Video & Transcript Research : 'transfer credit'
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OK
Oklahoma 2026 Regular Session
Business and Insurance 2ND REVISED Feb 19th, 2026
Business and Insurance
Transcript Highlights:
- that we've worked on as supported by the mortgage industry as well as the Department of Consumer Credit
- Department of Consumer Credit staff.
- It does address online casino games wherein the credits of the games can be exchanged for a prize award
- More than a billion dollars was refunded in premium credits to consumers.
- So currently, Oklahomans are paying more than 100% more if they have a low credit score.
Bills:
SB1969, SB1953, SB1277, SB1287, SB1061, SB1916, SB1589, SB2178, SB1444, SB1438, SB1501, SB1873, SB1364
Keywords:
massage therapy, licensing, multistate compact, regulation, healthcare, professionals, Employer Health Plan Transparency Act, health insurance, claims data, contract provisions, health care providers, auditable materials, HIPAA compliance, insurance regulation, unemployment benefits, employment security, work search, job search, reemployment, jobless benefits
Summary:
The Senate Business and Insurance Committee met and first laid over Senate Bills 1969 and 1624 without hearing them. It then considered SB 1953, a health insurance transparency bill requiring third-party administrators to provide employers information on what was spent on employee health benefits; an amendment deleting the word “welfare” was adopted, and the bill passed 7-1. SB 1277, which codifies a three-week work-search requirement for unemployment benefits, passed 8-0. SB 1287, amended to change “may” to “shall,” would bar the Oklahoma Abstractors Board from licensing applicants not legally authorized to work in the U.S.; after questions about the need for the bill and the alleged loophole, it passed 7-2.
The committee also passed SB 1061, a cleanup measure on mortgage broker licensing and renewal fees, and SB 1916, which would move the Oklahoma Receivership Office under the Insurance Department and streamline receivership operations. SB 1589, as amended to reference Indian Gaming Regulatory Act authorization, would increase penalties for illegal sweepstakes/gambling operations and expand enforcement against entities profiting from illegal gambling; it passed unanimously. SB 2178, a compromise special-event license bill requiring liability insurance coverage, also passed unanimously.
Two major insurance reform bills were debated at length and failed. SB 1444 would shift homeowners insurance rate regulation from a use-and-file system to prior filing with authority for the Insurance Commissioner to declare rates excessive; after testimony from a homeowner about a large premium increase and extensive debate over regulation and market effects, it failed 4-5. SB 1438 would require reporting of underwriting gains and profits, cap average profits at 5% over three years, and require rebates or premium credits if profits exceeded that level; supporters argued it would protect consumers, while opponents warned of market disruption and reduced competition. It failed 2-7. The committee then passed SB 1501, clarifying medical marijuana grow reclamation bond requirements, SB 1873, correcting a drafting error in a prior bill and delaying its effective date, and SB 1364, requiring an affidavit of encumbrances before transferring a medical marijuana business license.
OK
Transcript Highlights:
- I only know of two main, you know, two major. ...credit cards, their rates.
- Yes, the free market is going to determine what these credit card companies are paying because that credit
- The free market is going to determine what these credit card companies are paying because that credit
- But the truth is that these credit card companies set their own rates.
- So if I'm a credit card provider and I'm charging five and a half... Amount.
Keywords:
retirement, public employees, deferred option plan, service credit, contributions, distributions, credit card transactions, payment methods, service charge, consumer rights, financial regulation, rounding, cash payments, public finance, Oklahoma Common Cents Act, political subdivision, science and technology, research, board appointments, emergency legislation
OK
Transcript Highlights:
- I only know of two major credit cards, their rates.
- Otherwise, fee creep with credit card companies could go up and be detrimental to consumers.
- Yes, the free market is going to determine what these credit card companies are paying because that credit
- But the truth is that these credit card companies...
- Chairman Stiegel: The truth is that these credit card companies set their own rates.
