Transcript Highlights:

• Furthermore, I would note that the way this bill was drafted is quite curious, and it has serious technical
• >> I don't believe that is necessary. >> That's not the way that the bill was drafted, and we don't know
• <05:22:46.240> A bill when it was originally drafted.
• A bill when it was originally drafted.
• drafted the amendment that like a bill drafted the amendment that like a bill on<06:11:08.000>

Keywords: 928, house, all

Summary: The Municipal and County Government Committee met in executive session on February 17, 2026, to act on a series of bills. Early in the meeting, members agreed that they could consult the online submission summaries rather than have changing submission counts read aloud. The committee then took up House Bill 1386, which would have allowed citizens in a municipality to vote to require a financial audit of a local school district. Members opposing the bill argued that school districts already have audit authority and reporting requirements under existing law, and that the proposal was unnecessary and potentially burdensome. The committee voted 17-0 to recommend the bill inexpedient to legislate, placing it on the consent calendar. The committee next considered House Bill 1181FN on public hearing notice requirements for zoning board of adjustment appeals. Members who opposed the bill said newspaper publication provides independent third-party verification and archival value, and that removing that requirement would weaken public notice. The committee voted 17-0 ITL and sent the bill to the consent calendar. It also voted 17-0 ITL on House Bill 1327, concerning the definition of commercially zoned land, largely because the sponsor was absent and members said they could not do due diligence without hearing from the sponsor. The committee then acted on House Bill 1473FN, concerning the use of agricultural fairground property, and House Bill 1147, concerning the use of capital reserve funds. In both cases, members cited the sponsor’s absence and the need for more information as reasons to recommend inexpedient to legislate; both votes were 17-0 and both bills were placed on the consent calendar. House Bill 1220, which would have allowed municipal governing bodies to review and approve school budgets, was also recommended ITL by a 17-0 vote after members raised concerns about local control, legal conflicts between separate entities, and technical drafting problems. The committee recommended ought to pass on House Bill 118, which raises the amount of money municipal treasurers may hold before depositing it in the bank, with supporters saying the higher threshold would reduce unnecessary trips to the bank and improve efficiency. It also recommended ought to pass on House Bill 1151, a housekeeping bill correcting statutory references related to conservation commission appropriations, and it approved House Bill 1309 as amended after adopting Amendment 2026-0411H to clarify town meeting warrant language. Finally, the committee considered House Bill 1385, prohibiting negative property tax rates in certain municipalities, and recommended ITL by a 17-0 vote after testimony indicated the practice at issue had already ended and that a blanket prohibition could create problems for municipalities with excess revenues. The committee also began work on House Bill 1369, relating to posting warrants for special town meetings, and discussed an amendment to preserve newspaper notice while also allowing website posting where available.

Transcript Highlights:

• I move that we adopt an advisory opinion as drafted by counsel based on this finding.
• Staff will work on finishing the drafting of the opinion.

Keywords: 977, all

Summary: The House Ethics Committee met on June 25 with Representatives Jordan, Collins, Guest, King, Robbins, and Rutherford present, and later Representative Calhoun joined during executive session. The committee had one agenda item requiring legal briefing, so it first moved into executive session for legal purposes. No actions were taken while in executive session. After returning to open session, the chair reported that the committee had received legal advice and reviewed a draft opinion. Representative King then moved that the committee find the fees at issue do not need to be reported on members’ SCI because the fees are not state or government funds, and to adopt the advisory opinion as drafted by counsel based on that finding. Representative Calhoun seconded the motion. A roll call vote was taken and the motion passed unanimously among members present and voting. Staff was directed to finish drafting the advisory opinion, and the meeting was adjourned.

Transcript Highlights:

• s on to the next bill Senate Bill 1448 s on to the next bill Senate Bill 1448 s sd2<01:24:06.120
• <02:12:18.040> has this bill has really uh this bill has this bill has really uh this bill
• In regards to part three of the bill, the House draft added some language to Chapter 185 to allow DOFA
• <04:03:18.880> one three of the bill um the house draft one three of the bill um the house
• We oppose this bill as currently drafted.

