Video & Transcript Research : 'degree programs'

Page 143 of 500
TX

Texas 89th 2nd C.S.

Homeland Security, Public Safety & Veterans' Affairs Apr 14th, 2025

Homeland Security, Public Safety & Veterans' Affairs

Transcript Highlights:
  • Um, Cartel quantities drugs as being one of the continued first-degree felonies, first-degree felony
  • And those are if the number one is if the offense is punishable as a felony of first degree.
  • an example, and I haven't read your bill, and so it's possible that it covers some of those first degree
  • The committee substitute also does not cover terroristic threat, which can become a 3rd degree felony
  • So on its face, and what we see sometimes is the misdemeanor, but terroristic threat can be a 3rd degree
Bills: HB259
CA
Transcript Highlights:
  • Now, that's for every single program.
  • using to determine the eligibility for the program?
  • I know we're saying, yes, you were homeless prior to that, but... ...program.
  • Adult education and skills programs are uniquely positioned to address these gaps.
  • Adult education and skills programs are uniquely positioned to address these gaps.
Summary: The committee heard several higher education bills. It first approved the consent calendar, which included SB 67 and SB 619. The main discussion centered on SB 437, which would direct the CSU system to develop a fair, evidence-based process for verifying whether someone is a descendant of a person enslaved in the United States, as part of the state’s reparations work. Supporters said the bill fills a gap left by the Reparations Task Force and would create a transparent, credible lineage-verification process; opponents argued genealogy methods already exist, the bill would waste money and delay action, and some raised constitutional concerns. The committee took a vote on SB 437, but the roll was left open after the initial tally showed three ayes and three noes. The committee then heard SB 790, which would allow California to join the interstate reciprocity agreement for online postsecondary education. The author and supporters said the bill would improve consumer protections for California students taking out-of-state online courses and help California institutions compete more effectively by reducing the burden of seeking separate state approvals. Opponents, including University of Phoenix and other groups, argued the bill conflicted with the existing reciprocity framework, could exclude some institutions, and might not actually secure California’s entry into the agreement. The committee voted 3-1 to pass SB 790 as amended to the Business and Professions Committee, with the roll left open. The committee also heard SB 391, which would authorize the Community College Chancellor’s Office to charge fees for research partners seeking access to data. Supporters said the office is absorbing significant unfunded workload from data requests and that fees would help recover costs; opponents, including the California Teachers Association community college association, warned the fees could create barriers for faculty and smaller researchers. Members discussed possible exemptions and implementation details. The committee voted 5-1 to pass SB 391 as amended to the Appropriations Committee, with the roll left open. Finally, the committee heard SB 685, a pilot program to provide cost-of-attendance assistance at four CSU campuses for students who experienced homelessness in high school. Supporters said it would help students cover housing, food, and transportation costs and reduce dropout risk; members asked about eligibility and implementation, and the author explained the bill would use McKinney-Vento homelessness designations and target students at risk of “summer melt” and college homelessness.
CA

California 2025-2026 Regular Session

Assembly Committee on Economic Development, Growth, and Household Impact Jun 23rd, 2026

Economic Development, Growth, and Household Impact

Transcript Highlights:
  • I think I was a part of the very first LA Metro targeted local hire program, where we went from Black
  • , hydrogen, additional alternative energy, or other programs that we partner with the feds on.
  • The reality is... ...and college students skipping meals while trying to earn a degree.
  • California invests billions of dollars in food assistance programs.
  • SB 1025 does not create another food program.
Keywords: 988, house, all
HI

Hawaii 2025 Regular Session

House Chamber - Mon Apr 21, 2025, 11:30AM HST - Day 54

Hawaii House Floor Meeting

Transcript Highlights:
  • Um, I'd like to introduce students from the SOAR program.
  • The SOAR program is to uplift and inspire one another, and together they can soar to new heights.
  • The soar program is to and community.
  • <01:11:33.199> On<01:11:33.440> Aahu, reached 125 degrees Fahrenheit.
  • On Aahu, reached 125 degrees Fahrenheit.
Keywords: 910, house, all
FL

