Transcript Highlights:

• It's going to take us to two. Thank you, Mr. Chair, we're in B2.
• We'll do one, two, then three. Thank you, Mr. Chair. We're in Section E.
• to the Merit Teacher Incentive line.
• It's for a $3 million transfer from various line items to a telecommunications technology delivery line
• Number two is Office of the Governor.

Keywords: 1204, all

Transcript Highlights:

• Amendment L001: On page 3, line 9, after 'four' insert 'A.' On page 3, after line 11 insert 'A.'
• I have two family members. I amendment. I have two family members.
• She got two top ones, two quickly.
• as two separate line<04:51:08.080> items line items line items when<04:51:09.720> it<04
• <05:53:12.160> They to over-expend a line. That's it. They to over-expend a line.

Keywords: 981, all

Transcript Highlights:

• Do I hear—I guess we do need to roll these two since there's two of them.
• Do I hear—I guess we do need to roll these two since there's two of them.
• mile of the two-mile, uh, two square mile of the two-mile, uh, two square mile tiff<00:47:50.240>
• two years before, right? two years before, right?
• Did I say two? I might have said two. Yeah. 12 o'clock. We'll be in session.

Keywords: 958, all

Summary: The committee first received several information items, including University of Kentucky reports on medical and research equipment purchases, five school districts’ planned bond issues, and a School Facilities Construction Commission list of prior debt issues. Members then heard and approved an appropriation increase for a federally funded University of Kentucky project at the Central Kentucky Regional Airport in Richmond. The project will construct a terminal building and is tied to EKU’s airport operations and planned flight school; members asked about the public funding, the role of EKU, and possible aviation expansion, and the item was approved by roll call. The committee next approved a University of Kentucky lease purchase for an 85,000-square-foot facility at 415 West Sun Street in Morehead for $6.4 million. UK said the property, formerly the Rowan County Board of Education site, is directly across from UK St. Clair and will be used for multiple purposes; members questioned the quarterly payment structure and why the county preferred not to receive the full amount upfront, but the item was approved. The committee then heard three appropriation increases in the Tourism, Arts and Heritage Cabinet: a Fish and Wildlife pump project at Ballard Wildlife Management Area and two Lake Barkley State Resort Park repair projects. Finance staff explained the Lake Barkley increases were mainly to cover construction contingencies after bids came in close to available funding, and the committee approved the action items. Janice Thomas then presented four pool projects requiring no action: HVAC upgrades at the Future Farmers of America Leadership Training Center in Hardinsburg, geothermal and HVAC work at the Kentucky School for the Blind, a Brady Hall HVAC project at the Kentucky School for the Blind, and a renovation of Shanti Hall at Kentucky State University for the School of Engineering Technology. Members asked no substantive questions on those items. Finally, Natalie Broner presented a new CHFS lease in Wayne County and a Transportation Cabinet lease modification in Christian County. The Wayne County lease drew the most discussion, with members questioning the rent, the lack of other bids, and whether another county location might be preferable; CHFS said it maintains county-seat offices statewide and that the Wayne County site would replace an existing office. The Christian County item was described as a replacement site for driver licensing services with renovation costs largely absorbed by the lessor. Both lease items were presented for action after the discussion.

Transcript Highlights:

• You'll see the cost of this addition on line 39 of your House change item spread.
• I will just point out basically two different lines.
• The first line is line two, the basic supplemental levy.
• If you look at the state aid tracking spreadsheet, it's on page 2, line 39.
• Just two seconds for wrap-up.

Bills: HF1049

Keywords: school library aid, education finance, school districts, charter schools, funding eligibility

Transcript Highlights:

• So, page two, line one, we don’t have any objection to that.
• Um so uh page line page two consent.
• Um so uh page line page two line<00:07:44.560> one<00:07:44.880> that<00:07:45.520>
• lines on the give us uh one or two lines on the purpose<01:37:35.920> of<01:37:36.000> the
• after line 2.27, 27 we would page two after line 2.27, 27 we would add<03:14:59.600> another<

Keywords: 1187, senate, all

Transcript Highlights:

• I'll add just sort of two notes.
• And you see, the red line above, or orange top line, is the operating expenditures for ferries.
• Ferries' capital spending comes, for one, out of two state ferry-specific accounts, two capital-specific
• Ferry's capital spending comes, for one, out of two state fairy-specific accounts, two capital-specific
• Those dashed lines you see there—the top line is if we don't do anything to address our bridges, and

