Video & Transcript Research : 'shade coverage'
Page 141 of 250
FL
Transcript Highlights:
- Florida drivers pay an average of 37% more for full coverage auto insurance than the national average
- , and for minimal coverage, we're paying 45% more than the national average.
- For minimal coverage, we're paying 45% more than the national average.
Summary:
The Committee on Rules took up a long agenda of bills and reported several measures favorably. Early action included CS for SB 678, allowing pawnbroker transaction forms to be printed or digital, and SB 466, which designates St. Johns County as the site for the Florida Museum of Black History and creates a board to work with the supporting foundation and county officials. Senators and public speakers largely supported the museum bill, though some members asked about feasibility studies and long-term planning. The committee also approved CS for SB 578 on wine containers, SB 582 on penalties for unlawful demolition of historic buildings, CS for SB 1168 creating an aggravated offense for unlawful tracking-device use in furtherance of crimes, CS for SB 806 clarifying that only the Florida Attorney General may represent beneficiaries of Florida charitable trusts as a public official, and SB 1228 to support spring restoration efforts for Ichetucknee and Santa Fe springs.
The committee then heard and favorably reported CS for CS for SB 304, which addresses child protective investigations involving infants and young children with genetic or other pre-existing medical conditions. The bill requires a qualified medical opinion before permanent removal in cases where injuries may be explained by an underlying condition, and it drew strong support from the sponsor and several speakers. Members also approved SB 1286 clarifying that ordinary unsupervised childhood activities, such as biking or playing outside, do not by themselves constitute neglect unless reckless, and SB 1318, a hands-free driving bill that renames the texting-while-driving law, expands the handheld-device prohibition, and adds penalties for handheld use in work and school zones and for certain serious crashes. The hands-free bill prompted the most debate, with supporters citing crash and fatality data and families sharing personal losses, while opponents raised concerns about enforcement, civil liberties, and potential disparate impacts on lower-income and minority drivers; the bill was still reported favorably after amendments.
Additional measures reported favorably included SB 14 and SB 20, two claims bills for injuries and deaths involving local governments, and CS for SB 68, which updates health facilities authority financing rules to reflect modern hospital structures. The committee also approved CS for SB 172 on health care practitioner specialty titles and designations after adopting an amendment protecting CRNA titles; the bill generated questions about whether licensed practitioners with doctoral degrees may still use the title doctor under their practice acts. Throughout the meeting, most bills were adopted without opposition, and the committee repeatedly voted to report them favorably.
NM
Transcript Highlights:
- general liability policy, and those policies generally have exclusions that would exclude them from coverage
- So my guess is they probably don't have coverage. right now, and so the suggestion that they wouldn't
- be able to get coverage or it would become more expensive, it's probably spurious.
MN
Minnesota 2025 1st Special Session
House Human Services Finance and Policy Committee 2/26/25
Human Services Finance and Policy
Transcript Highlights:
- Hundreds and thousands of Minnesotans may lose their coverage, and that is not acceptable to our standards
- Hundreds and thousands of Minnesotans may lose their coverage, and that is not acceptable to our standards
- Hundreds and thousands of Minnesotans may lose their coverage, and that is not acceptable to our standards
VT
Transcript Highlights:
- drug notice program for folks when their prescription drugs are eliminated from their insurance coverage
- , with a time frame in which they should be notified about that coverage change.
- 44:03.080>
insurance uh eliminated from their insurance uh eliminated from their insurance coverage - that there's a time frame coverage that there's a time frame within<01:44:06.200>
which <01:44 - about that coverage change. about that coverage change.
FL
Transcript Highlights:
- So commercial risk fully explore private market options before seeking Citizens' coverage.
- This creates consistent rules, broadens coverage options, and reduces volatility without deregulation
- So the comparable coverage has to be the same, and it has to be within 15%.
- from a surplus lines insurer as long as the cost of that surplus lines coverage is not more than 15%
- from a surplus lines carrier that is... ...option may be coverage from a surplus lines carrier that
Summary:
The Senate opened with prayer, the Pledge of Allegiance, and several introductions and memorial remarks, including a moment of silence for service members killed in the conflict in Iran. The chamber then moved to special orders and took up a series of bills, with many measures passing unanimously after brief explanations and, in several cases, substitution of House companions. Early bills included CS/CS/SB 1062 on speech and debate education, which drew extensive supportive debate about the civic value of debate programs and passed 37-0, and SB 1072 on an anti-Semitism task force, which was amended to clarify that criticism of Israel is not prohibited and then passed 37-0.