Keywords: 910, house, all

Transcript Highlights:

• During the 2026 regular session, the General Assembly passed House Bill 778, which expanded the panel's
• During the 2026 regular session, the General Assembly passed House Bill 778, which expanded the panel's
• <00:34:35.520> that last uh session uh we had a bill that last uh session uh we had a bill
• Um the uh the score act is both bills.
• afteraction review so that we can draft afteraction review so that we can draft or<01:30:53.600>

Keywords: Call to Order and Roll Call- 00:00:01 Approve Minutes from June 11, 2026- 00:00:40 Staff Report on 2026 Child Fatality Panel Update- 00:01:17 Panel Staff Response to Report-00:21:12 University of Kentucky Name, Image, and Likeness-00:44:34 Kentucky State Police Update on SERVS-01:17:55 Adjornment-01:33:05, 958, all

Summary: The committee first established a quorum and approved the minutes from the previous meeting. Members then received a staff report on the Kentucky Child Fatality and Near Fatality External Review Panel, including an annual LOIC evaluation of the panel’s operations, statutory compliance, case management system development, member experience, and written procedures. The report noted recent House Bill 778 expanded the panel’s access to records and to TWIST/I-TWIST, and recommended that staff request access and training promptly to avoid implementation problems. Analysts reported the panel has met statutory membership and meeting requirements, and that agency responses to the panel’s 2025 recommendations improved, with all responses meeting statutory content requirements though some were late. They also said the panel still lacks formal written procedures, so a prior recommendation was reissued. The report discussed the panel’s new case management system, now in testing with the Commonwealth Office of Technology, and a survey of panel members showing generally positive views of meetings and case discussions but recurring concerns about SharePoint access, time demands, virtual meetings, and the panel’s lack of enforcement authority. The report included a matter for legislative consideration suggesting the General Assembly may wish to seek additional testimony from agencies when responses are unclear or more information is needed. Panel staff responded that the work is difficult but important, said they are optimistic about gaining TWIST access, and acknowledged that written procedures have not yet been completed because they wanted to align them with the new system. They said both the system and procedures are hoped to be finished by the end of the year, with the new case management system expected to be implemented by September 1 after further testing and migration. Members also discussed trends in child fatality and near-fatality cases, including increases in reported cases since 2013, substance abuse, safe storage of firearms, and concerns about THC/CBD gummies reaching children. No formal votes were taken beyond approval of the minutes.

Transcript Highlights:

• the house side was uh the original draft the house side was uh the original draft of<00:02:59.840
• <00:09:14.880> on House bill on House bill on R36<00:09:16.640> at<00:09:17.040>
• And I believe that language originated with the OHI governor's bill.
• the OHI uh governor's bill. the OHI uh governor's bill.
• <00:36:48.640> with never worked harder on a bill with never worked harder on a bill with

Keywords: 1183, house

Transcript Highlights:

• I try to schedule the bills. If they're similar bills, I try to schedule those on the same days.
• And all of that is laid out in the bill.
• The qualifications are laid out in the bill.
• Thank you, bill sponsor, for bringing this bill. I have several questions. And if you can't...
• Thank you, bill sponsor, for bringing this bill.

Keywords: 959, house, all

Transcript Highlights:

• And this is how we pay the bills, basically. Yes.
• I look forward to reading the trailer bill language.
• And yes, if you can make sure we can get that trailer bill.
• As you heard, though, the proposed trailer bill language would require...
• That is not specifically laid out in this trailer bill. Okay.

