Video & Transcript Research : 'home loan'
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AL
Alabama 2025 Regular Session
Alabama House Constitution, Campaigns and Elections Committee Mar 5th, 2025
Constitution, Campaigns and Elections
Keywords:
primary election, election calendar, off-presidential year, May primary, second Tuesday in May, fourth Tuesday in May, runoff primary, special primary, presidential primary, election administration, candidate filing, ballot access, political parties, county election officials, state election law, Alabama elections, elections, voter registration, publishing requirements, cost-saving
KY
Kentucky 2026 Regular Session
Interim Join Committee on Licensing, Occupations, and Administrative Regulations (9-26-24)
Keywords:
KY LRC YouTube, https://www.youtube.com/watch?v=fcrHjsNwpd0, 2026-06-21T07:17:08+00:00, 2.2.24, Data collected via generic collector engine, Meeting Start 00:00:00
Roll Call: 00:00:06
Home Inspection Statute of Limitations 00:02:19
Eastern Kentucky University Fire Safety Engineer Program 00:18:00
Delta 9 Infused Drinks 00:39:47
Employment Application and licensing Process for Convicted Felons 01:15:20, 958, all, 2.2.42, 2.1.47
KY
Kentucky 2026 Regular Session
Kentucky Housing Task Force (6-24-24) - REUPLOAD
Keywords:
KY LRC YouTube, https://www.youtube.com/watch?v=UglDEcAYDJ8, 2026-06-21T07:17:07+00:00, 2.2.24, Data collected via generic collector engine, Reuploaded to restore several minutes that were lost during the meeting
Meeting Start 00:00:00
Attendance Roll Call 00:00:01
Discussion regarding Kentucky Demographics with a focus on housing stock and needs 00:02:41
Discussion of regulations related to home building 0:1:22:56, 958, all, 2.2.42, 2.1.47
AL
Alabama 2026 Regular Session
Alabama Senate Education Policy Committee Feb 25th, 2026
Education Policy
Transcript Highlights:
- They need to be take that computer home practice or whatever they do individually.
- They need to be take that computer<00:06:07.680><c> home</c><00:06:08.240><c> practice</c><00:06:08.960
- ><c> or</c><00:06:09.199><c> whatever</c><00:06:09.520><c> they</c> computer home practice or whatever
- they computer home practice or whatever they do<00:06:10.400><c> individually.
- That they give these kids computers, whether they let them take them home or whether they can only use
Keywords:
military installations, tall structures, local government, construction approval, wind energy facilities, archives, history, board of trustees, vacancies, government control, computer science, education reform, digital literacy, high school graduation, teacher training, education, public schools, constitution amendment, national anthem, weekly broadcast
AZ
Arizona 2026 Regular Session
02/19/2026 - House Rural Economic Development
Rural Economic Development
Transcript Highlights:
- Whereas Lucid Motors selected Arizona as the home of...”
- I bought my first home when I was 22. I paid $36,000 for a 1,500-square-foot home.
- In 2024, the average cost to build a home, just a simple home, a 1,000-square-foot home, the average
- They're living in these homes because they have no place to live. They can't afford homes.
- So we're in development, when towns allow developers to actually build homes, homes are becoming smaller
Keywords:
SNAP, nutrition assistance, fast food, vitamins, waiver, food policy, municipal planning, homeowner association, building permits, single-family home, property rights, design standards, development fees, municipalities, infrastructure, public services, annual reporting, property development, tourism improvement area, TIA
HI
Hawaii 2026 Regular Session
AGR Public Hearing - Wed Feb 4, 2026 @ 9:00 AM HST
Agriculture & Food Systems
Transcript Highlights:
- People would not bring these plants home and plant them.
- 00:30:00.320><c> bring</c><00:30:00.480><c> these</c><00:30:00.640><c> plants</c><00:30:00.880><c> home
- </c> People would not bring these plants home People would not bring these plants home and<00:30:01.279
- </c> weight list and trying to provide home weight list and trying to provide home ownership<00:45:18.640
- And they're going, you know, they're going to be fearful when they come back home and all of a sudden
Keywords:
agriculture, sugarcane, permitting process, land use, conservation district, diversified agriculture, economic impact, invasive species, plant sales, weed risk assessment, consumer protection, environmental impact, workforce development, biosecurity, training program, partnerships, tax credit, Hawaiian home lands, investment costs, nonrefundable
Summary:
The committee heard opening remarks and then took testimony on several agriculture-related bills. HB 2425 would exempt agricultural enterprises on former commercial sugarcane lands in conservation use districts from certain permitting and site plan requirements. The Department of Agriculture supported the measure and stood on written comments. The Hawaii Farm Bureau supported the intent but said the bill appeared to cite the wrong statute and suggested amending the conservation district law instead. Other testimony was generally supportive, while some witnesses raised concerns about using the right statutory vehicle. Committee members questioned whether the bill should be redirected through a different chapter.
