Video & Transcript : 'captive insurers' :

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AZ

Arizona 2026 Regular Session

02/04/2026 - Senate Government

Government

Transcript Highlights:
  • This bill ensures that those who are receiving unemployment insurance benefits are making a meaningful
  • claim, and if that claim exists, Whether the individual reported has an active unemployment insurance
  • Chair, our federal unemployment insurance is a federally funded program.
  • We are up to date on federal audits for unemployment insurance.
  • They receive unemployment insurance when they leave their jobs.
Committee: Senate Government
NM

New Mexico 2026 Regular Session

House - Health and Human Services Jan 26th, 2026 at 09:05 am

House Health & Human Services

Transcript Highlights:
  • Part of that was because the health care exchange provides commercial insurance.
  • We're now a national leader in insurance affordability.
  • I'm Sarah Cludier with BeWell, New Mexico's health insurance marketplace.
  • Insurance companies are making tons of money. I'm a free market guy.
  • I think it's great that insurance companies are making money.
Keywords: 996, all
NM

New Mexico 2025 Regular Session

IC - Revenue Stabilization and Tax Policy Aug 14th, 2025

Revenue Stabilization & Tax Policy Committee

Transcript Highlights:
  • All right, next on slide 10 is the insurance premium tax.
  • , and title insurance.
  • We're also distributing 100% from property insurance.
  • The unemployment insurance trust fund.
  • insurance premium really applies to privately provided health insurance, right?
NM

New Mexico 2025 Regular Session

IC - Federal Funding Stabilization Subcommittee Jul 1st, 2025

Federal Funding Stabilization Subcommittee

Transcript Highlights:
  • How much of the percent is insurance, or is this just what's paid to?
  • I was at the hospital for about three hours, and they charged the insurance company $40,000.
  • So those private insurance companies don't negotiate the cost of service also. Mr.
  • What I'm wondering is, we don't control insurance companies.
  • Have you done a study on what it would cost to self-insure?
LA

Louisiana 2026 Regular Session

Senate May 27th, 2026

Louisiana Senate Floor Meeting

Transcript Highlights:
  • Family Services, Department of Conservation, Environmental Quality, Group Benefits, Department of Insurance
  • to study and make recommendations regarding issues related to insurance coverage of motor vehicle damage
  • The amendment said, changed the word 'pled' to 'completed,' and it changed 'insure' to 'the athletes.
  • Insurance will meet today upon recess, and I make a motion that we recess and reconvene at 2 p.m.
  • Insurance will meet today upon recess, and I make a motion that we recess and reconvene at 2 p.m.
Keywords: 974, senate, all
LA

Louisiana 2026 Regular Session

Retirement Mar 26th, 2026

Retirement

Transcript Highlights:
  • Don't penalize them, don't increase their insurance rates, don't diminish their salaries or whatever.
  • If you didn't have teacher insurance, you can't get it once you retire. So that's all part of that.
  • If an employee, period, returns back to work, you don't penalize them or increase their insurance, et
  • Plus, I don't buy an insurance company. So it's a little of a misnomer, I think.
  • My insurance premium went up to $1,000 from $300 and some dollars when I returned back to work.
Committee: House Retirement
Summary: The Retirement Committee met on March 26, 2026, with a quorum present. House Bill 24 was voluntarily deferred at the start of the meeting. The committee then heard House Bill 20, which would have allowed retired teachers to return to work under superintendent discretion while drawing retirement benefits. Representative Bagley argued the bill would help address teacher shortages by letting districts hire experienced certified teachers, while Representative Taylor raised broader concerns about how returning retirees are treated. After discussion, HB 20 was voluntarily deferred. The committee next considered House Bill 25, a technical update to the Teachers’ Retirement System to conform with changes in the Internal Revenue Code, including benefit commencement and surviving spouse election provisions. Catherine Whitney of TRSL said the bill is routine compliance legislation reviewed periodically by the system’s tax attorney. An amendment was adopted, and HB 25 was reported favorably as amended. House Bill 23, a cost-of-living adjustment bill for LASERS retirees, was also amended to raise the benefit cap from $80,000 to $81,201 and then reported favorably as amended. House Bill 42 proposed a phased retirement program for higher education employees in the Teachers’ Retirement System, allowing partial retirement and part-time work with partial benefits. Bacala said it was intended to help retain talent at universities and was based on prior task force recommendations; an amendment was adopted to set the participation framework for universities, and the bill was reported favorably as amended. House Bill 32, a LASERS cleanup bill addressing disability retiree restoration, administrative errors, and benefit calculations, was described by LASERS as technical in nature and was reported favorably. House Bill 13, a State Police Retirement System reamortization bill, was amended to adjust timing and technical provisions and then reported favorably as amended. Finally, the committee took up House Bill 41 on the Firefighters’ Retirement System board makeup. A new amendment package replaced earlier amendments and would eliminate term limits, expand elected active-member seats from two to five, remove chief association appointments, and require vacancies to be filled by election. Supporters described it as a compromise intended to better represent the system’s active members, while the Louisiana Fire Chiefs Association objected that chiefs had been left out of the negotiations and said they provide important budget and governance expertise. Despite the opposition, the committee adopted the amendments and reported HB 41 favorably as amended.
CA

