Video & Transcript : 'condominium insurance' :

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FL

Florida 2026 4th Special Session

February 3, 2026 - 02:30 PM

Transcript Highlights:
  • The Insurance and Banking Subcommittee will come to order. Kimberly, please call the roll.
  • Representative Redondo, Citizens Property Insurance Corporation.
  • This is things like the common areas of condominium buildings, not individual condo units.
  • This is things like the common areas of condominium buildings, not individual condo units, certainly
  • Do we have enough insurers for them at this time, or do you foresee that being a problem?
Summary: The Insurance and Banking Subcommittee met with a quorum present and heard four bills. HB 1231, relating to final disposition, funeral, and cemetery services, was presented as a consumer protection and workforce modernization measure. After questions about hospice/funeral provider exclusivity, direct disposal licensing, causes of action, and funeral director/embalmer licensure, the bill was amended by strike-all to remove some provisions and add authorization and regulation of natural organic reduction. Support came from funeral industry representatives, and the bill was reported favorably with the committee substitute. HB 943 would require Citizens Property Insurance Corporation to create a commercial lines clearinghouse by January 1, 2027, to move certain commercial residential and other commercial risks into the private market while maintaining current eligibility rules. The sponsor and members discussed Citizens’ remaining commercial exposure, surplus lines participation, and carrier financial-strength guardrails. A strike-all amendment conforming to the Senate version and making technical corrections was adopted, and the bill passed favorably with the committee substitute after supportive debate from members. HB 1221, a Department of Financial Services bill, was described as streamlining DFS processes, improving licensing, updating the My Safe Florida Home Program, strengthening public adjuster protections, and modernizing unclaimed property rules. Three amendments were adopted: notice before a My Safe Florida Home application is deemed abandoned, removal of a misdemeanor disclosure requirement for certain licensure applicants, and a provision allowing public officials to appoint or promote relatives to firefighter positions through a competitive process in a collective bargaining agreement. Testimony was generally supportive, including from firefighters and unclaimed-property claimants’ representatives, and the bill was reported favorably with a committee substitute. HB 99, concerning reinsurance intermediary managers, would exempt certain underwriting managers handling limited facultative reinsurance business from the intermediary manager statute and instead require an agency license. With no public testimony or debate, the bill was reported favorably. The meeting then adjourned.
OK

Oklahoma 2026 Regular Session

General Government Apr 7th, 2026 at 01:30 pm

General Government

Transcript Highlights:
  • There's multiple options of different insurance carriers.
  • That my first few years teaching, I was one of the companies that offered those insurance services to
  • And they had actually dropped my parents' health insurance when I was like 10 years old.
  • But currently, the Office of Oklahoma Receivership is a nonprofit entity separate from the Insurance
  • Though the board is made up of largely OID staff, and the chairman is the Insurance Commissioner, we
WA

Washington 2025-2026 Regular Session

Senate Health & Long-Term Care Jan 27th, 2026 at 10:30 am

Health & Long-Term Care

Transcript Highlights:
  • bill will remain of essential importance by providing an alternative to the high cost and lack of insurance
  • This approach bars trained non-medical facilitators and limits access to people with diagnoses, insurance
HI
Transcript Highlights:
  • So insurers to service this business.
  • insurance insurance premiums.<00:29:42.240><c> we</c><00:29:42.880><c> and</c><00:29:43.039><c> that
  • :32:44.640><c> be</c> Most condominium associations won't be Most condominium associations won't be denied
  • And much of the insurance coverage.
  • So, it is Hawai uh, hurricane insurance.
Committee: House Finance
FL

Florida 2026 Regular Session

Rules Feb 17th, 2026

Rules

Transcript Highlights:
  • In, let's say, a 17-story condominium, what would be the effect on the exterior doors of those condominium
  • So imagine that in the 17-story condominium, there are numbers...
  • But many of the units in this condominium building are short-term rental units.
  • Yes, the answer would be the same, even if it's a vacation rental and a condominium...
  • And a judge is going to know exactly how much insurance the defendant has.
Committee: Senate Rules
HI