Summary: The committee opened with the State Controller’s Office May Revision requests, including funding for Fiscal book-of-record stabilization, a Broadcom IDMS licensing adjustment, the California State Payroll System, ACFR reporting automation, and $3 million for unclaimed property outreach. Testimony emphasized progress on Fiscal becoming the state’s accounting book of record in July, faster ACFR publication, and the move to electronic unclaimed property claims. Members asked about the size of the unclaimed property fund and how quickly money is transferred to the General Fund; the Controller’s office said about $15 billion is held, with most excess transferred regularly, and the LAO noted the fund is the General Fund’s fourth-largest revenue source. No concerns were raised by Finance or the LAO, and the item was closed after no public comment. The committee then heard the administration’s proposal to tax prewritten digital software and software-as-a-service, with Finance saying it would modernize sales tax treatment and raise an estimated $450 million General Fund and $560 million local revenue in 2026-27. The LAO supported modernizing the tax but suggested broader digital goods coverage and a business-use exemption; industry and taxpayer groups opposed the proposal, warning of higher costs for consumers and businesses. Members also heard CDTFA’s administrative request tied to the proposal, plus a separate CDTFA budget reduction reflecting lower operational needs; that reduction was presented as a savings item and drew positive reactions. Next, the committee considered federal conformity for “Trump accounts,” which would align California tax treatment with federal rules for tax-deferred children’s accounts and avoid tracking burdens for families. The LAO recommended approval, and the item drew no opposition. The committee also heard a proposal to cut the first-year $800 annual business tax to $400 for LLCs, LPs, and LLPs; Finance argued it would lower startup costs and encourage new business formation, while the LAO said the benefit was not well targeted and could subsidize entities that would form anyway. Members discussed the policy tradeoff, and public commenters split between support for small business relief and concern about revenue loss. The final major revenue item was a permanent business tax credit limitation, capping credits at the greater of $5 million per corporation or 50% of pre-credit liability, while excluding the low-income housing tax credit and personal income tax credits. Finance said it would raise significant revenue from large profitable corporations, and the LAO said it was a reasonable option but noted it would mainly affect the R&D credit and could have future implications for programs like California Competes. Public testimony was sharply divided, with business groups opposing the cap and anti-poverty advocates supporting it as a way to recapture revenue. The committee also heard FTB’s CalFile realignment request, which would return most of the direct-file-related resources to the General Fund while retaining a smaller staff to improve CalFile, and the California Arts Council’s request to reauthorize the Keep Arts in Schools voluntary contribution fund, which members and advocates supported despite relatively modest annual donations. The hearing continued with GoBiz proposals on civic media funding, CA RISE reappropriation, and a semiconductor facility reversion, with the LAO supporting the latter two and members raising questions about the civic media program’s scope, outreach, and inclusion of broadcast and ethnic media.

Transcript Highlights:

• However, we remain concerned that the bill as drafted creates a framework that is both unworkable in
• We would also note that as drafted, the bill includes a broad private right of action with significant
• I think the bill is ready. I think the bill is ready.
• content-neutral bill. content-neutral bill.
• However, as currently drafted, this bill would impose technical mandates that are not feasible today

Keywords: 1187, senate, all

Transcript Highlights:

• on that bill.
• on that bill.
• Because this is in House Bill 2.
• a bill.
• Chair, we're talking about something that needs a bill. We don't have a bill. So what do we do?

Keywords: 996, all

Transcript Highlights:

• <00:10:35.200> that with a combination of other bills that with a combination of other bills
• So that's kind of where we're at bill.
• , I've said from the very first draft, I've said from the very first draft, which<00:27:00.159>
• So, my changes to this bill.
• <01:07:22.880> out come here, um, and exec this bill out come here, um, and exec this bill

Keywords: 928, house, all

Summary: The Environment and Agriculture Committee held a hearing on a non-germane amendment to SB 302, a Senate bill originally requiring background checks for solid waste and hazardous waste facility owners. Representative Patenza explained that the amendment was intended to preserve and separate out language developed for the governor’s budget proposal and HB 2 concerning a solid waste facility site evaluation committee, a moratorium, and related public-benefit/site-benefit provisions, so the policy would still have a vehicle if the budget language did not advance. He said the proposal reflects extensive work by the House, the governor’s office, and DES, and he was open to further changes to align with any budget conference committee outcome. Dr. Adam Finkele testified in support of the amendment and the underlying site evaluation concept, arguing that landfill siting decisions should be based on cost-benefit analysis that includes public harms, local impacts, and regional impacts rather than only private benefits. He praised the committee process and prior legislation requiring agencies to respond substantively to public comments, and said the new language improves on the governor’s version by moving the committee’s review earlier in the process and requiring more complete application information, including alternatives and impacts on nearby wells and aquifers. He also supported a three-year moratorium on new landfill applications, saying it would give the state time to address leachate, PFAS, waste reduction, and weak siting rules. Members asked about possible conference committee changes, the value of having a separate review body, and whether the new rules would invite litigation. Dr. Finkele said he would likely sue over the rules because he считает them too weak, but also said the legislature could fix the problems through other bills such as HB 77. He acknowledged that the site evaluation committee is not a perfect solution, but said it is a useful intermediate step between the agency and the courts and likely would meet only rarely if capacity need remains the main trigger for future landfill decisions. No vote or final action was taken during the hearing.