Keywords:
retirement, public employees, deferred option plan, service credit, contributions, distributions, credit card transactions, payment methods, service charge, consumer rights, financial regulation, rounding, cash payments, public finance, Oklahoma Common Cents Act, political subdivision, science and technology, research, board appointments, emergency legislation
Summary:
The Government Oversight committee opened with prayer and then took up a series of bills, many related to census preparation, election administration, municipal oversight, and state/local regulatory policy. Leader Lawson presented three census and mapping measures: HB 3619 updated the state geographic information one-stop initiative and authorized leaf-off aerial surveys to support a single boundary map layer; HB 3620 created the 2030 Complete Census Count Committee; and HB 3624 repealed a statute tied to meandering waterways and county boundary interpretation. All three passed, with HB 3619 and HB 3624 receiving unanimous support and HB 3620 passing 13-2.
Chairman Bowles presented HB 3463 to modernize municipal audit procedures for small communities under 2,500 population, emphasizing transparency and accountability; it passed 16-0. Floor Leader West presented HB 3041 on credit-card surcharge rules for retailers. Members debated whether the bill’s cap language was really a cap or a notice threshold, and an amendment to raise the percentage from 2% to 4% was ultimately withdrawn so the language could be fixed later; the bill still passed 19-0. Pro Tem Moore’s HB 4335, aimed at preventing a patchwork of local pet-shop and pet-breeder bans while preserving statewide standards, drew questions about preemption and enforcement but passed 13-6.
Representative Hildebrandt’s HB 3075 created a penny-rounding rule for cash transactions by public entities, allowing rounding to the nearest nickel; it passed 18-0. Representative Ranson’s HB 3378 made a temporary change to the Oklahoma Science and Technology Research and Development Board’s terms to address delays in grant timing, and it also passed 18-0. Representative Crosswhite Hader’s HB 3722 would require incomplete voter registration applications to be returned rather than defaulted to “independent/no party,” prompting extended debate with the State Election Board about voter intent and processing; it passed 15-3. Finally, Vice Chair Hays presented HB 1268, which adds a DROP option to the pension system for EMTs, county jailers, and assistant sheriffs with a five-year cap; it passed 13-4. The committee adjourned after announcing a Thursday meeting.
WA
Washington 2025-2026 Regular Session
House Technology, Economic Development, & Veterans Feb 24th, 2026 at 10:30 am
Technology, Economic Development, & Veterans
Transcript Highlights:
- And this applies to eligibility for service credits that were added to a police pension or a PERS 1 pension
- And this applies to eligibility for service credits that were added to a police pension or a PERS 1 pension
Bills:
SB5420
Keywords:
veterans, military spouses, service members, uniformed services, National Guard, reservists, active duty, qualifying discharge, veterans preference, hiring preference, public employment, state benefits, license renewal, professional licensing, retirement service credit, pension, public retirement system, Washington RCW, military leave, reemployment rights
MA
Massachusetts 2025-2026 Regular Session
Joint Committee on Financial Services Feb 24th, 2026
Joint Committee on Financial Services
Keywords:
genetic discrimination, genetic testing, genetic information, DNA, hereditary risk, insurance underwriting, life insurance, health insurance, long-term care insurance, disability insurance, medical privacy, consumer protection, anti-discrimination, insurer regulation, Commissioner of Insurance, chapter 176D, underwriting, hereditary disease, genomics, travel insurance
WA
Washington 2025-2026 Regular Session
House Technology, Economic Development, & Veterans Feb 18th, 2026 at 08:00 am
Technology, Economic Development, & Veterans
Transcript Highlights:
- Port districts operate a variety of facilities, including rail, motor vehicle, water, and air transfer
- background port districts operate a variety of facilities including rail motor vehicle water and air transfer
Bills:
SB5420
Keywords:
veterans, military spouses, service members, uniformed services, National Guard, reservists, active duty, qualifying discharge, veterans preference, hiring preference, public employment, state benefits, license renewal, professional licensing, retirement service credit, pension, public retirement system, Washington RCW, military leave, reemployment rights
KY
Kentucky 2025 Regular Session
Interim Joint Committee on Education (12-9-25)
Transcript Highlights:
- Um, transfer pathways.