Hawaii 2025 Regular Session

CPN-JDC, JDC Public Hearings 02-21-2025

Commerce and Consumer Protection

Transcript Highlights:
  • s of insurance objection are there<00:10:30.120><c> any</c><00:10:30.279><c> other</c><00:10:30.600>
  • This allows an insured to authorize the insurer to electronically deliver a claim check to the insured
  • This allows an insured to authorize the insurer to electronically deliver a claim check to the insured
  • </c><00:12:44.959><c> to</c> up is s SP 142 this allows an insured to up is s SP 142 this allows an insured
  • ><c> electronically</c> authorize the insurer to electronically authorize the insurer to electronically
Summary: The joint Senate Commerce and Consumer Protection and Judiciary decision-making meeting on February 21, 2025, considered a long list of previously heard measures and generally recommended passage, often with amendments that delayed effective dates to July 1, 2050 or made technical clarifications. Among the measures acted on were bills relating to property, hotels, service disruptions, transportation, consumer protection, license plates, condominium disputes and fines, election fraud intimidation, vehicle inspection fines, restaurant reservation services, insurance claim checks, foreclosed home sales, labor relations court authority, public housing authority powers, community outreach boards, arson penalties, driving without a valid license, pet animals in vehicles, important agricultural lands, public records retention, transit-oriented development review, sex offender-related licensing actions, National Guard assault penalties, federal recognition timing, medical cannabis caregivers, cease-and-desist orders, and critical infrastructure information sharing. Several measures drew specific discussion or reservations. SB 1030 on election fraud intimidation was amended after consultation with the Attorney General to focus on unconcealed carry and add definitions. SB 5 on legislative vacancies was recommended to pass unamended, but the committee noted constitutional concerns and requested an Attorney General opinion. SB 95 on inspection fines was amended to set a $400 fine amount, though one member objected and the recommendation failed in at least one committee. SB 102 on third-party restaurant reservation services was amended to clarify who may sue and to allow contracted reservation services to distribute reservations on a restaurant’s behalf. SP 1022 on leaving pets in vehicles was amended to remove duplicative language because existing animal cruelty law already covered the conduct. SP 1451 on critical infrastructure information sharing was amended to tighten confidentiality language from “would reveal” to “could reveal” vulnerabilities. Most measures were adopted by the committees with little or no opposition, though several members noted reservations or objections on particular bills, including transportation, consumer protection, and inspection-fine measures. One bill, SB 1255 on records retention for government-function contractors, was deferred to a later meeting on February 26, 2025. Overall, the committees advanced most measures with amendments and recorded the recommendations for transmission to the next committee or chamber.
WA

Washington 2025-2026 Regular Session

House Housing Feb 19th, 2026

Transcript Highlights:
  • Uniform Common Interest Ownership Act, or WUCIOA, the Homeowners' Association Act, and the Washington Condominium
  • I serve as the senior policy advisor for property and casualty insurance at the Office of the Insurance
  • The number of homeowner policies that have been nonrenewed by insurance companies has doubled in the
  • risk gain some additional tools to become insurable.
  • This balance is critical for planned communities and condominiums throughout our state.
Summary: The committee held public hearings on two housing-related bills. Senate Bill 6054 would prohibit common interest communities, including HOAs and condominiums, from banning fire-hardened building materials that meet health and safety standards, while still allowing reasonable rules on design, placement, and appearance. The sponsor said the bill is intended to help homeowners reduce wildfire risk without forcing any resident to make changes, and staff explained that it would apply retroactively to conflicting governing documents. Testimony was generally supportive, including from the Office of the Insurance Commissioner, the Washington State Community Associations Institute, and HOA United, though the American Wood Council asked for narrower definitions so wood products could still qualify under other standards. Senate Bill 5938 would revise the $80 foreclosure prevention fee created last session. Staff said the bill expands exemptions to include reverse mortgages for borrowers age 60 and older, chattel loans and retail installment contracts for dwellings secured as personal property, and limits duplicate charges in certain state-supported homeownership programs. It also removes the option to pay the fee from borrower cash at closing, allows financing through loan proceeds, clarifies disclosure and Commerce’s rulemaking authority, and directs Commerce and the Housing Finance Commission to study creating a state homeowner assistance fund by July 1, 2027. The sponsor and supporters said the changes would stabilize foreclosure prevention funding, prevent multiple charges on the same transaction, and help homeowners stay in their homes. Testimony on SB 5938 was strongly supportive from the Washington Homeownership Resource Center, the Washington Build Back Black Alliance, HOA United, and the Northwest Justice Project, with speakers emphasizing foreclosure prevention, housing stability, and the need for assistance for seniors, first-time buyers, and HOA homeowners. At the end of the hearing, the chair announced that the committee would likely take executive action on the bills early the next week and asked members to submit amendments by the stated deadlines.
NM