Transcript Highlights:

• bill fails to proposal, this bail bill bill fails to accomplish<01:07:56.480> the<01:07:56.720
• We have seen the bill draft that reflects no increase in 2026 or 2027 for high-intensity residential
• We have seen the bill draft recovery.
• We have seen the bill draft that<01:13:56.719> reflects<01:13:57.280> no<01:13:57.679><
• this bill. this bill.

Bills: HF2434

Keywords: healthcare, personal care assistance, worker retention, disability services, state funding, 1183, house

Transcript Highlights:

• The bill support of Senate Bill 25.
• Um I don't think the bill bill say that?
• And this bill is a little bit of a cleanup bill.
• sense bill.
• sense bill.

Keywords: 928, house, all

Summary: The committee first held a public hearing on Senate Bill 25, which would allow state-chartered credit unions to compensate board members if the membership approves it. Prime sponsor Senator Dan Innis said the bill is enabling only, intended to help credit unions recruit and retain qualified directors and align New Hampshire with other states that already allow such compensation. Credit union representatives from the Cooperative Credit Union Association and St. Mary’s Bank supported the bill, saying board service has become more complex because of cybersecurity, asset-liability management, and other regulatory demands, and that compensation could be modest and take forms such as meeting fees or educational reimbursement. In response to committee questions, they said compensation would be set by the membership, disclosed in advance, and subject to bylaws and internal policies; they also noted that board members must be credit union members and that voting procedures vary by institution, with some using mailed ballots rather than proxy voting. Members raised questions about why credit union boards were historically excluded, what kinds of compensation were contemplated, whether there would be a cap, and how voting and confidentiality would work. Testimony explained that the historical rationale was the nonprofit, volunteer mission of credit unions, but witnesses argued that the modern environment and competition for talent justify a change. They also said the bill would not mandate compensation and would not create a salary structure comparable to banks, but would allow members to approve modest compensation or reimbursements. After no further testimony, the chair closed the public hearing on Senate Bill 25. The committee then opened a public hearing on Senate Bill 26, sponsored by Senator Howard Pearl, concerning the definition of deposits in land sales and escrowed accounts. Pearl said the bill would clarify that buyer funds for upgrades and luxury items in new-home construction are not treated as refundable deposits that must be held in escrow, arguing that the current Attorney General interpretation raises builder costs, increases home prices, and can limit buyer choices. He said the proposal would allow those upgrade funds to be paid directly to builders for construction, with signed disclosures making clear that the buyer requested the items and bears the risk if financing falls through. The hearing on Senate Bill 26 had just begun when the transcript ended.

Transcript Highlights:

• I'll add a saving clause in this measure and acknowledge that the original bill as drafted was to honor
• I'll add a saving clause in this measure and acknowledge that the original bill as drafted was to honor
• I'll add a saving clause in this measure and acknowledge that the original bill as drafted was to honor
• I'll add a saving clause in this measure and acknowledge that the original bill as drafted was to honor
• I'll add a saving clause in this measure and acknowledge that the original bill as drafted was to honor

