Transcript Highlights:

• shows the sources of unobligated funds and then the distributions for the restricted reserve and catastrophic
• The total catastrophic reserve fund balance is $1.8 billion.
• Under this new plan that we're doing like this, you know, if we have some major catastrophic damage,

Keywords: 1204, all

Transcript Highlights:

• This model does not prevent or block catastrophic modeling or reinsurance cost recovery or any justification
• This model does not prevent or block catastrophic modeling or reinsurance cost recovery or any justification
• They've also had quite a bit of catastrophic events.

Bills: HB3048, HB3259, HB3646, HB3696, HB3780, HB3781, HB3802, HB3818, HB4294, HB4488, HB2929

Keywords: insurance, nonadmitted insurers, surplus lines, insurance regulation, Oklahoma, health insurance, contracting entities, medical providers, enrollment, beneficiary rights, property and casualty, rates, filing, Insurance Commissioner, regulation, property, regulations, actuary, rate filing, independent review

Transcript Highlights:

• The behavior does not distinguish between catastrophic and non-catastrophic claims.
• It's very important to anybody who has a catastrophic loss.

Bills: S0266, S0394, S0540, S0632, S0642, S0832, S0834, S1028

Keywords: public adjuster, contract cancellation, state of emergency, vulnerable adults, disciplinary actions, financial regulation, information security, financial exploitation, licensing, transportation, insurance, TNC, ride-sharing, automobile liability, bail bond, insurance regulation, foreign insurers, financial disclosure, premium reporting, residential property insurance

Summary: The Committee on Banking and Insurance met with a quorum and took up several bills, beginning with SB 834 on insurance requirements for nonprofit religious organizations and health care sharing ministries. The bill repeals a recent restriction on licensed insurance agents marketing or selling faith-based health care sharing programs. Supporters argued the change restores free speech and consumer education while preserving existing fraud and disclosure protections; opponents said allowing agents and brokers could create consumer confusion and has been associated with bad actors. A title amendment was adopted, and after debate the committee reported the bill favorably. The committee also heard and passed SB 642, which extends reporting and duty requirements to foreign and alien bail bond insurers, and SB 394, a technical bill updating reinsurance intermediary manager law to match current DFS practice. SB 266, which lets vulnerable adults rescind public adjuster contracts without penalty, was reported favorably after testimony from supporters in the insurance and elder law communities and a public adjuster who said the intent was good but the bill may need refinement. SB 832, a residential property insurance transparency bill requiring rate breakdown reports and a consumer resource center, also passed after discussion about consumer clarity and whether the required cost categories can be compiled as written. Later, the committee approved SB 540, which creates cybersecurity requirements for mortgage and money service businesses, closes a regulatory gap for certain investment advisers, adjusts OFR examination-payment deadlines, changes de novo charter requirements, allows virtual credit union meetings, and makes other financial regulation updates. Several amendments were adopted, including a substitute amendment removing fintech sandbox provisions. Finally, SB 1028 on Citizens Property Insurance Corporation was reported favorably after debate over a commercial lines clearinghouse intended to reduce Citizens’ exposure and shift more business to the private market; members discussed taxpayer risk, market competition, and consumer protections. The meeting ended with adjournment.

Transcript Highlights:

• their families are only eligible for health insurance premium coverage if the officer's death or catastrophic
• circumstances in which eligibility for such coverage is provided, where the officer suffers a catastrophic
• injury or death during ...for such coverage is provided, where the officer suffers a catastrophic injury