New Mexico 2026 Regular Session

Senate - Tax, Business and Transportation Feb 10th, 2026 at 04:43 pm

Senate Tax, Business & Transportation

Transcript Highlights:
  • I have Director of Viaro, who is the Director of Health and Life Insurance at the OSI.
  • Our private insurance companies are going to be asked to do it.
  • And BRO with OSI is here again, Director of Health and Life Insurance.
  • And BRO with the OSI is here, again, Director of Health and Life Insurance.
  • Full coverage insurance has made my life tremendously easier, but it still has limits.
Bills: SB20 , SB21 , SB166 , SB177 , SB181 , SB189 , SM6
WA

Washington 2025-2026 Regular Session

Senate Health & Long-Term Care Jan 22nd, 2026 at 08:00 am

Health & Long-Term Care

Transcript Highlights:
  • And then the insurance companies have to validate the claims data.
  • Because the insurance companies have to wait for the claims.
  • insurance markets through rate review and enforcement.
  • NAIFA Washington represents licensed insurance producers helping people find insurance across the state
  • People with chronic conditions badly need comprehensive health insurance, but when insurers flood the
FL

Florida 2025 Regular Session

March 27, 2025 - 12:30 PM

Transcript Highlights:
  • I was thinking apartment buildings, not necessarily condominiums.
  • So if you bought multiple condominiums in one building, you would get an exemption on all of them?
  • have liability insurance.
  • The price of health insurance has gone up.
  • You're going to tell the cops they're not going to get their health insurance?
Summary: The Ways and Means Committee met on March 27, 2025 and first considered HJR 1257 and its implementing bill, HB 1259, which would create two $25,000 property tax exemptions and an assessment cap for long-term rental properties owned by Floridians who also have a homestead in the state. Supporters argued the measure would increase long-term rental supply and help Florida residents, while opponents from counties and cities warned of a large revenue loss, potential tax shifts to businesses, and weak guardrails against abuse. Members raised concerns about wealthy owners holding many condos, possible family-member workarounds, and whether savings would actually reach tenants. The committee adopted an amendment to the implementing bill, then reported both measures favorably after party-line-leaning debate and recorded votes. The committee then unanimously reported HB 761, which limits deferred ad valorem and non-ad valorem tax relief to properties with a just value of $1 million or less and raises the minimum tax certificate sale amount from $250 to $500. Members also unanimously approved CS/HB 733 on brownfields, which expands and clarifies the state brownfields program, and two Osceola/Sunbridge local bills, CS/HB 4043 and HB 4059, dealing with special district infrastructure and district boundary expansion subject to voter approval. HB 995 on Areas of Critical State Concern, focused largely on the Florida Keys, was amended to remove the ad valorem tax exemption portion and to adjust the growth cap from 500 to 825 units, then was reported favorably. Later, the committee approved HB 6021, which repeals sales tax on all bullion purchases of gold, silver, and platinum, with supporters calling it a sound-money measure and critics asking about future revenue effects if related legal-tender legislation passes. Finally, the committee passed HB 1339, which excludes wind-damage mitigation improvements from assessed value for property tax purposes, after adopting a clarifying amendment about secondary water barriers. Throughout the meeting, most bills were reported favorably, often after brief debate and with little or no public testimony beyond support or opposition from affected local-government and industry groups.
HI