Keywords: 910, house, all

Summary: The committee heard testimony on HB 1588, which would establish a Department of Transportation noise detection program using cameras to enforce noise control laws. DOT supported the measure and said it is already piloting the technology at eight locations, with about 10 sites costing roughly $2 million to $2.5 million to install and operate. The Department of Health said it was willing to work with DOT but noted its current regulations are not designed for vehicular noise sources and that the bill may need clearer standards to be enforceable. Members raised concerns about the lack of a specific decibel threshold and whether the system could accurately identify the source of noise; DOT said the pilot can pinpoint vehicles and that the program would align with existing health standards, but no final number was identified during the hearing. The committee then heard HB 1696, which lowers the minimum age for a commercial driver’s license from 19 to 18 and removes a restriction tied to vehicle category, while requiring DOT rule changes. DOT, the City and County of Honolulu, the Hawaii Transportation Association, Teamsters Local 996, and other stakeholders testified in support. The Hawaii Transportation Association suggested adding a training requirement for drivers ages 18 to 20, proposing at least 320 hours of employer training and recordkeeping. Members sought clarification that the bill would apply to intrastate, not interstate, licensing. For HB 233, the committee considered a measure authorizing DOT to designate airport special district zones statewide to prevent unauthorized access and improve security. DOT and the City and County of Honolulu supported the bill, explaining that defined boundaries would help law enforcement address trespassing, disruptions, fires, theft, harassment, and other incidents around airports and terminals; DOT said commercial airports are ready to implement the proposal, while some general aviation sites would need further work. Members asked about the scope of the boundaries, existing enforcement, and whether the measure would cover state-owned or non-state parcels near airports. The committee also heard HB 2332, which renames the Harbors Division as the Commercial Ports Division and distinguishes “harbor” from “port” in statute. DOT, the Maritime Group, and harbor users supported the bill, saying the change would reduce confusion between commercial cargo/cruise facilities and recreational small boat harbors, and could help with clarity and possibly federal grant competitiveness. Members asked about impacts on small boat harbors and cruise activity, and DOT explained that the bill is aimed at purpose-built commercial ports, not recreational facilities. The committee also took testimony on HB 2283, which clarifies DOT’s consultative role with the Department of Commerce and Consumer Affairs in setting port pilotage standards and requirements. DOT, DCCA, Matson, the Hawaii Pilots Association, and others supported the measure, saying it would improve coordination and ensure pilot licensing standards reflect operational realities in the harbors. Finally, after a recess, the committee heard HB 2217, which would allow driver’s permits, licenses, and ID cards to include a notation for a non-apparent disability. The Hawaii State Council on Developmental Disabilities opposed the bill as drafted, saying voluntary alternatives such as Smart 911 may be better and that the category is too broad. The Attorney General’s office supported the intent but recommended limiting the notation to medically recognized, specifically defined conditions so agencies can train personnel and avoid confusion or escalation.

Transcript Highlights:

• The next bill will be House Bill 2866. The next bill will be House Bill 2868. Mr.
• as drafted, we are very supportive of the amendment that is being offered to this bill.
• When drafting this bill, was there any—did you guys ever sit down with the governor in regards to the
• When drafting this bill, was there any—did you guys ever sit down with the governor in regards to the
• This is a good bill as drafted and preserves that fundamental right of the homeowners to have a say.

Bills: HB2128, HB2255, HB2397, HB2429, HB2591, HB2680, HB2834, HB2868, HB2911, HB2951, HB2979, HB2991, HB2996, HB2999, HB4001, HB4011, HB4017, HB4020, HB4026, HB4086, HB4088, HB2244, HB2342

Keywords: homeowners associations, condominiums, open meetings, governance, transparency, Arizona Teachers Academy, teacher preparation, education funding, public schools, scholarships, teacher certification, community colleges, HOA, homeowners association, planned community, condominium, CC&Rs, covenants, conditions and restrictions, resale disclosure, association disclosure

Transcript Highlights:

• It was a great bill. It was a fantastic bill.
• of the highlights of some of the major bills.
• But you can see the number of bills: 62 new housing bills, 29 new planning requirements since 2019.
• And when I think about the middle housing bill and the ADU bill, a couple of knock-on effects that are
• And when I think about the middle housing bill and the ADU bill, a couple of knock-on effects that are