Summary: The Appropriations Committee met with a quorum present and took up a long agenda of House and Senate bills, many of them conforming or “orphan” measures that were amended with delete-all or strike-all amendments to place them in conference posture. Among those reported favorably were HB 5015 on the State Group Insurance Program, HB 5009 creating the Florida Accountability Office, HB 5013 on state-funded property reinsurance, HB 5201 on state financial accounting, HB 5203 on the Capitol Center, and HB 5501 on documentary stamp tax distributions. The committee also approved SB 1292 on public records exemptions for certain email addresses, SB 1290 on highway safety and motor vehicle agency changes, SB 26 on an uncontested claims settlement, SB 176 and SJR 174 on homestead property assessment for flood-mitigation improvements, and SB 1122 on Florida Virtual School procedures. Several substantive bills drew discussion. SB 924, covering fertility preservation services for cancer patients under the state health plan, received supportive comments from members and was reported favorably. SB 1160 expanded health insurance premium coverage for law enforcement officers and their families when catastrophic injury or death occurs in the line of duty or during official training, and it also passed. HB 1662, the Department of Transportation package, established or revised programs involving the Florida Transportation Academy, transportation research, rural transit, airport and seaport accountability, advanced air mobility, landscaping, and HOV lane changes; it was amended after testimony from the Florida Airports Council about landing-fee language and questions from members about AAM and HOV lane implementation, then reported favorably. The committee also heard and approved SB 600, which codifies a statewide manufacturing office and creates a Florida manufacturing promotional campaign and grant framework, and SB 602, the fee bill tied to that campaign. That pair prompted the most extensive debate, with members asking about grant structure, eligibility, oversight, and whether the program could become a “slush fund”; the sponsor and Florida Makes said the program is aimed at small manufacturers, would be subject to rulemaking, and is intended to support training and modernization. SB 602 passed on a mostly party-line vote with Senator Pizzo voting no. At the end of the meeting, members recorded additional votes on selected bills, and the committee adjourned without further business.

Transcript Highlights:

• ENFORCEMENT CORRECTIONAL PROBATION OFFICERS AND THEIR FAMILIES ARE ONLY IF THE OFFICER'S DEATH OR CATASTROPHIC
• CIRCUMSTANCES IN WHICH AN ELIGIBILITY FOR THESE COVERAGES BEING PROVIDED WITH OFFICER SUFFERS A CATASTROPHIC
• THEY HAVE THIS HEALTH CARE COVERAGE FOR CATASTROPHIC LAW ENFORCEMENT OFFICERS AND FAMILIES AND SHOULD

Keywords: 999, senate, all

Transcript Highlights:

• and then you will have catastrophe.
• until it fails catastrophically. until it fails catastrophically.
• > will<02:23:06.800> have<02:23:07.200> catastrophe.
• <02:23:08.160> So<02:23:08.319> I then you will have catastrophe.
• So I then you will have catastrophe.

Keywords: 981, all

Transcript Highlights:

• Our lowest percent increase was 10.5, and the high was 15.9 for our catastrophic plan.
• Our lowest percent increase was 10.5, and the high was 15.9 for our catastrophic plan.
• Um, we may even not need a ship plan if everyone goes into the HMSA catastrophic.
• Do you know your HMSA, or is it only for if you get a catastrophic illness? >> Right.
• catastrophic illness? catastrophic illness?

Keywords: 912, senate, all

Summary: The joint informational briefing by the Health and Human Services and Commerce and Consumer Protection committees focused on projected impacts to Hawaii consumers from federal changes affecting Med-QUEST and the ACA marketplace, including the loss of ACA premium tax credits, OBVA/HR1-related Medicaid changes, immigrant eligibility restrictions, and new Medicaid work/community engagement requirements. Committee members noted the meeting was being streamed live and emphasized the need to explain potential coverage losses affecting a significant share of the state population. Med-QUEST administrators reported current enrollment at 390,766, about 27% of Hawaii’s population, and broke that down into major groups including roughly 128,000 ACA expansion adults and about 52,000 parent/caretaker relatives. They said the expansion adult population would be most affected by the new federal requirements, which will shorten renewal periods from 12 months to 6 months and impose community engagement rules beginning in late 2026 and 2027. They described the work requirement as 80 hours per month of work, community service, work program participation, or half-time education, with an income-based pathway tied to $580 per month at the federal minimum wage; they also noted a long list of exemptions, but said many details are still awaiting federal guidance and rulemaking. The administrators said federal changes to immigrant eligibility would eliminate Medicaid coverage for certain noncitizen categories, with an estimated 1,200 to 2,400 people affected, though about 200 may remain covered through a state-funded program for otherwise eligible individuals. They also said marketplace subsidies would no longer be available for some immigrants under 100% of the federal poverty level starting January 1, 2026, with further restrictions expected in 2027. For Hawaii overall, they estimated the new Medicaid work and renewal rules could push an additional 19,000 to 38,000 people into uninsured status, with another estimated 6,000 at risk from the six-month renewal process alone. Members asked about how exemptions would be determined, especially for medically frail and seriously mentally ill individuals, and administrators said they were still awaiting detailed federal rules and were working on data-matching and verification processes to reduce coverage losses.

