Video & Transcript Research : 'behavior analysis'
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NM
New Mexico 2025 Regular Session
House - Appropriations and Finance Jan 27th, 2025
House Appropriations & Finance
Transcript Highlights:
- Just this year, we have already done analysis on 10 more accounts that need to be formulated.
- have the new system of G-Treasury and Broderick. upgraded because that helps with the cash flow analysis
- Our analysis of the recommendations that you are presented with today is that the recommendation of the
- My sense is that this should change the type of behavior that we have seen, which I think everybody agrees
NH
New Hampshire 2025 Regular Session
House Education Funding (01/21/2025)
Summary:
The committee held a hearing on HB 366, which would increase school building aid for eligible projects. Representative Cahill, the prime sponsor, said the bill would raise the annual minimum from $50 million to $60 million and help address a long backlog of school construction and renovation needs after years of a moratorium on applications. He argued that districts forced to build during the moratorium were left to shoulder costs through local property taxes, and he cited examples such as Londonderry, Claremont, and other communities with aging or inadequate facilities. He also said the current aid structure, including paying 80% upfront and 20% at completion, concentrates too much spending at once and limits how many projects can be funded.
Several committee members asked about the fairness and structure of the program. Representative Maguire questioned whether aid should be distributed more broadly to all districts rather than only a few selected projects, and Representative Luneau noted that the committee would also be considering related bills on catastrophic aid, special education aid, and the school foundation formula. Cahill responded that building aid has historically been targeted to property-poor communities and that the state should be a reliable partner in school construction. He also said the bill includes a small retroactive component for communities that built during the moratorium, which he described as a compromise.
Testimony in support came from Representative Cluder, who described Claremont’s Stevens High School project as a case where a bond issue narrowly failed and the city later had to fund renovations without state aid, contributing to high property taxes. He said the bill would help property-poor communities and urged passage. Tony Weinstein of New Market also supported the bill, saying his community had serious facility and safety needs, had moved forward with scaled-back renovations during the moratorium, and still faced debt-service burdens without state participation. Robert Thompson, superintendent in Hampstead, testified that his district needs an addition for overcrowding, safety, and special education space, and said building aid would help reduce out-of-district placements and transportation costs. No vote was taken in the hearing.
CO
Colorado 2026 Regular Session
Colorado House 2026 Legislative Day 086 Part 2 Apr 10th, 2026
Colorado House Floor Meeting
Transcript Highlights:
- Planning and analysis contracts: 46; $681,126; $81,100; 2.
- Longitudinal Analysis of Student Assessment Results, 5.1 FTE. 4.
- One, two, three behavioral health community programs; three behavioral health capitation; and payments
- <05:42:22.798>
Health 4 5 CRS 11124 Behavioral Health 4 5 CRS 11124 Behavioral Health Administration - 13 Community Behavioral Administration 13 Community Behavioral Health<05:42:24.878>
14952,468476<
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Monday, May 5, 2025)
US Federal House Floor Meeting
Transcript Highlights:
- <03:18:50.479>
of global independent legal analysis of global independent legal analysis of - So why do we see normalizations of this behavior by Republicans when we see this bad behavior in our
- So why do we see normalizations of this behavior by Republicans when we see this bad behavior in our
- So why do we see normalizations of this behavior by Republicans when we see this bad behavior in our
- So why do we see normalizations of this behavior by Republicans when we see this bad behavior in our
HI
Hawaii 2025 Regular Session
Restrictive Housing Legislative Working Group 10-16-2025
Hawaii Senate Floor Meeting
Transcript Highlights:
- <01:01:22.799>
that accountability for the behaviors that accountability for the behaviors - behaviors that they exhibit. behaviors that they exhibit.
- <01:04:42.640>
and driving that behavior and driving that behavior and >> symptom. - It's not based on anything behavior.