The Senate also approved CS/CS/SB 1230/HB 1019 on PFAS chemicals and firefighting foam, with discussion focused on phasing out AFFF, testing requirements, exceptions for federal aviation and military uses, and support for firefighters and water quality; the bill passed 37-0. Other measures passed without opposition included SB 1706 on the My Safe Florida Condominium Pilot Program, SB 186 on student health and safety and seizure response training, SB 598 on funeral and cemetery services, SB 990/HB 883 on protected cell captive insurance companies, SB 554 on nonprofit corporations, SB 560 on child welfare and foster care medication procedures, SB 684/HB 961 on electronic signatures for salvage titles, and SB 778/HB 569 on forensic client services. Two bills, SB 432 on intoxicating substances and SB 928 on dangerous crimes, were temporarily postponed.
A major portion of the meeting was devoted to SB 1134 on official actions of local governments and DEI-related activities. The sponsor argued the bill would prevent counties and municipalities from funding or promoting DEI efforts he described as discriminatory or indoctrinating, while opponents offered amendments to narrow the bill to spending only, add an intent requirement for penalties, and preserve local proclamations and observances. Those amendments were debated at length but were not adopted. The sponsor then continued explaining the bill’s exceptions, including references to holidays, heritage sites, and the Pulse Memorial, and the chamber was still in debate on the underlying measure when the transcript ended.
HI
Hawaii 2026 Regular Session
JDC, JDC-EIG Public Hearings 02-13-2026
Transcript Highlights:
- one way or another, if there is some sort of threshold that needs to be met in order to deserve coverage
- one way or another, if there is some sort of threshold that needs to be met in order to deserve coverage
- <01:31:05.760>
We'd deserve coverage under this bill. - We'd deserve coverage under this bill.
- There's no question about the coverage. >> Correct.
Summary:
The Judiciary Committee heard testimony on Senate Bill 2246, which would expand public financial disclosure requirements. The State Ethics Commission strongly supported the bill, saying broader disclosure could help restore public trust and potentially deter corruption, and it offered a clarifying amendment to make clear the requirement applies to board and commission members rather than all employees of listed agencies. Several organizations and individuals also testified in support. A committee member asked about the amendment, and the commission explained it was intended as a clarification rather than a substantive change.
The committee then took up Senate Bill 2250, which would add homeless facilities to the locations covered by the drug-free-zone offense for promoting controlled substances. The Public Defender opposed the measure, arguing that many homeless facilities are unmarked and not easily identifiable, creating notice, fairness, and due process concerns and risking arbitrary enforcement. The Honolulu Prosecutor’s Office and Honolulu Police Department supported the bill, saying it targets distributors rather than users, that notice can be proven through evidence, and that the law is aimed at protecting vulnerable people in shelters and similar facilities. In questioning, senators asked how homeless facilities would be identified and whether the bill would cover all shelter models; the prosecutor said the definition is cross-referenced in statute and must be proven beyond a reasonable doubt. The Drug Policy Forum of Hawaii and other groups testified in opposition, while several service and advocacy groups testified in support.
Finally, the committee heard Senate Bill 2325, which would allow courts to review and potentially reduce sentences for certain juvenile offenders after 15 years if the person is not a danger to the community. Judiciary staff said the court supports the bill’s intent but noted Hawaii’s indeterminate sentencing structure leaves no alternative sentence for a court to reduce to, suggesting the measure may need structural sentencing changes or could instead be directed to the Hawaii Paroling Authority. Public defender representatives and youth-justice advocates supported the bill, emphasizing rehabilitation, adolescent brain development, trauma, and the need for a meaningful opportunity for release. No votes or final committee actions were taken during the portion of the hearing provided.
MN
Transcript Highlights:
- We get large coverages of certain teams, but also some teams in the Northeast have smaller coverage just
- um<01:12:13.000>
we <01:12:13.159>get <01:12:13.800>large <01:12:14.199>coverages - <01:12:14.639>
of <01:12:14.800>certain um we get large coverages of certain um we - get large coverages of certain teams<01:12:15.480>
but <01:12:15.760>also <01:12:16.199> - <01:12:18.400>
just Northeast have smaller coverage just Northeast have smaller coverage just
CA
California 2025-2026 Regular Session
Senate Floor Session Jun 18th, 2026
California Senate Floor Meeting
NJ
AR
Arkansas 2026 Regular Session
ARKANSAS LEGISLATIVE COUNCIL (ALC) Mar 20th, 2026
ARKANSAS LEGISLATIVE COUNCIL (ALC)
NM
Transcript Highlights:
- You can see our network coverage is a little better than the USGS network currently in the state.
