Transcript Highlights:

• There's no sense in making that a $40,000 claim. There's no sense in making that a $40,000 claim.
• You're going to be making a claim for no reason.
• If you make a claim, insurance company should.
• I talk to a lot of people whenever our claims filed over a roof claim; they have no idea if they're supposed
• After storms, they are not chasing roof claims. They're chasing insurance claims.

Bills: HB267, HB478, HB617, HB659, HB800, HB922, HB924, HB947, HB1166, HB1223

Keywords: home inspectors, board membership, licensing, term limits, Louisiana State Board, utility, reimbursement, overcharges, consumer protection, economic relief, hidden fees, junk fees, drip pricing, price transparency, mandatory fees, surcharges, unfair trade practices, advertising disclosures, total price, service fees

Transcript Highlights:

• Of justice that covers our society.
• So who should cover that cash flow?
• Once it becomes a covered wildfire, they pay the first billion dollars out of their own claim-paying
• Insurers bring claims against utilities on behalf of their policyholders to recover the insurance claim
• The utility and electricity ratepayers cover part of these fees, but survivors cover the rest.

Summary: The Assembly Committee on Utilities and Energy held a hearing on the California Earthquake Authority’s SB 254 report and broader options for reforming California’s utility wildfire recovery system. The chair framed the discussion around the Palisades and Eaton fires, the scale of wildfire-related costs on utility bills, and the need to weigh trade-offs among survivors, ratepayers, utilities, insurers, and taxpayers. The first panel featured wildfire survivors William Abrams and Joy Chen, who described long delays in compensation, housing insecurity, and what they viewed as a system that protects utility shareholders more than victims. They urged greater transparency, clearer accountability for utility spending and safety performance, faster and fuller compensation for survivors, and reforms such as independent audits and better alignment of utility incentives with wildfire prevention and restitution. The second panel began with Tom Welsh of the California Earthquake Authority, who explained that the SB 254 report was intended as a broad inventory of policy pathways rather than recommendations. He described the report’s process, including stakeholder submissions, workstreams, and a convergence process, and outlined the current wildfire fund structure: utilities remain liable, the fund reimburses eligible claims after a covered wildfire, and the CPUC later determines prudency and possible reimbursement back to the fund. RAND’s Lloyd Dixon summarized compensation data, saying utilities paid about $38 billion between 2017 and 2024, with major shares going to injured parties, insurers, and public entities, while litigation costs and survivors’ own losses remain substantial. He noted that legal fees and delays reduce the amount survivors ultimately receive. Utility and public-interest witnesses offered differing views on the report’s pathways. PG&E’s Tyson Smith said the report shows inaction is the worst outcome and argued for community wildfire risk reduction, equitable allocation of catastrophe costs, and state-led resilience tools. LADWP’s Fernando Valero emphasized the vulnerability of municipal utilities and cities, and supported inverse condemnation reform, a state-sponsored liability insurance framework, damages and subrogation limits, and stronger insurance access. Consumer Attorneys of California’s John Fisk argued that IOU-caused fires are not natural disasters but the result of negligence and sometimes criminal conduct, and opposed reducing utility liability while supporting stronger oversight and audits. The Public Advocates Office’s Nathaniel Skinner focused on affordability, saying ratepayers already bear large and growing wildfire costs and warning against shifting more costs onto bills without measurable risk reduction and tighter accountability. Committee members then began questioning witnesses about what counts as measurable mitigation, how to define full and fair compensation, and how any fast-pay process should work.

Transcript Highlights:

• They simply allow courts to evaluate claims based on the They simply allow courts to evaluate claims
• claims.
• claims to be retroactive.
• There's no insurance policy that covers a claim for intentional child sexual abuse.
• “And most of these claims are occurrence-based claims, right?

