Transcript Highlights:

• rather than the 2028 election.
• would be work to do to make us salaried rather than non-salaried, but still under the legislative code
• Rather than non-salaried, but still under the legislative code, is that correct? Thank you.
• Texas, about $7,000 per year for a 140-day session, which is kind of crazy.
• Texas needs to change that.

Keywords: 996, all

Transcript Highlights:

• But it's always hard for elected officials to raise revenues. It's always hard.
• Texas does this, but Texas actually goes further. Texas taxes custom software.
• These employees can live in Texas.
• These employees can live in Texas.
• They need to be here, not in Texas.

Keywords: 987, senate, all

Transcript Highlights:

• We ask for your guidance for every elected official and staff member serving our state.
• credit card verification value or code credit card verification value or code and<01:58:52.800><
• Put it in to put in and your zip code.
• <02:04:24.800> whatever then the the the secret code whatever then the the the secret code
• were just getting elected. were just getting elected. >> Yeah.<02:42:16.160> Yeah.

Keywords: 920, all

Summary: The Alabama Senate convened with prayer and the Pledge of Allegiance, confirmed a quorum, excused absent senators, and adopted the previous day’s journal. The chamber also recognized guests, including members of Alpha Kappa Alpha Sorority and employees of the Central Alabama Electric Cooperative. A senator then delivered a Black History Month-style presentation highlighting James Weldon Johnson, A. Philip Randolph, Jan E. Matzeliger, and Percy Lavon Julian for their contributions to civil rights, labor, industry, and science. The Senate received House messages referring two Archives and History board appointments to the Committee on Confirmations, then took up numerous committee reports. Several bills from Finance and Taxation, Judiciary, Education Policy, Agriculture, Fiscal Responsibility and Economic Development, Healthcare, Tourism, Veterans and Military Affairs, State Government Affairs, and Local Legislation received favorable reports, some with amendments or substitutes, and were advanced to second reading and placement on the next legislative day’s calendar. The chamber also recommitted Senate Bill 266 to the Tourism Committee. The Senate confirmed multiple appointments, including Llaya McNair to the Alabama Trust Fund Board, several members to the Credit Union Administration Board, and Elizabeth Smithart, Leslie Sanders, and Wayne Sers to the Alabama State Board of Human Resources. It then adopted several resolutions, including commendations and memorials, such as resolutions honoring Mary Francis Holland, the Stanhope Elmore boys bowling team, and Alicia Cannon for more than 50 years of service to the Alabama judicial system. The Senate also adopted a resolution creating the Study Commission on Artificial Intelligence and Children’s Internet Safety, after discussion about its purpose, membership, and duties; an amendment to the commission resolution was adopted before the resolution itself was adopted.

Transcript Highlights:

• Uh, under the penal code, it's called deadly conduct.
• Section 8841.05 of the Health and Safety Code to align with Article 26.051 of the Code of Criminal Procedure
• Aligning the language of the Health and Safety Code and the Code of Criminal Procedure will clarify.
• In Texas criminal justice system, it continues the Texas Department of Criminal Justice, uh, for 12 more
• Doors, Texas Appleseed, Texans for Free Enterprise, EdTrust in Texas Lone Star Justice Alliance, Cicero

Bills: HB153

Transcript Highlights:

• San Mine in Texas quit delivering coal. Submine in Texas quit delivering coal in '23.
• Cattle Creek in Louisiana—no, excuse me, in Texas—was bought by one of the other mines.
• As everybody says, election... As everybody says, elections matter.
• The results of elections matter, and we all know it. It can have an effect.
• If we can crack the code 2.0 for enhanced oil recovery, it'll be a great win.