Transcript Highlights:

• And so if you don't have properly installed sprinkler systems, you have catastrophic...
• And so if you don't have properly installed sprinkler systems, you have catastrophic water damage, you

Keywords: 987, senate, all

Summary: The Senate Emergency Management Committee heard several bills focused on wildfire recovery, fire safety, and youth safety. SB 904 would codify and extend emergency coordination practices used after the L.A. County and Palisades fires, including identifying permitting and building code requirements that can slow rebuilding after wildfire disasters. The author said it is intended to streamline recovery without eliminating protections. Climate Action California opposed the bill, while the chair and other members expressed support but noted concerns about permitting and water-supply issues. SB 1299 would create a clearer statutory framework for certifying and training fire sprinkler fitters, responding to prior litigation over the State Fire Marshal’s certification program; supporters from the Sprinkler Fitters Association and State Pipe Trades said it would improve life safety and enforcement, and there was no opposition. The committee also heard SB 1181, which would create a limited pilot allowing schools to share information with regional threat assessment centers when there is a credible safety concern. The author described the bill as a response to youth violence, social media threats, and other harms affecting students, and emphasized privacy protections and a required report back to the Legislature. Several members supported the concept, citing fusion centers and threat coordination as tools to prevent violence, and the bill was framed as a pilot rather than broad surveillance. No opposition testimony was presented. After the presentations, the committee voted to advance all three measures. SB 1299 was moved to the Senate Committee on Labor, Public Employment, and Retirement; SB 904 was moved to Appropriations; and SB 1181 was moved to the Senate Committee on Education. The consent calendar was also approved. All measures ultimately passed the committee on 9-0 votes, with some items initially held on call for absent members before the final roll calls were completed.

Transcript Highlights:

• And so if you don't have properly installed sprinkler systems, you have catastrophic...
• And so if you don't have properly installed sprinkler systems, you have catastrophic water damage, you

Summary: The Senate Emergency Management Committee heard several bills focused on emergency response, fire safety, and school threat prevention. SB 904 would codify and expand the coordinated permitting and rebuilding response used after major wildfire disasters, with the author saying it would standardize agency coordination without eliminating protections. Climate Action California opposed the bill, raising concerns about streamlining and permitting. SB 1299 would create a clearer statutory framework for State Fire Marshal certification, training, and enforcement for fire sprinkler fitters; supporters, including the Sprinkler Fitters Association and State Building Trades, said it would ensure qualified installation of critical life-safety systems, while no opposition was presented. SB 1181 would create a limited pilot allowing schools to communicate with regional threat assessment centers when there is a credible safety concern, with the author and supporters describing it as a privacy-protected way to connect warning signs and prevent violence; committee members generally supported the concept and discussed fusion centers, social media threats, and recent incidents. The committee also took up a consent calendar. After recesses to establish quorum and repeated calls for absent members, the committee voted to move all measures forward. SB 1299 was approved on a 9-0 vote to the Senate Committee on Labor, Public Employment, and Retirement. SB 904 was approved 9-0 to the Senate Committee on Appropriations. SB 1181 was approved 9-0 to the Senate Committee on Education. The consent calendar items were also approved 9-0. All measures were left on call briefly for absent members before the final votes were recorded and the committee adjourned.

