Transcript Highlights:

• The other one that we have is term limits.
• The second one we have was under term limits, and this creates an order that sets term limits within
• There was a big controversy in the town over whether we wanted term limits or not.
• The rate of term limits came on.
• I'm not saying that liability. Excellent point in that. Excellent point in that.

Keywords: 995, all

Summary: The House Committee on Election Laws, chaired by Dan Hunt and co-chaired by Senator Keenan, held a hearing on 27 bills with testimony limited to three minutes per speaker. The main policy theme was expanding youth participation in elections. Senator O'Connor testified in support of Senate Bill 526 and House Bill 854, which would allow 17-year-olds to vote in a primary if they turn 18 before the general election. Lawan Allen of Vote 16 USA also supported bills to lower the voting age, arguing that youth voting becomes habitual, can increase turnout more broadly, and is already in place in several cities and states. Robin Chen, the lead petitioner for S. 508 and H. 814, gave extended testimony in favor of children's right to vote, saying children are affected by government decisions and should have a voice. Representative Sousa raised concerns about misinformation and the vulnerability of younger voters, but Chen responded that misinformation affects adults too and pointed to historical civil rights activism by children. Several local election-law measures were also discussed. Cynthia Hogan, Brockton’s elections director, supported a bill requiring candidates for local office to have lived in the city for a year, saying people have sometimes used business addresses or other questionable claims of residency to run for office. Representative Suzy testified in favor of H. 872, a Pembroke home-rule petition to reduce the signature threshold for a recall petition from 20% to 10% of registered voters, describing the change as a response to low-turnout local elections and not aimed at any current official. Representative Gallagher supported two Bridgewater home-rule petitions: one establishing a recall process for elected officials and another creating term limits for town councilors, both of which had been approved by the town council and would still require voter ratification in Bridgewater if adopted by the legislature. The hearing concluded without any bill votes or committee actions beyond accepting testimony. The chair noted that written testimony would continue to be accepted until action is taken on the bills, and the committee adjourned after no further witnesses came forward.

Transcript Highlights:

• House Bill 73, introduced by Representative Thompson [ID: member_12088], an act relating to limitations
• on actions, eliminating the statute of limitations on actions for damages due to childhood sexual abuse
• To limitations on actions, eliminating the statute of limitations on actions for damages due to childhood
• liability for the provision of peer support services.
• An act relating to crime, removing the time limitation for commencing prosecution of human trafficking

Transcript Highlights:

• But anyways, it's only for roads up to some speed limit; you could change that if you wanted to.
• of 40 m an hour now I have speed limit of 40 m an hour now I have in<00:10:04.760> the<00:10:
• We already have liability with maintaining the traffic signals themselves.
• We already have liability with maintaining the traffic signals themselves.
• properly uh we already have liability properly uh we already have liability with<01:06:29.039>

Keywords: 1189, house, all

Summary: The Public Works and Highways Committee heard testimony on House Bill 375, which would allow municipalities to designate certain road segments for ATV travel, create maps and signage for those routes, set seasonal limits, and require certain equipment on ATVs such as lights, a horn, flashers, and directional signals. The sponsor, Rep. Dan Maguire, said the bill is intended to support tourism and give towns a structured, optional way to permit ATV use on roads, not to override existing uses. Members asked about possible overlap with agricultural vehicle rules, golf carts, speed limits, and whether the bill could allow ATV use on busier roads or expressways; the sponsor said he did not intend to interfere with existing lawful uses and believed golf carts would only be included if they met the relevant statutory requirements. NHDOT State Maintenance Engineer Alan Hennessy said the department had concerns with language exempting municipalities and the Bureau of Trails from the permitting process, arguing that the existing permit system provides needed review, public notice, and signage requirements. He also raised questions about road funding and maintenance if ATVs were allowed on state highways. Fish and Game Captain Michael Eastman testified that his commission opposed the bill as written, citing concerns about the ATV definition, the distinction between ATVs, UTVs, and other OHRVs, and the potential impact on state highways and road maintenance. He said towns can already open roads to OHRV use under existing law, and he noted that accident data for road use would generally be handled by local police or State Police rather than Fish and Game. Craig Reny, chief of the Bureau of Trails, said the current Bureau of Trails/DOT permit process for highway crossings and connectors works well and is used to ensure safety through engineering review. He said his bureau was not taking a position on the bill but wanted to clarify that existing procedures already address many of the issues the bill appears to cover. No vote or final action was taken during the portion of the meeting provided.