Summary: The Judiciary Committee met in executive session and approved House Committee Substitute for House Bill 2765, which was amended to revise hemp beverage retailer delivery language, adjust retailer fees and renewals, require product registration, and remove residency requirements. The substitute was adopted and the bill was reported do pass by a 10-0 vote. The committee also voted House Bill 2848, relating to mass intimidation offenses, do pass by a 9-0 vote. In public hearing, the committee took testimony on House Joint Resolution 130, which would ask Missouri voters to authorize retrospective civil laws for child sexual abuse claims. The sponsor and survivor advocates argued the measure is needed to allow revival windows and address delayed disclosure, while opponents from the insurance, tort reform, and business communities warned it could expose third parties such as schools, churches, nonprofits, and employers to broad, open-ended liability and higher insurance costs. No vote was taken on the resolution. The committee also heard House Bill 2254, which would speed capital post-conviction review by requiring earlier appointment of counsel and aligning Missouri procedures with federal standards. Supporters, including victims’ family members and the Attorney General’s office, said it would reduce years of delay and bring closure, while opponents raised concerns about wrongful convictions, conflicts from simultaneous representation, and increased public defender workload. Finally, House Bill 2206 on catalytic converter theft was heard; the sponsor and law enforcement supported stronger recordkeeping and licensing rules, while scrap/recycling and press representatives objected to added paperwork and a separate provision affecting public notice for self-storage sales. The hearing on HB 2206 was interrupted by the floor schedule and not completed in the transcript.

Transcript Highlights:

• managers to reach an average claims caseload of 141 claims per claims manager.
• managers to reach an average claims caseload of a hundred one hundred and forty one claims per claims
• In 2015, J-LARC found that claim managers should be able to handle about 141 claims each, but at the
• And that highlights kind of how unmanageable a 200-plus claim load truly is for our claim managers.
• So 5% will cover, I think, 95% of the situations.

Bills: SB5944

Keywords: language access, collective bargaining, labor relations, employment rights, worker protections, 904, all

Transcript Highlights:

• And, you know, there may be an insurance claim ultimately filed by the homeowner.
• </c><00:32:03.200><c> and</c> hole and and I want to file a claim and hole and and I want to file a claim
• </c> claim ultimately filed by the homeowner. claim ultimately filed by the homeowner.
• And maybe is that where there has been, like, denials of home claims?
• And maybe is that where there has been, like, denials of home claims?

Bills: HB300, HB40, SB19, HB283, HB179, HB296, HB300, HB40, SB19, HB283, HB179, HB296

Keywords: HB300, Choctaw County, probate court, probate judge, recording fee, filing fee, deed tax, mortgage tax, deeds, mortgages, property records, recordation, county local act, local legislation, technology upgrades, digitalization of records, recordkeeping, county treasury, special fund, court administration

Transcript Highlights:

• So care over claims is what you're saying.
• So care over claims is what you're saying.
• </c> have a health care system that covers have a health care system that covers everyone<00:10:11.680
• </c> Care Act tried to cover more people. Care Act tried to cover more people.
• And in that sure we cover everything.

Keywords: 918, senate, all

Summary: The segment focused first on Senator John Marty’s bill, SF 3612, which would remove private insurers and HMOs from Minnesota’s state health care programs and replace them with a statewide administrative services model. Marty argued that managed care has created churn, coverage disruptions, and administrative waste in Medicaid and MinnesotaCare, and said the state should instead pay providers directly while investing more in care coordination, case management, and wraparound services through primary care clinics and county-based purchasers. He said the goal is better care, not just savings, though he also cited potential taxpayer savings and pointed to Connecticut as a model. He acknowledged the bill is not expected to become law this year and said a fiscal note and more details are still pending. Marty said the proposal has support from the governor and groups such as the American Cancer Society, but that his current co-authors are all DFL members. He expressed hope for bipartisan support and said the simpler system would also improve fraud detection and transparency. He addressed concerns about insurance-industry jobs by saying workers should be treated fairly and that retraining and dislocated-worker assistance would be part of the transition. He also said the broader goal is universal coverage for all medical needs, including mental health and dental care, without co-pays or deductibles. The second half highlighted Senator Jeff Howe and Minnesota’s Hometown Heroes Assistance Program for firefighters. Howe described the program as a statewide effort for roughly 20,000 career, paid-on-call, and volunteer firefighters that provides up to $20,000 in assistance for occupational illnesses such as cancer and heart disease, along with training, counseling, and family support. He said the program helps firefighters process trauma and has been recognized as the nation’s most comprehensive firefighter well-being initiative. Howe said the most recent version of the bill received unanimous bipartisan support in both chambers, and he suggested future expansions could include retired firefighters and possibly peace officers. The segment also noted a separate therapy approach using retired racehorses to help first responders work through trauma, with participants saying it has helped them stay on the job and manage anxiety and PTSD.

