Transcript Highlights:

• This proposal would disaggregate those billing codes into six specific 15-minute unit codes: individual
• into six specific 15-minute unit codes: individual counseling, individual psychoeducation, individual
• This proposal would disaggregate those billing codes into six specific 15-minute unit codes: individual
• This proposal would disaggregate those billing codes into six specific 15-minute unit codes: individual
• costs taxes salary costs rent insurance costs taxes salary costs rent lease<00:37:07.599> fuel

Keywords: 1187, senate, all

Transcript Highlights:

• . >> ANYTHING RELATED TO CONSUMER SERVICE WOULD BE REGULATION AND INSURANCE. >> Chair Anderson: DO YOU
• NOC HEALTH INSURANCE SLOWING, BECOMING CHEAPER JUST BECAUSE WE PRESENTED ANOTHER OPTION.
• WE HAVE OVER 4.7 MILLION FLORIDIANS THAT CHOOSE TO GO PURCHASE HEALTH INSURANCE THERE.
• IN THE LIFE SAFETY CODE INCLUDES THIS MANDATE FOR THE IRAQI LEADERS. >> THANK YOU MR.
• WE ARE GRATEFUL TO PARTNER WITH THE FLORIDA LEGISLATURE TO INSURE GOLD STANDARD QUALITY OF CARE.

Transcript Highlights:

• So when you code it into the budget system, you have to code it to specific other funds.
• That's what's coded in Movers.
• So it's, it's, but we're self-insured.
• to be on Missouri state insurance?
• Voluntary life insurance is page 92.

Keywords: 959, house, all

Transcript Highlights:

• We lived through the Black Codes. We lived through the Black Codes.
• His achievements remind young people in our community that their zip codes do not limit their future,
• My first concern is that these are not insured, and there's no warning of the risky nature of crypto.
• As we all know, federal institutions are insured.
• As we all know, federal institutions are insured by us, the taxpayer.

Summary: The Assembly convened after a quorum call, opened with prayer and the Pledge of Allegiance, approved procedural motions, and recognized several guests and honorees, including CAUSE leadership academy participants, retiring FCMAT CEO Michael Fine, a Capitol intern, environmental leaders celebrating Black Conservation Week, family members of members, and NASA astronaut Captain Victor Glover Jr. The body also took up a number of routine file items and committee referral requests, with several bills referred to committees by unanimous consent and multiple items passed or retained on file. The main floor debate centered on ACR 214, the Juneteenth resolution. Members from the Black Caucus and other caucuses spoke in support, describing Juneteenth as both a celebration of emancipation and a reminder that freedom and equality remain unfinished work. Speakers emphasized Black history, civil rights, solidarity across communities, and ongoing issues such as education, housing, health, incarceration, and economic inequality. The resolution was adopted by voice vote after 66 coauthors were added. The Assembly also considered AB 2285 on blockchain staking and crypto regulation. The author argued the bill would provide consumer protections and clear rules for banks, credit unions, and crypto exchanges, while an opponent warned it could weaken securities oversight and consumer safeguards. The bill passed 45-1, and the author requested immediate transmission to the Senate. Later, SB 1036 on mitigation fee credits for redevelopment passed 55-0 after brief support for clarifying fee rules and reducing duplicative costs. The chamber then adopted the second-day consent calendar, including resolutions for Women’s Equality Day and the International Day of Yoga, along with several Senate bills, all by unanimous or near-unanimous votes. The Assembly announced it would not meet on Friday, June 19, would reconvene Monday, June 22 at 1 p.m., and then adjourned.

Transcript Highlights:

• YOU ARE RECOGNIZED TO EXPLAIN THE AMENDMENT BAR CODE 121756. >> THANK YOU.
• YOU ARE RECOGNIZED TO EXPLAIN BAR CODE 123052. >> Senator Collins: THANK YOU.
• AMENDMENT BAR CODE 120532 A TECHNICAL FIX OF THE BILL.
• BAR CODE 649872.
• IF INSURANCE DOESN'T COVER IT YOU CAN PAY CASH.