Transcript Highlights:

• So, you know, sticking to that definition is very limited, and I included in my testimony an example
• So, you know, sticking to that definition is very limited, and I included in my testimony an example
• and I included in my very limited and I included in my testimony<00:17:47.480> an<00:17:47.600
• Removes the 2-year limitation on the recoupment of overpayments.
• First of all, it could be a a liability First of all, it could be a a liability risk,<01:17:31.040

Bills: HB2323, HB2324, HB1509, HB2164, HB2165, HB2367, HB2619, HB1765, HB2187, HB1864, HB1452, HB2314, HB1898, HB2558, HB2319, HB1643, HB2121

Keywords: workers' compensation, treatment plans, vocational rehabilitation, electronic submission, reporting requirements, occupational safety, hoisting machines, discrimination protection, Department of Labor, safety standards, treatment plan, injured worker, medical treatment authorization, employer response deadline, secure electronic transmission, facsimile, fax, mail submission, denial of care, medical necessity

Summary: The committee heard several administration bills related largely to workers’ compensation and unemployment insurance. On HB 2323 HD1, which would modernize workers’ compensation notice and filing procedures, DLIR and other agencies testified in support of the original bill language but said HD1 removed key components and weakened the bill’s clarity and continuity. HB 2324 HD1, which would repeal state hoisting-machine certification requirements and the separate crane operator certificate, drew support from DLIR; members asked about whether the change would affect safety or local operators, and DLIR said OSHA-compliant certifications already exist and the union supported the change. HB 1509 HD1, which would require faster employer responses to treatment plans and impose penalties for nonresponse, received support from DLIR and others, while DHRD said it wanted an amendment. The committee also took up HB 2164 HD1 on compounded prescription drugs in workers’ compensation. DLIR supported the bill as a way to define compounded drugs and curb inflated pricing, but DHRD and a medical provider opposed it and asked for amendments. Testimony focused heavily on whether the definition should include 503B compounding facilities and whether physician dispensing should be limited to the first 30 days after injury. HB 2165 HD1, dealing with unemployment insurance eligibility and removing the two-year limit on recouping overpayments, was supported by DLIR but opposed by Unite Here Local 5, which argued it would make it harder for striking workers and other claimants. Members questioned the impact of changing reporting deadlines from calendar days to business days and raised concerns about future benefit offsets; DLIR said the bill was needed for federal conformity and that the committee would revisit the offset percentage and effective date. Later, the committee heard HB 2367 on pay transparency, requiring salary ranges in job postings and removing the small-employer exemption. The Hawaii Civil Rights Commission, AAUW, Hawaii Women Lawyers, and an individual testifier supported the bill, saying pay transparency promotes fairness, trust, and pay equity; one testifier described being underpaid compared with a predecessor and said posting ranges would save applicants’ time. HB 2619 HD1, concerning homemade food products and farm kitchens, received generally supportive comments from the Department of Health, which requested an amendment to preserve flexibility in future rulemaking. HB 1765 HD1, on spear-fishing safety warnings, drew support from a safety educator and comments from DLNR; supporters said warning labels would help prevent hypoxic blackout deaths and were low-cost and easy to implement. No votes or final committee actions were taken in the portion of the meeting provided.

Transcript Highlights:

• How can clubs function if certain arguments are off limits?
• How do certain arguments are off limits?
• At that point, limiting principle left.
• >> Yes, I do. to have a liability shield so that to have a liability shield so that people<02:18:06.639
• There are limits municipal bond bank.

Keywords: 1189, house, all

Transcript Highlights:

• For the Strong Families Tax Credit Program, the bill limits a taxpayer contribution to an eligible charitable
• It limits the maximum a charitable organization can receive at $10 million per year, and it increases
• 2028, and it changes... ...the order in which insurance premium tax credits are taken against tax liabilities
• we've been taking steps across the board and in different sectors to try to reduce what that tax liability
• The term includes, but is not limited to, organizations that engage in fact-checking.

