Transcript Highlights:

• People here make us special. I love the sunshine here; that makes us special.
• You give us too much credit.
• And if the Medical Society does anything, that is useful information for us.
• Use that data."
• I'm using your own report. I'm not impeaching the data, Senator. I'm using the data.

Transcript Highlights:

• When I use my debit card or credit card, is the tap function more secure than using the chip function
• Benda, for visiting with us.
• And we would also encourage you not to use your email address or the password that you use for any other
• That they used in the scam.
• We carry cyber insurance, so if somebody were to actually hack into us and cause us an issue, we have

Summary: A joint House-Senate Insurance and Commerce meeting focused on the growing threat of financial fraud in Arkansas, with members hearing from bankers, regulators, law enforcement, AARP, and mortgage and insurance industry representatives. Witnesses described a wide range of scams, including spoofed bank calls and texts, fake websites and social media impersonation, romance and investment scams, business email compromise, gift card fraud, check fraud, wire fraud, reverse mortgage scams, and crypto kiosk schemes. Several speakers emphasized that fraud is increasingly organized, technology-driven, and amplified by artificial intelligence, and that seniors are disproportionately targeted and often suffer the largest losses. Testimony highlighted both prevention and recovery efforts. Bankers said institutions spend heavily on training, customer education, and fraud detection, but often cannot stop losses once customers have been convinced to authorize transfers. The Attorney General’s office described its Consumer Protection Division, a new Financial Fraud Task Force, and examples of recovering funds quickly from crypto kiosk and wire fraud cases. The State Bank Department and Securities Department said Arkansas’s 2025 crypto ATM legislation and related education requirements have helped, and they urged continued public education. The Insurance Department reported major insurance-fraud trends, including fake insurance cards, forged policies, premium-finance schemes, and staged auto accidents, and said it prosecutes these cases aggressively. Members asked about reporting scams, the security of tap payments, how fraud losses are tracked, the role of crypto kiosks, and whether Arkansas should pursue model legislation or stronger action against telecom and social media companies. Witnesses said tap payments are generally safer than chip or swipe, that crypto transfers are often unrecoverable, and that spoofed caller ID and impersonation ads remain major problems. Paul Benda of the American Bankers Association urged state and federal action against telecom and social media platforms and supported national scam legislation. No new bills were voted on at the meeting, but members approved the November 3, 2025 minutes and several witnesses offered to share model legislation, consumer education materials, and state-by-state fraud data with the committee.

Transcript Highlights:

• use skilled labor.
• use skilled labor.
• I'm personally boycotting any aircraft that is using, or any airport using, this technology for landing
• We just don't want them to use this.
• Show us... adjourned. Excuse me.

Summary: The committee first took up SB 1236, which would condition state economic development incentives on employers at subsidized companies using secret-ballot union elections and prohibiting neutrality agreements. The sponsor said the bill is meant to protect workers and taxpayer dollars, and he noted he would amend the Attorney General enforcement language to allow appeals. Supporters argued it protects secret ballots and transparency, while opponents said it is a form of union-busting, could conflict with federal labor law, and would burden contractors and workers. After debate, the committee reported the bill favorably on a roll call vote, with Senators Bracey Davis, Smith, and Errington voting no and the remaining recorded votes in favor. The committee then heard CS/SB 198, which regulates cryptocurrency kiosks to combat fraud, especially against seniors. The bill requires kiosk registration, fraud warnings, blockchain analytics, transaction limits, receipts, and refund protections for certain first-time transactions involving non-U.S. wallets. Supporters from consumer and senior advocacy groups said the bill would help stop widespread scams, while one industry witness praised the bill’s fraud protections but suggested narrowing the daily limits and new-customer period. The committee reported the bill favorably by roll call vote. Next, the committee considered CS/SB 1356 on dog breeding, pet sales, and breeder registration. The sponsor described it as a work in progress aimed at ending inhumane breeding conditions, improving consumer disclosures, and creating breeder standards and penalties; an amendment removed state oversight of local animal shelters. Pet store representatives supported many animal welfare provisions but objected to the three-day financing waiting period, shelter-space requirements, expanded reimbursement, and litigation exposure. Animal welfare supporters backed the bill, and the committee reported it favorably. The committee also heard SB 1722 on app stores and minors’ access to apps. The bill requires age verification, parental consent for minors, notice of app changes, and enforcement by the Department of Legal Affairs. Supporters said it would better protect children online and help enforce existing age-based restrictions, while opponents warned it could require overcollection of personal data, create privacy and constitutional problems, and duplicate tools parents already have. After debate, the committee reported the bill favorably. Finally, the committee took up CS/SB 422, which would bar use of ADS-B aviation data to calculate or collect certain airport fees, with an amendment adding departures to the covered activities. A pilot supported the bill as a safety and privacy measure, while airport advocates opposed it, saying it would undermine airport finances and force less efficient fee collection methods. The transcript ends during testimony on this bill, before final action is shown.