- of all New Mexicans, we need to have appropriate statewide responses that require comprehensive coverage
Keywords:
special education, office of special education, deputy secretary, public education department, IEP, individualized education program, students with disabilities, IDEA, Individuals with Disabilities Education Act, dyslexia, dyslexia screening, structured literacy, reading intervention, multilayered system of supports, MTSS, student assistance team, free appropriate public education, FAPE, special education compliance, charter schools
CA
California 2025-2026 Regular Session
Assembly Utilities and Energy Committee Sep 12th, 2025
Transcript Highlights:
- successor insurance fund to the current wildfire fund called the continuation account that provides coverage
- successor insurance fund to the current wildfire fund called the continuation account that provide coverage
Summary:
The Assembly Committee on Utilities and Energy convened with a quorum and first heard SB 254, a major utility affordability and wildfire package authored by Senator Becker and coauthored by Assemblymember Petrie-Norris. The bill was described as combining wildfire mitigation reforms, $6 billion in securitized financing for future fire-mitigation capital spending, a public ownership/transmission financing program, tighter scrutiny of utility profits, clean energy permitting streamlining, stronger customer connection timelines, and a successor wildfire fund/continuation account to replace the current fund. Supporters, including the Governor’s office, TURN, labor, clean energy groups, utilities, and public advocates, said the measure would lower bills, stabilize utilities, protect fire victims, and reduce wildfire-related bankruptcy risk. Opponents and some local government groups raised concerns about affordability impacts, the volumetric wildfire fee, strict liability, and provisions they said could affect local control. After discussion, the committee approved SB 254 on a 16-0 vote and sent it to the floor.
The committee then held an informational hearing on AB 825, which would enable California to participate in a West-wide electricity market. The authors said the proposal could save ratepayers up to $1 billion annually, improve reliability by allowing California to draw on a larger regional supply, reduce curtailment of renewable power, and lower greenhouse gas emissions. Support came from environmental organizations, labor, utilities, community choice aggregators, large energy users, and the Public Advocates Office, all emphasizing cost savings, reliability, and cleaner energy integration. TURN opposed the measure, warning that last-minute amendments removed safeguards against subsidizing out-of-state fossil generation and could expose California ratepayers to unwanted costs. Members questioned governance, exit rights, CPUC oversight, and local control, and the authors responded that the bill includes multiple safeguards, legislative reporting, the ability to exit without penalty, and continued local consultation. No vote was taken because the hearing was informational only.
MN
Minnesota 2025-2026 Regular Session
Press Conference: Majority Leader Murphy Speaks to Progress of Work Groups - 05/22/25
TX
Transcript Highlights:
- And without it, Texas movers are no longer obligated to provide any cargo coverage for intrastate movers
- to talk about a very important protection for Texas consumers, the 60 cents per pound per article coverage
Bills:
HB 341, HB 469, HB 971, HB 1624, HB 2721, HB 2959, HB 3365, HB 3731, HB 3793, HB 3861, HB 3946, HB 3966, HB 4348, HB 4401, HB 4402, HB 4924, HB 4966, HB 5563
Keywords:
affordable housing, zoning, development, community support, local regulations, bicycle lanes, traffic collisions, Texas Department of Transportation, study, public safety, bicycles, electric bicycles, scooters, road safety, transportation study, commercial vehicle, safety standards, enforcement, Texas counties, transportation
TX
Transcript Highlights:
- It exempts certain small municipal construction projects from workers' compensation insurance coverage
- It was a bit of a technical loophole that we found ourselves in for coverage for quite a while.