California 2025-2026 Regular Session

Senate Emergency Management Committee Mar 24th, 2026

Emergency Management

Transcript Highlights:
  • Beatty, the chief executive officer of the Association of California Water Agencies Joint Powers Insurance
  • I am the chief executive officer of the Association of California Water Agencies Joint Powers Insurance
  • Aqua JPA provides risk management, self-insurance, and loss prevention services to more than 400 public
  • I am the chief executive officer of the Association of California Water Agency's Joint Powers Insurance
  • Aqua JPA provides risk management, self-insurance, and loss prevention services to more than 400 public
Keywords: 987, senate, all
ID

Idaho 2026 Regular Session

Agenda Mar 12th, 2026

Health and Welfare

Transcript Highlights:
  • the APRN to submit to, in this case, the department, but it could be to your provider or to your insurance
  • And the physician would need to go to the insurance provider to say, this is what I'm proposing to do
  • Then the insurance provider reviews that.
  • And the physician would need to go to the insurance provider to say, this is what I'm proposing to do
  • , then the insurance provider reviews that.
Keywords: 989, all
FL
Transcript Highlights:
  • I believe there's something in the bill about insurance and Esg.
  • Could you explain a little bit more about what we are doing with regard to agriculture insurance and
  • The questions, Senator Pizzo. >> Lastly, I was asked about insurance questions, but if it does come at
  • The legislation is based on the National Association of Insurance Commissioners Model Law, which has
  • >> Donovan Brown with the North American Pet Health Insurance Association waiving in support.
Keywords: 999, senate, all
FL
Transcript Highlights:
  • MANY OF YOU SUPPORTED THOSE THAT DEMAND OUR ATTENTION PEOPLE WITH DISABILITIES, INSURANCE CLAIMS, DISABLED
  • AS LAVERNE TAUGHT US, FLAGS ANOTHER REASON YOU CAN'T AFFORD EGGS, FLAGS ARE NOT THE REASON YOUR INSURANCE
  • PROPERTY INSURANCE THINGS WE COULD FIX TO MAKE OUR LIVES BETTER.
  • I ACID THIS LEGISLATION, NASTY THINGS LIKE AFFORDABILITY, HOUSING, TRANSPORTATION, PROPERTY INSURANCE
  • NO ONE TOLD THE PRESS CONFERENCE WHERE ALL OUR INSURANCE RATES CAME DOWN.
Keywords: 999, senate, all
MI

