Transcript Highlights:

• Bacterial infections can develop over time.
• landowner economic output, that number jumps to $9.6 billion.
• The Texas economic impact of $9.6 billion is noteworthy.
• That's why the Defense-Based Development Authority was created.
• Development Authority, I think that's what it's called right now, the Beating Development Authority.

Keywords: 1184, house, all

Transcript Highlights:

• development project.
• development in those communities.
• development project.
• development in those communities.
• development project.

Keywords: 1183, house

Transcript Highlights:

• develop housing and everything else? develop housing and everything else?
• economically efficient. economically efficient.
• Yeah, it's an interesting law because it's where natural resource, particularly rural economic development
• rural particularly rural economic rural particularly rural economic development,<02:01:52.000>
• economic activity. economic activity.

Keywords: 1191, senate, all

Transcript Highlights:

• Development Revolving Fund under the Statewide Economic Development Finance Act.
• Economics...
• development.
• they are developing, and it's a constant, by-the-minute development.
• because it is part of your greater economic development priority in your mission statement and all that

Transcript Highlights:

• Representative García is over in Rural Development presenting a bill. He's in the building.
• And developers bear the financial risk and taxpayers don't pay up front.
• We're here to promote the development of that kind of resource here in New Mexico. Mr.
• Developers are going to bear the financial risks associated.
• It discourages the development of renewable energy. Therefore, we are in opposition to HB 113.

Keywords: 996, all

Transcript Highlights:

• On line 80, moving on to the Economic Development Department, there was an additional year added for
• On line 91—why are we giving tourism money to the Economic Development Department?
• There was a Creative Industries Division created at the Economic Development Department.
• There was a Creative Industries Division created at the Economic Development Department.
• That takes us through economic development, Mr. Chair.

Bills: SB193, SB132, SB35, SB145

Keywords: SB193, acequia, community ditch, irrigation works construction fund, water infrastructure, ditch infrastructure, irrigation, New Mexico water law, agricultural water, farmers, Rio Grande, acequia association, forest land protection revolving fund, state fund transfer, irrigation projects, SB132, DOIT, Department of Information Technology, software replacement, equipment replacement

Transcript Highlights:

• passed on for years of developing passed on for years of developing Gardens<00:57:51.200> to<
• But beyond the economic benefit, our counties have made sure that the trail development is done right
• Beyond the economic benefits, our trails are developed with environmental stability in mind.
• economic benefits our Trails developed economic benefits our Trails developed environmentally<01
• Economic impact is...

Keywords: 1183, house

Transcript Highlights:

• He added that California must consider what this means for economic development and how it is distributed
• development within the state.
• development.
• They actually expanded economic opportunity, maybe grew the economic pie, for example, and created new
• development, and job creation in California.

Keywords: 988, house, all

Summary: The Assembly Transportation Committee heard testimony on the DMV’s finalized autonomous vehicle regulations, with a focus on how the rules update California’s oversight of testing, deployment, reporting, and enforcement. DMV and CHP officials said the new framework expands data collection beyond crashes to include immobilizations, hard-braking events, system failures, and notices of noncompliance, while also creating clearer requirements for first responder interaction, remote operations, and heavy-duty AV testing and deployment. Members raised concerns about safety, emergency response delays, freeway and work-zone operations, and whether the state has enough data to compare AVs with human drivers. Witnesses from consumer and labor-related groups emphasized transparency and accountability, arguing that the prior rules were outdated and that public access to the collected data is important for regulators, researchers, and injured parties. Industry representatives said California now has the nation’s most comprehensive AV permitting and reporting system, with phased permits, mileage thresholds, and broad DMV authority to restrict or suspend operations. They supported the regulations as a path to safer, more transparent deployment, while noting that the rules stay within state operational authority and do not replace federal standards for vehicle design and performance. A second panel focused on first responder interactions and remote operations. The San Francisco Fire Department described AVs blocking emergency scenes and generating “sleeper calls” when passengers fall asleep, consuming significant fire and EMS resources. Waymo said it maintains 24/7 emergency contacts, first responder plans, geofencing protocols, and remote support that can help move vehicles or allow first responders to override them. Members asked about license requirements for remote personnel, redundancy during communication outages, and how companies handle sleeping passengers before calling 911. No votes were taken; the hearing was informational.

Transcript Highlights:

• In recent years, California has really developed strong leadership on this.
• development.
• Residential and economic growth.
• The office could develop its own system.
• I was the economic warfare consultant for the Pentagon.