Summary: The committee received a detailed staff presentation on Washington State Ferries’ capital needs, current fleet status, and long-range funding outlook. Staff described the current service pattern, ridership recovery since the pandemic, the aging fleet, and the state’s plan to add three new hybrid-electric Olympic-class vessels under the 2025 budget, with delivery expected around 2030-2032. Members also heard that the fleet is operating with no reserve vessel, that preservation time is below the desired level, and that terminal electrification and vessel conversion plans face timing, cost, and procurement risks. Questions focused on ridership trends, biofuel supply, design-risk allocation in vessel contracts, sequencing of terminal electrification with new vessel delivery, and the cost and feasibility of restoring international Sidney service, which would require a SOLAS-certified vessel. Staff then outlined ferry capital funding, saying recent spending and programmed needs are far above regular ferry-specific revenues and that the system relies on a mix of dedicated accounts, transportation package money, federal grants, and transfers. They said the near-term budget is balanced through 2027-29, but the longer-term capital outlook shows a shortfall of roughly $250 million to $300 million per biennium, with broader unmet needs much higher. The presentation estimated costs for future vessels, life extensions, terminal electrification, and additional Jumbo Mark II conversions, and noted that the current enacted plan does not fully fund fleet replacement, full electrification, or life extension of older vessels. Members asked for follow-up information on terminal seismic/environmental issues, contract options for additional vessels, and the timing and cost of alternative vessel designs. The committee then shifted to WSDOT maintenance and preservation. Pascoe Focktich described maintenance operations, including winter response, guardrail repair, facilities, equipment, and the effects of underfunding and inflation. He said most of the maintenance budget is fixed cost and labor, that material prices have risen sharply, and that many facilities are in poor condition with asbestos issues and deferred upkeep. He also noted growing guardrail damage, increasing pavement claims, and the burden of maintaining aging bridges and facilities. Members asked about prior planning for these needs, the role of asbestos, and whether more proactive sequencing could help budget decisions. Troy Suing then presented the highway preservation program, saying WSDOT is in the early stages of critical failure and has stretched preservation dollars as far as possible. He explained the distinction between pavement, bridge, and other highway asset preservation, said the department is largely reactive, and estimated that delaying work can make it three to five times more expensive later. He said about 40% of roadways are currently due or overdue for preservation, bridge conditions are nearing the federal poor-bridge threshold, and the department’s 10-year preservation need is about $8 billion. Members asked about the cost of deferring work, whether the department could do more if funded, how priorities are set, and whether other states face similar problems. Finally, Evan Grimm and Mike Fay briefed the committee on bridge strikes by overheight vehicles. They described recent incidents on I-90 near Cle Elum and SR 410 near White River, the damage and closures caused, and possible countermeasures such as public outreach, improved trip-planning tools, and a pilot warning system with sensors and flashing beacons. Fay explained the state’s financial recovery process for third-party damage, saying WSDOT recovers roughly $20 million per biennium and about 78% to 80% of billed damages, with money going to the motor vehicle fund. Members asked about prevention, insurance recovery, and whether the state uses claim data to inform future design or safety changes.

Transcript Highlights:

• One item to note in here is that it's a Funds between line items.
• Because remember, we start year two on October 31st.
• So we have all of these service lines in certain areas.
• Multiple service lines. We serve 65,000 square miles, right? Multiple service lines.
• Bottom line, it's value-based employee retention. Have you heard of it?

Bills: HB1623

Keywords: HB 1623, North Dakota, rural health, rural health transformation program, medical facility infrastructure loan fund, medical facility infrastructure loan program, rural health loan program, Bank of North Dakota, Department of Health and Human Services, HHS, federal grant, health care infrastructure, rural hospitals, critical access hospitals, nonprofit health care providers, gap financing, loan fund, public health funding, healthcare financing, Medicaid