Michigan 2025-2026 Regular Session

Senate Session 26-06-23

Michigan Senate Floor Meeting

Transcript Highlights:
  • Senator Victory offers Senate Bill 1070, a bill to amend the Insurance Code of 1956.
  • Senate Bill 1070, a bill to amend the Insurance Code of 1956. Second reading of the bill.
  • The bill will be referred to the Committee on Finance, Insurance, and Consumer Protection.
  • The bill will be referred to the Committee on Finance, Insurance, and Consumer Protection.
  • The bill will be referred to the Committee on Finance, Insurance, and Consumer Protection.
Summary: The Senate met with 29 members present and a quorum, opened with invocation and the Pledge of Allegiance, and approved several temporary and full excusals for absent senators. During introduction and referral, the chamber received a large number of new Senate bills and House bills, covering election law, public health, occupational and skilled trades regulation, school code and school aid issues, child protection, cemetery and funeral regulation, insurance, estates, food law, political activity, credit unions, social welfare, transportation, natural resources, and a veterans hyperbaric oxygen therapy grant/fund proposal. All of these measures were read and referred to the appropriate committees; no substantive debate occurred at this stage. The Senate then moved into the Committee of the Whole and considered Senate Bills 480, 517, and 278. SB 480, dealing with child care organization licensing and regulation, received and adopted a committee substitute and advanced. SB 517, a Revised School Code bill, received and adopted a floor substitute and advanced. SB 278, amending the State Housing Development Authority Act, was reported without amendment and advanced. The Committee of the Whole reported SBs 480 and 517 with amendments and SB 278 without amendment, and the Senate concurred in those recommendations. On third reading, the Senate took up Senate Bill 49, amending the Michigan Occupational Safety and Health Act, and Senate Bill 50, amending the Code of Criminal Procedure. Senator Albert offered an amendment to SB 49 to require citations within six months of a violation, arguing it would align with federal standards and provide certainty; the amendment failed. Both SB 49 and SB 50 then passed by votes of 20-15, with three senators excused. The Senate also suspended the rules to immediately consider Senate Resolution 134, which recognized June 23-29, 2026 as Grassroots Week; Senator Kavanaugh spoke in support, citing civil rights history and modern grassroots organizing, and the resolution was adopted. The chamber then proceeded to statements and adjourned until Wednesday, June 24 at 10 a.m.
ID

Idaho 2026 Regular Session

Agenda Mar 18th, 2026

State Affairs

Transcript Highlights:
  • So how does that affect health and welfare contracts, state health insurance plans?
  • up with the process that there wasn't a whole lot of clarity around what happened related to the insurance
  • up with the process that there wasn't a whole lot of clarity around what happened related to the insurance
  • understands what's happening as it relates to events that occur on state property that involve private insurance
  • understands what's happening as it relates to events that occur on state property that involve private insurance
Committee: House State Affairs
Summary: The House State Affairs Committee approved the minutes from March 13, 2026, then heard and advanced several bills with due pass recommendations. House Bill 873, an elections cleanup bill, would standardize filing and canvassing timelines, align soil and water conservation district supervisor elections with other local offices on odd-numbered years, restore the 45-day mail-ballot timeline for remote precincts, and clarify canvassing deadlines. It passed without opposition after a brief question period and no testimony. The committee then considered House Bill 889, a major procurement reform bill. Representative Raibald described changes including new definitions, clearer bid and scoring procedures, use of subject matter experts, multiple-award contracts, prior-performance standards, confidentiality rules for technical information, vendor debarment, a one-year cooling-off period for certain officials and employees, protest bonds, and disclosure of procurement-related expenditures over $50. Members asked about the scope of the cooling-off period and whether the bill covered ITD contracts; Raibald said ITD procurement is outside the act, while health and welfare contracts are included. The bill was sent to the floor with a due pass recommendation. House Bills 890 and 900, also by Raibald, addressed state property disposal and insurance claims. HB 890 repeals a vague surplus-property disposal section and returns the process to existing code with clearer deadlines and transparency, prompted by concerns over the ITD State Street building disposal. HB 900 creates a clearer process for claims of $100,000 or more on state property, including a confidential report, legislative review, possible separate appraisals, Board of Examiners resolution if needed, and public meetings if a claim leads to a change in operations or sale of property. Members asked how insurance proceeds would be used, and Raibald said they would generally return to the affected agency or dedicated fund to repair the property unless the property had been declared surplus. Both bills passed with due pass recommendations. Finally, the committee considered Senate Bill 1321, presented by Representative Heather Scott, which builds on prior transparency legislation requiring agencies to report agreements, MOUs, and contracts to the state controller. The bill sets a process for noncompliance: written notice, a 30-day correction period with a possible 60-day extension, and then inclusion in the controller’s annual report to the legislature, which could inform budget holdbacks. The committee approved the bill with a due pass recommendation and then adjourned.
WA