- Students may earn credit in statewide transfer pathways through any means prescribed by the institution
- When I look at that, I presume that means students may earn credit in statewide transfer pathways through
- I think that means students may earn credit in statewide transfer pathways through any means prescribed
- </c> I think that means students may earn credit in statewide transfer pathways through any means prescribed
Keywords:
Call to Order and Roll Call - 0:00:00
Approval of Minutes – 0:03:50
Robotics Education – 0:04:18
Canopy KY – 0:14:15
Comprehensive Support and Improvement – 0:23:20
Postsecondary Credit Alignment – 0:53:15
Diversity, Equity, and Inclusion in K-12 Settings – 1:21:25
Consideration of Referred Administrative Regulations – 2:05:15
Adjournment 2:05:41, 958, all
Summary:
The committee opened with a roll call, confirmed a quorum, approved the minutes by voice vote, and recognized a guest of Senator Hickden, retired judge Dan Kelly. The chair then moved through a tight agenda and limited public presentations and questions.
The first presentation was on robotics education in Kentucky, led by Representative Chris Lewis, Kentucky FIRST Robotics executive director Kelly Gowen, and students from Whitfield Academy. They argued that robotics should be expanded in high schools as a workforce pipeline for engineering, manufacturing, and advanced technology jobs. The presentation emphasized hands-on learning, industry certifications, teacher development, and a proposed framework to fund robotics education programs statewide. Committee members were not allowed to ask questions because of time constraints.
The second presentation was from Canopy Kentucky, led by Adam Watson and founder Scott Collins. They described Canopy’s business and entrepreneurship education programs for fifth graders and high school students, including the NextGen Good Biz initiative and an eight-classroom high school unit. Canopy requested a one-time $750,000 appropriation for fiscal year 2026, matched by private funds, to expand into more schools and rural areas, train educators, and report outcomes. Members asked a brief question about how the programs fit into school schedules and the difference between the elementary and high school offerings.
The final presentation, from KDE’s Kelly Foster and Todd Allen, reviewed the state’s school improvement classifications. Foster explained CSI, TSI, and ATSI status, the federal and state legal framework, and how House Bill 298 returned CSI identification to an annual cycle. She reported that Kentucky identified 50 CSI schools on the most recent release, with 53 CSI schools statewide, along with 39 TSI schools and 102 ATSI schools. She also outlined KDE’s support process, including education recovery staff, diagnostic reviews, turnaround plans, and required professional learning for CSI schools.
ND
North Dakota 2025-2026 Regular Session
Senate Appropriations - Education and Environment Division Apr 11th, 2025 at 09:30 am
Appropriations - Education and Environment Division
Transcript Highlights:
- Yeah, that's a homemaker's deposit, displaced homemakers, so that's a grant transfer.
- Yeah, it's a homemaker's deposit, displaced homemakers, so that's a grant transfer.
Bills:
HB1540
Keywords:
education savings account, ESA, school choice, private school vouchers, nonpublic school, tuition assistance, education tax credit, homeschool exclusion, Bank of North Dakota, Department of Public Instruction, public funding for private education, voucher program, student scholarships, special education, parental choice, curriculum funding, tutoring, online learning, state per-pupil payment, income-based eligibility
Summary:
The committee first took up amended bill 10-13, a school funding and education appropriations measure. Senator Schaible walked through the final version, which included changes to foundation aid, transportation grants, free and reduced-price meals funding, paraprofessional and teacher support programs, Native American education items, library and school facility projects, and several one-time grants. Members discussed removing the science center grant funding, and Senator Meyer objected to that removal, arguing that Grand Forks had raised matching private and local funds and that other cities had received similar state support. The committee also agreed to adjust regional education association funding to reflect six centers rather than seven, reducing that line to $600,000.
The committee then adopted the amendment to 10-13 unanimously and passed the bill as further amended on a unanimous roll call, with Senator Shively designated as carrier. After a brief recess, the committee turned to bill 1540, but no formal action was taken. Bank of North Dakota and OMB representatives raised concerns that the draft included policy changes and procurement/IT exemptions that needed further discussion. Members agreed the bill would be delayed until Monday so the Bank, OMB, and NDIT could confer and work through the mechanics and policy issues before the committee moved it forward.