Florida 2026 Regular Session

Appropriations Committee on Pre-K - 12 Education Jan 28th, 2026

Appropriations Committee on Pre-K - 12 Education

Transcript Highlights:
  • It creates the Autism Education Loan Forgiveness Program for completion of a master's degree or Autism
  • toward degree completion.
  • I participated in a master levels program through FSU.
  • The loan forgiveness program also matters.
  • They have a neurodiversity program there as well.
Bills: S0124, S0206, S0420
Summary: The committee first heard SB 124, which updates Florida Virtual School’s statute to remove outdated language and clarify its service, funding, governance, reporting, and district coordination provisions without changing day-to-day operations. Florida Virtual School testified in support, members praised the bill, and it passed unanimously on a roll call vote. The committee then took up CS for SB 206 on students with autism spectrum disorder. Senator Harrell explained that the bill would require autism and neurodevelopmental training in educator preparation programs, require ESE-certified teachers to complete an autism microcredential, create an Autism Educator Loan Forgiveness Program, provide salary supplements for teachers with the autism endorsement, and require district professional development to include autism-specific training with local CARD centers. A large number of speakers—teachers, parents, students, and advocacy groups—supported the bill while urging that implementation be fully funded, high quality, and not become an unfunded mandate. Several members spoke in favor, emphasizing the growing number of students with autism and the need to recruit and retain special education teachers. The bill was reported favorably by committee vote. Finally, the committee considered SB 420 on patriotic displays in classrooms. Chair Burgess explained the bill as a way to place portraits of George Washington and Abraham Lincoln in schools to encourage civic and patriotic reflection, and he offered an amendment narrowing the requirement from every classroom to one prominent display in each school and adding language making it subject to state appropriation. The amendment was adopted. Testimony on the bill was mixed: some speakers supported the idea as a spark for civic discussion, while many others opposed it as symbolic, unnecessary, or better addressed through curriculum and teacher training rather than mandated displays. In debate, some senators argued the portraits could prompt broader historical conversations, while others raised concerns about representation, classroom autonomy, and funding. The transcript ends during debate on the amended bill, before a final vote is shown.
OK
Transcript Highlights:
  • Are youer Agencies have the programs, such as first-time offender programs, so that there is something
  • OK, so they hit the maps program and all of those capital improvements occurred within the maps program
  • And the program, the voc rehab program, one of the constraints on it is that we have to spend 15% of
  • or for whatever to the program.
  • One of them is the client assistance program, the director of the clients The assistance program, the
Keywords: 914, all
FL
Transcript Highlights:
  • It created a revolving loan program and then it directed OPAGA to review that program, the first report
  • The first is program evaluation.
  • That's an investment program at SBA.
  • And a major federal program is defined as one of the entities— A major federal program is defined as
  • the complexity of the program.
Summary: The Joint Legislative Auditing Committee met to receive annual overviews of its oversight responsibilities and the work of the Auditor General and OPAGA. Committee staff reviewed the committee’s authority over state and local governments, enforcement of audit-report filing requirements, repeated audit findings, Transparency Florida reporting, and lobbying compensation audits. Auditor General Cheryl Norman described her office’s independence, audit standards, quality control, and major audit areas, including the state’s annual financial and single audits, school district and university audits, operational and performance audits, and attestation work. She also noted staffing shortages, recruitment efforts, and a request for carry-forward funds to study salaries. Members asked about whether audits can quantify recoverable dollars, how school district spending comparisons are handled, and how to raise concerns about DCF-related audits or a local city audit that has been pending for years. Norman said her office can quantify findings when possible, sometimes compares costs across districts in operational audits, and that members can bring specific concerns to the appropriate deputy auditor general or the committee. She also explained that citizen or local-government audit requests may require payment of audit costs. OPAGA Coordinator Kara Collins-Gomez outlined OPAGA’s role as a legislative research unit that conducts studies directed by law, the presiding officers, or the committee, and described its policy areas, methodologies, contract monitoring, and recurring statutory reports. Deputy Auditor General Matthew Tracy explained how to read operational audit reports, including findings, criteria, condition, cause, effect, recommendations, and management responses. Deputy Auditor General Greg Senators explained financial audit reports, including audit opinions, required supplementary information, internal control and compliance findings, federal program compliance, and management letters. The meeting concluded with thanks to the presenters and a motion to adjourn, which passed without objection.
MN