Transcript Highlights:

• You do not have a claim, so you either have it covered through your insurance or you pay it out of pocket
• If the Supreme Court held that medical monitoring is not a valid claim, there would be no valid claim
• The first sentence of the bill is the House Research attempt to take away the claim, the common law claim
• and create a claim under Missouri State.
• By which one could abrogate the claim and create a claim under Missouri state law, the legislature's

Summary: The committee first met in executive session on House Joint Resolution 173 and 174, which would put a tax-reform proposal before voters. Members debated a failed amendment to change the ballot language, with supporters saying it would more honestly describe the measure as a tax replacement that could expand sales taxes, and opponents saying it would be misleading and overly restrictive. The committee then adopted a House committee substitute that clarified the proposal, including a phased reduction in the individual income tax tied to revenue growth, and voted the substitute do pass by a 7-3 roll call. The committee next took up House Bills 321 and 2531 under a new committee substitute. The substitute made a series of technical and policy changes involving redevelopment, tax increment financing, public safety funding, Missouri Opportunity Zones, baseline revenue calculations, and local property tax diversion, including reducing one diversion requirement from 50% to 25%. Members and the sponsor described the changes as clarifying agency roles and addressing constitutional and administrative concerns. The committee adopted the substitute and then voted the combined bill do pass by a 9-0-1 vote. In public hearing, House Bill 3230 by Rep. Hardwick would bar cities and counties from outright banning modular or qualified manufactured homes in areas where single-family homes are allowed, while still allowing reasonable safety, zoning, and compatibility standards. The sponsor and supporters from the Missouri Manufactured Housing Association argued the bill would expand affordable housing and prevent discriminatory local restrictions; the Missouri Municipal League said it supported the goal but wanted more work on language to preserve local flexibility. The committee also heard House Bill 2888 by Rep. Deal, which would limit standalone medical-monitoring claims without present physical injury. The sponsor and a civil justice coalition supporter said the bill would align Missouri law with court precedent and require an actual injury, while opponents and affected residents argued it would block needed monitoring for exposure to PFAS and other contaminants and could leave exposed communities without a remedy.

Transcript Highlights:

• Don't tell me what's not covered. Tell me what's covered.
• Don't tell me what's not covered. Tell me what's covered. Well, that's what I'm saying.
• dismiss the claims.
• dismiss the claim.
• What would be the venue in claims?

Keywords: 974, senate, all

Transcript Highlights:

• Auto claims represent a very small percentage of auto claims.
• Auto claims represent a very small percentage of auto claims.
• Is that one claim?
• Rental-related claims account for less than 0.5% of all auto claims, and other states claims account
• Claims involving rental cars make up less than half a percent of all auto claims, and the experience