Summary: The committee heard House Bill 1623, the appropriations bill tied to North Dakota’s Rural Health Transformation Program, which is funded through a new federal rural health care grant. Senator Bekkedahl explained the bill’s background, the interim committee process that developed it, and the federal conditions attached to the award, including spending deadlines, administrative cost limits, and restrictions on uses such as new construction, supplanting existing funding, and certain other costs. Legislative staff then walked through the seven sections of the bill, including appropriation authority, transfer authority, contingent appropriations for pass-through grants, procurement and public improvement exemptions, recipient reporting, legislative reporting, and immediate effective date. Commissioner Traynor and HHS staff described how the department plans to implement the program, emphasizing that the funding is intended to improve rural access, workforce recruitment and retention, technology and data connectivity, and community health initiatives. They said the department will rely on local applications, technical assistance, templates, listening sessions, and partnerships with providers, schools, public health units, tribal entities, and other community groups. Members asked about reimbursement timing, upfront costs, administrative expenses, sustainability after the five-year grant period, and whether CTE centers, public health units, gyms, grocery stores, and other community partners could participate; the department said yes, within program rules and with a focus on measurable outcomes and sustainability. Several supporters testified in favor. Mental Health America of North Dakota and the Mental Health Advocacy Network supported the bill and urged investment in community-based mental health, crisis response, children’s services, peer support, and mobile crisis teams. HIA Health described the grant as a chance to expand home-based and hospice care, noting that rural providers already have workable models but need funding to scale them. A cybersecurity representative also supported the bill, warning that the large amount of health data and AI-related tools will require strong data protection and professional support. The hearing was closed with no opposition testimony, and the committee announced it would return later in the day for further work on the bill and other measures.

Transcript Highlights:

• about a year two years ago. about a year two years ago.
• Senator Draheim, it'd be in line 1.14. Senator Draheim, it'd be in line 1.14.
• 16, delete this section and insert paragraph A, and then line after line 1.1's—actually, sorry, after
• The next thing I'm looking at is at line 2.11, evaluate how whereas the previous line, 2.9, it references
• The next thing I'm looking at is at line The next thing I'm looking at is at line 2.11, 2.11, 2.11

Keywords: 1187, senate, all

Transcript Highlights:

• My question is, is there an existing program that benefits all rail lines, including these rail lines
• This line had served thousands over the years.
• Many other states have short-line grant programs.
• Yes, sir, and the rail lines were purchased from the larger rail lines. Yes, sir.
• Since part of this bill is changing that mission, if I may, if you look at page two, line 13,...

Bills: SB 682, SB 1013, SB 1369, SB 1422, SB 2001, SB 2080, SB 2366, SB 2705, SB 2841

Keywords: memorial highway, Captain Kevin Williams, Firefighter Austin Cheek, Smith County, transportation, pedestrian right-of-way, sidewalk users, bicycle safety, micromobility, electric scooter, motor-assisted scooter, electric personal assistive mobility device, skateboard, roller skates, driveway crossing, alley crossing, traffic safety, yield law, Texas Transportation Code, vehicle-pedestrian collision

Summary: The meeting of the committee focused on several bills aimed at enhancing the operational efficiency of Texas transportation and port authorities. Key discussions included the implications of SB2080, which seeks to streamline operations for navigation districts by raising procurement authority, exempting security discussions from recording requirements, and aligning Texas ports with national standards to foster economic growth. Senator Alvarado advocated fervently for the bill, emphasizing its positive impact on competitiveness with ports in states like Virginia and New Jersey. Public testimony reflected mixed responses, with strong support from industry representatives but opposition from some municipal authorities concerned about the potential overreach of port authorities into local development.

Transcript Highlights:

• <00:19:37.520> two<00:19:37.760> of last three that we had were two two of last three
• that we had were two two of them<00:19:37.919> were<00:19:38.240> police<00:19:38.400>
• of the line.
• of the line.
• of the line.

Bills: HF3418, HF3739, HF3791, HF3356, HF3695, HF3430

Keywords: pedestrian safety, traffic safety, roadway improvements, nonmotorized transportation, crosswalks, sidewalks, bike lanes, complete streets, Vision Zero, Toward Zero Deaths, MnDOT, Department of Transportation, Department of Public Safety, local road authority, county roads, city streets, tribal transportation, capital improvements, safety design solutions, grant program