Keywords: 998, house, all

Transcript Highlights:

• somebody with knowledge of that foreign adversarial ownership of agricultural land or within the limits
• that Like Oklahoma County wanted, related to unincorporated areas and making adjustments to the term limits
• And with that compensation, where does the liability fall? Where's the liability fall?
• Where does the liability fall? Is it the homeowner who accepts that, or how does that work?
• Is there a lower limit on how much milk they can produce and not be called a dairy farm.

Bills: HJR1088, HJR1090, HJR1091, HB1370, SB2154, HJR1092, HJR1093, HJR1095, HJR1099, HJR1100, HB3021, SB893, SB206, SB248, SB259, SB423, SB563, SB604, SB633, HJR1077, SB667, SB1224, SB1257, SB1264, SB1319, SB1360, SB1437, SB1531, SB1543, SB1806, HB3004, SB1572, HB4342, SB1618, SB2, SB237, SB1632, SB1687, SB1726, SB1859, SB1894, SB1461, HB4432, SB1948, SB1589, SJR52, SR46, HCR1030, SB2071, SB2182, SB1451, HJR1088, HJR1090, HJR1091, HJR1092, HJR1093, HJR1095, HJR1096, HJR1099, HJR1100, SB2185, SB893, HB3021, SR46, SB206, SB237, SB248, SB259, SB423, SB563, SB604, SB625, SB633, SB667, SB1224, SB1257, SB1264, SB1319, SB1360, SB1378, SB1437, SB1531, SB1543, SB1572, SB1618, SB1632, SB1687, SB1726, SB1806, SB1859, SB1894, SB1948, SB2071, SJR52, HB1370, HJR1077, SB2, SB1451, SB2182, HCR1030

Keywords: education rules, administrative rules, joint resolution, Oklahoma State Department of Education, higher education, State Regents for Higher Education, Teachers' Retirement System, charter schools, Statewide Charter School Board, career and technology education, CTE, OEQA, rule approval, legislative oversight, permanent rules, school governance, teacher retirement, education agencies, Oklahoma Register, Department of Agriculture, Food, and Forestry

Transcript Highlights:

• remote camp or on the water for two or more days, which allows you to have the increased possession limits
• And so now we're going to remove those and just say, look, if you got the proper limits on the vessel
• But I do understand the liability is what this bill basically is addressing as well, right?
• I’m seeing this as kind of like a little bit of a zero-liability vote, that those that are in Tensas
• I'm seeing this as kind of like a little bit of a zero liability voter that those that are in Tensaw

Summary: The committee first considered several local property-transfer and wildlife/fisheries bills, including SB 229 (Bojeur Parish property transfer), SB 71 (Lafayette Parish property transfer), and a series of Department of Wildlife and Fisheries measures. SB 203 simplified possession rules for fish on multi-day trips and remote camps; SB 429 created an administrative path to register “orphan” boats with lapsed registrations; SB 204 removed a residency-based restriction on certain commercial fishing gear licenses; SB 205 reduced duplicate registration requirements for federally documented boats; SB 213 clarified titling rules for vessels and outboard motors; and SB 257 removed Social Security number requirements from certain commercial fishing tags. Each of these bills was reported favorable, generally without objection, after brief explanations from sponsors and department counsel about reducing red tape, improving enforcement, or modernizing records. The committee also heard SB 214, which would allow the Teche-Vermilion Fresh Water District to stop pumping during an imminent flood threat identified by the National Weather Service or GOSEP, addressing liability concerns and giving local officials more flexibility in emergencies. SB 274, as amended, required lead hazard risk assessments for certain child care, early learning, and pre-kindergarten facilities and required hazards found in assessments to be addressed before licensing. Both bills were reported favorable. SB 379, a technical reorganization bill for the Department of Conservation and Energy, received two amendment sets: one changing investment language and another standardizing judicial-review procedures and online notice requirements; it was reported favorable after those amendments. The committee then adopted HCR 62, urging FEMA to review flood maps every five years instead of every ten and to better account for local flood-protection projects, with members discussing the burden of flood insurance and the need for FEMA to recognize levees, pump stations, and elevated homes. HCR 78 was also reported favorable, memorializing Congress to pass the American Seafood Competitiveness Act of 2026 in support of Louisiana’s seafood industry. HB 662, as substituted, was reported favorable after being rewritten to codify the department’s internal protocol for seized sick, injured, or orphaned wildlife, prioritizing release, rehabilitation, placement, and euthanasia as a last resort. Finally, the committee considered two more contentious items. HR 216, which urged repudiation of the Louisiana Climate Action Plan of 2022, drew extended debate over whether the plan had been adopted without legislative input and whether it could affect permits or future policy; after discussion, the sponsor voluntarily deferred the resolution to return with a revised approach focused on a legislative hearing or review. SCR 24, dealing with chronic wasting disease rules, was introduced with amendments that would raise the prevalence threshold, cap samples, allow zone removal after three years without new detections, and lift baiting/feed prohibitions above a higher prevalence level; the transcript cuts off before final action on that measure.