Minnesota 2025-2026 Regular Session

House Public Safety Finance and Policy Committee 4/14/26

Public Safety Finance and Policy

Transcript Highlights:
  • <00:32:08.720> 46 of potential state program fraud. 46 of potential state program fraud. 46
  • Programs, House File 3946, the Domestic Programs, House File 3946, the Domestic Violence<00:47:35.359
  • Fewer advocates, longer waits, whole programs absorbed or eliminated.
  • Fewer advocates, longer waits, whole programs absorbed or eliminated.
  • sustainable funding for these programs sustainable funding for these programs because<01:02:29.280
Bills: HF4446, HF4066, HF1082
AL

Alabama 2026 1st Special Session

Alabama House Apr 9th, 2026

Alabama House Floor Meeting

Transcript Highlights:
  • <00:26:17.039> And championship in program history. And championship in program history.
  • <00:40:34.960> in shall administer the damn program in shall administer the damn program in
  • for this program. for this program.
  • address to some degree. Yeah. address to some degree. Yeah.
  • So the athletic programs that.
Keywords: 1136, house, all
AR
Transcript Highlights:
  • This next rule does two things in the Medicaid program.
  • This next rule does two things in the Medicaid program.
  • What is currently allowed under the federal regulation for the Vaccines for Children program.
  • Fiddler: My degree is DDS.
  • My degree is Doctor of Dental Surgery, DDS. So we do surgery procedures.
Summary: The committee reviewed a series of Arkansas DHS and Department of Health rules, most tied to 2025 legislation. Early items covered Medicaid changes including presumptive eligibility application timing, adding a fictive kin definition for foster child eligibility, raising the able account disability onset age to 46, allowing continuous glucose monitors to be billed by both pharmacy and DME providers, increasing the RSV vaccine administration fee for children, a telemedicine exemption for ET3 ambulance services, and a physical therapy access rule that also included occupational therapy. Members generally asked limited questions and most rules were reviewed without objection. A major portion of the meeting focused on the dental rate increase rule under Act 1025. DHS said it implemented rate increases for certain pediatric, special-needs, and oral surgeon services, but not orthodontics, and it interpreted the act as applying only to oral and maxillofacial surgeons, not general dentists. The Arkansas State Dental Association and legislative sponsors testified that the intent was to cover general dentists performing oral surgery procedures for special-needs patients, estimating the broader interpretation would add about $1.5 million annually. Committee members debated the plain language of the act versus legislative intent, and the rule was reviewed, but with testimony noting the issue should be fixed in future legislation. Later items included the Healthy Moms, Healthy Babies rule adding doula and lactation consultant billing and remote monitoring benefits; an adverse decisions rule extending provider appeal time from 35 to 65 days; CNA training program updates; PASSE network-status disclosure rules; certification rules for community-based doulas and community health workers; cosmetology, massage therapy, lead-based paint, radiation, radiologic technology, and RV park rule updates. Most of these were described as technical, statutory, or federally driven changes and were reviewed without objection. The committee briefly reopened the CGM rule after a motion to expunge the prior vote, and Representative Wardlaw said he would hold the rule for further review because he believed the billing changes did not match the law’s intent. The meeting ended with no further business and adjournment.
CA
Transcript Highlights:
  • These programs help families balance. 5% and 27%.
  • The Technical Assistance Program, TAP, and the Capital Infusion Program, SIP, are extraordinarily important
  • comes to the success that we've had with that program.
  • You are very familiar with the farmer program.
  • There are people currently going through that program.