Transcript Highlights:

• That's it for us. Thank you.
• Using that methodology might give you some mixed results on both.
• it in an alternative way. they can use it in an alternative way.
• Thank you so much for joining us today.
• But it's still a ways for us to go. But, Mr.

Transcript Highlights:

• us.
• It's a big concern for us.
• ongoing updates quarterly to us, as well as helping us stay attuned to it.
• with us.
• I'm also happy to announce that UNM, which joined us on our last RFP, is actually joining us again this

Transcript Highlights:

• So when we centralize it, more people will use it when they need it.
• So when we centralize it, more people will use it when they need it.
• So when we centralize it, more people will use it when they need it.
• <00:17:55.720> the somebody to listen and I don't use the somebody to listen and I don't use
• back on to Residents um who are using back on to Residents um who are using the<00:21:46.240>

Keywords: 1183, house

Transcript Highlights:

• In addition, parents are using it more as a, you know, we had another big, While parents are using it
• we're using now, and put guardrails on future use of technology.
• Well, if it came down to the point where being able to use a robot, while the use of lethal force would
• Law enforcement agencies will have use-of-force policies in place in order to be able to use an unmanned
• that your use-of-force policy encompasses how you're going to use it whenever we're moving into this

Keywords: 908, all

Summary: The Judiciary Committee heard House Bill 1582, a study bill on false accusations and false reports of a crime. The sponsor argued the issue is broad but important, citing concerns about weaponized accusations in custody, civil, and political disputes and saying the study should gather statistics on how often these offenses are charged and prosecuted. Testimony in support came from the Commission on Legal Counsel for Indigents and the North Dakota Association for Justice, both describing cases where false domestic-violence allegations or false reports caused arrests, jail time, and court burdens, while noting the difficulty of finding statistics or examples of prosecutions. Members questioned the bill’s scope, and the committee amended it to narrow the study to North Dakota Century Code Chapter 12.1 before giving it a do pass recommendation by roll call vote. The committee then took up House Bill 1613, which addresses autonomous vehicles, robots, and law enforcement use of technology. The sponsor explained the amendment was intended to create definitions for autonomous, remote, lethal, and less-than-lethal systems, while preserving current law enforcement tools such as body cameras, license plate readers, and other cameras, and requiring warrants or use-of-force policies in certain situations. Testimony and discussion focused on ensuring humans remain involved in decisions to deploy weapons, limiting autonomous use of lethal force, and clarifying how drones and other devices could be used for surveillance or emergency response. After discussion of concerns from law enforcement, technology, and other stakeholders, the committee adopted the amendment and then passed the bill as amended by roll call vote. Finally, the committee heard House Bill 1499, which would make home addresses and telephone numbers of federal judges, magistrate judges, and U.S. Supreme Court justices confidential under state open-records law. The sponsor and the Attorney General’s office said the bill would extend protections already given to state judges and other justice-system employees, noting increased threats to judges and explaining that federal law does not fully protect these records in state files. With no opposition offered, the committee gave the bill a do pass recommendation and then adjourned after noting it had completed action on all 122 bills before it, with only two conference committees remaining.

Transcript Highlights:

• The use of.
• . us and support our needs.
• us.
• Could you tell us what you're trying to say?
• Can you give us your best advice here?

Keywords: Transcom, logistics, military readiness, air refueling, KC-135, KC-46, strategic infrastructure, geopolitical threats, Alaska

Summary: During this meeting, the committee hosted an extensive discussion on the operations and logistical challenges facing the U.S. Transportation Command (Transcom). General Reid provided testimony on key areas including the importance of maintaining robust logistical capabilities in contested environments, particularly in relation to geopolitical threats posed by adversarial nations. Various members emphasized the necessity for modernization of the air refueling fleet, addressing issues such as the readiness of the KC-135 and the procurement of the next-generation KC-46 aircraft, which has experienced delays and technical challenges. The dialogue further extended to the strategic importance of U.S. ports and transportation infrastructure, especially in regions like Alaska which play a crucial role in military logistics and power projection.