Keywords: 995, all

Summary: The Joint Committee on Financial Services held a public hearing on a wide range of auto insurance and vehicle-related bills. Testimony focused heavily on autonomous vehicle regulation, auto insurance rating by ZIP code, rental car liability coverage, and surcharge thresholds for minor accidents. Representative Polito supported a bill to regulate autonomous vehicle testing and deployment, arguing for school-zone restrictions, slower speeds, a remote kill switch, and minimum insurance requirements to protect the public. Representative Mendez and Senator Payano testified for legislation to reduce racial and socioeconomic inequities in auto insurance pricing by limiting the weight insurers may place on territorial loss costs, while the Mass Insurance Federation and Consumer Federation of America offered opposing and supporting views, respectively, on the fairness and actuarial impact of geographic rating. The committee also heard support for a bill to remove inspection-sticker violations from license-point calculations, and for a bill to raise the damage threshold for insurance surcharges and minor/major accident classifications. A substantial portion of the hearing addressed House Bill 1301 on rental car liability. Enterprise Mobility, the American Car Rental Association, and a small Massachusetts rental company supported the bill, saying personal auto insurers should be primary when their insureds drive rental cars, that Massachusetts is an outlier compared with most other states, and that the change would reduce costs and simplify claims handling. The Mass Insurance Federation opposed the bill, arguing that current Massachusetts law already clearly makes the vehicle owner’s policy primary and that shifting liability would raise costs for private-passenger policyholders. Committee members asked detailed questions about how rental coverage works, whether premiums or rental rates would change, and how other states handle the issue. The committee also heard testimony on a bill to adjust surcharge rules for at-fault accidents, with sponsors arguing that repair costs and vehicle values have risen sharply and that the current thresholds are outdated. Members discussed how the point system affects drivers, whether the proposal should apply cumulatively or per incident, and how Carfax and out-of-pocket repairs factor into consumer costs. At the end of the hearing, the chair noted written testimony could still be submitted and, during a brief personal privilege, recorded support for two underinsurance bills, H. 1109 and S. 748. The committee then moved and seconded a motion to adjourn, and the hearing ended without any votes on the bills themselves.

Transcript Highlights:

• The overall, only 14% of claims across LEAs have been denied.
• Most of the claims, like 70% of claims that are denied, are for a correctable reason.
• But across all claims, only 14% of unique claims have been denied.
• It's not a problem of claims being submitted and not paid.
• About 9% of all of the claims are for children ages 0 to 5, so we do know... ...all of the claims are

Keywords: 988, house, all

Transcript Highlights:

• High-cost claims have surged over the past years, and if these high-cost claims become too high, an insurer
• A denied claim is pure margin.
• We only cover right now. We don't cover compounding.
• That's another FDA indication that we cover for, and we also cover for MASH, which is non-alcoholic fatty
• Others don't cover actives.

Keywords: 1184, house, all

Transcript Highlights:

• All claim processing was done manually. Right now, 18% of the claims are done automatically.
• I will actually let Emily cover this. All right. Thank you.
• When an applicant files a claim, an award amount is not guaranteed.
• 30,000 claims still under assessment by the department.
• Senator DeRazzo, for not only your good questions, but covering for me there.