- or some bad um or their behavior or some bad behavior<01:35:02.800>
happening <01:35:03.679>
Summary:
The working group on restrictive housing met with a quorum present, approved the August 21, 2025 minutes, and adopted a procedure to take public testimony on each agenda item with a two-minute limit per testifier, with some flexibility for follow-up questions. The main presentation came from the Department of Corrections and Rehabilitation on restrictive housing policies and a recent outside assessment of mental health care practices at HSCF and OOTC. DCR said the assessment found strengths such as consistent medication administration and staff commitment, but also identified major problems including outdated workflows, staffing shortages, inadequate physical plant conditions, overuse of suicide/safety watch for personal safety issues, and a need for more individualized treatment plans.
DCR described several corrective steps already underway: filling a long-vacant high-level mental health administrator position, adjusting evening medication passes, working with DOH on transfer and referral workflows, planning a new electronic medical records system and revised screening tools, and pursuing additional training for ACOs and mental health staff. For OOTC, DCR said the facility is overcrowded and decrepit, needs a better screening tool, and requires more mental health-specific training and staffing. For HCF, DCR said the layout limits confidential assessments and provider access, and that the proposed consolidated healthcare unit would add 43 beds, private exam rooms, and a de-escalation room. DCR also said the new unit could serve acute and chronic suicide/safety watch needs and possibly some inmates with dementia, Alzheimer’s, or significant cognitive impairment.
The discussion then focused on Act 292, which DCR said is difficult to implement as written. DCR said the bill aligns with DOJ, NCCHC, and ACA guidance in defining restrictive housing, limiting duration, requiring reviews, identifying vulnerable populations, and using step-down units, but raised two major concerns: a requirement to refer vulnerable people to DOH for confinement, and a requirement for clinical assessments every 12 hours by a provider. Members responded that the law should be matched with funding and staffing, and asked what resources are needed. DCR said it submitted a request for 35 positions at a cost of about $8.6 million, and also said funding may be needed for community-based beds and contracted medical services.
Members also asked about the current MOA/MOU between DOH and DCR, the working group membership, and the timeline for revisions. DCR said the group includes DCR, DOH, and governor’s office medical advisors, that a first draft is complete, and that the revised agreement should be in place by the end of the year. On staffing, DCR said ACO recruitment classes increased from five to eight, vacancy rates dropped from 34% to 24%, but OOTC still faces a projected $7.1 million shortfall and heavy overtime costs, forcing post closures and program reductions. The meeting ended with continued discussion of screening tools, including DCR’s explanation that current broad questions may over-identify people with substance-use-related symptoms as having serious mental illness, and that a more discrete tool is needed to better identify those with acute needs.
NH
New Hampshire 2025 Regular Session
House Ways and Means (02/05/2025)
Transcript Highlights:
- that Prior bills that have come before Ways and Means, which had a very comprehensive casino analysis
- <01:21:40.600>
and a very comprehensive Casino analysis and a very comprehensive Casino analysis - with companies in this kind of behavior with companies in our<04:59:00.200>
state <04:59:01.160 - So there would be no way that the state of New Hampshire could do any tax analysis as to whether or not
- if I'm understanding the that analysis if I'm understanding the bill bill bill correctly<05:11:21.840
Summary:
The committee first held a public hearing and then an executive session on HB 650, a housekeeping-style bill from the Joint Committee on Dedicated Funds. Testimony explained that the bill would remove references to two already-repealed dedicated funds, split the state parks dedicated fund so Cannon Mountain winter activities would be tracked separately from the rest of the parks system, and place a $1 million cap on the robotics education fund so excess money would revert to the general fund. Supporters said the changes were mainly administrative but would improve accounting and avoid timing issues; committee members asked about a typographical error in the bill text and whether the measure was more than housekeeping. The committee later voted 16-0 to recommend HB 650 ought to pass, and then placed it on the consent calendar.
The committee also opened a public hearing on HB 585, which would revise the property tax exemption for religious organizations. Representative John Janigian, the sponsor, said the bill was intended to help small churches and other religious groups that own parsonages or worship buildings but no longer have a resident pastor, allowing them to rent space or use property for church purposes without losing the exemption so long as the money is used for church operations, maintenance, or outreach. He described his Salem church’s parsonage being taxed after it was no longer occupied by a pastor, and said the bill would prevent similar burdens on small congregations. Former Representative Betty Gay testified in support, describing prior assessor actions in Salem that taxed church land and buildings very aggressively, while a Municipal Association representative testified in opposition. Committee members raised questions about how terms such as “regularly recognized and constituted denomination” would be defined, whether the bill could be applied consistently to larger denominations with multiple parishes, and whether legislative research should review past treatment of similar cases.