Summary: The joint informational hearing of the Assembly Committees on Economic Development, Growth, and Household Impact and Agriculture, held at Fresno State, focused on cost pressures in California’s food system, household affordability, and the Central Valley’s role in agriculture. Opening remarks emphasized Fresno State’s regional importance, the Central Valley’s outsized contribution to food production, and the connection between agricultural health, food security, and the broader economy. Members also noted the impact of the federal shutdown on CalFresh benefits and the state’s efforts to respond with food assistance funding and National Guard support for food banks. The first panel featured academic and policy experts who described agriculture’s economic importance in the San Joaquin Valley and the rising pressures on farms and households. Dr. Conduro highlighted agriculture’s large share of regional GDP, farm receipts, jobs, exports, and food manufacturing, while identifying water scarcity, SGMA-related land fallowing, labor shortages and rising labor costs, market volatility, invasive pests, and production cost inflation as major barriers. Caroline Danielson of PPIC said food prices remain about 30% above 2019 levels, food insecurity affects about 1.8 million California households, and nutrition programs such as CalFresh, WIC, and school meals are essential in reducing poverty, especially in the Central Valley. Susie Pryor of the Central California Small Business Development Center described technical assistance, capital access, and training for small food and farm businesses, while warning that reduced funding limits support for rural and immigrant entrepreneurs. The second panel brought testimony from a small produce business owner, a food entrepreneur, and the Fresno County Farm Bureau. They said input costs for fertilizer, fuel, irrigation, labor, land leases, and compliance have risen sharply while commodity prices have remained flat or fallen, squeezing small farms and food businesses. Panelists stressed the need for small-batch processing facilities, local supply chains, education on food manufacturing compliance, land access for small farmers, and more pathways into agriculture through trade programs, community colleges, and FFA. Ryan Jacobson said California agriculture is facing a prolonged downturn, with farm bankruptcies, weak commodity prices, export-market uncertainty, water reliability problems, and costly ag-burning rules all contributing to financial strain. No formal votes or legislative actions were taken; the hearing was informational and concluded with discussion of possible policy solutions and continued engagement with stakeholders.
KY
Transcript Highlights:
  • apprenticeship program.
  • <00:03:22.799> while Co-op or internship programs while Co-op or internship programs while
  • Our school district does not have a current program on implementing a dyslexia program.
  • Our school district does not have a current program on implementing a dyslexia program.
  • Our school district does not have a current program on implementing a dyslexia program.
Keywords: 958, all
Summary: The committee heard testimony on several education bills and first received a presentation from Paige Cash of Kentucky FFA/Kentucky Association for Career and Technical Education. She described the reach of CTE in Kentucky, saying more than 143,000 secondary students are enrolled in CTE courses, and highlighted work-based learning, dual credit, industry certifications, and student organizations such as FFA, DECA, FCCLA, HOSA, TSA, and SkillsUSA. She said CTE funding has helped update lab equipment, support teacher training, fund field trips, and expand participation in career and technical student organizations. Representative Wilson presented House Bill 132, which would address home hospital instruction reimbursement in cases involving short stays, particularly mental health placements that are often under five days. He said schools continue providing instruction even when they are no longer reimbursed under current rules. The committee advanced the bill unanimously after a motion and second, with the measure passing with an expression of opinion that it should pass. The committee then heard House Bill 272 on dyslexia, sponsored by Representative Heavrin. The bill would require KDE to annually update the dyslexia toolkit, require local boards to adopt policies for identifying and assisting K-3 students with dyslexia, require KDE to report district implementation data to LRC, and require teacher preparation programs to include dyslexia instruction. Members discussed whether the bill would require teacher diagnoses, how it would interact with existing IEP/504 and RTI processes, and concerns about added reporting and district burden. Supporters said many students are falling through the cracks and that earlier identification is needed; Representative Willner noted a shortage of school psychologists. The committee passed HB 272 with a motion and second, though several members voted pass and explained concerns about reporting burdens, red tape, and district costs. Finally, the committee began hearing House Bill 193, a dual credit cleanup bill presented by Joe Carol Ellis of KHEAA. She said the bill would consolidate the statutes governing general education dual credit and CTE/work-ready dual credit scholarships to match current funding practice and reduce confusion for K-12 schools and postsecondary institutions. The presentation was underway when the transcript ended.
MN