Hawaii 2026 Regular Session

CPC Public Hearing - Thu Apr 9, 2026 @ 2:00 PM HST

Consumer Protection & Commerce

Transcript Highlights:
  • </c> specifics for the sale of condominiums specifics for the sale of condominiums to<00:14:02.440><c
  • if I'm correct, we our insurance believe if I'm correct, we our insurance industry<01:18:55.320><c>
  • Um my HO6 insurance to be a stopgap.
  • And I didn't mean to go to the insurance, but I had to give an analogy.
  • Um, so I'm really Condominium leases.
Summary: The committee on Consumer Protection and Commerce met on April 9, 2026, and heard testimony on several measures. SB 3302 SD1 HD1, dealing with homemade food products, would require the Department of Health to adopt rules for farm kitchens producing homemade food products that are no more stringent than rules for home kitchens. The Department of Health said it supported the bill with technical amendments, and the Hawaii Food Industry Association and Grassroot Institute of Hawaii also supported it. No opposition was heard. A lengthy discussion focused on SB 2061 SD2 HD1, which concerns a 99-year leasehold residential condominium project and HCDA’s rules for sales, income restrictions, and buyback pricing. HCDA supported the bill and said the House draft clarified unclear provisions and would help move the project to pre-sales. Testimony and committee questions centered on whether the project should remain owner-occupied in perpetuity or allow investor purchases after an initial sales period. HCDA explained that the bill was revised to make the project feasible in the market, that 60% of units would be income-restricted for buyers at or below 140% of area median income, and that the remaining units could be sold without owner-occupancy restrictions. Some members and testifiers expressed concern that the bill had shifted away from the original owner-occupancy vision and could become an investment property model, while others argued the changes were necessary for the project to pencil out and compete with fee-simple developments. No vote was taken during the discussion shown. The committee also heard SB 2050 SD1 HD1, which would allow chiropractic students in accredited programs to engage in clinical practice beginning July 1, 2028. The Hawaii Board of Chiropractic and the Hawaii State Chiropractic Association supported the measure, and one testifier described personal experience with student chiropractic care in California. Members questioned why the board requested delaying implementation until 2030, and the board said it needed more time to develop rules because it meets only a few times a year and rulemaking is lengthy. Finally, SB 2102 SD2 HD1, on industrial hemp in commercial feed, was introduced; the Department of Agriculture and Biosecurity offered comments, the Department of Health raised concerns about regulating pet food and possible jurisdictional conflict, and a farmer testifying in support suggested narrowing the bill to federally approved livestock feed rather than pet food.
CA

California 2025-2026 Regular Session

Assembly Floor Session Jan 29th, 2026

California House Floor Meeting

Transcript Highlights:
  • It doesn't include the car, the insurance. What are we thinking here?
  • I rise today to present AB 1171, which modernizes California's part-time faculty health insurance program
  • After the COVID-19 public health emergency ended, insurance, including UnitedHealthcare, abruptly stopped
  • This bill is one of those that is going to be making a difference to make sure that more condominium
  • This bill is one of those that is going to be making a difference to make sure that more condominium
Summary: The Assembly convened, established a quorum, offered a prayer and Pledge of Allegiance, and then took up a long third-reading file with several guest introductions and ceremonial resolutions. Early floor action included AB 713, allowing undocumented students equal access to campus jobs at UC, CSU, and community colleges, and AB 1049, streamlining California Food Assistance Program applications for low-income immigrant families; both passed. The body also defeated an amendment to AB 1421, a bill to begin studying a statewide mileage-based road user charge, before passing the measure. AB 1171, modernizing part-time community college faculty health insurance access, also passed with strong support. The Assembly then approved a series of policy bills on animals, domestic violence, telehealth for autism services, forestry, false lien filings, tianeptine restrictions, housing, common interest development fee transparency, prison sexual abuse accountability, PBM reporting, foster youth benefits protections, illegal dumping and abandoned RV removal, condo financing/liquidated damages, public contracting, pension-related study language, climate resiliency research funding, and a disposable vape reduction measure. Most passed with broad margins; AB 762 on vapor inhalation devices drew the most debate, with supporters emphasizing landfill fires and public health and opponents warning about revenue losses and illicit-market growth, but it still passed. AB 1406 on condo development financing drew extensive discussion about housing affordability and consumer protections before passing. The chamber also adopted three resolutions: ACR 120 declaring January 2026 Positive Parenting Awareness Month, ACR 121 designating January 2026 National Mentoring Month, and ACR 122 designating Anesthesiologist Week. Later, the Assembly concurred in Senate amendments on AB 1485, extending welfare-tax exemption treatment to federally recognized tribes holding land for conservation, and adopted the consent calendar, which included several additional bills and SCR 6. The session ended with adjournment until February 2, 2016, after which several members recorded vote changes from the floor.
WA