MN
Minnesota 2025-2026 Regular Session
House Higher Education Finance and Policy Committee 2/20/25
Higher Education Finance and Policy
Transcript Highlights:
- are currently in compliance with that, which we believe we likely are, but this is certainly the analysis
- are currently in compliance with that, which we believe we likely are, but this is certainly the analysis
- are currently in compliance with that, which we believe we likely are, but this is certainly the analysis
- on our part forces actions and behaviors on our part grants<01:26:16.480>
are <01:26:16.639>- Before I came, there was wide analysis that was done that shows that our employees are not anywhere near
MN
Transcript Highlights:
- replacing academic instruction with K-12 education centered on activism, resistance, and race and power analysis
- ><00:07:41.960>
race <00:07:42.280>and <00:07:42.560>power <00:07:42.840>analysis - resistance and race and power analysis resistance and race and power analysis starting<00:07:43.720
- :04.000>
have <00:20:04.240>different <00:20:04.760>racial <00:20:05.720>Behavior - you have different racial Behavior you have different racial Behavior guidelines<00:20:07.919>
NH
Transcript Highlights:
- It changes both child traumatic symptoms in terms of their behaviors and challenges with engaging in
- It changes both child traumatic symptoms in terms of their behaviors and challenges with engaging in
- I'm Jenny O'Higgins, and I'm the legislative liaison for Behavioral Health at DHHS.
- <00:29:42.360>
again <00:29:42.559>although you know do that analysis again although - you know do that analysis again although we<00:29:43.360>
did <00:29:43.559>not <00:29:
HI
Hawaii 2025 Regular Session
JHA Public Hearing - Fri Jan 31, 2025 @ 2:00 PM HST
Judiciary & Hawaiian Affairs
Transcript Highlights:
- Please refrain from profanity or uncivil behavior. started uh for testifiers please if you started uh
- 09:20.440>
profanity <00:09:20.959>or <00:09:21.480>uncivil <00:09:22.279>behavior - <00:09:23.279>
it's From profanity or uncivil behavior. - 01:20:07.000>
haven't <01:20:07.320>done <01:20:07.560>the <01:20:07.719>analysis - permissible I haven't done the analysis permissible I haven't done the analysis on<01:20:08.320>
Summary:
The committee heard testimony on House Bill 410, the Office of Hawaiian Affairs’ biennium operating budget. OHA asked for a modest increase over its base budget, including $1.2 million to fund 13 new full-time positions for a strategy and implementation team tied to its long-term plan, with emphasis on housing, education, health, and economic resilience. OHA also described a broader effort to work directly with executive branch departments to improve outcomes for Native Hawaiians. Testimony was largely supportive, with several individuals speaking in favor and one testifier expressing strong frustration about Native Hawaiian rights and access to resources. The chair noted there were 38 additional written/supporting testimonies and three in opposition. Members asked about OHA’s funding sources and public land trust revenues; OHA said it is not receiving the full 20 percent share, described a public land trust working group and system issues, and said a related bill would seek funding to begin an inventory. No vote was taken in the portion provided.
The committee then considered House Bill 304, which would make the Hawaiian version of a law binding when the law was originally drafted in Hawaiian and later translated into English. The Judiciary supported the bill, saying it reinforces Hawaiian as an official language and looks to the original language for legislative intent. The Attorney General supported the intent but recommended narrowing the bill with a proviso to avoid ambiguities, limiting it to laws originally drafted in Hawaiian that were not later amended, codified, recodified, or reenacted in English. Public testimony was generally supportive, though one speaker raised broader sovereignty concerns. Members questioned how many laws would be affected and whether the proposed amendment would undercut the bill; the Attorney General said the amendment was meant to address uncertainty in interpretation. No final action was reported.