Minnesota 2025 1st Special Session

House Education Policy Committee 2/12/25

Education Policy

Transcript Highlights:
  • as well as just inundated with programs as well as just inundated with trying<00:13:58.800> to
  • <00:19:20.440> but not only our teacher prep programs but not only our teacher prep programs
  • so that we teacher preparation programs so that we can<00:21:55.400> ensure<00:21:56.279>
  • Currently, this is accomplished by identifying and revising certain programs that empower and enable
  • We also identified several current innovation programs buried inside of 124D and move all those programs
Keywords: 1183, house
MN

Minnesota 2025-2026 Regular Session

House Floor Session 5/18/25 - Part 2

Minnesota House Floor Meeting

Transcript Highlights:
  • But it's still there, and we also have fought for the funding for crime victims advocacy programs.
  • We've added a penalty for mandatory minimum sentencing on first-degree human trafficking.
  • First-degree arson statute of limitation increases. Fentanyl exposure for children.
  • There are many things advocacy programs.
  • Few showers, people living in cramped rooms at 110 degrees or more.
Keywords: 1183, house
CA

California 2025-2026 Regular Session

Senate Education Committee Apr 22nd, 2026

Education

Transcript Highlights:
  • program flexibility.
  • So right now, he is in custody for my son's death on first-degree murder charges.
  • also be part of the semester program, and that the curriculum, the program, was not approved.
  • Same exact thing for the engineering programs.
  • Same thing for the engineering program, a leading national program.
Summary: The committee heard SB 1067, which would require annual math screening for kindergarten through second grade students beginning in 2028-29 to identify early numeracy difficulties and connect students to evidence-based supports. Senator Weber and supporters, including EdVoice, UC Davis researcher Charles Wilkes, and several education and community advocates, argued that California’s math performance is too low and that early screening would help close gaps before they widen. Opponents, including the California Mathematics Council, county superintendents, and the CTA, said the bill could narrow instruction, overemphasize deficit-based measures, and should instead be paired with stronger investments in teacher training and implementation of the California Mathematics Framework. Committee members generally expressed support for the bill’s goals while discussing how the screener would work and what kinds of follow-up supports would be needed. The committee also heard SB 1110 on child care subsidy administration, which would restructure funding for alternative payment programs and core contracts as the state moves to enrollment-based funding. Supporters said the bill would stabilize child care providers, improve payment timelines, and better reflect the administrative work of enrolling families and managing services; there was no opposition testimony. SB 1374, supported by the CSU and UC systems, would allow public higher education institutions to seek temporary restraining orders when credible threats are directed at a campus rather than a specific person. Supporters described recent campus threats that created safety concerns but did not fit current restraining-order law; there was no opposition. Senator Nilo presented SB 1321, which would direct the State Auditor to review remedial course use and student preparedness at selected UC and CSU campuses after a UC San Diego report showed a sharp decline in incoming students’ math readiness. Supporters argued the audit would help identify gaps in college readiness and the effects of K-12 changes, while some members raised concerns about bypassing the usual legislative audit process; the bill was held on call. The committee then took up SB 1086 on microschools, which would define microschools and direct model ordinances for local land-use regulation. Supporters said it would create a clearer path for small, individualized learning communities, but several members questioned whether the concept was sufficiently defined and whether the state had enough information to draft model ordinances; the bill was also placed on call after a quorum was established. Finally, SB 1181 was presented as a limited pilot program in Central Valley counties to connect schools with regional threat assessment centers when credible safety concerns arise. The author and supporters, including the mother of a student killed in a shooting and several students, said it would improve early intervention and communication; committee members raised privacy and federal-sharing concerns but indicated support, and the bill was moved forward on a vote once quorum was present.
FL