Summary: The committee met for work sessions on land banking/shared homeownership and on maximizing existing housing stock. Members first heard an overview from Commerce on alternative homeownership models, including community land trusts, limited equity cooperatives, condominiums, accessory dwelling units, middle housing, church land for housing, and public land transfers. The discussion focused on how these models can help households build equity while keeping housing permanently affordable. Committee members asked about statewide counts of co-ops and land trusts, and Commerce said it does not track all of those entities directly. Pierce County staff then described the Pierce County Community Development Corporation’s rapid acquisition fund and its role in acquiring, holding, and transferring public land for affordable housing. They said the county used general fund and affordable housing sales tax dollars to buy properties, preserve a manufactured home park through resident ownership, and create a pipeline of sites for future development. Members asked about the advantages of a public development authority, funding sources, the use of surplus and underutilized public property, and how the model works with housing authorities. Spokane land bank staff followed with testimony that land banks can reduce blight, preserve affordability, and help nonprofits acquire land quickly, but that holding costs and taxes can make the work harder without state support. They also described brownfield assessments, donated properties, and work on Black homeownership and public surplus properties. The committee then heard from the Northwest Cooperative Development Center on limited equity cooperatives, especially in manufactured housing communities. The witness said Washington now has about 43 limited equity co-ops and that recent subsidy funding and legislation have accelerated resident purchases of manufactured home communities. Members asked how residents benefit from capped equity, how values are affected, and whether the model improves access to lending; the witness said the model stabilizes costs, allows modest equity gains, and that a recent law allowing manufactured homes in co-ops to be titled as real property should improve access to traditional financing. The committee also discussed House Bill 1974 from the prior session and possible updates to land banking legislation. In the second work session on maximizing existing housing stock, Commerce reviewed recent housing laws and implementation timelines, including ADUs, middle housing, condo liability reform, SEPA changes, tiny homes, and co-living. Members raised concerns about the long implementation horizon, vacancy data, corporate ownership of homes, and the need for better support for small landlords and first-time ADU owners. Sightline then testified on mobile dwelling units, arguing that RVs, tiny houses on wheels, and similar units are a low-cost, quick-to-install housing option that is often blocked by zoning; the witness said many Washington residents already live in these units, often informally. Finally, AARP discussed housing options for older adults, including ADUs, missing middle, manufactured home communities, co-living, universal design, and village-style support models, emphasizing aging in place and the need for more accessible, affordable housing choices.

Transcript Highlights:

• that was in that bill the way that bill that was in that bill the way that bill was<00:11:49.680
• bill from last year, House Bill 1569.
• a bill a bill like state up to defend uh a bill a bill like 1569.<01:19:12.880> Thanks.
• House Bill House Bill 412?
• Bill 217. Bill 217.

Keywords: 1189, house, all

Transcript Highlights:

• I'd like to announce that we have 32 bills on file today, so a full day of bill hearings.
• It also, unlike AB 1445, which was a bill that came before this, a Ramboulos bill, this bill also will
• The bill only provides six months for this thorough scientific review, which would be very, to also draft
• The bill failed.
• the bill.

Summary: The Assembly Education Committee heard a full agenda of bills, first adopting a consent calendar of 11 measures without individual presentations. The committee then took up AB 1412, which would require California schools to implement or adopt a transferred special education student’s IEP within 30 days for out-of-state transfers and to coordinate more quickly on records. The author and military-family witnesses said the bill would reduce delays for highly mobile students, especially military children; a school administrators group opposed it. The bill received initial support from committee members and was moved on call. The committee also reconsidered AB 281, which would require notice to parents when outside consultants provide sex education instruction; the author accepted amendments removing a copy-right provision, but the bill remained on call after a split vote. The committee heard AB 1005, which would create a statewide drowning-prevention education and swim-lesson voucher framework for underserved communities. The author and supporters described drowning as a preventable public health and equity issue, while the bill was clarified as developing a plan rather than immediately launching a voucher program. It was voted out on a 3-0 roll with the measure placed on call. AB 908, as amended, would add compliance monitoring for existing requirements that schools use LGBTQ-inclusive instructional materials and curriculum under the FAIR Act. Supporters said the bill would improve implementation and student safety; opponents raised concerns about privacy, girls’ sports, and school burdens. The committee approved the bill 5-2 and sent it to Appropriations. The committee then heard AB 1401, which would affirm parents’ access to school records, including unofficial records unless exempt by law. The author argued that parents need clearer access to information held by schools and vendors, while school officials and teachers’ union representatives warned the bill was too vague and could sweep in personal notes, journals, and other sensitive material. The bill failed on a 2-3 vote and was placed on call. Finally, AB 727 would require student ID cards to include the Trevor Project hotline for LGBTQ youth; supporters framed it as a suicide-prevention measure, while opponents argued it conflicted with parental rights and religious beliefs. Committee discussion focused on whether 988 already provides similar access and whether the Trevor Project is an appropriate resource to print on IDs; the hearing continued with the bill still under consideration.