The committee then heard HB 596, which would require retail sellers of plants to disclose invasiveness risk, direct the Invasive Species Council to create a labeling system and weed risk assessments, and establish fines. The Department of Land and Natural Resources strongly supported the bill, saying point-of-sale labels would help consumers make informed choices. Supporters from the Coordinating Group on Alien Pest Species said the state’s noxious weed and restricted plant lists are outdated or incomplete and that the bill would help prevent harmful species from being purchased and planted. Opponents, including the Hawaii Farm Bureau and Hawaii Food Policy Foundation, argued the measure was too broad, could stigmatize plants and producers, and might be better implemented through voluntary education or narrower definitions. Committee discussion focused on possible amendments, including using printable labels from a website and limiting the bill to larger commercial retailers.
HB 2573 would create a five-year agriculture and biosecurity workforce development pilot program involving the Department of Agriculture and Biosecurity, Leeward Community College, and the Department of Human Resources Development. DHRD said it supported the intent but wanted clearer responsibilities; the University of Hawaiʻi, the Department of Agriculture and Biosecurity, the Hawaii Farm Bureau, the Hawaii Food Policy Foundation, and others supported the proposal. DAB said the program would help build needed biosecurity staffing and training, and that law-enforcement-related curriculum could be incorporated. Finally, the committee began hearing HB 207, which would expand the important agricultural land qualified agricultural tax credit to include certain Hawaiian homelands and additional agricultural costs such as orchards, fruit crops, and clearing former sugar and pineapple lands. The Department of Taxation and DAB stood on written comments, while the Department of Hawaiian Homelands strongly supported the bill, calling it a potential game-changer for developing agricultural lands and offsetting infrastructure costs; the department also asked that the credit be broadened beyond agriculture alone.
HI
Hawaii 2026 Regular Session
ECD Public Hearing - Fri Feb 13, 2026 @ 8:30 AM HST
Economic Development & Technology
Transcript Highlights:
- If we act now, we protect the heritage, the agriculture, and the economic upside here at home.
- economic<01:18:32.800><c> upside</c><01:18:33.679><c> here</c><01:18:33.920><c> at</c><01:18:34.159><c> home
- </c><01:18:34.560><c> If</c><01:18:34.719><c> we</c> economic upside here at home.
- If we economic upside here at home.
Bills:
HB1813, HB2429, HB2423, HB1996, HB1851, HB2546, HB2028, HB2583, HB2490, HB2545, HB2114, HB1859, HB2534, HB2474, HB1863, HB2475
Keywords:
taxation, general excise tax, use tax, exemptions, Hawaii Revised Statutes, tax expenditure, tax expenditure evaluation, tax credit review, tax incentive, tax exemption, use tax exemption, income tax credit, DBEDT, Department of Business Economic Development and Tourism, Department of Taxation, fiscal oversight, budget accountability, tax policy, revenue loss, public spending
Summary:
The committee opened with HB 1813 on taxation and HB 2429 on tax expenditure evaluation, taking mostly written testimony and limited oral discussion. On HB 2429, the Tax Foundation and Department of Taxation raised privacy and federal-law concerns, warning that the bill could require taxpayers to file duplicative returns and could risk disclosure of federal tax information if released publicly. Members and witnesses discussed using anonymized or summary reporting instead of individual public release, with the department saying summarized data would be preferable and that the state can ask for the information as a policy matter, but individual public release could create problems.
The committee then heard HB 2423 HD1 on biodiesel, where Pacific Biodiesel said it can supply all biodiesel needed for B5 in Hawaii without imports and asked to move the implementation date earlier to November 2027 to allow rollout planning. HB 1996 HB1 on hearing aids drew broad support; a disability access representative said earlier insurance-based efforts had run into administrative problems and that this bill would immediately lower costs for consumers. HB 1851 HD1, also related to hearing aids, received support from the Department of Labor and Industrial Relations, while the Tax Foundation argued the program would be better funded directly rather than through the tax system, citing overhead costs and blank provisions that should be filled in before passage.