Keywords: 999, senate, all

Transcript Highlights:

• We enforce the Arkansas Insurance Fraud Act and the Arkansas Criminal Code.
• I’ll get you an insurance card.
• it's just not insurance fraud.
• If I could, so health insurance is from private health insurance is my department.
• insurance against that, but we can't carry insurance against fraud losses for customers.

Summary: A joint House-Senate Insurance and Commerce meeting focused on the growing threat of financial fraud in Arkansas, with members hearing from bankers, regulators, law enforcement, AARP, and mortgage and insurance industry representatives. Witnesses described a wide range of scams, including spoofed bank calls and texts, fake websites and social media impersonation, romance and investment scams, business email compromise, gift card fraud, check fraud, wire fraud, reverse mortgage scams, and crypto kiosk schemes. Several speakers emphasized that fraud is increasingly organized, technology-driven, and amplified by artificial intelligence, and that seniors are disproportionately targeted and often suffer the largest losses. Testimony highlighted both prevention and recovery efforts. Bankers said institutions spend heavily on training, customer education, and fraud detection, but often cannot stop losses once customers have been convinced to authorize transfers. The Attorney General’s office described its Consumer Protection Division, a new Financial Fraud Task Force, and examples of recovering funds quickly from crypto kiosk and wire fraud cases. The State Bank Department and Securities Department said Arkansas’s 2025 crypto ATM legislation and related education requirements have helped, and they urged continued public education. The Insurance Department reported major insurance-fraud trends, including fake insurance cards, forged policies, premium-finance schemes, and staged auto accidents, and said it prosecutes these cases aggressively. Members asked about reporting scams, the security of tap payments, how fraud losses are tracked, the role of crypto kiosks, and whether Arkansas should pursue model legislation or stronger action against telecom and social media companies. Witnesses said tap payments are generally safer than chip or swipe, that crypto transfers are often unrecoverable, and that spoofed caller ID and impersonation ads remain major problems. Paul Benda of the American Bankers Association urged state and federal action against telecom and social media platforms and supported national scam legislation. No new bills were voted on at the meeting, but members approved the November 3, 2025 minutes and several witnesses offered to share model legislation, consumer education materials, and state-by-state fraud data with the committee.

Transcript Highlights:

• for insurance premiums or services.
• Cost of insurance, supply stocks. Absolutely. So a couple of things.
• The average hospital in California is paid twice as much by private insurance than Medicare pays for
• Medi-Cal malpractice insurance has increased by 39%.
• per California Civil Code.

Keywords: 988, house, all

Transcript Highlights:

• You know, we had a big hearing on private health insurance cost, or insurance health cost, rising cost
• That is the Agricultural Code. That is DEA.
• then the team at DSHS can analyze those codes.
• This data set also uses ICD-10 codes, including the F12 and T40 codes that I mentioned earlier.
• It's not Texas's fault that that's in your code.

Keywords: 1185, senate, all

Transcript Highlights:

• after the fact that they had insurance after the fact that they had insurance or<01:55:29.360>
• <01:56:37.920> The<01:56:38.080> Insurance auto insurance costs.
• The Insurance auto insurance costs.
• > rates In Minnesota, auto insurance rates In Minnesota, auto insurance rates increased<01:56:
• low credit score living in zip code low credit score living in zip code 55106,<01:57:29.360>

Keywords: 1187, senate, all

Transcript Highlights:

• We enforce the Arkansas Insurance Fraud Act and the Arkansas Criminal Code.
• I'll get you an insurance card.
• They send the bill to the insurance company, and the insurance company sent them the money.
• If I could, so health insurance is— private health insurance is my department.
• insurance against that.