Transcript Highlights:

• bill. Those in favor, please say I. bill. Those in favor, please say I.
• bills that have to pass every year. bills that have to pass every year.
• regard to the big, beautiful bill. regard to the big, beautiful bill.
• bills The bill themselves, the bills The bill themselves, the bills themselves<03:05:39.279><
• We wrote the bills.

Keywords: U.S. House of Representatives Floor Proceedings on Thursday, September 4, 2025, 1012, house, all

Transcript Highlights:

• We passed that bill a few years ago.
• check uh a bill from them? I haven't. check uh a bill from them? I haven't.
• that I drafted for this meeting today. that I drafted for this meeting today.
• Am I going to submit a bill to who? Do I want to submit a bill? No.
• have a bill. have a bill. >> Sure. >> Sure. >> Sure.

Keywords: 916, all

Transcript Highlights:

• introduced and just had a House companion bill drop.
• 1184, the trigger lead bill, if you guys remember that.
• The hospital sends them a bill.
• , their gas bill, their electric bill, their insurance bill, they've got to change it.
• , their gas bill, their electric bill, their insurance bill, they've got to change it.

Summary: A joint House-Senate Insurance and Commerce meeting focused on the growing threat of financial fraud in Arkansas, with members and witnesses describing scams targeting seniors, small businesses, and working families. The committee first approved the November 3, 2025 minutes, then heard from the Arkansas Bankers Association, the American Bankers Association, banks, the Attorney General’s Consumer Protection Division, the Arkansas Mortgage Bankers Association, the State Bank and Securities Department, the Insurance Department, and AARP. Witnesses described common schemes including spoofed bank calls and texts, government imposter scams, romance and investment scams, business email compromise, fake job postings, gift card scams, check fraud, wire fraud, reverse mortgage scams, identity theft, and insurance fraud. Several witnesses emphasized that cryptocurrency kiosks and crypto transfers make recovery difficult or impossible, and that artificial intelligence is making scams more convincing and scalable. Witnesses repeatedly stressed education, verification, and coordination among banks, law enforcement, regulators, and consumers. Bank and mortgage representatives urged consumers to slow down, independently verify wire instructions, avoid clicking unexpected links, use tap-to-pay rather than chip or swipe when possible, and never share account credentials or one-time codes. The Attorney General’s office said it investigates consumer complaints, mediates disputes, works with social media platforms to remove scam ads, and recently created a Financial Fraud Task Force with bankers and other stakeholders. The State Bank and Securities Commissioner highlighted the Safe AR Act, the state’s crypto kiosk framework, and fraud education efforts such as “fraud bingo,” while the Insurance Department described its law-enforcement role and a range of insurance-related fraud schemes it prosecutes. AARP said fraud is widespread and underreported, especially among older adults. Members asked about reporting scams, how losses are handled, whether tap is safer than chip, how crypto fraud works, whether Arkansas has model legislation to address telecom and social media impersonation, and how local law enforcement and state agencies coordinate investigations. Witnesses said banks generally absorb much of the financial loss under federal rules, while consumers bear the inconvenience and account changes. Several witnesses said Arkansas should consider additional legislation to hold telecom companies and social media platforms accountable for spoofed caller IDs and impersonation ads, and one witness said a federal Scam Act is moving in Congress. No additional votes or formal actions were taken beyond approval of the minutes, but witnesses agreed to share consumer education materials and model legislation with committee staff.