On HB 2546, the research activities tax credit, HCDC said the credit supports long-term R&D and should be converted from a first-come, first-served system to proration so more applicants receive some benefit; the agency described the credit as helping companies move from idea to commercialization and noted the state is leaving potential jobs and federal dollars on the table. HB 2028 HD1, relating to Labor Day for construction workers, drew support from labor representatives who said it recognizes construction workers and helps offset cost-of-living pressures, while the Tax Foundation opposed it as an industry-specific subsidy and flagged technical issues with undefined terms and blank credit amounts.
The committee also heard HB 2583, HB 2490, HB 2545, HB 2114, and HB 1859 HD1. HB 2490, concerning coastal erosion at Mokuhiki Bay, received strong support from a temple representative who described severe shoreline loss, years of temporary emergency work, and the need for a long-term, nature-based solution in coordination with state agencies. HB 2545, involving HCDC and SBIR commercialization, was supported as a way to turn R&D into economic development; HCDC said it had more applications than it could fund and that the bill could help create high-wage jobs. HB 2114, the Hawaii Benefits Hub, received comments from ETS and DHS emphasizing support for the concept but cautioning that operational, policy, cybersecurity, and data-sharing standards must be carefully aligned. HB 1859 HD1 on workforce development drew strong support from workforce and philanthropic groups, who said Hawaii faces a long-term gap between projected living-wage jobs and the number of young people entering the workforce, and argued the bill would create durable infrastructure for coordination and long-term planning. No formal votes or final actions were taken in the portion of the hearing provided.
WA
Transcript Highlights:
- that would otherwise be in the position of buying a home.
- We're not just building homes here. We're building homeowners.
- homes that are being sold.
- I am the CEO of the National Rental Home Council.
- It basically separates the fee that's paid to these home health agencies.
Keywords:
veterans, military spouses, service members, uniformed services, National Guard, reservists, active duty, qualifying discharge, veterans preference, hiring preference, public employment, state benefits, license renewal, professional licensing, retirement service credit, pension, public retirement system, Washington RCW, military leave, reemployment rights
HI
Keywords:
HB2271, Hawaii budget, emergency appropriation, public employment cost items, collective bargaining, labor grievances, temporary hazard pay, state employees, bargaining unit 1, bargaining unit 10, BU-1, BU-10, Department of Education, University of Hawaii, general fund, revolving funds, interdepartmental transfers, settlement agreement, arbitration award, court order
WA
Transcript Highlights:
- water on the east side, and really trying to make sure that we had something that we could all take home
- That project is shovel-ready and will be delivering 22 family-sized permanently affordable homes.
- Were those homes that you mentioned, those are going to be homes that people own, is that correct?
- Bring it home, Mike. Mike, you need to unmute. Yeah, there you go. Yes, I did. Okay.
- That number equates to enough water to supply over 21 homes in the area for an entire year.
Keywords:
capital budget, funding, infrastructure, state projects, budget allocation, HB 2353, predesign thresholds, capital construction, major capital projects, Office of Financial Management, OFM, Washington state, state agencies, infrastructure planning, construction costs, inflation adjustment, capital facilities, project review, allotments, lease approval
NM
New Mexico 2026 Regular Session
Senate - Health and Public Affairs Feb 6th, 2026 at 05:13 pm
Senate Health & Public Affairs
Transcript Highlights:
- , virtually everyone would get covered, would get their loan covered, even if they had a maximum loan
- Maximum loan. Maybe a few would be outstanding.
- But after residency, the loans need to be repaid.
- So this loan repayment, saying, So this loan repayment, saying current.
- It does have to be a guaranteed student loan.
Keywords:
prior authorization, pharmacy benefits manager, PBM, health insurer, prescription drugs, step therapy, formulary, auto-adjudication, electronic portal, appeals, medical necessity, serious mental illness, mental health, schizophrenia, bipolar disorder, major depression, substance use disorder, addiction treatment, cancer, autoimmune disorder
MN
Minnesota 2025-2026 Regular Session
House Agriculture Finance and Policy Committee 3/3/25
Agriculture Finance and Policy
Transcript Highlights:
- loans that we do.
- loan</c> 10-year loan 10-year loan maximum<00:15:36.279><c> uh</c><00:15:36.959><c> we</c><00:15:37.279
- The RFA's loan programs, including the beginning farmer loan program and restructuring loan program,
- The RFA's loan programs, including the beginning farmer loan program and restructuring loan program,
- The RFA's loan programs, including the beginning farmer loan program and restructuring loan program,
Keywords:
HF770, Rural Finance Authority, RFA, capital investment, state bonds, general obligation bonds, bonding bill, agricultural loans, farm loans, beginning farmer, new farmer, seller-sponsored loans, loan restructuring, agricultural improvement loans, livestock expansion, modernization loans, rural development, Minnesota agriculture, farm credit, chapter 41B
MA
Massachusetts 2025-2026 Regular Session
Joint Committee on Municipalities and Regional Government Jun 23rd, 2026
Joint Committee on Municipalities and Regional Government
Transcript Highlights:
- And that's how I'm here on a home rule, which I 100% support, and I'm pleased and impressed with the
- So the home rule petition would allow the city of Newton to issue pension obligation bonds and notes
- A similar home rule has been considered and adopted in recent years by the General Court.