Summary: The subcommittee heard a series of budget and trailer bill presentations focused on labor and public employment programs. The first item covered EDD Next modernization, where EDD described progress on customer service improvements, fraud prevention, language access, and the Integrated Claims Management System. The LAO urged stronger legislative oversight as the project enters its most difficult phase, and members questioned the revised schedule, total cost, change orders, stress testing, SB 1090 implementation, and how race and ethnicity data will be protected. EDD said the overall project cost remains about $1.2 billion, that the work is being phased with disability insurance and paid family leave first, and that fraud has been greatly reduced since pandemic-era programs ended. Members also asked for follow-up information on SB 590 outreach and equity impacts. The committee then reviewed the California Workforce Development Board’s request to reduce staffing as one-time grant workloads wind down, along with trailer bill language to streamline reporting requirements. The board and Department of Finance said the staffing reductions reflect the end of surge funding and that the proposal would consolidate roughly 10 to 12 reports into one annual report, with additional reporting only if new funds are appropriated for certain programs. Senator Durazo questioned the policy direction of reducing workforce staffing, while the administration said the positions were tied to temporary grant programs and that current staffing is sufficient for ongoing duties. Members also asked about the board’s role in AI-related workforce planning and the rationale for using state funds for the High Road Construction Careers Program. A major portion of the hearing focused on the Subsequent Injury Benefits Trust Fund reforms and related staffing request at DIR. The administration and LAO described rapid growth in applications, backlog, and liabilities, saying the program’s eligibility has expanded beyond its original intent and that liabilities could reach about $30 billion by 2030 without reform. The trailer bill would tighten eligibility, apply the changes to open cases, and use the QME process and contemporaneous evidence to document preexisting disabilities. Members raised concerns about fairness to pending claimants, evaluator capacity, and the relationship to other SIBTF legislation, while the LAO said the proposal largely aligns with its prior recommendations. DIR also presented a request to eliminate vacant positions under a statewide vacancy sweep, which drew criticism from members who argued the cuts could weaken enforcement and backlog reduction efforts; the committee asked DIR to return with more detail on impacts and on its use of temporary-help authority. The final items addressed a request for additional Cal/OSHA investigative staff and a trailer bill to make permanent the revised Workers’ Compensation Appeals Board petition timeline. DIR said the BOI staffing would help investigate fatalities and serious injuries more quickly, while members emphasized the importance of family contact and timely investigations. For the WCAB item, the chair explained that the 2024 change to Labor Code section 5909, which starts the 60-day decision clock when a case is transmitted rather than when a petition is filed, has reduced pending cases and should be made permanent; the remaining backlog was reported at 460 cases, down from 637 before the change.

Transcript Highlights:

• those costs because we don't have to cover those costs if they're covered by the Industrial Commission
• those costs because we don't have to cover those costs if they're covered by the industrial commission
• And remember, the tails on these claims: a firefighter can file a claim 15 years after their last date
• I'm hopefully going to cover some things that the sheriffs did not cover.
• I'm hopefully going to cover some things that the sheriffs did not cover.

Bills: HB2063, HB2271, HB2416, HB2478, HB2593, HB2692, HB2813, HB2992, HB2993, HB4044

Keywords: corrections oversight, appropriation, independent office, public safety, funding, firefighters, insurance rates, workers' compensation, firefighter cancer reimbursement, rate deviations, cost analysis, premiums, border security, drug trafficking, human smuggling, law enforcement funding, Arizona, immigration, education reform, K-12

Transcript Highlights:

• The claim that was filed with the Claims Commission by Tetronics is a claim for damages and transfer
• UAMS denied liability and moved to dismiss the claim, arguing that the nurse practitioner was covered
• UAMS denied liability and moved to dismiss the claim, arguing that the nurse practitioner was covered
• UAMS denied liability and moved to dismiss the claim, arguing that the nurse practitioner was covered
• The nature of the claim, this claim is...

Keywords: 1204, all

Transcript Highlights:

• I'll let you pursue your claim.
• the settlements of the claims, that the potential claims out there are broader.
• Releases of claims and valuing the settlements of the claims—that the potential claims out there are
• You mentioned release of claims. You used public nuisance... ...to get release of claims.
• public nuisance claim.

Bills: HB2242, HB2446, HB2799, HB4502, HB2920, HB2790, HB5620, HB5060, HB5076, HB5080, HB5081, HB5128, HB5130, HB3847, HB5116, HB2969, HB4546, HB4202, HB5624, HB3964, HB4803, HB872, HB4775, HB4777, HB4961, HB5570, HB2988, HB4260, HB1375, HB5009, HB5411, HB5134, HB4388, HB3095, HB1387

Keywords: constables, civil rights, local government, law enforcement, policy-making authority, affidavit, medical bills, civil actions, reasonable charges, healthcare services, judicial statistics, court performance, family law, civil cases, efficiency reporting, court security, emergency management, harassment penalties, judicial safety, court committee