KY
Kentucky 2026 Regular Session
Lottery Trust Fund Task Force (11-2-23)
Keywords:
KY LRC YouTube, https://www.youtube.com/watch?v=pbFDTJm55N0, 2026-06-21T07:17:05+00:00, 2.2.24, Data collected via generic collector engine, Meeting Start – 00:00
Attendance Roll Call – 00:24
10-19-23 Minutes Approval – 00:51
KYSTATS Work Ready Dual Credit Scholarship Presentation – 00:01:40
Approval of the Task Force Recommendations – 34:51, 958, all, 2.2.42, 2.1.47
OK
Oklahoma 2026 Regular Session
Banking, Financial Services and Pensions Feb 10th, 2026 at 03:00 pm
Banking, Financial Services and Pensions
Transcript Highlights:
- that a lot of people's issues were that their businesses were being charged more than 2% from the credit
- It allows them to recoup the actual amount that they're being charged from the credit cards.
- So the cap is only what they're being charged by the credit card company.
- The cap is at 2% or whatever they're being charged by the credit card company, whichever is higher.
- the whole point of the bill is just to allow them to recoup what they're getting charged from the credit
Keywords:
credit card transactions, payment methods, service charge, consumer rights, financial regulation, public finance, pension, pension fund, retirement system, board of trustees, proxy voting, proxy proposal, shareholder vote, shareholder activism, fiduciary duty, pecuniary factors, nonpecuniary factors, ESG, environmental social governance, social goals
OK
Oklahoma 2026 Regular Session
Banking, Financial Services and Pensions Feb 10th, 2026
Banking, Financial Services and Pensions
Transcript Highlights:
- is, and a lot of people's issues, was that their businesses are being charged more than 2% by the credit
- is, and a lot of people's issues, was that their businesses are being charged more than 2% by the credit
- It allows them to recoup the actual amount that they're being charged from the credit cards.
- So the cap is only what they're being charged by the credit card company?
- Yeah, the cap is 2% or what they're being charged by the credit card company, whichever is higher.
Keywords:
credit card transactions, payment methods, service charge, consumer rights, financial regulation, public finance, pension, pension fund, retirement system, board of trustees, proxy voting, proxy proposal, shareholder vote, shareholder activism, fiduciary duty, pecuniary factors, nonpecuniary factors, ESG, environmental social governance, social goals
Summary:
The Banking, Financial Services and Pensions Committee met and announced that several bills would be laid over, including HB 4225 and HB 4263, while also noting that actuarial follow-up reports on prior referrals were still being revised. The committee then worked through a long agenda, with members frequently noting schedule conflicts and the chair alternating between bills and committee business. The meeting adjourned after the agenda was completed, with the chair saying the committee would return the following week with a longer agenda, likely including additional pension bills.
Several bills related to payment processing and pension governance were heard and passed. HB 3041 would allow merchants to pass along credit card surcharges up to the amount charged by the card company, with the author noting some businesses face fees of 4% to 5%; it passed 9-0. HB 4428 and HB 4429, both dealing with shareholder proxy advisors for pension funds, passed 8-1 and 9-0 respectively; supporters said the bills would require fiduciary standards and transparency, while the speaker referenced opposition from GreenAmerica.org as evidence of the bill’s value. HB 3028, which lets technology center districts and public schools pass on credit card service fees, also passed 7-0.
The committee also advanced several pension-related measures. HB 3265, requested by the Police Pension Board, defines who qualifies as a mental health specialist for disability evaluations; testimony explained the change would let the board use psychologists because psychiatrists are harder to contract with, and the bill passed 7-0. HB 3721 would adjust the DROP benefit for public safety officers so surviving spouses can claim it if the officer dies before electing the option; the author said it has no actuarial cost, and it passed 7-0. HB 3313, a defined contribution retirement bill, would raise contribution levels, eliminate vesting delays, and add retirement planning and lifetime income options; members questioned whether it would affect retention or other retirement plans, and it passed 8-0.