Summary: A joint House-Senate Insurance and Commerce meeting focused on the growing threat of financial fraud in Arkansas, with members and witnesses describing scams targeting seniors, small businesses, and working families. The committee first approved the November 3, 2025 minutes, then heard from the Arkansas Bankers Association, the American Bankers Association, banks, the Attorney General’s Consumer Protection Division, the Arkansas Mortgage Bankers Association, the State Bank and Securities Department, the Insurance Department, and AARP. Witnesses described common schemes including spoofed bank calls and texts, government imposter scams, romance and investment scams, business email compromise, fake job postings, gift card scams, check fraud, wire fraud, reverse mortgage scams, identity theft, and insurance fraud. Several witnesses emphasized that cryptocurrency kiosks and crypto transfers make recovery difficult or impossible, and that artificial intelligence is making scams more convincing and scalable. Witnesses repeatedly stressed education, verification, and coordination among banks, law enforcement, regulators, and consumers. Bank and mortgage representatives urged consumers to slow down, independently verify wire instructions, avoid clicking unexpected links, use tap-to-pay rather than chip or swipe when possible, and never share account credentials or one-time codes. The Attorney General’s office said it investigates consumer complaints, mediates disputes, works with social media platforms to remove scam ads, and recently created a Financial Fraud Task Force with bankers and other stakeholders. The State Bank and Securities Commissioner highlighted the Safe AR Act, the state’s crypto kiosk framework, and fraud education efforts such as “fraud bingo,” while the Insurance Department described its law-enforcement role and a range of insurance-related fraud schemes it prosecutes. AARP said fraud is widespread and underreported, especially among older adults. Members asked about reporting scams, how losses are handled, whether tap is safer than chip, how crypto fraud works, whether Arkansas has model legislation to address telecom and social media impersonation, and how local law enforcement and state agencies coordinate investigations. Witnesses said banks generally absorb much of the financial loss under federal rules, while consumers bear the inconvenience and account changes. Several witnesses said Arkansas should consider additional legislation to hold telecom companies and social media platforms accountable for spoofed caller IDs and impersonation ads, and one witness said a federal Scam Act is moving in Congress. No additional votes or formal actions were taken beyond approval of the minutes, but witnesses agreed to share consumer education materials and model legislation with committee staff.

Transcript Highlights:

• already insurance plan?
• This is insurance for farmers in the state of Florida who have a very difficult time getting insurance
• I have, health insurance I have available, and I'm paying through the roof, and my Insurance I have,
• to have private insurance.
• opportunity to have private insurance.

Summary: The committee heard several bills on commerce, tourism, labor, technology, and public safety. SB 1666, by Senator Graal, would adopt Florida’s version of UCC Article 12 to address commercial transactions involving digital assets such as cryptocurrency, blockchain, smart contracts, and NFTs; after a technical amendment, it was reported favorably. CS/SB 480, by Senator DiCeglie, would create affordable health coverage options for farmers and ranchers through a nonprofit agricultural organization model similar to Tennessee’s; supporters said it would expand access in rural areas, while opponents and some senators raised concerns about ACA protections, preexisting conditions, and state fiscal impacts. The committee also approved CS/SB 1172, which expands business development incentives for veterans and military spouses, including procurement preferences, fee waivers, tax exemptions, and an entrepreneurship program, after an amendment expanding hiring preferences for military spouses was adopted. The committee then took up SB 1400, which creates a process for removing nonconsensual AI-generated sexual deepfakes from covered online platforms within 24 to 48 hours and subjects noncompliant platforms to penalties under Florida’s deceptive trade practices law; an amendment carved out internet service providers, and the bill was reported favorably. SM 1488, a memorial urging Congress to create a sovereign wealth fund, drew opposition from a public school teacher who questioned its necessity and constitutionality, but it still passed. CS/SB 922, dealing with employment agreements, would strengthen enforcement of certain non-compete and garden leave agreements for employees with access to sensitive information; critics argued it would restrict workers and innovation, while supporters said it protects trade secrets and high-paying jobs. After an amendment, it was reported favorably. The committee also approved SB 1252, which would create a statewide system for sharing pawn and secondhand dealer data among law enforcement agencies, with an initial feasibility study cost estimated at $250,000 and questions raised about enforcement if agencies do not participate. Finally, CS/SB 1776, under the Whistleblower’s Act, would require advance notice and an opportunity to cure alleged violations, narrow retaliation and disclosure definitions, and limit claims when another statutory remedy exists; members questioned whether the changes could reduce employee protections or allow employers time to destroy evidence, but the bill was still under debate as the transcript ended.

Transcript Highlights:

• I'm an insurance agent.
• that an insurance policy is disclosed. that an insurance policy is disclosed.
• funds, nothing to do with insurance. funds, nothing to do with insurance.
• A patron code.
• A patron code. So that's what that be? A patron code.