Summary: The committee met at the Coteau Freedom Mine in Mercer County, approved the June 2 minutes, and heard an overview of the mine from Coteau Properties president Andrew Hawbaker. He described the Freedom Mine as the largest lignite mine in the United States, supplying coal to Dakota Gasification, Antelope Valley Station, and Leland Olds Station. He emphasized the mine’s scale, safety record, reclamation work, workforce needs, community involvement, and economic impact, including payroll, taxes, royalties, scholarships, and local hiring. Members asked about how long land stays in production, how quickly it returns to agriculture after reclamation, labor shortages, and how mining affects groundwater and water wells. Hawbaker said most tracts are mined for about three to five years, reclamation is coordinated with landowners, and the company continues to struggle to find electricians, welders, mechanics, operators, and engineers. The committee then heard from Public Service Commission Chairman Randy Christman on coal mining reclamation and permitting. He reviewed North Dakota’s coal mining history, the state’s reclamation laws, federal Surface Mining Control and Reclamation Act primacy, bonding, permit renewals and revisions, prohibited mining areas, inspection and enforcement, and contemporaneous reclamation requirements. Christman stressed that North Dakota’s program is professional and thorough, with frequent inspections, financial assurance, and a 10-year revegetation monitoring period before bond release. He also discussed federal coal ownership issues that can delay mine plans, the treatment of prime farmland, and how reclamation differs for wind and pipelines. In response to questions, he said one challenge is sometimes releasing land too soon before long-term compaction issues are fully understood, and he noted that data centers do not currently have a comparable reclamation model because they typically own the land. In the afternoon, the committee received an update from Lignite Energy Council president Jonathan Fortner on the lignite industry. He said North Dakota’s lignite sector supports five commercial power plants, four mines, about 12,000 direct and indirect jobs, and more than $5.5 billion in economic activity, while helping keep the state’s electricity rates among the lowest in the nation. Fortner reviewed coal severance and conversion tax revenues, the lignite research fund, federal regulatory rollbacks, carbon capture policy, and the industry’s legal costs fighting federal rules. He also highlighted a study on large-load development, saying new data centers and critical mineral processing facilities could create major local tax revenue and help justify new baseload generation. Members asked whether new gas pipelines would crowd out coal plant development and whether the economic study included jobs and broader local impacts; Fortner said the industry sees room for both and that the study did include construction, operations, jobs, and tax effects.

Transcript Highlights:

• North Dakota Century Code.
• North Dakota Century Code.
• The criminal code in Section 12.1 of the North Dakota Century Code has intentionally, knowingly, recklessly
• Texas is another example.
• And it is in the Century Code 12.1-29-07.

Summary: The committee met to approve prior minutes and then heard a presentation from Dr. Ramona Danielson on adverse childhood experiences (ACEs), focusing on the economic and public-system impacts in North Dakota. She explained that ACEs are a population-level measure, not a diagnostic tool for individuals, and said higher ACE exposure is consistently associated with more chronic illness, mental health challenges, child welfare involvement, justice-system contact, and reduced workforce participation. She emphasized that precise dollar estimates are difficult because of the many interacting factors across a person’s life course, but said the direction of the impact is clear and that evidence-based prevention and protective factors can reduce harm. Members asked about definitions of a “healthy family,” same-sex couples, divorce, substance abuse, historical trends in ACEs, and the role of positive childhood experiences and home visiting. The committee then heard from Allison Mahoney and Missy Barranco about evidence-based home visiting programs in North Dakota, including Healthy Families, Early Head Start, Nurse-Family Partnership, and Parents as Teachers. They described home visiting as voluntary, relationship-based, and tailored to family needs, with referrals coming from hospitals, WIC, human service zones, pregnancy navigators, self-referrals, and other community sources. A parent, Abby, shared that home visiting helped her family after premature births and NICU stays by providing support with postpartum mental health, breastfeeding, developmental screenings, referrals, and parenting guidance. The presenters said the programs are funded through a mix of federal MIECHV/Title IV-E dollars, Medicaid targeted case management, state and tribal funds, philanthropy, charitable gaming, and grants, and they noted that current funding is fragmented and insufficient to serve all eligible families statewide. Members discussed whether the state should expand or better fund these services and how to improve outreach and referrals. Later, the committee received a memorandum on artificial intelligence and sexual exploitation, followed by a presentation from a BCI special agent on how AI is already affecting child exploitation investigations in North Dakota. The memo and testimony described AI-generated child sexual abuse material, deepfakes, sextortion, and risks posed by chatbots, along with relevant federal and state law and recent executive orders. The agent said North Dakota saw 2,698 cyber tips in 2025, the highest on record, and that investigators are increasingly encountering AI-assisted exploitation that is harder to detect and verify. Members discussed the need for child-safety protections, the limits of executive orders, and broader concerns about AI undermining critical thinking and spreading misinformation. No votes were taken on the AI materials during the portion provided, and the committee recessed briefly after the report.

Transcript Highlights:

• So, a key retailer in Texas, and really all over East Texas and Texas, Tractor Supply operates 239 stores
• I live in Frisco, Texas.
• I live in Frisco, Texas.
• Laura Temez, Texas Trial Lawyers Association.
• Texas uses a different test called operations and control and direction.