Bills: HB246, HB796, HB 1056, HB1544, HB1846, HB2001, HB2618, HB2625, HB2869, HB2898, HB3069, HB3114, HB3157, HB3228, HJR98, HB246

Keywords: federal directives, state authority, Tenth Amendment, government enforcement, local governance, gold standard, legal tender, currency, transactional currency, financial transactions, electronic payment systems, state finance, regulatory compliance, electric trucks, charging infrastructure, advisory council, transportation, sustainability, criminal penalties, official information

Transcript Highlights:

• Welcome everyone to the Committee on Economic Development and Technology, as well as the Committee on
• Second, 7.3% of total revenue collected for economic development and tourism resiliency.
• Second, 7.3% of total revenue collected for economic development and tourism resiliency.
• Second, 7.3% of total revenue collected for economic development and tourism resiliency.
• Second, 7.3% of total revenue collected for economic development and tourism resiliency.

Keywords: 910, house, all

Summary: The joint hearing of the Committees on Economic Development and Technology and Tourism on February 12, 2025, focused on HB 77/HB 1077, a measure related to increasing the transient accommodations tax and directing revenue toward climate mitigation/resiliency and economic development/tourism resiliency. Most testifiers supported the bill, including the Hawaii Emergency Management Agency, Hawaii Green Infrastructure Authority, State Energy Office, Governor’s office, DLNR, the Climate Change Mitigation and Adaptation Commission, the Office of Planning and Sustainable Development, the Nature Conservancy, the Hawaii Climate Advisory Team, Care for Aina Now Coalition, the Hawaii Tourism Authority, and the Ocean Legislative Task Force. Supporters emphasized the need for reliable funding for disaster preparedness, environmental restoration, infrastructure resilience, and tourism-related resilience projects; some cited polling and a reported funding gap for natural resource protection and restoration. Opposition or concerns came from the Kohala Coast Resort Association, which argued the state should fully collect existing taxes from short-term vacation rentals and other accommodations before considering any tax increase. The Attorney General and Department of Taxation offered technical comments, noting the bill’s special fund language referred to fees that the chapter did not actually authorize and recommending either deleting that language or authorizing fee collection through rulemaking. The Hawaii Tourism Authority supported the measure but asked that the funding mechanism have a clear nexus to tourism resiliency. After a brief recess, the chair recommended amendments to redirect the proposed 1.75% TAT increase away from the two special funds and into the general fund, while earmarking 7.3% of total revenue for climate mitigation/resiliency and 7.3% for economic development and tourism resiliency, with technical and defect-effective-date amendments. Both committees then voted to pass the measure with amendments; the recommendations were adopted, and the meeting adjourned.

Transcript Highlights:

• The first meeting of the Senate Standing Committee on Economic Development, Tourism, and Labor.
• development in the Commonwealth.
• I have developed friendship with fish.
• Economic activity that could stay in Kentucky.
• So to wrap this up, I just want to make a word about economic development and agriculture. $477 million

Keywords: Meeting start: 00:00 Roll Call: 00:37 SB 39 discussion: 04:10 SB 39 vote: 26:35, 958, all

Summary: The Senate Standing Committee on Economic Development, Tourism, and Labor met with a quorum and first heard a brief presentation from Vice Chair Frommeyer on a resolution recognizing January as Kentucky Mentoring Month. She highlighted mentoring as important for personal, academic, and professional development and cited partnerships such as Northern Kentucky University’s Norse Network Hub and local community mentoring efforts. The committee then took up Senate Bill 39, sponsored by Senator Gary Boswell, which would treat fish in private lakes and ponds as the property of the landowner and allow landowners to extend fishing rights by written or electronic permission. Boswell and supporter Jason Kenner argued the bill would strengthen property rights, reduce burdensome regulation, support selective harvest and stocking decisions, and could boost tourism, local economies, and aquaculture. Kenner also described bass fishing’s economic impact, youth fishing growth, and examples of tournaments and habitat projects in Kentucky. Boswell said the bill does not change fishing license requirements and does not alter invasive species rules except to clarify that largemouth bass, including F1 Florida bass, are not invasive. Commissioner Rich Storm and other members raised concerns that the bill’s language could affect the Department of Fish and Wildlife’s fee-based funding, federal grant eligibility, enforcement authority, and creel-limit cases, especially if written permission on private waters were interpreted broadly. Senator Webb said she supported the idea of bass stocking but wanted more guardrails and a pilot approach. Senator Howell asked whether Boswell would consider further work on the language, but Boswell declined to accept a committee substitute or amendment at that time. The committee then voted 8-1 with one pass to report the bill favorably, and the chair announced the bill would be reported with favorable expression that it should pass.