Keywords: 1191, senate, all

Transcript Highlights:

• I know my dentist uh with private insurance has stopped taking private insurance.
• private insurance has stopped taking<00:18:24.480> private<00:18:24.799> insurance.
• He has an taking private insurance.
• with private insurance now? with private insurance now?
• I I think the insurers look at that.

Keywords: 958, all

Summary: The Medicaid Oversight and Advisory Board meeting began with a roll call and approval of the October 7 meeting minutes. The chair then reordered the agenda to hear the item on Medicaid reimbursement rates and network adequacy first because of scheduling issues. Dr. Steve Robertson of the Kentucky Dental Association was sworn in and testified at length about Kentucky’s dental Medicaid program, arguing that reimbursement rates are unsustainably low, have been largely flat for decades, and are often below the cost of providing care. He said Kentucky ranks near the bottom nationally in oral health, dental Medicaid rates are often 60% or less of commercial rates, and the program’s share of the Medicaid budget has effectively remained around 2% despite growth in enrollment and services. Dr. Robertson said the low rates are contributing to provider losses, rural access gaps, longer wait times, dental deserts, and greater use of emergency rooms for preventable dental problems. He cited examples of office costs exceeding reimbursement for basic procedures, noted that many dentists are small private businesses, and said the state is struggling to recruit and retain dentists because of low payment levels and high student debt. He also pointed to disparities with neighboring states and said recent increases in some oral surgery and cleaning codes were not enough to address the broader problem. His recommendations included completing the rebasing study, increasing dental reimbursement in the upcoming budget, tying future reviews to inflation and cost data, aligning benchmarks, and prioritizing preventive and restorative care to improve workforce stability and access. Board members asked about the size of the needed increase, the effect of private insurance on dental practice finances, and what a new dentist might expect to earn. Dr. Robertson said the association is working on an appropriations request and that private insurance pressures are part of the problem as well, since many plans are HMOs or PPOs with limited provider control over rates. He also said the association can no longer conduct reimbursement surveys because of FTC restrictions, but would try to obtain current ADA data. In response to questions about the future of the program, he warned that without significant changes it could become unsustainable and cited Ohio and Missouri as examples where higher reimbursement improved provider participation and access. The board then heard from Mr. Bowman of Baldwin Consulting, who discussed outpatient behavioral health providers, including ABA therapy and mental health/substance use disorder services. He said these providers face similar issues of rising costs, flat reimbursement, and access problems. He reviewed Kentucky’s network adequacy standards, including travel-time standards, 30-day appointment limits, and newer federal requirements that will require services within 10 business days by 2029. He said wait times for outpatient behavioral health, especially children’s services and ABA, have grown substantially, sometimes to more than a year, and emphasized that the Medicaid department must enforce these standards.

Transcript Highlights:

• But it also does require specific signage as... ...and does require them to have liability insurance
• I guess where I'm thinking is maybe an insurance company could deny you coverage because you carried
• In our code, we use the term... In our code, we use the term express consent.
• Talking about just the sequencing codes and the data that should be medical records rather than property
• They could just say we're going to sell your genetic data to every insurance company we want to.

Bills: HB537, HB474, HB527, HB449, HB380, HB449, HB380

Keywords: preliminary hearing, criminal procedure, Aniah's Law, pretrial detention, defendant rights, property rights, law enforcement, removal procedures, unauthorized occupancy, trespassing, liability, off-roading, parks, participant safety, risk management, DNA, genetic testing, privacy, consent, criminal penalties

Transcript Highlights:

• Two of them bring forward code sections.
• /c><00:07:57.199> done forward a code section, you haven't done forward a code section, you haven't
• <00:11:28.160> sections<00:11:29.440> being forward code sections being forward code
• uh there were some issues with uh code uh there were some issues with uh code that<01:19:16.880>
• clarify code to give that authorization. clarify code to give that authorization.