Washington 2025-2026 Regular Session

House Housing Feb 19th, 2026

Transcript Highlights:
  • I serve as the senior policy advisor for property and casualty insurance at the Office of the Insurance
  • The number of homeowner policies that have been nonrenewed by insurance companies has doubled in the
  • Our most recent data reporting has communities neighboring wildland areas as the most impacted by insurance
  • So this bill simply helps folks that may be at threat of losing their homeowners insurance due to wildfire
  • risk gain some additional tools to become insurable.
Summary: The committee held public hearings on two housing-related bills. Senate Bill 6054 would prohibit common interest communities, including HOAs and condominiums, from banning fire-hardened building materials that meet health and safety standards, while still allowing reasonable rules on design, placement, and appearance. The sponsor said the bill is intended to help homeowners reduce wildfire risk without forcing any resident to make changes, and staff explained that it would apply retroactively to conflicting governing documents. Testimony was generally supportive, including from the Office of the Insurance Commissioner, the Washington State Community Associations Institute, and HOA United, though the American Wood Council asked for narrower definitions so wood products could still qualify under other standards. Senate Bill 5938 would revise the $80 foreclosure prevention fee created last session. Staff said the bill expands exemptions to include reverse mortgages for borrowers age 60 and older, chattel loans and retail installment contracts for dwellings secured as personal property, and limits duplicate charges in certain state-supported homeownership programs. It also removes the option to pay the fee from borrower cash at closing, allows financing through loan proceeds, clarifies disclosure and Commerce’s rulemaking authority, and directs Commerce and the Housing Finance Commission to study creating a state homeowner assistance fund by July 1, 2027. The sponsor and supporters said the changes would stabilize foreclosure prevention funding, prevent multiple charges on the same transaction, and help homeowners stay in their homes. Testimony on SB 5938 was strongly supportive from the Washington Homeownership Resource Center, the Washington Build Back Black Alliance, HOA United, and the Northwest Justice Project, with speakers emphasizing foreclosure prevention, housing stability, and the need for assistance for seniors, first-time buyers, and HOA homeowners. At the end of the hearing, the chair announced that the committee would likely take executive action on the bills early the next week and asked members to submit amendments by the stated deadlines.
CO

Colorado 2026 Regular Session

Colorado Senate 2026 Legislative Day 010 Jan 24th, 2026

Colorado Senate Floor Meeting

Transcript Highlights:
  • as an employer with good risk management experience with respect to their workers' compensation insurance
  • Shoffler, please add Senator Gonzalez to the roll. insurance industry.
  • Reappointed Thomas insurance industry.
  • respect to their workers experience with respect to their workers compensation<00:31:03.279><c> insurance
  • </c><00:31:03.679><c> Reappointed</c> compensation insurance. Reappointed compensation insurance.
Keywords: 981, all
AZ

