Video & Transcript Research : 'total loss evaluation'

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MN

Minnesota 2025 1st Special Session

House Transportation Finance and Policy Committee 2/24/25

Transportation Finance and Policy

Transcript Highlights:
  • So when that appointment is not kept, it ends up being a total loss for that time, but it's really difficult
  • So when that appointment is not kept, it ends up being a total loss for that time, but it's really difficult
  • So when that appointment is not kept, it ends up being a total loss for that time, but it's really difficult
  • <00:19:34.240> that<00:19:34.520> time<00:19:35.520> um a total loss for that
  • for that time um a total loss for that for that time um but<00:19:35.799> it's<00:19:35.919><
Keywords: 1183, house
HI
Transcript Highlights:
  • So if you ever had a total-loss vehicle, you wonder what happens to my car.
  • Well, more than likely it comes to Copart or our competitor, and after it's been declared a total loss
  • And right now, if you think about it, a vehicle owner who has a total loss, they have to go get documents
  • And they're doing all this without a vehicle because their vehicle is in our lot or it's a total loss
  • vehicles in our lot or it's a total vehicles in our lot or it's a total loss.<00:34:53.679> So
Keywords: 910, house, all
Summary: The committee heard testimony on several transportation-related bills. HB 1688, which would provide a general excise tax exemption for certain aircraft maintenance materials, parts, tools, and facility construction, received comments from the Department of Taxation and support from Alaska Airlines, Hawaiian Airlines, Kohala Coast Resort, the Activities and Attractions Association of Hawaii, and the Tax Foundation of Hawaii. Testimony indicated the measure was intended to clarify an existing exemption rather than create a new one. The bulk of the hearing focused on HB 2386, which would authorize the Public Utilities Commission to establish automatic adjustment mechanisms and a water carrier inflationary cost index. The Department of Transportation said it would change its testimony to support the bill, citing a 2020 working group recommendation, while the PUC and DCCA offered comments. Matson, the Maritime Group, Hawaii Harbors Users Group, and Young Brothers supported the measure, arguing it would modernize regulation, improve predictability, and help maintain reliable interisland shipping. Hawaii Farm Bureau offered comments, while Hawaii Food Industry Association, Maui Brewing Company, Lani Kai Brewing Company, and the Japanese Chamber of Commerce and Industry of Hawaii opposed it, arguing automatic rate increases were not the solution and that underlying costs and efficiencies should be addressed first. The chair noted the bill was essentially the same as one previously considered, and asked questions about how Hawaii’s water carrier regulation compares with other states. The committee also heard HB 1691, which would allow electronic signatures for certain motor vehicle title transfers after total-loss insurance settlements and remove the notary requirement for that narrow transaction. The City and County of Honolulu Department of Customer Services, Hawaii Insurers Council, Copart, American Property Casualty Insurance Association, and one individual supported it, with Copart saying the change would reduce delays and could allow a faster, largely electronic settlement process. Members asked about county impacts, and Copart said counties would only see a different form with no added cost or electronic integration. HB 1680, requiring county finance directors to notify agencies through a centralized system for vehicle transfers, drew opposition from the City and County of Honolulu Department of Customer Services and one individual in support. HB 2516, raising helmet requirements for electric foot scooters and bicycles and requiring helmets for high-speed or Class 3 electric bicycles, received support from DOT, DOH, AAA Hawaii, and the Hawaii Bicycling League. HB 193, allowing deaf vehicle owners to register a deafness designation visible to law enforcement, drew support from the City and County of Honolulu Department of Customer Services, the Hawaii Disabilities Rights Center, and an individual who suggested amendments to broaden the bill to deaf and hard of hearing individuals and adjust the proof standard. HB 2442, increasing required accessible and van-accessible parking spaces in larger parking lots, was supported by the Disability and Communication Access Board, the Council on Developmental Disabilities, and the Disability Rights Center, which said the bill would address shortages of accessible parking and may need technical amendments to align terminology with the ADA.
FL