Summary: The committee first approved the minutes from February 25, 2026, and the chair noted the absence of Representative Katie Jones due to the birth of her baby. The chair also acknowledged that the committee would be discussing difficult topics related to the June 14 killing of Mark and Melissa Hortman and Gilbert. The main business began with House File 3418, which Chair Tabke moved for possible inclusion in a future omnibus bill, and the committee adopted the A1 author’s amendment. The bill was described as a pedestrian safety measure prompted by a fatal Moorhead crash involving a young boy; it would create an opt-in program for communities to use pre-made traffic safety templates, with the state covering 80% of project costs to speed implementation of measures like lane narrowing, rumble strips, and bollards. A Moorhead testifier said the city could have acted faster with such funding, and members generally supported the goal while raising concerns about overlap with existing Safe Routes to School and active transportation programs, the bill’s fiscal note, and how communities would be selected. MDOT testified that it already supports similar community demonstration projects and has funded about 30 such projects since 2019. HF 3418 was laid over. The committee then took up House File 3739, a memorial highway bill for Mark and Melissa Hortman. An A1 amendment to shift funding away from trunk highway funds and toward legislative budgets was moved but not adopted after members argued memorial signage should continue to be paid for with private funds, as in prior memorial highway designations. The bill author explained the memorial was intended to honor Melissa Hortman’s service and connection to Highway 610, and members discussed the length of the proposed memorial stretch and whether it should be narrowed to the area she represented. Several members supported the tribute but expressed concern about using public funds and about setting a precedent for future memorial highways. The committee indicated the bill would move on to Ways and Means with other issues still to be worked out.

Transcript Highlights:

• And the last two individuals I want want And the last two individuals I want want to<00:09:38.959>
• Two, I've made two decisions in my life that I'm proud I did.
• <00:35:38.640> SBA extends them a line of credit. SBA extends them a line of credit.
• All right, we have two more questions to be asked, or two more representatives to ask questions.
• All right, we have two more questions to be asked, or two more representatives to ask questions.

Keywords: 958, all

Summary: The committee met with a quorum, approved the prior meeting minutes, and then spent much of the meeting recognizing members of the Falmouth Police Department and related support personnel. Representatives and senators described the department’s response to a May 17, 2025 shooting between two vehicles, saying officers secured the area, apprehended suspects, and prevented further harm within about 30 minutes. They also recognized Officer Jonathan Bis for helping rescue a person from a burning storage facility on May 3, and honored Chaplain Abram Croer and police administrator Marilyn Belure for their support roles. Members praised the officers’ service and presented citations; one member also noted the recent flooding in Falmouth and the strain on local responders. The committee also observed a moment of silence for a firefighter who died after a vehicle crash while responding to a call. The committee then recognized Sergeant Major Jimmy Thorne, USMC (Ret.), with a lengthy citation for his military service and community involvement. The citation highlighted more than three decades of service, including Vietnam, Lebanon, Somalia, multiple injuries, exposure to Agent Orange, and numerous decorations such as the Purple Heart and Meritorious Service Medal. Speakers also noted his continued civic work in Williamstown and Grant County. Thorne thanked the committee, said enlisting in the Marine Corps and moving to Kentucky were two of his proudest decisions, and received a committee coin. Members and guests offered additional remarks about his character and service. Finally, Brigadier General Charles Jones and Kentucky Emergency Management Director Eric Gibson gave an update on spring storm response and recovery. They said Kentucky has had three declared disasters and one undeclared event this year, with 113 of 120 counties affected in the last 12 months, including February flooding, April flooding, and May tornadoes; a January ice storm appeal was denied. Gibson emphasized the rising frequency and cost of disasters, citing about $350 million in public assistance over the first 10 years of the period reviewed versus about $2 billion in the last five years. He reported on sheltering, disaster recovery centers, FEMA and SBA assistance, and said about $57 million in individual assistance had been paid and nearly $69 million obligated, while public assistance projects were still moving through review and payment.

Transcript Highlights:

• Power line producers do not want power lines in the middle of their fields.
• Chair, it is on page 3, line 10. It just deletes four words.
• And then the next two bills are authored by Chair Freiberg.
• I noticed there are two testifiers that are signed up.
• The other two are sort of additional to what we agreed upon.

Transcript Highlights:

• Two slides. This is me and Julia. One and two. Oh, never mind. Okay, sorry about that.
• I just have two more questions.
• He or she who speaks two languages is worth two people.
• So I have two quick questions that we can make quick.
• And then you end up with your bottom line.

Transcript Highlights:

• Two years of a parole period.
• the three-year basic sentence on count two with a two-year parole.
• Sullivan**, the state argued that those two two-year periods of parole should stack.
• With the first two years of count two, that's how it works. It goes count one, then to count two.
• murder, and two addresses.