Transcript Highlights:

• And then, uh, just for clarity, to strike 21 and 22, the height limitation.
• did, uh, when originally Senate Bill 174 came in, the allegation was that some municipalities were limiting
• for maintaining it, if they<01:01:33.680> signed<01:01:33.839> a<01:01:34.000> liability
• /c><01:01:34.480> waiver,<01:01:35.119> if<01:01:35.280> that they signed a liability
• waiver, if that they signed a liability waiver, if that was<01:01:35.599> recorded<01:01:36.000

Keywords: 1189, house, all

Transcript Highlights:

• looking at here is garage liability looking at here is garage liability insurance<00:16:01.959><
• Explain to us real quick, for those that don't know, what garage liability is.
• Explain to us real quick, for those that don't know, what garage liability is.
• Explain to us real quick, for those that don't know, what garage liability is.
• Explain to us real quick, for those that don't know, what garage liability is.

Keywords: Meeting Start: 00:00 Roll Call: 00:06 SB24 Discussion: 01:08 SB24 Vote: 13:22 SB18 Discussion: 14:40 SB18 Vote: 21:54, 958, all

Summary: The committee met with a quorum and first took up Senate Bill 24, a measure aimed at combating property and casualty insurance fraud. Senator Girdler and witnesses from the Insurance Institute of Kentucky and the National Insurance Crime Bureau said the bill would expand the definition of a fraudulent insurance act to cover statements that misrepresent the scope of property damage or repair costs, with the goal of addressing inflated storm-damage claims and out-of-state bad actors. Members discussed whether existing prosecutors were already handling these cases, the role of Commonwealth’s attorneys versus the Attorney General, and the need to keep the bill narrowly tailored to criminal intent rather than negligence or ordinary disputes over value. The committee substitute was adopted, the bill received favorable expression, and a title amendment was also adopted. The committee then heard Senate Bill 18, which would address a shortage of insurance options for automobile dealers by allowing nonadmitted carriers to provide garage liability coverage in Kentucky. Testimony from an insurance agent and a legislative agent for Big I Kentucky described a shrinking market in which some small dealers cannot find coverage at all, risking closure. Members asked about the meaning of garage liability, consumer protections, solvency concerns, and whether more competition could lower prices; witnesses said surplus lines carriers already operate in Kentucky, agents play an important vetting role, and errors-and-omissions coverage would apply to the agent. The bill was supported as a way to preserve dealer businesses and expand coverage options, and it passed the committee with favorable expression after roll call.

Transcript Highlights:

• Um, uh, so the liability concerns are unaffected by this bill. We're not changing liability at all.
• <00:58:04.319> associated owner is have the liability associated owner is have the liability
• And you have changing liability at all.
• It's limited in paragraph 11 there.
• Um also need So there is a limit there.

Keywords: 916, all

Transcript Highlights:

• It is assumed that you have liability. So this brings experts into the fold neck.
• It is all simply a liability Bill. >> Representative Jan, you're recognized. Thank you, Mr.
• I also think that it is fear. >> All to 2 in the strict liability aspect of the bill.
• So for a court notice and serve a lout, the sell it to to avoid the strict liability.
• My question is regarding the strict liability.