Florida 2025 Regular Session

Criminal Justice Jan 14th, 2025

Transcript Highlights:
  • AGAIN THERE IS SOME COMPETING PROGRAM OPPORTUNITIES SOMETIMES.
  • I WOULD STATE YOU WILL SEE MORE SUCCESSFUL PROGRAMMING SO WE ARE TRYING NOT THAT THESE PROGRAMS AREN'T
  • CABLE TV, MORE PROGRAMS, EXPANDED VISITATION.
  • HE JUST GOT MOVED TO THE DOG PROGRAM WHICH HE DID IN BRAZIL.
  • BUT WHAT I WANT TO SAY IS YOU COULD DO ALL THE PROGRAMS YOU WANT.
Keywords: 999, senate, all
US

US Federal 2025-2026 Regular Session

US House Floor Proceedings (Tuesday, March 17, 2026)

US Federal House Floor Meeting

Transcript Highlights:
  • <00:19:21.039> in master's and doctoral degrees in master's and doctoral degrees in physiology
  • > speed voucher program.
  • The program helps speed voucher program.
  • They cut money for child nutrition programs. They cut money for school nutrition programs.
  • They cut money for school programs. They cut money for school nutrition<02:56:10.080> programs.
CA

California 2025-2026 Regular Session

Senate Education Committee Apr 22nd, 2026

Education

Transcript Highlights:
  • program flexibility.
  • Failure rates and lengthening the time cost to degree attainment.
  • So right now, he is in custody for my son's death on first-degree murder charges. Okay.
  • also be part of the semester program and that the curriculum, the program, was not approved.
  • Same exact thing for the engineering program, a leading national program.
Keywords: 987, senate, all
Summary: The committee heard SB 1067, which would require annual math screening for students in kindergarten through second grade beginning in 2028-29 to identify early numeracy difficulties and connect students to evidence-based support. Senator Weber and supporters, including EdVoice and UC Davis researcher Dr. Charles Wilkes, argued that California’s math outcomes are too low and that early screening is a quick, developmentally appropriate tool that would not mandate curriculum or high-stakes testing. Opponents, including the California Mathematics Council, county superintendents, and CTA, said the bill adds a mandate without funding, could narrow instruction, and may lead to premature labeling or deficit-based thinking. Committee members discussed how the screeners would work and whether they would identify disabilities or simply flag students needing further assessment; the bill was left on call due to lack of quorum at the time of the hearing. SB 1110 was also presented as a child care subsidy administration measure that would stabilize funding for alternative payment programs and better distinguish administrative overhead from direct family services. Senator Becker and witnesses from the Child Care Resource Center and Every Child California said the bill would help providers manage enrollment, compliance, staffing, and payment timelines as the state transitions to enrollment-based funding. No opposition testimony was offered, and the bill received a favorable committee comment, but no vote was taken because quorum had not yet been established. The committee then heard SB 1374, which would allow public higher education institutions to seek temporary restraining orders on their own behalf when they face credible threats of violence not directed at a specific person. CSU and San Diego State University representatives described incidents where threats against a campus could not be addressed through current restraining-order law, and said the bill would close that gap and improve campus safety. There was no opposition testimony, and the bill was left on call pending quorum. Later, the committee discussed SB 1321, which would direct the State Auditor to review remedial education and student preparedness at selected UC and CSU campuses after a UC San Diego report showed a sharp decline in incoming students’ math preparation. Supporters, including the author and a community college union representative, said the audit would help identify the scope of basic-skills gaps and inform policy. Some members raised concerns about bypassing the usual audit-request process, but the bill was placed on hold for absent members. The committee also heard SB 1086 on microschools, which would direct model ordinances and statutory definitions for these small learning settings; after extensive questioning about definitions, oversight, and local land-use issues, the bill was moved on a do-pass motion to Senate Appropriations and placed on call. Finally, SB 1181 was presented as a limited pilot program to allow Central Valley schools to communicate with regional threat assessment centers about credible safety concerns, with the author and a victim’s mother describing it as a prevention tool after a student homicide; committee members expressed support for stronger coordination and guardrails, and the bill was discussed further as the hearing continued.
MN

