, federal preemption, and policy impacts. Topics included medical intervention and vaccination/mask prohibitions, state treasurer investment rules, vacant state positions reporting, shooting range closure limits, congressional term limits, audit penalties, cellphone use while driving, procurement restrictions tied to China, air ambulance regulation, hospital immigration-status reporting, SNAP purchase restrictions, school assessment changes, school contract transparency, religious excusals from school, student contact information, fitness reporting, and several property tax, water, and agriculture measures. Members also discussed bills on AI-generated sexual material consent verification, DEI liability, hate-crime sentencing, commercial driver forfeiture tied to immigration status, speed-limiting devices for repeat speeding offenses, PFAS firefighting foam, name changes for sex offenders, abortion-inducing drugs, prisoner transition services, sexual extortion penalties, solar radiation management bans, and cultivated-cell food labeling and sales bans. Several bills drew explicit opposition or requests to pull them from consent, especially those affecting abortion access, immigration-related hospital reporting, school testing, religious release programs, DEI policies, and cultivated-cell foods. Members noted that some measures appeared duplicative, overly broad, or likely unconstitutional, and in multiple cases referenced prior vetoes or prior-year versions of the same bills. Supportive comments were also made on selected bills, including the PFAS foam prohibition, the assistive technology study committee, the digital goods consumer protection bill, and the prisoner transition services extension. The caucus also considered water and infrastructure measures, including brackish groundwater funding and studies, water augmentation authority bonds, Pima County water rates, groundwater transport rules, and HOA drought watering limits. Toward the end, members reviewed election-related memorials and resolutions, including a proposal to limit voting centers, a memorial urging withdrawal from the United Nations, and another urging defunding the IMF; all three were noted as being on consent and were pulled for further discussion. The meeting closed with announcements, including a note about a local missing-person concern and a caucus recognition program called the Affordable Arizona Award.
HI
Transcript Highlights:
  • Department of Budget and Finance, with comments.
  • </c> Department of budget and finance Department of budget and finance offering<00:25:26.640><c> comments
  • > support</c> Department of Transportation and support Department of Transportation and support thank
  • of Transportation and you Department of Transportation and support<01:00:08.400><c> and</c><01:00:08.559
  • /c><01:03:25.440><c> and</c> support department of transportation and support department of transportation
Summary: The House Committee on Transportation heard several bills on March 11, including measures on harbor vessel requirements, transportation funding, clean fuels, water carriers, parking enforcement, and electric mobility. For SB 1402 SD1 on vessels in state commercial harbors, testimony was split: the General Contractors Association of Hawaii and the Longline Association supported it, while Hol Holo Charters and one individual opposed it, saying the bill should be more specific about tourboat operators. For SB 1473 on central services assessments, SB 321 on privately owned roads, and SB 419 on insurance coverage for child passenger restraint systems, the committee heard brief testimony with no noted objections or actions beyond moving through the agenda. For SB 1009 SD2 on parking, the bill would create fines for misuse of disability and EV parking spaces and direct the revenue to the Safe Routes to School special fund. Support came from Ulupono Initiative, Climate Protectors Hawaii, the Disability Communication Access Board, and others, while the Retail Merchants of Hawaii supported the bill’s intent but questioned using the fines for Safe Routes to School, and Hawaiian Electric suggested directing EV-related fines to the EV charging system subaccount instead. Hawaii Appleseed supported the measure but raised concerns about the size of the fines and possible impacts on low-income residents. The committee asked questions about enforcement when EV chargers are inoperable; DAGS indicated the stalls could be used and would not be enforced in that situation. For SB 1120 on a clean fuel standard, the Department of Transportation supported the measure but asked for the implementation date to be delayed by one year and requested an independent Hawaii-specific economic impact study due before the next session. Support also came from several transportation, airline, and industry groups, while Tim Rhymer and Frank Schultz opposed it. The committee then heard SB 21 on water carriers, which would authorize a PUC inflationary cost index adjustment mechanism and exemptions; DOT, the Chamber of Commerce Hawaii, Young Brothers, and the Hawaii Harbors Users Group supported it, while Frank Schultz opposed. Finally, the committee heard SB 117 on electric mobility, which would expand and rename the rebate program, set age limits and operating rules for e-bikes and electric motorcycles, require insurance for electric motorcycle operators, and make conforming changes. Testimony was largely supportive, including from DOT, the Hawaii Bicycling League, the Queen’s pediatric trauma center, and Ulupono Initiative, though one testifier warned that the bill’s wattage definition could unintentionally capture some pedal-assist e-bikes. No votes were taken on the individual bills in the portions shown, and the transcript ended with the committee continuing its hearing agenda.
WA