Summary: The Senate Committee on Transportation heard several bills, mostly local memorial highway designations and transportation-related regulatory measures. Senator Hinojosa presented SB 1351 to designate part of US 281 in Hidalgo County as the Jose Rodriguez Lua Memorial Highway in honor of a Border Patrol processing coordinator killed by a drunk driver; a family member testified emotionally in support, and the bill was left pending. The committee also heard and left pending SB 2245 on bonded titles for vehicles when a lienholder has gone out of business, SB 1568 on animal-friendly specialty license plates with a second “spay, neuter, adopt” plate, SB 2589 on handling closed county roads in Webb County, SB 1104 on allowing large retailers to use one fingerprinted employee of record across multiple Texas locations, SB 1423 naming the Bill Stout Parkway in Longview, and SB 1931 naming part of US 83 the Rodolfo Valdez Memorial Highway. Most of these bills drew supportive testimony or were presented as local measures with no opposition. The committee also took up broader policy bills. SB 215 would create a digital identification program for Texas driver’s licenses and certain other licenses, but the sponsor said he was mainly laying the bill out for discussion and study; testimony was limited and the bill was left pending. SB 2707 would clarify that government entities such as TxDOT and the military remain exempt from fees on oversized/overweight permit authority, though a county commissioner raised questions about road-use impacts and fee revenue. SB 2807 drew the most discussion: it would prevent a motor carrier’s use of safety technology, training, and related practices from being used as evidence that an independent contractor is actually an employee. Supporters said the bill would encourage adoption of safety tools like cameras and braking systems without increasing misclassification risk, while opponents from the trial lawyers’ side warned the wording could conflict with existing labor-code definitions and create litigation. The sponsor and committee members discussed possible clarifying floor amendments. After public testimony, the committee voted on the pending bills. All measures were reported favorably on 6-0 votes, with committee substitutes adopted where applicable. SB 1351, SB 1423, SB 1568, SB 1931, SB 2245, SB 2589, SB 2707, SB 2807, and SB 2841 were all sent to the full Senate, and several were recommended for the local and uncontested calendar. The committee recessed subject to the call of the chair after completing the votes.

Transcript Highlights:

• Members, this creates Article 416 in the Code of Evidence.
• Members, this creates Article 416 in the Code of Evidence.
• It's done entirely in Texas by the state. We don't want that, but that's all this bill does.
• We were duly elected, but that would be appointing people.
• But Toledo Bend goes into Texas. Okay, understood. Okay.

Bills: HR179, HR180, HR181, HR182, HR183, HR184, HR185, HR186, HR187, HCR75, HCR76, HCR77, HCR78, HCR79, HR165, HR166, HR168, HR169, HR170, HR171, HR172, HR173, HR174, HR175, HR176, HR177, HR178, HCR65, HCR66, HCR67, HCR68, HCR69, HCR70, HCR71, HCR72, HCR73, HCR74, SCR34, SB34, SB43, SB52, SB56, SB165, SB173, SB189, SB190, SB260, SB322, SB345, SB374, SB387, SB401, SB448, SB449, SB455, SB487, SB496, SB502, SB505, HB362, HB893, HB990, HB1007, HB1153, HB1243, HR1, HR17, HCR5, HCR4, HCR47, HB55, HB385, HB394, HB396, HB406, HB608, HB622, HB676, HB772, HB897, HB1030, HB1035, HB1038, HB1045, HB1049, HB1056, HB1058, HB1059, HB1092, HB1100, HB1117, HB1160, HB1161, HB1162, HB1177, HB1180, HB1189, HB1216, HB1239, HB1240, HB59, HB74, HB159, HB330, HB364, HB414, HB458, HB525, HB568, HB786, HB1008, HB1033, HB1034, HB1041, HB1062, HB1070, HB1079, HB1112, HB1118, HB1139, HB1151, HB1176, HB1182, HB1196, HB1214, HB1241, HB87, HB115, HB162, HB368, HB433, HB441, HB447, HB466, HB481, HB741, HB1242, SB162, SB349, SB350, SB382, SB383, SB127, SB244, HB977, HB181, HB31, HB664, HB9, HB192, HB225, HB306, HB310, HB366, HB635, HB911, HB1230, HB1236, HB615, HB864, HB1103, HB1175, HB901, HR20, HR74, HB284, HB393, HB459, HB577, HB582, HB605, HB614, HB682, HB733, HB773, HB996, HB1003, HB1082, HB1113, HB1234