Washington 2025-2026 Regular Session

House Housing Feb 19th, 2026 at 08:30 am

Housing

Transcript Highlights:
  • Uniform Common Interest Ownership Act, or WUCIOA, the Homeowners' Association Act, and the Washington Condominium
  • I serve as the Senior Policy Advisor for Property and Casualty Insurance at the Office of the Insurance
  • The number of homeowner policies that have been nonrenewed by insurance companies has doubled in the
  • risk gain some additional tools to become insurable.
  • This balance is critical for planned communities and condominiums throughout our state.
Committee: House Housing
HI

Hawaii 2026 Regular Session

WLA Public Hearing 02-06-2026

Water, Land, Culture and the Arts

Transcript Highlights:
  • The governance to look at negotiating leasehold condominium style under a long-term state lease and to
  • by the condominium owners um in<01:14:45.040><c> a</c><01:14:45.199><c> CFD.
  • They might not even be able to get property insurance based off of that.
  • They might not even be able insurance?
  • </c> everybody's time, I'm sure insurance everybody's time, I'm sure insurance might<01:38:11.119><c>
Summary: The committee heard testimony on several measures, beginning with SB 2982 on campaign finance, which would prohibit foreign entities and foreign-influence businesses from making contributions and expenditures. The Attorney General’s office testified first, followed by the Campaign Spending Commission, which supported the bill but asked for clarification on constitutional review authority and additional implementation time for certifications, forms, and procedures. Common Cause also supported the measure, arguing it would help protect elections from dark money and foreign influence. No vote was taken. The committee then took up SB 2367 on a state boating facilities lease program for the Ala Wai small boat harbor. DLNR supported the bill, while UPW opposed it, warning about privatization of a public asset and possible job displacement. Several members of the public supported the concept but urged amendments to protect public access, affordability, youth ocean programs, and state employee jobs. Committee members questioned DLNR about the scope of the lease, the role of the Board of Land and Natural Resources, and whether public access and existing concessions would remain protected. DLNR said current leases would remain, the board would retain approval authority, and employees would not necessarily be displaced, but members indicated more discussion and possible amendments were needed. For SB 2818 on boating penalties, DLNR testified in support and there was no opposition testimony. The committee also heard SB 2944 on conservation, which would require wildlife viewing guidelines that substantially conform to NOAA guidance and reporting requirements; DLNR said it stood on its written testimony. SB 2022 on water code penalties drew support from DLNR’s Commission on Water Resource Management, which said the bill’s two-tiered penalty structure would preserve deterrence while keeping the current $5,000 penalty for first-time or non-harmful violations. The Board of Water Supply submitted comments, and Ulupono Initiative supported the measure as a needed enforcement tool. Committee members discussed whether the higher penalty ceiling should be phased in and asked for stakeholder input on the amount of the penalties. Finally, the committee began SB 2240 on land use, which would require water availability certification from the Commission on Water Resource Management before a district boundary amendment proceeds to the Land Use Commission. DLNR supported the bill and said it often reviews project documents that lack sufficient information on water needs and availability, so the measure would allow earlier review and comment. The committee also indicated it would seek amendments and further feedback on the water penalty bill before it moved to the next committee.
HI