Summary: The committee heard House Bill 4961, which would bar uninsured motorists from recovering non-economic damages after a collision. The author said the bill is intended to create incentives to maintain insurance and to address what he described as an unfair system for insured drivers. Texans for Lawsuit Reform and Texas Eagle Forum testified in support, while the Texas Trial Lawyers Association opposed it, warning the bill could also affect pedestrians, passengers, children, and others who did not choose whether a vehicle was insured. The bill author clarified that passengers would be included in the bill’s coverage. No vote was taken and the bill was left pending. House Bill 5570 would extend a legislative attorney CLE exemption to attorneys appointed by the governor and confirmed by the Senate to boards or commissions. The author said the measure is meant to ease time burdens and encourage service, and a witness supported it as a modest incentive for public service. A committee member noted a discrepancy in the number of affected attorneys, and the author agreed to verify the correct figure. The bill was left pending. The committee also heard House Bill 2969, which would restrict the State Bar from adopting rules or penalties that unreasonably burden attorneys’ religious exercise or free speech based on sincerely held beliefs. The author and several witnesses from Texas Values, Alliance Defending Freedom, and Cecilia Wood argued the bill protects lawyers of faith from an ABA model rule they described as a speech code. No one testified against the bill, and it was left pending. House Bill 4260, which would prohibit county judges and county commissioners from practicing law in courts over which they have jurisdiction, drew opposition from the County Judges and Commissioners Association, which argued existing ethics rules already address conflicts and that the bill would burden rural officials. The author said the bill was prompted by concerns about judges using their office to pressure others. The bill was left pending. House Bill 5134 would limit Rule 202 pre-suit depositions to people who have suffered or reasonably expect actual damages and would allow attorney’s fees against abusive petitioners. The author said the bill is aimed at preventing harassment and fishing expeditions, especially in family-law disputes. Questions focused on how the standard would work and how it differs from current law; the author said the main change is fee-shifting and a clearer legislative directive. The bill was left pending. House Bill 3095, a committee substitute version of a similar uninsured-motorist bill, would bar uninsured motorists from recovering non-economic damages and limit economic recovery, with several exceptions. Trial lawyers argued it was unconstitutional because it capped economic damages and could unfairly affect innocent drivers, pedestrians, and older people who no longer drive. The author acknowledged constitutional concerns and said the bill would need further work; the committee withdrew the substitute and left the bill pending. Finally, House Bill 4388 would require all judges, including county judges who perform administrative duties, to remain subject to the Code of Judicial Conduct. Supporters said some elected judges avoid accountability by relinquishing judicial functions, while opponents argued the bill is too rigid and unnecessary because existing remedies already exist. House Bill 3964 would limit public nuisance claims to their historical role and bar such claims against lawful conduct, conduct already covered by other remedies, and products. The author and supporters said the bill is meant to prevent courts from using public nuisance to make policy, while opponents argued it would eliminate useful remedies and could affect local actions against environmental or product-related harms. The author said the bill would not affect statutory nuisance claims, private nuisance claims, or other causes of action, and would be amended to clarify some provisions. The bill was left pending.

Transcript Highlights:

• and the amount of claims.
• of 141 claims per claims manager, and this is based on a 2015 study and then in 2031 based on a new
• 340B drug by the covered entity or a pharmacy under contract with that covered entity unless federal
• before a claim goes to trial.
• before a claim goes to trial.

Bills: SB6294, SB6211, SB5650, SB6033, SB6297, SB6343, SB6067, SB6082, SB6323, SB6324, SB5862, SB5923, SB6151

Keywords: local government finance, Washington state, RCW, real estate excise tax, REET, sales and use tax, property tax levy, county tax, city tax, affordable housing, housing services, behavioral health, mental health, developmental disabilities, children and families services, youth services, utility tax, low-income utility assistance, veterans assistance, homelessness