Keywords: neighborhood, crime prevention, security districts, law enforcement, community safety, funding, Counseling Day, mental health, Louisiana Counseling Association, community support, mental wellness, Louisiana State University, athletics, NAIA, sports achievements, recognition, success, competition, education, higher education

Summary: The House opened with a prayer, pledge, quorum call, and several personal privileges recognizing guests and special observances, including Junior League Day, Renewable Energy Day, Wholesalers Day, and Sin Law Day. Members also introduced and adopted a number of commemorative resolutions, including condolences, recognitions of schools and community figures, and resolutions related to LSU, ALS Awareness Month, and local festivals. Several Senate and House measures were referred or laid over, and the chamber announced upcoming scheduling changes for House and Senate bills. The most extensive debate centered on House Bill 385, which would require certain TOPS scholarship recipients to repay one semester of aid if they fail to meet academic requirements, subject to listed exemptions and an option to avoid repayment by entering certain high-demand career and technical programs. Opponents questioned the bill’s impact on students, its possible constitutional issues, administrative costs, lack of a fiscal note and implementation details, and whether it would worsen brain drain or convert a merit scholarship into a loan. The motion to recommit the bill to Appropriations failed 34-16, but after continued questioning and criticism, the author later moved to return the bill to the calendar, and that was agreed to. The House then passed House Bill 55, which restricts public disclosure of juror information, after adopting an amendment clarifying that juror interviews are still allowed if jurors choose to participate. The chamber also passed House Bill 394 extending the conditional parole programming period from nine months to 24 months, House Bill 396 making autopsy photographs admissible in criminal proceedings, House Bill 406 directing the Department of Education to study whether it should supervise interscholastic high school athletics, House Bill 622 aligning state criminal history record handling with federal requirements, and House Bill 676 creating the crime of fraudulent patient referrals, or body brokering, with amendments clarifying lawful marketing arrangements. House Bill 1030, concerning reimbursement for non-emergency medical transportation for certain mental health-related services, was taken up with amendments and then temporarily returned to the calendar.

Transcript Highlights:

• The lady from Jackson County, the elected assessor district, for what purpose does the lady rise?
• Gentleman from Texas, for what purpose do you rise? Thank you, Mr. Speaker.
• The gentleman from Texas has moved that the title be agreed to. Discussion on the title?
• Does the gentleman from Texas yield?” “Yes.” “Proceed.” “Good afternoon. Good afternoon.
• Seeing no further discussion, gentleman from Texas. Mr. Speaker, I close.

Summary: The House convened with prayer and the Pledge of Allegiance, then approved the House Journal by roll call vote, 120-0. Members also suspended House Rule 98 to allow hats on the chamber floor, approving that motion 87-32. The chamber then recognized several special guests and personal introductions, including the Eugene High School basketball team, family members of members, and other visitors. One member delivered a lengthy personal privilege speech responding to a U.S. Supreme Court voting-rights decision and urging protection of democracy and voting access. In committee reports, the House received favorable reports on substitute House Bill 2426 and Senate Bills 866 and 863. The chamber then agreed to a conference on the property-tax omnibus package, Senate Bills 1066 and 1088. On third reading, House Bill 3329 passed 142-0, repealing expired tax credits, and House Bill 3405 passed 138-0, cleaning up SALT deduction language and clarifying it as a deduction rather than a credit. House Committee Substitute for House Bill 2426, a parental-rights bill, was debated at length with opposition focused on its school reporting and financial-ledger provisions, but the motion to pass it failed 70-60. The House then took up Senate Bill 1233, a licensure bill dealing with CPA licensing and other professional licensing provisions. One amendment removing compacts and related language was adopted, a nursing-home physicals amendment was withdrawn, and the bill passed 129-6. Senate Bill 1408, originally a highway-speed bill, was heavily amended to remove some Department of Revenue and other provisions, while adding or revising items including vehicle inspections, motorcycle lighting, hands-free enforcement, driver education, and specialty plates for women’s professional sports; it passed 82-53. The final bill of the day, Senate Substitute No. 2 for Senate Bill 863, creating a five-member interscholastic athletic oversight commission for appeals from statewide activities associations, was introduced and debated, with questions raised about its relationship to MSHSAA.

Transcript Highlights:

• Located in the Hill Country, Bandera, Texas was founded in the early 1850s on the wild Texas frontier
• Um, we have some here in central Texas.
• official citations, correct enacted codes to conform the codes to the source of law from which they
• were derived, and revised codes or parts of the code enacted during the preceding legislative session
• This bill, we call it our general code update bill.