Arizona 2026 Regular Session

01/22/2026 - House Floor Session

Arizona House Floor Meeting

Transcript Highlights:
  • childhood education and appropriations. 2875 regular commerce. 2879 medical records. 2899 health insurance
  • single-family homes; HB 2333, insurance requirement; HB 2334, food; HB 2344, local government; HB 2349
  • HB 2407, insurance claims claim, Health and Human Services.
  • HB 2447, insurance reimbursement rate, Health and Human Services.
  • HB 2617, insurance prostate cancer costs, Health and Human Services.
Summary: The House convened, opened with prayer and the Pledge of Allegiance, approved the prior journal, and recorded attendance at 56 present, zero absent, and four excused. Members then used personal privilege to introduce guests and recognize visiting groups, including the West Valley Regional Chamber, Habitat for Humanity, Special Olympics Arizona, Vitalant, and veterans and military representatives. The chamber and blood donor month proclamations were read, with Representative Bliss recognizing January as National Blood Donor Month in Arizona and Vitalant’s role in supplying most of the state’s blood supply, and Representative Aguilar declaring January 22, 2026, West Valley Regional Chamber Day. The House handled a large volume of procedural business, including reports of standing committees, first reading and referral of numerous bills and resolutions, and announcements of committee meetings. The bills covered a wide range of topics such as elections, education, housing, taxes, health care, artificial intelligence, veterans, public safety, and energy. Several measures were also withdrawn and reassigned to different committees, including referrals to the Committee on Artificial Intelligence and Innovation, Government, Public Safety and Law Enforcement, and Natural Resources, Energy, and Water. Members also made brief remarks honoring guests and community causes, including a Veterans Caucus lunch announcement focused on military-family policy and a personal remembrance by Senator Cruz. No substantive floor votes on legislation were taken beyond procedural approvals and the motion to adjourn. The House recessed and later adjourned until 1:15 p.m. on Monday, January 26, 2026.
NM
Transcript Highlights:
  • We've seen record enrollment in the health insurance exchange, and New Mexicans Taking advantage of new
  • That would mean out-of-pocket insurance costs going up and on down the line.
  • increase, almost an 11.1 billion budget on a recurring level that prioritizes investments in health insurance
  • will support the agency's staff in terms of increasing coverage. for the employee health and other insurance
  • But really recognizing that the insurance costs are perhaps the greatest state investment right now.
Keywords: 996, all
TX

Texas 89th 2nd C.S.

89th Legislative Session Feb 28th, 2025

Texas House Floor Meeting

Transcript Highlights:
  • and contracting, providing distance under the health benefit plans referred to the Committee on Insurance
  • Harris relating to an appraisal process for the disputed loss under the residential real property insurance
  • policies referred to the Committee on Insurance HB 346 by Harris Davila for relating to the support
  • by health maintenance organization and preferred provider organizations referred to committee on Insurance
  • HB 480 by WAE relating to required provision of workers' compensated insurance coverage for employees
AL