Transcript Highlights:

• I had two questions. I had two questions.
• We have two bills that I'm very excited about.
• So, some recommendations—specifically, really two.
• I was in Washington, two days, the last two days, meeting with really important people trying to make
• Now it's two acres.

Keywords: 995, all

Summary: The Joint Committee on Housing opened its second hearing of the session with remarks from Chairs Haggerty and Cyr emphasizing that the hearing was a broad look at Massachusetts’ housing crisis rather than a single bill. They highlighted topics including zoning, permitting, rental assistance, public housing, homelessness prevention, and housing production. The first witness, Housing and Livable Communities Secretary Augustus, reviewed implementation of the Affordable Homes Act and the state’s new housing plan, citing a 1.6% vacancy rate, a projected need for 222,000 new homes over 10 years, and ongoing efforts such as ADUs by right, fair housing enforcement, eviction record sealing, seasonal communities planning, and new funding for affordable housing, public housing, and the Momentum Fund. He also discussed infrastructure support for municipalities, technical assistance for ADUs, and concerns about possible federal funding cuts. Committee members questioned the secretary about ADU financing and technical assistance, the likely unit yield from the Affordable Homes Act, infrastructure barriers in suburban and rural communities, public housing waitlist management, supportive housing, and federal budget risks. MassNAHRO then testified that public housing authorities are facing rising operating and capital costs, a statewide waitlist nearing 300,000, and uncertainty over federal Section 8 and HUD funding. Witnesses described recent state support for operating subsidies, capital improvements, vacancy turnover teams, and resident service coordinators, while warning that proposed federal cuts could sharply affect voucher issuance and agency operations. CDAC’s executive director Roger Herzog described the agency’s role as a quasi-public source of early-stage financing and technical assistance for nonprofit housing developers, noting its loan capital, supportive housing bond programs, home modification loans, and preservation work under Chapter 40T. He said CDAC has helped produce or preserve more than 55,000 units and stressed the importance of patient capital and preservation tools. CHAPA CEO Rachel Heller urged the committee to focus on production, preservation, planning, and political will, supporting goals for affordability, supportive housing, and homeownership, and endorsing policy changes such as YIGBY, clearer site plan review rules, stronger fair housing funding, and more support for vouchers and public housing. MassHousing then outlined its financing role, including mortgage lending, down payment assistance, the Community Climate Bank, and the Momentum Fund, while noting that permitting delays, capital gaps, and possible federal changes could affect production. Members also asked about transparency, prevailing wage compliance, and a recent internal restructuring related to diversity and business engagement.

Transcript Highlights:

• Um we have two locations materials.
• So those will be two information.
• I mean, even in the last... surplus line uh doesn't seem like the surplus line uh doesn't seem like the
• <01:15:04.719> Two how many meetings ago was that? Two how many meetings ago was that?
• So those are the two of the house.

Keywords: 919, house, all

Summary: The task force approved the minutes from the previous meeting and then reviewed the structure and statutory requirements for its final report. Staff explained that the report must go to the commissioners of commerce, housing finance, and economic development, as well as relevant legislative leaders, and must include a summary of task force activities, adopted findings and recommendations, tort reform recommendations to reduce insurance costs, any draft legislation, and other necessary information. A draft report, likely excluding recommendations and draft legislation, is expected to be circulated before the first January meeting. Most of the meeting focused on the Fair Plan and whether it could be expanded to help homeowners associations, affordable housing, and common interest communities that are struggling to obtain coverage. Supporters said these groups are facing availability problems and often end up in the surplus lines market, which lacks the consumer protections of the admitted market. They argued the Fair Plan could serve as a third-market option with stronger protections and better access, especially for properties that are having difficulty getting quotes. Several members and witnesses raised concerns that the Fair Plan was never intended to be a broad affordability solution and warned against using it to artificially lower prices below risk-based levels. They said doing so could shift losses onto other policyholders through assessments and potentially weaken the broader insurance market. The Fair Plan administrator explained that any expansion would require substantial research, staffing, actuarial and underwriting expertise, reinsurance planning, IT changes, and likely assessments or other capitalization decisions, and that the plan would need to focus on a limited subset of properties rather than the entire market. No votes were taken on policy recommendations, and the discussion ended with agreement that more information and scoping work are needed before any formal recommendation is made.