Keywords: Public Health and Welfare - Room 216, 3 February, 2026; 3:00 PM, 925, all

Summary: The committee met with a quorum and first took up several bills described as vehicles to keep options open for pending rural health issues, especially the rural health transformation fund and the Greenwood Hospital situation. The chair explained that Greenwood Hospital is struggling financially and operationally, including a Medicaid overpayment dispute in which Medicaid planned to recoup $2 million from a December payment, threatening payroll and continued operation. The committee discussed a proposed committee substitute that would delay recoupment until May 1 and preserve legislative flexibility to help Greenwood if a workable plan emerges. The committee adopted motions for title sufficiency and due pass on the block of bills, including the committee substitute and reverse repealer provisions. The committee then turned to two certificate-of-need bills. One bill, 2474, was presented as a rural hospitals measure that would let certain rural hospitals obtain certificates of need for services such as outpatient dialysis units, ambulatory surgical facilities, and geriatric psychiatric units, with definitions aimed largely at Delta and other rural counties. The chair also included a provision making the state health officer’s licensing decision final and not subject to judicial review, with only a short reconsideration process available. Senator Hill objected, arguing the bill concentrated too much power in the health department, eliminated meaningful court review, and unfairly picked winners and losers instead of letting the market work. The chair responded that the goal was to reduce costly, repetitive litigation and preserve access to care in areas where hospitals struggle financially. The committee then considered Senator Blackwell’s broader CO bill, which would address appeals and litigation more generally by shifting costs to the losing party in CO disputes. A reverse repealer was adopted first, and the chair explained that the bill was intended to reduce endless and expensive appeals while still allowing a limited opportunity for reconsideration. Senators Hill and others raised concerns about limiting judicial review and expanding health department power, while the chair said many states have no judicial review in this area and that the committee was exploring the issue further. The chair said he had asked several members to study the matter and contact the National Council of State Legislatures. The committee ultimately adopted the motions on the bills and amendments by voice vote, with the ayes prevailing each time.

Transcript Highlights:

• Additionally, the insurance industry has told us time and time again that they're more likely to insure
• Additionally, the insurance industry has told us time and time again that they're more likely to insure
• But this is creating something new in Civil Code for requirement.
• But this is creating something new in Civil Code for requirement.
• Government Code Section 53064.3 in the bill.

Summary: The committee heard several bills. SB 911, by Senator Becker, would require notification and verification of defensible-space compliance when homes in high wildfire severity zones are transferred, using the preliminary change of ownership report; supporters said it would improve wildfire resilience and insurance availability, while county assessors opposed the use of the PCOR and urged a different recorded document. Members generally supported the bill but raised concerns about the 12-month compliance window and the need to keep working with assessors; the bill was held pending a quorum and later placed on call. SB 1016, by Senator Blakespear, would create a pathway for a higher-level mental health evaluation when a Care Court petition is dismissed because the person is too ill to participate or otherwise needs more intensive care. Supporters, including psychiatrists, family members, and local officials, said Care Court is leaving many severely ill people untreated and that the bill would connect them to existing LPS processes. Opponents, including Disability Rights California, county behavioral health directors, counties, and other advocacy groups, argued it would expand involuntary detention, bypass existing pre-petition screening safeguards, and undermine Care Court’s voluntary nature. The bill passed the committee on a roll call vote and was placed on call. SB 1112, by Senator Archuleta, would create a faster court process for victims of illegal or excessive “bandit towing” to recover their vehicles by posting a bond and obtaining a release certificate. Support came from Enterprise Mobility and the author, who said the bill targets bad actors and helps equalize leverage for vehicle owners; the California Auto Body Association sought an amendment to exclude auto repair shops. The committee passed the bill as amended to Appropriations and placed it on call. SB 1119, by Senator Padilla, would impose child-safety requirements on AI chatbots, including risk assessments, crisis-response protocols, parental controls, limits on time and data use, reporting, audits, and a private right of action. The bill was driven by testimony from the mother of a teenager who died by suicide after prolonged chatbot interactions; industry and business groups opposed or sought amendments, citing overlap with recent law, vague standards, and prescriptive design mandates. Members expressed strong support for the bill’s goals while urging tighter definitions, and the bill was moved on a roll call vote and placed on call.

Transcript Highlights:

• HP2300 we adopt the federal food code HP2300 we adopt the federal food code and<00:23:17.919> the<
• Erica mentioned um the FDA food code. Erica mentioned um the FDA food code.
• If there was like an insurance involved and they collided with somebody, then I'm sure the insurance
• He contrasted that with insurance-related crashes, where he said insurers would likely conduct a full
• That didn't clear the codes.