Transcript Highlights:

• So please join us.
• We used to also use leaded fuel. We don't do what we used to do in the '70s. We've learned.
• We haven't needed to use them.
• This has had little use.
• This has had little use.

Keywords: 988, house, all

Transcript Highlights:

• We will use the tools at our disposal.
• I've asked some individuals who work with that issue to, uh, be here today with us to present with us
• Um, uh, also, in some of the kits, there was not evidence on them for us to, to use to identify a potential
• I think that this is serious enough for us to take on when we do have them before us, as we always do
• Tell us what's on your mind.

Transcript Highlights:

• The only thing that's really stopping us from doing that, guys, is us.
• us here in California.
• It's guerreras, our revolution, and the women that have come before us to fight for all of us.
• You don't need us for anything. You don't need a single vote from us.
• look good, a few of us look bad.

Keywords: 988, house, all

Transcript Highlights:

• Do you use these dollars?
• They used a hundred. TEA used $40,000. 40 was not what was intended.
• They used a hundred, TEA used 40. 40 was the existing amount.
• They used $40,000, while TEA used a hundred thousand dollar exemption.
• people have given us.

Bills: SB 1

Keywords: campground safety, youth camp regulations, flood safety, emergency evacuation, health and safety standards, 1185, senate, all

Transcript Highlights:

• Please proceed. use it specifically for Heaper. Um use it specifically for Heaper.
• rules about how the funds can be used. rules about how the funds can be used.
• government where those who are using government where those who are using 25,000<00:45:52.800>
• I use it. It's a great product.
• I use it. It's very popular. I like it. I use it.

Bills: HF3220

Keywords: school safety, school security, emergency access, law enforcement access, master key box, secure key box, entry device, school grants, education finance, Department of Education, charter schools, school districts, cooperative units, appropriation cancellation, one-time appropriation, school safety plan, emergency preparedness, public safety, school building security, 1183

Transcript Highlights:

• use of uh electricity. use of uh electricity.
• used.
• Listening to workers will lead us used.
• the bills author who has joined us. the bills author who has joined us.
• just what you can or can't use it for. just what you can or can't use it for.

Keywords: 1187, senate, all

Transcript Highlights:

• given amount for all the eligible uses. given amount for all the eligible uses.
• file 3117 gets us closer to that goal. file 3117 gets us closer to that goal.
• This is part of the user agreement that they use when they use these apps.
• people that use that use these social uh people that use that use these social uh media<01:01:55.680
• Good enough for us.

Keywords: 1183, house

Transcript Highlights:

• It's very important to us.
• who remove their land from current use who remove their land from current use pay<00:50:17.920><
• that that change use penalty or that and that that change use penalty or that change<00:55:35.520>
• the assessment is based on current use the assessment is based on current use not<00:55:49.559><
• This would be used in rural communities that have a lot of land in current use.

Keywords: 1191, senate, all

Transcript Highlights:

• So, it did affect us.
• We use the funding in the...
• Give us an equitable solution. Give us an equitable solution. >> So, Mr.
• us to 130,000.
• Thanks for having us. U.S.

Keywords: 916, all

Transcript Highlights:

• The board asked us to model that.
• Like for this one, you could use, if you wanted to use two years still, you could use academic year 25
• Like for this one, you could use, if you wanted to use two years two, still, you could use academic year
• No, using the bill—updated, but using the updated structure that’s presented, and using the updated data
• way of using those SIP codes.