Florida 2025 Regular Session

February 5, 2025 - 03:00 PM

Transcript Highlights:
  • FEFP and is calculated based on the total number and... ...FEFP and is calculated based on the total
  • You also multiply the total number of weighted FTE by the comparatively... ...multiply the total number
  • Below the total funding row, you will see the total funds per student, which is $8,982.79, as well as
  • How are you evaluating the success of it?
  • How do we evaluate their effectiveness?
Summary: The Pre-K through 12 Budget Subcommittee met to review how Florida’s Education Finance Program (FEFP) works, receive an update from the Department of Education on the October 2024 FTE survey and third FEFP calculation, and hear from three county superintendents about forecasting enrollment and reconciling scholarship students. The chair explained that FEFP is funded by both state and local dollars, is recalculated multiple times during the year, and is now closely tied to school choice policy. Department staff said the third calculation was still being rerun but should be completed soon, and described the forecasting process as collaborative among districts, DOE, and the Education Estimating Conference. Superintendents from Polk, St. Lucie, and Hendry counties said enrollment shifts, especially students moving to Family Empowerment Scholarships, homeschooling, or private schools, make budgeting and staffing difficult. They said districts often must hold back funds to protect against midyear losses, which affects collective bargaining, staffing, transportation, and classroom organization. Several members raised concerns about duplicate counting, transparency, and whether students receiving scholarship funds can also remain in district classrooms. DOE said districts can access scholarship information through a secure portal and that scholarship funding organizations are paid quarterly, with a new process requiring certification and possible future payment adjustments to reduce duplication. The superintendents urged better real-time tracking of students through a statewide ID or student information system and suggested scholarship students should be funded separately from district FEFP calculations. Members also discussed whether more frequent or daily attendance-based calculations would improve accuracy, though some warned that daily attendance could create new problems for high-poverty districts. The committee also briefly discussed categoricals, including mental health and ESE funding, with DOE saying it evaluates programs through studies, reporting requirements, and legislative direction. No votes were taken; the meeting ended with a motion to rise and adjourn.
TX

Texas 89th 2nd C.S.

Senate Committee on Water, Agriculture, and Rural Affairs May 11th, 2026

Water, Agriculture and Rural Affairs

Transcript Highlights:
  • First are the real losses: the physical loss of water from leaks and breaks; apparent losses from water
  • The total water loss and general fund transfers from these 10 utilities together add up to over $355
  • General fund transfers represent a little more than half of the total real water loss.
  • But for 7 of the 10 utilities, their annual financial loss from water loss and general fund transfers
  • The real water loss, apparent water loss, and general fee transfers that on page 4 are added up to 355
Summary: During the meeting, legislative members discussed the practice of municipalities diverting water and sewer revenues to their general funds, which impacts infrastructure maintenance and project delays. Vice Chair Sparks proposed limiting public testimony to two minutes, which was adopted without objection. The committee heard from various witnesses, including Perry Fowler from the Texas Water Infrastructure Network, who emphasized that utility revenues should primarily support water services and that transfers should be transparent and justified. He noted that many utilities face financial pressures that could hinder infrastructure projects. Larry French from the Texas Public Policy Foundation highlighted the significant financial impact of water loss and general fund transfers, estimating the annual loss at $1.5 billion. He argued that these transfers can create disincentives for municipalities to address water loss issues. Brian Butcher, Assistant City Manager of Sugar Land, defended the city's cost allocation model for general fund transfers, asserting that they are necessary for equitable service provision and operational efficiency. The committee also discussed the implications of rising construction costs and the need for better procurement processes to ensure effective use of taxpayer dollars. The second part of the meeting focused on the New World Screwworm and the state's preparedness to manage potential infestations. Dudley Hoskins from the USDA outlined the federal response efforts and the importance of collaboration with state agencies. He emphasized the need for ongoing surveillance and the production of sterile flies to combat the pest. Dr. Philip Kaufman from Texas A&M discussed the historical context of the screwworm and the challenges posed by its potential reintroduction, urging proactive management strategies among livestock producers. The committee acknowledged the need for increased resources and research to effectively address the threat of the screwworm.
TX