Transcript Highlights:

• The first is that we are expanding high-quality teacher development.
• data, along with the skills developed through reading and math academies.
• It is a moral and economic imperative for the state of Texas.
• The Greater Houston Partnership is the principal economic development organization for the Houston region
• So when our economic development team talks to prospects—those that are looking to make large capital

Summary: The committee continued hearing testimony on Senate Bill 2252, which would expand early literacy and numeracy screening, parent notification, intervention supports, and teacher training, including math academies and early childhood supports. Supporters from Texas 2036, Good Reason Houston, Texas Business Leadership Council, and several parents argued that early identification of skill gaps, clearer data for families, and stronger teacher preparation would improve student outcomes, workforce readiness, and long-term earnings. They cited low math proficiency statewide, the importance of early intervention, and examples of districts using screeners and data dashboards to guide instruction and resource allocation. One witness also highlighted home visiting as a family-support model, while another urged more funding for pre-K partnerships and stronger support for parents with reading materials and guidance. A district special education administrator testified neutrally, saying the bill reflects practices already used in her district but expressing concern that it could reduce local control and teacher discretion by standardizing screening and tying it to funding. A Texas Classroom Teachers Association representative supported the intent but warned that mandatory math academies and intervention academies could burden teachers if implemented like prior reading academies, and a substitute teacher/teacher-of-the-year witness asked for clearer protections around special education information and pay for alternative certification candidates. After public testimony closed, SB 2252 was left pending. The committee then took up Senate Bill 2253, as substituted, which would phase out routine hiring of uncertified teachers over time, require parent notification when a teacher is uncertified, and expand high-quality preparation pathways such as university programs, residencies, improved alternative certification, and grow-your-own programs. Senator Creighton said the bill responds to the rise in uncertified teachers and aims to strengthen the teacher pipeline with more structured preparation, mentorship, and oversight by SBEC. Invited testimony strongly supported the measure: a Texas Tech researcher said uncertified teachers and fast-track programs are associated with significant learning losses, while year-long residencies and mentored pathways produce stronger outcomes and higher earnings for students. Leaders from Dallas College and Sam Houston State University described successful residency and grow-your-own models, high completion and retention rates, and the need for paid residencies and stipends so candidates can afford to enter the profession. Committee members asked about the difference between mentorship and residency, the cost-effectiveness of paid residencies, retention incentives, and how to scale the model statewide. The committee also adopted the substitute for SB 2253 and later paused to vote out several other bills, including SB 1191, SB 1786, SB 226, SB 326, SB 570, SB 870, SB 991, SB 60, SB 365, SB 1401, and SB 1067, all of which were reported favorably, many with unanimous votes and some placed on the local and uncontested calendar.

Transcript Highlights:

• It wasn't because the economics didn't make sense.
• Um, and you know as I said the economics are working against forestry.
• We don't industry is still developing.
• economics are working against forestry. economics are working against forestry.
• economic implications. economic implications.

Keywords: 928, house, all

Summary: The meeting opened with roll call and approval of the prior minutes, including a requested correction to Thomas Han’s statement about a Granite State Division of the Society of American Foresters subcommittee studying the timber yield tax and current use forest land tax assessment formula. The correction was adopted, and the minutes were then approved as amended. The main agenda item was a hearing of landowners on forest taxation and carbon credits. Several scheduled speakers canceled, so the committee received a letter from Ross Karen, a Coos County landowner and forester, who opposed carbon credit sales because of “leakage” and argued that diverse local markets and productive forests are better than carbon sales. Aean Kelly of White Mountain Lumber and the Randolph Town Forest also testified, saying many Coos County landowners and forest managers have declined carbon credit offers because they do not fit New Hampshire’s working-forest tradition. He argued that carbon agreements should be treated on a level playing field with traditional harvesting and that, if they are to be encouraged, they should face a fiscal adjustment comparable to the timber tax. Kelly also gave a detailed history of the timber tax, explaining that it was created in 1948 to replace uneven local property taxation on standing timber, discourage clearcutting, and stabilize the tax base while preserving working forests. He said the tax was intended to be collected when timber is harvested, not to stop logging, and that a later commission found the 10% rate roughly matched the revenue towns lost. In response to questions, he said pre-1948 assessments varied widely by town and tax collector, and that carbon projects today are already being valued by sophisticated models, so he believes carbon should be included in the assessment system. He also said short-term carbon agreements may simply monetize existing forest value, while 100-year agreements raise enforceability concerns. No votes or other formal actions were taken beyond approving the amended minutes.