Washington 2025-2026 Regular Session

House Health Care & Wellness Jan 20th, 2026

Transcript Highlights:
  • Department of Health.
  • priorities and structures than the Department of Health has.
  • And in this process of coming up with this legislation, the department worked closely again with our
  • And so just an example of some of these pharmacy protections and a quick note that, you know, some of
  • The Department of Health and Human Services only audited 200 of the 60,000-plus covered entities.
Summary: The committee first heard House Bill 2437, which would put the Department of Health’s authority to accredit opioid treatment programs into statute and allow the department to set a fee to cover the cost of those services. The prime sponsor and DOH said the bill would preserve a service that is especially important to tribal and rural providers and would be self-sustaining rather than supported by the general fund. Members asked about the relationship between DOH and HCA and whether the bill would duplicate existing authority; staff and the department said DOH already performs the accrediting role and the bill mainly formalizes that authority and fee-setting power. Public testimony on the bill was then closed. The committee then held an extensive work session on the federal 340B drug pricing program and later opened public testimony on House Bill 2145, which would prohibit manufacturers, distributors, and third-party logistics providers from restricting 340B drug acquisition or delivery and from requiring claims or utilization data as a condition of access. Committee staff and NCSL gave background on how 340B works, recent growth in the program, contract pharmacy issues, and state efforts in other jurisdictions. Testimony on HB 2145 was sharply divided: hospitals, community health centers, tribal representatives, contract pharmacies, and labor groups said the bill would protect safety-net providers, rural access, HIV and behavioral health services, and tribal programs from manufacturer restrictions; business groups, pharmaceutical companies, and employer coalitions argued the program has expanded beyond its original intent, lacks transparency, shifts costs to employers and taxpayers, and should be addressed through federal reform instead. No vote was taken in the excerpt. Finally, the committee heard House Bill 2155, which would bar non-human entities from using nursing titles such as RN, APRN, or LPN or otherwise implying they are licensed nurses. The prime sponsor said the bill is intended to protect patients from being misled by AI systems and to preserve transparency and public safety as health care technology expands. The Washington State Nurses Association testified in support, saying AI can be useful but should not replace nurses or be presented as a licensed professional. A member asked about enforcement and liability, and staff said they would follow up on those details.
ID

Idaho 2026 Regular Session

Jan 28th, 2026

Resources and Environment

Transcript Highlights:
  • Streamline some of the DEQ and Department of Lands processes, as well as move quite a few rule provisions
  • So we removed that language that is unnecessary and then just referred to the Idaho Department of Lands
  • I'm the Drinking Water Protection and Finance Division Administrator for the Department of Environmental
  • The intent of this rulemaking is that we are adopting by reference to federal regulations, and Idaho
  • I'm the Drinking Water Protection and Finance Division Administrator at the Department of Environmental
MO

Missouri 2026 Regular Session

Insurance Mar 9th, 2026 at 01:30 pm

Insurance

Transcript Highlights:
  • The Department of Commerce and Insurance may promulgate all necessary rules and regulations for administration
  • And finally, House Bill 3314 will give the Department of Commerce and Insurance additional tools to facilitate
  • And when the director of the Department of Commerce and Insurance steps in to protect consumers and liquidates
  • We're regulated by the Department of Insurance.
  • So I do think that the oversight and the regulation of the guarantee associations is sufficient and well