Texas 89th Regular

Public Education Mar 11th, 2025

Public Education

Transcript Highlights:
  • the school district. available to do that evaluation.
  • And it's really not, I mean, there's not a funding loss threat and there is a perception of funding loss
  • So the official evaluation of the D.C.
  • loss.
  • I have to see language before I can evaluate.
Bills: HB3, HB3
TX

Texas 89th Regular

State Affairs (Part I) Apr 14th, 2025

State Affairs

Transcript Highlights:
  • of consortium, loss of companionship in society, and loss of enjoyment in life. ...the inclusion of
  • disfigurement, physical impairment, loss of consortium, loss of companionship in society, and loss of
  • ...mean somehow objectively verifiable medical evaluation.
  • So there's a methodology that, when taken and encompassed in totality, does account for the totality
  • So there's, there's— Associated with the loss of that limb.
Summary: The Senate Committee on State Affairs heard Senate Bill 3031, which would expand aggravated assault to cover certain road-rage shootings involving a person in or traveling to or from a motor vehicle, when a firearm is discharged and causes injury, property damage, or fear of serious bodily injury. Senator Schwertner laid out the bill for the author, described it as closing a gap in the law, and there was no public testimony; the bill was left pending. The committee then heard Senate Bill 2514, a measure by Chairman Hughes aimed at creating a DPS unit to identify, investigate, and monitor hostile foreign influence operations and to require ethics training for state employees. Supportive invited testimony from Dr. Jacqueline Deal, Ambassador Kelly Curry, and Michael Lucci emphasized threats from the Chinese Communist Party, transnational repression, cyber intrusion, and state-level influence efforts, and argued Texas should take a leading role. Public testimony included opposition from speakers who raised concerns about free speech, privacy, and potential overbreadth. The bill was left pending after testimony closed. Finally, the committee took up Senate Bill 30 as pending business and discussed a committee substitute. Senator Schwertner explained that the substitute would limit admissible medical expense evidence to amounts paid or up to 300% of Medicare, clarify treatment of provider testimony and attorney-referred providers, remove a requirement that plaintiffs use available health insurance to mitigate damages, strike a unanimous-verdict requirement for non-economic damages, and delete a remittitur provision. Senators questioned the impact on sexual assault and child abuse survivors, the use of Medicare as a benchmark, and whether the bill would still allow fair compensation. After discussion, SB 30 was left pending and the committee recessed subject to the call of the chair.
NM