Transcript Highlights:

• There are 11 because originally the money was given to regional development commissions and they ran
• artists, helping emerging arts organizations, they do professional development workshops.
• Some of them do grants for professional development.
• They do professional development professional. Don't workshop.
• Some of them do grants for professional development.

Keywords: 1183, house

Transcript Highlights:

• When it comes to the Arizona promise, security also means economic stability.
• They deserve economic security, and they deserve a hopeful future.
• We can continue to be the model for the nation when it comes to water conservation and economic development
• We can craft water policy that protects our most precious resource while advancing economic development
• While advancing economic development and security, we can guarantee Arizona remains the best place in

Keywords: 1182, all

Summary: The transcript is the opening joint session of the Arizona Legislature’s 57th Second Regular Session, featuring remarks from House and Senate leaders and Governor Katie Hobbs. House and Senate leaders emphasized a conservative governing agenda focused on affordability, public safety, parental rights, accountability, school choice, election integrity, and water policy, while also highlighting plans for tax cuts and cooperation across chambers. Governor Hobbs centered her address on the “Arizona promise,” stressing affordability, security, and freedom. She highlighted prior actions on job growth, medical debt relief, housing, public safety, border security, water management, and economic development, and announced new proposals including a middle-class tax cut package, a capacity and efficiency initiative to save state funds, a new active management area for La Paz County, a Colorado River Protection Fund, elimination of the data center tax exemption, a housing acceleration fund, and an Arizona Affordability Fund funded in part by a short-term rental fee. She also called for more accountability in the ESA program and for renewing Prop. 123 to support public schools. The governor and legislative leaders also addressed political violence, honoring retiring Senator Lela Alston and recognizing public safety and firefighting personnel. No formal votes or legislative actions were taken in the session; it concluded with the joint session being dissolved after the governor’s remarks.

Transcript Highlights:

• And what I'm referring to is the sense of teamwork that developed here was really remarkable.
• It is a workforce issue, an economic issue, and a critical support for children's development.
• that will take some time to develop, but that the guarantees will be there.
• that will take some time to be able to develop, but that the guarantees will be there.
• growth that is supporting California's economy and supporting economic growth in the future.

Summary: The Assembly Budget Committee met to consider the 2026 Budget Act, which leaders said was the negotiated compromise with the Senate and was expected to move to the floor that evening. Opening remarks emphasized that the plan balances the budget over two years, reduces the structural deficit, and builds reserves, while also protecting core services in the face of federal cuts. Jason Sisney outlined the legislative budget framework and the likely floor bills, including AB 109, SB 110, SB 122, and SB 125. Department of Finance representative Eric Khali said the administration appreciated the two-year balanced approach and supported the modification in SB 122, while noting the package uses additional revenues and new spending to soften or reject some proposed cuts. Most of the discussion focused on major spending areas. Members and subcommittee chairs highlighted protections and additions for health care and human services, including rejecting the proposed Medi-Cal asset limit change, delaying premium increases, restoring clinic and dental funding, supporting distressed hospitals and county indigent care, and expanding county eligibility staffing to handle H.R. 1-related workload. Education members described record or expanded support for TK-12 schools, child care, special education, community colleges, teacher recruitment, and higher education, including a change to extend Cal Grant eligibility to age 30 for some community college students. Housing and homelessness funding was increased for HAP, multifamily housing, and the low-income housing tax credit, while public safety members pointed to investments in victims’ services, restorative justice, and prison closure savings. Several members also raised concerns or priorities tied to the budget deal. Some praised the package as a moral document that protects vulnerable Californians, immigrant communities, LGBTQ residents, seniors, and people with disabilities. Others noted unresolved issues, including the MCO tax’s impact on districts, the need for more support for local journalism, arts, biotech R&D incentives, transit and GGRF-related concerns, and the need for continued work on Prop. 98 and long-term fiscal resilience. The vice chair cautioned that despite the current progress, the state remains vulnerable to revenue volatility and warned that the budget should build more resilience against a possible downturn. No formal vote was taken in the portion provided, but the committee was preparing the budget package for floor action and final negotiations.