- A similar home rule has been considered and adopted in recent years by the general court.
- Why the home rule petition on the lieutenant's position? I've never...
Keywords:
North Attleborough, town charter, home rule charter, municipal government, local option, charter amendment, Parks and Recreation Commission, Park Commission, write-in candidate, sticker candidate, ballot access, town election, bylaw, ordinance, board membership, local approval, Tisbury, Martha's Vineyard, planning board, associate members
Summary:
The Joint Committee on Municipalities and Regional Government held a hybrid hearing on several local bills and home rule petitions. The first major item was Senate Bill 3092, authorizing the city of Newton to issue pension obligation bonds or notes. Senator Cindy Cream and Mayor Mark Laredo’s chief of staff, Dana Hansen, testified in support, saying the measure would help Newton manage its unfunded pension liability, preserve its AAA bond rating, and create about $10 million in budget flexibility over five years. Senator John Keenan supported the bill but cautioned that pension obligation bonds depend heavily on market timing and assumptions about future funding and hiring.
The committee then heard testimony on a Boylston bill, Senate Bill 3088, allowing the town to contract for a newly created police lieutenant position. Boylston officials said the town’s growth and public safety needs justify a second-in-command role with supervisory, internal affairs, and emergency command duties, and that a contract is needed because of the position’s management-level responsibilities. Representative Wells asked why a lieutenant position required a home rule petition, and the chief explained that town counsel advised the arrangement functioned more like an employment contract than a standard personnel-plan position.
Next, the committee took up House Bill 5426 for North Attleboro, a charter amendment package. Town Manager Mike Borg said the bill makes limited local changes: correcting charter language, expanding the Board of Health from three to five members, and requiring write-in candidates to meet a minimum vote threshold comparable to ballot candidates. The committee then heard Senate Bill 3087 for Walpole, which would create a water and sewer advisory board and change the governance structure for the town’s water and sewer system. Town officials supported the bill as a way to improve planning and accountability, but several elected water and sewer commissioners and a town meeting member opposed it, arguing it would abolish an elected board, reduce voter representation, and concentrate power in appointed officials. After testimony concluded, the committee adjourned without taking a vote in the hearing.
MA
Massachusetts 2025-2026 Regular Session
Joint Committee on Municipalities and Regional Government Jun 23rd, 2026
Joint Committee on Municipalities and Regional Government
Transcript Highlights:
- And that's how I'm here on a home rule, which I 100% support, and I'm pleased and impressed with the
- So the home rule petition would allow the city of Newton to issue pension obligation bonds and notes
- A similar home rule has been considered and adopted in recent years by the General Court.
- A similar home rule has been considered and adopted in recent years by the general court.
- Why the home rule petition on the lieutenant's position? I've never...
Keywords:
North Attleborough, town charter, home rule charter, municipal government, local option, charter amendment, Parks and Recreation Commission, Park Commission, write-in candidate, sticker candidate, ballot access, town election, bylaw, ordinance, board membership, local approval, Tisbury, Martha's Vineyard, planning board, associate members
OK
Oklahoma 2026 Regular Session
Appropriations and Budget REVISED: SB1403 - ADDED TO AGENDA Apr 14th, 2026 at 04:30 pm
Appropriations and Budget
Transcript Highlights:
- our Oklahomans to have this really unique situation that happens to get the funding, to get... ...homes
- house while we figure out who's liable, and then they can still go after the insurance company or the home
Keywords:
SB1319, Corporation Commission, Oklahoma, remediation, environmental emergency, brine contamination, oil contamination, oilfield pollution, residential property, home buyout, property acquisition, fair market value, revolving fund, remediation fund, state plugging funds, well plugging, abandoned well, natural breakout, Department of Environmental Quality, DEQ
OK
Oklahoma 2026 Regular Session
Appropriations and Budget REVISED: SB1403 - ADDED TO AGENDA Apr 14th, 2026
Appropriations and Budget
Transcript Highlights:
- Homes that have this really unique situation that happens to get the funding to get out of their house
- while we figure out who's liable, and then they can still go after the insurance company or the home
Keywords:
SB1319, Corporation Commission, Oklahoma, remediation, environmental emergency, brine contamination, oil contamination, oilfield pollution, residential property, home buyout, property acquisition, fair market value, revolving fund, remediation fund, state plugging funds, well plugging, abandoned well, natural breakout, Department of Environmental Quality, DEQ
Summary:
The committee first took up Senate Bill 1319, which would create a Corporation Commission process to help residential homeowners whose homes are contaminated by brine, oil, or other substances tied to the Commission’s jurisdiction. Members discussed a subcommittee amendment that removed an appropriation because the bill had already been funded elsewhere, and several questions focused on whether the measure was a state-funded bridge for rare cases where no liable party is immediately identifiable. The bill was advanced on a 23-3 vote.