Minnesota 2025 1st Special Session

Committee on Education Policy - 04/02/25

Education Policy

Transcript Highlights:
  • got it thank you thank you sir program got it thank you thank you sir man<00:16:29.480> Senator
  • > s uh dual language immersion program s uh dual language immersion program s that<00:20:59.480
  • So this is trying to encapsulate the uniqueness of dual language immersion programs.
  • That program actually generated more teachers of color than anything we've done to date.
  • I'll just withdraw. program here in Minnesota um like these program here in Minnesota um like these tier
Keywords: 1187, senate, all
CA

California 2025-2026 Regular Session

Senate Insurance Committee May 12th, 2026

Insurance

Transcript Highlights:
  • UC ANR Fire Advisors, and many other such local programs...
  • Two programs already exist.
  • My question is: do you think something like the CEA program, the earthquake program, if we had something
  • We just have the seed money to start the program. But these programs... Have money yet.
  • We just have the seed money to start the program.
Keywords: 987, senate, all
Summary: The Senate Committee on Insurance held an informational hearing on how climate change, wildfire risk, and related catastrophes are affecting California’s insurance market, affordability, and availability. Chair and members framed the issue as a statewide challenge tied to resiliency, land use, utilities, legal liability, and the FAIR Plan. Senator Becker noted the hearing was connected to SB 254 and its recent report, while the Vice Chair emphasized that the state’s current regulatory framework limits flexibility and that industry testimony would also have been useful. Amy Bach of United Policyholders described worsening availability and affordability, driven by climate impacts, insurtech/risk scoring, inflation, and the growth of surplus lines coverage. She said the Sustainable Insurance Strategy is beginning to show progress, but the FAIR Plan remains too large and non-admitted carriers create concerns because they are less regulated and do not share FAIR Plan or guaranty fund obligations. She stressed that mitigation incentives, grants, and voluntary insurer rewards for wildfire-hardening are important, but that many households cannot afford the needed improvements. In response to questions, she said underinsurance remains a major problem, especially after recent fires, and suggested stronger insurer responsibility for replacement-cost estimates or broader replacement-cost endorsements. Actuary Nancy Watkins and Stanford’s Michael Wara argued that California must both reduce wildfire risk and allow actuarially sound pricing if it wants a healthier market. Watkins compared the market to a household with rising expenses and said the state needs a mitigation framework focused on the highest-risk communities, especially older neighborhoods and homes near the wildland-urban interface. Wara said premiums must roughly equal expected claims plus expenses, and that California is “burning down too many houses,” which drives both availability problems and higher rates. He highlighted the role of structure-to-structure spread, older housing stock, utility ignitions, and the need to focus on community hardening, not just vegetation management. Both speakers said mitigation should be targeted, science-based, and sustained rather than one-time or scattered. Frank Freebalt of Cal Poly and Michael Gullner of UC Berkeley continued the discussion on fire modeling and risk reduction. Freebalt said the problem is best understood as a structure ignition and urban conflagration problem, requiring integrated land-use, utility, and community mitigation, with evidence-based priorities and better analytics. He emphasized that the state should focus on the highest-risk intersections first and that targeted mitigation can multiply the effectiveness of suppression and evacuation resources. No votes or formal actions were taken; the hearing was informational and focused on testimony, questions, and policy discussion.