Transcript Highlights:

• <01:39:52.520> development<01:39:53.000> perspective an economic development perspective
• which is so crucial to the economic which is so crucial to the economic development<02:15:22.800
• What we are looking for is economic development of everything.
• What we are looking for is economic development of everything.
• <02:35:17.240> development<02:35:18.000> of for is economic development of for is economic

Keywords: 1189, house, all

Summary: The meeting was an orientation for the Resources, Recreation and Development Committee, led by Chair Bob Harb. He reviewed committee procedures, including pink cards for witnesses, blue sheets for counts, use of drawers in the committee room, scheduling practices, and how bills would be posted and distributed. Members briefly introduced themselves and explained why they wanted to serve on the committee, with several citing interests in conservation, water quality, outdoor recreation, land use, and related local issues. The committee then opened a hearing on HB 1113, relative to OHRV operation on certain highways within the town of Windsor. Representative Ré Colcombe, the sponsor, explained that the bill would allow local OHV/UTV access across a short section of state road in Windsor so residents on divided portions of town could travel legally between areas. He said the town selectmen were already allowing OHRV use on town roads, the route was paved, traffic impacts were expected to be minimal, and local police had no objections. He also said the town would hold public hearings and notify abutters as required, and that if the select board ultimately opposed the proposal he would recommend killing the bill. Members asked about the legal authority for the change, speed limits, traffic volume, winter maintenance, and whether the Department of Transportation or select board had to approve the route. Colcombe said the town must hold a public hearing and that the change would need to be incorporated into RSA 258:10, section 4. He said the road is maintained by the town in winter and by the state in summer. An opponent, Anne Davis, testified that she opposed the bill, saying ATV use should be treated as a tool for forest management rather than recreation, that law enforcement capacity in Windsor was a concern, and that she believed affected residents should be fully notified before any approval. No vote or final action was taken in the portion provided.

Transcript Highlights:

• And we will go to our last panel, Governor's Office of Business and Economic Development, better known
• And we will go to our last panel, Governor's Office of Business and Economic Development, better known
• That includes local economic development organizations, chambers of commerce, like the San Diego and
• Additionally, it would allow California to better compete with economic development incentives in other
• It is one of the most important tools in the state's economic development toolkit, and they want to make

Summary: The Assembly Budget Subcommittee on State Administration heard several budget proposals from CDTFA, the Board of Equalization, and the Franchise Tax Board. The first panel focused on cannabis, hemp, flavored tobacco, and related enforcement. CDTFA requested ongoing funding to implement cannabis tax changes, enforce the new intoxicating hemp restrictions and flavored tobacco seizure authority, and continue compliance work. The department said it is targeting illicit product, protecting licensed businesses, and using referrals from the public and lawmakers to focus inspections. The LAO supported some of the proposals but urged the Legislature to treat them as part of a longer-term enforcement strategy and raised concerns about the use of General Fund support for cannabis enforcement. Public testimony on the cannabis item largely supported stronger enforcement and funding for the legal market. The committee also heard CDTFA’s request to reappropriate funds for an upgrade to the CROS tax collection system, which would improve taxpayer services, security, and software maintenance without adding new money. A separate CDTFA proposal would make all delivery network companies, such as DoorDash and Uber Eats, marketplace facilitators for sales tax purposes. CDTFA said the change would reduce confusion for restaurants and improve compliance, while the LAO questioned whether the proposal functioned more like a tax increase because it would also capture service fees. Members raised affordability concerns, but the proposal was framed by the administration as a parity and compliance measure. The subcommittee then considered a governor’s proposal for a sustainable aviation fuel tax credit. Finance argued the credit would help decarbonize aviation and support in-state production, while the LAO recommended rejection, citing cost, uncertainty about environmental benefits, possible diversion of diesel excise tax revenues from transportation programs, and concerns about consistency with voter-approved transportation funding rules. Testimony from airlines, labor unions, airports, and refinery workers strongly supported the credit, emphasizing union jobs, refinery conversions, and emissions reductions, while fuel retailers and some others warned about fiscal risk and higher fuel prices. The chair and some members expressed support for the proposal despite the funding concerns. Finally, the BOE presented an IT modernization project for state-assessed property administration, saying the current system is outdated and manual and that a new system is needed to improve accuracy, cybersecurity, and workflow efficiency, especially with a likely increase in workload from new VoIP assessments. The LAO asked for more justification for the timing, but BOE said the urgency stems from aging systems and growing workload. BOE also requested modest funding to implement SB 293 changes to intergenerational property transfers and wildfire relief guidance, which the LAO did not oppose. The Franchise Tax Board began its presentation on the final phase of its Enterprise Data to Revenue modernization effort, describing the project’s rollout across audit, collections, legal, and filing enforcement workloads and noting it is now in a warranty period.