Hawaii 2025 Regular Session

CPN Public Hearing 03-21-2025

Commerce and Consumer Protection

Transcript Highlights:
  • , but from residents who live in condominiums who have been dissatisfied with some of the association
  • but from residents who live condominium but from residents who live in<00:33:26.240><c> condominiums
  • </c><00:33:26.880><c> who</c><00:33:27.039><c> have</c><00:33:27.200><c> been</c> in condominiums who
  • have been in condominiums who have been dissatisfied<00:33:28.399><c> with</c><00:33:29.039><c> some
  • Then what can be done to help us create things like perhaps looking at insurance of associations, you
Summary: The Senate Committee on Commerce and Consumer Protection held a confirmation hearing on a long list of nominees to state boards and commissions. Early nominees included David Padilla to the State Boxing Commission, Steven Pine to the Board of Dentistry, Deborah McMmen to the Board of Acupuncture, Tiffany Lyn Hmel and Gabriel Aay to the Board of Veterinary Medicine, Nathan Eslin to the Cable Advisory Committee, John Takitani and Tony Lao to the Board of Professional Engineers, Architects, Surveyors and Landscape Architects, John Arbles to the State Board of Public Accountancy, and later nominees to the Board of Psychology, Board of Pharmacy, Hawaii Medical Board, Board of Speech Pathology and Audiology, Board of Chiropractic, Board of Physical Therapy, Board of Private Detectives and Guards, and the Real Estate Commission. Most nominations were for terms expiring in 2027, 2028, or 2029, with one Real Estate Commission term expiring in 2026. Testimony was overwhelmingly in support. DCCA and the relevant boards or commissions generally stood on written testimony supporting each nominee, and many individual supporters also testified, including professional associations, industry representatives, and community members. Several nominees briefly addressed the committee, expressing appreciation and interest in continuing or beginning service. The committee asked a few questions on some nominations, especially about the Real Estate Commission and the Board of Private Detectives and Guards, where members discussed condominium-related complaints, association practices, and whether the board could do more to assist security personnel; the nominee said staffing and authority limits constrained additional training or oversight. For the Real Estate Commission, members also asked about broader housing and market conditions, and the nominee said inventory shortages and housing supply issues remained a major concern. No opposition testimony or contentious votes were described in the transcript. The chair repeatedly asked whether there were questions or additional testimony, and after each nominee the committee generally moved on without objection. The hearing was focused on receiving testimony and evaluating the nominees for later confirmation rather than taking final action during the meeting.
WA

Washington 2025-2026 Regular Session

Senate Housing Feb 20th, 2026

Transcript Highlights:
  • The next bill on your list is House Bill 2304, increasing the supply of condominiums by expanding the
  • types of condominium buildings that may be subject to an express warranty of quality and express warranty
  • insurance coverage.
  • On your list is House Bill 2304, increasing the supply of condominiums by expanding the types of condominium
  • buildings that may be subject to an express warranty of quality and express warranty insurance coverage
Summary: The Senate Housing Committee held public hearings on four bills and then took executive action on several measures and two gubernatorial appointments. At the start, the committee waived the five-day notice rule for Substitute House Bill 2354, Engrossed Substitute House Bill 2266, and Second Substitute House Bill 2590. The committee also heard public testimony on House Bill 1859, which would expand affordable housing on property owned by religious organizations by lowering the affordability threshold needed to qualify for a density bonus. Supporters, including the sponsor, faith leaders, and local officials, said the current 100% affordability requirement has made projects difficult to finance and that the bill would better unlock underused church land for housing. The committee then heard Engrossed Substitute House Bill 2266, which would further standardize where and how permanent supportive housing, transitional housing, indoor emergency housing, and shelters can be sited, while limiting local barriers and allowing some negotiated conditions near schools or when local governments provide significant support. The sponsor and supporters from King County, housing providers, the Attorney General’s office, disability advocates, medical professionals, and others argued the bill would reduce discriminatory or inconsistent local siting rules and expand needed housing. Some local government representatives supported the bill but asked for additional amendments to preserve local flexibility, require on-site contacts, and clarify how operating conditions and funding agreements would work. The committee also heard House Bill 2590, which would revise rules for limited equity cooperatives so they can better function as a long-term affordable homeownership model and remain exempt from certain Washington Uniform Common Interest Ownership Act requirements. Supporters said the bill would help preserve manufactured housing communities and other cooperative housing while maintaining affordability and oversight. House Bill 2354, a trailer bill to WACOIA, would make technical changes affecting common interest communities, including EV charging and heat pump cost responsibility, reserve studies, and audit thresholds; the Washington State Community Association’s Institute testified in support. In executive session, the committee confirmed gubernatorial appointments Aaron T. McGrath and Ann T. Malone and voted do-pass recommendations for EHB 1687, SHB 2269, and HB 2304, all subject to signatures.