Transcript Highlights:

• And on line 20, the district of liability for special education, I added a line at the end: all state
• <00:45:20.640> for<00:45:20.800> special the district of liability for special the
• district of liability for special education, education, education, I<00:45:23.440> added<00:45
• The resident district is always the district of liability, and so funding goes to the resident district
• > of The district's adoption of the provisions of RSA 194-D shall be exempt from imposed limitations

Keywords: 1189, house, all

Summary: The committee of conference on HB 751 reviewed amendment 2026-1904H page by page, focusing on open enrollment rules, capacity definitions, statewide enrollment limits, denial criteria, transportation, and funding. Members discussed clarifying that districts may set capacity at zero if they truly have no room, creating a statewide enrollment cap of 500 that can increase by 25% if it reaches 90% utilization, and exempting seats already used by open enrollment students before October 1, 2026. They also discussed how the Department of Education would allocate seats through rulemaking, while local districts would still set capacity, with grandfathered seats preserved where districts already allow open enrollment. A substantial portion of the meeting centered on when districts may deny open enrollment applications. The amendment would allow denials for reasons such as chronic absenteeism or disciplinary history, while requiring districts to consider whether those issues are tied to disability, McKinney-Vento status, foster care, or bullying. Members emphasized that such factors are to be considered, not used as the sole basis for rejection, and noted that the bill separately prohibits receiving schools from accepting or rejecting applicants based on pupil needs, special education needs, disability, aptitude, or athletic achievement. There was also discussion of whether interdistrict transfers should count toward open enrollment capacity, with a suggestion that a carve-out may be needed. The committee also reviewed provisions on program-specific capacity, continuous enrollment, and transportation. It was explained that capacity can apply to a school, grade, program, or class, including CTE programs, and that students may be denied if a specific program is full or if they do not meet prerequisites. The group clarified that open enrollment pupils would maintain continuous enrollment without reapplying, though there was concern about how that would work if district capacity changes over time. Transportation would generally be the parent’s responsibility unless required by an IEP or 504 plan, though students may use an existing bus route if seats are available and the receiving district allows it. On funding, the committee noted that the amendment changes the earlier HB 751 approach and instead ties open enrollment funding to base adequacy, differentiated aid, and an additional grant modeled on charter school funding, with dates removed at the department’s request. Members also raised concerns about how open enrollment would interact with existing tuition agreements and whether districts could use the new pathway to alter or pressure those arrangements. Department staff said districts would still be required to maintain a school of record and provide an adequate education free of charge outside the open enrollment program, and that if open enrollment enrollment became unusually large relative to district adequacy enrollment, the issue could be brought to the state board. No votes were taken in the portion provided.

Transcript Highlights:

• <00:05:11.520> to grounds and it sets a limitation to grounds and it sets a limitation to
• <00:07:42.160> number constantly a a we have a limited number constantly a a we have a limited
• ><00:29:27.039> educational it unnecessarily limits the educational it unnecessarily limits the
• Um, and so it's limited.
• contractor because you shift liability contractor because you shift liability from<01:38:06.320>

Keywords: 1191, senate, all

Transcript Highlights:

• Person means any individual, general partnership, limited partnership, limited liability company, corporation
• , limited<00:46:15.640> liability<00:46:16.040> company,<00:46:16.400> corporation,<
• /c> limited liability company, corporation, limited liability company, corporation, trust,<00:46:18.000
• . limits. limits.
• or to limit this. or to limit this.

Keywords: MS Senate Floor - 12 February, 2026; 9:30 AM, 925, all

Summary: The Senate convened with a quorum present, dispensed with the reading of the journal, committee reports, and bill titles, and heard an invocation and pledge. The early portion of the meeting focused on recognizing recipients of the 2026 Governor’s Arts Awards. The Senate adopted resolutions honoring Greg Harkins for excellence in traditional craft, Jesse Robinson for lifetime achievement in blues music, Heather Christian for excellence in music composition, the Mississippi Symphony Orchestra for excellence in performing arts, and Dorothy “Dottie” Armstrong for excellence in art education. The executive director of the Mississippi Arts Commission briefly thanked the senators and invited them to the evening awards ceremony. The chamber also received several announcements and introductions, including recognition of the Mississippi Society of Radiologic Technologists’ Capitol Day and visiting students from several radiologic science programs. There was also mention of an out-of-order resolution commemorating the 155th anniversary of Alcorn State University, though no action on it was detailed in the excerpt. On the calendar, the Senate took up Senate Bill 2915, which concerns alcoholic beverages, native wine retail permits, and festival permits. The bill was explained as a measure to support Mississippi’s native wineries by allowing free-standing tasting rooms in different parts of the state while maintaining tax collection; a committee substitute and a friendly amendment were adopted, and the bill passed by use of the morning roll call. The Senate then began consideration of Senate Bill 2828, the Money Transmission Modernization Act, which would impose transaction fees, create a Law Enforcement 287G Program Fund, provide an income tax credit for fees paid, and revise licensing and control definitions. After objections to the usual motion, the bill was read at length, but the excerpt ends before final action on that measure.