Transcript Highlights:

• So understanding economic development, understanding their direct connection to education, understanding
• development, and educational opportunity.
• I believe that my diverse experience in health care, business, public policy, and economic development
• Prior to this, I was the economic development director for the wonderful city of Kissimmee for 13 years
• Prior to this, I was the economic development director for the wonderful city of Kissimmee for 13 years

Summary: The committee first heard CS/SB 270, which would extend Bright Futures eligibility by 12 months for certain students whose parent was serving overseas in public service and then retired, giving military and diplomatic families more time to return to Florida without losing scholarship eligibility. Senator Burgess also explained a late-filed amendment to set the bill’s effective implementation for the 2025-26 school year, and the committee adopted the amendment without objection. The bill received supportive testimony, including from Senator Smith, and was reported favorably by a roll call vote. The remainder of the meeting focused on confirmation hearings for appointees to state college boards of trustees, with the chair emphasizing a new process of hearing from each nominee individually rather than taking a blanket vote. Nominees from Tallahassee State College, St. Johns River State College, South Florida State College, Broward College, State College of Florida Manatee-Sarasota, Palm Beach State College, Pasco-Hernando State College, and Valencia College described their backgrounds and priorities, which largely centered on workforce development, nursing and health sciences, dual enrollment, fiscal responsibility, student retention, and partnerships with local employers and communities. Several nominees highlighted their own educational or professional ties to the colleges, and some noted the importance of serving rural or military-connected communities. One nominee, John Aloko for Pasco-Hernando State College, was not present because he was attending a conference in Hawaii and was deferred to a later hearing. After hearing all other nominees, the committee voted to recommend confirmation of the remaining appointees in a block vote, covering Tabs 2 through 22 except Tab 8, and the motion passed. Two members later asked to be recorded as voting in the affirmative on earlier items.

Transcript Highlights:

• We have the S’s report that our economic development communities do.
• development communities do our economic development communities do so<00:32:30.559> we're<00:
• <00:53:51.079> development<00:53:51.640> as balance between economic development as
• <00:54:16.160> development<00:54:16.599> and<00:54:16.760> the economic development
• Department of Business Economic Department of Business Economic Development<01:38:24.239> tourism

Keywords: 912, senate, all

Summary: The committee heard several bills, beginning with HB 934 on broadband and digital equity. Testifiers from the Lieutenant Governor’s office, the Office of Enterprise and Technology Services, DCCA, the University system, the Hawaii State Council on Developmental Disabilities, and others generally supported the measure and emphasized the need to coordinate broadband efforts, fund operations, and expand access to high-speed internet, devices, and digital navigation services. The Chamber of Commerce and West Coast Comprehensive Health Center supported the bill but objected to HD1 language excluding broadband infrastructure for retail service, warning it could create unintended consequences and limit community-led or rural projects. The Lieutenant Governor explained the state expects roughly $400 million to $500 million in federal broadband funding, described the bill as consolidating efforts under a broadband office attached to the CIO, and said the office would focus on infrastructure, devices, and training. No vote was taken on HB 934 in the portion provided. The committee then took up HB 97 on travel insurance. The Insurance Division said it had no major problem with the product but requested technical changes to align with licensing requirements and noted the bill largely codifies practices already used in the industry. Industry witnesses from Allianz and the U.S. Travel Insurance Association said the measure would create a consistent framework, add consumer protections, and align Hawaii with the NAIC model adopted in many other states. Members questioned whether there was a specific problem the bill was solving, and the division responded that it was mainly a framework and form-review measure rather than a response to a known enforcement issue. The bill was discussed but no final action was reported in the excerpt. HB 448 on technology enablement drew broad support from the Hawaii Technology Development Corporation, the Chamber of Commerce, the Food Industry Association, and other business representatives. Supporters said the measure would help businesses use technology such as digital platforms, e-commerce, robotics, and AR/VR to improve competitiveness, especially in tourism and other sectors. Committee members pressed for clearer scope, cost estimates, and assurances that local companies would be used; the agency said it would prioritize local-first contracting, use federal NIST-related support where possible, and estimated an initial request of about $200,000, though it could not give a firm total. Members expressed concern that the plan was still too undefined. The committee then began HB 455 on small business loans, where the Attorney General suggested explaining why a special fund is needed, and a witness from H Collaborative said the bill would help startup businesses that struggle most to access capital.