Finally, the committee heard House Bill 603, which would direct OHA to administer a Native Hawaiian business marketing program to promote Native Hawaiian-owned businesses through marketing and technical assistance. OHA supported the concept, saying a label or branding program could help consumers identify and support Native Hawaiian-owned businesses, but requested that funding be redirected to a working group to study program design, implementation, enforcement, and long-term viability. The chair noted four supportive testimonies had been received, and a member asked OHA to confirm that its programs serve all Hawaiians, not only those eligible for homelands; OHA said it serves all Hawaiians in the state. The transcript ends before any vote or further action on HB 603.
MN
Minnesota 2025-2026 Regular Session
Human services budget bill aimed at 'restoring trust' passes House 5/11/26
Minnesota House Floor Meeting
Transcript Highlights:
- It also looks at having an appropriate analysis of other opportunities that would hopefully move those
- It also looks at having an appropriate analysis of other opportunities that would hopefully move those
- We shouldn't penalize that behavior. We should incentivize it.
- <01:38:02.560>
So that behavior and not penalizing it. - So that behavior and not penalizing it.
Summary:
The House took up Senate File 4476, described as the human services program integrity package, and first adopted a motion declaring urgency so the bill could move quickly to conference committee before the end of session. The House then adopted a DE amendment to insert House language, followed by a technical A7 amendment clarifying that prepayment review would apply to all fee-for-service systems.
Members then debated the A5 amendment, which would have removed a sunset on the periodic data matching reporting requirement tied to eligibility checks for medical assistance and MinnesotaCare. Supporters argued the report is essential for fraud prevention, accountability, and ensuring only eligible recipients receive benefits, citing missed or delayed reports and claiming the process can save the state money. Opponents said the report had been received, that federal HR1 changes would require different data-matching procedures, and that the amendment was not the right vehicle. After roll call, the A5 amendment failed, 63-67.
The House next debated the A6 amendment, which would require DHS reporting on homelessness programs, including outcomes, costs, and participant movement, and would allow recoupment of funds if reporting was not provided. Supporters said the state spends tens of millions on homelessness without clear results and needs better data to guide policy; opponents said homelessness reporting and stakeholder work are already underway and objected to the amendment’s approach. Debate continued with questions about the amendment’s details and stakeholder consultation, but the transcript ends before a final vote on A6.
MN
Minnesota 2025-2026 Regular Session
Committee on Jobs and Economic Development - 02/23/26
Jobs and Economic Development
Transcript Highlights:
- He said that will be a factor that the actuaries consider as they do the analysis.
- <00:31:32.640>
factor actuaries as they do the analysis factor actuaries as they do the analysis - Any actuarial analysis that's based on the experience in the other states. Mr.
- actuarial analysis. actuarial analysis.
- <01:13:33.840>
It's from the actuial analysis. It's from the actuial analysis.
TX
Transcript Highlights:
- I now provide expert analysis in personal injury cases to assess the reasonableness of medical costs.
- And then there's a whole range of behaviors that we have to deal with.
- But sometimes, over the course of their practice, they may fall into a pattern of behavior that isn't
- the best pattern of behavior.
- In this case, we do see some behaviors that at best push the envelope of what is fair and right.
Bills:
HB4806
Keywords:
civil action, damages, health care services, noneconomic damages, negligence, legal standards, 1184, house, all
NM
New Mexico 2026 Regular Session
House - Appropriations and Finance Jan 23rd, 2026 at 12:42 pm
House Appropriations & Finance
Transcript Highlights:
- us to close the gap of those critical services that are needed, like food and transportation and behavioral
- So you heard through the analysis, you kind of have a sense now of our structure, right?
- The legislature tasked us with the behavioral health investment and reform implementation, and you've
- And we're looking at the behavioral health system, and I just want to thank you for all that.
- I will also tell you we don't have enough behavioral health that's coordinated in Albuquerque.