Transcript Highlights:

• as a sister and a mother with over 50 years of direct experience navigating the complexities of catastrophic
• as a sister and a mother with over 50 years of direct experience navigating the complexities of catastrophic
• When my son, BJ, returned home after his catastrophic brain injury, a near-fatal accident on a four-wheeler

Summary: The committee met with four members present and approved the May 7, 2026 minutes. It then considered a series of transportation, motor vehicle, aviation, port, and memorial designation bills. Several measures were reported favorably, including HB 1086 on electronic titling and digital title transfers, HB 745 extending special tandem load permits, HB 1175 updating the definition of aerospace, HB 1108 creating a Homeschool Proud license plate, HB 722 changing reinstatement procedures so certain suspended licenses are restored once fees are paid, HB 1024 creating a Louisiana Democratic Party license plate, HB 1173 giving drivers on reinstatement payment plans a three-month grace period before late fees apply, and HB 98 imposing a $25 annual royalty fee on a retired legislators’ plate to help restore the Pentagon Barracks. HB 487, dealing with red-light overtaking and an added fine, and HB 1032, a technical cleanup bill aligning DWI/drug-impairment language, were also reported favorably. HB 1050, a CDL cleanup bill that adjusts age and testing provisions and removes outdated vision-waiver language, and HB 1192, creating a Louisiana Dental Hygienist Association plate, were approved as well. HB 989, which would have raised public license tag agent convenience fees, was supported by private tag agents but drew questions about fee parity and business impacts; it was reported favorably. A separate bill on driving school pricing and refunds was deferred and turned into a study resolution after the sponsor said more stakeholder discussion was needed. The committee also advanced several memorial and infrastructure measures. HB 401 designated the Lance Corporal Justin McLeese Memorial Bridge, with members speaking about his military service and sacrifice. HB 1081 moved the Louisiana Ports and Waterways Investment Commission under the Office of Multimodal Commerce for administrative support while leaving port boards independent. HCR 63 created a task force to study whether certain active-duty military personnel could operate federally owned vehicles on state highways without a civilian license. HCR 69 urged priority improvements to the Interstate 12 corridor, especially the bottleneck and interchange areas near I-55, citing safety and evacuation concerns. SCR 58 asked DOTD to review public-private partnership practices, using the Belle Chasse Toll Bridge as a case study and focusing on lessons learned for future projects. HB 1001 designated a portion of U.S. 190 as the Jesse Jackson Memorial Highway. HB 1218 named Highway 1090 the Lewis Pett Miramon Memorial Highway, with family members and supporters describing Miramon’s wartime service and role in building Slidell. HB 1172 designated a highway segment in memory of a 14-year-old hit-and-run victim, Kulin Carrier. One major policy bill, SB 514, was amended and reported favorably. It updates Louisiana’s aeronautics statutes, transfers responsibility for aeronautics activities and facilities from the DOTD secretary to the Office of Multimodal Commerce commissioner, and modernizes the law to align with federal aviation rules and new technologies, including advanced aviation and electric vertical takeoff and landing programs. Members asked about the lengthy amendments, fuel tax language, airport development reporting, and the Transportation Trust Fund, and the sponsor and DOTD explained that the changes were largely technical and intended to keep Louisiana eligible for federal aviation funding and compliant with current standards. The committee also heard extensive testimony on HB 1244, which would add a brain-injury designation to driver’s licenses and require law-enforcement training. The sponsor and advocates described how the designation could help de-escalate encounters and improve safety for people with brain injuries; the bill was reported favorably, with members noting it could also cover broader brain-injury conditions if medically certified. After that testimony, the committee adjourned without objection.