Summary: The Ways and Means Committee held a public hearing on several bills, beginning with Substitute Senate Bill 6026, which would require cities and counties over 30,000 population to allow residential uses in commercial and mixed-use zones, with limits on requiring mixed-use or ground-floor retail and some height flexibility where such requirements are imposed. Committee staff described the bill as governor-request legislation with a fiscal note for Department of Commerce implementation and local zoning updates. Lieutenant Governor Denny Heck testified in strong support, calling it a major housing bill that would add needed capacity without burdening housing with retail requirements. The committee then suspended the hearing and moved to other bills on the agenda. Senate Bill 6294 drew extensive testimony. Staff said it would expand local fiscal tools in eight parts, including broader uses for certain REET revenues, a new option for cities to impose the affordable housing REET with voter approval, a county utility tax, a new local sales tax for children and family services, expanded uses for existing housing sales tax revenues, possible standalone county veterans and behavioral health levies, longer voter-authorized levy lid lifts, and expanded uses for rental car tax revenue. Supporters from cities, counties, housing, and public health groups said the bill would provide needed flexibility for housing, child care, public health clinics, and county budgets. Opponents, including wireless, water and sewer, auto dealer, realtor, and energy industry representatives, objected to the county utility tax, the new sales tax, or the REET provisions, citing regressivity, higher costs, and housing affordability concerns. The committee also heard Substitute Senate Bill 5400 on local news sustainability, which would create a Department of Commerce grant program funded by a surcharge on covered tech platforms, with revenue also supporting the Murrow Journalism Fellowship at Washington State University. News organizations, civic groups, and journalism advocates testified that local news is in decline and that the bill would help preserve reporting jobs and community accountability, while technology industry representatives warned of legal risks and argued the bill unfairly targets online platforms. Other bills heard included SB 6211, which would let voluntarily planning GMA jurisdictions impose REET-2 without voter approval; SB 5650, which would authorize local cannabis excise taxes, drawing support from local governments and opposition from cannabis businesses that said the industry is already overtaxed; SB 6033, which would waive penalties and interest for certain taxpayers who failed to collect new retail sales tax on services, supported by small business advocates; SB 6297, which would exempt temporary staffing services for nonprofit behavioral health entities from sales tax, supported by behavioral health providers; and SB 6343, which would extend and expand tax relief for property damaged by natural disasters, with support from local officials in flood-affected communities.

Transcript Highlights:

• That money that you paid into us to cover that claim wouldn't affect your experience.
• </c> cover, right? cover, right? Um<02:56:09.840><c> Mr.
• </c> have to cover. have to cover.
• Any insurance company covering hazards has to be able to pay the claims.
• So that fund covers, you know, every one of those types of claims.

Keywords: 916, all

Transcript Highlights:

• We will start with an analysis of the medical claims and billing system in New Mexico.
• Our analysis of the medical claims and billing system in New Mexico.
• Covered by the insurance company.
• Coding and claims process.
• Providers are limited to 90 days to submit a claim for patient care.

Transcript Highlights:

• they cover medical...
• If insurers cover transition, they must also cover detransition.
• I don't exactly know what the insurance covered. ...covered and what it didn't cover because my parents
• The mastectomy was covered.
• I think it covers the issue.

Bills: HB778, HB 1266, HB1576, HB2213, HB2517, HB2518, HB2841, HB3306, HB3320, HB3388, HB3508, HB3520, HB3689

Keywords: credentialing, healthcare, physician assistants, advanced practice nurses, managed care, hurricane, windstorm, loss mitigation, grants, insurance discounts, property retrofitting, insurance, Texas Windstorm Insurance Association, board composition, coastal counties, property insurance, taxation, Texas FAIR Plan Association, premium taxes, maintenance taxes

Transcript Highlights:

• And doctors for these liability claims.
• I think we've covered this at some point before.
• So Cibola is not covered by this.
• Holy Cross is not covered by this, and Sierra is under the Tort Claims Act, so they can never join the
• We've covered a lot of the subject matter before.

Keywords: 996, all