Other bills addressed creditors, housing, and financial exploitation. HB 3588, a Uniform Law Commission request bill on assignment for the benefit of creditors, was described as codifying existing case law and passed 8-0. HB 1064, which would restrict large institutional investors from buying single-family homes in Oklahoma, was amended in concept during discussion to narrow the hedge fund definition and remove a resale requirement; supporters framed it as protecting homeownership, while opponents raised concerns about restricting sales and the evidence for housing impacts, and it passed 5-2. Finally, HB 3020, the Protections for Financial Exploitation of Protected Adults Act, would let financial institutions place temporary holds and act in good faith when they suspect fraud against vulnerable adults; members asked about training and safeguards, and it passed 9-0.
TX
Texas 89th Regular
Senate Committee on Business and Commerce (Part II) Mar 27th, 2025
Business & Commerce
Transcript Highlights:
- improve their credit score or their special credit score, however you want to describe it?
- a credit-based insurance score.
- negatively impacts your credit?
- Insurance credit score.
- And then, do you do tax credits on all of that? Do y'all get tax credits on every bit of it?
Bills:
SB458, SB819, SB1238, SB1642, SB1643, SB1644, SB1791, SB1810, SB1824, SB1825, SB758, SB1455, SB1706
Keywords:
insurance appraisal, property insurance, auto insurance, homeowners insurance, residential property, disputed loss, loss valuation, appraisal clause, appraiser, umpire, Texas Department of Insurance, TDI, insurance dispute resolution, claims adjustment, total loss, windstorm insurance, FAIR Plan, surplus lines insurance, policyholder, insurer
AL
Bills:
SB309, HB192, SB178, SB179, SB237, HB10, HB107, HB189, HB37, HB226, SB309, HB192, SB178, SB179, SB237, HB10, HB107, HB189, HB37, HB226
Keywords:
automated driving systems, oversized vehicles, transportation, regulations, permits, HB192, international wire transfer, wire transfer fee, remittance fee, money transmission business, Alabama Securities Commission, Department of Revenue, Education Trust Fund, ELL instructors, English Language Learner, ESL teachers, income tax credit, remittances, international money transfer, migrant families
AL
Bills:
SB118, SB203, HB420, HB414, HB363, HB405, HB261, HB263, HB327, HB348, HB228, HB282, SB273, HB7, SB296, SB199, SB47, SB204, HB80, HB11, HB192
Keywords:
bail, offenses, constitutional amendment, criminal justice, law enforcement, public safety, dental insurance, medical loss ratio, premium regulation, insurance commissioner, rebate, consumer protection, Baldwin County, local bill, education funding, school tax, privilege license tax, county tax revenue, municipal school board, Baldwin County Board of Education
MN
Minnesota 2025-2026 Regular Session
House Housing Finance and Policy Committee 4/8/26
Housing Finance and Policy
Transcript Highlights:
- so some families are ready after a class, others work with counselors for up to 3 years building credit
Keywords:
housing, sales tax, homeownership, rent assistance, community stability, education, counseling, financial assistance, housing development, culturally appropriate services, HF1417, manufactured home parks, manufactured housing, mobile home parks, housing development fund, Minnesota Housing Finance Agency, MHFA, infrastructure grants, infrastructure loans, affordable housing
WY
Wyoming 2026 Regular Session
House Agriculture, State and Public Lands & Water Resources Committee, February 26, 2026
Agriculture, State and Public Lands & Water Resources
Keywords:
wastewater, stormwater, infrastructure, environmental quality, public data, data collection, funding, study, water conservation, Colorado River, drought, irrigation, water rights, voluntary program, interstate agreements, groundwater, water resource management, state engineer, aquifer study, corrective controls
WY
Wyoming 2026 Regular Session
Senate Agriculture, State and Public Lands & Water Resources Committee, February 26, 2026
Agriculture, State and Public Lands & Water Resources
Transcript Highlights:
- And then on the top of page two, line one, we transfer it to the Department of Transportation.
- city of Lander was trying to find a place to do additional housing and asked if we could likewise transfer
- Then the question is what's the quickest and most streamlined way to transfer this over to the Department
- Then the question is what's the quickest and most streamlined way to transfer this over to the Department
- used by the Honor Farm, and also I would like to know how does that organization feel about this transfer
Keywords:
wastewater, stormwater, infrastructure, environmental quality, public data, data collection, funding, study, water conservation, Colorado River, drought, irrigation, water rights, voluntary program, interstate agreements, groundwater, water resource management, state engineer, aquifer study, corrective controls
LA
Louisiana 2026 Regular Session
Administration of Criminal Justice Mar 31st, 2026
Administration of Criminal Justice
Transcript Highlights:
- This will allow these, this statute to sort of be updated to allow for this electronic transfer.