New Mexico 2025 Regular Session

IC - Legislative Finance Oct 15th, 2025

Transcript Highlights:
  • What that total net loss of coverage is going to be, some things to be aware of as we start to lose folks
  • In terms of total acuity of our population, even though we're going to see that loss of enrollment, we
  • I would say that the total losses are going to be about 100 to 120,000 additional New Mexicans overall
  • You mentioned the evaluation. The evaluation, I'm sorry, yes.
  • Totally different.
KY
Transcript Highlights:
  • So we would caveat that as a loss. So CRS higher member payroll, there's an actuarial loss.
  • So we would caveat that as a loss. So CRS higher member payroll, there's an actuarial loss.
  • member payroll there's a actuarial loss. member payroll there's a actuarial loss.
  • So, that’s a loss.”
  • the loss side. the loss side.
Summary: The meeting began with roll call, confirmation of a quorum, and approval of the prior minutes. The main presentation was from KPPA officials Ryan Barrow and Erin Saratt on the annual actuarial valuations for the retirement and insurance systems. They said the systems’ funding status improved overall, with three of five insurance funds fully funded, CERS hazardous dropping from over 100% funded to 90.9% because of premium changes, and KRS receiving $650 million in supplemental funding over the biennium. They also reported strong investment returns above assumed rates, higher payroll and membership counts, and resulting actuarial losses tied to higher salaries and premiums, especially on the insurance side. Members asked several questions about what drove the actuarial losses and whether legislation affected them. KPPA said the CERS insurance loss was driven by premium increases and Senate Bill 10, while the pension-side losses were largely due to higher payroll and benefits for Tier 1 and Tier 2 members. They explained that new Tier 3 employees are designed to add no additional unfunded liability, and that the state administers the systems but does not directly control all hiring. Questions also focused on retiree health premiums, which KPPA said rose about 15% for non-Medicare retirees and 38% for Medicare retirees, with the increase attributed to utilization, prescription costs, and the Inflation Reduction Act. The committee then heard from TRS Deputy Executive Secretary and General Counsel Beau Barnes on the 2025 TRS actuarial valuation. He reported that the Retirement Annuity Trust and Health Insurance Trust both received full funding, the retirement trust’s funded ratio improved to 61%, TRS 4 remains well funded with no liability, and the health insurance trust improved to 89.1%. Barnes said TRS is on track to fully fund legacy liabilities within the amortization period, with 2044 as the point when the system reflects 100% funding and 2046 as the last year needing additional dollars for the legacy liability. He also explained that lower assumed investment returns and updated mortality assumptions increased liabilities, but that TRS uses direct rate smoothing for budgeting purposes. At the end of the meeting, the chair circulated a proposed set of “do’s and don’ts of pensions,” emphasizing that future legislation should not create unfunded liabilities. Barnes also noted he would later discuss several legislative proposals for the 2026 session, but the transcript provided ends before that discussion or any votes on those proposals.
CA

California 2025-2026 Regular Session

Assembly Insurance Committee Jun 17th, 2026

Insurance

Transcript Highlights:
  • I am Audra Blunt, and I am an Eaton Fire total loss survivor, and I am in full support of SB 877.
  • To testify in support of today's bill, I have Damon Blunt from Eaton Fire Total Loss Survivor and Joy
  • Audra Blunt, total loss survivor, Eaton Fire, and still waiting for decisions on our insurance claims
  • Council Member Nick Harnes, Chair of the Altadena Town Council, and total loss survivor, showing strong
  • I totally get it.
Keywords: 988, house, all
TX

Texas 89th Regular

S/C on Property Tax Appraisals Apr 3rd, 2025

S/C on Property Tax Appraisals

Transcript Highlights:
  • The total ARB reductions below the original payee's values were X.
  • A $1.5 million funding loss will force unthinkable decisions.
  • As a percentage of your total budget, it is a devastating impact.
  • So, should districts not evaluate every year and do not pass on those evaluations, are we potentially
  • every week and what the state says each student should generate in total funding.
TX

Texas 89th 2nd C.S.