Transcript Highlights:

• AB 1726, Calderon, catastrophic savings accounts, held in committee.
• AB 1726, Calderon, catastrophic savings accounts, held in committee.
• AB 2472, Committee on Emergency Management, catastrophic plans, held in committee.

Summary: The Assembly Appropriations Committee held a suspense-file hearing on May 14, 2026, reviewing hundreds of Assembly bills and a few committee bills. The chair opened by explaining the committee’s budget constraints and the factors used in suspense decisions, including fiscal impact, return on investment, effects on constituents, and protection of the state’s social safety net. The agenda was organized alphabetically by author, and the committee noted that results would be posted later that day online. The committee then acted on a very large number of measures, sending many bills to the Assembly floor on do pass or do pass as amended motions, while holding many others in committee. Topics covered a broad range of policy areas, including housing, health care, education, labor, public safety, wildfire mitigation, water, energy, transportation, cannabis, immigration, and state governance. Many bills were amended to narrow scope, make implementation contingent on appropriations or existing resources, remove provisions, or clarify agency responsibilities; several bills were held without further action. Among the notable actions, the committee advanced bills on items such as Medi-Cal services, child care, wildfire-related programs, housing financing, school and college issues, public safety and criminal justice, environmental and energy policy, and various consumer and business regulations. Some measures were sent out on A or B roll calls, with Republicans often not voting on amended bills. The hearing concluded after the committee reported that a large number of bills had been moved to the Assembly floor, either as do pass or do pass with amendments, and the committee adjourned.

Transcript Highlights:

• AB 1795 is, at its core, a bill about what insurers owe policyholders after a catastrophic and destructive
• individual vehicle owners, many of whom lack the financial resources to compensate victims in catastrophic
• Without amendments, AB 2361 shifts the financial burden of catastrophic harm onto injured Californians

Keywords: 988, house, all

Transcript Highlights:

• We cannot knowingly remove a tool that is preventing catastrophic events.
• We cannot knowingly remove a tool that is preventing catastrophic events.
• Thanks. catastrophic events. These systems don't replace deputies. They extend our eyes.

Summary: The Appropriations Committee on Transportation, Tourism, and Economic Development met with a quorum and considered five bills. Senate Bill 628, naming a portion of South Navy Boulevard in Pensacola as Warrior Sacrifice Way to honor three Navy sailors killed in the 2019 Naval Air Station Pensacola attack, drew supportive remarks from senators and was reported favorably. Senate Bill 382 addressed electric bicycles and scooters by requiring riders to yield to pedestrians, limit speed near pedestrians, and use audible signals, while creating an e-bike safety task force and reporting requirements; witnesses from law enforcement, local government, and school boards supported the bill but urged clearer inclusion of e-scooters and better data collection, and the bill was reported favorably. Senate Bill 880 created a Miami Northwestern Alumni Association specialty license plate to fund scholarships and school programs, and Senate Bill 696 authorized online trademark registration applications and updated trademark classification and verification procedures; both were reported favorably with little opposition. The committee also took up Chair DeSigley’s CS for SB 654 on traffic infraction enforcement cameras for red-light running, school-zone speeding, and school-bus violations. The bill aimed to increase consistency, transparency, and fairness by limiting data use, requiring records retention, authorizing virtual hearings, restricting commissions, and adding school board approval and reporting requirements for school-bus camera programs. An amendment was adopted to clarify several provisions, including the definition of careful and prudent driving, limits on camera data use, contract timing for commission prohibitions, and reporting on violations outside authorized enforcement periods. Members raised concerns about privacy, surveillance, school-zone notice, and whether all-day school-zone enforcement should continue; Hillsborough County law enforcement testified in support of all-day enforcement based on crash data, while the sponsor said he would continue working on clarifications. After debate, the amended bill was reported favorably.