Keywords:
workers' compensation, municipal construction, bidding requirements, small municipalities, contracting policies, first responders, PTSD, mental health, emergency services, medical expenses, injury claims, insurance carriers, opportunity youth, workforce development, employment, education, federal funds, employment discrimination, immunity waiver, public employees
TX
Transcript Highlights:
- consumer safeguard, and without it, Texas movers are no longer... ...obligated to provide any cargo coverage
- want to talk about a very important protection for Texas consumers, the $0.60 per pound per article coverage
Bills:
HB341, HB469, HB971, HB1624, HB2721, HB2959, HB3365, HB3731, HB3793, HB3861, HB3946, HB3966, HB4348, HB4401, HB4402, HB4924, HB4966, HB5563
Keywords:
affordable housing, zoning, development, community support, local regulations, bicycle lanes, traffic collisions, Texas Department of Transportation, study, public safety, bicycles, electric bicycles, scooters, road safety, transportation study, commercial vehicle, safety standards, enforcement, Texas counties, transportation
AL
Transcript Highlights:
- And that's one of the agencies that we'd like the coverage to be able to send a subpoena to find out
- An operator shall maintain liability insurance coverage in an amount not less than $1 million per occurrence
Keywords:
Morgan County, judge of probate, legal qualifications, equity jurisdiction, constitutional amendment, campaign finance, electronic notifications, civil penalties, Fair Campaign Practices Act, Secretary of State, sex offenders, treatment programs, electronic media, post office box restrictions, Class C felony, parole, probation, human cloning, criminal penalties, embryo
MN
Transcript Highlights:
- Adequate insurance coverage. 2. Affordable care. 3.
- our support for House File 1675, which would establish a sustainable rate for medical assistance coverage
Keywords:
health care transparency, ownership disclosure, control reporting, health care consolidation, private equity, management services organization, MSO, provider organization, health insurer, pharmacy benefit manager, hospital system, affiliate reporting, financial disclosure, public reporting, market concentration, horizontal consolidation, vertical consolidation, health care ownership, corporate practice, health care regulation
FL
Transcript Highlights:
- Florida drivers pay an average of 37% more than the national average for full-coverage auto insurance
- Florida drivers pay an average of 37% more than the national average for full coverage auto insurance
Summary:
The Transportation Committee met and considered a series of bills, beginning with SB 266, which would exempt sales and use tax on electric vertical takeoff and landing aircraft sold from manufacturers to operators. Senator Harold said the measure is intended to help Florida attract an advanced air mobility industry and create jobs. The committee adopted an amendment clarifying the definition of EVTOL aircraft and excluding drones, then reported the bill favorably. SB 350, by Senator DeSigley, was also reported favorably after a minor amendment; it allows local governments to permit vehicles to travel slowly on flooded streets without being treated as unlawfully impeding traffic. Supporters from the Florida PBA and Florida League of Cities waived in support.
The committee next approved SB 706, designating part of U.S. 92/Gandy Boulevard as the Senator James A. Sebesta Memorial Highway. SB 628, Lucy’s Law, was heard with extensive emotional testimony from Lucy Fernandez’s parents and others. The bill strengthens boating safety by increasing penalties for reckless boating, requiring boating safety education after certain violations, and aligning some boating penalties more closely with motor vehicle laws. A substitute amendment was adopted, and the bill was reported favorably. SB 872, dealing with county and municipal price controls for the removal and storage of electric vehicles, was also amended and reported favorably after testimony from towing industry representatives about the added costs and storage constraints posed by damaged EVs; the Florida Insurance Council spoke in opposition.
The committee then approved SB 650, which expands hazardous walking condition criteria for elementary school students to include walkways along freeways, ramps, and interchanges, regardless of speed limit. SB 1318, the hands-free driving bill, generated substantial testimony from safety advocates and families affected by distracted driving; it would rename Florida’s texting law as a hands-free driving law and prohibit handheld use of wireless devices while driving. The committee also passed SB 994, increasing driver education requirements for standard and learner’s licenses, and SB 662, designating a portion of West Beaver Street in Duval County as Harry Frisch Street. Several senators recorded affirmative votes on bills after the roll calls, and the meeting adjourned after all listed measures were reported favorably.
TX
Transcript Highlights:
- Health care costs, not only do we have limited coverage under Medicare, the visual and hearing concerns
- increase as ...we get older, and so we don't have that kind of coverage under Medicare.
Keywords:
property tax, homestead exemption, school funding, state aid, constitutional amendment, SJR 2, Senate Joint Resolution 2, property tax relief, school property tax, ad valorem tax, residence homestead, school district taxes, Texas Constitution Article VIII, public school finance, homeowner exemption, elderly exemption, senior tax relief, disabled exemption, tax year 2025, voter approval