Keywords: 1191, senate, all

Transcript Highlights:

• Some small districts, uh, in my district chose to do so, believing private insurance would provide a,
• centers trying to establish a kind of a cooperative that would bid, uh, solicit bids for health insurance
• Which is currently in the books, it's 3251 of the penal code.
• The scratch off material covering the activation code is then removed.
• Most people don't realize that the Texas penal code compared to most states and the feds is quite the

Transcript Highlights:

• What it does, it makes the DEQ the sole responsibility for the development of the code and licensing.
• And it basically voids out the public health units from having their own code.
• Do we need to make it comply strictly with code? It works. Let it go.
• We had discussions with the industry and also with the insurance industry.
• I think that's more of the spot for it rather than in Century Code.

Keywords: 908, all

Summary: The House Energy and Natural Resources Committee met with a quorum and took up several bills, beginning with Senate Bill 2267 on on-site wastewater systems. DEQ testified that the bill would make DEQ the sole agency responsible for developing statewide wastewater code and licensing installers, replace local public health unit codes, create enforcement authority and civil penalties, and provide a $99,500 general fund appropriation for implementation. Members discussed whether the bill and proposed amendments adequately protected existing functioning or nonconforming septic systems, and DEQ said it would compare the Senate amendment with the committee’s draft and return the next day with feedback. The committee then considered Senate Bill 2339, a wildfire mitigation plan bill, and adopted amendment 02001 with a change from “Shell” to “May” on one line. After amendment, the bill passed 9-3 on a do pass as amended vote, despite opposition from members who argued it created a utility carve-out, reduced liability exposure for utilities, and incentivized safety without requiring compliance. The companion study bill, Senate Bill 2340, on fire service operational response needs also received a do pass recommendation, and the committee later agreed it should be handled on the floor before the mitigation bill so the two measures could be explained together. The committee also approved Senate Bill 2210, a study bill on watershed boundaries, with members noting it would help inform ongoing work on related water legislation. Finally, Senate Bill 2325, dealing with ordinary high watermark determination, received a unanimous do not pass recommendation after members expressed concern that high-water-mark language is difficult to define and may be better addressed in a separate study or resolution. The committee adjourned after noting that DEQ would return the next day with proposed amendments and that work on Senate Bill 2276 would continue with interested parties.

Transcript Highlights:

• Next, we'll take up Amendment Code 316-788 by Senator Avila.
• Next, we'll take up Amendment Code 316-788 by Senator Avila.
• Do you feel like it's insured? Do you feel like we've insured funding for police? I don't.
• If insurance doesn't cover it, then it ends up self-pay.
• Number two, property insurance. Thank you.

Summary: The Committee on Appropriations took up SJR 2-F, the proposed constitutional amendment on property tax relief, which would reduce assessment growth on non-homestead property, expand homestead exemptions, create a new exemption for new homesteaders, and direct counties, cities, and school districts to use property tax revenues for specified core services. Senator Avila presented the measure as the governor’s plan to provide historic relief and argued that local governments should tighten budgets and prioritize core functions. Senators raised concerns about the lack of fiscal scoring, the breadth and ambiguity of the permitted uses, the effect on special districts and local services, and whether the proposal would shift costs to fees or other taxes. The committee adopted several amendments, including Avila’s amendment clarifying that ad valorem revenues could be used for county and municipal operations and administration and other expenditures not prohibited by law, and Trumbull’s amendment removing school board ad valorem taxes from the proposal. Other amendments failed, including proposals to allow user fees and non-ad valorem assessments, add a sunset, redirect tourism development taxes, narrow the small-business provision, and change the ballot title to reference local service reductions. Grall’s amendment removing the constitutional trust fund requirement was adopted, while the committee also rejected Berman’s title-change amendment and Smith’s sunset and tourism-tax amendments. The committee then returned to the bill as amended for questions, including extended debate over whether the proposal would affect noncitizen residents, the impact on local government finances, and whether local governments would respond with higher fees or special assessments. The meeting ended with the bill still under discussion after the final round of questions, with Avila saying he would continue working with the governor’s office on the language before the next vote.