Transcript Highlights:

• Climate change and severe weather have left California increasingly vulnerable to destructive catastrophes
• term environmentally sensitive vegetation management to mean vegetation management that reduces catastrophic
• Sensitive vegetation management means vegetation management that reduces catastrophic fire risk over

Summary: The Assembly convened after a quorum call, opened with prayer and the Pledge of Allegiance, welcomed visiting students from De La Salle High School and a guest for Assembly Member Kalra, and then moved through a lengthy concurrence and third-reading agenda. Early actions included concurrence on ACR 21 honoring fallen Galt Police Officer Herminda Grewal, followed by a series of mostly noncontroversial bills on utilities, reclamation districts, housing, wildfire relief, mobile homes, environmental quality, health care coverage, and local government. Several measures were presented as technical, clarifying, or urgency bills, and many passed with unanimous or near-unanimous votes; notable items included AB 238 (wildfire mortgage forbearance), AB 571 (Southern California Veterans Cemetery permitting/CEQA exemption), AB 574 (health care coverage), AB 696 (lithium-ion battery safety advisory group), AB 1150 (airport car rental facility maintenance), AB 1154 (ADU parking standards), and SB 499 (impact fee deferrals for emergency-related parkland and utility infrastructure). SB 499 drew the most debate, with supporters emphasizing disaster resilience and dual-use parkland and an opponent arguing it would worsen housing-related fee burdens; it ultimately passed after a call was lifted. The chamber also adopted SJR 4 urging restoration of NIH funding, and passed SB 230 expanding workers’ compensation presumptions to additional firefighters, SB 92 tightening density bonus law to curb loopholes, SB 782 creating disaster relief financing districts, SB 40 capping insulin copays at $35 and limiting step therapy, SB 362 strengthening small-business financing disclosures, SB 513 requiring workers access to training records, SB 489 requiring public agencies involved in housing approvals to post requirements online, SB 31 promoting recycled water use, SB 551 introducing normalization and dynamic security concepts in corrections, SB 639 extending flood-protection deadlines for Sacramento/Yuba projects, SB 653 defining environmentally sensitive vegetation management, AB 652 on air pollution, and SB 221 updating stalking law to include threats to pets. Several bills received recorded opposition or split votes, including SB 551, SB 439, SB 782, and SB 499, but most measures passed comfortably. The Assembly also concurred in Senate amendments on AB 516 and AB 1523, and later lifted the call on SB 499 to complete passage. The session included an adjournment in memory of Rick Bryson of Long Beach, with Assembly Member Lowenthal highlighting Bryson’s athletic, business, and civic contributions. The day ended with reminders to secure floor managers for pending bills, a notice of the next day’s 10 a.m. floor session, and adjournment until Thursday, September 4th.

Transcript Highlights:

• think ultimately, if we want to really drive some savings, you go to a self-insured plan with high catastrophe
• But that's, you go to a self-insured plan with high catastrophe insurance protection.
• high deductible plan because my family doesn't have services that we need to use outside of a catastrophic

Bills: SB2160

Keywords: health insurance, public employees, uniform group insurance, retirement, state employees, 908, all

Summary: The committee resumed work on Senate Bill 2160, which would move the Public Employees Retirement System health plan from grandfathered to non-grandfathered status under the Affordable Care Act. PERS officials Rebecca Frickie and Derek Holbein explained that the bill would allow more flexibility in plan design, including higher deductibles, co-pays, and out-of-pocket maximums, while also adding enhanced preventive benefits. They clarified that ACA “essential health benefits” apply to individual and small-group markets, not to PERS as a large employer, and that the bill’s projected cost increases were based on actuarial estimates and prior bid scenarios from Sanford and Blue Cross Blue Shield. Members debated whether the bill would actually save money or simply shift costs to employees. Supporters argued that non-grandfathered status would create more levers to manage medical inflation and could produce net premium savings through plan redesign, citing prior bid comparisons showing potential reductions of 1% to 8% depending on the option. Opponents, including Representative Schauer and North Dakota United president Nick Archelette, questioned how the state would pay for the estimated $25 million to $30 million in added benefits and warned that employees could face higher out-of-pocket costs amid already strained household budgets. Frickie said the legislature would control funding decisions and that current law requiring the state to pay full family premiums could be changed only by statute. The committee also discussed reserve funding, with members noting that a $4.3 million reserve draw in the bill was intended to cover the final months of the biennium and could be modified. After testimony and discussion, Vice Chair Johnson moved a do-pass recommendation and referral to Appropriations. The motion passed 10-3-1, with Representatives Ostlie, Schatz, and Schauer voting no. Representative Gump agreed to carry the bill.