Summary: The Higher Education Funding Review Committee met to continue work on a draft higher education funding formula and related capital building fund changes. Lisa Johnson of the North Dakota University System updated the committee on the board’s developing policy for low-producing academic programs. She said the board is using a five-year rolling window, with thresholds of fewer than 10 undergraduate graduates or fewer than 5 graduate graduates, and that programs flagged in three consecutive review cycles would go to the board for review. Possible outcomes include continuation, continuation with modifications, inactivation, or termination. Members asked about how the policy would account for enrollment, program costs, workforce need, and programs that serve students outside their major. Johnson said the board would likely use an accompanying procedure to consider those factors. She also reported that about 200 programs could potentially be reviewed under current guidance, with 135 inactivated and 112 terminated, and said the process is intended to support quality and stewardship rather than simply cut programs. Jamie Wilkie then reported on the Capital Building Fund. He reviewed the fund’s history, matching requirements, and use for extraordinary repairs, deferred maintenance, and some legislatively authorized projects. He said about $334 million in state and matching dollars has been invested overall, with roughly 78.7% going to deferred maintenance and extraordinary repairs. Committee members pressed for updated information on how much deferred maintenance has actually been reduced, and several members said they wanted clearer reporting on the return on investment from new buildings versus repairs. NDSU representatives said the tier funding has helped significantly reduce deferred maintenance and allowed demolition and renovation work on campus. The committee also discussed the need for updated five-year facility plans and space-utilization information from the institutions. The committee then began a section-by-section review of a draft bill that would replace the current higher education funding formula with an FTE-based model and restructure the capital building fund. The draft would fund UND and NDSU differently from the other nine institutions, use fall enrollment rather than completed credits, add performance funding for completions in in-demand fields, create research incentives for UND and NDSU, and combine capital building fund tiers while changing matching requirements and eligible uses. Members raised concerns about the treatment of professional students, the use of CIP codes, incentives for waivers, and whether the formula should rely on more current data. The committee did not take final action on the draft during this meeting, but it continued detailed discussion and indicated more review would follow.

Transcript Highlights:

• , ruling against us, ruling against us, this<00:08:33.880> allows<00:08:34.400> us<
• for us as well. for us as well.
• , that understand us that look like us, that understand us like<00:23:26.480> Representative<00
• ,<00:23:34.080> THAT look like US, THAT TALK LIKE US, THAT look like US, THAT TALK LIKE US
• > us.

Bills: HB1

Keywords: HB1, Alabama, elections, primary election, special primary, runoff, congressional districts, redistricting, reapportionment, district boundaries, federal court, injunction, judgment, Governor proclamation, nominee certification, party nominee, general election 2026, election calendar, voting rights, congressional race

Transcript Highlights:

• So Kylie will be joining us.
• So Kylie will be joining us.
• So Kylie will be joining us.
• So Kylie will be joining us.
• We<00:28:23.120> used<00:28:23.520> $169,296 We used $169,296 We used $169,296 to<00:28

Keywords: Meeting Start 00:00 Attendance Roll Call 00:08 Approval of Minutes 00:43 KOAP Report 00:59 KY Office of Drug Control Policy 23:04, 958, all

Summary: The committee met on September 18, 2025, approved the July 10 minutes, and received Brandon Reid’s monthly report on Kentucky agriculture development and finance activity for July and August. Reid emphasized the long-running structure created under House Bill 611 and Senate Bill 28, the role of county agriculture development councils in all 120 counties, and the importance of the program as a national model for supporting Kentucky agriculture. He also introduced new staff and interns, including a new loan programs manager, Rachel Coward, and project manager Kylie Davis. For July, the development board reported $3.4 million invested in agriculture and the finance corporation reported $3.1 million in loans. Highlights included 11 county council meetings, site visits, program reviews, and 18 project reports. July approvals included county agriculture incentive programs, deceased farm animal removal programs, youth incentive programs, county/state projects, infrastructure loans, an agriculture processing loan, and beginning farmer loans. Staff also noted that all 120 counties had submitted their required five-year comprehensive plans on schedule. Bill McCloskey then highlighted several funded projects, including Dino’s Farm LLC in Jefferson County, which received support to purchase a meat processing facility and equipment, with the goal of creating market opportunities for goat, sheep, and cattle producers and establishing Kentucky’s first halal meat processing facility. Other projects included a veterinarian facility project to address large animal vet shortages and Grow Appalachia at Berea College, which provides technical assistance and market support for small-scale and eastern Kentucky producers. Members discussed the need for programs such as high tunnels and other small-scale opportunities in rural areas, and staff noted related resources such as CAPE and NRCS funding. For August, the board reported $500,000 in development board investments and just over $3 million in finance corporation loans, along with fewer staff activities than July but continued county council, site visit, and project review work. August approvals included county agriculture incentive programs, deceased animal removal programs, youth incentive programs, county/state projects, agriculture infrastructure loans, beginning farmer loans, and a horticulture incentives loan. Additional project updates included another veterinary equipment purchase, emergency safety equipment in Graves County, and a food safety and efficiency incentive for Jared Cornet.