Transcript Highlights:

• codes.
• This bill creates a new offense under Section 16.021 of the Texas Penal Code, making it a second-degree
• crime networks, which this bill smartly addresses by amending section 71.02 of the Texas Penal Code
• Uh, code As a part of this bill.
• Under current Texas Penal Code Section 2201, assault is generally classified as a Class A misdemeanor

Bills: HB316

Keywords: Medicaid, healthcare, affordable care act, medical assistance, federal funding

Transcript Highlights:

• election.
• election.
• A valid argument exists for both the general election or the primary election.
• election.
• Now, forgive me for not knowing the election code that well, because I do work a 72 hour job and everything

Keywords: 988, house, all

Transcript Highlights:

• Is deeply embedded in Texas law.
• I'm board certified in family law from Denton, Texas, and I'm here for the Texas Family Law Foundation
• I'm an attorney in Galveston, Texas, been practicing for 26 years, and I'm the president of the Texas
• or a PCSP under Chapter 264 of the Family Code.
• or a PCSP under Chapter 264 of the Family Code.

Bills: SB387, SB1650, SB1838, SB1839, SB1923, SB1940, SB2052

Keywords: judicial bond, guardianship, probate law, county judge, statutory county court, attorney general, criminal prosecution, public order, law enforcement, jurisdiction, attorney ad litem, parent-child relationship, compensation, legal representation, government entity, probate, court proceedings, record delivery, wills, legal documentation

Summary: The Senate Committee on Jurisprudence heard several family-law and probate bills. Senate Bill 2052 would codify a rebuttable presumption that a parent acts in the best interest of a child and require clear and convincing evidence to overcome that presumption in disputes involving non-parents; the author and several witnesses supported the bill as a clarification of existing case law, while one witness suggested refining the modification language. Public testimony was closed and the bill was left pending. The committee also heard Senate Bill 1923, which would allow child support to follow a child placed temporarily with kin or fictive kin under a parental child safety placement or authorization agreement; the bill’s author and a grandparent caregiver testified in support, while one witness suggested the Attorney General could handle the change administratively. That bill was also left pending. Senate Bill 1838 would standardize fee schedules and compensation rules for attorneys ad litem and related court-appointed counsel in DFPS child-protection cases. The author said the bill would clarify unclear current law, and witnesses from the Texas Indigent Defense Commission and family-defense bar supported it, though one asked that expert-witness expenses be expressly included. Senate Bill 387 would raise the bond requirement for county judges handling guardianship proceedings to at least $500,000; the author described it as a refiling of a prior bill that passed unanimously but was vetoed, and a statutory probate judge testified in support. Senate Bill 1839 would require original or paper wills to be delivered to the transferee court when probate proceedings are transferred; the committee substitute broadened the delivery methods, and the district clerk witness supported the change. All three bills were left pending. The committee also took up Senate Bill 1536, which had previously been voted out with the wrong committee substitute; members reconsidered the vote, adopted the corrected substitute, and then voted 3-0 to report the bill favorably to the full Senate, with local and contested calendar certification. Finally, Senate Bill 1940 would create a transfer-on-death mechanism for manufactured homes classified as personal property, similar to existing tools for real property and vehicles; the author and an estate-planning attorney testified that it would streamline transfers and reduce probate costs. A non-substantive committee substitute was still being prepared, and the bill was left pending.

Transcript Highlights:

• HB 2324, Fire Code, Municipality, County Buildings.
• Speaker Murphy was re-elected in November 2024, topping the poll in Speaker Murphy was re-elected in
• Judiciary and Elections. HB 2079, memorial: Dombalis. Government.
• Judiciary and Elections. HB 2079, memorial: Dombalis. Government.
• Judiciary and Elections. HB 2140, bullion depository; state monies treasurer.