Public Education Jun 1st, 2026

Public Education

Transcript Highlights:
  • each of those evaluations.
  • I think that the definition is unanticipated loss or, again, Is unanticipated loss or gain, right?
  • That, you know, kind of what James Frank was referring to as, you know, there's good losses and bad losses
  • That's seen as growth loss.
  • So, 27% enrollment loss. Out of 400 of our students. So, 27% enrollment loss.
Keywords: 1184, house, all
CA
Transcript Highlights:
  • We also have photos in the evaluation, so hopefully that would be helpful to tell the stories.
  • Opened some issues that you now feel like you need more time to evaluate?
  • loss.
  • DTSC has awarded 58 assessment and cleanup grants in the first round, totaling $88 million.
  • A total of $130 million is going to 49 cities. There are 22 counties across the state.
Keywords: 988, house, all
CA
Transcript Highlights:
  • I think the evaluation that you were talking about, the joint evaluation of the ECMs, to analyze health
  • That was also, you know, in terms of our total operating cost, we would set the fee to reflect our total
  • total operating cost.
  • nearly $14 billion in total funds annually.
  • The DHCS Chapter Ledge BCP proposal has 24 total positions and approximately $4 million in total funds
Summary: The committee heard a budget oversight hearing on the Department of Health Care Services, focusing first on the overall Medi-Cal budget and a March General Fund loan to cover a current-year shortfall. DHCS said the 2025-26 budget proposal totals $193.4 billion, with Medi-Cal projected at $188.1 billion total funds and $42.1 billion General Fund, driven by higher enrollment, pharmacy costs, managed care growth, and costs tied to eligibility expansions and the COVID-era redetermination unwinding. The department said the $3.44 billion loan was needed to manage cash flow and ensure timely payments to providers and plans, while the LAO noted Medi-Cal’s cash-basis budgeting creates volatility and that more detailed estimates would come with the May Revision. Members discussed federal Medicaid threats, the need for transparency on cost drivers, and the impact of pharmacy spending, long-term care, and immigration-related coverage expansions. The second major topic was family health programs, including California Children’s Services, the continuous coverage unwinding, and opioid settlement fund spending. DHCS described CCS funding methodology changes, ongoing county stakeholder work, and a delayed rollout of CCS monitoring and oversight until July 1, 2025, while county representatives and advocates argued the program is underfunded and asked for more technical assistance and a delay in implementation. On the unwinding, the department explained that federal redetermination flexibilities helped maintain coverage after the pandemic, but the Governor’s budget proposes ending them at the end of June 2025; advocates urged making the flexibilities permanent to avoid coverage losses. For opioid settlement funds, DHCS and Finance said the budget increases funding for naloxone distribution while reducing other harm-reduction spending based on updated settlement revenues, prompting criticism from members and public commenters who argued the change would weaken effective harm-reduction programs. The hearing also included an update on Proposition 35 implementation. DHCS said the voter-approved measure continuously appropriates MCO tax revenues beginning in 2025, with up to $4.6 billion annually available for specified Medi-Cal and provider investments in 2025 and 2026, but implementation depends on consultation with the required stakeholder advisory committee. The department and LAO noted uncertainty about future federal rules affecting the MCO tax after 2026. Public testimony largely supported maintaining Medi-Cal expansions, protecting immigrant coverage, preserving harm-reduction funding, and increasing support for community health workers, pediatric dental care, and CCS county administration. No votes were taken during the portion of the hearing provided.
TX
Transcript Highlights:
  • We have the Texas homeowners losses page, which provides county-level data loss dating back to 2019,
  • But that's on the back of 30%, 40% rate increases over— and that's why the loss ratio, the combined loss
  • There's a 1% chance of a $100,000 loss.
  • Our actual loss, the claims payout. Our actual loss, the claims payout, for 2025 was $8.7 billion.
  • But it was not a big loss in terms of insured property losses because so much of it was flood.
Keywords: 1185, senate, all
NM
Transcript Highlights:
  • Million dollars of losses a year, or maybe as low as $125 million of losses a year.
  • So, in our worst-case scenario, about 60% of the total loss, as you can see in line 15, is borne by the
  • So, the general fund is only experiencing 40% of the total losses.
  • So, that's a large extent of the total losses.
  • Doesn't that come close to offsetting the loss in oil?
HI

Hawaii 2025 Regular Session

CPC-CPN Informational Briefing 01-27-2025

Hawaii Senate Floor Meeting

Transcript Highlights:
  • Lava also represents a 100% total loss, and there are no mitigation efforts that are successful in preventing
  • c><00:08:44.720> no<00:08:44.959> mitigation total loss and there are no mitigation total
  • HPIA's losses totaled over $30 million, and because of the reinsurance program, HPIA only retained $5
  • HPIA's losses totaled over $30 million, and because of the reinsurance program, HPIA only retained $5
  • <00:25:39.919> losses fires hpia only had five total losses fires hpia only had five total
Keywords: 912, senate, all
OK
Transcript Highlights:
  • The PCS totally changes what we had passed in committee.
  • time this bill does not attempt to govern that or change any any of those kinds of relationships or loss
  • This is for evaluation purposes only, not for determining if and when a teacher's given a temporary or
MN