Transcript Highlights:

• situations, but limited memory can only retain past data for a limited time.
• Missouri had a comprehensive AI liability bill.
• FERC generally has limited jurisdiction on siting for transmission.
• FERC generally has limited jurisdiction on citing Thank you.
• FERC generally has limited jurisdiction on siting for transmission.

Keywords: 908, all

Transcript Highlights:

• We're going to limit our options for the people who use HMOs because we're going to not place limits
• How much is the policy limits? Gosh, we’re just about $1,000 within the realm of the policy limits.
• How much is the policy limits? Gosh, we’re just about $1,000 within the realm of the policy limits.
• So I don't want to have to take it to limitation.
• So I don't want to have to take it to limitation.

Bills: HF4881, HF4867, HF4422, HF4223

Keywords: healthcare, insurance, regulation, financial institutions, prescription drug affordability, consumer protection, restitution account, financial compensation, attorney general, distributions, property insurance, homeowners insurance, fire and allied lines, hail insurance, appraisal clause, loss adjustment, alternative dispute resolution, insurance claims, claim valuation, actual cash value

Transcript Highlights:

• And Senator Milton moves that the testimony limit be three minutes and public testimony be limited to
• Of course, school districts have an approximately 2.5% limitation.
• Certain cities, counties, and special districts are subject to a 3.5% limitation.
• This is a voter-approved limit. So right now, it's 3.5 percent.
• This is a voter approved limit. So right now, it's three and a percent.

Bills: SB9

Keywords: property tax, ad valorem tax, voter-approval tax rate, no-new-revenue tax rate, tax rate calculation, Tax Code, local government finance, municipality, county, special taxing unit, sales and use tax, property tax cap, tax rollback, tax levy, maintenance and operations, debt rate, disaster relief rate, Texas Legislature, local taxing unit

Summary: The Senate Committee on Local Government met to hear Senate Bill 9, which would lower the voter-approval tax rate for certain local taxing units from 3.5% to 2.5%. Sen. Bettencourt, the bill author, argued the change would continue the state’s property tax reforms begun in 2019, slow local levy growth, and give voters more say over larger tax increases. He and supporters cited data showing property tax levies have grown faster than population plus inflation, and said the bill would help protect taxpayers while preserving the state’s broader investments in school tax relief, water, rural law enforcement, and ambulance funding. Supporters included the Texas Taxpayers and Research Association, the Texas Association of Business, the Texas Public Policy Foundation, and the Texas Association of Manufacturers. They said the bill would improve transparency, encourage more disciplined budgeting, and create certainty for homeowners and businesses. They argued that lower tax-rate growth would help attract and retain employers and investment, and that voters would still be able to approve higher rates when needed. Local officials and other opponents said the bill would constrain cities and counties facing rapid growth, inflation, infrastructure needs, and public safety costs. Testimony from county judges, city finance officials, firefighters, and urban county representatives emphasized pressures from jail operations, roads, water, EMS, police and fire staffing, and unfunded mandates. Several witnesses asked for carve-outs or exemptions for public safety and disaster-related costs, warning that a one-size-fits-all cap could force service cuts or shift costs elsewhere. The committee heard extensive questioning but no final vote or disposition on the bill was taken in the portion provided.

Transcript Highlights:

• President, I'm looking at an application for a limited liability company, looking at their articles of
• President, I'm looking at an application for a limited liability company, looking at their articles of
• President, I'm looking at an application for a limited liability company, looking at their articles of
• > at limited liability company, looking at limited liability company, looking at their<01:18:42.719
• <01:26:45.440> to less than 10 prohibit uh limitation to less than 10 prohibit uh limitation

Keywords: 916, all

Transcript Highlights:

• on who can get access to of limited on who can get access to of limited on who can get access to these
• That tends to be the case where space is limited, but in rural where space is limited, but in rural where
• cost that this bill would would limit cost that this bill would would limit them to.
• insurance in mandatory liability insurance in mandatory liability insurance in Alabama.
• Speaker, okay, you um on liability. Mr. Speaker, okay, you um on liability. Mr.

Keywords: 1136, house, all