Summary:
The committee first heard an Aging and Long-Term Services Department budget presentation comparing the LFC and executive recommendations. The main differences were in the Aging Network, Adult Protective Services, Program Support, and Long-Term Care Division, especially the executive’s proposed $10 million infusion into the Kiki Savadra Senior Dignity Fund and $6.2 million for expanding New Mexico Care. LFC staff explained that the committee recommendation was lower in general fund and fund-balance use, while the executive emphasized rising senior population needs, meal and transportation costs, and the cost savings of keeping older adults at home. The secretary also reviewed the department’s special requests, including the conference on aging, outreach, emergency preparedness, and the Kiki fund, and described New Mexico Care’s growth, its evaluation results, and the department’s plan to separate Kiki into its own accounting fund.
Members largely focused on senior services, rural meal delivery, transportation, caregiver support, and the Kiki fund. Several members urged stronger support for non-metro aging providers and for New Mexico Care, citing its role in keeping seniors out of nursing homes and the program’s reported savings and outcomes. Questions also covered eligibility, background checks for caregivers, respite care, dementia and Alzheimer’s screening, and whether Kiki funds can support home modifications such as ramps. The committee then voted to adopt the LFC recommendation with one executive language change: adding the executive’s page 14 language allowing an additional 12.5% distribution for initial payments to aging network providers at the start of FY27. Representative Dow opposed the motion.
The committee then moved to the Attorney General’s budget. LFC staff explained that the office’s budget relies heavily on the Consumer Settlement Fund, with both recommendations reducing general fund revenue while increasing settlement-fund use, and that performance measures were in consensus. The Attorney General said the office was not seeking more general fund, but wanted greater ability to use funds it recovers. He highlighted major consumer and public safety work, including litigation against major social media and AI platforms, a case involving Snapchat and child exploitation/extortion, the statewide crime gun intelligence center, efforts to address oilfield theft, work on missing and murdered Indigenous persons, and efforts to protect federal funds coming into New Mexico.
MN
Transcript Highlights:
- The Bureau of Economic Analysis, or BEA, now estimates that real GDP grew at an annual rate of 2.3% in
- <00:47:50.640>
coming <00:47:51.319>from <00:47:52.319>um the erratic Behavior - coming from um the erratic Behavior coming from um mosque<00:47:53.359>
and <00:47:53.520> - Chair, Senator Draheim, so the issue that you're referring to, I believe, is in the behavioral health
- is in the behavioral health fund is<01:09:52.199>
the <01:09:52.319>name <01:09:52.480>
ND
North Dakota 2026 1st Special Session
Artificial Intelligence and Data Center Committee Jul 15th, 2026
Artificial Intelligence and Data Center Committee
Transcript Highlights:
- issues are very important, but I think also there's broad consensus for regulating these types of behaviors
- issues are very important, but I think also there's broad consensus for regulating these types of behaviors
- really AI with very high capability functioning with regard to reasoning and coding and writing and analysis
- Sometimes that can lead to some bad behavior.
- So NDIT security analysis of AI risk and IT solutions and the overall state government environment really
Summary:
The committee held its first meeting on artificial intelligence and data centers, establishing its purpose as a study and policy-development body rather than one aimed at producing many bills. Majority Leader Hogue urged members to move quickly, focus on federal and other states’ AI laws, consider possible federal preemption, child protections, and the siting and economic impacts of data centers. Committee leadership echoed that the goal is practical, balanced governance that protects North Dakota while allowing innovation to continue.
Legislative Council staff provided a background memo and NCSL presented a detailed overview of AI concepts and the current state legislative landscape. The presentations distinguished narrow AI, generative AI, agentic AI, and theoretical AGI/ASI, and summarized major state policy themes: comprehensive AI laws in states such as Utah, Colorado, Texas, California, and Illinois; targeted laws on deepfakes, chatbots, health, education, notifications, and digital likeness; and growing use of appropriations and agency inventories. Members asked about Colorado’s repeal and reenactment, Texas’s sandbox and training provisions, oversight structures, and whether AI regulation is bipartisan; presenters said most issues cut across party lines, with broad agreement on child safety and deepfakes but more division on broader regulatory approaches.