- We couldn't necessarily transfer a possession of methamphetamine case from juvenile to adult court.
- This House Bill 191, by Chairwoman Villio, provides relative to credit for prior custody.
- "Members, HB 191 prohibits overlapping jail credit on consecutive sentences.
- It provides that credit for custody shall be applied to only one of the consecutive sentences imposed
Bills:
HB54, HB55, HB125, HB133, HB158, HB161, HB168, HB169, HB191, HB245, HB280, HB296, HB399, HB821, HB995
Keywords:
parole, rehabilitation, mental health, substance abuse, criminal justice reform, alternative sentencing, juror confidentiality, public records, criminal procedure, privacy, court disclosure, sex offender, sex offense, child predator, registry, registration, notification, supervised release, probation and parole, juvenile offender
NM
New Mexico 2026 Regular Session
Senate - Tax, Business and Transportation Feb 7th, 2026 at 06:52 pm
Senate Tax, Business & Transportation
Transcript Highlights:
- Senate Bill 12, which is the physician tax credit.
- I do want to credit Senator Ramos because for Senate Bill 12, we are able to increase the tax credit
- Senate Bill 12, which is the physician tax credit.
- I do want to credit Senator Ramos because for Senate Bill 12, we are able to increase the tax credit
- We are able to increase the tax credit from $4,000 to $10,000.
Keywords:
tax credit, physician, healthcare, income tax, rural health, quantum technology, infrastructure, economic development, New Mexico, corporate tax, research and development, innovation, affordable housing, gross receipts tax, tax deduction, construction materials, multifamily housing, low income, journalism, local news
HI
Hawaii 2026 Regular Session
Opening Day Floor Session 01-21-2026 10:00am
Hawaii Senate Floor Meeting
Transcript Highlights:
- Authority, chain of gets the credit.
- I personally believe we need to have a vibrant film tax credit. We see the cancellation of series.
- </c> film tax credit. film tax credit. uh<00:24:46.480><c> we</c><00:24:46.960><c> see</c><00:24:47.200
- And that isn't measured in some of the economic statistics when we look at the film credit, but that's
- , but that's the result of uh film credit, but that's the result of uh you<00:25:52.559><c> know</c><
Bills:
HCR1, HCR2, SB2001, SB2002, SB2003, SB2004, SB2005, SB2006, SB2007, SB2008, SB2009, SB2010, SB2011, SB2012, SB2013, SB2014, SB2015, SB2016, SB2017, SB2018, SB2019, SB2020, SB2021, SB2022, SB2023, SB2024, SB2025, SB2026, SB2027, SB2028, SB2029, SB2030, SB2031, SB2032, SB2033, SB2034, SB2035, SB2036, SB2037, SB2038, SB2039, SB2040, SB2041, SB2042, SB2043, SB2044, SB2045, SB2046, SB2047, SB2048, SB2049, SB2050, SB2051, SB2052, SB2053, SB2054, SB2055, SB2056, SB2057, SB2058, SB2059, SB2060, SB2061, SB2062, SB2063, SB2064, SB2065, SB2066, SB2067, SB2068, SB2069, SB2070, SB2071, SB2072, SB2073, SB2074, SB2075, SB2076, SB2077, SB2078, SB2079, SB2080, SB2081, SB2082, SB2083, SB2084, SB2085, SB2086, SB2087, SB2088, SB2089, SB2090, SB2091, SB2092, SB2093, SB2094, SB2095, SB2096, SB2097, SB2098, SB2099, SB2100
Keywords:
recess, legislative session, Hawaii State Legislature, 2026, Governor address, joint session, legislature, Hawaii, state of the state, Banyan Drive, Waiakea peninsula, Makaokū, Hilo, Hawaii Island, HCDA, Hawaii Community Development Authority, community development district, redevelopment, urban renewal, blight