Transcript Highlights:

• In section two of the bill, starting on line 98, the revenues generated by the fines collected on speeding
• Uh, starting on line 40, it enforcement.
• In section two of address that issue.
• ><00:05:21.440> line<00:05:21.680> 98, the bill, starting on line 98, the bill, starting
• Line<00:11:26.000> 45<00:11:26.399> is Line 45 is Line 45 is No,<00:11:28.320>

Keywords: Highways and Transportation - Room 216, 30 January, 2026; 10:00 AM, 925, all

Summary: The committee first took up Senate Bill 2269, the Mississippi Fully Autonomous Vehicle Enabling Act. The bill was described as simply extending the repealer date to July 1, 2029. A motion was made that the title was sufficient and the bill do pass, and it passed without opposition. The committee then considered Senate Bill 2614, which would authorize county sheriffs and deputies to use radar on county roads, subject to county board approval and population-based limits on the number of radar units. Senator Thompson said the measure was intended to reduce Mississippi’s high rate of speed-related highway fatalities, not to create revenue or speed traps. He explained that fines would be directed to the Mississippi Department of Education to support driver’s education programs, and that the bill includes a 1,000-foot buffer from municipal limits and a definition prohibiting speed traps. Members asked about engineering reviews of speed limits, opt-in/opt-out authority for supervisors, quotas, body cameras, and how the bill would affect counties that already use radar. Thompson said the bill does not require roadway reassessments, that county boards must approve radar use, that he would not oppose a quota-related amendment, and that a body-camera requirement would be beyond the bill’s scope and could burden departments that cannot afford it. Several senators spoke in support, citing public safety and sheriff support, while one senator raised concerns about transparency and public trust. The committee then voted that the title was sufficient and the bill do pass, and the motion carried.

Transcript Highlights:

• They're usually as a result of a trespass or something along those lines.
• line you can only use shotguns and north of the line you can use rifles.
• line you can only use shotguns and north of the line you can use rifles.
• line you can only use shotguns and north of the line you can use rifles.
• line you can only use shotguns and north of the line you can use rifles.

Keywords: 1183, house

Transcript Highlights:

• Well, some banks go across state lines.
• “Yeah, so two-part question, right?
• It happens all the time over a two-year period.
• It happens all the time over a two-year period.
• I'm on the line. I feel like I'm on the edge.

Summary: A joint House-Senate Insurance and Commerce meeting focused on the growing threat of financial fraud in Arkansas, with members hearing from bankers, regulators, law enforcement, AARP, and mortgage and insurance industry representatives. Witnesses described a wide range of scams, including spoofed bank calls and texts, fake websites and social media impersonation, romance and investment scams, business email compromise, gift card fraud, check fraud, wire fraud, reverse mortgage scams, and crypto kiosk schemes. Several speakers emphasized that fraud is increasingly organized, technology-driven, and amplified by artificial intelligence, and that seniors are disproportionately targeted and often suffer the largest losses. Testimony highlighted both prevention and recovery efforts. Bankers said institutions spend heavily on training, customer education, and fraud detection, but often cannot stop losses once customers have been convinced to authorize transfers. The Attorney General’s office described its Consumer Protection Division, a new Financial Fraud Task Force, and examples of recovering funds quickly from crypto kiosk and wire fraud cases. The State Bank Department and Securities Department said Arkansas’s 2025 crypto ATM legislation and related education requirements have helped, and they urged continued public education. The Insurance Department reported major insurance-fraud trends, including fake insurance cards, forged policies, premium-finance schemes, and staged auto accidents, and said it prosecutes these cases aggressively. Members asked about reporting scams, the security of tap payments, how fraud losses are tracked, the role of crypto kiosks, and whether Arkansas should pursue model legislation or stronger action against telecom and social media companies. Witnesses said tap payments are generally safer than chip or swipe, that crypto transfers are often unrecoverable, and that spoofed caller ID and impersonation ads remain major problems. Paul Benda of the American Bankers Association urged state and federal action against telecom and social media platforms and supported national scam legislation. No new bills were voted on at the meeting, but members approved the November 3, 2025 minutes and several witnesses offered to share model legislation, consumer education materials, and state-by-state fraud data with the committee.

Transcript Highlights:

• I would like to see this get over the finish line.
• I have to admit that I think a combination of these two things would probably be stronger than the two
• Two of them are now my clients for remediation.
• , I believe 18 is where it starts, section two, subsection two.
• Section 2, Subsection 2, line 39. Yeah, line 39 through 46. Oh, 3? Is that subsection 3? Okay.

Keywords: 959, house, all