The federal update focused on executive orders, preemption, and congressional activity. NCSL described a White House framework favoring a single federal standard, a DOJ litigation task force, Commerce Department review of state laws, and possible funding conditions tied to state AI policy, though no formal state-law challenge had yet occurred. The presentation also covered a recent executive order creating a voluntary federal vetting process for advanced frontier models after safety concerns, and congressional proposals including a failed 10-year state moratorium, Senator Blackburn’s child-safety bills, the Kids Online Safety Act, a House-passed children’s digital safety package, a Senate data center moratorium proposal, and a House ratepayer/data-center bill. The committee took no formal action beyond receiving testimony and asking questions.
ND
North Dakota 2025-2026 Regular Session
Artificial Intelligence and Data Center Committee Jul 15th, 2026
Transcript Highlights:
- issues are very important, but I think also there's broad consensus for regulating these types of behaviors
- issues are very important, but I think also there's broad consensus for regulating these types of behaviors
- really AI with very high capability functioning with regard to reasoning and coding and writing and analysis
- Sometimes that can lead to some bad behavior.
- So NDIT security analysis of AI risk and IT solutions and the overall state government environment really
Summary:
The committee held its first meeting on artificial intelligence and data centers, established a quorum, and heard introductory remarks from Majority Leader Hogue and the chair about the committee’s charge. Members said the goal was to build a factual foundation on AI, hear from experts and stakeholders, and develop practical North Dakota-focused recommendations rather than simply produce a large volume of bills. Legislative Council also reviewed interim committee rules and procedures before the informational presentations began.
Staff and NCSL presenters then gave overviews of AI concepts and the state and federal policy landscape. The background memo and presentations covered AI categories and terms, state laws in areas such as consumer protection, algorithmic discrimination, deepfakes, chatbots, children’s safety, health, education, and government use, as well as data center siting and economic impacts. NCSL described a growing number of AI bills introduced and enacted across the states, with comprehensive laws in places like Utah, Colorado, Texas, California, and Illinois, and noted recurring issues around transparency, privacy, liability, and protections for minors.
A major focus of the discussion was federal preemption and the tension between state regulation and national AI policy. NCSL said a recent White House executive order and related federal framework seek a light-touch, innovation-friendly national standard, with possible challenges to state laws and possible funding conditions tied to compliance, though no broad federal preemption has yet been enacted. Members asked about Commerce Clause concerns, industry pushback, oversight models, and whether AI policy is bipartisan; presenters said the issue cuts across party lines, with broad agreement on child safety and deepfake restrictions but more disagreement on broader regulatory approaches. No votes or formal actions were taken at the meeting, and the committee recessed briefly for technical issues during the second presentation.
HI
Hawaii 2026 Regular Session
CPC Public Hearing - Wed Mar 18, 2026 @ 2:00 PM HST
Consumer Protection & Commerce
Transcript Highlights:
- There are security measures in the machine and in the systems that flag different behavioral things,
different the in the systems that flag different the in the systems that flag different behavioral- <00:45:11.240>
We're behavioral things and we can stop. - We're behavioral things and we can stop.
- to necessarily touch HRS 663-10 yet, but in the committee report, we are going to be adding some analysis
Keywords:
insurance, climate change, responsible parties, damages, Hawaii Property Insurance Association, Hurricane Relief Fund, civil action, climate disasters, extreme weather, SB888, Hawaii, consumer protection, smart home security, smart household security device, home security camera, video doorbell, Ring, Nest, connected devices, internet of things
Summary:
The committee heard SB 1166 SD2, a bill on insurance and climate-related damages that would authorize the Hawaii Property Insurance Association and, in amended versions discussed during testimony, other public and private entities to pursue civil actions to recover losses tied to climate disasters and extreme weather. DCCA’s Insurance Division and the Department of the Attorney General raised legal concerns, saying the bill’s scope may not fit the insurance code section being amended, that it could create subject-matter and title issues, and that some subrogation language may be duplicative of existing rate-filing practice. Lawyers for Justice opposed the measure, arguing it conflicts with existing subrogation law and recent Hawaii Supreme Court rulings that treat the judicial lien process as the exclusive remedy. The American Petroleum Institute also opposed, warning the bill would add liability and litigation risk for companies operating under existing permits and could undermine energy reliability and investment.