Alabama 2025 Regular Session

Alabama Senate Agriculture, Conservation, and Forestry Feb 12th, 2025

Agriculture, Conservation and Forestry

Transcript Highlights:
  • We feel like we're being unfairly targeted on the highway with excessive stops, and our insurance costs
  • The insurance costs for doctors run between $30,000 and $50,000 for malpractice insurance.
  • As the Senator mentioned, insurance is one of our biggest inhibitors to running our business, getting
  • When they show up on their cab score and their insurance, it negatively impacts them as if they had been
  • Like Russell said about the insurance, it keeps going up every day.
Bills: SB110 , SB64 , SB42
NH
Transcript Highlights:
  • In the meantime, the state is paying insurance for kids that have private insurance.
  • Now it's time for the insurance companies, the private insurance companies, to step up and have these
  • In the meantime, the state is paying insurance for kids that have private insurance.
  • In the meantime, the state is paying insurance for kids that have private insurance.
  • In the meantime, the state is paying insurance for kids that have private insurance.
Keywords: 1189, house, all
Summary: The committee first adopted amendment 2026-2021S to correct a drafting issue in the budget language so that the $2.5 million appropriation for Medicaid per diem rate stabilization at county nursing homes can be spent during the biennium rather than lapsing at the end of the fiscal year. Senator Lang explained that the funds are matched with federal dollars for a total of $5 million and are intended to prevent rate reductions that could shift costs to county property taxpayers. The amendment was adopted unanimously by both chambers, and the committee proceeded on the bill as amended by the Senate. The main discussion then focused on HB 155 and a proposed amendment to the business enterprise tax. The House proposal would lower the BET rate in stages when combined business tax revenues exceed certain thresholds, while the Senate opposed an immediate rate reduction and argued that tax changes should be handled in a budget year. Senators emphasized that raising the filing threshold to $375,000 had already removed about 3,500 small businesses from filing requirements, and they preferred further relief through threshold changes rather than rate cuts. House members argued that the trigger-based reduction was a reasonable, tested mechanism and would provide future tax relief without taking effect unless revenues rose enough. Members debated whether the trigger could be distorted by one-time revenue spikes, such as the recent tax amnesty receipts and prior federal repatriation-related revenue, and Representative Sweeney said he was willing to adjust the effective date or carve out amnesty revenue. The committee did not reach agreement on the BET reduction, and the chair called a break and then continued the meeting later with a new proposal to delay the trigger’s effective date to January 1, 2028. Senator Lang rejected that version but offered a counterproposal to raise the filing threshold to $400,000, and the parties ultimately agreed to continue discussions and reconvene later. The meeting also took up HB 1102, concerning the research and development tax credit and state park fees. The House position was to support the R&D tax credit but remove the park-fee provisions, citing testimony from the Department of Natural and Cultural Resources that it did not need the increase and concerns about discouraging tourism, especially at border parks. Supporters of the park-fee language argued that the department had not raised rates in years, could set its own rates, and should be able to charge nonresidents more while keeping New Hampshire residents’ fees lower. The discussion remained unresolved, with members debating the likely effect on tourism and fairness to residents versus the need for additional revenue.
CA
Transcript Highlights:
  • We're able to keep folks insured and... ...to sustain our communities.
  • We're able to keep folks insured and healthy.
  • get their insurance.
  • In terms of who pays the cost, to be clear, the tax is imposed on health insurance plans.
  • So, to be clear, the tax is imposed on health insurance plans and not on consumers.
Summary: The Senate Budget and Fiscal Review subcommittee heard four budget trailer bills: AB 110, AB 122, AB 125, and AB 177. AB 110 was described as a budget bill junior identifying budget-related legislation. AB 122 would extend sales tax to electronically delivered or remotely accessed prewritten software, extend and later limit business tax credits, reduce the annual LLC/LLP/LP tax for first-year businesses for three years, and impose a 100% tax on certain federal anti-weaponization fund settlements. AB 125 would renew the managed care organization (MCO) tax for three years beginning in 2027 to support Medi-Cal and targeted provider rate increases. AB 177 would require the Department of Finance to return by March 1, 2027 with options for assessing large employers for the Medi-Cal costs of employees enrolled in the program, including at least one employer-paid premium option for firms with 250 or more employees, and would appropriate $1,000 General Fund for implementation. Administration witnesses said AB 122 modernizes the tax system and helps create general fund revenue, while AB 125 is needed to preserve Medi-Cal financing and targeted rate increases under new federal constraints from H.R. 1 and to avoid a budget hole if the MCO tax expires. On AB 177, Finance said the bill is only a study and does not itself impose a tax, but would direct the administration to develop options for future consideration. Supportive members argued the package is part of a balanced approach to address the structural deficit, protect health care and other safety-net programs, and ensure large corporations pay more of their share. They also said AB 177 is a necessary step toward asking large employers to help cover public health care costs for workers who rely on Medi-Cal. Opponents, led by Vice Chair Niello and several other Republicans, argued the state does not have a revenue shortage but a spending problem, warning that the proposals would raise costs on consumers and businesses, discourage innovation, and expand taxes beyond their intended scope. They criticized AB 122 as potentially taxing labor-like services and limiting research and development credits, and said AB 125 would increase premiums for commercial enrollees and employers. On AB 177, they questioned the lack of definitions and specifics, saying the bill is too vague and could eventually burden employers, including hospitals and part-time workers, without clear standards. No votes were taken in the portion of the hearing provided; the committee heard testimony and questions before public comment and later action.