Transcript Highlights:

• for the child, if you have a paraprofessional, you're automatically bingo, you're hitting that catastrophic
• , you're you're automatically bingo, you're hitting<01:11:49.880> that<01:11:50.560> catastrophic
• hitting that catastrophic aid level. hitting that catastrophic aid level.
• approval for catastrophic aid. approval for catastrophic aid.
• And they surely, when it comes up to them requesting catastrophic aid from the state, from the department

Keywords: 1189, house, all

Summary: The committee took up HB 1563, a special education aid formula bill, after a brief recess. Members reviewed a replace-all amendment that would keep the current reimbursement lag structure but make the bill effective July 1, 2028, with districts beginning to collect the new data in the next biennium. The amendment changes the reimbursement tiers from a dollar-based system to one tied to average per-pupil spending: districts would pay 100% below 2.5 times average per-pupil spending, 85% from 2.5 to 3.5 times, 20% from 3.5 to 10 times, and 10% above 10 times, with the state covering the remainder. Speakers emphasized that the bill is intended as an incremental step to gather better data before any larger expansion of state participation. A major new section would create a risk-based monitoring program for reimbursement claims. Instead of reviewing every claim individually, the department would review at least 20% of districts each year so every district is reviewed at least once every five years, with additional random or targeted reviews based on risk indicators, anomalies, prior findings, or other department criteria. Members discussed whether the audit sample should be district-based or student-based, and whether the bill should more specifically define the type of audit and the meaning of “other” criteria. Department witnesses said the current process already involves confidential information and that the new approach would not worsen privacy concerns; they also said the department would follow federal and state privacy laws and adopt rules to implement the process. Several members supported the bill as a practical first step to improve data collection and eventually expand aid, noting that districts currently do not track lower-cost special education students well. Others raised concerns about the lack of a fiscal note, possible local costs, and whether the new monitoring language gives the department too much discretion. The discussion ended with no vote taken in the excerpt, and members indicated they may need more time to review the final amendment before proceeding.

Transcript Highlights:

• <00:20:51.720> They catastrophic to those operations.
• They catastrophic to those operations.
• um<00:21:21.800> it<00:21:22.200> could<00:21:22.360> be<00:21:22.480> catastrophic
• <00:21:23.840> If<00:21:24.000> it<00:21:24.160> if um it could be catastrophic
• If it if um it could be catastrophic.

Keywords: 916, all

Summary: The chairman opened by explaining that the committee would hear proposed interim topics and then rank them by written submissions rather than debating them one by one. The Public Service Commission presented two topics: an educational session on small water utilities, citing maintenance needs, water-quality compliance, and difficulty accessing capital, and a review of civil penalties for pipeline safety violations because Wyoming’s statutory penalties are far below federal levels and could affect compliance and funding. Members and outside presenters then outlined a range of additional topics. Representative Campbell proposed work on fire protection districts and EMS districts, focusing on financial stability, mill levies, and possible county authority to combine districts and levies. He also raised public records at meetings, corporate filing fees, and fraudulent corporate filings. The Community College Commission proposed updating annexation statutes so communities can join community college districts more easily, especially where current mill-levy rules create funding issues. Senator Crago supported the fraudulent corporate filings topic and noted related technology-based solutions and overlap with blockchain issues. Other proposals included CPA “Pathways” licensing changes to address a shortage of accountants, a review of public meetings and public records laws, continuation of the electricity study with emphasis on grid reliability and large-load capacity constraints, and a broader review of the public meetings and records act. Ashley Harpstreith of the Wyoming Association of Municipalities supported extending municipal audit deadlines and described a statewide shortage of auditors and CPAs. Healthy Wyoming proposed studying health coverage options for low-income working adults, including state-sponsored or cooperative models. Representative Chestek proposed making most nonpartisan county offices elected on a nonpartisan basis. No votes or final selections were taken in the portion provided; the committee mainly heard testimony and discussed whether topics should be assigned to this committee or another one.