Supporters said the bill would help shift climate-related insurance costs away from residents and onto fossil fuel companies and other responsible parties. Testimony in support came from the Polluters Pay Hawaii Coalition, Center for Climate Integrity, Hawaii Island Council, Our Hawaii, Sierra Club of Hawaii, and others, who described recent flooding, storm damage, rising premiums, non-renewals, and underinsurance as evidence of a worsening climate-driven insurance crisis. Several supporters urged amendments to give the Attorney General explicit authority to recover insurance-related losses for the Hurricane Relief Fund, HPIA, and private insurers, and to ensure recovered amounts benefit policyholders. Committee members questioned whether HPIA is a private entity, whether the Attorney General could represent it, whether the bill could create double recovery or affect pending climate litigation, and whether insurers would have standing or damages if they are only paying contractual claims.
The committee then took up SB 888 SD2, a consumer protection bill that would restrict smart household security device operators from sharing user data with law enforcement without consent or a judicial order, and would bar conditioning device use on such consent. The Office of Consumer Protection testified in support and said an Illinois law could serve as a useful template for exceptions to the warrant requirement. An individual supporter said the measure would protect immigrant communities, judges, and others from surveillance and misuse of private data. No vote was taken during the portion of the meeting provided, and the chair noted additional written testimony submitted in support of SB 1166.
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 3/5/26
Commerce Finance and Policy
Transcript Highlights:
- Commerce<00:05:24.560>
to Requires the Department of Commerce to conduct a cost-benefit analysis - Past analysis of the program concluded premiums have been 22% to 36% lower than they would have been
- tax returns for something that we did or we paid for and then we're getting a tax credit for that behavior
- credit for and then we're getting a tax credit for for<01:14:47.920>
that <01:14:48.159>behavior - for that behavior. That's correct. for that behavior. That's correct.
Keywords:
HF3388, Minnesota premium security plan, reinsurance, health insurance, group health carriers, MCHA, MNsure, individual market, premium stabilization, carrier assessment, health insurance assessment, premium security plan account, state innovation waiver, high-risk pool, reinsurance payments, healthcare premiums, insurance carriers, deferral of assessment, financially impaired condition, HF400
Summary:
The committee approved the minutes from the prior day and then heard House File 400, a bill described as a defrayal measure for health insurance mandates. Representative Perryman said the bill would not block future mandates, but would require the state to pay the added costs of any new mandated benefits so those costs would not be shifted to premium payers. She and supporters framed the bill as a way to protect affordability for Minnesota employers, workers, and families, especially in the fully insured market.
Testimony in support came from the Minnesota Chamber of Commerce and the Minnesota Council of Health Plans. They argued that Minnesota has a high number of mandated benefits, that each new mandate adds cost to premiums, and that businesses—especially small and midsize employers—are already struggling with rising health insurance costs. The health plans representative said the bill would use the existing Commerce defrayal process to reimburse plans for eligible mandate-related claims, allowing those costs to be removed from premium rates. Several members echoed support, saying the bill would improve transparency by showing the fiscal impact of proposed mandates and help prevent people from being priced out of coverage.
Members also explored how mandates apply in the market and how premiums are set. Deputy Commissioner Julia Dryer explained that, unless otherwise specified, mandates generally apply to the individual, small group, and fully insured large group markets, while self-insured ERISA plans and other markets are generally outside that scope. Representative Elkins noted that the affected market is relatively small and said small businesses are increasingly moving to self-insured plans because of cost. He and others raised concerns about affordability, while Representative Smith argued that mandates often ensure needed care and that the bill shifts costs to taxpayers rather than insurers. Representative Bacham added a personal example from tribal self-insurance, saying preventive physicals had saved lives and asking whether other factors besides mandates are driving insurer costs. No amendments were offered, and the bill was laid over for possible future consideration.
NH
Transcript Highlights:
- Behavior like this not only puts voters and election workers at risk, it puts democracy itself at risk
- Behavior like this not only puts voters and election workers at risk, it puts democracy itself at risk
- Behavior like this not only puts voters Behavior like this not only puts voters and<03:24:49.520>
- There is also an analysis of trends and data relative to the 2024 complaints.
- <03:46:01.319>
of redacted there is also an analysis of redacted there is also an analysis