The committee then approved several other measures with little or no debate: SB 1369 to create a protected revolving fund for the 988 mental health lifeline; SB 1378 to create an Olympic Fund for Oklahoma City’s 2028 Olympic preparations; SB 1379 to establish a two-year grant pilot for victims of labor and sex trafficking; SB 1309 to increase the Rhodes Fund reserve for debt service; SB 1330 to change compensation for the pardon and parole board director and members to an attendance-based structure; SB 1546 to allow private donations for the Inspired to Teach program and rename it Next Ed; and SB 1403 to update the Quality Jobs Program, including adding certain transportation-related industries and tightening eligibility if a credit is unused for three years. These bills all received due-pass recommendations, with votes ranging from unanimous to 23-2.
The committee also considered SB 1481, which adds 20 minutes of daily recess, and members noted that similar bills were moving through the process and that the bill did not clearly address whether the added recess counts as instructional time. It passed 25-0. Finally, SB 1122, a broadband tax-policy cleanup bill, drew questions about its fiscal impact on local governments and counties; the presenter said municipalities would not be affected because they do not levy ad valorem taxes, though the measure could reduce revenue for other taxing entities by about $20 million statewide. That bill passed 23-1. The meeting ended with announcements about upcoming appropriations meetings and adjournment.
AL
Alabama 2026 Regular Session
Alabama Senate Finance and Taxation General Fund Committee Feb 25th, 2026
Finance and Taxation General Fund
Keywords:
county housing authority, public housing, housing authority, affordable housing, low-income housing, mixed-use development, community facilities, subsidiary, affiliate, public corporation, municipal tax exemption, deed tax, mortgage tax, probate fee, bond financing, housing project, urban redevelopment, rural housing, public-private partnership, eminent domain
OK
Oklahoma 2026 Regular Session
Appropriations and Budget 3rd Revision: SB2060 laid over 4/6, added to today's agenda Apr 7th, 2026 at 04:30 pm
Appropriations and Budget
Transcript Highlights:
- trying to save Oklahomans $153 per day per resident, allowing them to not have to go into nursing homes
- I think in a lot of our communities across the state, there is a need for new development and homes being
- primarily residential homes.
Keywords:
research funding, development rebate, Oklahoma Department of Commerce, tax incentives, higher education partnerships, property tax, valuation increase, taxpayer rights, homestead, protest process, reading instruction, literacy, educational equity, intervention services, third grade retention, Strong Readers Act, Medicaid, ADvantage Waiver, home-based services, eligibility criteria
LA
Transcript Highlights:
- to help build their home libraries.
- We're really focused on home with this effort.
- And so what we are trying to do is to bring the book to the home so that they, so in that time at home
- And so what we are trying to do is to bring the book to the home so that they, so in that time at home
- We're certainly in favor of expanding access for in-home learning and at-home libraries.
Keywords:
mandatory reporting, school employees, child protection, training requirements, Department of Children and Family Services, education, reading program, student eligibility, literacy, school performance, R.E.A.D. program, book distribution, École Pointe-au-Chien, French immersion, public school, Terrebonne Parish, grade levels, independent school, virtual school, extracurricular activities
MN
Minnesota 2025-2026 Regular Session
House Housing Finance and Policy Committee 3/18/26
Housing Finance and Policy
Transcript Highlights:
- </c> don't just live in single family homes don't just live in single family homes um,<00:21:59.520><
- Many leaving these scattered-site homes go on to buy a home of their own.
- Many leaving these scattered-site homes go on to buy a home of their own.
- Many leaving these scattered-site homes go on to buy a home of their own.
- So, um, I just alone buying a home.
Keywords:
housing aid, local housing trust, funding projects, income provisions, technical changes, landlord regulations, tenant rights, minor children, lease agreements, eviction, privacy protection, housing, lease termination, medical care, death, infirmity, landlord obligations, St. Paul, public housing, Minnesota Housing Finance Agency