Transcript Highlights:

• For the purposes of enhancing water yield, reducing catastrophic wildfire, increasing forest products
• When we get into these large catastrophic fires like we had the elk...
• wildfire, increasing forest catastrophic wildfire, increasing forest products,<00:37:56.640> and<
• And again, I'll reference two of the largest catastrophic fires in 2025.
• And again, I'll reference two of the largest catastrophic fires in 2025.

Keywords: 916, all

Transcript Highlights:

• And the last time that happened, the results were catastrophic.
• > results<00:04:20.720> were happened the results were happened the results were catastrophic
• 04:24.240> uh<00:04:24.440> I<00:04:24.560> am<00:04:24.840> quite catastrophic
• and so uh I am quite catastrophic and so uh I am quite concerned<00:04:26.360> because<00:04:

Keywords: 1187, senate, all

Transcript Highlights:

• repeat the outreach after landfall, and we also add other info such as where they can find our catastrophe
• We had, and I'll get into a little bit of the weeds on this, 16 CRCs, or catastrophe response centers
• repeat the outreach after landfall, and we also add other info such as where they can find our catastrophe
• We had, and I'll get into a little bit of the weeds on this, 16 CRCs or catastrophe response centers

Summary: The Insurance and Banking Subcommittee received a lengthy presentation from Citizens Property Insurance Corporation CEO Tim Serio, with Insurance Commissioner Michael Yaworski also answering questions. Serio reviewed Citizens’ role as Florida’s insurer of last resort, its statutory funding structure, eligibility rules, depopulation program, reinsurance obligations, and the surcharge/emergency assessment mechanisms that can be used if Citizens runs a deficit. He emphasized that recent legislative reforms, combined with lower litigation and improved market conditions, have helped the private market recover and reduced Citizens’ policy count from a peak of about 1.41 million in 2023 to 936,182 at the end of 2024, with a projected drop to about 771,000 by the end of 2025. He also said the reforms reduced Citizens’ rate need and helped avoid an emergency assessment after the 2024 storms. Members asked about Citizens’ rate increases, why Citizens still seeks higher rates despite lower litigation, how the 20% eligibility threshold works, whether Citizens should be wind-only, and whether the state or federal government could help with deficits. Serio explained that Citizens is still charging below actuarially sound rates in most areas, that rate filings reflect reduced litigation and lower reinsurance exposure, and that assessments on all Florida property policyholders are the reason Citizens tries to build surplus and depopulate. He said the depopulation program is working better than in the past, with less than 2% of takeout policies returning to Citizens, and that the Office of Insurance Regulation has been vetting takeout companies more carefully. A substantial portion of the discussion focused on claims handling after Debby, Helene, and Milton, including flood-versus-wind disputes and Citizens’ use of the Division of Administrative Hearings for some claim disputes. Serio said Citizens had received 76,625 claims from the three storms and had paid nearly $823 million in indemnity and expenses as of January 7, 2025. He said many closed-without-payment claims were either below deductible, withdrawn, duplicate, or flood-only, and that Citizens had asked its internal audit function to independently review the claims data and denials. He also described Citizens’ storm outreach, catastrophe response centers, managed-repair program, and claim review process, and said the corporation remains focused on paying valid claims while minimizing the risk of assessments on the broader Florida market.