Keywords: 1182, all

Transcript Highlights:

• This bill makes it clear that the Texas Family Code, that the Texas Family Code that another person or
• One of these is um chapter, Texas Family Code chapter 32.003.
• This addresses inconsistencies within the Texas Family Code, uh, in Title 12, and 5 does not, uh, apply
• Um, throughout the Texas Family Code, there are multiple references to attorneys' fees, um, but the standards
• And so the Texas Family Code currently, again, grants sole managing conservators various exclusive rights

Transcript Highlights:

• Calling around, we live in a very rural town, and there are some bigger cities like Lubbock, Texas, and
• Midland, Texas, that are an hour and a half away.
• That you have and the coding. Is the number of schools reached by training that 41?
• Kind of my crazy idea would be making it possible to have an elective.
• Of class that was offered at the high school where they could get treatment during their elective hours

Transcript Highlights:

• So, uh, House Bill 557 amends the Texas Family Code to create reasonable safeguards.
• This bill proposes several changes to the estate code in Texas to provide greater clarity, improvement
• Uh, your witness affirmation says Texas Family Foundation, but I believe that's the Texas Family Law
• The Texas Property code currently requires trustees to divide, uh, or provide detailed accountings that
• House Bill 2301 is a straightforward amendment to the Texas Family Code and clarifies the timing of providing

Transcript Highlights:

• The bill passed with broad stakeholder support, including Texas Association of Health Plans and Texas
• For over 100 years, the Texas Insurance code has included anti-rebating laws which prohibit insurance
• Uh, section of the insurance code.
• So for Texas to encourage, uh, more prescribed burning on private lands, uh, Texas needs more certified
• to the state of Texas.

Bills: HB139

Keywords: ad valorem tax, tax rates, voter-approval, taxing unit, property tax, local government

Transcript Highlights:

• The color coding there: the projects that you see in red were funded with 2022-23 money.
• I had a producer from Texas last week...
• Now they're moving to large-scale data centers, massive data centers, anything they can do in Texas to
• Our tax code is a mess in terms of enhanced oil recovery and the extraction tax.
• If you take that Texas example, which we lived through 10 years ago, and everybody was stifling their

Keywords: 908, all

Summary: The committee received a compliance and status update on Industrial Commission programs and the Bank of North Dakota. Staff reviewed appropriations and spending for several Industrial Commission funds and grant programs, including lignite research, oil and gas research, clean sustainable energy, grid resiliency, salt cavern analysis, and the new NDSU research and technology park grant. Members discussed the timing of reimbursements, uncommitted balances, and the structure of the pipeline capacity and enhanced oil recovery funding. The Industrial Commission also reported on its administrative budget, grant management system project, and recent leadership transitions across several agencies. Karen Tyler of the Industrial Commission described active grant rounds and the status of major projects. She said the Clean Sustainable Energy Authority approved three projects in its sixth round, with remaining uncommitted cash and loan capacity still available, though no new funding was appropriated this session. She also said the Oil and Gas Research Council approved six enhanced oil recovery projects and expects additional funding after a federal Department of Energy award replaces one project’s state funding. For grid resiliency grants, she said some projects have been funded, some commitments were returned or reallocated, and some DOE funds remain pending. She also updated the committee on the salt cavern business case study, which replaced an earlier larger development proposal, and on the NDSU research park grant, where the nonmatching portion was paid and the matching portion has moved slowly because the match must be in cash. Ron Ness then gave an extended presentation on enhanced oil recovery and North Dakota oil and gas trends. He said production remains steady, but future growth depends on infrastructure, especially gas takeaway and projects like the Bakken East pipeline. He argued that enhanced oil recovery using CO2, natural gas, surfactants, and other methods could extend Bakken production for decades, but that the state needs more CO2 supply, better storage, and updated tax and regulatory incentives. Members asked about lateral lengths, CO2 availability, pipeline impacts, and the role of the Strategic Petroleum Reserve, and Ness emphasized that the projects are intended to share technical learning across operators and attract follow-on investment. The Bank of North Dakota then presented its compliance report and strategic update. President Don Morgan said the bank’s mission remains to support North Dakota agriculture, commerce, and industry while cooperating with the state’s financial sector. He reviewed the bank’s main business lines: participation lending with community institutions, student loans, disaster lending, mission-based programs, and a new fintech-focused effort. Morgan said deposits are flattening, so the bank is managing balance sheet growth carefully, while still reporting improved net income and strong efficiency. He also introduced Rough Rider Coin as a bank-to-bank payment rail, not a public cryptocurrency, intended to speed and modernize payments within North Dakota’s banking and credit union system. Committee members asked about student loan eligibility, disaster program use, and how credit lines and liquidity would be affected if deposits shrink.

Transcript Highlights:

• The amendment is coded A2.
• The amendment is coded A2.
• The amendment is coded A25 008.
• <00:29:12.159> the too much money in our elections the too much money in our elections the
• The amendment is coded DE1.

Keywords: 1183, house