Minnesota 2025-2026 Regular Session

House Commerce Finance and Policy Committee 2/18/26

Commerce Finance and Policy

Transcript Highlights:
  • as you are again evaluating these rates? as you are again evaluating these rates?
  • So we do evaluate that as well.
  • that the department evaluates as well? that the department evaluates as well?
  • total over 5.2 million. total over 5.2 million.
  • loss of licenses. loss of licenses. >> Miss<01:35:29.280> Whitney.
Keywords: 1183, house
MN

Minnesota 2025-2026 Regular Session

House Energy Finance and Policy Committee 3/26/26

Energy Finance and Policy

Transcript Highlights:
  • <00:25:43.080> kilowatt investment to reduce the total kilowatt investment to reduce the total
  • Now my community is faced with the loss Now my community is faced with the loss of<01:37:15.600>
  • Those are the things that we evaluate.
  • Those are the things that we evaluate.
  • The jobs, but also backfill the economic loss.
ND

North Dakota 2026 1st Special Session

Human Services Committee Feb 11th, 2026 at 09:00 am

Human Services

Transcript Highlights:
  • Or a degree of hearing loss where they're considered deaf?
  • That's mild to moderate loss.
  • And our annual loss to follow-up, loss to documentation population generally does hover around 300.
  • Let's see why it was higher in 2022 for the loss to follow up, loss to documentation number of infants
  • Because this is the first program evaluation LC has done, right?
Keywords: 908, all
Summary: The Human Services Committee met in interim session and first approved the previous meeting minutes before receiving a series of presentations on homelessness and housing stability. Jennifer Henderson of the North Dakota Housing Finance Agency updated members on the new Interagency Council on Homelessness, describing its executive-order mandate to review resources, gather input from stakeholders, identify gaps, and develop recommendations. She said the council’s first work is building a statewide program matrix of existing homeless services and funding sources, with attention to youth, tribal communities, and other vulnerable populations. Members raised concerns about youth homelessness, homeless veterans, and how the council will stay focused on a practical framework rather than getting lost in details. The committee also discussed possible connections to the rural health transformation grant and agreed to continue the topic later in the spring. Beth Olson of Presentation Partners in Housing described the organization’s housing-first model in Cass County and Clay County, including homeless prevention/diversion, housing navigation, and Cooper House, a 42-unit permanent supportive housing building in Fargo. She said the organization focuses on people with long-term and chronic homelessness, many with mental health, addiction, health, domestic violence, and Indigenous identity-related barriers, and reported strong outcomes: 85 of 86 people housed in 2025, 91% still housed after one year, and major reductions in emergency room use, ambulance rides, jail stays, detox days, and shelter use. She also explained that state funding has grown from a small share of the budget to about $1.1 million in state-connected funding for fiscal 2026, largely through contracts tied to supportive services. Members asked about vouchers, rent contributions at Cooper House, length of stay, and whether similar projects could be expanded elsewhere. Andrea Olson of the Community Action Partnership of North Dakota outlined statewide homeless and housing-related services delivered through six community action agencies in all 53 counties. She explained the Community Services Block Grant structure, said housing was identified as the top need in the most recent statewide needs assessment, and described programs including Supportive Services for Veteran Families, North Dakota Homeless Grant services, and Home ARP supportive services. She emphasized that the end of North Dakota Rent Help has increased pressure on the system, that the current $2 million annual homeless grant is far smaller than prior rent-help assistance, and that community action is using case management and financial assistance to move households toward self-sufficiency. Members asked about funding formulas, rural service delivery, and coordination with Presentation Partners to avoid duplication. YouthWorks then began a presentation on youth homelessness, describing services for ages 12 to 24, the special needs of youth and former foster youth, and the organization’s use of federal and state funds to support transitional housing, emergency shelter, maternity housing, and diversion services.